How to choose between a DICE Policy and a Short Shoot policy*

Posted by David Hamilton on Sep 22, 2017 4:56:00 PM

A Short Shoot Policy is intended for those producers who are conducting shoots lasting 14 days or less, using rented equipment and with budgets of $250,000 or less. This makes it ideal for short film producers, student projects or anyone else who will be filming on a short term basis and requires insurance. Equipment coverage can apply to any rented film production equipment as well as rented props, sets and wardrobe up to the specified policy limits. Commercial General Liability coverage can also be purchased either together with equipment coverage or on a standalone basis. If you would like a free non-obligation quote or to purchase coverage, please visit our Short Shoot policy website here. *Currently we are only able to provide this coverage to Canadian Producers. If you require this coverage from outside of Canada please contact your local Front Row office for assistance.

The Dice Package Policy is intended to provide insurance for documentaries, corporate videos, commercials, educational films music videos and more. It is best suited for producers who are planning to produce projects other than feature films or TV series. This can provide coverage for a full year for Rented and Owned equipment as well as Props, Sets and Wardrobe, Office Contents, Vehicle Physical Damage and more. Commercial General Liability coverage can also be purchased either together with the equipment coverage or on a standalone basis. If you would like more information or to request a free non-obligation quote, please visit our DICE Policy website here. If you are a US based Producer please click here instead.

For more information please see the infographic below.

DICE - Short Shoot Infographic (Canada).jpg

Tags: DICE Insurance, DICE Policy, Short Shoot Insurance, Short Term Equipment Insurnace, short term production insurnace, Front Row Insurance Brokers, Educational Film Insurance, Short Film Insurance, Short Film Production Insurance, Film equipment rental insurance, educational film production insurance, documentary productions insurance, Commercial Production Insurance, corporate video insurance, music video insurance, music video production insurance

The Annual Film Production Insurance Package Made Easy

Posted by David Hamilton on Sep 13, 2017 4:46:15 PM

The Annual DICE Insurance Policy takes the hassle out of purchasing film insurance for your film productions. It is flexible, affordable, and customizable designed to fit your individual needs. 

This policy will not only save you time, it will also save you money. Insuring all your productions under one policy helps to cut the costs, as it will reduce the administrative expenses associated with insuring each production individually, and these savings are passed onto you.

The Annual DICE Policy is specially designed to provide:  insurance for commercials, documentary insurance, coporate video insurance,educational film insurance, music video insurance, training video insurance, short film insurance, and still photography insurance.

Check out our Infographic below for coupon savings and more.

DICE Infographic Hyperlink.jpg

Interested in seeing more? Visit the Front Row Insurance Website for a free no obligation quote!

Tags: DICE Insurance, DICE Policy, Entertainment Insurance, Front Row Insurance Brokers, corporate video insurance, Documentary Insurance, Commercial Production Insurance, music video insurance, music video production insurance, educational film production insurance, Short Film Insurance, Educational Film Insurance, Film Production Insurance

QU'EST-CE QU'UNE POLICE D' Assurance ANUELLE DE FILM?

Posted by Meghan Stickney on Aug 13, 2014 3:27:00 PM

describe the image

 

C’ est une  police film d’assurance  pour gagner du temps et de l'argent si vous prévoyez plusieurs projets au cours des 12 prochains mois. 

La police d’assurance «dice» signifie et couvre:

Documentaires, vidéos corporatifs , commerciaux,  films éducatifs. Il couvre également les Clips et le court métrage.

Exclut *: budget de plus 150.000 en  long métrage ou  / Télévision 

- Série télévisée ou épisodes

- Productions avec des périodes de tournage de  + 90 Jours.

(* sauf indication pour approbation  et, dans certains cas, une prime supplémentaire s'applique)

 

Une police assurance anuelle de film offre une couverture préétabli pour un an pour votre bureau et tous vos productions - à l'exception des films  et des séries avec des budgets plus de $ 150,000.

Nous allons vous fournir  des certificats en blanc pour l'année, ce qui vous permet de reserver  les endroits et louer du matériel à la dernière minute .

Responsabilité civile générale est moins cher avec une police  annuelle  parce que vous ne payez qu’ une fois par an et couvre l'ensemble de vos projets dans une période de 12 mois. Beaucoup moins de travail et à moindre  coût de pour la couverture de chacun de vos projets.

Un police  typique d'un producteur avec  250.000 dollars  de productions annuelles  est la suivante:

 COUVERTURE  
 LIMITE $ 
 Film négatif / Videotape   250,000
 Stock défectueux, camera , Développement     250,000
 Accessoires, décors et costumes    200,000
 Matériel loué  divers  750,000

 Matériel divers vous appartenant

(prime supplémentaire s'appliquera) 

 Comme Requis 
 Responsabilité pour dommages aux biens  2,000,000
 Frais supplémentaires   200,000
 Contenu de bureau  100,000
 Débiteurs  25,000
 Argent et valeurs  25,000
 Dommages causés à des véhicules  150,000 par véhicule  
 Responsabilité civile générale   2,000,000

 

Coûts: 

  • Une prime de dépôt débute à 1500 $. 

  • Vos coûts finaux de productions brutes pour toutes les productions réalisées pendant la durée de la police  sont signalés à la Société dans les 30 jours suivant l'expiration ou la résiliation de la couverture. 

  • La prime annuelle gagnée est calculée en appliquant le taux par 100 $ de coûts de production réels bruts établis à la date de création de la police
  • Une prime minimum de 1500 $ sera applicable quels que soient les termes de couverture. 

  • Les primes peuvent être financés sur l'année pour aider votre flux de trésorerie. 

  • Nos taux  varient  en fonction du rapport Film / Vidéo, types de productions et le nombre de productions annuelles estimées. 

  • La couverture de responsabilité générale (pour couvrir les lieux de tournage  contre les dommages matériels ou corporels causés par votre équipe) est en sus. Par exemple, une limite $ 2,000,000 coûterait $ 750 par an; une limite $ 500,000  coûterait $ 1000 par an. 

Appelez-nous ou envoyez-nous un courriel pour une soumission  une description de la couverture demandée ainsi que  de plus amples informations. 

EN SAVOIR PLUS

 

Tags: Film equipment insurance, Film Gear insurance, Entertainment Insurance Broker, Canada Film Broker, DICE Policy, Annual Film Insuruance, Commercial Production Insurance, Documentary Insurance, Documentary Films, DICE Insurance, Educational Films, Industrial Films

Substantial Film Insurance Savings in Vancouver compared to Los Angeles

Posted by David Hamilton on Nov 21, 2012 5:08:00 PM

It is much less expensive to  insure a film production in Vancouver as compared to Los Angeles - $30,000 less for a film budgeted at $5,000,000.. This is a substantial benefit to a producer that is considering Louisiana, New Mexico or LA vs Vancouver.

I have prepared an excel premium savings spreadsheet for you to share with US Producers to make them aware of yet another good reason to film in BC!

You can download the premium savings spreadsheet here

Please let me know if you have any questions.

I hope to see you at the Whistler Film Festival.

david@frontrowinsurance.com

   1 604 684 3456

 

                                Front Row Insurance                                           

                                                        

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Call Sheets Help Reduce Film Production Insurance Costs

Posted by David Hamilton on Nov 14, 2012 5:44:00 PM

Daily Call Sheets are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take.  Film Insurance underwriters appreciate the risk management component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.

The following should be included on Call Sheets:

  • Scheduled stunts
  • Any special effects that will be used
  • Scheduled use of firearms
  • Potential hazards specific to the location
  • Any required personal protective clothing and equipment and how workers can get it
  • The name, contact number, and location of the first aid attendant
  • The location of the first aid kit or facility
  • The location of the nearest hospital or emergency facility
  • Any other health and safety concerns that the cast and crew need to be aware of

 

Safety guidelines should be attached to call sheets ie. If any special effects are to be used on the set, then a safety guideline should be attached specific to the type of special effects that will used. For example, if you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet. What are the weather conditions like? Will the crew require special footwear or clothing for extreme temperature? What about sunscreen or hydration requirements?

Along this line of thought, it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.

Have you thought about:

Putting up safety posters in common areas around the set location as a reminder to pay attention to certain hazards around the workplace and certain locations ie. Aerial filming etc.

A specialized film insurance broker is best able to present the risks associated with your film production to the film insurance underwriter to ensure you receive the best coverage and premium for your production.

Front Row Insurance Brokers are specialized Film Insurance Brokers. Please call us if you have any questions.

The above information is  based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition)

 

Tags: Commercial Production Insurance, Documentary Insurance, Film Insurance, Film Production Equipment, Film Production Insurance, Entertainment Insurance, Film insurance broker, DICE Insurance, DICE Insurance, Entertainment Insurance Broker, Film Production Companies, Special Effects Insurance, Film Production Insurance claims, Film Insurance claims, Film Production Insurance Premiums, Specialized film insurance broker, Short Film Insurance, Short Film Production Insurance, Canadian Insurance Broker

Film Insurance Brokers: Proper Licensing Protects Your Production

Posted by David Hamilton on Nov 4, 2012 1:27:00 PM

Did you know:

  • Your Film broker must be licensed in each province that they place business in?
  • There are penalties for conducting business as a Film Insurance broker in a province in which one is not licensed?
  • There are potential consequences for a broker’s client if their broker isn’t properly licensed?

 

Each province has it’s own Insurance Act. Each province is in charge of enforcing the rules according to their unique Act. Given that the auto market within each Province has separate laws and regulations, insurance will be governed by separate rules within each Province

If a broker is found in violation of a Provincial Insurance Broker Act, they will potentially face not only fines and possible imprisonment, but also have their credibility and reputation tarnished.

An insurance company could reject a claim on the basis that the broker wasn’t properly licensed. Make sure the Film Insurance Broker you are dealing with is licensed in the province where you have incorporated your film production company.

Front Row is a specialized Film Insurance Broker that is licensed and registered in all Canadian provinces.

 

 

Tags: Commercial Production Insurance, Film Insurance, Film Production, Film Production Insurance, Production Insurance, Entertainment Insurance, Film insurance broker, Entertainment Insurance Broker, Film Production Companies, Film Production Insurance claims, Film Production Insurance Premiums, Film Producers, Specialized film insurance broker, Front Row Insurance Brokers, TV and Film Producers E&O Insurance cost, Front Row

Earthquakes and Film Production: What to do when the Earth Moves

Posted by David Hamilton on Oct 26, 2012 10:44:00 AM

If you are indoors on a film production set or in a film production office, DROP,  COVER AND HOLD ON: 

 

  • Drop under heavy furniture such as a table, desk, or any solid furniture.
  • Cover your head and torso to prevent being hit by falling objects.
  • Hold on to the object that you are under so that you remain covered.

 

If you are outdoors on a film location:

 

  • Stay outside.
  • Go to an open area away from buildings. The most dangerous place is
    near exterior walls.
  • If you’re in a crowded area, take cover where you won’t be trampled.

 

If you are in a production vehicle or in a picture vehicle: 

 

  • Pull over to a safe place where you are not blocking the road.
  • Avoid bridges, overpasses, underpasses, buildings or any structure that could collapse.
  • Stop the vehicle and stay inside.
  • Listen to your car vehicle for instructions from emergency officials.
  • If power lines are down, do not attempt to get out of the car.

 

Avoid the following in an earthquake: 

 

  • Doorways, which can slam shut and cause injuries.
  • Windows, bookcases, tall furniture and light fixtures, which can shatter or lead to other injuries.
  • Elevators: get out as soon as you can.
  • If you’re near a coastline in a high risk area during a strong earthquake, immediately move inland or to higher ground until officials declare the area is safe.

 

 Front Row is experienced with insuring Film Productions against earthquakes: ask us how.

Tags: Commercial Production Insurance, Film Insurance, Film Production Equipment, Film Production Insurance, Entertainment Insurance, Entertainment Insurance Broker, Film Production Insurance claims, Film equipment insurance, Film Gear insurance, Film production offices, Film equipment insurance, Film production equipment insurance, Film Gear insurance, venue insurance, Canadian Insurance Broker

Earthquakes and Film Production: Know the Risks and be Prepared

Posted by David Hamilton on Oct 22, 2012 6:38:00 PM

What would happen to your film production if your production office and set if they were shaken by a violent earthquake?

There are various measures you can undertake to minimize damage so that you can continue to film as soon as possible:

 

  • Staff and crew should be shown how to turn off the water and electricity in the office and on set, with on/off positions clearly labeled.
  • Water heaters should be secured to wall studs or masonry: ask your landlord to do thi.
  • Secure all major appliances/electronics to walls, including expensive or fragile items that if damaged, would be a significant loss.
  • Secure top-heavy set furniture to walls with heavier items kept on lower shelves.
  • Put anti skid pads under tv’s, computers, and other related camera equipment
  • Keep flammable items and other chemicals used on set away from heat and where they are less likely to spill.
  • For mobile trailers on set, leave the wheels on or use a structural bracing system that can reduce the chance of the unit falling off it’s support.
  • Ensure that sufficient emergency kits are located around the office/on set, and designated staff and crew know where to access them.

               

Discuss earthquake coverage with your film insurance broker to ensure that your production will have the financial ability to recover losses after an earthquake. Ask your broker is your Film Production insurance included coverage for earthquake.

Front Row is experienced with insuring Film Productions against earthquakes: ask us how.

Tags: Commercial Production Insurance, Documentary Insurance, Film Production Equipment, Film Production Insurance, Entertainment Insurance Broker, Film Production Insurance claims, Film equipment insurance, Front Row Insurance Brokers, Film production offices, Film equipment insurance, Film production equipment insurance, Canadian Insurance Broker, Canada Film Broker

Distributor's Errors and Omissions (E&O) insurance

Posted by David Hamilton on Sep 26, 2012 6:33:00 PM

Much like the producer's E&O insurance, distributor's Errors and Omissions (E&O) insurance covers  distributors from lawsuits that may arise due to the content of the material they are distributing.

Distributor's E&O insurance differs  from Producer's E&O in that distributors are insured for a list of titles they are distributing. In order to add a production to a distributors E&O policy a minimum of one year of E&O policy needs to have been in force. For each film that you distribute, you will need to ask for evidence of previous e&o coverage.

The premium is determined by the estimated annual revenue that is expect from the list of titles to be insured. A deposit premium is paid and then the deposit is adjusted at the end of the policy year based on actual distribution revenue. A distributors policy is typically much less expensive as compared to extending individual e&o policies. The adjustment rate is usually 10 cents per $1000 of revenue.

To get a quote, we will need to have an application completed and we will need a list of the titles to be covered. Would you like me to send you a copy of a blank application?

WHY E&O POLICIES ARE NEEDED?

  1. Ie. The script of your movie/show is slightly similar to another production, therefore a claim for plagiarism could arise.
  2. Covers the insured against defamation, libel and slander suits
  3. Covers against intellectual property rights
  4. Typically most distributors and broadcasters will not distribute or air any production without it.
  5. It protects a company or individual from financial loss.

 

TYPICAL E&O CLAIM SCENARIOS

  • An action brought against a production company for the production of a movie which is similar to events depicted in a novel.
  • A defamation/slander suit brought against a production company based on a recognizable likeness  between a fictional character in a tv series and an actual person.
  • A production company is sued for unauthorized use of Titles and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights

Tags: Commercial Production Insurance, Documentary Insurance, Film Production Insurance, Production Insurance, Producers Errors & Omissions Liability Insurance, Producers E&O Insurance, E&O insurance for Films, E&O Insurance, Digital E&O insurance, Producers Errors and Omissions Insurance, Film Production Insurance claims, Script Clearance reports, Title reports, Front Row Insurance Brokers, TV and Film Producers E&O Insurance cost, Canada Film Broker, E&O

New Film Insurance Company in Canada - Competition Benefits Producers

Posted by David Hamilton on May 28, 2012 11:50:00 AM

The World's largest Film Insurance Company opens in Canada creating more Competition to BenEfit Producers. The Fireman’s Fund Insurance Company has opened an office  in Toronto.  As Canada’s largest Film Insurance Broker, we have been selected as an approved broker that can obtain quotes and production coverage from Fireman’s Fund.

Front Row is an independent broker that represents Film Producers – not the insurance companies. We can offer you quotes for your project from all four of the Film Insurance companies in Canada: Chubb, Fireman’s Fund, Premiere and Travelers.

If you are not receiving four quotes from the broker that you are using, please contact us and we would be happy to provide the missing quotes so that you ensure you are receiving the best premium and coverage available in the marketplace.

We can make the process simple for you.  If you are able to provide us with the following information, we will have an indication of costs and/or a quote for you within 24 hours or less:

1.            Dates of  Filming

2.            Copy of Budget Top Sheet

3.            Synopsis and Script

 

There is no cost or obligation – you have nothing to lose and you may benefit with a lower premium.

Our staff have a combined 205 years of experience insuring film productions in Canada.  In the event of a claim, we will ensure that you are paid the money you are owed as quickly as possible.  We have offices in Montreal, Toronto and Vancouver with a staff in excess of 16.

Articles about our firm are available on our website.

Tags: DICE Policy, Commercial Production Insurance, Documentary Insurance, Film Production Insurance, Production Insurance, Entertainment Insurance, E&O insurance for Films, E&O Insurance, Errors and Omissions coverage for films, Film insurance broker, DICE Insurance, DICE Insurance, Entertainment Insurance Broker, Multimedia Risk Insurance, Producers Errors and Omissions Insurance, Film Production Companies, Film Production Insurance claims, Film Insurance claims, Film Production Insurance Premiums, Film Producers, Specialized film insurance broker, Front Row Insurance Brokers, TV and Film Producers E&O Insurance cost, Film production equipment insurance, Front Row, Canadian Insurance Broker, Canadian Insurance, Canada Film Broker, US Insurance Broker

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