The Front Row View (entertainment insurance blog)
What is an example of a cast insurance claim?
28 February, 2023 • David McLeishQ: Does cast insurance have to be purchased separately from a production policy? A: No, cast insurance is part of a production policy. You may see production policies without cast coverage, but only because the coverage has been declined. It is not a separate policy. The largest limits on a production policy are typica...
The Evolution of Clearances for Animated Programming
1 February, 2023 • Krista JohnstonUnlike some live-action shows, animated TV isn't just limited to a television screen. It branches into other areas such as merchandise, spin-off series, toys, apps and games, clothes, lunchboxes, online website content, YouTube videos, etc. Having DVDs, books, branded clothing and toys can ensure an animated program’s ...
Film Production Insurance: How the Premium is Determined
12 December, 2022 • David HamiltonUsually, the cost of film production insurance is determined by charging a pre-determined rate against the net insurable budget of the production. The net insurable budget is calculated by removing those items out of the gross budget that the client does not want to insure (i.e., unit publicity, insurance, and general ...
How can a film producer obtain permission to use content protected by copyright?
20 September, 2022 • Doran ChandlerHow can a film producer obtain permission to use content protected by copyright? A lawyer explains. It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for Errors & Omissions insurance coverage. ...
Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies
30 August, 2022 • Mike GronerCLAIMS MADE E&O POLICIES Claims Made E&O Policies cover claims that are made during the policy term. The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force. With this type of ...
Film Insurance: Small Budget vs. Large Budget
9 June, 2022 • Steve BeattyFront Row offers different film insurance options to accommodate smaller vs. larger budget productions. Sometimes, that is driven by contractual obligations and the insurance requirements of funders, streamers or broadcasters. So, step one is asking “do I have anything there that I need to satisfy?” If you have a small...
Film Production Accountant Vancouver: Cinephile Accounting
2 March, 2022 • Vishal HiralalGuest blog post by Cinephile Accounting Vishal Hiralal is the proud Owner and Principal of Cinephile Accounting. The story of how Vishal got involved in working in the entertainment industry wasn’t planned. It starts like the plot of any good movie—involving international flights and a chance encounter between stranger...
Security Tips for Film Equipment Rental Houses
20 December, 2021 • Grant PattenSource: Royalty-free stock photo ID: 2027107343, Shutterstock In recent months, thieves have targeted various rental houses across the US, stealing much valuable gear. In this post, we will briefly explain how thieves broke into these rental houses and provide some ideas on what rental houses could do to help prevent s...
COMMERCIAL GENERAL LIABILITY EXPLAINED | CGL IN FILM PRODUCTION
17 November, 2021 • Mike GronerCommercial General Liability (CGL) insurance is designed to protect the production company against sums that they may become legally obligated to pay as compensatory damages for bodily injury or property damage to third parties arising out of the production company's operations. It includes the cost of a lawyer to defe...
Film Production Insurance: Why it is Needed.
4 November, 2021 • David HamiltonProduction insurance is a vital part of any production. All productions should be insured to protect the producers from financial disaster resulting from property damage or liability arising from the production or post-production process. Even if the producer is willing to assume these risks, they will still need insur...
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