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{"limit":50,"message":null,"objects":[{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/what-is-an-additional-insured-and-why-your-production-or-event-needs-one","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"206425590629","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"https://app.hubspot.com/settings/avatar/d41d8cd98f00b204e9800998ecf8427e","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1760044859165,"deletedAt":0,"displayName":"Damian Schleifer","email":null,"facebook":"","fullName":"Damian Schleifer","gravatarUrl":null,"hasSocialProfiles":false,"id":197343063974,"label":"Damian 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Schleifer","portalId":61352,"slug":"damian-schleifer","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1760044859165,"userId":null,"username":null,"website":""}],"blogPostAuthor":{"avatar":"https://app.hubspot.com/settings/avatar/d41d8cd98f00b204e9800998ecf8427e","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1760044859165,"deletedAt":0,"displayName":"Damian Schleifer","email":null,"facebook":"","fullName":"Damian Schleifer","gravatarUrl":null,"hasSocialProfiles":false,"id":197343063974,"label":"Damian Schleifer","language":"en","linkedin":"","name":"Damian Schleifer","portalId":61352,"slug":"damian-schleifer","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1760044859165,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE_NOT_SENT","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"checkPostLevelAudienceAccessFirst":true,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1769806499763,"createdByAgent":null,"createdById":81556790,"createdTime":1769806499763,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"deletedByEmail":null,"deletedById":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Front%20Row%20Blog%20Banner.png","featuredImageAltText":"","featuredImageHeight":1260,"featuredImageLength":0,"featuredImageWidth":2240,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1769807103000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"What is an additional insured and why your production or event needs one","id":206425590629,"includeDefaultCustomCss":null,"isCaptchaRequired":false,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"What is an additional insured and why your production or event needs one","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"What is an additional insured and why your production or event needs one","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904,3238974970],"topic_ids":[949708904,3238974970],"post_summary":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n","post_body":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Understanding what an&nbsp;additional&nbsp;insured is, and why it matters, can prevent coverage gaps, delays, and costly disputes that put your production or event at risk.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What is an&nbsp;additional&nbsp;insured?&nbsp;</h2>\n<p style=\"font-weight: normal;\">An&nbsp;additional&nbsp;insured&nbsp;is a person or organization added to your insurance&nbsp;policy&nbsp;so they receive protection under your liability coverage. While they are&nbsp;not policyholders, they are covered for claims that arise from&nbsp;your operations, activities, or&nbsp;event.&nbsp;</p>\n<p><span data-contrast=\"auto\">In production and events,&nbsp;additional&nbsp;insureds commonly include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location owners and&nbsp;landlords</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities or government bodies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sponsors or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Property managers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding an&nbsp;additional&nbsp;insured means that if a third party claims they were injured or suffered property damage because of your production or event,&nbsp;</span><span style=\"font-weight: normal;\">both you and the&nbsp;additional&nbsp;insured are protected under the same policy.&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Additional&nbsp;insured vs. certificate holder:&nbsp;what’s&nbsp;the difference?&nbsp;</h2>\n<p><span data-contrast=\"auto\">These two terms are often&nbsp;used interchangeably, but they are not the same.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Certificate holder:</span></strong><span data-contrast=\"auto\">&nbsp;Receives proof that insurance exists. They are&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;covered by the policy.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Additional&nbsp;insured:</span></strong><span data-contrast=\"auto\">&nbsp;Receives actual protection under your liability insurance for covered claims related to your work.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many venues and municipalities&nbsp;require&nbsp;</span><span style=\"font-weight: normal;\">both,&nbsp;</span><span data-contrast=\"auto\">but&nbsp;only being named as an&nbsp;additional&nbsp;insured provides real coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why productions and events are required to add additional insureds&nbsp;</h2>\n<h3 style=\"font-weight: normal;\">1. It transfers risk appropriately</h3>\n<p><span data-contrast=\"auto\">Productions and events introduce risk into spaces you&nbsp;don’t&nbsp;own. If something goes wrong&nbsp;(someone trips over a cable, equipment damages a building, or a crowd-control issue causes injury),&nbsp;the property owner&nbsp;doesn’t&nbsp;want to rely on their own insurance first.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Being named as an&nbsp;additional&nbsp;insured ensures claims related to your activities are handled by&nbsp;</span><span style=\"font-weight: normal;\">your insurance</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">,</span> not theirs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 style=\"font-weight: normal;\">2. It’s often mandatory for permits and contracts&nbsp;</h3>\n<p><span data-contrast=\"auto\">Most filming permits, location agreements, and event contracts require&nbsp;additional&nbsp;insured status as a&nbsp;</span><span style=\"font-weight: normal;\">non-negotiable condition</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">. </span>Without it, you may not be allowed to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Secure a location</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pull a permit</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Access public or private property</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Finalize vendor or sponsor agreements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Failing to add&nbsp;an&nbsp;additional&nbsp;insured can delay approvals or shut down a production entirely.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><span style=\"font-weight: normal;\">3. It helps avoid legal disputes between parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">If a claim arises and the&nbsp;additional&nbsp;insured is not properly named, insurers may argue over who&nbsp;is responsible for&nbsp;defending the claim. This can lead to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Legal delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Out-of-pocket&nbsp;defence&nbsp;costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Strained relationships with venues or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding&nbsp;additional&nbsp;insureds clearly and correctly reduces uncertainty and speeds up claims handling.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What does additional insured coverage actually protect?&nbsp;</h2>\n<p><span data-contrast=\"auto\">Additional&nbsp;insured status typically provides protection for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Bodily injury</span></strong><span data-contrast=\"auto\">&nbsp;caused by your operations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Property damage</span></strong><span data-contrast=\"auto\">&nbsp;resulting from your activities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Legal&nbsp;defence&nbsp;costs</span></strong><span data-contrast=\"auto\">&nbsp;related to covered claims</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">It does&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;extend full policy rights or protect the&nbsp;additional&nbsp;insured for their own independent negligence. Coverage is limited to losses connected to your production or event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Common mistakes productions and event organizers make&nbsp;</h2>\n<p><span data-contrast=\"auto\">Even experienced teams run into issues with&nbsp;additional&nbsp;insured requirements. Common mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adding the wrong legal name (e.g., a venue’s trade name instead of its registered entity)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming a certificate holder is the same as an&nbsp;additional&nbsp;insured</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting&nbsp;additional&nbsp;insured status too late</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to include municipalities, sponsors, or&nbsp;landlords&nbsp;listed in permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming that coverage applies for the full event or production period</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Any of these can result in rejected permits, contract breaches, or uncovered claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How&nbsp;Front Row Insurance helps simplify&nbsp;additional&nbsp;insured requirements&nbsp;</h2>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with productions and event organizers every day and understand how time-sensitive and detail-driven these requirements are.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">We help by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reviewing contracts and&nbsp;permit&nbsp;language</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensuring correct legal names are used</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Issuing certificates quickly and accurately</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Advising on coverage limits required by venues or municipalities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Making sure&nbsp;additional&nbsp;insured endorsements align with your production or event risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;planning a one-day event or a multi-week shoot, we help you stay compliant and protected&nbsp;without slowing you down.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why understanding additional insured requirements protects your production or event</h2>\n<p><span data-contrast=\"auto\">An&nbsp;additional&nbsp;insured&nbsp;isn’t&nbsp;just a formality.&nbsp;It’s&nbsp;a critical part of protecting your production, your partners, and your ability to move forward without disruption. Getting it right helps prevent delays, disputes, and unexpected costs when it matters most.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">If&nbsp;you’re&nbsp;unsure who needs to be listed as an&nbsp;additional&nbsp;insured, or whether your current coverage meets contract requirements,&nbsp;it’s&nbsp;worth addressing early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Front Row Insurance specializes in production and event insurance,&nbsp;and&nbsp;we’re&nbsp;here to help you get it right before cameras roll or doors open.</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rss_summary":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n","rss_body":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Understanding what an&nbsp;additional&nbsp;insured is, and why it matters, can prevent coverage gaps, delays, and costly disputes that put your production or event at risk.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What is an&nbsp;additional&nbsp;insured?&nbsp;</h2>\n<p style=\"font-weight: normal;\">An&nbsp;additional&nbsp;insured&nbsp;is a person or organization added to your insurance&nbsp;policy&nbsp;so they receive protection under your liability coverage. While they are&nbsp;not policyholders, they are covered for claims that arise from&nbsp;your operations, activities, or&nbsp;event.&nbsp;</p>\n<p><span data-contrast=\"auto\">In production and events,&nbsp;additional&nbsp;insureds commonly include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location owners and&nbsp;landlords</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities or government bodies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sponsors or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Property managers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding an&nbsp;additional&nbsp;insured means that if a third party claims they were injured or suffered property damage because of your production or event,&nbsp;</span><span style=\"font-weight: normal;\">both you and the&nbsp;additional&nbsp;insured are protected under the same policy.&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Additional&nbsp;insured vs. certificate holder:&nbsp;what’s&nbsp;the difference?&nbsp;</h2>\n<p><span data-contrast=\"auto\">These two terms are often&nbsp;used interchangeably, but they are not the same.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Certificate holder:</span></strong><span data-contrast=\"auto\">&nbsp;Receives proof that insurance exists. They are&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;covered by the policy.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Additional&nbsp;insured:</span></strong><span data-contrast=\"auto\">&nbsp;Receives actual protection under your liability insurance for covered claims related to your work.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many venues and municipalities&nbsp;require&nbsp;</span><span style=\"font-weight: normal;\">both,&nbsp;</span><span data-contrast=\"auto\">but&nbsp;only being named as an&nbsp;additional&nbsp;insured provides real coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why productions and events are required to add additional insureds&nbsp;</h2>\n<h3 style=\"font-weight: normal;\">1. It transfers risk appropriately</h3>\n<p><span data-contrast=\"auto\">Productions and events introduce risk into spaces you&nbsp;don’t&nbsp;own. If something goes wrong&nbsp;(someone trips over a cable, equipment damages a building, or a crowd-control issue causes injury),&nbsp;the property owner&nbsp;doesn’t&nbsp;want to rely on their own insurance first.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Being named as an&nbsp;additional&nbsp;insured ensures claims related to your activities are handled by&nbsp;</span><span style=\"font-weight: normal;\">your insurance</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">,</span> not theirs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 style=\"font-weight: normal;\">2. It’s often mandatory for permits and contracts&nbsp;</h3>\n<p><span data-contrast=\"auto\">Most filming permits, location agreements, and event contracts require&nbsp;additional&nbsp;insured status as a&nbsp;</span><span style=\"font-weight: normal;\">non-negotiable condition</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">. </span>Without it, you may not be allowed to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Secure a location</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pull a permit</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Access public or private property</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Finalize vendor or sponsor agreements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Failing to add&nbsp;an&nbsp;additional&nbsp;insured can delay approvals or shut down a production entirely.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><span style=\"font-weight: normal;\">3. It helps avoid legal disputes between parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">If a claim arises and the&nbsp;additional&nbsp;insured is not properly named, insurers may argue over who&nbsp;is responsible for&nbsp;defending the claim. This can lead to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Legal delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Out-of-pocket&nbsp;defence&nbsp;costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Strained relationships with venues or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding&nbsp;additional&nbsp;insureds clearly and correctly reduces uncertainty and speeds up claims handling.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What does additional insured coverage actually protect?&nbsp;</h2>\n<p><span data-contrast=\"auto\">Additional&nbsp;insured status typically provides protection for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Bodily injury</span></strong><span data-contrast=\"auto\">&nbsp;caused by your operations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Property damage</span></strong><span data-contrast=\"auto\">&nbsp;resulting from your activities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Legal&nbsp;defence&nbsp;costs</span></strong><span data-contrast=\"auto\">&nbsp;related to covered claims</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">It does&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;extend full policy rights or protect the&nbsp;additional&nbsp;insured for their own independent negligence. Coverage is limited to losses connected to your production or event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Common mistakes productions and event organizers make&nbsp;</h2>\n<p><span data-contrast=\"auto\">Even experienced teams run into issues with&nbsp;additional&nbsp;insured requirements. Common mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adding the wrong legal name (e.g., a venue’s trade name instead of its registered entity)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming a certificate holder is the same as an&nbsp;additional&nbsp;insured</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting&nbsp;additional&nbsp;insured status too late</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to include municipalities, sponsors, or&nbsp;landlords&nbsp;listed in permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming that coverage applies for the full event or production period</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Any of these can result in rejected permits, contract breaches, or uncovered claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How&nbsp;Front Row Insurance helps simplify&nbsp;additional&nbsp;insured requirements&nbsp;</h2>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with productions and event organizers every day and understand how time-sensitive and detail-driven these requirements are.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">We help by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reviewing contracts and&nbsp;permit&nbsp;language</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensuring correct legal names are used</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Issuing certificates quickly and accurately</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Advising on coverage limits required by venues or municipalities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Making sure&nbsp;additional&nbsp;insured endorsements align with your production or event risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;planning a one-day event or a multi-week shoot, we help you stay compliant and protected&nbsp;without slowing you down.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why understanding additional insured requirements protects your production or event</h2>\n<p><span data-contrast=\"auto\">An&nbsp;additional&nbsp;insured&nbsp;isn’t&nbsp;just a formality.&nbsp;It’s&nbsp;a critical part of protecting your production, your partners, and your ability to move forward without disruption. Getting it right helps prevent delays, disputes, and unexpected costs when it matters most.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">If&nbsp;you’re&nbsp;unsure who needs to be listed as an&nbsp;additional&nbsp;insured, or whether your current coverage meets contract requirements,&nbsp;it’s&nbsp;worth addressing early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Front Row Insurance specializes in production and event insurance,&nbsp;and&nbsp;we’re&nbsp;here to help you get it right before cameras roll or doors open.</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"What is an additional insured? 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\"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","postsPerListingPage":10,"postsPerRssFeed":10,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publicTitle":"The Front Row View (entertainment insurance blog)","publishDateFormat":"medium","resolvedDomain":"www.frontrowinsurance.com","rootUrl":"https://www.frontrowinsurance.com/articles","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","rssItemHeader":"","settingsOverrides":{"itemLayoutId":false,"itemTemplatePath":false,"itemTemplateIsShared":false,"listingLayoutId":false,"listingTemplatePath":false,"postsPerListingPage":false,"showSummaryInListing":false,"useFeaturedImageInSummary":false,"htmlHead":false,"postHtmlHead":false,"htmlHeadIsShared":false,"htmlFooter":false,"listingPageHtmlFooter":false,"postHtmlFooter":false,"htmlFooterIsShared":false,"attachedStylesheets":false,"postsPerRssFeed":false,"showSummaryInRss":false,"showSummaryInEmails":false,"showSummariesInEmails":false,"allowComments":false,"commentShouldCreateContact":false,"commentModeration":false,"closeCommentsOlder":false,"commentNotificationEmails":false,"commentMaxThreadDepth":false,"commentVerificationText":false,"socialAccountTwitter":false,"showSocialLinkTwitter":false,"showSocialLinkLinkedin":false,"showSocialLinkFacebook":false,"enableGoogleAmpOutput":false,"ampLogoSrc":false,"ampLogoHeight":false,"ampLogoWidth":false,"ampLogoAlt":false,"ampHeaderFont":false,"ampHeaderFontSize":false,"ampHeaderColor":false,"ampHeaderBackgroundColor":false,"ampBodyFont":false,"ampBodyFontSize":false,"ampBodyColor":false,"ampLinkColor":false,"generateJsonLdEnabled":false},"showSocialLinkFacebook":true,"showSocialLinkLinkedin":true,"showSocialLinkTwitter":true,"showSummaryInEmails":true,"showSummaryInListing":false,"showSummaryInRss":true,"siteId":0,"slug":"articles","socialAccountTwitter":"","state":null,"subscriptionContactsProperty":"blog_blog_the_front_row_view_subscription","subscriptionEmailType":null,"subscriptionFormGuid":"a2c254df-2214-4c54-bd51-46da1e3029fb","subscriptionListsByType":{"daily":12,"instant":11,"monthly":10,"weekly":13},"title":null,"translatedFromId":null,"translations":{"fr":{"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue","id":2471031463,"language":"fr","masterId":952267656,"name":"The Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Understanding what an&nbsp;additional&nbsp;insured is, and why it matters, can prevent coverage gaps, delays, and costly disputes that put your production or event at risk.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What is an&nbsp;additional&nbsp;insured?&nbsp;</h2>\n<p style=\"font-weight: normal;\">An&nbsp;additional&nbsp;insured&nbsp;is a person or organization added to your insurance&nbsp;policy&nbsp;so they receive protection under your liability coverage. While they are&nbsp;not policyholders, they are covered for claims that arise from&nbsp;your operations, activities, or&nbsp;event.&nbsp;</p>\n<p><span data-contrast=\"auto\">In production and events,&nbsp;additional&nbsp;insureds commonly include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location owners and&nbsp;landlords</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities or government bodies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sponsors or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Property managers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding an&nbsp;additional&nbsp;insured means that if a third party claims they were injured or suffered property damage because of your production or event,&nbsp;</span><span style=\"font-weight: normal;\">both you and the&nbsp;additional&nbsp;insured are protected under the same policy.&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Additional&nbsp;insured vs. certificate holder:&nbsp;what’s&nbsp;the difference?&nbsp;</h2>\n<p><span data-contrast=\"auto\">These two terms are often&nbsp;used interchangeably, but they are not the same.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Certificate holder:</span></strong><span data-contrast=\"auto\">&nbsp;Receives proof that insurance exists. They are&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;covered by the policy.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Additional&nbsp;insured:</span></strong><span data-contrast=\"auto\">&nbsp;Receives actual protection under your liability insurance for covered claims related to your work.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many venues and municipalities&nbsp;require&nbsp;</span><span style=\"font-weight: normal;\">both,&nbsp;</span><span data-contrast=\"auto\">but&nbsp;only being named as an&nbsp;additional&nbsp;insured provides real coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why productions and events are required to add additional insureds&nbsp;</h2>\n<h3 style=\"font-weight: normal;\">1. It transfers risk appropriately</h3>\n<p><span data-contrast=\"auto\">Productions and events introduce risk into spaces you&nbsp;don’t&nbsp;own. If something goes wrong&nbsp;(someone trips over a cable, equipment damages a building, or a crowd-control issue causes injury),&nbsp;the property owner&nbsp;doesn’t&nbsp;want to rely on their own insurance first.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Being named as an&nbsp;additional&nbsp;insured ensures claims related to your activities are handled by&nbsp;</span><span style=\"font-weight: normal;\">your insurance</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">,</span> not theirs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 style=\"font-weight: normal;\">2. It’s often mandatory for permits and contracts&nbsp;</h3>\n<p><span data-contrast=\"auto\">Most filming permits, location agreements, and event contracts require&nbsp;additional&nbsp;insured status as a&nbsp;</span><span style=\"font-weight: normal;\">non-negotiable condition</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">. </span>Without it, you may not be allowed to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Secure a location</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pull a permit</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Access public or private property</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Finalize vendor or sponsor agreements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Failing to add&nbsp;an&nbsp;additional&nbsp;insured can delay approvals or shut down a production entirely.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><span style=\"font-weight: normal;\">3. It helps avoid legal disputes between parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">If a claim arises and the&nbsp;additional&nbsp;insured is not properly named, insurers may argue over who&nbsp;is responsible for&nbsp;defending the claim. This can lead to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Legal delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Out-of-pocket&nbsp;defence&nbsp;costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Strained relationships with venues or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding&nbsp;additional&nbsp;insureds clearly and correctly reduces uncertainty and speeds up claims handling.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What does additional insured coverage actually protect?&nbsp;</h2>\n<p><span data-contrast=\"auto\">Additional&nbsp;insured status typically provides protection for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Bodily injury</span></strong><span data-contrast=\"auto\">&nbsp;caused by your operations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Property damage</span></strong><span data-contrast=\"auto\">&nbsp;resulting from your activities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Legal&nbsp;defence&nbsp;costs</span></strong><span data-contrast=\"auto\">&nbsp;related to covered claims</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">It does&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;extend full policy rights or protect the&nbsp;additional&nbsp;insured for their own independent negligence. Coverage is limited to losses connected to your production or event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Common mistakes productions and event organizers make&nbsp;</h2>\n<p><span data-contrast=\"auto\">Even experienced teams run into issues with&nbsp;additional&nbsp;insured requirements. Common mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adding the wrong legal name (e.g., a venue’s trade name instead of its registered entity)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming a certificate holder is the same as an&nbsp;additional&nbsp;insured</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting&nbsp;additional&nbsp;insured status too late</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to include municipalities, sponsors, or&nbsp;landlords&nbsp;listed in permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming that coverage applies for the full event or production period</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Any of these can result in rejected permits, contract breaches, or uncovered claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How&nbsp;Front Row Insurance helps simplify&nbsp;additional&nbsp;insured requirements&nbsp;</h2>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with productions and event organizers every day and understand how time-sensitive and detail-driven these requirements are.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">We help by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reviewing contracts and&nbsp;permit&nbsp;language</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensuring correct legal names are used</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Issuing certificates quickly and accurately</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Advising on coverage limits required by venues or municipalities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Making sure&nbsp;additional&nbsp;insured endorsements align with your production or event risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;planning a one-day event or a multi-week shoot, we help you stay compliant and protected&nbsp;without slowing you down.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why understanding additional insured requirements protects your production or event</h2>\n<p><span data-contrast=\"auto\">An&nbsp;additional&nbsp;insured&nbsp;isn’t&nbsp;just a formality.&nbsp;It’s&nbsp;a critical part of protecting your production, your partners, and your ability to move forward without disruption. Getting it right helps prevent delays, disputes, and unexpected costs when it matters most.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">If&nbsp;you’re&nbsp;unsure who needs to be listed as an&nbsp;additional&nbsp;insured, or whether your current coverage meets contract requirements,&nbsp;it’s&nbsp;worth addressing early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Front Row Insurance specializes in production and event insurance,&nbsp;and&nbsp;we’re&nbsp;here to help you get it right before cameras roll or doors open.</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postBodyRss":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Understanding what an&nbsp;additional&nbsp;insured is, and why it matters, can prevent coverage gaps, delays, and costly disputes that put your production or event at risk.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What is an&nbsp;additional&nbsp;insured?&nbsp;</h2>\n<p style=\"font-weight: normal;\">An&nbsp;additional&nbsp;insured&nbsp;is a person or organization added to your insurance&nbsp;policy&nbsp;so they receive protection under your liability coverage. While they are&nbsp;not policyholders, they are covered for claims that arise from&nbsp;your operations, activities, or&nbsp;event.&nbsp;</p>\n<p><span data-contrast=\"auto\">In production and events,&nbsp;additional&nbsp;insureds commonly include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location owners and&nbsp;landlords</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities or government bodies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sponsors or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Property managers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding an&nbsp;additional&nbsp;insured means that if a third party claims they were injured or suffered property damage because of your production or event,&nbsp;</span><span style=\"font-weight: normal;\">both you and the&nbsp;additional&nbsp;insured are protected under the same policy.&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Additional&nbsp;insured vs. certificate holder:&nbsp;what’s&nbsp;the difference?&nbsp;</h2>\n<p><span data-contrast=\"auto\">These two terms are often&nbsp;used interchangeably, but they are not the same.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Certificate holder:</span></strong><span data-contrast=\"auto\">&nbsp;Receives proof that insurance exists. They are&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;covered by the policy.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Additional&nbsp;insured:</span></strong><span data-contrast=\"auto\">&nbsp;Receives actual protection under your liability insurance for covered claims related to your work.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many venues and municipalities&nbsp;require&nbsp;</span><span style=\"font-weight: normal;\">both,&nbsp;</span><span data-contrast=\"auto\">but&nbsp;only being named as an&nbsp;additional&nbsp;insured provides real coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why productions and events are required to add additional insureds&nbsp;</h2>\n<h3 style=\"font-weight: normal;\">1. It transfers risk appropriately</h3>\n<p><span data-contrast=\"auto\">Productions and events introduce risk into spaces you&nbsp;don’t&nbsp;own. If something goes wrong&nbsp;(someone trips over a cable, equipment damages a building, or a crowd-control issue causes injury),&nbsp;the property owner&nbsp;doesn’t&nbsp;want to rely on their own insurance first.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Being named as an&nbsp;additional&nbsp;insured ensures claims related to your activities are handled by&nbsp;</span><span style=\"font-weight: normal;\">your insurance</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">,</span> not theirs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 style=\"font-weight: normal;\">2. It’s often mandatory for permits and contracts&nbsp;</h3>\n<p><span data-contrast=\"auto\">Most filming permits, location agreements, and event contracts require&nbsp;additional&nbsp;insured status as a&nbsp;</span><span style=\"font-weight: normal;\">non-negotiable condition</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">. </span>Without it, you may not be allowed to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Secure a location</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pull a permit</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Access public or private property</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Finalize vendor or sponsor agreements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Failing to add&nbsp;an&nbsp;additional&nbsp;insured can delay approvals or shut down a production entirely.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><span style=\"font-weight: normal;\">3. It helps avoid legal disputes between parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">If a claim arises and the&nbsp;additional&nbsp;insured is not properly named, insurers may argue over who&nbsp;is responsible for&nbsp;defending the claim. This can lead to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Legal delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Out-of-pocket&nbsp;defence&nbsp;costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Strained relationships with venues or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding&nbsp;additional&nbsp;insureds clearly and correctly reduces uncertainty and speeds up claims handling.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What does additional insured coverage actually protect?&nbsp;</h2>\n<p><span data-contrast=\"auto\">Additional&nbsp;insured status typically provides protection for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Bodily injury</span></strong><span data-contrast=\"auto\">&nbsp;caused by your operations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Property damage</span></strong><span data-contrast=\"auto\">&nbsp;resulting from your activities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Legal&nbsp;defence&nbsp;costs</span></strong><span data-contrast=\"auto\">&nbsp;related to covered claims</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">It does&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;extend full policy rights or protect the&nbsp;additional&nbsp;insured for their own independent negligence. Coverage is limited to losses connected to your production or event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Common mistakes productions and event organizers make&nbsp;</h2>\n<p><span data-contrast=\"auto\">Even experienced teams run into issues with&nbsp;additional&nbsp;insured requirements. Common mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adding the wrong legal name (e.g., a venue’s trade name instead of its registered entity)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming a certificate holder is the same as an&nbsp;additional&nbsp;insured</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting&nbsp;additional&nbsp;insured status too late</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to include municipalities, sponsors, or&nbsp;landlords&nbsp;listed in permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming that coverage applies for the full event or production period</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Any of these can result in rejected permits, contract breaches, or uncovered claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How&nbsp;Front Row Insurance helps simplify&nbsp;additional&nbsp;insured requirements&nbsp;</h2>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with productions and event organizers every day and understand how time-sensitive and detail-driven these requirements are.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">We help by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reviewing contracts and&nbsp;permit&nbsp;language</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensuring correct legal names are used</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Issuing certificates quickly and accurately</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Advising on coverage limits required by venues or municipalities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Making sure&nbsp;additional&nbsp;insured endorsements align with your production or event risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;planning a one-day event or a multi-week shoot, we help you stay compliant and protected&nbsp;without slowing you down.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why understanding additional insured requirements protects your production or event</h2>\n<p><span data-contrast=\"auto\">An&nbsp;additional&nbsp;insured&nbsp;isn’t&nbsp;just a formality.&nbsp;It’s&nbsp;a critical part of protecting your production, your partners, and your ability to move forward without disruption. Getting it right helps prevent delays, disputes, and unexpected costs when it matters most.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">If&nbsp;you’re&nbsp;unsure who needs to be listed as an&nbsp;additional&nbsp;insured, or whether your current coverage meets contract requirements,&nbsp;it’s&nbsp;worth addressing early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Front Row Insurance specializes in production and event insurance,&nbsp;and&nbsp;we’re&nbsp;here to help you get it right before cameras roll or doors open.</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postEmailContent":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Front%20Row%20Blog%20Banner.png","postListContent":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Understanding what an&nbsp;additional&nbsp;insured is, and why it matters, can prevent coverage gaps, delays, and costly disputes that put your production or event at risk.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What is an&nbsp;additional&nbsp;insured?&nbsp;</h2>\n<p style=\"font-weight: normal;\">An&nbsp;additional&nbsp;insured&nbsp;is a person or organization added to your insurance&nbsp;policy&nbsp;so they receive protection under your liability coverage. While they are&nbsp;not policyholders, they are covered for claims that arise from&nbsp;your operations, activities, or&nbsp;event.&nbsp;</p>\n<p><span data-contrast=\"auto\">In production and events,&nbsp;additional&nbsp;insureds commonly include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location owners and&nbsp;landlords</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities or government bodies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sponsors or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Property managers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding an&nbsp;additional&nbsp;insured means that if a third party claims they were injured or suffered property damage because of your production or event,&nbsp;</span><span style=\"font-weight: normal;\">both you and the&nbsp;additional&nbsp;insured are protected under the same policy.&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Additional&nbsp;insured vs. certificate holder:&nbsp;what’s&nbsp;the difference?&nbsp;</h2>\n<p><span data-contrast=\"auto\">These two terms are often&nbsp;used interchangeably, but they are not the same.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Certificate holder:</span></strong><span data-contrast=\"auto\">&nbsp;Receives proof that insurance exists. They are&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;covered by the policy.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Additional&nbsp;insured:</span></strong><span data-contrast=\"auto\">&nbsp;Receives actual protection under your liability insurance for covered claims related to your work.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many venues and municipalities&nbsp;require&nbsp;</span><span style=\"font-weight: normal;\">both,&nbsp;</span><span data-contrast=\"auto\">but&nbsp;only being named as an&nbsp;additional&nbsp;insured provides real coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why productions and events are required to add additional insureds&nbsp;</h2>\n<h3 style=\"font-weight: normal;\">1. It transfers risk appropriately</h3>\n<p><span data-contrast=\"auto\">Productions and events introduce risk into spaces you&nbsp;don’t&nbsp;own. If something goes wrong&nbsp;(someone trips over a cable, equipment damages a building, or a crowd-control issue causes injury),&nbsp;the property owner&nbsp;doesn’t&nbsp;want to rely on their own insurance first.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Being named as an&nbsp;additional&nbsp;insured ensures claims related to your activities are handled by&nbsp;</span><span style=\"font-weight: normal;\">your insurance</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">,</span> not theirs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 style=\"font-weight: normal;\">2. It’s often mandatory for permits and contracts&nbsp;</h3>\n<p><span data-contrast=\"auto\">Most filming permits, location agreements, and event contracts require&nbsp;additional&nbsp;insured status as a&nbsp;</span><span style=\"font-weight: normal;\">non-negotiable condition</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">. </span>Without it, you may not be allowed to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Secure a location</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pull a permit</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Access public or private property</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Finalize vendor or sponsor agreements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Failing to add&nbsp;an&nbsp;additional&nbsp;insured can delay approvals or shut down a production entirely.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><span style=\"font-weight: normal;\">3. It helps avoid legal disputes between parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">If a claim arises and the&nbsp;additional&nbsp;insured is not properly named, insurers may argue over who&nbsp;is responsible for&nbsp;defending the claim. This can lead to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Legal delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Out-of-pocket&nbsp;defence&nbsp;costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Strained relationships with venues or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding&nbsp;additional&nbsp;insureds clearly and correctly reduces uncertainty and speeds up claims handling.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What does additional insured coverage actually protect?&nbsp;</h2>\n<p><span data-contrast=\"auto\">Additional&nbsp;insured status typically provides protection for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Bodily injury</span></strong><span data-contrast=\"auto\">&nbsp;caused by your operations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Property damage</span></strong><span data-contrast=\"auto\">&nbsp;resulting from your activities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Legal&nbsp;defence&nbsp;costs</span></strong><span data-contrast=\"auto\">&nbsp;related to covered claims</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">It does&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;extend full policy rights or protect the&nbsp;additional&nbsp;insured for their own independent negligence. Coverage is limited to losses connected to your production or event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Common mistakes productions and event organizers make&nbsp;</h2>\n<p><span data-contrast=\"auto\">Even experienced teams run into issues with&nbsp;additional&nbsp;insured requirements. Common mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adding the wrong legal name (e.g., a venue’s trade name instead of its registered entity)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming a certificate holder is the same as an&nbsp;additional&nbsp;insured</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting&nbsp;additional&nbsp;insured status too late</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to include municipalities, sponsors, or&nbsp;landlords&nbsp;listed in permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming that coverage applies for the full event or production period</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Any of these can result in rejected permits, contract breaches, or uncovered claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How&nbsp;Front Row Insurance helps simplify&nbsp;additional&nbsp;insured requirements&nbsp;</h2>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with productions and event organizers every day and understand how time-sensitive and detail-driven these requirements are.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">We help by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reviewing contracts and&nbsp;permit&nbsp;language</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensuring correct legal names are used</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Issuing certificates quickly and accurately</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Advising on coverage limits required by venues or municipalities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Making sure&nbsp;additional&nbsp;insured endorsements align with your production or event risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;planning a one-day event or a multi-week shoot, we help you stay compliant and protected&nbsp;without slowing you down.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why understanding additional insured requirements protects your production or event</h2>\n<p><span data-contrast=\"auto\">An&nbsp;additional&nbsp;insured&nbsp;isn’t&nbsp;just a formality.&nbsp;It’s&nbsp;a critical part of protecting your production, your partners, and your ability to move forward without disruption. Getting it right helps prevent delays, disputes, and unexpected costs when it matters most.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">If&nbsp;you’re&nbsp;unsure who needs to be listed as an&nbsp;additional&nbsp;insured, or whether your current coverage meets contract requirements,&nbsp;it’s&nbsp;worth addressing early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Front Row Insurance specializes in production and event insurance,&nbsp;and&nbsp;we’re&nbsp;here to help you get it right before cameras roll or doors open.</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Front%20Row%20Blog%20Banner.png","postSummary":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n","postSummaryRss":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"ngWtZHkh","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Holiday%20event%20insurance.png","previousPostFeaturedImageAltText":"","previousPostName":"Holiday party insurance: Protecting your seasonal celebrations","previousPostSlug":"articles/holiday-party-insurance","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1769807103000,"publishDateLocalTime":1769807103000,"publishDateLocalized":{"date":1769807103000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1769807103518,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/what-is-an-additional-insured-and-why-your-production-or-event-needs-one","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Understanding what an&nbsp;additional&nbsp;insured is, and why it matters, can prevent coverage gaps, delays, and costly disputes that put your production or event at risk.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What is an&nbsp;additional&nbsp;insured?&nbsp;</h2>\n<p style=\"font-weight: normal;\">An&nbsp;additional&nbsp;insured&nbsp;is a person or organization added to your insurance&nbsp;policy&nbsp;so they receive protection under your liability coverage. While they are&nbsp;not policyholders, they are covered for claims that arise from&nbsp;your operations, activities, or&nbsp;event.&nbsp;</p>\n<p><span data-contrast=\"auto\">In production and events,&nbsp;additional&nbsp;insureds commonly include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location owners and&nbsp;landlords</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities or government bodies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sponsors or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Property managers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding an&nbsp;additional&nbsp;insured means that if a third party claims they were injured or suffered property damage because of your production or event,&nbsp;</span><span style=\"font-weight: normal;\">both you and the&nbsp;additional&nbsp;insured are protected under the same policy.&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Additional&nbsp;insured vs. certificate holder:&nbsp;what’s&nbsp;the difference?&nbsp;</h2>\n<p><span data-contrast=\"auto\">These two terms are often&nbsp;used interchangeably, but they are not the same.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Certificate holder:</span></strong><span data-contrast=\"auto\">&nbsp;Receives proof that insurance exists. They are&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;covered by the policy.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Additional&nbsp;insured:</span></strong><span data-contrast=\"auto\">&nbsp;Receives actual protection under your liability insurance for covered claims related to your work.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many venues and municipalities&nbsp;require&nbsp;</span><span style=\"font-weight: normal;\">both,&nbsp;</span><span data-contrast=\"auto\">but&nbsp;only being named as an&nbsp;additional&nbsp;insured provides real coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why productions and events are required to add additional insureds&nbsp;</h2>\n<h3 style=\"font-weight: normal;\">1. It transfers risk appropriately</h3>\n<p><span data-contrast=\"auto\">Productions and events introduce risk into spaces you&nbsp;don’t&nbsp;own. If something goes wrong&nbsp;(someone trips over a cable, equipment damages a building, or a crowd-control issue causes injury),&nbsp;the property owner&nbsp;doesn’t&nbsp;want to rely on their own insurance first.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Being named as an&nbsp;additional&nbsp;insured ensures claims related to your activities are handled by&nbsp;</span><span style=\"font-weight: normal;\">your insurance</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">,</span> not theirs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 style=\"font-weight: normal;\">2. It’s often mandatory for permits and contracts&nbsp;</h3>\n<p><span data-contrast=\"auto\">Most filming permits, location agreements, and event contracts require&nbsp;additional&nbsp;insured status as a&nbsp;</span><span style=\"font-weight: normal;\">non-negotiable condition</span><span data-contrast=\"auto\"><span style=\"font-weight: normal;\">. </span>Without it, you may not be allowed to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Secure a location</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pull a permit</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Access public or private property</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Finalize vendor or sponsor agreements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Failing to add&nbsp;an&nbsp;additional&nbsp;insured can delay approvals or shut down a production entirely.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><span style=\"font-weight: normal;\">3. It helps avoid legal disputes between parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">If a claim arises and the&nbsp;additional&nbsp;insured is not properly named, insurers may argue over who&nbsp;is responsible for&nbsp;defending the claim. This can lead to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Legal delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Out-of-pocket&nbsp;defence&nbsp;costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Strained relationships with venues or partners</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Adding&nbsp;additional&nbsp;insureds clearly and correctly reduces uncertainty and speeds up claims handling.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">What does additional insured coverage actually protect?&nbsp;</h2>\n<p><span data-contrast=\"auto\">Additional&nbsp;insured status typically provides protection for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Bodily injury</span></strong><span data-contrast=\"auto\">&nbsp;caused by your operations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Property damage</span></strong><span data-contrast=\"auto\">&nbsp;resulting from your activities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><strong><span data-contrast=\"auto\">Legal&nbsp;defence&nbsp;costs</span></strong><span data-contrast=\"auto\">&nbsp;related to covered claims</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">It does&nbsp;</span><i><span data-contrast=\"auto\">not</span></i><span data-contrast=\"auto\">&nbsp;extend full policy rights or protect the&nbsp;additional&nbsp;insured for their own independent negligence. Coverage is limited to losses connected to your production or event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Common mistakes productions and event organizers make&nbsp;</h2>\n<p><span data-contrast=\"auto\">Even experienced teams run into issues with&nbsp;additional&nbsp;insured requirements. Common mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adding the wrong legal name (e.g., a venue’s trade name instead of its registered entity)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming a certificate holder is the same as an&nbsp;additional&nbsp;insured</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting&nbsp;additional&nbsp;insured status too late</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to include municipalities, sponsors, or&nbsp;landlords&nbsp;listed in permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming that coverage applies for the full event or production period</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Any of these can result in rejected permits, contract breaches, or uncovered claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How&nbsp;Front Row Insurance helps simplify&nbsp;additional&nbsp;insured requirements&nbsp;</h2>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with productions and event organizers every day and understand how time-sensitive and detail-driven these requirements are.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">We help by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reviewing contracts and&nbsp;permit&nbsp;language</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensuring correct legal names are used</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Issuing certificates quickly and accurately</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Advising on coverage limits required by venues or municipalities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Making sure&nbsp;additional&nbsp;insured endorsements align with your production or event risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;planning a one-day event or a multi-week shoot, we help you stay compliant and protected&nbsp;without slowing you down.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why understanding additional insured requirements protects your production or event</h2>\n<p><span data-contrast=\"auto\">An&nbsp;additional&nbsp;insured&nbsp;isn’t&nbsp;just a formality.&nbsp;It’s&nbsp;a critical part of protecting your production, your partners, and your ability to move forward without disruption. Getting it right helps prevent delays, disputes, and unexpected costs when it matters most.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">If&nbsp;you’re&nbsp;unsure who needs to be listed as an&nbsp;additional&nbsp;insured, or whether your current coverage meets contract requirements,&nbsp;it’s&nbsp;worth addressing early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Front Row Insurance specializes in production and event insurance,&nbsp;and&nbsp;we’re&nbsp;here to help you get it right before cameras roll or doors open.</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rssSummary":"<p><span data-contrast=\"auto\">When&nbsp;you’re&nbsp;producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term&nbsp;you’ll&nbsp;see&nbsp;again and again&nbsp;in contracts, permits, and venue agreements is&nbsp;</span><span style=\"font-weight: normal;\">“additional insured.”&nbsp;</span></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Front%20Row%20Blog%20Banner.png","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1769807103943,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/1751cd42-b6db-4ac6-9a77-bb61545dcfb9.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/what-is-an-additional-insured-and-why-your-production-or-event-needs-one","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708904,3238974970],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film 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Canada"],"topics":[949708904,3238974970],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1769807103951,"updatedById":81556790,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/what-is-an-additional-insured-and-why-your-production-or-event-needs-one","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/starting-a-new-production-insurance-mistakes-to-avoid-in-pre-production","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"205066571600","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"https://app.hubspot.com/settings/avatar/d41d8cd98f00b204e9800998ecf8427e","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1760044859165,"deletedAt":0,"displayName":"Damian 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a new production? Insurance mistakes to avoid in pre-production","id":205066571600,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Starting a new production? Insurance mistakes to avoid in pre-production","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Starting a new production? Insurance mistakes to avoid in pre-production","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904],"topic_ids":[949708904],"post_summary":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","post_body":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">That approach can be costly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Pre-production is where most insurance mistakes happen and where&nbsp;they're&nbsp;easiest to prevent. From uninsured prep days to incorrect budgets and overlooked contractual requirements, small oversights early on can create major delays, denied claims, or unexpected out-of-pocket costs later.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Most common pre-production insurance mistakes</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<h3><strong><span data-contrast=\"none\">1. Treating insurance as a formality instead of a production tool</span></strong></h3>\n<p><span data-contrast=\"auto\">One of the biggest mistakes producers make is viewing insurance as something required&nbsp;</span><i><span data-contrast=\"auto\">only</span></i><span data-contrast=\"auto\">&nbsp;to satisfy a studio, funder, or location.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">In reality, insurance&nbsp;is a&nbsp;</span><strong><span data-contrast=\"auto\">risk management tool</span></strong><span data-contrast=\"auto\">&nbsp;designed to protect:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your schedule</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your contractual obligations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">When insurance is brought in late, policies often fail to reflect how the production actually operates.&nbsp;This can leave gaps in coverage when something inevitably goes wrong&nbsp;and,&nbsp;in production, something&nbsp;almost always&nbsp;does.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Best practice:</span></strong><span data-contrast=\"auto\">&nbsp;Loop your insurance broker into pre-production early, ideally while budgets and schedules are still being&nbsp;finalized.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Forgetting to insure pre-production activities</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Insurance coverage&nbsp;doesn’t&nbsp;automatically begin on the first day of principal photography. Many losses happen&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;cameras roll.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common uninsured pre-production exposures include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location scouts and tech scouts</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Rehearsals and table&nbsp;reads</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Wardrobe fittings and set builds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment tests and prep days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Office operations and payroll</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a crew member is injured during a tech scout or rented gear is damaged during prep, a policy that only starts on the shoot date may not respond.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Assuming coverage starts when filming starts</span><span>&nbsp;</span></p>\n<p><span></span><strong><span data-contrast=\"auto\">Solution:</span></strong><span data-contrast=\"auto\">&nbsp;Ensure your policy includes&nbsp;</span><strong><span data-contrast=\"auto\">pre-production and wrap coverage</span></strong><span data-contrast=\"auto\">&nbsp;dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Underestimating or misrepresenting the production budget</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Your insurance premium, limits, and eligibility are all tied to your declared production budget. Underestimating that number to save on premiums can backfire badly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common issues include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Excluding contingency from the budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not accounting for extended shoot days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting post-production costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Omitting international shoots or travel</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a claim occurs and the insurer&nbsp;determines&nbsp;the budget was materially understated, it can lead to&nbsp;</span><strong><span data-contrast=\"auto\">reduced payouts or coverage disputes</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\">&nbsp;Your insured budget should match your&nbsp;</span><i><span data-contrast=\"auto\">realistic</span></i><span data-contrast=\"auto\">&nbsp;total production cost, not just your ideal scenario.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Choosing the wrong liability limits</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">General liability is one of the most scrutinized coverages in production,&nbsp;especially by locations, municipalities, studios, and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">A common mistake is&nbsp;purchasing&nbsp;the&nbsp;minimum&nbsp;limit without reviewing contractual requirements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Examples of issues we see often:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations requiring $5M or $10M in liability when only $2M was purchased</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues requesting&nbsp;additional&nbsp;insured status on short notice</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Co-producers or distributors requiring higher limits than anticipated</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Upgrading limits late in pre-production can be expensive and time-consuming.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Avoid delays by:</span></strong><span data-contrast=\"auto\">&nbsp;Reviewing all location agreements, funding contracts, and distributor requirements&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;binding coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Not scheduling rented or borrowed equipment correctly</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Camera, lighting, grip, sound, and specialty equipment are often rented from multiple vendors&nbsp;across different regions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common equipment insurance mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to schedule high-value rentals</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underinsuring specialty or custom gear</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming replacement cost values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming vendor insurance is sufficient</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many rental houses will not release equipment without proof of insurance listing them as loss payees.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Pro tip:</span></strong><span data-contrast=\"auto\">&nbsp;Maintain&nbsp;a running equipment list during pre-production and review it with your broker before certificates are issued.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">6. Overlooking cast insurance and special risks</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Cast insurance&nbsp;isn’t&nbsp;only for A-list stars. Any cast member whose absence would significantly delay or shut down production should be evaluated for coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Skipping cast insurance to save costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not&nbsp;disclosing&nbsp;pre-existing medical conditions (when&nbsp;required)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to update&nbsp;policies when cast changes</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Similarly, special risks such as stunts, animals, minors, drones, water work, or remote locations often require&nbsp;</span><strong><span data-contrast=\"auto\">specific underwriting approval</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Key takeaway:</span></strong><span data-contrast=\"auto\">&nbsp;If it increases risk or complexity, it needs to be&nbsp;disclosed&nbsp;early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">7. Assuming workers’ compensation coverage is automatic</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Workers’ compensation rules vary by province, state, and country. Productions often involve a mix of employees, contractors, loan-out companies, and&nbsp;volunteers;&nbsp;each treated differently under workers’ comp regulations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Misclassifying crew roles</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not registering in required&nbsp;jurisdictions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming short-term or out-of-province shoots are exempt</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">This can result in fines, coverage gaps, or uncovered injury claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Recommendation:</span></strong><span data-contrast=\"auto\">&nbsp;Confirm workers’ compensation requirements for every shooting&nbsp;jurisdiction&nbsp;during pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">8. Failing to plan for delays and shutdowns</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Weather, illness, equipment failure, and permit issues can all derail&nbsp;a production. Without the right coverage, delays can burn through contingency fast.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">The coverage options&nbsp;below&nbsp;should&nbsp;be evaluated&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;issues arise:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra expense</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Civil authority</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Communicable disease endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Weather coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Trying to add coverage after problems appear</span></p>\n<p><strong><span data-contrast=\"auto\">Reality:</span></strong><span data-contrast=\"auto\">&nbsp;Most insurers will not bind new coverage once a known risk exists</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">9. Waiting too long to issue certificates of insurance</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Certificates of insurance are required by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment rental houses</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Studios and distributors</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities and unions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Leaving certificates until the last minute can delay permits, equipment pickup, or access to locations.</span><span>&nbsp;<br></span><span>&nbsp;<br></span><strong><span data-contrast=\"auto\">Smart move:</span></strong><span data-contrast=\"auto\">&nbsp;Build certificate requests into your pre-production checklist and allow time for revisions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why working with a production insurance specialist&nbsp;matters</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Production insurance&nbsp;isn’t&nbsp;generic&nbsp;business insurance.&nbsp;It requires industry-specific knowledge, insurer relationships, and an understanding of how productions actually operate.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with producers, production managers, and line producers to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;risks early</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Structure coverage around real-world workflows</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Anticipate contractual and location requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Help prevent costly delays and coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The goal&nbsp;isn’t&nbsp;just to&nbsp;insure&nbsp;your&nbsp;production;&nbsp;it’s&nbsp;to help protect your schedule, budget, and reputation.&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Talk to Front Row Insurance</span></strong><span data-contrast=\"auto\">&nbsp;before&nbsp;cameras roll.&nbsp;</span><span data-contrast=\"auto\">Because the best&nbsp;productions&nbsp;plan for risk before it shows up on set.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rss_summary":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rss_body":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">That approach can be costly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Pre-production is where most insurance mistakes happen and where&nbsp;they're&nbsp;easiest to prevent. From uninsured prep days to incorrect budgets and overlooked contractual requirements, small oversights early on can create major delays, denied claims, or unexpected out-of-pocket costs later.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Most common pre-production insurance mistakes</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<h3><strong><span data-contrast=\"none\">1. Treating insurance as a formality instead of a production tool</span></strong></h3>\n<p><span data-contrast=\"auto\">One of the biggest mistakes producers make is viewing insurance as something required&nbsp;</span><i><span data-contrast=\"auto\">only</span></i><span data-contrast=\"auto\">&nbsp;to satisfy a studio, funder, or location.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">In reality, insurance&nbsp;is a&nbsp;</span><strong><span data-contrast=\"auto\">risk management tool</span></strong><span data-contrast=\"auto\">&nbsp;designed to protect:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your schedule</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your contractual obligations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">When insurance is brought in late, policies often fail to reflect how the production actually operates.&nbsp;This can leave gaps in coverage when something inevitably goes wrong&nbsp;and,&nbsp;in production, something&nbsp;almost always&nbsp;does.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Best practice:</span></strong><span data-contrast=\"auto\">&nbsp;Loop your insurance broker into pre-production early, ideally while budgets and schedules are still being&nbsp;finalized.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Forgetting to insure pre-production activities</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Insurance coverage&nbsp;doesn’t&nbsp;automatically begin on the first day of principal photography. Many losses happen&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;cameras roll.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common uninsured pre-production exposures include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location scouts and tech scouts</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Rehearsals and table&nbsp;reads</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Wardrobe fittings and set builds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment tests and prep days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Office operations and payroll</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a crew member is injured during a tech scout or rented gear is damaged during prep, a policy that only starts on the shoot date may not respond.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Assuming coverage starts when filming starts</span><span>&nbsp;</span></p>\n<p><span></span><strong><span data-contrast=\"auto\">Solution:</span></strong><span data-contrast=\"auto\">&nbsp;Ensure your policy includes&nbsp;</span><strong><span data-contrast=\"auto\">pre-production and wrap coverage</span></strong><span data-contrast=\"auto\">&nbsp;dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Underestimating or misrepresenting the production budget</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Your insurance premium, limits, and eligibility are all tied to your declared production budget. Underestimating that number to save on premiums can backfire badly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common issues include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Excluding contingency from the budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not accounting for extended shoot days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting post-production costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Omitting international shoots or travel</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a claim occurs and the insurer&nbsp;determines&nbsp;the budget was materially understated, it can lead to&nbsp;</span><strong><span data-contrast=\"auto\">reduced payouts or coverage disputes</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\">&nbsp;Your insured budget should match your&nbsp;</span><i><span data-contrast=\"auto\">realistic</span></i><span data-contrast=\"auto\">&nbsp;total production cost, not just your ideal scenario.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Choosing the wrong liability limits</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">General liability is one of the most scrutinized coverages in production,&nbsp;especially by locations, municipalities, studios, and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">A common mistake is&nbsp;purchasing&nbsp;the&nbsp;minimum&nbsp;limit without reviewing contractual requirements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Examples of issues we see often:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations requiring $5M or $10M in liability when only $2M was purchased</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues requesting&nbsp;additional&nbsp;insured status on short notice</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Co-producers or distributors requiring higher limits than anticipated</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Upgrading limits late in pre-production can be expensive and time-consuming.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Avoid delays by:</span></strong><span data-contrast=\"auto\">&nbsp;Reviewing all location agreements, funding contracts, and distributor requirements&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;binding coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Not scheduling rented or borrowed equipment correctly</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Camera, lighting, grip, sound, and specialty equipment are often rented from multiple vendors&nbsp;across different regions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common equipment insurance mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to schedule high-value rentals</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underinsuring specialty or custom gear</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming replacement cost values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming vendor insurance is sufficient</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many rental houses will not release equipment without proof of insurance listing them as loss payees.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Pro tip:</span></strong><span data-contrast=\"auto\">&nbsp;Maintain&nbsp;a running equipment list during pre-production and review it with your broker before certificates are issued.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">6. Overlooking cast insurance and special risks</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Cast insurance&nbsp;isn’t&nbsp;only for A-list stars. Any cast member whose absence would significantly delay or shut down production should be evaluated for coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Skipping cast insurance to save costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not&nbsp;disclosing&nbsp;pre-existing medical conditions (when&nbsp;required)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to update&nbsp;policies when cast changes</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Similarly, special risks such as stunts, animals, minors, drones, water work, or remote locations often require&nbsp;</span><strong><span data-contrast=\"auto\">specific underwriting approval</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Key takeaway:</span></strong><span data-contrast=\"auto\">&nbsp;If it increases risk or complexity, it needs to be&nbsp;disclosed&nbsp;early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">7. Assuming workers’ compensation coverage is automatic</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Workers’ compensation rules vary by province, state, and country. Productions often involve a mix of employees, contractors, loan-out companies, and&nbsp;volunteers;&nbsp;each treated differently under workers’ comp regulations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Misclassifying crew roles</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not registering in required&nbsp;jurisdictions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming short-term or out-of-province shoots are exempt</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">This can result in fines, coverage gaps, or uncovered injury claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Recommendation:</span></strong><span data-contrast=\"auto\">&nbsp;Confirm workers’ compensation requirements for every shooting&nbsp;jurisdiction&nbsp;during pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">8. Failing to plan for delays and shutdowns</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Weather, illness, equipment failure, and permit issues can all derail&nbsp;a production. Without the right coverage, delays can burn through contingency fast.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">The coverage options&nbsp;below&nbsp;should&nbsp;be evaluated&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;issues arise:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra expense</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Civil authority</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Communicable disease endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Weather coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Trying to add coverage after problems appear</span></p>\n<p><strong><span data-contrast=\"auto\">Reality:</span></strong><span data-contrast=\"auto\">&nbsp;Most insurers will not bind new coverage once a known risk exists</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">9. Waiting too long to issue certificates of insurance</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Certificates of insurance are required by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment rental houses</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Studios and distributors</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities and unions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Leaving certificates until the last minute can delay permits, equipment pickup, or access to locations.</span><span>&nbsp;<br></span><span>&nbsp;<br></span><strong><span data-contrast=\"auto\">Smart move:</span></strong><span data-contrast=\"auto\">&nbsp;Build certificate requests into your pre-production checklist and allow time for revisions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why working with a production insurance specialist&nbsp;matters</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Production insurance&nbsp;isn’t&nbsp;generic&nbsp;business insurance.&nbsp;It requires industry-specific knowledge, insurer relationships, and an understanding of how productions actually operate.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with producers, production managers, and line producers to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;risks early</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Structure coverage around real-world workflows</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Anticipate contractual and location requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Help prevent costly delays and coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The goal&nbsp;isn’t&nbsp;just to&nbsp;insure&nbsp;your&nbsp;production;&nbsp;it’s&nbsp;to help protect your schedule, budget, and reputation.&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Talk to Front Row Insurance</span></strong><span data-contrast=\"auto\">&nbsp;before&nbsp;cameras roll.&nbsp;</span><span data-contrast=\"auto\">Because the best&nbsp;productions&nbsp;plan for risk before it shows up on set.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Starting a new film or TV production? Avoid costly insurance mistakes in pre-production and protect your budget, cast, crew, and timeline.","tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"header_template_path":null,"header_variant_name":null,"footer_template_path":null,"footer_variant_name":null,"global_block_overrides":{},"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":81556790,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":"","page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Blog%20Images%20%282%29.jpg","featured_image_width":1200,"featured_image_height":500,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1768586316203,"header":null,"password":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"Starting a new film or TV production? Avoid costly insurance mistakes in pre-production and protect your budget, cast, crew, and timeline.","metaKeywords":null,"name":"Starting a new production? Insurance mistakes to avoid in pre-production","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Multi-day%20or%20multi-location%20insurance.png","nextPostFeaturedImageAltText":"","nextPostName":"How to insure a multi-day or multi-location event: A complete guide","nextPostSlug":"articles/how-to-insure-a-multi-day-or-multi-location-event","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Starting a new production? Insurance mistakes to avoid in pre-production","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampLinkColor":"#416bb3","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoWidth":175,"analyticsPageId":137640,"attachedStylesheets":[],"audienceAccess":"PUBLIC","businessUnitId":null,"captchaAfterDays":7,"captchaAlways":false,"categoryId":3,"cdnPurgeEmbargoTime":null,"closeCommentsOlder":0,"commentDateFormat":"medium","commentFormGuid":"7a447743-bbf2-4b55-a759-b405bf392a7d","commentMaxThreadDepth":3,"commentModeration":true,"commentNotificationEmails":["mike@frontrowinsurance.com","grant@frontrowinsurance.com"],"commentShouldCreateContact":true,"commentVerificationText":"","cosObjectType":"BLOG","created":1401900293000,"createdDateTime":1401900293000,"dailyNotificationEmailId":"952268096","dateFormattingLanguage":"en_US","defaultGroupStyleId":"","defaultNotificationFromName":"","defaultNotificationReplyTo":"","deletedAt":0,"description":"The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/topic/film-production\"\n },\n \"headline\": \"Blog The Front Row View listing page\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"\"\n },\n \"datePublished\": \"2022-04-01 17:46:37\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": 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\"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/topic/film-production\"\n },\n \"headline\": \"Blog The Front Row View listing page\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"\"\n },\n \"datePublished\": \"2022-04-01 17:46:37\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.jpg\"\n }\n },\n \"description\": \"Film production | The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","postsPerListingPage":10,"postsPerRssFeed":10,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publicTitle":"The Front Row View (entertainment insurance blog)","publishDateFormat":"medium","resolvedDomain":"www.frontrowinsurance.com","rootUrl":"https://www.frontrowinsurance.com/articles","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">That approach can be costly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Pre-production is where most insurance mistakes happen and where&nbsp;they're&nbsp;easiest to prevent. From uninsured prep days to incorrect budgets and overlooked contractual requirements, small oversights early on can create major delays, denied claims, or unexpected out-of-pocket costs later.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Most common pre-production insurance mistakes</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<h3><strong><span data-contrast=\"none\">1. Treating insurance as a formality instead of a production tool</span></strong></h3>\n<p><span data-contrast=\"auto\">One of the biggest mistakes producers make is viewing insurance as something required&nbsp;</span><i><span data-contrast=\"auto\">only</span></i><span data-contrast=\"auto\">&nbsp;to satisfy a studio, funder, or location.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">In reality, insurance&nbsp;is a&nbsp;</span><strong><span data-contrast=\"auto\">risk management tool</span></strong><span data-contrast=\"auto\">&nbsp;designed to protect:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your schedule</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your contractual obligations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">When insurance is brought in late, policies often fail to reflect how the production actually operates.&nbsp;This can leave gaps in coverage when something inevitably goes wrong&nbsp;and,&nbsp;in production, something&nbsp;almost always&nbsp;does.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Best practice:</span></strong><span data-contrast=\"auto\">&nbsp;Loop your insurance broker into pre-production early, ideally while budgets and schedules are still being&nbsp;finalized.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Forgetting to insure pre-production activities</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Insurance coverage&nbsp;doesn’t&nbsp;automatically begin on the first day of principal photography. Many losses happen&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;cameras roll.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common uninsured pre-production exposures include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location scouts and tech scouts</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Rehearsals and table&nbsp;reads</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Wardrobe fittings and set builds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment tests and prep days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Office operations and payroll</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a crew member is injured during a tech scout or rented gear is damaged during prep, a policy that only starts on the shoot date may not respond.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Assuming coverage starts when filming starts</span><span>&nbsp;</span></p>\n<p><span></span><strong><span data-contrast=\"auto\">Solution:</span></strong><span data-contrast=\"auto\">&nbsp;Ensure your policy includes&nbsp;</span><strong><span data-contrast=\"auto\">pre-production and wrap coverage</span></strong><span data-contrast=\"auto\">&nbsp;dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Underestimating or misrepresenting the production budget</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Your insurance premium, limits, and eligibility are all tied to your declared production budget. Underestimating that number to save on premiums can backfire badly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common issues include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Excluding contingency from the budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not accounting for extended shoot days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting post-production costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Omitting international shoots or travel</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a claim occurs and the insurer&nbsp;determines&nbsp;the budget was materially understated, it can lead to&nbsp;</span><strong><span data-contrast=\"auto\">reduced payouts or coverage disputes</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\">&nbsp;Your insured budget should match your&nbsp;</span><i><span data-contrast=\"auto\">realistic</span></i><span data-contrast=\"auto\">&nbsp;total production cost, not just your ideal scenario.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Choosing the wrong liability limits</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">General liability is one of the most scrutinized coverages in production,&nbsp;especially by locations, municipalities, studios, and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">A common mistake is&nbsp;purchasing&nbsp;the&nbsp;minimum&nbsp;limit without reviewing contractual requirements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Examples of issues we see often:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations requiring $5M or $10M in liability when only $2M was purchased</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues requesting&nbsp;additional&nbsp;insured status on short notice</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Co-producers or distributors requiring higher limits than anticipated</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Upgrading limits late in pre-production can be expensive and time-consuming.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Avoid delays by:</span></strong><span data-contrast=\"auto\">&nbsp;Reviewing all location agreements, funding contracts, and distributor requirements&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;binding coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Not scheduling rented or borrowed equipment correctly</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Camera, lighting, grip, sound, and specialty equipment are often rented from multiple vendors&nbsp;across different regions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common equipment insurance mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to schedule high-value rentals</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underinsuring specialty or custom gear</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming replacement cost values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming vendor insurance is sufficient</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many rental houses will not release equipment without proof of insurance listing them as loss payees.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Pro tip:</span></strong><span data-contrast=\"auto\">&nbsp;Maintain&nbsp;a running equipment list during pre-production and review it with your broker before certificates are issued.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">6. Overlooking cast insurance and special risks</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Cast insurance&nbsp;isn’t&nbsp;only for A-list stars. Any cast member whose absence would significantly delay or shut down production should be evaluated for coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Skipping cast insurance to save costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not&nbsp;disclosing&nbsp;pre-existing medical conditions (when&nbsp;required)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to update&nbsp;policies when cast changes</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Similarly, special risks such as stunts, animals, minors, drones, water work, or remote locations often require&nbsp;</span><strong><span data-contrast=\"auto\">specific underwriting approval</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Key takeaway:</span></strong><span data-contrast=\"auto\">&nbsp;If it increases risk or complexity, it needs to be&nbsp;disclosed&nbsp;early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">7. Assuming workers’ compensation coverage is automatic</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Workers’ compensation rules vary by province, state, and country. Productions often involve a mix of employees, contractors, loan-out companies, and&nbsp;volunteers;&nbsp;each treated differently under workers’ comp regulations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Misclassifying crew roles</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not registering in required&nbsp;jurisdictions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming short-term or out-of-province shoots are exempt</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">This can result in fines, coverage gaps, or uncovered injury claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Recommendation:</span></strong><span data-contrast=\"auto\">&nbsp;Confirm workers’ compensation requirements for every shooting&nbsp;jurisdiction&nbsp;during pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">8. Failing to plan for delays and shutdowns</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Weather, illness, equipment failure, and permit issues can all derail&nbsp;a production. Without the right coverage, delays can burn through contingency fast.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">The coverage options&nbsp;below&nbsp;should&nbsp;be evaluated&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;issues arise:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra expense</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Civil authority</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Communicable disease endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Weather coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Trying to add coverage after problems appear</span></p>\n<p><strong><span data-contrast=\"auto\">Reality:</span></strong><span data-contrast=\"auto\">&nbsp;Most insurers will not bind new coverage once a known risk exists</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">9. Waiting too long to issue certificates of insurance</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Certificates of insurance are required by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment rental houses</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Studios and distributors</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities and unions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Leaving certificates until the last minute can delay permits, equipment pickup, or access to locations.</span><span>&nbsp;<br></span><span>&nbsp;<br></span><strong><span data-contrast=\"auto\">Smart move:</span></strong><span data-contrast=\"auto\">&nbsp;Build certificate requests into your pre-production checklist and allow time for revisions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why working with a production insurance specialist&nbsp;matters</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Production insurance&nbsp;isn’t&nbsp;generic&nbsp;business insurance.&nbsp;It requires industry-specific knowledge, insurer relationships, and an understanding of how productions actually operate.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with producers, production managers, and line producers to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;risks early</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Structure coverage around real-world workflows</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Anticipate contractual and location requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Help prevent costly delays and coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The goal&nbsp;isn’t&nbsp;just to&nbsp;insure&nbsp;your&nbsp;production;&nbsp;it’s&nbsp;to help protect your schedule, budget, and reputation.&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Talk to Front Row Insurance</span></strong><span data-contrast=\"auto\">&nbsp;before&nbsp;cameras roll.&nbsp;</span><span data-contrast=\"auto\">Because the best&nbsp;productions&nbsp;plan for risk before it shows up on set.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postBodyRss":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">That approach can be costly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Pre-production is where most insurance mistakes happen and where&nbsp;they're&nbsp;easiest to prevent. From uninsured prep days to incorrect budgets and overlooked contractual requirements, small oversights early on can create major delays, denied claims, or unexpected out-of-pocket costs later.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Most common pre-production insurance mistakes</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<h3><strong><span data-contrast=\"none\">1. Treating insurance as a formality instead of a production tool</span></strong></h3>\n<p><span data-contrast=\"auto\">One of the biggest mistakes producers make is viewing insurance as something required&nbsp;</span><i><span data-contrast=\"auto\">only</span></i><span data-contrast=\"auto\">&nbsp;to satisfy a studio, funder, or location.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">In reality, insurance&nbsp;is a&nbsp;</span><strong><span data-contrast=\"auto\">risk management tool</span></strong><span data-contrast=\"auto\">&nbsp;designed to protect:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your schedule</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your contractual obligations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">When insurance is brought in late, policies often fail to reflect how the production actually operates.&nbsp;This can leave gaps in coverage when something inevitably goes wrong&nbsp;and,&nbsp;in production, something&nbsp;almost always&nbsp;does.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Best practice:</span></strong><span data-contrast=\"auto\">&nbsp;Loop your insurance broker into pre-production early, ideally while budgets and schedules are still being&nbsp;finalized.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Forgetting to insure pre-production activities</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Insurance coverage&nbsp;doesn’t&nbsp;automatically begin on the first day of principal photography. Many losses happen&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;cameras roll.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common uninsured pre-production exposures include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location scouts and tech scouts</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Rehearsals and table&nbsp;reads</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Wardrobe fittings and set builds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment tests and prep days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Office operations and payroll</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a crew member is injured during a tech scout or rented gear is damaged during prep, a policy that only starts on the shoot date may not respond.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Assuming coverage starts when filming starts</span><span>&nbsp;</span></p>\n<p><span></span><strong><span data-contrast=\"auto\">Solution:</span></strong><span data-contrast=\"auto\">&nbsp;Ensure your policy includes&nbsp;</span><strong><span data-contrast=\"auto\">pre-production and wrap coverage</span></strong><span data-contrast=\"auto\">&nbsp;dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Underestimating or misrepresenting the production budget</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Your insurance premium, limits, and eligibility are all tied to your declared production budget. Underestimating that number to save on premiums can backfire badly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common issues include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Excluding contingency from the budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not accounting for extended shoot days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting post-production costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Omitting international shoots or travel</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a claim occurs and the insurer&nbsp;determines&nbsp;the budget was materially understated, it can lead to&nbsp;</span><strong><span data-contrast=\"auto\">reduced payouts or coverage disputes</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\">&nbsp;Your insured budget should match your&nbsp;</span><i><span data-contrast=\"auto\">realistic</span></i><span data-contrast=\"auto\">&nbsp;total production cost, not just your ideal scenario.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Choosing the wrong liability limits</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">General liability is one of the most scrutinized coverages in production,&nbsp;especially by locations, municipalities, studios, and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">A common mistake is&nbsp;purchasing&nbsp;the&nbsp;minimum&nbsp;limit without reviewing contractual requirements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Examples of issues we see often:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations requiring $5M or $10M in liability when only $2M was purchased</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues requesting&nbsp;additional&nbsp;insured status on short notice</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Co-producers or distributors requiring higher limits than anticipated</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Upgrading limits late in pre-production can be expensive and time-consuming.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Avoid delays by:</span></strong><span data-contrast=\"auto\">&nbsp;Reviewing all location agreements, funding contracts, and distributor requirements&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;binding coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Not scheduling rented or borrowed equipment correctly</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Camera, lighting, grip, sound, and specialty equipment are often rented from multiple vendors&nbsp;across different regions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common equipment insurance mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to schedule high-value rentals</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underinsuring specialty or custom gear</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming replacement cost values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming vendor insurance is sufficient</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many rental houses will not release equipment without proof of insurance listing them as loss payees.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Pro tip:</span></strong><span data-contrast=\"auto\">&nbsp;Maintain&nbsp;a running equipment list during pre-production and review it with your broker before certificates are issued.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">6. Overlooking cast insurance and special risks</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Cast insurance&nbsp;isn’t&nbsp;only for A-list stars. Any cast member whose absence would significantly delay or shut down production should be evaluated for coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Skipping cast insurance to save costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not&nbsp;disclosing&nbsp;pre-existing medical conditions (when&nbsp;required)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to update&nbsp;policies when cast changes</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Similarly, special risks such as stunts, animals, minors, drones, water work, or remote locations often require&nbsp;</span><strong><span data-contrast=\"auto\">specific underwriting approval</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Key takeaway:</span></strong><span data-contrast=\"auto\">&nbsp;If it increases risk or complexity, it needs to be&nbsp;disclosed&nbsp;early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">7. Assuming workers’ compensation coverage is automatic</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Workers’ compensation rules vary by province, state, and country. Productions often involve a mix of employees, contractors, loan-out companies, and&nbsp;volunteers;&nbsp;each treated differently under workers’ comp regulations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Misclassifying crew roles</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not registering in required&nbsp;jurisdictions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming short-term or out-of-province shoots are exempt</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">This can result in fines, coverage gaps, or uncovered injury claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Recommendation:</span></strong><span data-contrast=\"auto\">&nbsp;Confirm workers’ compensation requirements for every shooting&nbsp;jurisdiction&nbsp;during pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">8. Failing to plan for delays and shutdowns</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Weather, illness, equipment failure, and permit issues can all derail&nbsp;a production. Without the right coverage, delays can burn through contingency fast.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">The coverage options&nbsp;below&nbsp;should&nbsp;be evaluated&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;issues arise:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra expense</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Civil authority</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Communicable disease endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Weather coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Trying to add coverage after problems appear</span></p>\n<p><strong><span data-contrast=\"auto\">Reality:</span></strong><span data-contrast=\"auto\">&nbsp;Most insurers will not bind new coverage once a known risk exists</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">9. Waiting too long to issue certificates of insurance</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Certificates of insurance are required by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment rental houses</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Studios and distributors</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities and unions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Leaving certificates until the last minute can delay permits, equipment pickup, or access to locations.</span><span>&nbsp;<br></span><span>&nbsp;<br></span><strong><span data-contrast=\"auto\">Smart move:</span></strong><span data-contrast=\"auto\">&nbsp;Build certificate requests into your pre-production checklist and allow time for revisions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why working with a production insurance specialist&nbsp;matters</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Production insurance&nbsp;isn’t&nbsp;generic&nbsp;business insurance.&nbsp;It requires industry-specific knowledge, insurer relationships, and an understanding of how productions actually operate.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with producers, production managers, and line producers to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;risks early</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Structure coverage around real-world workflows</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Anticipate contractual and location requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Help prevent costly delays and coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The goal&nbsp;isn’t&nbsp;just to&nbsp;insure&nbsp;your&nbsp;production;&nbsp;it’s&nbsp;to help protect your schedule, budget, and reputation.&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Talk to Front Row Insurance</span></strong><span data-contrast=\"auto\">&nbsp;before&nbsp;cameras roll.&nbsp;</span><span data-contrast=\"auto\">Because the best&nbsp;productions&nbsp;plan for risk before it shows up on set.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postEmailContent":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Blog%20Images%20%282%29.jpg","postListContent":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">That approach can be costly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Pre-production is where most insurance mistakes happen and where&nbsp;they're&nbsp;easiest to prevent. From uninsured prep days to incorrect budgets and overlooked contractual requirements, small oversights early on can create major delays, denied claims, or unexpected out-of-pocket costs later.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Most common pre-production insurance mistakes</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<h3><strong><span data-contrast=\"none\">1. Treating insurance as a formality instead of a production tool</span></strong></h3>\n<p><span data-contrast=\"auto\">One of the biggest mistakes producers make is viewing insurance as something required&nbsp;</span><i><span data-contrast=\"auto\">only</span></i><span data-contrast=\"auto\">&nbsp;to satisfy a studio, funder, or location.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">In reality, insurance&nbsp;is a&nbsp;</span><strong><span data-contrast=\"auto\">risk management tool</span></strong><span data-contrast=\"auto\">&nbsp;designed to protect:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your schedule</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your contractual obligations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">When insurance is brought in late, policies often fail to reflect how the production actually operates.&nbsp;This can leave gaps in coverage when something inevitably goes wrong&nbsp;and,&nbsp;in production, something&nbsp;almost always&nbsp;does.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Best practice:</span></strong><span data-contrast=\"auto\">&nbsp;Loop your insurance broker into pre-production early, ideally while budgets and schedules are still being&nbsp;finalized.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Forgetting to insure pre-production activities</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Insurance coverage&nbsp;doesn’t&nbsp;automatically begin on the first day of principal photography. Many losses happen&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;cameras roll.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common uninsured pre-production exposures include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location scouts and tech scouts</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Rehearsals and table&nbsp;reads</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Wardrobe fittings and set builds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment tests and prep days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Office operations and payroll</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a crew member is injured during a tech scout or rented gear is damaged during prep, a policy that only starts on the shoot date may not respond.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Assuming coverage starts when filming starts</span><span>&nbsp;</span></p>\n<p><span></span><strong><span data-contrast=\"auto\">Solution:</span></strong><span data-contrast=\"auto\">&nbsp;Ensure your policy includes&nbsp;</span><strong><span data-contrast=\"auto\">pre-production and wrap coverage</span></strong><span data-contrast=\"auto\">&nbsp;dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Underestimating or misrepresenting the production budget</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Your insurance premium, limits, and eligibility are all tied to your declared production budget. Underestimating that number to save on premiums can backfire badly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common issues include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Excluding contingency from the budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not accounting for extended shoot days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting post-production costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Omitting international shoots or travel</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a claim occurs and the insurer&nbsp;determines&nbsp;the budget was materially understated, it can lead to&nbsp;</span><strong><span data-contrast=\"auto\">reduced payouts or coverage disputes</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\">&nbsp;Your insured budget should match your&nbsp;</span><i><span data-contrast=\"auto\">realistic</span></i><span data-contrast=\"auto\">&nbsp;total production cost, not just your ideal scenario.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Choosing the wrong liability limits</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">General liability is one of the most scrutinized coverages in production,&nbsp;especially by locations, municipalities, studios, and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">A common mistake is&nbsp;purchasing&nbsp;the&nbsp;minimum&nbsp;limit without reviewing contractual requirements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Examples of issues we see often:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations requiring $5M or $10M in liability when only $2M was purchased</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues requesting&nbsp;additional&nbsp;insured status on short notice</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Co-producers or distributors requiring higher limits than anticipated</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Upgrading limits late in pre-production can be expensive and time-consuming.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Avoid delays by:</span></strong><span data-contrast=\"auto\">&nbsp;Reviewing all location agreements, funding contracts, and distributor requirements&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;binding coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Not scheduling rented or borrowed equipment correctly</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Camera, lighting, grip, sound, and specialty equipment are often rented from multiple vendors&nbsp;across different regions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common equipment insurance mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to schedule high-value rentals</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underinsuring specialty or custom gear</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming replacement cost values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming vendor insurance is sufficient</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many rental houses will not release equipment without proof of insurance listing them as loss payees.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Pro tip:</span></strong><span data-contrast=\"auto\">&nbsp;Maintain&nbsp;a running equipment list during pre-production and review it with your broker before certificates are issued.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">6. Overlooking cast insurance and special risks</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Cast insurance&nbsp;isn’t&nbsp;only for A-list stars. Any cast member whose absence would significantly delay or shut down production should be evaluated for coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Skipping cast insurance to save costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not&nbsp;disclosing&nbsp;pre-existing medical conditions (when&nbsp;required)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to update&nbsp;policies when cast changes</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Similarly, special risks such as stunts, animals, minors, drones, water work, or remote locations often require&nbsp;</span><strong><span data-contrast=\"auto\">specific underwriting approval</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Key takeaway:</span></strong><span data-contrast=\"auto\">&nbsp;If it increases risk or complexity, it needs to be&nbsp;disclosed&nbsp;early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">7. Assuming workers’ compensation coverage is automatic</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Workers’ compensation rules vary by province, state, and country. Productions often involve a mix of employees, contractors, loan-out companies, and&nbsp;volunteers;&nbsp;each treated differently under workers’ comp regulations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Misclassifying crew roles</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not registering in required&nbsp;jurisdictions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming short-term or out-of-province shoots are exempt</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">This can result in fines, coverage gaps, or uncovered injury claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Recommendation:</span></strong><span data-contrast=\"auto\">&nbsp;Confirm workers’ compensation requirements for every shooting&nbsp;jurisdiction&nbsp;during pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">8. Failing to plan for delays and shutdowns</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Weather, illness, equipment failure, and permit issues can all derail&nbsp;a production. Without the right coverage, delays can burn through contingency fast.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">The coverage options&nbsp;below&nbsp;should&nbsp;be evaluated&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;issues arise:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra expense</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Civil authority</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Communicable disease endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Weather coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Trying to add coverage after problems appear</span></p>\n<p><strong><span data-contrast=\"auto\">Reality:</span></strong><span data-contrast=\"auto\">&nbsp;Most insurers will not bind new coverage once a known risk exists</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">9. Waiting too long to issue certificates of insurance</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Certificates of insurance are required by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment rental houses</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Studios and distributors</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities and unions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Leaving certificates until the last minute can delay permits, equipment pickup, or access to locations.</span><span>&nbsp;<br></span><span>&nbsp;<br></span><strong><span data-contrast=\"auto\">Smart move:</span></strong><span data-contrast=\"auto\">&nbsp;Build certificate requests into your pre-production checklist and allow time for revisions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why working with a production insurance specialist&nbsp;matters</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Production insurance&nbsp;isn’t&nbsp;generic&nbsp;business insurance.&nbsp;It requires industry-specific knowledge, insurer relationships, and an understanding of how productions actually operate.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with producers, production managers, and line producers to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;risks early</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Structure coverage around real-world workflows</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Anticipate contractual and location requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Help prevent costly delays and coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The goal&nbsp;isn’t&nbsp;just to&nbsp;insure&nbsp;your&nbsp;production;&nbsp;it’s&nbsp;to help protect your schedule, budget, and reputation.&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Talk to Front Row Insurance</span></strong><span data-contrast=\"auto\">&nbsp;before&nbsp;cameras roll.&nbsp;</span><span data-contrast=\"auto\">Because the best&nbsp;productions&nbsp;plan for risk before it shows up on set.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Blog%20Images%20%282%29.jpg","postSummary":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","postSummaryRss":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"DOtUuKBL","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Front%20Row%20Blog%20Banner.png","previousPostFeaturedImageAltText":"","previousPostName":"What is an additional insured and why your production or event needs one","previousPostSlug":"articles/what-is-an-additional-insured-and-why-your-production-or-event-needs-one","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1768586316000,"publishDateLocalTime":1768586316000,"publishDateLocalized":{"date":1768586316000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1768586316203,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/starting-a-new-production-insurance-mistakes-to-avoid-in-pre-production","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">That approach can be costly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Pre-production is where most insurance mistakes happen and where&nbsp;they're&nbsp;easiest to prevent. From uninsured prep days to incorrect budgets and overlooked contractual requirements, small oversights early on can create major delays, denied claims, or unexpected out-of-pocket costs later.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Most common pre-production insurance mistakes</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<h3><strong><span data-contrast=\"none\">1. Treating insurance as a formality instead of a production tool</span></strong></h3>\n<p><span data-contrast=\"auto\">One of the biggest mistakes producers make is viewing insurance as something required&nbsp;</span><i><span data-contrast=\"auto\">only</span></i><span data-contrast=\"auto\">&nbsp;to satisfy a studio, funder, or location.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">In reality, insurance&nbsp;is a&nbsp;</span><strong><span data-contrast=\"auto\">risk management tool</span></strong><span data-contrast=\"auto\">&nbsp;designed to protect:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your schedule</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your contractual obligations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">When insurance is brought in late, policies often fail to reflect how the production actually operates.&nbsp;This can leave gaps in coverage when something inevitably goes wrong&nbsp;and,&nbsp;in production, something&nbsp;almost always&nbsp;does.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Best practice:</span></strong><span data-contrast=\"auto\">&nbsp;Loop your insurance broker into pre-production early, ideally while budgets and schedules are still being&nbsp;finalized.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Forgetting to insure pre-production activities</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Insurance coverage&nbsp;doesn’t&nbsp;automatically begin on the first day of principal photography. Many losses happen&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;cameras roll.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common uninsured pre-production exposures include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Location scouts and tech scouts</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Rehearsals and table&nbsp;reads</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Wardrobe fittings and set builds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment tests and prep days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Office operations and payroll</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a crew member is injured during a tech scout or rented gear is damaged during prep, a policy that only starts on the shoot date may not respond.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Assuming coverage starts when filming starts</span><span>&nbsp;</span></p>\n<p><span></span><strong><span data-contrast=\"auto\">Solution:</span></strong><span data-contrast=\"auto\">&nbsp;Ensure your policy includes&nbsp;</span><strong><span data-contrast=\"auto\">pre-production and wrap coverage</span></strong><span data-contrast=\"auto\">&nbsp;dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Underestimating or misrepresenting the production budget</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Your insurance premium, limits, and eligibility are all tied to your declared production budget. Underestimating that number to save on premiums can backfire badly.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common issues include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Excluding contingency from the budget</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not accounting for extended shoot days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting post-production costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Omitting international shoots or travel</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If a claim occurs and the insurer&nbsp;determines&nbsp;the budget was materially understated, it can lead to&nbsp;</span><strong><span data-contrast=\"auto\">reduced payouts or coverage disputes</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\">&nbsp;Your insured budget should match your&nbsp;</span><i><span data-contrast=\"auto\">realistic</span></i><span data-contrast=\"auto\">&nbsp;total production cost, not just your ideal scenario.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Choosing the wrong liability limits</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">General liability is one of the most scrutinized coverages in production,&nbsp;especially by locations, municipalities, studios, and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">A common mistake is&nbsp;purchasing&nbsp;the&nbsp;minimum&nbsp;limit without reviewing contractual requirements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Examples of issues we see often:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations requiring $5M or $10M in liability when only $2M was purchased</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues requesting&nbsp;additional&nbsp;insured status on short notice</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Co-producers or distributors requiring higher limits than anticipated</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Upgrading limits late in pre-production can be expensive and time-consuming.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Avoid delays by:</span></strong><span data-contrast=\"auto\">&nbsp;Reviewing all location agreements, funding contracts, and distributor requirements&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;binding coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Not scheduling rented or borrowed equipment correctly</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Camera, lighting, grip, sound, and specialty equipment are often rented from multiple vendors&nbsp;across different regions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Common equipment insurance mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forgetting to schedule high-value rentals</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underinsuring specialty or custom gear</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not confirming replacement cost values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming vendor insurance is sufficient</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many rental houses will not release equipment without proof of insurance listing them as loss payees.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Pro tip:</span></strong><span data-contrast=\"auto\">&nbsp;Maintain&nbsp;a running equipment list during pre-production and review it with your broker before certificates are issued.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">6. Overlooking cast insurance and special risks</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Cast insurance&nbsp;isn’t&nbsp;only for A-list stars. Any cast member whose absence would significantly delay or shut down production should be evaluated for coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Skipping cast insurance to save costs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not&nbsp;disclosing&nbsp;pre-existing medical conditions (when&nbsp;required)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to update&nbsp;policies when cast changes</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Similarly, special risks such as stunts, animals, minors, drones, water work, or remote locations often require&nbsp;</span><strong><span data-contrast=\"auto\">specific underwriting approval</span></strong><span data-contrast=\"auto\">.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Key takeaway:</span></strong><span data-contrast=\"auto\">&nbsp;If it increases risk or complexity, it needs to be&nbsp;disclosed&nbsp;early.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">7. Assuming workers’ compensation coverage is automatic</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Workers’ compensation rules vary by province, state, and country. Productions often involve a mix of employees, contractors, loan-out companies, and&nbsp;volunteers;&nbsp;each treated differently under workers’ comp regulations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Mistakes include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Misclassifying crew roles</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Not registering in required&nbsp;jurisdictions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming short-term or out-of-province shoots are exempt</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">This can result in fines, coverage gaps, or uncovered injury claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Recommendation:</span></strong><span data-contrast=\"auto\">&nbsp;Confirm workers’ compensation requirements for every shooting&nbsp;jurisdiction&nbsp;during pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">8. Failing to plan for delays and shutdowns</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Weather, illness, equipment failure, and permit issues can all derail&nbsp;a production. Without the right coverage, delays can burn through contingency fast.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">The coverage options&nbsp;below&nbsp;should&nbsp;be evaluated&nbsp;</span><i><span data-contrast=\"auto\">before</span></i><span data-contrast=\"auto\">&nbsp;issues arise:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra expense</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Civil authority</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Communicable disease endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Weather coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">Mistake:</span></strong><span data-contrast=\"auto\">&nbsp;Trying to add coverage after problems appear</span></p>\n<p><strong><span data-contrast=\"auto\">Reality:</span></strong><span data-contrast=\"auto\">&nbsp;Most insurers will not bind new coverage once a known risk exists</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">9. Waiting too long to issue certificates of insurance</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"></span></h3>\n<p><span data-contrast=\"auto\">Certificates of insurance are required by:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment rental houses</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Studios and distributors</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Municipalities and unions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Leaving certificates until the last minute can delay permits, equipment pickup, or access to locations.</span><span>&nbsp;<br></span><span>&nbsp;<br></span><strong><span data-contrast=\"auto\">Smart move:</span></strong><span data-contrast=\"auto\">&nbsp;Build certificate requests into your pre-production checklist and allow time for revisions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why working with a production insurance specialist&nbsp;matters</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Production insurance&nbsp;isn’t&nbsp;generic&nbsp;business insurance.&nbsp;It requires industry-specific knowledge, insurer relationships, and an understanding of how productions actually operate.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At Front Row Insurance, we work with producers, production managers, and line producers to:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;risks early</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Structure coverage around real-world workflows</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Anticipate contractual and location requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Help prevent costly delays and coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The goal&nbsp;isn’t&nbsp;just to&nbsp;insure&nbsp;your&nbsp;production;&nbsp;it’s&nbsp;to help protect your schedule, budget, and reputation.&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Talk to Front Row Insurance</span></strong><span data-contrast=\"auto\">&nbsp;before&nbsp;cameras roll.&nbsp;</span><span data-contrast=\"auto\">Because the best&nbsp;productions&nbsp;plan for risk before it shows up on set.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rssSummary":"<p><span data-contrast=\"auto\">Starting a new film, television, or live production is an exciting moment. Scripts are locked, key&nbsp;crew&nbsp;are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-production.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Blog%20Images%20%282%29.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1768586325379,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/0606d73b-4673-4ed9-bf3d-9d83a752a97f.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/starting-a-new-production-insurance-mistakes-to-avoid-in-pre-production","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708904],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1666900094400}],"tagNames":["Film production"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","textToAudioFileId":null,"textToAudioGenerationRequestId":null,"themePath":null,"themeSettingsValues":null,"title":"Starting a new production? Insurance mistakes to avoid in pre-production","tmsId":null,"topicIds":[949708904],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1666900094400}],"topicNames":["Film production"],"topics":[949708904],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1768586316661,"updatedById":81556790,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/starting-a-new-production-insurance-mistakes-to-avoid-in-pre-production","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/how-to-insure-a-multi-day-or-multi-location-event","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"202886652932","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"https://app.hubspot.com/settings/avatar/d41d8cd98f00b204e9800998ecf8427e","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1760044859165,"deletedAt":0,"displayName":"Damian 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Schleifer","portalId":61352,"slug":"damian-schleifer","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1760044859165,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE_NOT_SENT","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"checkPostLevelAudienceAccessFirst":true,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1766080269150,"createdByAgent":null,"createdById":81556790,"createdTime":1766080269150,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"deletedByEmail":null,"deletedById":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Multi-day%20or%20multi-location%20insurance.png","featuredImageAltText":"","featuredImageHeight":1260,"featuredImageLength":0,"featuredImageWidth":2240,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1766172522000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"How to insure a multi-day or multi-location event: A complete guide","id":202886652932,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"How to insure a multi-day or multi-location event: A complete guide","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"How to insure a multi-day or multi-location event: A complete guide","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904,3238974970],"topic_ids":[949708904,3238974970],"post_summary":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","post_body":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;organizing a festival, conference, touring performance, or large-scale activation, this guide breaks down what you need to know to properly&nbsp;insure&nbsp;your event,&nbsp;and avoid costly gaps in coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why multi-day and multi-location events need specialized insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Events that span several days or locations introduce more exposure to risk, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increased foot traffic over time</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Multiple venues with different insurance requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment being transported between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">More vendors, performers, and staff involved</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Greater potential for weather disruptions or delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Standard event insurance may not be sufficient. Coverage should be tailored to the scope, duration, and movement of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 1: Understand your event’s risk profile</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Before securing insurance, outline the details of your event:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Number of days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">All event locations and venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Expected attendance per day</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment, staging, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Travel between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Vendor and performer involvement</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The more information you provide upfront, the easier it is to build coverage that fits your needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 2: Essential insurance coverages to consider</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">This is the foundation of any event insurance policy. It protects against third-party bodily injury or property damage, whether it occurs on day one or the final stop of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If alcohol is served at any point during your event, liquor liability coverage is critical. This applies even if alcohol service is limited to specific days or locations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation and postponement insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Multi-day events face higher cancellation risk due to weather, illness, travel disruptions, or vendor issues. Cancellation insurance can help recover non-refundable expenses and lost revenue.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Equipment and property coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Sound systems, lighting, staging, signage, and décor often move between locations. Coverage should include equipment</span><strong><span data-contrast=\"auto\">&nbsp;in transit,</span></strong><span data-contrast=\"auto\">&nbsp;storage, setup, and teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Non-owned and hired auto coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If vehicles are rented or used to transport equipment, this coverage helps protect against liability related to accidents involving non-owned vehicles.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 3: Coordinate coverage across multiple venues</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Each venue may have different insurance requirements, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Minimum liability limits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Additional&nbsp;insured status</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Certificates of insurance (COIs)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Specific policy language or endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">A well-structured event insurance policy should accommodate multiple venues under one program, reducing administrative headaches while ensuring compliance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 4: Manage vendors, performers, and contractors</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">With more moving parts comes more responsibility. Best practices include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requiring vendors and performers to carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting COIs from all third parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirming coverage limits and policy dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Clarifying contractual responsibilities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Your insurance policy should complement, not replace, vendor coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 5: Plan for travel and transitions between locations</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Risk&nbsp;doesn’t&nbsp;stop when the event ends for the day. Equipment damage, theft, or accidents can occur during transport between venues or cities. Make sure your policy covers:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Loading and unloading</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overnight storage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Transit between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Cross-border travel, if applicable</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 6: Work with an insurance broker who understands complex events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Multi-day and multi-location events require more than a plug-and-play policy. An experienced broker can help:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Customize limits and endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Streamline COIs for multiple venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adjust coverage as plans evolve</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance and understands the complexities that come with larger, multi-faceted productions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Common mistakes to avoid</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming one-day coverage extends automatically</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overlooking transit or storage risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to add&nbsp;all venues as&nbsp;additional&nbsp;insureds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underestimating attendance or equipment values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Waiting too late to secure coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Insure your event with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">When your event spans multiple days or locations, insurance should work just as hard as your planning team. With the right coverage in place, you can focus on delivering a seamless experience,&nbsp;knowing&nbsp;you’re&nbsp;protected every step of the way.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a multi-day or multi-location event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with&nbsp;</span><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;to build an event insurance solution tailored to your schedule, venues, and risk profile.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rss_summary":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rss_body":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;organizing a festival, conference, touring performance, or large-scale activation, this guide breaks down what you need to know to properly&nbsp;insure&nbsp;your event,&nbsp;and avoid costly gaps in coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why multi-day and multi-location events need specialized insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Events that span several days or locations introduce more exposure to risk, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increased foot traffic over time</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Multiple venues with different insurance requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment being transported between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">More vendors, performers, and staff involved</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Greater potential for weather disruptions or delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Standard event insurance may not be sufficient. Coverage should be tailored to the scope, duration, and movement of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 1: Understand your event’s risk profile</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Before securing insurance, outline the details of your event:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Number of days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">All event locations and venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Expected attendance per day</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment, staging, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Travel between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Vendor and performer involvement</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The more information you provide upfront, the easier it is to build coverage that fits your needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 2: Essential insurance coverages to consider</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">This is the foundation of any event insurance policy. It protects against third-party bodily injury or property damage, whether it occurs on day one or the final stop of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If alcohol is served at any point during your event, liquor liability coverage is critical. This applies even if alcohol service is limited to specific days or locations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation and postponement insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Multi-day events face higher cancellation risk due to weather, illness, travel disruptions, or vendor issues. Cancellation insurance can help recover non-refundable expenses and lost revenue.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Equipment and property coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Sound systems, lighting, staging, signage, and décor often move between locations. Coverage should include equipment</span><strong><span data-contrast=\"auto\">&nbsp;in transit,</span></strong><span data-contrast=\"auto\">&nbsp;storage, setup, and teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Non-owned and hired auto coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If vehicles are rented or used to transport equipment, this coverage helps protect against liability related to accidents involving non-owned vehicles.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 3: Coordinate coverage across multiple venues</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Each venue may have different insurance requirements, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Minimum liability limits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Additional&nbsp;insured status</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Certificates of insurance (COIs)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Specific policy language or endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">A well-structured event insurance policy should accommodate multiple venues under one program, reducing administrative headaches while ensuring compliance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 4: Manage vendors, performers, and contractors</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">With more moving parts comes more responsibility. Best practices include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requiring vendors and performers to carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting COIs from all third parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirming coverage limits and policy dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Clarifying contractual responsibilities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Your insurance policy should complement, not replace, vendor coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 5: Plan for travel and transitions between locations</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Risk&nbsp;doesn’t&nbsp;stop when the event ends for the day. Equipment damage, theft, or accidents can occur during transport between venues or cities. Make sure your policy covers:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Loading and unloading</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overnight storage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Transit between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Cross-border travel, if applicable</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 6: Work with an insurance broker who understands complex events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Multi-day and multi-location events require more than a plug-and-play policy. An experienced broker can help:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Customize limits and endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Streamline COIs for multiple venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adjust coverage as plans evolve</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance and understands the complexities that come with larger, multi-faceted productions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Common mistakes to avoid</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming one-day coverage extends automatically</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overlooking transit or storage risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to add&nbsp;all venues as&nbsp;additional&nbsp;insureds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underestimating attendance or equipment values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Waiting too late to secure coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Insure your event with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">When your event spans multiple days or locations, insurance should work just as hard as your planning team. With the right coverage in place, you can focus on delivering a seamless experience,&nbsp;knowing&nbsp;you’re&nbsp;protected every step of the way.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a multi-day or multi-location event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with&nbsp;</span><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;to build an event insurance solution tailored to your schedule, venues, and risk profile.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Planning a multi-day or multi-location event? Discover the insurance coverage you need to protect venues, equipment, and attendees.","tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"header_template_path":null,"header_variant_name":null,"footer_template_path":null,"footer_variant_name":null,"global_block_overrides":{},"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":81556790,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":"","page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Multi-day%20or%20multi-location%20insurance.png","featured_image_width":2240,"featured_image_height":1260,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1766172522117,"header":null,"password":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"Planning a multi-day or multi-location event? Discover the insurance coverage you need to protect venues, equipment, and attendees.","metaKeywords":null,"name":"How to insure a multi-day or multi-location event: A complete guide","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Holiday%20event%20insurance.png","nextPostFeaturedImageAltText":"","nextPostName":"Holiday party insurance: Protecting your seasonal celebrations","nextPostSlug":"articles/holiday-party-insurance","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"How to insure a multi-day or multi-location event: A complete guide","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', 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Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/topic/film-production\"\n },\n \"headline\": \"Blog The Front Row View listing page\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"\"\n },\n \"datePublished\": \"2022-04-01 17:46:37\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;organizing a festival, conference, touring performance, or large-scale activation, this guide breaks down what you need to know to properly&nbsp;insure&nbsp;your event,&nbsp;and avoid costly gaps in coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why multi-day and multi-location events need specialized insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Events that span several days or locations introduce more exposure to risk, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increased foot traffic over time</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Multiple venues with different insurance requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment being transported between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">More vendors, performers, and staff involved</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Greater potential for weather disruptions or delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Standard event insurance may not be sufficient. Coverage should be tailored to the scope, duration, and movement of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 1: Understand your event’s risk profile</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Before securing insurance, outline the details of your event:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Number of days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">All event locations and venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Expected attendance per day</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment, staging, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Travel between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Vendor and performer involvement</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The more information you provide upfront, the easier it is to build coverage that fits your needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 2: Essential insurance coverages to consider</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">This is the foundation of any event insurance policy. It protects against third-party bodily injury or property damage, whether it occurs on day one or the final stop of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If alcohol is served at any point during your event, liquor liability coverage is critical. This applies even if alcohol service is limited to specific days or locations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation and postponement insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Multi-day events face higher cancellation risk due to weather, illness, travel disruptions, or vendor issues. Cancellation insurance can help recover non-refundable expenses and lost revenue.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Equipment and property coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Sound systems, lighting, staging, signage, and décor often move between locations. Coverage should include equipment</span><strong><span data-contrast=\"auto\">&nbsp;in transit,</span></strong><span data-contrast=\"auto\">&nbsp;storage, setup, and teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Non-owned and hired auto coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If vehicles are rented or used to transport equipment, this coverage helps protect against liability related to accidents involving non-owned vehicles.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 3: Coordinate coverage across multiple venues</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Each venue may have different insurance requirements, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Minimum liability limits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Additional&nbsp;insured status</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Certificates of insurance (COIs)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Specific policy language or endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">A well-structured event insurance policy should accommodate multiple venues under one program, reducing administrative headaches while ensuring compliance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 4: Manage vendors, performers, and contractors</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">With more moving parts comes more responsibility. Best practices include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requiring vendors and performers to carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting COIs from all third parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirming coverage limits and policy dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Clarifying contractual responsibilities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Your insurance policy should complement, not replace, vendor coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 5: Plan for travel and transitions between locations</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Risk&nbsp;doesn’t&nbsp;stop when the event ends for the day. Equipment damage, theft, or accidents can occur during transport between venues or cities. Make sure your policy covers:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Loading and unloading</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overnight storage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Transit between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Cross-border travel, if applicable</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 6: Work with an insurance broker who understands complex events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Multi-day and multi-location events require more than a plug-and-play policy. An experienced broker can help:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Customize limits and endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Streamline COIs for multiple venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adjust coverage as plans evolve</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance and understands the complexities that come with larger, multi-faceted productions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Common mistakes to avoid</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming one-day coverage extends automatically</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overlooking transit or storage risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to add&nbsp;all venues as&nbsp;additional&nbsp;insureds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underestimating attendance or equipment values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Waiting too late to secure coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Insure your event with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">When your event spans multiple days or locations, insurance should work just as hard as your planning team. With the right coverage in place, you can focus on delivering a seamless experience,&nbsp;knowing&nbsp;you’re&nbsp;protected every step of the way.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a multi-day or multi-location event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with&nbsp;</span><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;to build an event insurance solution tailored to your schedule, venues, and risk profile.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postBodyRss":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;organizing a festival, conference, touring performance, or large-scale activation, this guide breaks down what you need to know to properly&nbsp;insure&nbsp;your event,&nbsp;and avoid costly gaps in coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why multi-day and multi-location events need specialized insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Events that span several days or locations introduce more exposure to risk, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increased foot traffic over time</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Multiple venues with different insurance requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment being transported between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">More vendors, performers, and staff involved</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Greater potential for weather disruptions or delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Standard event insurance may not be sufficient. Coverage should be tailored to the scope, duration, and movement of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 1: Understand your event’s risk profile</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Before securing insurance, outline the details of your event:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Number of days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">All event locations and venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Expected attendance per day</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment, staging, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Travel between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Vendor and performer involvement</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The more information you provide upfront, the easier it is to build coverage that fits your needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 2: Essential insurance coverages to consider</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">This is the foundation of any event insurance policy. It protects against third-party bodily injury or property damage, whether it occurs on day one or the final stop of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If alcohol is served at any point during your event, liquor liability coverage is critical. This applies even if alcohol service is limited to specific days or locations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation and postponement insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Multi-day events face higher cancellation risk due to weather, illness, travel disruptions, or vendor issues. Cancellation insurance can help recover non-refundable expenses and lost revenue.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Equipment and property coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Sound systems, lighting, staging, signage, and décor often move between locations. Coverage should include equipment</span><strong><span data-contrast=\"auto\">&nbsp;in transit,</span></strong><span data-contrast=\"auto\">&nbsp;storage, setup, and teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Non-owned and hired auto coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If vehicles are rented or used to transport equipment, this coverage helps protect against liability related to accidents involving non-owned vehicles.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 3: Coordinate coverage across multiple venues</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Each venue may have different insurance requirements, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Minimum liability limits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Additional&nbsp;insured status</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Certificates of insurance (COIs)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Specific policy language or endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">A well-structured event insurance policy should accommodate multiple venues under one program, reducing administrative headaches while ensuring compliance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 4: Manage vendors, performers, and contractors</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">With more moving parts comes more responsibility. Best practices include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requiring vendors and performers to carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting COIs from all third parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirming coverage limits and policy dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Clarifying contractual responsibilities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Your insurance policy should complement, not replace, vendor coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 5: Plan for travel and transitions between locations</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Risk&nbsp;doesn’t&nbsp;stop when the event ends for the day. Equipment damage, theft, or accidents can occur during transport between venues or cities. Make sure your policy covers:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Loading and unloading</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overnight storage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Transit between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Cross-border travel, if applicable</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 6: Work with an insurance broker who understands complex events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Multi-day and multi-location events require more than a plug-and-play policy. An experienced broker can help:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Customize limits and endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Streamline COIs for multiple venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adjust coverage as plans evolve</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance and understands the complexities that come with larger, multi-faceted productions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Common mistakes to avoid</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming one-day coverage extends automatically</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overlooking transit or storage risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to add&nbsp;all venues as&nbsp;additional&nbsp;insureds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underestimating attendance or equipment values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Waiting too late to secure coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Insure your event with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">When your event spans multiple days or locations, insurance should work just as hard as your planning team. With the right coverage in place, you can focus on delivering a seamless experience,&nbsp;knowing&nbsp;you’re&nbsp;protected every step of the way.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a multi-day or multi-location event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with&nbsp;</span><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;to build an event insurance solution tailored to your schedule, venues, and risk profile.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postEmailContent":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Multi-day%20or%20multi-location%20insurance.png","postListContent":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;organizing a festival, conference, touring performance, or large-scale activation, this guide breaks down what you need to know to properly&nbsp;insure&nbsp;your event,&nbsp;and avoid costly gaps in coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why multi-day and multi-location events need specialized insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Events that span several days or locations introduce more exposure to risk, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increased foot traffic over time</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Multiple venues with different insurance requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment being transported between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">More vendors, performers, and staff involved</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Greater potential for weather disruptions or delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Standard event insurance may not be sufficient. Coverage should be tailored to the scope, duration, and movement of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 1: Understand your event’s risk profile</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Before securing insurance, outline the details of your event:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Number of days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">All event locations and venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Expected attendance per day</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment, staging, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Travel between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Vendor and performer involvement</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The more information you provide upfront, the easier it is to build coverage that fits your needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 2: Essential insurance coverages to consider</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">This is the foundation of any event insurance policy. It protects against third-party bodily injury or property damage, whether it occurs on day one or the final stop of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If alcohol is served at any point during your event, liquor liability coverage is critical. This applies even if alcohol service is limited to specific days or locations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation and postponement insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Multi-day events face higher cancellation risk due to weather, illness, travel disruptions, or vendor issues. Cancellation insurance can help recover non-refundable expenses and lost revenue.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Equipment and property coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Sound systems, lighting, staging, signage, and décor often move between locations. Coverage should include equipment</span><strong><span data-contrast=\"auto\">&nbsp;in transit,</span></strong><span data-contrast=\"auto\">&nbsp;storage, setup, and teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Non-owned and hired auto coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If vehicles are rented or used to transport equipment, this coverage helps protect against liability related to accidents involving non-owned vehicles.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 3: Coordinate coverage across multiple venues</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Each venue may have different insurance requirements, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Minimum liability limits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Additional&nbsp;insured status</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Certificates of insurance (COIs)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Specific policy language or endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">A well-structured event insurance policy should accommodate multiple venues under one program, reducing administrative headaches while ensuring compliance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 4: Manage vendors, performers, and contractors</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">With more moving parts comes more responsibility. Best practices include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requiring vendors and performers to carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting COIs from all third parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirming coverage limits and policy dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Clarifying contractual responsibilities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Your insurance policy should complement, not replace, vendor coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 5: Plan for travel and transitions between locations</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Risk&nbsp;doesn’t&nbsp;stop when the event ends for the day. Equipment damage, theft, or accidents can occur during transport between venues or cities. Make sure your policy covers:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Loading and unloading</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overnight storage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Transit between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Cross-border travel, if applicable</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 6: Work with an insurance broker who understands complex events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Multi-day and multi-location events require more than a plug-and-play policy. An experienced broker can help:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Customize limits and endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Streamline COIs for multiple venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adjust coverage as plans evolve</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance and understands the complexities that come with larger, multi-faceted productions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Common mistakes to avoid</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming one-day coverage extends automatically</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overlooking transit or storage risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to add&nbsp;all venues as&nbsp;additional&nbsp;insureds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underestimating attendance or equipment values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Waiting too late to secure coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Insure your event with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">When your event spans multiple days or locations, insurance should work just as hard as your planning team. With the right coverage in place, you can focus on delivering a seamless experience,&nbsp;knowing&nbsp;you’re&nbsp;protected every step of the way.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a multi-day or multi-location event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with&nbsp;</span><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;to build an event insurance solution tailored to your schedule, venues, and risk profile.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Multi-day%20or%20multi-location%20insurance.png","postSummary":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","postSummaryRss":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"QxbGjFzL","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Blog%20Images%20%282%29.jpg","previousPostFeaturedImageAltText":"","previousPostName":"Starting a new production? Insurance mistakes to avoid in pre-production","previousPostSlug":"articles/starting-a-new-production-insurance-mistakes-to-avoid-in-pre-production","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1766172522000,"publishDateLocalTime":1766172522000,"publishDateLocalized":{"date":1766172522000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1766172522117,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/how-to-insure-a-multi-day-or-multi-location-event","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;organizing a festival, conference, touring performance, or large-scale activation, this guide breaks down what you need to know to properly&nbsp;insure&nbsp;your event,&nbsp;and avoid costly gaps in coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why multi-day and multi-location events need specialized insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Events that span several days or locations introduce more exposure to risk, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increased foot traffic over time</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Multiple venues with different insurance requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment being transported between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">More vendors, performers, and staff involved</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Greater potential for weather disruptions or delays</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Standard event insurance may not be sufficient. Coverage should be tailored to the scope, duration, and movement of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 1: Understand your event’s risk profile</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Before securing insurance, outline the details of your event:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Number of days</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">All event locations and venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Expected attendance per day</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Equipment, staging, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Travel between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Vendor and performer involvement</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">The more information you provide upfront, the easier it is to build coverage that fits your needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 2: Essential insurance coverages to consider</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">This is the foundation of any event insurance policy. It protects against third-party bodily injury or property damage, whether it occurs on day one or the final stop of your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If alcohol is served at any point during your event, liquor liability coverage is critical. This applies even if alcohol service is limited to specific days or locations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation and postponement insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Multi-day events face higher cancellation risk due to weather, illness, travel disruptions, or vendor issues. Cancellation insurance can help recover non-refundable expenses and lost revenue.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Equipment and property coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">Sound systems, lighting, staging, signage, and décor often move between locations. Coverage should include equipment</span><strong><span data-contrast=\"auto\">&nbsp;in transit,</span></strong><span data-contrast=\"auto\">&nbsp;storage, setup, and teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h4 aria-level=\"3\"><strong><span data-contrast=\"none\">Non-owned and hired auto coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h4>\n<p><span data-contrast=\"auto\">If vehicles are rented or used to transport equipment, this coverage helps protect against liability related to accidents involving non-owned vehicles.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 3: Coordinate coverage across multiple venues</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Each venue may have different insurance requirements, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Minimum liability limits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Additional&nbsp;insured status</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Certificates of insurance (COIs)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Specific policy language or endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">A well-structured event insurance policy should accommodate multiple venues under one program, reducing administrative headaches while ensuring compliance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 4: Manage vendors, performers, and contractors</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">With more moving parts comes more responsibility. Best practices include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requiring vendors and performers to carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Requesting COIs from all third parties</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirming coverage limits and policy dates</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Clarifying contractual responsibilities</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Your insurance policy should complement, not replace, vendor coverage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 5: Plan for travel and transitions between locations</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Risk&nbsp;doesn’t&nbsp;stop when the event ends for the day. Equipment damage, theft, or accidents can occur during transport between venues or cities. Make sure your policy covers:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Loading and unloading</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overnight storage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Transit between locations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Cross-border travel, if applicable</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Step 6: Work with an insurance broker who understands complex events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Multi-day and multi-location events require more than a plug-and-play policy. An experienced broker can help:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify&nbsp;coverage gaps</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Customize limits and endorsements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Streamline COIs for multiple venues</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adjust coverage as plans evolve</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance and understands the complexities that come with larger, multi-faceted productions.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Common mistakes to avoid</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assuming one-day coverage extends automatically</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Overlooking transit or storage risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Failing to add&nbsp;all venues as&nbsp;additional&nbsp;insureds</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underestimating attendance or equipment values</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Waiting too late to secure coverage</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Insure your event with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">When your event spans multiple days or locations, insurance should work just as hard as your planning team. With the right coverage in place, you can focus on delivering a seamless experience,&nbsp;knowing&nbsp;you’re&nbsp;protected every step of the way.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a multi-day or multi-location event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with&nbsp;</span><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;to build an event insurance solution tailored to your schedule, venues, and risk profile.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rssSummary":"<p><span data-contrast=\"auto\">Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with&nbsp;</span><span data-contrast=\"auto\">unique insurance considerations&nbsp;</span><span data-contrast=\"auto\">that one-day policies often&nbsp;don’t&nbsp;fully address.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Multi-day%20or%20multi-location%20insurance.png","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1766172520999,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/413acd67-ce81-47a9-8127-6e3d56ed064c.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/how-to-insure-a-multi-day-or-multi-location-event","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708904,3238974970],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1666900094400},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1438987505673,"deletedAt":0,"description":"","id":3238974970,"label":"Event insurance Canada","language":"en","name":"Event insurance Canada","portalId":61352,"slug":"event-insurance-canada","translatedFromId":null,"translations":{},"updated":1649863292856}],"tagNames":["Film production","Event insurance Canada"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","textToAudioFileId":null,"textToAudioGenerationRequestId":null,"themePath":null,"themeSettingsValues":null,"title":"How to insure a multi-day or multi-location event: A complete guide","tmsId":null,"topicIds":[949708904,3238974970],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1666900094400},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1438987505673,"deletedAt":0,"description":"","id":3238974970,"label":"Event insurance Canada","language":"en","name":"Event insurance Canada","portalId":61352,"slug":"event-insurance-canada","translatedFromId":null,"translations":{},"updated":1649863292856}],"topicNames":["Film production","Event insurance Canada"],"topics":[949708904,3238974970],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1766172522534,"updatedById":81556790,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/how-to-insure-a-multi-day-or-multi-location-event","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/holiday-party-insurance","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"202888018344","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"https://app.hubspot.com/settings/avatar/d41d8cd98f00b204e9800998ecf8427e","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1760044859165,"deletedAt":0,"displayName":"Damian Schleifer","email":null,"facebook":"","fullName":"Damian Schleifer","gravatarUrl":null,"hasSocialProfiles":false,"id":197343063974,"label":"Damian Schleifer","language":"en","linkedin":"","name":"Damian Schleifer","portalId":61352,"slug":"damian-schleifer","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1760044859165,"userId":null,"username":null,"website":""},"blogAuthorId":197343063974,"blogAuthorIdList":[197343063974],"blogAuthorList":[{"avatar":"https://app.hubspot.com/settings/avatar/d41d8cd98f00b204e9800998ecf8427e","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1760044859165,"deletedAt":0,"displayName":"Damian Schleifer","email":null,"facebook":"","fullName":"Damian Schleifer","gravatarUrl":null,"hasSocialProfiles":false,"id":197343063974,"label":"Damian Schleifer","language":"en","linkedin":"","name":"Damian 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party insurance: Protecting your seasonal celebrations","id":202888018344,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Holiday party insurance: Protecting your seasonal celebrations","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Holiday party insurance: Protecting your seasonal celebrations","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[3238974970],"topic_ids":[3238974970],"post_summary":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","post_body":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;hosting a small office party or a large-scale holiday event, having the right coverage in place can help protect you from unexpected issues that could turn a celebration into a costly headache.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why holiday parties come with added risk</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday events often involve factors that increase liability exposure, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Temporary venues or rented spaces</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live entertainment or DJs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Decorations, lighting, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Larger guest counts than usual</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Even well-planned events can&nbsp;face&nbsp;accidents, property damage, or last-minute cancellations.&nbsp;That’s&nbsp;where&nbsp;</span><span data-contrast=\"auto\">holiday party insurance&nbsp;</span><span data-contrast=\"auto\">comes in.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">What is holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\"><a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">Holiday party insurance</a> is a type of&nbsp;</span><span data-contrast=\"auto\">special event insurance</span><span data-contrast=\"auto\">&nbsp;designed to protect hosts, organizers, and businesses from&nbsp;financial loss&nbsp;related to unexpected incidents during a seasonal event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Coverage can be customized based on the size, location, and nature of your celebration, making it suitable for everything from intimate team gatherings to formal holiday galas.</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Key coverages to consider for holiday events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">This covers bodily injury or property damage involving guests or third parties. For example, if a guest slips on a wet floor or damages the venue, liability coverage helps protect you from legal and financial consequences.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Host liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">If alcohol is being served,&nbsp;liquor liability coverage is essential. It can help protect you if a guest causes injury or property damage after consuming alcohol at your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Winter weather, vendor no-shows, or unexpected emergencies can force you to cancel or postpone an event. Cancellation coverage can help recover non-refundable deposits and expenses.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Property and equipment coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Decor, lighting, sound systems, and rented equipment can be expensive. Insurance helps protect against theft, loss, or damage during setup, the event itself, or teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Additional&nbsp;insured requirements</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Many venues require event organizers to list them as an&nbsp;additional&nbsp;insured. Event insurance makes it easy to meet these contractual requirements and secure your booking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Who should consider holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday party insurance&nbsp;isn’t&nbsp;just for large corporations.&nbsp;It’s&nbsp;a smart choice for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Businesses hosting employee or client events</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event planners and coordinators</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues hosting third-party holiday functions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-profits running seasonal fundraisers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Individuals hosting larger private celebrations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If guests, alcohol, or rented spaces are involved, insurance is worth considering.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Tips for a safer holiday event</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">In addition to insurance, a few proactive steps can help reduce risk:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirm vendors carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Use licensed bartenders and offer non-alcoholic options</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure walkways are well-lit and free of ice or hazards</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Review venue contracts carefully</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Plan for weather-related contingencies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Celebrate with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Holiday events should be memorable for the right reasons. With the right insurance coverage in place, you can focus on celebrating while knowing&nbsp;you’re&nbsp;protected if something unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance, offering flexible coverage designed for real-world celebrations,&nbsp;not one-size-fits-all policies.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a holiday event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with Front Row Insurance to explore <a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">holiday party insurance</a> options tailored to your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rss_summary":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rss_body":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;hosting a small office party or a large-scale holiday event, having the right coverage in place can help protect you from unexpected issues that could turn a celebration into a costly headache.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why holiday parties come with added risk</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday events often involve factors that increase liability exposure, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Temporary venues or rented spaces</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live entertainment or DJs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Decorations, lighting, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Larger guest counts than usual</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Even well-planned events can&nbsp;face&nbsp;accidents, property damage, or last-minute cancellations.&nbsp;That’s&nbsp;where&nbsp;</span><span data-contrast=\"auto\">holiday party insurance&nbsp;</span><span data-contrast=\"auto\">comes in.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">What is holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\"><a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">Holiday party insurance</a> is a type of&nbsp;</span><span data-contrast=\"auto\">special event insurance</span><span data-contrast=\"auto\">&nbsp;designed to protect hosts, organizers, and businesses from&nbsp;financial loss&nbsp;related to unexpected incidents during a seasonal event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Coverage can be customized based on the size, location, and nature of your celebration, making it suitable for everything from intimate team gatherings to formal holiday galas.</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Key coverages to consider for holiday events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">This covers bodily injury or property damage involving guests or third parties. For example, if a guest slips on a wet floor or damages the venue, liability coverage helps protect you from legal and financial consequences.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Host liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">If alcohol is being served,&nbsp;liquor liability coverage is essential. It can help protect you if a guest causes injury or property damage after consuming alcohol at your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Winter weather, vendor no-shows, or unexpected emergencies can force you to cancel or postpone an event. Cancellation coverage can help recover non-refundable deposits and expenses.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Property and equipment coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Decor, lighting, sound systems, and rented equipment can be expensive. Insurance helps protect against theft, loss, or damage during setup, the event itself, or teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Additional&nbsp;insured requirements</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Many venues require event organizers to list them as an&nbsp;additional&nbsp;insured. Event insurance makes it easy to meet these contractual requirements and secure your booking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Who should consider holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday party insurance&nbsp;isn’t&nbsp;just for large corporations.&nbsp;It’s&nbsp;a smart choice for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Businesses hosting employee or client events</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event planners and coordinators</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues hosting third-party holiday functions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-profits running seasonal fundraisers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Individuals hosting larger private celebrations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If guests, alcohol, or rented spaces are involved, insurance is worth considering.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Tips for a safer holiday event</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">In addition to insurance, a few proactive steps can help reduce risk:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirm vendors carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Use licensed bartenders and offer non-alcoholic options</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure walkways are well-lit and free of ice or hazards</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Review venue contracts carefully</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Plan for weather-related contingencies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Celebrate with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Holiday events should be memorable for the right reasons. With the right insurance coverage in place, you can focus on celebrating while knowing&nbsp;you’re&nbsp;protected if something unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance, offering flexible coverage designed for real-world celebrations,&nbsp;not one-size-fits-all policies.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a holiday event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with Front Row Insurance to explore <a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">holiday party insurance</a> options tailored to your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Hosting a holiday party or corporate event? Learn how holiday party insurance protects against liability, cancellations, and seasonal risks.","tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"header_template_path":null,"header_variant_name":null,"footer_template_path":null,"footer_variant_name":null,"global_block_overrides":{},"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":81556790,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":"","page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Holiday%20event%20insurance.png","featured_image_width":2240,"featured_image_height":1260,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1766080205323,"header":null,"password":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"Hosting a holiday party or corporate event? Learn how holiday party insurance protects against liability, cancellations, and seasonal risks.","metaKeywords":null,"name":"Holiday party insurance: Protecting your seasonal celebrations","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design%20%281%29-1.jpg","nextPostFeaturedImageAltText":"Winter film production","nextPostName":"Winter Production Tips for Filmmakers","nextPostSlug":"articles/winter-production-tips-for-filmmakers","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Holiday party insurance: Protecting your seasonal celebrations","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;hosting a small office party or a large-scale holiday event, having the right coverage in place can help protect you from unexpected issues that could turn a celebration into a costly headache.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why holiday parties come with added risk</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday events often involve factors that increase liability exposure, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Temporary venues or rented spaces</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live entertainment or DJs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Decorations, lighting, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Larger guest counts than usual</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Even well-planned events can&nbsp;face&nbsp;accidents, property damage, or last-minute cancellations.&nbsp;That’s&nbsp;where&nbsp;</span><span data-contrast=\"auto\">holiday party insurance&nbsp;</span><span data-contrast=\"auto\">comes in.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">What is holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\"><a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">Holiday party insurance</a> is a type of&nbsp;</span><span data-contrast=\"auto\">special event insurance</span><span data-contrast=\"auto\">&nbsp;designed to protect hosts, organizers, and businesses from&nbsp;financial loss&nbsp;related to unexpected incidents during a seasonal event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Coverage can be customized based on the size, location, and nature of your celebration, making it suitable for everything from intimate team gatherings to formal holiday galas.</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Key coverages to consider for holiday events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">This covers bodily injury or property damage involving guests or third parties. For example, if a guest slips on a wet floor or damages the venue, liability coverage helps protect you from legal and financial consequences.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Host liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">If alcohol is being served,&nbsp;liquor liability coverage is essential. It can help protect you if a guest causes injury or property damage after consuming alcohol at your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Winter weather, vendor no-shows, or unexpected emergencies can force you to cancel or postpone an event. Cancellation coverage can help recover non-refundable deposits and expenses.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Property and equipment coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Decor, lighting, sound systems, and rented equipment can be expensive. Insurance helps protect against theft, loss, or damage during setup, the event itself, or teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Additional&nbsp;insured requirements</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Many venues require event organizers to list them as an&nbsp;additional&nbsp;insured. Event insurance makes it easy to meet these contractual requirements and secure your booking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Who should consider holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday party insurance&nbsp;isn’t&nbsp;just for large corporations.&nbsp;It’s&nbsp;a smart choice for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Businesses hosting employee or client events</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event planners and coordinators</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues hosting third-party holiday functions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-profits running seasonal fundraisers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Individuals hosting larger private celebrations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If guests, alcohol, or rented spaces are involved, insurance is worth considering.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Tips for a safer holiday event</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">In addition to insurance, a few proactive steps can help reduce risk:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirm vendors carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Use licensed bartenders and offer non-alcoholic options</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure walkways are well-lit and free of ice or hazards</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Review venue contracts carefully</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Plan for weather-related contingencies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Celebrate with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Holiday events should be memorable for the right reasons. With the right insurance coverage in place, you can focus on celebrating while knowing&nbsp;you’re&nbsp;protected if something unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance, offering flexible coverage designed for real-world celebrations,&nbsp;not one-size-fits-all policies.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a holiday event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with Front Row Insurance to explore <a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">holiday party insurance</a> options tailored to your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postBodyRss":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;hosting a small office party or a large-scale holiday event, having the right coverage in place can help protect you from unexpected issues that could turn a celebration into a costly headache.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why holiday parties come with added risk</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday events often involve factors that increase liability exposure, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Temporary venues or rented spaces</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live entertainment or DJs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Decorations, lighting, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Larger guest counts than usual</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Even well-planned events can&nbsp;face&nbsp;accidents, property damage, or last-minute cancellations.&nbsp;That’s&nbsp;where&nbsp;</span><span data-contrast=\"auto\">holiday party insurance&nbsp;</span><span data-contrast=\"auto\">comes in.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">What is holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\"><a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">Holiday party insurance</a> is a type of&nbsp;</span><span data-contrast=\"auto\">special event insurance</span><span data-contrast=\"auto\">&nbsp;designed to protect hosts, organizers, and businesses from&nbsp;financial loss&nbsp;related to unexpected incidents during a seasonal event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Coverage can be customized based on the size, location, and nature of your celebration, making it suitable for everything from intimate team gatherings to formal holiday galas.</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Key coverages to consider for holiday events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">This covers bodily injury or property damage involving guests or third parties. For example, if a guest slips on a wet floor or damages the venue, liability coverage helps protect you from legal and financial consequences.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Host liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">If alcohol is being served,&nbsp;liquor liability coverage is essential. It can help protect you if a guest causes injury or property damage after consuming alcohol at your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Winter weather, vendor no-shows, or unexpected emergencies can force you to cancel or postpone an event. Cancellation coverage can help recover non-refundable deposits and expenses.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Property and equipment coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Decor, lighting, sound systems, and rented equipment can be expensive. Insurance helps protect against theft, loss, or damage during setup, the event itself, or teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Additional&nbsp;insured requirements</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Many venues require event organizers to list them as an&nbsp;additional&nbsp;insured. Event insurance makes it easy to meet these contractual requirements and secure your booking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Who should consider holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday party insurance&nbsp;isn’t&nbsp;just for large corporations.&nbsp;It’s&nbsp;a smart choice for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Businesses hosting employee or client events</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event planners and coordinators</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues hosting third-party holiday functions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-profits running seasonal fundraisers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Individuals hosting larger private celebrations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If guests, alcohol, or rented spaces are involved, insurance is worth considering.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Tips for a safer holiday event</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">In addition to insurance, a few proactive steps can help reduce risk:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirm vendors carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Use licensed bartenders and offer non-alcoholic options</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure walkways are well-lit and free of ice or hazards</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Review venue contracts carefully</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Plan for weather-related contingencies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Celebrate with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Holiday events should be memorable for the right reasons. With the right insurance coverage in place, you can focus on celebrating while knowing&nbsp;you’re&nbsp;protected if something unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance, offering flexible coverage designed for real-world celebrations,&nbsp;not one-size-fits-all policies.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a holiday event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with Front Row Insurance to explore <a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">holiday party insurance</a> options tailored to your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postEmailContent":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Holiday%20event%20insurance.png","postListContent":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;hosting a small office party or a large-scale holiday event, having the right coverage in place can help protect you from unexpected issues that could turn a celebration into a costly headache.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why holiday parties come with added risk</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday events often involve factors that increase liability exposure, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Temporary venues or rented spaces</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live entertainment or DJs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Decorations, lighting, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Larger guest counts than usual</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Even well-planned events can&nbsp;face&nbsp;accidents, property damage, or last-minute cancellations.&nbsp;That’s&nbsp;where&nbsp;</span><span data-contrast=\"auto\">holiday party insurance&nbsp;</span><span data-contrast=\"auto\">comes in.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">What is holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\"><a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">Holiday party insurance</a> is a type of&nbsp;</span><span data-contrast=\"auto\">special event insurance</span><span data-contrast=\"auto\">&nbsp;designed to protect hosts, organizers, and businesses from&nbsp;financial loss&nbsp;related to unexpected incidents during a seasonal event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Coverage can be customized based on the size, location, and nature of your celebration, making it suitable for everything from intimate team gatherings to formal holiday galas.</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Key coverages to consider for holiday events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">This covers bodily injury or property damage involving guests or third parties. For example, if a guest slips on a wet floor or damages the venue, liability coverage helps protect you from legal and financial consequences.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Host liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">If alcohol is being served,&nbsp;liquor liability coverage is essential. It can help protect you if a guest causes injury or property damage after consuming alcohol at your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Winter weather, vendor no-shows, or unexpected emergencies can force you to cancel or postpone an event. Cancellation coverage can help recover non-refundable deposits and expenses.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Property and equipment coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Decor, lighting, sound systems, and rented equipment can be expensive. Insurance helps protect against theft, loss, or damage during setup, the event itself, or teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Additional&nbsp;insured requirements</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Many venues require event organizers to list them as an&nbsp;additional&nbsp;insured. Event insurance makes it easy to meet these contractual requirements and secure your booking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Who should consider holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday party insurance&nbsp;isn’t&nbsp;just for large corporations.&nbsp;It’s&nbsp;a smart choice for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Businesses hosting employee or client events</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event planners and coordinators</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues hosting third-party holiday functions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-profits running seasonal fundraisers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Individuals hosting larger private celebrations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If guests, alcohol, or rented spaces are involved, insurance is worth considering.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Tips for a safer holiday event</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">In addition to insurance, a few proactive steps can help reduce risk:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirm vendors carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Use licensed bartenders and offer non-alcoholic options</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure walkways are well-lit and free of ice or hazards</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Review venue contracts carefully</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Plan for weather-related contingencies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Celebrate with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Holiday events should be memorable for the right reasons. With the right insurance coverage in place, you can focus on celebrating while knowing&nbsp;you’re&nbsp;protected if something unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance, offering flexible coverage designed for real-world celebrations,&nbsp;not one-size-fits-all policies.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a holiday event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with Front Row Insurance to explore <a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">holiday party insurance</a> options tailored to your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Holiday%20event%20insurance.png","postSummary":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","postSummaryRss":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"RtNzZtjt","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Multi-day%20or%20multi-location%20insurance.png","previousPostFeaturedImageAltText":"","previousPostName":"How to insure a multi-day or multi-location event: A complete guide","previousPostSlug":"articles/how-to-insure-a-multi-day-or-multi-location-event","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1766080205000,"publishDateLocalTime":1766080205000,"publishDateLocalized":{"date":1766080205000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1766080205323,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/holiday-party-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether&nbsp;you’re&nbsp;hosting a small office party or a large-scale holiday event, having the right coverage in place can help protect you from unexpected issues that could turn a celebration into a costly headache.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Why holiday parties come with added risk</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday events often involve factors that increase liability exposure, including:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alcohol service</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Temporary venues or rented spaces</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live entertainment or DJs</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Decorations, lighting, and temporary structures</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Larger guest counts than usual</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Even well-planned events can&nbsp;face&nbsp;accidents, property damage, or last-minute cancellations.&nbsp;That’s&nbsp;where&nbsp;</span><span data-contrast=\"auto\">holiday party insurance&nbsp;</span><span data-contrast=\"auto\">comes in.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">What is holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\"><a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">Holiday party insurance</a> is a type of&nbsp;</span><span data-contrast=\"auto\">special event insurance</span><span data-contrast=\"auto\">&nbsp;designed to protect hosts, organizers, and businesses from&nbsp;financial loss&nbsp;related to unexpected incidents during a seasonal event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Coverage can be customized based on the size, location, and nature of your celebration, making it suitable for everything from intimate team gatherings to formal holiday galas.</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Key coverages to consider for holiday events</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">General liability insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">This covers bodily injury or property damage involving guests or third parties. For example, if a guest slips on a wet floor or damages the venue, liability coverage helps protect you from legal and financial consequences.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Host liquor liability</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">If alcohol is being served,&nbsp;liquor liability coverage is essential. It can help protect you if a guest causes injury or property damage after consuming alcohol at your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Event cancellation insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Winter weather, vendor no-shows, or unexpected emergencies can force you to cancel or postpone an event. Cancellation coverage can help recover non-refundable deposits and expenses.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Property and equipment coverage</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Decor, lighting, sound systems, and rented equipment can be expensive. Insurance helps protect against theft, loss, or damage during setup, the event itself, or teardown.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Additional&nbsp;insured requirements</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Many venues require event organizers to list them as an&nbsp;additional&nbsp;insured. Event insurance makes it easy to meet these contractual requirements and secure your booking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Who should consider holiday party insurance?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Holiday party insurance&nbsp;isn’t&nbsp;just for large corporations.&nbsp;It’s&nbsp;a smart choice for:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Businesses hosting employee or client events</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Event planners and coordinators</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Venues hosting third-party holiday functions</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-profits running seasonal fundraisers</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Individuals hosting larger private celebrations</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">If guests, alcohol, or rented spaces are involved, insurance is worth considering.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Tips for a safer holiday event</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">In addition to insurance, a few proactive steps can help reduce risk:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirm vendors carry their own insurance</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Use licensed bartenders and offer non-alcoholic options</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure walkways are well-lit and free of ice or hazards</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Review venue contracts carefully</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Plan for weather-related contingencies</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h3 aria-level=\"2\"><strong><span data-contrast=\"none\">Celebrate with confidence</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Holiday events should be memorable for the right reasons. With the right insurance coverage in place, you can focus on celebrating while knowing&nbsp;you’re&nbsp;protected if something unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><a href=\"/\" rel=\"noopener\" target=\"_blank\"><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong></a><span data-contrast=\"auto\">&nbsp;specializes in event and entertainment insurance, offering flexible coverage designed for real-world celebrations,&nbsp;not one-size-fits-all policies.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Planning a holiday event?</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Connect with Front Row Insurance to explore <a href=\"https://events.frontrowinsurance.com/?_gl=1*1qkg1es*_gcl_au*MTUzMzgzNTkzOC4xNzU5MzM5ODkz\" rel=\"noopener\" target=\"_blank\">holiday party insurance</a> options tailored to your event.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rssSummary":"<p><span data-contrast=\"auto\">The holiday season is a time to celebrate,&nbsp;from corporate parties and client appreciation events to private gatherings and festive galas. But while the decorations and drinks get plenty of attention,&nbsp;</span><span data-contrast=\"auto\">insurance is often overlooked.</span><span 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film production","featuredImageHeight":1260,"featuredImageLength":0,"featuredImageWidth":2240,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1764185400000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"Winter Production Tips for Filmmakers","id":200106860051,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Winter Production Tips for Filmmakers","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Winter Production Tips for Filmmakers","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904],"topic_ids":[949708904],"post_summary":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","post_body":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<h3><strong><span data-contrast=\"none\">1. Plan Around the Weather</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">Winter conditions can change quickly, so keep an eye on forecasts and build flexibility into your schedule. Consider location scouts during the same season you’ll be filming. That way, you’ll know what to expect in terms of lighting, snow levels, and accessibility.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re shooting outdoors, have a contingency plan for extreme weather days, and ensure your insurance coverage accounts for possible delays or cancellations due to weather.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Keep Your Crew Safe and Comfortable</span></strong></h3>\n<p><span data-contrast=\"auto\">Cold weather can impact both safety and morale. Provide heated tents or warm-up spaces on set, and make sure everyone has proper winter gear. Encourage frequent breaks to warm up and stay hydrated — yes, even in cold weather, dehydration is a risk.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re filming on icy or snowy terrain, have salt, sand, and safety mats on hand to reduce slip hazards.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Protect Your Equipment</span></strong></h3>\n<p><span data-contrast=\"auto\">Cameras, batteries, and lenses are especially sensitive to the cold. Batteries drain faster in low temperatures, so keep extras in a warm place and rotate them regularly. Condensation can also form when moving gear between warm and cold environments. Use airtight plastic bags to let equipment acclimate gradually.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Account for Shorter Days</span></strong></h3>\n<p><span data-contrast=\"auto\">With fewer daylight hours, plan your shot lists carefully to maximize natural light. Consider supplementing with portable lighting rigs or adjusting your shooting schedule to capture critical exterior scenes earlier in the day.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Review Your Insurance Coverage</span></strong></h3>\n<p><span data-contrast=\"auto\">Before heading into production, make sure your insurance policy covers winter-related risks. This includes potential weather delays, equipment damage due to temperature or moisture, and crew safety considerations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row Insurance offers production insurance designed specifically for film and TV projects. So, whether you’re shooting a snowstorm scene or managing a multi-location winter schedule, you’ll have peace of mind knowing you’re covered.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Winter productions can be magical, but they require extra care and preparation. With the right planning, safety measures, and insurance coverage, your shoot can stay on track, no matter what the forecast says.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rss_summary":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rss_body":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<h3><strong><span data-contrast=\"none\">1. Plan Around the Weather</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">Winter conditions can change quickly, so keep an eye on forecasts and build flexibility into your schedule. Consider location scouts during the same season you’ll be filming. That way, you’ll know what to expect in terms of lighting, snow levels, and accessibility.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re shooting outdoors, have a contingency plan for extreme weather days, and ensure your insurance coverage accounts for possible delays or cancellations due to weather.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Keep Your Crew Safe and Comfortable</span></strong></h3>\n<p><span data-contrast=\"auto\">Cold weather can impact both safety and morale. Provide heated tents or warm-up spaces on set, and make sure everyone has proper winter gear. Encourage frequent breaks to warm up and stay hydrated — yes, even in cold weather, dehydration is a risk.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re filming on icy or snowy terrain, have salt, sand, and safety mats on hand to reduce slip hazards.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Protect Your Equipment</span></strong></h3>\n<p><span data-contrast=\"auto\">Cameras, batteries, and lenses are especially sensitive to the cold. Batteries drain faster in low temperatures, so keep extras in a warm place and rotate them regularly. Condensation can also form when moving gear between warm and cold environments. Use airtight plastic bags to let equipment acclimate gradually.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Account for Shorter Days</span></strong></h3>\n<p><span data-contrast=\"auto\">With fewer daylight hours, plan your shot lists carefully to maximize natural light. Consider supplementing with portable lighting rigs or adjusting your shooting schedule to capture critical exterior scenes earlier in the day.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Review Your Insurance Coverage</span></strong></h3>\n<p><span data-contrast=\"auto\">Before heading into production, make sure your insurance policy covers winter-related risks. This includes potential weather delays, equipment damage due to temperature or moisture, and crew safety considerations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row Insurance offers production insurance designed specifically for film and TV projects. So, whether you’re shooting a snowstorm scene or managing a multi-location winter schedule, you’ll have peace of mind knowing you’re covered.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Winter productions can be magical, but they require extra care and preparation. 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Discover essential tips for safe, efficient winter productions, from equipment protection to insurance coverage for film crews.","metaKeywords":null,"name":"Winter Production Tips for Filmmakers","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design-2.jpg","nextPostFeaturedImageAltText":"Young film producer working on set","nextPostName":"Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance","nextPostSlug":"articles/insurance-101-for-first-time-film-producers","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Winter Production Tips for Filmmakers","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<h3><strong><span data-contrast=\"none\">1. Plan Around the Weather</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">Winter conditions can change quickly, so keep an eye on forecasts and build flexibility into your schedule. Consider location scouts during the same season you’ll be filming. That way, you’ll know what to expect in terms of lighting, snow levels, and accessibility.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re shooting outdoors, have a contingency plan for extreme weather days, and ensure your insurance coverage accounts for possible delays or cancellations due to weather.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Keep Your Crew Safe and Comfortable</span></strong></h3>\n<p><span data-contrast=\"auto\">Cold weather can impact both safety and morale. Provide heated tents or warm-up spaces on set, and make sure everyone has proper winter gear. Encourage frequent breaks to warm up and stay hydrated — yes, even in cold weather, dehydration is a risk.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re filming on icy or snowy terrain, have salt, sand, and safety mats on hand to reduce slip hazards.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Protect Your Equipment</span></strong></h3>\n<p><span data-contrast=\"auto\">Cameras, batteries, and lenses are especially sensitive to the cold. Batteries drain faster in low temperatures, so keep extras in a warm place and rotate them regularly. Condensation can also form when moving gear between warm and cold environments. Use airtight plastic bags to let equipment acclimate gradually.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Account for Shorter Days</span></strong></h3>\n<p><span data-contrast=\"auto\">With fewer daylight hours, plan your shot lists carefully to maximize natural light. Consider supplementing with portable lighting rigs or adjusting your shooting schedule to capture critical exterior scenes earlier in the day.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Review Your Insurance Coverage</span></strong></h3>\n<p><span data-contrast=\"auto\">Before heading into production, make sure your insurance policy covers winter-related risks. This includes potential weather delays, equipment damage due to temperature or moisture, and crew safety considerations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row Insurance offers production insurance designed specifically for film and TV projects. So, whether you’re shooting a snowstorm scene or managing a multi-location winter schedule, you’ll have peace of mind knowing you’re covered.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Winter productions can be magical, but they require extra care and preparation. With the right planning, safety measures, and insurance coverage, your shoot can stay on track, no matter what the forecast says.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postBodyRss":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<h3><strong><span data-contrast=\"none\">1. Plan Around the Weather</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">Winter conditions can change quickly, so keep an eye on forecasts and build flexibility into your schedule. Consider location scouts during the same season you’ll be filming. That way, you’ll know what to expect in terms of lighting, snow levels, and accessibility.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re shooting outdoors, have a contingency plan for extreme weather days, and ensure your insurance coverage accounts for possible delays or cancellations due to weather.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Keep Your Crew Safe and Comfortable</span></strong></h3>\n<p><span data-contrast=\"auto\">Cold weather can impact both safety and morale. Provide heated tents or warm-up spaces on set, and make sure everyone has proper winter gear. Encourage frequent breaks to warm up and stay hydrated — yes, even in cold weather, dehydration is a risk.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re filming on icy or snowy terrain, have salt, sand, and safety mats on hand to reduce slip hazards.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Protect Your Equipment</span></strong></h3>\n<p><span data-contrast=\"auto\">Cameras, batteries, and lenses are especially sensitive to the cold. Batteries drain faster in low temperatures, so keep extras in a warm place and rotate them regularly. Condensation can also form when moving gear between warm and cold environments. Use airtight plastic bags to let equipment acclimate gradually.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Account for Shorter Days</span></strong></h3>\n<p><span data-contrast=\"auto\">With fewer daylight hours, plan your shot lists carefully to maximize natural light. Consider supplementing with portable lighting rigs or adjusting your shooting schedule to capture critical exterior scenes earlier in the day.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Review Your Insurance Coverage</span></strong></h3>\n<p><span data-contrast=\"auto\">Before heading into production, make sure your insurance policy covers winter-related risks. This includes potential weather delays, equipment damage due to temperature or moisture, and crew safety considerations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row Insurance offers production insurance designed specifically for film and TV projects. So, whether you’re shooting a snowstorm scene or managing a multi-location winter schedule, you’ll have peace of mind knowing you’re covered.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Winter productions can be magical, but they require extra care and preparation. With the right planning, safety measures, and insurance coverage, your shoot can stay on track, no matter what the forecast says.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postEmailContent":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2> \n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design%20%281%29-1.jpg","postListContent":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<h3><strong><span data-contrast=\"none\">1. Plan Around the Weather</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">Winter conditions can change quickly, so keep an eye on forecasts and build flexibility into your schedule. Consider location scouts during the same season you’ll be filming. That way, you’ll know what to expect in terms of lighting, snow levels, and accessibility.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re shooting outdoors, have a contingency plan for extreme weather days, and ensure your insurance coverage accounts for possible delays or cancellations due to weather.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Keep Your Crew Safe and Comfortable</span></strong></h3>\n<p><span data-contrast=\"auto\">Cold weather can impact both safety and morale. Provide heated tents or warm-up spaces on set, and make sure everyone has proper winter gear. Encourage frequent breaks to warm up and stay hydrated — yes, even in cold weather, dehydration is a risk.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re filming on icy or snowy terrain, have salt, sand, and safety mats on hand to reduce slip hazards.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Protect Your Equipment</span></strong></h3>\n<p><span data-contrast=\"auto\">Cameras, batteries, and lenses are especially sensitive to the cold. Batteries drain faster in low temperatures, so keep extras in a warm place and rotate them regularly. Condensation can also form when moving gear between warm and cold environments. Use airtight plastic bags to let equipment acclimate gradually.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Account for Shorter Days</span></strong></h3>\n<p><span data-contrast=\"auto\">With fewer daylight hours, plan your shot lists carefully to maximize natural light. Consider supplementing with portable lighting rigs or adjusting your shooting schedule to capture critical exterior scenes earlier in the day.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Review Your Insurance Coverage</span></strong></h3>\n<p><span data-contrast=\"auto\">Before heading into production, make sure your insurance policy covers winter-related risks. This includes potential weather delays, equipment damage due to temperature or moisture, and crew safety considerations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row Insurance offers production insurance designed specifically for film and TV projects. So, whether you’re shooting a snowstorm scene or managing a multi-location winter schedule, you’ll have peace of mind knowing you’re covered.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Winter productions can be magical, but they require extra care and preparation. With the right planning, safety measures, and insurance coverage, your shoot can stay on track, no matter what the forecast says.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2> \n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design%20%281%29-1.jpg","postSummary":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","postSummaryRss":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2> \n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"UfnohRTE","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Holiday%20event%20insurance.png","previousPostFeaturedImageAltText":"","previousPostName":"Holiday party insurance: Protecting your seasonal celebrations","previousPostSlug":"articles/holiday-party-insurance","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1764185400000,"publishDateLocalTime":1764185400000,"publishDateLocalized":{"date":1764185400000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1764185400897,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/winter-production-tips-for-filmmakers","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more-->\n<h3><strong><span data-contrast=\"none\">1. Plan Around the Weather</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></h3>\n<p><span data-contrast=\"auto\">Winter conditions can change quickly, so keep an eye on forecasts and build flexibility into your schedule. Consider location scouts during the same season you’ll be filming. That way, you’ll know what to expect in terms of lighting, snow levels, and accessibility.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re shooting outdoors, have a contingency plan for extreme weather days, and ensure your insurance coverage accounts for possible delays or cancellations due to weather.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">2. Keep Your Crew Safe and Comfortable</span></strong></h3>\n<p><span data-contrast=\"auto\">Cold weather can impact both safety and morale. Provide heated tents or warm-up spaces on set, and make sure everyone has proper winter gear. Encourage frequent breaks to warm up and stay hydrated — yes, even in cold weather, dehydration is a risk.</span><span><br></span></p>\n<p><span data-contrast=\"auto\">If you’re filming on icy or snowy terrain, have salt, sand, and safety mats on hand to reduce slip hazards.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">3. Protect Your Equipment</span></strong></h3>\n<p><span data-contrast=\"auto\">Cameras, batteries, and lenses are especially sensitive to the cold. Batteries drain faster in low temperatures, so keep extras in a warm place and rotate them regularly. Condensation can also form when moving gear between warm and cold environments. Use airtight plastic bags to let equipment acclimate gradually.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">4. Account for Shorter Days</span></strong></h3>\n<p><span data-contrast=\"auto\">With fewer daylight hours, plan your shot lists carefully to maximize natural light. Consider supplementing with portable lighting rigs or adjusting your shooting schedule to capture critical exterior scenes earlier in the day.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">5. Review Your Insurance Coverage</span></strong></h3>\n<p><span data-contrast=\"auto\">Before heading into production, make sure your insurance policy covers winter-related risks. This includes potential weather delays, equipment damage due to temperature or moisture, and crew safety considerations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row Insurance offers production insurance designed specifically for film and TV projects. So, whether you’re shooting a snowstorm scene or managing a multi-location winter schedule, you’ll have peace of mind knowing you’re covered.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Winter productions can be magical, but they require extra care and preparation. With the right planning, safety measures, and insurance coverage, your shoot can stay on track, no matter what the forecast says.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","rssSummary":"<h2 aria-level=\"3\"><strong><span data-contrast=\"none\">Stay on Schedule When the Temperature Drops</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your production running smoothly. Here are some essential tips to help you navigate winter production season.</span><span 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film producer working on set","featuredImageHeight":1260,"featuredImageLength":0,"featuredImageWidth":2240,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1763490241000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance","id":199944715676,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904],"topic_ids":[949708904],"post_summary":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","post_body":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether you’re filming a short indie project or a feature-length movie, </span><span data-contrast=\"auto\">entertainment insurance</span><span data-contrast=\"auto\"> helps protect your cast, crew, and equipment, and ensures your production can keep rolling even when the unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Why Film Production Insurance Matters</span>&nbsp;</h2>\n<p><span data-contrast=\"auto\">A single accident can halt production and cost thousands in lost time or repairs. A dropped camera, a sprained ankle on set, or unexpected weather damage can all derail your schedule.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span style=\"font-weight: normal;\">Film insurance</span><span data-contrast=\"auto\"> provides financial protection, peace of mind, and, often, credibility. Most studios, municipalities, and equipment rental companies require proof of </span><span data-contrast=\"auto\">production insurance before filming begins. Having coverage </span><span data-contrast=\"auto\">isn’t just a safety net; it’s part of being a professional producer.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Essential Film Insurance Coverages for New Producers</span></h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Not all insurance policies are created equal. Here are the most common types of film production insurance you’ll need to consider:&nbsp;</span></span></p>\n<ol>\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> General Liability Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Covers third-party injuries or property damage that occur during production. It’s mandatory for most filming permits and rental agreements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"2\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Equipment Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Protects your owned and rented cameras, lights, and gear from theft, loss, or damage, whether on set, in transit, or in storage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"3\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Workplace Injury Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Also called </span><span data-contrast=\"auto\">Accident or Workers’ Compensation coverage</span><span data-contrast=\"auto\">, this protects your team if someone gets injured while working on set. Some provinces require this by law.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"4\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Production Package Policies</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">A customizable bundle that includes property, liability, and other coverage types designed specifically for your production’s scale and needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"5\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Errors &amp; Omissions (E&amp;O) Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Required for distribution deals and streaming releases, this coverage protects against claims of copyright infringement, libel, or defamation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How Much Does Film Insurance Cost?&nbsp;</h2>\n<p><span data-contrast=\"auto\">The cost of </span><span data-contrast=\"auto\">film production insurance v</span><span data-contrast=\"auto\">aries depending on your project’s size, duration, budget, and risk factors. A small student film might need only basic short-term coverage, while a feature film or commercial with stunts, animals, or special effects will require more robust protection.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\"> Treat insurance as an essential part of your </span><span data-contrast=\"auto\">production budget</span><span data-contrast=\"auto\">, not an afterthought. A broker specializing in </span><span data-contrast=\"auto\">film and entertainment insurance</span><span data-contrast=\"auto\"> can help tailor coverage to your specific needs, without breaking your budget.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">When to Get Production Insurance&nbsp;</h2>\n<p><span data-contrast=\"auto\">Ideally, you should have insurance in place before </span><span data-contrast=\"auto\">pre-production</span><span data-contrast=\"auto\"> begins. You’ll need proof of insurance when:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Renting equipment</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Hiring cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Securing locations or permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many insurers offer short-term policies for single projects, while frequent producers can benefit from annual coverage that protects multiple productions throughout the year.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why Work with a Film Insurance Broker&nbsp;</h2>\n<p><span data-contrast=\"auto\">Not every insurance provider understands the fast-paced world of film production. A specialized </span><span data-contrast=\"auto\">film insurance broker</span><span data-contrast=\"auto\">, like Front Row Insurance, brings deep industry knowledge, access to competitive markets, and experience navigating complex film projects.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row can help you:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify potential production risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Compare policy options and pricing</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure you’re meeting permit and rental requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Get fast, flexible coverage when deadlines are tight</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Final Take: Focus on Filmmaking, Not the “What-Ifs”&nbsp;&nbsp;</h2>\n<p><span data-contrast=\"auto\">Producing a film takes creativity, coordination, and courage. With the right film production insurance in place, you can focus on storytelling, knowing your investment, your crew, and your vision are protected.</span><span data-ccp-props=\"{}\">&nbsp;</span></p>","rss_summary":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rss_body":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether you’re filming a short indie project or a feature-length movie, </span><span data-contrast=\"auto\">entertainment insurance</span><span data-contrast=\"auto\"> helps protect your cast, crew, and equipment, and ensures your production can keep rolling even when the unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Why Film Production Insurance Matters</span>&nbsp;</h2>\n<p><span data-contrast=\"auto\">A single accident can halt production and cost thousands in lost time or repairs. A dropped camera, a sprained ankle on set, or unexpected weather damage can all derail your schedule.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span style=\"font-weight: normal;\">Film insurance</span><span data-contrast=\"auto\"> provides financial protection, peace of mind, and, often, credibility. Most studios, municipalities, and equipment rental companies require proof of </span><span data-contrast=\"auto\">production insurance before filming begins. Having coverage </span><span data-contrast=\"auto\">isn’t just a safety net; it’s part of being a professional producer.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Essential Film Insurance Coverages for New Producers</span></h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Not all insurance policies are created equal. Here are the most common types of film production insurance you’ll need to consider:&nbsp;</span></span></p>\n<ol>\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> General Liability Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Covers third-party injuries or property damage that occur during production. It’s mandatory for most filming permits and rental agreements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"2\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Equipment Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Protects your owned and rented cameras, lights, and gear from theft, loss, or damage, whether on set, in transit, or in storage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"3\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Workplace Injury Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Also called </span><span data-contrast=\"auto\">Accident or Workers’ Compensation coverage</span><span data-contrast=\"auto\">, this protects your team if someone gets injured while working on set. Some provinces require this by law.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"4\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Production Package Policies</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">A customizable bundle that includes property, liability, and other coverage types designed specifically for your production’s scale and needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"5\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Errors &amp; Omissions (E&amp;O) Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Required for distribution deals and streaming releases, this coverage protects against claims of copyright infringement, libel, or defamation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How Much Does Film Insurance Cost?&nbsp;</h2>\n<p><span data-contrast=\"auto\">The cost of </span><span data-contrast=\"auto\">film production insurance v</span><span data-contrast=\"auto\">aries depending on your project’s size, duration, budget, and risk factors. A small student film might need only basic short-term coverage, while a feature film or commercial with stunts, animals, or special effects will require more robust protection.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\"> Treat insurance as an essential part of your </span><span data-contrast=\"auto\">production budget</span><span data-contrast=\"auto\">, not an afterthought. A broker specializing in </span><span data-contrast=\"auto\">film and entertainment insurance</span><span data-contrast=\"auto\"> can help tailor coverage to your specific needs, without breaking your budget.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">When to Get Production Insurance&nbsp;</h2>\n<p><span data-contrast=\"auto\">Ideally, you should have insurance in place before </span><span data-contrast=\"auto\">pre-production</span><span data-contrast=\"auto\"> begins. You’ll need proof of insurance when:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Renting equipment</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Hiring cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Securing locations or permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many insurers offer short-term policies for single projects, while frequent producers can benefit from annual coverage that protects multiple productions throughout the year.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why Work with a Film Insurance Broker&nbsp;</h2>\n<p><span data-contrast=\"auto\">Not every insurance provider understands the fast-paced world of film production. A specialized </span><span data-contrast=\"auto\">film insurance broker</span><span data-contrast=\"auto\">, like Front Row Insurance, brings deep industry knowledge, access to competitive markets, and experience navigating complex film projects.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row can help you:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify potential production risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Compare policy options and pricing</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure you’re meeting permit and rental requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Get fast, flexible coverage when deadlines are tight</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Final Take: Focus on Filmmaking, Not the “What-Ifs”&nbsp;&nbsp;</h2>\n<p><span data-contrast=\"auto\">Producing a film takes creativity, coordination, and courage. With the right film production insurance in place, you can focus on storytelling, knowing your investment, your crew, and your vision are protected.</span><span data-ccp-props=\"{}\">&nbsp;</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Young film producer working on set","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"New to film production? 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Learn the basics of film insurance with expert tips from Front Row Insurance.","metaKeywords":null,"name":"Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_214001293.jpeg","nextPostFeaturedImageAltText":"","nextPostName":"Weather Risks and Event Insurance: Preparing for the Unexpected This Fall","nextPostSlug":"articles/weather-risks-and-event-insurance-preparing-for-the-unexpected-this-fall","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether you’re filming a short indie project or a feature-length movie, </span><span data-contrast=\"auto\">entertainment insurance</span><span data-contrast=\"auto\"> helps protect your cast, crew, and equipment, and ensures your production can keep rolling even when the unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Why Film Production Insurance Matters</span>&nbsp;</h2>\n<p><span data-contrast=\"auto\">A single accident can halt production and cost thousands in lost time or repairs. A dropped camera, a sprained ankle on set, or unexpected weather damage can all derail your schedule.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span style=\"font-weight: normal;\">Film insurance</span><span data-contrast=\"auto\"> provides financial protection, peace of mind, and, often, credibility. Most studios, municipalities, and equipment rental companies require proof of </span><span data-contrast=\"auto\">production insurance before filming begins. Having coverage </span><span data-contrast=\"auto\">isn’t just a safety net; it’s part of being a professional producer.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Essential Film Insurance Coverages for New Producers</span></h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Not all insurance policies are created equal. Here are the most common types of film production insurance you’ll need to consider:&nbsp;</span></span></p>\n<ol>\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> General Liability Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Covers third-party injuries or property damage that occur during production. It’s mandatory for most filming permits and rental agreements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"2\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Equipment Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Protects your owned and rented cameras, lights, and gear from theft, loss, or damage, whether on set, in transit, or in storage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"3\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Workplace Injury Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Also called </span><span data-contrast=\"auto\">Accident or Workers’ Compensation coverage</span><span data-contrast=\"auto\">, this protects your team if someone gets injured while working on set. Some provinces require this by law.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"4\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Production Package Policies</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">A customizable bundle that includes property, liability, and other coverage types designed specifically for your production’s scale and needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"5\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Errors &amp; Omissions (E&amp;O) Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Required for distribution deals and streaming releases, this coverage protects against claims of copyright infringement, libel, or defamation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How Much Does Film Insurance Cost?&nbsp;</h2>\n<p><span data-contrast=\"auto\">The cost of </span><span data-contrast=\"auto\">film production insurance v</span><span data-contrast=\"auto\">aries depending on your project’s size, duration, budget, and risk factors. A small student film might need only basic short-term coverage, while a feature film or commercial with stunts, animals, or special effects will require more robust protection.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\"> Treat insurance as an essential part of your </span><span data-contrast=\"auto\">production budget</span><span data-contrast=\"auto\">, not an afterthought. A broker specializing in </span><span data-contrast=\"auto\">film and entertainment insurance</span><span data-contrast=\"auto\"> can help tailor coverage to your specific needs, without breaking your budget.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">When to Get Production Insurance&nbsp;</h2>\n<p><span data-contrast=\"auto\">Ideally, you should have insurance in place before </span><span data-contrast=\"auto\">pre-production</span><span data-contrast=\"auto\"> begins. You’ll need proof of insurance when:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Renting equipment</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Hiring cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Securing locations or permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many insurers offer short-term policies for single projects, while frequent producers can benefit from annual coverage that protects multiple productions throughout the year.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why Work with a Film Insurance Broker&nbsp;</h2>\n<p><span data-contrast=\"auto\">Not every insurance provider understands the fast-paced world of film production. A specialized </span><span data-contrast=\"auto\">film insurance broker</span><span data-contrast=\"auto\">, like Front Row Insurance, brings deep industry knowledge, access to competitive markets, and experience navigating complex film projects.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row can help you:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify potential production risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Compare policy options and pricing</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure you’re meeting permit and rental requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Get fast, flexible coverage when deadlines are tight</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Final Take: Focus on Filmmaking, Not the “What-Ifs”&nbsp;&nbsp;</h2>\n<p><span data-contrast=\"auto\">Producing a film takes creativity, coordination, and courage. With the right film production insurance in place, you can focus on storytelling, knowing your investment, your crew, and your vision are protected.</span><span data-ccp-props=\"{}\">&nbsp;</span></p>","postBodyRss":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether you’re filming a short indie project or a feature-length movie, </span><span data-contrast=\"auto\">entertainment insurance</span><span data-contrast=\"auto\"> helps protect your cast, crew, and equipment, and ensures your production can keep rolling even when the unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Why Film Production Insurance Matters</span>&nbsp;</h2>\n<p><span data-contrast=\"auto\">A single accident can halt production and cost thousands in lost time or repairs. A dropped camera, a sprained ankle on set, or unexpected weather damage can all derail your schedule.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span style=\"font-weight: normal;\">Film insurance</span><span data-contrast=\"auto\"> provides financial protection, peace of mind, and, often, credibility. Most studios, municipalities, and equipment rental companies require proof of </span><span data-contrast=\"auto\">production insurance before filming begins. Having coverage </span><span data-contrast=\"auto\">isn’t just a safety net; it’s part of being a professional producer.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Essential Film Insurance Coverages for New Producers</span></h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Not all insurance policies are created equal. Here are the most common types of film production insurance you’ll need to consider:&nbsp;</span></span></p>\n<ol>\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> General Liability Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Covers third-party injuries or property damage that occur during production. It’s mandatory for most filming permits and rental agreements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"2\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Equipment Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Protects your owned and rented cameras, lights, and gear from theft, loss, or damage, whether on set, in transit, or in storage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"3\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Workplace Injury Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Also called </span><span data-contrast=\"auto\">Accident or Workers’ Compensation coverage</span><span data-contrast=\"auto\">, this protects your team if someone gets injured while working on set. Some provinces require this by law.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"4\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Production Package Policies</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">A customizable bundle that includes property, liability, and other coverage types designed specifically for your production’s scale and needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"5\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Errors &amp; Omissions (E&amp;O) Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Required for distribution deals and streaming releases, this coverage protects against claims of copyright infringement, libel, or defamation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How Much Does Film Insurance Cost?&nbsp;</h2>\n<p><span data-contrast=\"auto\">The cost of </span><span data-contrast=\"auto\">film production insurance v</span><span data-contrast=\"auto\">aries depending on your project’s size, duration, budget, and risk factors. A small student film might need only basic short-term coverage, while a feature film or commercial with stunts, animals, or special effects will require more robust protection.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\"> Treat insurance as an essential part of your </span><span data-contrast=\"auto\">production budget</span><span data-contrast=\"auto\">, not an afterthought. A broker specializing in </span><span data-contrast=\"auto\">film and entertainment insurance</span><span data-contrast=\"auto\"> can help tailor coverage to your specific needs, without breaking your budget.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">When to Get Production Insurance&nbsp;</h2>\n<p><span data-contrast=\"auto\">Ideally, you should have insurance in place before </span><span data-contrast=\"auto\">pre-production</span><span data-contrast=\"auto\"> begins. You’ll need proof of insurance when:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Renting equipment</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Hiring cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Securing locations or permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many insurers offer short-term policies for single projects, while frequent producers can benefit from annual coverage that protects multiple productions throughout the year.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why Work with a Film Insurance Broker&nbsp;</h2>\n<p><span data-contrast=\"auto\">Not every insurance provider understands the fast-paced world of film production. A specialized </span><span data-contrast=\"auto\">film insurance broker</span><span data-contrast=\"auto\">, like Front Row Insurance, brings deep industry knowledge, access to competitive markets, and experience navigating complex film projects.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row can help you:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify potential production risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Compare policy options and pricing</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure you’re meeting permit and rental requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Get fast, flexible coverage when deadlines are tight</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Final Take: Focus on Filmmaking, Not the “What-Ifs”&nbsp;&nbsp;</h2>\n<p><span data-contrast=\"auto\">Producing a film takes creativity, coordination, and courage. With the right film production insurance in place, you can focus on storytelling, knowing your investment, your crew, and your vision are protected.</span><span data-ccp-props=\"{}\">&nbsp;</span></p>","postEmailContent":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design-2.jpg","postListContent":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether you’re filming a short indie project or a feature-length movie, </span><span data-contrast=\"auto\">entertainment insurance</span><span data-contrast=\"auto\"> helps protect your cast, crew, and equipment, and ensures your production can keep rolling even when the unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Why Film Production Insurance Matters</span>&nbsp;</h2>\n<p><span data-contrast=\"auto\">A single accident can halt production and cost thousands in lost time or repairs. A dropped camera, a sprained ankle on set, or unexpected weather damage can all derail your schedule.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span style=\"font-weight: normal;\">Film insurance</span><span data-contrast=\"auto\"> provides financial protection, peace of mind, and, often, credibility. Most studios, municipalities, and equipment rental companies require proof of </span><span data-contrast=\"auto\">production insurance before filming begins. Having coverage </span><span data-contrast=\"auto\">isn’t just a safety net; it’s part of being a professional producer.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Essential Film Insurance Coverages for New Producers</span></h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Not all insurance policies are created equal. Here are the most common types of film production insurance you’ll need to consider:&nbsp;</span></span></p>\n<ol>\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> General Liability Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Covers third-party injuries or property damage that occur during production. It’s mandatory for most filming permits and rental agreements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"2\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Equipment Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Protects your owned and rented cameras, lights, and gear from theft, loss, or damage, whether on set, in transit, or in storage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"3\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Workplace Injury Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Also called </span><span data-contrast=\"auto\">Accident or Workers’ Compensation coverage</span><span data-contrast=\"auto\">, this protects your team if someone gets injured while working on set. Some provinces require this by law.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"4\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Production Package Policies</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">A customizable bundle that includes property, liability, and other coverage types designed specifically for your production’s scale and needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"5\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Errors &amp; Omissions (E&amp;O) Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Required for distribution deals and streaming releases, this coverage protects against claims of copyright infringement, libel, or defamation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How Much Does Film Insurance Cost?&nbsp;</h2>\n<p><span data-contrast=\"auto\">The cost of </span><span data-contrast=\"auto\">film production insurance v</span><span data-contrast=\"auto\">aries depending on your project’s size, duration, budget, and risk factors. A small student film might need only basic short-term coverage, while a feature film or commercial with stunts, animals, or special effects will require more robust protection.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\"> Treat insurance as an essential part of your </span><span data-contrast=\"auto\">production budget</span><span data-contrast=\"auto\">, not an afterthought. A broker specializing in </span><span data-contrast=\"auto\">film and entertainment insurance</span><span data-contrast=\"auto\"> can help tailor coverage to your specific needs, without breaking your budget.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">When to Get Production Insurance&nbsp;</h2>\n<p><span data-contrast=\"auto\">Ideally, you should have insurance in place before </span><span data-contrast=\"auto\">pre-production</span><span data-contrast=\"auto\"> begins. You’ll need proof of insurance when:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Renting equipment</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Hiring cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Securing locations or permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many insurers offer short-term policies for single projects, while frequent producers can benefit from annual coverage that protects multiple productions throughout the year.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why Work with a Film Insurance Broker&nbsp;</h2>\n<p><span data-contrast=\"auto\">Not every insurance provider understands the fast-paced world of film production. A specialized </span><span data-contrast=\"auto\">film insurance broker</span><span data-contrast=\"auto\">, like Front Row Insurance, brings deep industry knowledge, access to competitive markets, and experience navigating complex film projects.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row can help you:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify potential production risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Compare policy options and pricing</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure you’re meeting permit and rental requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Get fast, flexible coverage when deadlines are tight</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Final Take: Focus on Filmmaking, Not the “What-Ifs”&nbsp;&nbsp;</h2>\n<p><span data-contrast=\"auto\">Producing a film takes creativity, coordination, and courage. With the right film production insurance in place, you can focus on storytelling, knowing your investment, your crew, and your vision are protected.</span><span data-ccp-props=\"{}\">&nbsp;</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design-2.jpg","postSummary":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","postSummaryRss":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"rxZNBTdU","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design%20%281%29-1.jpg","previousPostFeaturedImageAltText":"Winter film production","previousPostName":"Winter Production Tips for Filmmakers","previousPostSlug":"articles/winter-production-tips-for-filmmakers","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1763490241000,"publishDateLocalTime":1763490241000,"publishDateLocalized":{"date":1763490241000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1763490241918,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/insurance-101-for-first-time-film-producers","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><p><span data-contrast=\"auto\">Whether you’re filming a short indie project or a feature-length movie, </span><span data-contrast=\"auto\">entertainment insurance</span><span data-contrast=\"auto\"> helps protect your cast, crew, and equipment, and ensures your production can keep rolling even when the unexpected happens.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Why Film Production Insurance Matters</span>&nbsp;</h2>\n<p><span data-contrast=\"auto\">A single accident can halt production and cost thousands in lost time or repairs. A dropped camera, a sprained ankle on set, or unexpected weather damage can all derail your schedule.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span style=\"font-weight: normal;\">Film insurance</span><span data-contrast=\"auto\"> provides financial protection, peace of mind, and, often, credibility. Most studios, municipalities, and equipment rental companies require proof of </span><span data-contrast=\"auto\">production insurance before filming begins. Having coverage </span><span data-contrast=\"auto\">isn’t just a safety net; it’s part of being a professional producer.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Essential Film Insurance Coverages for New Producers</span></h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"none\" xml:lang=\"EN-US\" lang=\"EN-US\">Not all insurance policies are created equal. Here are the most common types of film production insurance you’ll need to consider:&nbsp;</span></span></p>\n<ol>\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> General Liability Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Covers third-party injuries or property damage that occur during production. It’s mandatory for most filming permits and rental agreements.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"2\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Equipment Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Protects your owned and rented cameras, lights, and gear from theft, loss, or damage, whether on set, in transit, or in storage.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"3\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Workplace Injury Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Also called </span><span data-contrast=\"auto\">Accident or Workers’ Compensation coverage</span><span data-contrast=\"auto\">, this protects your team if someone gets injured while working on set. Some provinces require this by law.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"4\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Production Package Policies</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">A customizable bundle that includes property, liability, and other coverage types designed specifically for your production’s scale and needs.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ol start=\"5\">\n<li aria-level=\"3\"><strong><span data-contrast=\"none\"> Errors &amp; Omissions (E&amp;O) Insurance</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\"></span></li>\n</ol>\n<p><span data-contrast=\"auto\">Required for distribution deals and streaming releases, this coverage protects against claims of copyright infringement, libel, or defamation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">How Much Does Film Insurance Cost?&nbsp;</h2>\n<p><span data-contrast=\"auto\">The cost of </span><span data-contrast=\"auto\">film production insurance v</span><span data-contrast=\"auto\">aries depending on your project’s size, duration, budget, and risk factors. A small student film might need only basic short-term coverage, while a feature film or commercial with stunts, animals, or special effects will require more robust protection.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Tip:</span></strong><span data-contrast=\"auto\"> Treat insurance as an essential part of your </span><span data-contrast=\"auto\">production budget</span><span data-contrast=\"auto\">, not an afterthought. A broker specializing in </span><span data-contrast=\"auto\">film and entertainment insurance</span><span data-contrast=\"auto\"> can help tailor coverage to your specific needs, without breaking your budget.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">When to Get Production Insurance&nbsp;</h2>\n<p><span data-contrast=\"auto\">Ideally, you should have insurance in place before </span><span data-contrast=\"auto\">pre-production</span><span data-contrast=\"auto\"> begins. You’ll need proof of insurance when:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Renting equipment</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Hiring cast and crew</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Securing locations or permits</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">Many insurers offer short-term policies for single projects, while frequent producers can benefit from annual coverage that protects multiple productions throughout the year.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Why Work with a Film Insurance Broker&nbsp;</h2>\n<p><span data-contrast=\"auto\">Not every insurance provider understands the fast-paced world of film production. A specialized </span><span data-contrast=\"auto\">film insurance broker</span><span data-contrast=\"auto\">, like Front Row Insurance, brings deep industry knowledge, access to competitive markets, and experience navigating complex film projects.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Front Row can help you:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Identify potential production risks</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Compare policy options and pricing</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ensure you’re meeting permit and rental requirements</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Get fast, flexible coverage when deadlines are tight</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 style=\"font-weight: normal;\" aria-level=\"2\">Final Take: Focus on Filmmaking, Not the “What-Ifs”&nbsp;&nbsp;</h2>\n<p><span data-contrast=\"auto\">Producing a film takes creativity, coordination, and courage. With the right film production insurance in place, you can focus on storytelling, knowing your investment, your crew, and your vision are protected.</span><span data-ccp-props=\"{}\">&nbsp;</span></p>","rssSummary":"<p><span data-contrast=\"auto\">Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right </span><span data-contrast=\"auto\">film production insurance.</span><span 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Risks and Event Insurance: Preparing for the Unexpected This Fall","id":197343063867,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Weather Risks and Event Insurance: Preparing for the Unexpected This Fall","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Weather Risks and Event Insurance: Preparing for the Unexpected This Fall","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[3238974970],"topic_ids":[3238974970],"post_summary":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","post_body":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><h2 style=\"font-weight: bold;\" aria-level=\"2\">Why weather risk matters more in the fall&nbsp;</h2>\n<p><span data-contrast=\"auto\">Fall is a busy season for</span><span data-contrast=\"auto\"> </span><span data-contrast=\"auto\">outdoor events, weddings, and festivals</span><span data-contrast=\"auto\"> across Canada. But with changing temperatures and shifting weather patterns, the potential for disruption is higher than ever. Heavy rain, high winds, or even early snow can force </span><span data-contrast=\"auto\">event cancellations </span><span data-contrast=\"auto\">or last-minute relocations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">For planners and producers, that can mean significant financial loss, not just from refunds or rescheduling costs, but also from non-refundable expenses like permits, marketing, and vendor deposits. That’s where event insurance coverage becomes essential.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">How event insurance protects against weather-related losses</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Event insurance helps protect organizers, sponsors, and attendees from the financial impact of unexpected weather. Policies can include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Event cancellation insurance: </span></strong><span data-contrast=\"auto\">I</span><span data-contrast=\"auto\">f severe weather makes it impossible or unsafe to proceed.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Property and equipment coverage</span></strong><span data-contrast=\"auto\">: </span><span data-contrast=\"auto\">P</span><span data-contrast=\"auto\">rotection for rented tents, staging, lighting, or décor damaged by wind or rain.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Event liability insurance:</span></strong><span data-contrast=\"auto\"> Coverage if weather conditions cause injury or damage to others’ property.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">In short, event insurance can help you focus on what matters most: delivering a great experience while ensuring you’re protected if Mother Nature has other plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Tips for managing fall weather risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Insurance is one piece of the puzzle. A strong contingency plan helps you minimize disruption and keep your event on track. Consider:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Monitoring the forecast:</span></strong><span data-contrast=\"auto\"> Use multiple weather sources and plan for different scenarios.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Choosing flexible venues:</span></strong><span data-contrast=\"auto\"> Indoor/outdoor options or covered spaces can help avoid cancellations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Communicating early: </span></strong><span data-contrast=\"auto\">Keep vendors, staff, and guests informed of backup plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Reviewing contracts:</span></strong><span data-contrast=\"auto\"> Understand refund and cancellation terms with suppliers and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Partner with experts who understand event risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Working with a broker who understands event risks ensures you get the right protection for your unique situation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At </span><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong><span data-contrast=\"auto\">, we specialize in coverage for festivals, concerts, film productions, </span><span data-contrast=\"auto\">special events, and weddings across Canada. Our brokers know how unpredictable fall weather can be, and we can tailor event insurance policies</span><span data-contrast=\"auto\"> that protect your investment, reputation, and peace of mind.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Whether you’re planning a cozy fall wedding or a large outdoor concert, our team can help you prepare for the unexpected, so you can stay focused on creating experiences that inspire.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Interested in learning more about how event insurance can help protect your next event? </span></strong><span data-contrast=\"auto\">Get in touch with us anytime: <a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\">info@frontrowsa.com</a></span><a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\" id=\"__hsNewLink\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></a></p>","rss_summary":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rss_body":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><h2 style=\"font-weight: bold;\" aria-level=\"2\">Why weather risk matters more in the fall&nbsp;</h2>\n<p><span data-contrast=\"auto\">Fall is a busy season for</span><span data-contrast=\"auto\"> </span><span data-contrast=\"auto\">outdoor events, weddings, and festivals</span><span data-contrast=\"auto\"> across Canada. But with changing temperatures and shifting weather patterns, the potential for disruption is higher than ever. Heavy rain, high winds, or even early snow can force </span><span data-contrast=\"auto\">event cancellations </span><span data-contrast=\"auto\">or last-minute relocations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">For planners and producers, that can mean significant financial loss, not just from refunds or rescheduling costs, but also from non-refundable expenses like permits, marketing, and vendor deposits. That’s where event insurance coverage becomes essential.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">How event insurance protects against weather-related losses</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Event insurance helps protect organizers, sponsors, and attendees from the financial impact of unexpected weather. Policies can include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Event cancellation insurance: </span></strong><span data-contrast=\"auto\">I</span><span data-contrast=\"auto\">f severe weather makes it impossible or unsafe to proceed.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Property and equipment coverage</span></strong><span data-contrast=\"auto\">: </span><span data-contrast=\"auto\">P</span><span data-contrast=\"auto\">rotection for rented tents, staging, lighting, or décor damaged by wind or rain.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Event liability insurance:</span></strong><span data-contrast=\"auto\"> Coverage if weather conditions cause injury or damage to others’ property.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">In short, event insurance can help you focus on what matters most: delivering a great experience while ensuring you’re protected if Mother Nature has other plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Tips for managing fall weather risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Insurance is one piece of the puzzle. A strong contingency plan helps you minimize disruption and keep your event on track. Consider:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Monitoring the forecast:</span></strong><span data-contrast=\"auto\"> Use multiple weather sources and plan for different scenarios.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Choosing flexible venues:</span></strong><span data-contrast=\"auto\"> Indoor/outdoor options or covered spaces can help avoid cancellations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Communicating early: </span></strong><span data-contrast=\"auto\">Keep vendors, staff, and guests informed of backup plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Reviewing contracts:</span></strong><span data-contrast=\"auto\"> Understand refund and cancellation terms with suppliers and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Partner with experts who understand event risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Working with a broker who understands event risks ensures you get the right protection for your unique situation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At </span><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong><span data-contrast=\"auto\">, we specialize in coverage for festivals, concerts, film productions, </span><span data-contrast=\"auto\">special events, and weddings across Canada. Our brokers know how unpredictable fall weather can be, and we can tailor event insurance policies</span><span data-contrast=\"auto\"> that protect your investment, reputation, and peace of mind.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Whether you’re planning a cozy fall wedding or a large outdoor concert, our team can help you prepare for the unexpected, so you can stay focused on creating experiences that inspire.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Interested in learning more about how event insurance can help protect your next event? </span></strong><span data-contrast=\"auto\">Get in touch with us anytime: <a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\">info@frontrowsa.com</a></span><a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\" id=\"__hsNewLink\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></a></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"From Vancouver to Halifax, fall weather can change fast. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><h2 style=\"font-weight: bold;\" aria-level=\"2\">Why weather risk matters more in the fall&nbsp;</h2>\n<p><span data-contrast=\"auto\">Fall is a busy season for</span><span data-contrast=\"auto\"> </span><span data-contrast=\"auto\">outdoor events, weddings, and festivals</span><span data-contrast=\"auto\"> across Canada. But with changing temperatures and shifting weather patterns, the potential for disruption is higher than ever. Heavy rain, high winds, or even early snow can force </span><span data-contrast=\"auto\">event cancellations </span><span data-contrast=\"auto\">or last-minute relocations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">For planners and producers, that can mean significant financial loss, not just from refunds or rescheduling costs, but also from non-refundable expenses like permits, marketing, and vendor deposits. That’s where event insurance coverage becomes essential.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">How event insurance protects against weather-related losses</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Event insurance helps protect organizers, sponsors, and attendees from the financial impact of unexpected weather. Policies can include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Event cancellation insurance: </span></strong><span data-contrast=\"auto\">I</span><span data-contrast=\"auto\">f severe weather makes it impossible or unsafe to proceed.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Property and equipment coverage</span></strong><span data-contrast=\"auto\">: </span><span data-contrast=\"auto\">P</span><span data-contrast=\"auto\">rotection for rented tents, staging, lighting, or décor damaged by wind or rain.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Event liability insurance:</span></strong><span data-contrast=\"auto\"> Coverage if weather conditions cause injury or damage to others’ property.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">In short, event insurance can help you focus on what matters most: delivering a great experience while ensuring you’re protected if Mother Nature has other plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Tips for managing fall weather risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Insurance is one piece of the puzzle. A strong contingency plan helps you minimize disruption and keep your event on track. Consider:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Monitoring the forecast:</span></strong><span data-contrast=\"auto\"> Use multiple weather sources and plan for different scenarios.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Choosing flexible venues:</span></strong><span data-contrast=\"auto\"> Indoor/outdoor options or covered spaces can help avoid cancellations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Communicating early: </span></strong><span data-contrast=\"auto\">Keep vendors, staff, and guests informed of backup plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Reviewing contracts:</span></strong><span data-contrast=\"auto\"> Understand refund and cancellation terms with suppliers and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Partner with experts who understand event risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Working with a broker who understands event risks ensures you get the right protection for your unique situation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At </span><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong><span data-contrast=\"auto\">, we specialize in coverage for festivals, concerts, film productions, </span><span data-contrast=\"auto\">special events, and weddings across Canada. Our brokers know how unpredictable fall weather can be, and we can tailor event insurance policies</span><span data-contrast=\"auto\"> that protect your investment, reputation, and peace of mind.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Whether you’re planning a cozy fall wedding or a large outdoor concert, our team can help you prepare for the unexpected, so you can stay focused on creating experiences that inspire.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Interested in learning more about how event insurance can help protect your next event? </span></strong><span data-contrast=\"auto\">Get in touch with us anytime: <a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\">info@frontrowsa.com</a></span><a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\" id=\"__hsNewLink\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></a></p>","postBodyRss":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><h2 style=\"font-weight: bold;\" aria-level=\"2\">Why weather risk matters more in the fall&nbsp;</h2>\n<p><span data-contrast=\"auto\">Fall is a busy season for</span><span data-contrast=\"auto\"> </span><span data-contrast=\"auto\">outdoor events, weddings, and festivals</span><span data-contrast=\"auto\"> across Canada. But with changing temperatures and shifting weather patterns, the potential for disruption is higher than ever. Heavy rain, high winds, or even early snow can force </span><span data-contrast=\"auto\">event cancellations </span><span data-contrast=\"auto\">or last-minute relocations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">For planners and producers, that can mean significant financial loss, not just from refunds or rescheduling costs, but also from non-refundable expenses like permits, marketing, and vendor deposits. That’s where event insurance coverage becomes essential.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">How event insurance protects against weather-related losses</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Event insurance helps protect organizers, sponsors, and attendees from the financial impact of unexpected weather. Policies can include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Event cancellation insurance: </span></strong><span data-contrast=\"auto\">I</span><span data-contrast=\"auto\">f severe weather makes it impossible or unsafe to proceed.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Property and equipment coverage</span></strong><span data-contrast=\"auto\">: </span><span data-contrast=\"auto\">P</span><span data-contrast=\"auto\">rotection for rented tents, staging, lighting, or décor damaged by wind or rain.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Event liability insurance:</span></strong><span data-contrast=\"auto\"> Coverage if weather conditions cause injury or damage to others’ property.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">In short, event insurance can help you focus on what matters most: delivering a great experience while ensuring you’re protected if Mother Nature has other plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Tips for managing fall weather risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Insurance is one piece of the puzzle. A strong contingency plan helps you minimize disruption and keep your event on track. Consider:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Monitoring the forecast:</span></strong><span data-contrast=\"auto\"> Use multiple weather sources and plan for different scenarios.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Choosing flexible venues:</span></strong><span data-contrast=\"auto\"> Indoor/outdoor options or covered spaces can help avoid cancellations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Communicating early: </span></strong><span data-contrast=\"auto\">Keep vendors, staff, and guests informed of backup plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Reviewing contracts:</span></strong><span data-contrast=\"auto\"> Understand refund and cancellation terms with suppliers and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Partner with experts who understand event risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Working with a broker who understands event risks ensures you get the right protection for your unique situation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At </span><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong><span data-contrast=\"auto\">, we specialize in coverage for festivals, concerts, film productions, </span><span data-contrast=\"auto\">special events, and weddings across Canada. Our brokers know how unpredictable fall weather can be, and we can tailor event insurance policies</span><span data-contrast=\"auto\"> that protect your investment, reputation, and peace of mind.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Whether you’re planning a cozy fall wedding or a large outdoor concert, our team can help you prepare for the unexpected, so you can stay focused on creating experiences that inspire.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Interested in learning more about how event insurance can help protect your next event? </span></strong><span data-contrast=\"auto\">Get in touch with us anytime: <a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\">info@frontrowsa.com</a></span><a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\" id=\"__hsNewLink\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></a></p>","postEmailContent":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_214001293.jpeg","postListContent":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><h2 style=\"font-weight: bold;\" aria-level=\"2\">Why weather risk matters more in the fall&nbsp;</h2>\n<p><span data-contrast=\"auto\">Fall is a busy season for</span><span data-contrast=\"auto\"> </span><span data-contrast=\"auto\">outdoor events, weddings, and festivals</span><span data-contrast=\"auto\"> across Canada. But with changing temperatures and shifting weather patterns, the potential for disruption is higher than ever. Heavy rain, high winds, or even early snow can force </span><span data-contrast=\"auto\">event cancellations </span><span data-contrast=\"auto\">or last-minute relocations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">For planners and producers, that can mean significant financial loss, not just from refunds or rescheduling costs, but also from non-refundable expenses like permits, marketing, and vendor deposits. That’s where event insurance coverage becomes essential.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">How event insurance protects against weather-related losses</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Event insurance helps protect organizers, sponsors, and attendees from the financial impact of unexpected weather. Policies can include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Event cancellation insurance: </span></strong><span data-contrast=\"auto\">I</span><span data-contrast=\"auto\">f severe weather makes it impossible or unsafe to proceed.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Property and equipment coverage</span></strong><span data-contrast=\"auto\">: </span><span data-contrast=\"auto\">P</span><span data-contrast=\"auto\">rotection for rented tents, staging, lighting, or décor damaged by wind or rain.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Event liability insurance:</span></strong><span data-contrast=\"auto\"> Coverage if weather conditions cause injury or damage to others’ property.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">In short, event insurance can help you focus on what matters most: delivering a great experience while ensuring you’re protected if Mother Nature has other plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Tips for managing fall weather risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Insurance is one piece of the puzzle. A strong contingency plan helps you minimize disruption and keep your event on track. Consider:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Monitoring the forecast:</span></strong><span data-contrast=\"auto\"> Use multiple weather sources and plan for different scenarios.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Choosing flexible venues:</span></strong><span data-contrast=\"auto\"> Indoor/outdoor options or covered spaces can help avoid cancellations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Communicating early: </span></strong><span data-contrast=\"auto\">Keep vendors, staff, and guests informed of backup plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Reviewing contracts:</span></strong><span data-contrast=\"auto\"> Understand refund and cancellation terms with suppliers and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Partner with experts who understand event risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Working with a broker who understands event risks ensures you get the right protection for your unique situation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At </span><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong><span data-contrast=\"auto\">, we specialize in coverage for festivals, concerts, film productions, </span><span data-contrast=\"auto\">special events, and weddings across Canada. Our brokers know how unpredictable fall weather can be, and we can tailor event insurance policies</span><span data-contrast=\"auto\"> that protect your investment, reputation, and peace of mind.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Whether you’re planning a cozy fall wedding or a large outdoor concert, our team can help you prepare for the unexpected, so you can stay focused on creating experiences that inspire.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Interested in learning more about how event insurance can help protect your next event? </span></strong><span data-contrast=\"auto\">Get in touch with us anytime: <a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\">info@frontrowsa.com</a></span><a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\" id=\"__hsNewLink\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></a></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_214001293.jpeg","postSummary":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","postSummaryRss":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"RSHwXthA","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Untitled%20design-2.jpg","previousPostFeaturedImageAltText":"Young film producer working on set","previousPostName":"Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance","previousPostSlug":"articles/insurance-101-for-first-time-film-producers","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1760113800000,"publishDateLocalTime":1760113800000,"publishDateLocalized":{"date":1760113800000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1760113800825,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/weather-risks-and-event-insurance-preparing-for-the-unexpected-this-fall","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<!--more--><h2 style=\"font-weight: bold;\" aria-level=\"2\">Why weather risk matters more in the fall&nbsp;</h2>\n<p><span data-contrast=\"auto\">Fall is a busy season for</span><span data-contrast=\"auto\"> </span><span data-contrast=\"auto\">outdoor events, weddings, and festivals</span><span data-contrast=\"auto\"> across Canada. But with changing temperatures and shifting weather patterns, the potential for disruption is higher than ever. Heavy rain, high winds, or even early snow can force </span><span data-contrast=\"auto\">event cancellations </span><span data-contrast=\"auto\">or last-minute relocations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">For planners and producers, that can mean significant financial loss, not just from refunds or rescheduling costs, but also from non-refundable expenses like permits, marketing, and vendor deposits. That’s where event insurance coverage becomes essential.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">How event insurance protects against weather-related losses</span></strong><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Event insurance helps protect organizers, sponsors, and attendees from the financial impact of unexpected weather. Policies can include:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Event cancellation insurance: </span></strong><span data-contrast=\"auto\">I</span><span data-contrast=\"auto\">f severe weather makes it impossible or unsafe to proceed.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Property and equipment coverage</span></strong><span data-contrast=\"auto\">: </span><span data-contrast=\"auto\">P</span><span data-contrast=\"auto\">rotection for rented tents, staging, lighting, or décor damaged by wind or rain.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Event liability insurance:</span></strong><span data-contrast=\"auto\"> Coverage if weather conditions cause injury or damage to others’ property.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">In short, event insurance can help you focus on what matters most: delivering a great experience while ensuring you’re protected if Mother Nature has other plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<h3 aria-level=\"3\"><strong><span data-contrast=\"none\">Tips for managing fall weather risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Insurance is one piece of the puzzle. A strong contingency plan helps you minimize disruption and keep your event on track. Consider:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<ul>\n<li><strong><span data-contrast=\"auto\">Monitoring the forecast:</span></strong><span data-contrast=\"auto\"> Use multiple weather sources and plan for different scenarios.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Choosing flexible venues:</span></strong><span data-contrast=\"auto\"> Indoor/outdoor options or covered spaces can help avoid cancellations.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Communicating early: </span></strong><span data-contrast=\"auto\">Keep vendors, staff, and guests informed of backup plans.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Reviewing contracts:</span></strong><span data-contrast=\"auto\"> Understand refund and cancellation terms with suppliers and venues.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></li>\n</ul>\n<h2 aria-level=\"2\"><strong><span data-contrast=\"none\">Partner with experts who understand event risks</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">&nbsp;</span></h2>\n<p><span data-contrast=\"auto\">Working with a broker who understands event risks ensures you get the right protection for your unique situation.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">At </span><strong><span data-contrast=\"auto\">Front Row Insurance</span></strong><span data-contrast=\"auto\">, we specialize in coverage for festivals, concerts, film productions, </span><span data-contrast=\"auto\">special events, and weddings across Canada. Our brokers know how unpredictable fall weather can be, and we can tailor event insurance policies</span><span data-contrast=\"auto\"> that protect your investment, reputation, and peace of mind.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Whether you’re planning a cozy fall wedding or a large outdoor concert, our team can help you prepare for the unexpected, so you can stay focused on creating experiences that inspire.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">Interested in learning more about how event insurance can help protect your next event? </span></strong><span data-contrast=\"auto\">Get in touch with us anytime: <a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\">info@frontrowsa.com</a></span><a href=\"mailto:info@frontrowsa.com\" rel=\"noopener\" id=\"__hsNewLink\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></a></p>","rssSummary":"<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"><span>Fall in Canada can be unpredictable. Warm afternoons can turn into chilly evenings, and a clear morning might give way to sudden rain or even early snow. For event organizers, that unpredictability can spell risk, especially when </span><span>you’ve</span><span> invested time, money, and reputation into creating a memorable experience.</span></span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_214001293.jpeg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1767285001361,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/86af213e-0630-4459-acf4-bc431ba764b3.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/weather-risks-and-event-insurance-preparing-for-the-unexpected-this-fall","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[3238974970],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1438987505673,"deletedAt":0,"description":"","id":3238974970,"label":"Event insurance 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Farm to Film Set: 7 Unexpected Jobs That Rely on Drones and Why Insurance Matters","id":194936570477,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"From Farm to Film Set: 7 Unexpected Jobs That Rely on Drones and Why Insurance Matters","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"From Farm to Film Set: 7 Unexpected Jobs That Rely on Drones and Why Insurance Matters","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708704,194936571272],"topic_ids":[949708704,194936571272],"post_summary":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n","post_body":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Drones have taken off and what started as a niche tool for hobbyists and filmmakers has evolved into an essential part of everyday work across Canada. From rugged ranchlands in Alberta to downtown construction zones in Toronto, drones are helping people do their jobs faster, smarter, and safer. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The 7 Drone-Driven Jobs You Might Not Expect</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></h2>\n<ol>\n<li><strong><span data-contrast=\"auto\">Real estate agents</span></strong><span data-contrast=\"auto\"> use drones to capture bird’s-eye views of properties which is an absolute game-changer for selling acreages and high-end homes.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Ranchers</span></strong><span data-contrast=\"auto\"> in remote areas use drones to find lost cattle saving time, fuel, and stress.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Wedding photographers and videographers</span></strong><span data-contrast=\"auto\"> use drones to capture cinematic moments couples will cherish forever.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Camera operators</span></strong><span data-contrast=\"auto\"> working on indie films, commercials or digital content rely on drones for creative versatility.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Biologists and conservation teams</span></strong><span data-contrast=\"auto\"> use drones to monitor wildlife, ecosystems, and track migration patterns.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Crop managers and agronomists</span></strong><span data-contrast=\"auto\"> use drones for aerial crop assessments, pest detection, and irrigation tracking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Construction and inspection teams</span></strong><span data-contrast=\"auto\"> use drones to monitor worksites, inspect roofing, and track progress with minimal disruption.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ol>\n<h2><strong><span data-contrast=\"auto\">Why Liability Coverage Matters (Even If You Don’t Crash)</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Even if you’re the most experienced pilot, things can happen, whether it be an interference, mechanical failure, or a gust of wind. If your drone causes injury, damages property, or even interferes with an aircraft, you could be on the hook for costly claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">That’s why aerial liability insurance exists. It protects you and your business, if something goes wrong.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">Why Drone Operators Trust Front Row Insurance</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Front Row offers insurance that is:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Easy to get online (no phone calls needed)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fast, get a no-obligation quote 24/7</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Affordable starting at $225/year</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Flexible, cover up to 5 drones per policy</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reliable with limits up to $4M in aerial liability</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">And yes you can issue unlimited certificates of insurance, anytime, at no extra cost. That means you can close deals faster, bid on contracts, and get to work without waiting on a broker.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The Bottom Line</span></strong></h2>\n<p><span data-contrast=\"auto\">If your drone helps you work smarter, it deserves to be covered smartly. Whether you’re on a film set, in a forest, or on the family farm, drone liability insurance helps keep your business flying high.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","rss_summary":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n","rss_body":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Drones have taken off and what started as a niche tool for hobbyists and filmmakers has evolved into an essential part of everyday work across Canada. From rugged ranchlands in Alberta to downtown construction zones in Toronto, drones are helping people do their jobs faster, smarter, and safer. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The 7 Drone-Driven Jobs You Might Not Expect</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></h2>\n<ol>\n<li><strong><span data-contrast=\"auto\">Real estate agents</span></strong><span data-contrast=\"auto\"> use drones to capture bird’s-eye views of properties which is an absolute game-changer for selling acreages and high-end homes.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Ranchers</span></strong><span data-contrast=\"auto\"> in remote areas use drones to find lost cattle saving time, fuel, and stress.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Wedding photographers and videographers</span></strong><span data-contrast=\"auto\"> use drones to capture cinematic moments couples will cherish forever.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Camera operators</span></strong><span data-contrast=\"auto\"> working on indie films, commercials or digital content rely on drones for creative versatility.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Biologists and conservation teams</span></strong><span data-contrast=\"auto\"> use drones to monitor wildlife, ecosystems, and track migration patterns.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Crop managers and agronomists</span></strong><span data-contrast=\"auto\"> use drones for aerial crop assessments, pest detection, and irrigation tracking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Construction and inspection teams</span></strong><span data-contrast=\"auto\"> use drones to monitor worksites, inspect roofing, and track progress with minimal disruption.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ol>\n<h2><strong><span data-contrast=\"auto\">Why Liability Coverage Matters (Even If You Don’t Crash)</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Even if you’re the most experienced pilot, things can happen, whether it be an interference, mechanical failure, or a gust of wind. If your drone causes injury, damages property, or even interferes with an aircraft, you could be on the hook for costly claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">That’s why aerial liability insurance exists. It protects you and your business, if something goes wrong.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">Why Drone Operators Trust Front Row Insurance</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Front Row offers insurance that is:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Easy to get online (no phone calls needed)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fast, get a no-obligation quote 24/7</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Affordable starting at $225/year</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Flexible, cover up to 5 drones per policy</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reliable with limits up to $4M in aerial liability</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">And yes you can issue unlimited certificates of insurance, anytime, at no extra cost. That means you can close deals faster, bid on contracts, and get to work without waiting on a broker.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The Bottom Line</span></strong></h2>\n<p><span data-contrast=\"auto\">If your drone helps you work smarter, it deserves to be covered smartly. Whether you’re on a film set, in a forest, or on the family farm, drone liability insurance helps keep your business flying high.</span><span 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Drones have taken off and what started as a niche tool for hobbyists and filmmakers has evolved into an essential part of everyday work across Canada. From rugged ranchlands in Alberta to downtown construction zones in Toronto, drones are helping people do their jobs faster, smarter, and safer. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The 7 Drone-Driven Jobs You Might Not Expect</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></h2>\n<ol>\n<li><strong><span data-contrast=\"auto\">Real estate agents</span></strong><span data-contrast=\"auto\"> use drones to capture bird’s-eye views of properties which is an absolute game-changer for selling acreages and high-end homes.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Ranchers</span></strong><span data-contrast=\"auto\"> in remote areas use drones to find lost cattle saving time, fuel, and stress.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Wedding photographers and videographers</span></strong><span data-contrast=\"auto\"> use drones to capture cinematic moments couples will cherish forever.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Camera operators</span></strong><span data-contrast=\"auto\"> working on indie films, commercials or digital content rely on drones for creative versatility.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Biologists and conservation teams</span></strong><span data-contrast=\"auto\"> use drones to monitor wildlife, ecosystems, and track migration patterns.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Crop managers and agronomists</span></strong><span data-contrast=\"auto\"> use drones for aerial crop assessments, pest detection, and irrigation tracking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Construction and inspection teams</span></strong><span data-contrast=\"auto\"> use drones to monitor worksites, inspect roofing, and track progress with minimal disruption.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ol>\n<h2><strong><span data-contrast=\"auto\">Why Liability Coverage Matters (Even If You Don’t Crash)</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Even if you’re the most experienced pilot, things can happen, whether it be an interference, mechanical failure, or a gust of wind. If your drone causes injury, damages property, or even interferes with an aircraft, you could be on the hook for costly claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">That’s why aerial liability insurance exists. It protects you and your business, if something goes wrong.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">Why Drone Operators Trust Front Row Insurance</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Front Row offers insurance that is:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Easy to get online (no phone calls needed)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fast, get a no-obligation quote 24/7</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Affordable starting at $225/year</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Flexible, cover up to 5 drones per policy</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reliable with limits up to $4M in aerial liability</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">And yes you can issue unlimited certificates of insurance, anytime, at no extra cost. That means you can close deals faster, bid on contracts, and get to work without waiting on a broker.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The Bottom Line</span></strong></h2>\n<p><span data-contrast=\"auto\">If your drone helps you work smarter, it deserves to be covered smartly. Whether you’re on a film set, in a forest, or on the family farm, drone liability insurance helps keep your business flying high.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","postBodyRss":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Drones have taken off and what started as a niche tool for hobbyists and filmmakers has evolved into an essential part of everyday work across Canada. From rugged ranchlands in Alberta to downtown construction zones in Toronto, drones are helping people do their jobs faster, smarter, and safer. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The 7 Drone-Driven Jobs You Might Not Expect</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></h2>\n<ol>\n<li><strong><span data-contrast=\"auto\">Real estate agents</span></strong><span data-contrast=\"auto\"> use drones to capture bird’s-eye views of properties which is an absolute game-changer for selling acreages and high-end homes.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Ranchers</span></strong><span data-contrast=\"auto\"> in remote areas use drones to find lost cattle saving time, fuel, and stress.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Wedding photographers and videographers</span></strong><span data-contrast=\"auto\"> use drones to capture cinematic moments couples will cherish forever.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Camera operators</span></strong><span data-contrast=\"auto\"> working on indie films, commercials or digital content rely on drones for creative versatility.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Biologists and conservation teams</span></strong><span data-contrast=\"auto\"> use drones to monitor wildlife, ecosystems, and track migration patterns.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Crop managers and agronomists</span></strong><span data-contrast=\"auto\"> use drones for aerial crop assessments, pest detection, and irrigation tracking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Construction and inspection teams</span></strong><span data-contrast=\"auto\"> use drones to monitor worksites, inspect roofing, and track progress with minimal disruption.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ol>\n<h2><strong><span data-contrast=\"auto\">Why Liability Coverage Matters (Even If You Don’t Crash)</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Even if you’re the most experienced pilot, things can happen, whether it be an interference, mechanical failure, or a gust of wind. If your drone causes injury, damages property, or even interferes with an aircraft, you could be on the hook for costly claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">That’s why aerial liability insurance exists. It protects you and your business, if something goes wrong.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">Why Drone Operators Trust Front Row Insurance</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Front Row offers insurance that is:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Easy to get online (no phone calls needed)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fast, get a no-obligation quote 24/7</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Affordable starting at $225/year</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Flexible, cover up to 5 drones per policy</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reliable with limits up to $4M in aerial liability</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">And yes you can issue unlimited certificates of insurance, anytime, at no extra cost. That means you can close deals faster, bid on contracts, and get to work without waiting on a broker.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The Bottom Line</span></strong></h2>\n<p><span data-contrast=\"auto\">If your drone helps you work smarter, it deserves to be covered smartly. Whether you’re on a film set, in a forest, or on the family farm, drone liability insurance helps keep your business flying high.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","postEmailContent":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Drone%20Liabilit%20Insurance.jpg","postListContent":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Drones have taken off and what started as a niche tool for hobbyists and filmmakers has evolved into an essential part of everyday work across Canada. From rugged ranchlands in Alberta to downtown construction zones in Toronto, drones are helping people do their jobs faster, smarter, and safer. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The 7 Drone-Driven Jobs You Might Not Expect</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></h2>\n<ol>\n<li><strong><span data-contrast=\"auto\">Real estate agents</span></strong><span data-contrast=\"auto\"> use drones to capture bird’s-eye views of properties which is an absolute game-changer for selling acreages and high-end homes.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Ranchers</span></strong><span data-contrast=\"auto\"> in remote areas use drones to find lost cattle saving time, fuel, and stress.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Wedding photographers and videographers</span></strong><span data-contrast=\"auto\"> use drones to capture cinematic moments couples will cherish forever.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Camera operators</span></strong><span data-contrast=\"auto\"> working on indie films, commercials or digital content rely on drones for creative versatility.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Biologists and conservation teams</span></strong><span data-contrast=\"auto\"> use drones to monitor wildlife, ecosystems, and track migration patterns.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Crop managers and agronomists</span></strong><span data-contrast=\"auto\"> use drones for aerial crop assessments, pest detection, and irrigation tracking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Construction and inspection teams</span></strong><span data-contrast=\"auto\"> use drones to monitor worksites, inspect roofing, and track progress with minimal disruption.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ol>\n<h2><strong><span data-contrast=\"auto\">Why Liability Coverage Matters (Even If You Don’t Crash)</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Even if you’re the most experienced pilot, things can happen, whether it be an interference, mechanical failure, or a gust of wind. If your drone causes injury, damages property, or even interferes with an aircraft, you could be on the hook for costly claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">That’s why aerial liability insurance exists. It protects you and your business, if something goes wrong.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">Why Drone Operators Trust Front Row Insurance</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Front Row offers insurance that is:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Easy to get online (no phone calls needed)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fast, get a no-obligation quote 24/7</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Affordable starting at $225/year</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Flexible, cover up to 5 drones per policy</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reliable with limits up to $4M in aerial liability</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">And yes you can issue unlimited certificates of insurance, anytime, at no extra cost. That means you can close deals faster, bid on contracts, and get to work without waiting on a broker.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The Bottom Line</span></strong></h2>\n<p><span data-contrast=\"auto\">If your drone helps you work smarter, it deserves to be covered smartly. Whether you’re on a film set, in a forest, or on the family farm, drone liability insurance helps keep your business flying high.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Drone%20Liabilit%20Insurance.jpg","postSummary":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n","postSummaryRss":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"ZgpydQNA","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_214001293.jpeg","previousPostFeaturedImageAltText":"","previousPostName":"Weather Risks and Event Insurance: Preparing for the Unexpected This Fall","previousPostSlug":"articles/weather-risks-and-event-insurance-preparing-for-the-unexpected-this-fall","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1756232655000,"publishDateLocalTime":1756232655000,"publishDateLocalized":{"date":1756232655000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1756232655444,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/9-unexpected-jobs-that-rely-on-drones-and-why-insurance-matters","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<!--more-->\n<p><span data-contrast=\"auto\">Drones have taken off and what started as a niche tool for hobbyists and filmmakers has evolved into an essential part of everyday work across Canada. From rugged ranchlands in Alberta to downtown construction zones in Toronto, drones are helping people do their jobs faster, smarter, and safer. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The 7 Drone-Driven Jobs You Might Not Expect</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></h2>\n<ol>\n<li><strong><span data-contrast=\"auto\">Real estate agents</span></strong><span data-contrast=\"auto\"> use drones to capture bird’s-eye views of properties which is an absolute game-changer for selling acreages and high-end homes.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Ranchers</span></strong><span data-contrast=\"auto\"> in remote areas use drones to find lost cattle saving time, fuel, and stress.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Wedding photographers and videographers</span></strong><span data-contrast=\"auto\"> use drones to capture cinematic moments couples will cherish forever.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Camera operators</span></strong><span data-contrast=\"auto\"> working on indie films, commercials or digital content rely on drones for creative versatility.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Biologists and conservation teams</span></strong><span data-contrast=\"auto\"> use drones to monitor wildlife, ecosystems, and track migration patterns.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Crop managers and agronomists</span></strong><span data-contrast=\"auto\"> use drones for aerial crop assessments, pest detection, and irrigation tracking.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n<li><strong><span data-contrast=\"auto\">Construction and inspection teams</span></strong><span data-contrast=\"auto\"> use drones to monitor worksites, inspect roofing, and track progress with minimal disruption.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ol>\n<h2><strong><span data-contrast=\"auto\">Why Liability Coverage Matters (Even If You Don’t Crash)</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Even if you’re the most experienced pilot, things can happen, whether it be an interference, mechanical failure, or a gust of wind. If your drone causes injury, damages property, or even interferes with an aircraft, you could be on the hook for costly claims.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">That’s why aerial liability insurance exists. It protects you and your business, if something goes wrong.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">Why Drone Operators Trust Front Row Insurance</span></strong><span> </span></h2>\n<p><span data-contrast=\"auto\">Front Row offers insurance that is:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Easy to get online (no phone calls needed)</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fast, get a no-obligation quote 24/7</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Affordable starting at $225/year</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Flexible, cover up to 5 drones per policy</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"·\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;·&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reliable with limits up to $4M in aerial liability</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276,&quot;335559991&quot;:360}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\">And yes you can issue unlimited certificates of insurance, anytime, at no extra cost. That means you can close deals faster, bid on contracts, and get to work without waiting on a broker.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n<h2><strong><span data-contrast=\"auto\">The Bottom Line</span></strong></h2>\n<p><span data-contrast=\"auto\">If your drone helps you work smarter, it deserves to be covered smartly. Whether you’re on a film set, in a forest, or on the family farm, drone liability insurance helps keep your business flying high.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>","rssSummary":"<p><span data-contrast=\"auto\">Whether you're inspecting rooftops in northern BC, capturing weddings in Ontario, or assessing crops in Saskatchewan, drones are doing more than ever. But with that opportunity comes risk and that’s where aerial liability insurance takes flight.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276,&quot;469777462&quot;:[1980],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">&nbsp;</span></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Drone%20Liabilit%20Insurance.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1763403855551,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/22879ce0-30a3-4e26-8732-2d489f0110f7.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/9-unexpected-jobs-that-rely-on-drones-and-why-insurance-matters","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708704,194936571272],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901708000,"deletedAt":0,"description":"","id":949708704,"label":"Film 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Matters","tmsId":null,"topicIds":[949708704,194936571272],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901708000,"deletedAt":0,"description":"","id":949708704,"label":"Film equipment insurance","language":"en","name":"Film equipment insurance","portalId":61352,"slug":"film-equipment-insurance","translatedFromId":null,"translations":{},"updated":1666900081568},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1755880960061,"deletedAt":0,"description":"","id":194936571272,"label":"Drone insurance","language":"en","name":"Drone insurance","portalId":61352,"slug":"drone-insurance","translatedFromId":null,"translations":{},"updated":1755880960061}],"topicNames":["Film equipment insurance","Drone insurance"],"topics":[949708704,194936571272],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1756232655866,"updatedById":81556790,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/9-unexpected-jobs-that-rely-on-drones-and-why-insurance-matters","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/social-engineering-in-film-production","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"194500374540","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1401900296000,"deletedAt":0,"displayName":"David 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Hamilton","portalId":61352,"slug":"david-hamilton","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1401900296000,"userId":null,"username":"david@frontrowinsurance.com","website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE_NOT_SENT","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"checkPostLevelAudienceAccessFirst":true,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1755190481064,"createdByAgent":null,"createdById":81556790,"createdTime":1755190481064,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"deletedByEmail":null,"deletedById":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_550072336.jpeg","featuredImageAltText":"","featuredImageHeight":3452,"featuredImageLength":0,"featuredImageWidth":6137,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1755206955000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"Social Engineering in Film Production: A Hidden Threat","id":194500374540,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Social Engineering in Film Production: A Hidden Threat","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Social Engineering in Film Production: A Hidden Threat","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708814],"topic_ids":[949708814],"post_summary":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n","post_body":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n<!--more--><p><span>Film productions involve large teams, tight deadlines, and a high level of confidentiality. These conditions make them ideal targets for social engineers who may pose as trusted personnel, vendors, or even celebrities to gain access to internal systems or privileged information.</span></p>\n<p><span>A notable example is the 2014 Sony Pictures hack. Attackers used <em>phishing emails</em>—a common social engineering tactic—to trick employees into divulging passwords. The breach resulted in the leak of unreleased films, internal communications, and personal data, causing both reputational and financial damage.</span></p>\n<p><span>Another common tactic is&nbsp;<em>pretexting</em>, where attackers create a fabricated scenario to gain access. For instance, someone might call a production assistant pretending to be an IT technician and request login credentials to fix a “server issue.” Given the high-pressure environment, these requests often go unchallenged.</span></p>\n<p><em><span>Tailgating</span></em><span>&nbsp;is another method, where an attacker physically follows a legitimate employee into a secure area, such as a soundstage or editing suite. With many freelancers and temporary crew members on set, verifying identity isn’t always a priority, creating an easy entry point for bad actors.</span></p>\n<p><span>To combat these threats, film production companies must implement strong security protocols—like employee training, two-factor authentication, and strict visitor verification. As the industry becomes increasingly digital, awareness of social engineering risks is essential for protecting both creative work and sensitive business operations.</span></p>\n<p style=\"font-weight: normal;\">Nearly all social engineering fraud transfer losses can be traced back to employees being tricked to modify account information, transfer fund or initiate payment by a third party.</p>\n<p style=\"font-weight: normal;\">There is no way to fully protect against social engineering fraud. Fortunately, there are ways to mitigate the likelihood of a successful attack:</p>\n<p><strong><span>Culture:</span></strong></p>\n<ul type=\"disc\">\n<li>Education</li>\n<li>Identify what requires protection and why</li>\n<li>Establish two-way communication</li>\n<li>Empower employees to say “no” when they identify red flags</li>\n</ul>\n<p><strong><span>Training:</span></strong></p>\n<ul type=\"disc\">\n<li>Be aware of security issues</li>\n<li>Pursue anti-fraud training regularly</li>\n<li>Understand attack techniques</li>\n<li>Recognize different types of threats</li>\n</ul>\n<p><strong><span>Control:</span></strong></p>\n<ul type=\"disc\">\n<li>Provide employees with tools to identify a potential social engineering attack</li>\n<li>Ensure protocols are in place for employees to follow when moving money, changing key information, and sharing company information</li>\n<li>Formalize a process for employees to flag any potential engineering attack or fraudulent activity and bring to management’s attention</li>\n<li>Establish a documented incident response strategy to ensure employees know exactly what procedures to follow</li>\n<li>Act promptly and know who to seek assistance from&nbsp;</li>\n</ul>\n<p><span>Premiums are determined by several underwriting factors, such as: Annual Revenue or Gross Production Cost, and Control Measures in place at the production level.</span></p>\n<p><span>Front Row Insurance Brokers has arranged with an insurance company for a Cyber Liability policy that can provide coverage for certain risks and exposures, such as:</span></p>\n<ul type=\"disc\">\n<li><span>Third Party Cyber Liability Coverage – with a starting limit of $100,000 with NO Deductible</span></li>\n<li><span>Cyber Crime – with a starting limit of $50,000 with NO Deductible</span></li>\n<li><span>With premiums starting at $500.</span></li>\n</ul>\n<p><span>By understanding how these attacks work, production companies can build a culture of caution and vigilance, safeguarding the stories they work so hard to tell.</span><span></span></p>\n<p><i><span>For further information or an application please feel reach out to&nbsp;</span></i><i><span>Candice&nbsp;at:&nbsp;</span></i><span><a href=\"mailto:candice@frontrowinsurance.com\" data-linkindex=\"0\" title=\"mailto:candice@frontrowinsurance.com\" id=\"LPlnk684569\">candice@frontrowinsurance.com</a></span></p>","rss_summary":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n","rss_body":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n<!--more--><p><span>Film productions involve large teams, tight deadlines, and a high level of confidentiality. These conditions make them ideal targets for social engineers who may pose as trusted personnel, vendors, or even celebrities to gain access to internal systems or privileged information.</span></p>\n<p><span>A notable example is the 2014 Sony Pictures hack. Attackers used <em>phishing emails</em>—a common social engineering tactic—to trick employees into divulging passwords. The breach resulted in the leak of unreleased films, internal communications, and personal data, causing both reputational and financial damage.</span></p>\n<p><span>Another common tactic is&nbsp;<em>pretexting</em>, where attackers create a fabricated scenario to gain access. For instance, someone might call a production assistant pretending to be an IT technician and request login credentials to fix a “server issue.” Given the high-pressure environment, these requests often go unchallenged.</span></p>\n<p><em><span>Tailgating</span></em><span>&nbsp;is another method, where an attacker physically follows a legitimate employee into a secure area, such as a soundstage or editing suite. With many freelancers and temporary crew members on set, verifying identity isn’t always a priority, creating an easy entry point for bad actors.</span></p>\n<p><span>To combat these threats, film production companies must implement strong security protocols—like employee training, two-factor authentication, and strict visitor verification. As the industry becomes increasingly digital, awareness of social engineering risks is essential for protecting both creative work and sensitive business operations.</span></p>\n<p style=\"font-weight: normal;\">Nearly all social engineering fraud transfer losses can be traced back to employees being tricked to modify account information, transfer fund or initiate payment by a third party.</p>\n<p style=\"font-weight: normal;\">There is no way to fully protect against social engineering fraud. Fortunately, there are ways to mitigate the likelihood of a successful attack:</p>\n<p><strong><span>Culture:</span></strong></p>\n<ul type=\"disc\">\n<li>Education</li>\n<li>Identify what requires protection and why</li>\n<li>Establish two-way communication</li>\n<li>Empower employees to say “no” when they identify red flags</li>\n</ul>\n<p><strong><span>Training:</span></strong></p>\n<ul type=\"disc\">\n<li>Be aware of security issues</li>\n<li>Pursue anti-fraud training regularly</li>\n<li>Understand attack techniques</li>\n<li>Recognize different types of threats</li>\n</ul>\n<p><strong><span>Control:</span></strong></p>\n<ul type=\"disc\">\n<li>Provide employees with tools to identify a potential social engineering attack</li>\n<li>Ensure protocols are in place for employees to follow when moving money, changing key information, and sharing company information</li>\n<li>Formalize a process for employees to flag any potential engineering attack or fraudulent activity and bring to management’s attention</li>\n<li>Establish a documented incident response strategy to ensure employees know exactly what procedures to follow</li>\n<li>Act promptly and know who to seek assistance from&nbsp;</li>\n</ul>\n<p><span>Premiums are determined by several underwriting factors, such as: Annual Revenue or Gross Production Cost, and Control Measures in place at the production level.</span></p>\n<p><span>Front Row Insurance Brokers has arranged with an insurance company for a Cyber Liability policy that can provide coverage for certain risks and exposures, such as:</span></p>\n<ul type=\"disc\">\n<li><span>Third Party Cyber Liability Coverage – with a starting limit of $100,000 with NO Deductible</span></li>\n<li><span>Cyber Crime – with a starting limit of $50,000 with NO Deductible</span></li>\n<li><span>With premiums starting at $500.</span></li>\n</ul>\n<p><span>By understanding how these attacks work, production companies can build a culture of caution and vigilance, safeguarding the stories they work so hard to tell.</span><span></span></p>\n<p><i><span>For further information or an application please feel reach out to&nbsp;</span></i><i><span>Candice&nbsp;at:&nbsp;</span></i><span><a href=\"mailto:candice@frontrowinsurance.com\" data-linkindex=\"0\" title=\"mailto:candice@frontrowinsurance.com\" id=\"LPlnk684569\">candice@frontrowinsurance.com</a></span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Discover how social engineering threatens film production companies by targeting sensitive scripts, financial data, and access 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n<!--more--><p><span>Film productions involve large teams, tight deadlines, and a high level of confidentiality. These conditions make them ideal targets for social engineers who may pose as trusted personnel, vendors, or even celebrities to gain access to internal systems or privileged information.</span></p>\n<p><span>A notable example is the 2014 Sony Pictures hack. Attackers used <em>phishing emails</em>—a common social engineering tactic—to trick employees into divulging passwords. The breach resulted in the leak of unreleased films, internal communications, and personal data, causing both reputational and financial damage.</span></p>\n<p><span>Another common tactic is&nbsp;<em>pretexting</em>, where attackers create a fabricated scenario to gain access. For instance, someone might call a production assistant pretending to be an IT technician and request login credentials to fix a “server issue.” Given the high-pressure environment, these requests often go unchallenged.</span></p>\n<p><em><span>Tailgating</span></em><span>&nbsp;is another method, where an attacker physically follows a legitimate employee into a secure area, such as a soundstage or editing suite. With many freelancers and temporary crew members on set, verifying identity isn’t always a priority, creating an easy entry point for bad actors.</span></p>\n<p><span>To combat these threats, film production companies must implement strong security protocols—like employee training, two-factor authentication, and strict visitor verification. As the industry becomes increasingly digital, awareness of social engineering risks is essential for protecting both creative work and sensitive business operations.</span></p>\n<p style=\"font-weight: normal;\">Nearly all social engineering fraud transfer losses can be traced back to employees being tricked to modify account information, transfer fund or initiate payment by a third party.</p>\n<p style=\"font-weight: normal;\">There is no way to fully protect against social engineering fraud. Fortunately, there are ways to mitigate the likelihood of a successful attack:</p>\n<p><strong><span>Culture:</span></strong></p>\n<ul type=\"disc\">\n<li>Education</li>\n<li>Identify what requires protection and why</li>\n<li>Establish two-way communication</li>\n<li>Empower employees to say “no” when they identify red flags</li>\n</ul>\n<p><strong><span>Training:</span></strong></p>\n<ul type=\"disc\">\n<li>Be aware of security issues</li>\n<li>Pursue anti-fraud training regularly</li>\n<li>Understand attack techniques</li>\n<li>Recognize different types of threats</li>\n</ul>\n<p><strong><span>Control:</span></strong></p>\n<ul type=\"disc\">\n<li>Provide employees with tools to identify a potential social engineering attack</li>\n<li>Ensure protocols are in place for employees to follow when moving money, changing key information, and sharing company information</li>\n<li>Formalize a process for employees to flag any potential engineering attack or fraudulent activity and bring to management’s attention</li>\n<li>Establish a documented incident response strategy to ensure employees know exactly what procedures to follow</li>\n<li>Act promptly and know who to seek assistance from&nbsp;</li>\n</ul>\n<p><span>Premiums are determined by several underwriting factors, such as: Annual Revenue or Gross Production Cost, and Control Measures in place at the production level.</span></p>\n<p><span>Front Row Insurance Brokers has arranged with an insurance company for a Cyber Liability policy that can provide coverage for certain risks and exposures, such as:</span></p>\n<ul type=\"disc\">\n<li><span>Third Party Cyber Liability Coverage – with a starting limit of $100,000 with NO Deductible</span></li>\n<li><span>Cyber Crime – with a starting limit of $50,000 with NO Deductible</span></li>\n<li><span>With premiums starting at $500.</span></li>\n</ul>\n<p><span>By understanding how these attacks work, production companies can build a culture of caution and vigilance, safeguarding the stories they work so hard to tell.</span><span></span></p>\n<p><i><span>For further information or an application please feel reach out to&nbsp;</span></i><i><span>Candice&nbsp;at:&nbsp;</span></i><span><a href=\"mailto:candice@frontrowinsurance.com\" data-linkindex=\"0\" title=\"mailto:candice@frontrowinsurance.com\" id=\"LPlnk684569\">candice@frontrowinsurance.com</a></span></p>","postBodyRss":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n<!--more--><p><span>Film productions involve large teams, tight deadlines, and a high level of confidentiality. These conditions make them ideal targets for social engineers who may pose as trusted personnel, vendors, or even celebrities to gain access to internal systems or privileged information.</span></p>\n<p><span>A notable example is the 2014 Sony Pictures hack. Attackers used <em>phishing emails</em>—a common social engineering tactic—to trick employees into divulging passwords. The breach resulted in the leak of unreleased films, internal communications, and personal data, causing both reputational and financial damage.</span></p>\n<p><span>Another common tactic is&nbsp;<em>pretexting</em>, where attackers create a fabricated scenario to gain access. For instance, someone might call a production assistant pretending to be an IT technician and request login credentials to fix a “server issue.” Given the high-pressure environment, these requests often go unchallenged.</span></p>\n<p><em><span>Tailgating</span></em><span>&nbsp;is another method, where an attacker physically follows a legitimate employee into a secure area, such as a soundstage or editing suite. With many freelancers and temporary crew members on set, verifying identity isn’t always a priority, creating an easy entry point for bad actors.</span></p>\n<p><span>To combat these threats, film production companies must implement strong security protocols—like employee training, two-factor authentication, and strict visitor verification. As the industry becomes increasingly digital, awareness of social engineering risks is essential for protecting both creative work and sensitive business operations.</span></p>\n<p style=\"font-weight: normal;\">Nearly all social engineering fraud transfer losses can be traced back to employees being tricked to modify account information, transfer fund or initiate payment by a third party.</p>\n<p style=\"font-weight: normal;\">There is no way to fully protect against social engineering fraud. Fortunately, there are ways to mitigate the likelihood of a successful attack:</p>\n<p><strong><span>Culture:</span></strong></p>\n<ul type=\"disc\">\n<li>Education</li>\n<li>Identify what requires protection and why</li>\n<li>Establish two-way communication</li>\n<li>Empower employees to say “no” when they identify red flags</li>\n</ul>\n<p><strong><span>Training:</span></strong></p>\n<ul type=\"disc\">\n<li>Be aware of security issues</li>\n<li>Pursue anti-fraud training regularly</li>\n<li>Understand attack techniques</li>\n<li>Recognize different types of threats</li>\n</ul>\n<p><strong><span>Control:</span></strong></p>\n<ul type=\"disc\">\n<li>Provide employees with tools to identify a potential social engineering attack</li>\n<li>Ensure protocols are in place for employees to follow when moving money, changing key information, and sharing company information</li>\n<li>Formalize a process for employees to flag any potential engineering attack or fraudulent activity and bring to management’s attention</li>\n<li>Establish a documented incident response strategy to ensure employees know exactly what procedures to follow</li>\n<li>Act promptly and know who to seek assistance from&nbsp;</li>\n</ul>\n<p><span>Premiums are determined by several underwriting factors, such as: Annual Revenue or Gross Production Cost, and Control Measures in place at the production level.</span></p>\n<p><span>Front Row Insurance Brokers has arranged with an insurance company for a Cyber Liability policy that can provide coverage for certain risks and exposures, such as:</span></p>\n<ul type=\"disc\">\n<li><span>Third Party Cyber Liability Coverage – with a starting limit of $100,000 with NO Deductible</span></li>\n<li><span>Cyber Crime – with a starting limit of $50,000 with NO Deductible</span></li>\n<li><span>With premiums starting at $500.</span></li>\n</ul>\n<p><span>By understanding how these attacks work, production companies can build a culture of caution and vigilance, safeguarding the stories they work so hard to tell.</span><span></span></p>\n<p><i><span>For further information or an application please feel reach out to&nbsp;</span></i><i><span>Candice&nbsp;at:&nbsp;</span></i><span><a href=\"mailto:candice@frontrowinsurance.com\" data-linkindex=\"0\" title=\"mailto:candice@frontrowinsurance.com\" id=\"LPlnk684569\">candice@frontrowinsurance.com</a></span></p>","postEmailContent":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_550072336.jpeg","postListContent":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n<!--more--><p><span>Film productions involve large teams, tight deadlines, and a high level of confidentiality. These conditions make them ideal targets for social engineers who may pose as trusted personnel, vendors, or even celebrities to gain access to internal systems or privileged information.</span></p>\n<p><span>A notable example is the 2014 Sony Pictures hack. Attackers used <em>phishing emails</em>—a common social engineering tactic—to trick employees into divulging passwords. The breach resulted in the leak of unreleased films, internal communications, and personal data, causing both reputational and financial damage.</span></p>\n<p><span>Another common tactic is&nbsp;<em>pretexting</em>, where attackers create a fabricated scenario to gain access. For instance, someone might call a production assistant pretending to be an IT technician and request login credentials to fix a “server issue.” Given the high-pressure environment, these requests often go unchallenged.</span></p>\n<p><em><span>Tailgating</span></em><span>&nbsp;is another method, where an attacker physically follows a legitimate employee into a secure area, such as a soundstage or editing suite. With many freelancers and temporary crew members on set, verifying identity isn’t always a priority, creating an easy entry point for bad actors.</span></p>\n<p><span>To combat these threats, film production companies must implement strong security protocols—like employee training, two-factor authentication, and strict visitor verification. As the industry becomes increasingly digital, awareness of social engineering risks is essential for protecting both creative work and sensitive business operations.</span></p>\n<p style=\"font-weight: normal;\">Nearly all social engineering fraud transfer losses can be traced back to employees being tricked to modify account information, transfer fund or initiate payment by a third party.</p>\n<p style=\"font-weight: normal;\">There is no way to fully protect against social engineering fraud. Fortunately, there are ways to mitigate the likelihood of a successful attack:</p>\n<p><strong><span>Culture:</span></strong></p>\n<ul type=\"disc\">\n<li>Education</li>\n<li>Identify what requires protection and why</li>\n<li>Establish two-way communication</li>\n<li>Empower employees to say “no” when they identify red flags</li>\n</ul>\n<p><strong><span>Training:</span></strong></p>\n<ul type=\"disc\">\n<li>Be aware of security issues</li>\n<li>Pursue anti-fraud training regularly</li>\n<li>Understand attack techniques</li>\n<li>Recognize different types of threats</li>\n</ul>\n<p><strong><span>Control:</span></strong></p>\n<ul type=\"disc\">\n<li>Provide employees with tools to identify a potential social engineering attack</li>\n<li>Ensure protocols are in place for employees to follow when moving money, changing key information, and sharing company information</li>\n<li>Formalize a process for employees to flag any potential engineering attack or fraudulent activity and bring to management’s attention</li>\n<li>Establish a documented incident response strategy to ensure employees know exactly what procedures to follow</li>\n<li>Act promptly and know who to seek assistance from&nbsp;</li>\n</ul>\n<p><span>Premiums are determined by several underwriting factors, such as: Annual Revenue or Gross Production Cost, and Control Measures in place at the production level.</span></p>\n<p><span>Front Row Insurance Brokers has arranged with an insurance company for a Cyber Liability policy that can provide coverage for certain risks and exposures, such as:</span></p>\n<ul type=\"disc\">\n<li><span>Third Party Cyber Liability Coverage – with a starting limit of $100,000 with NO Deductible</span></li>\n<li><span>Cyber Crime – with a starting limit of $50,000 with NO Deductible</span></li>\n<li><span>With premiums starting at $500.</span></li>\n</ul>\n<p><span>By understanding how these attacks work, production companies can build a culture of caution and vigilance, safeguarding the stories they work so hard to tell.</span><span></span></p>\n<p><i><span>For further information or an application please feel reach out to&nbsp;</span></i><i><span>Candice&nbsp;at:&nbsp;</span></i><span><a href=\"mailto:candice@frontrowinsurance.com\" data-linkindex=\"0\" title=\"mailto:candice@frontrowinsurance.com\" id=\"LPlnk684569\">candice@frontrowinsurance.com</a></span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_550072336.jpeg","postSummary":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n","postSummaryRss":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"rFqLsMfV","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Drone%20Liabilit%20Insurance.jpg","previousPostFeaturedImageAltText":"","previousPostName":"From Farm to Film Set: 7 Unexpected Jobs That Rely on Drones and Why Insurance Matters","previousPostSlug":"articles/9-unexpected-jobs-that-rely-on-drones-and-why-insurance-matters","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1755206955000,"publishDateLocalTime":1755206955000,"publishDateLocalized":{"date":1755206955000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1755206955690,"publishedByEmail":null,"publishedById":81556790,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/social-engineering-in-film-production","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access credentials.</span></p>\n<!--more--><p><span>Film productions involve large teams, tight deadlines, and a high level of confidentiality. These conditions make them ideal targets for social engineers who may pose as trusted personnel, vendors, or even celebrities to gain access to internal systems or privileged information.</span></p>\n<p><span>A notable example is the 2014 Sony Pictures hack. Attackers used <em>phishing emails</em>—a common social engineering tactic—to trick employees into divulging passwords. The breach resulted in the leak of unreleased films, internal communications, and personal data, causing both reputational and financial damage.</span></p>\n<p><span>Another common tactic is&nbsp;<em>pretexting</em>, where attackers create a fabricated scenario to gain access. For instance, someone might call a production assistant pretending to be an IT technician and request login credentials to fix a “server issue.” Given the high-pressure environment, these requests often go unchallenged.</span></p>\n<p><em><span>Tailgating</span></em><span>&nbsp;is another method, where an attacker physically follows a legitimate employee into a secure area, such as a soundstage or editing suite. With many freelancers and temporary crew members on set, verifying identity isn’t always a priority, creating an easy entry point for bad actors.</span></p>\n<p><span>To combat these threats, film production companies must implement strong security protocols—like employee training, two-factor authentication, and strict visitor verification. As the industry becomes increasingly digital, awareness of social engineering risks is essential for protecting both creative work and sensitive business operations.</span></p>\n<p style=\"font-weight: normal;\">Nearly all social engineering fraud transfer losses can be traced back to employees being tricked to modify account information, transfer fund or initiate payment by a third party.</p>\n<p style=\"font-weight: normal;\">There is no way to fully protect against social engineering fraud. Fortunately, there are ways to mitigate the likelihood of a successful attack:</p>\n<p><strong><span>Culture:</span></strong></p>\n<ul type=\"disc\">\n<li>Education</li>\n<li>Identify what requires protection and why</li>\n<li>Establish two-way communication</li>\n<li>Empower employees to say “no” when they identify red flags</li>\n</ul>\n<p><strong><span>Training:</span></strong></p>\n<ul type=\"disc\">\n<li>Be aware of security issues</li>\n<li>Pursue anti-fraud training regularly</li>\n<li>Understand attack techniques</li>\n<li>Recognize different types of threats</li>\n</ul>\n<p><strong><span>Control:</span></strong></p>\n<ul type=\"disc\">\n<li>Provide employees with tools to identify a potential social engineering attack</li>\n<li>Ensure protocols are in place for employees to follow when moving money, changing key information, and sharing company information</li>\n<li>Formalize a process for employees to flag any potential engineering attack or fraudulent activity and bring to management’s attention</li>\n<li>Establish a documented incident response strategy to ensure employees know exactly what procedures to follow</li>\n<li>Act promptly and know who to seek assistance from&nbsp;</li>\n</ul>\n<p><span>Premiums are determined by several underwriting factors, such as: Annual Revenue or Gross Production Cost, and Control Measures in place at the production level.</span></p>\n<p><span>Front Row Insurance Brokers has arranged with an insurance company for a Cyber Liability policy that can provide coverage for certain risks and exposures, such as:</span></p>\n<ul type=\"disc\">\n<li><span>Third Party Cyber Liability Coverage – with a starting limit of $100,000 with NO Deductible</span></li>\n<li><span>Cyber Crime – with a starting limit of $50,000 with NO Deductible</span></li>\n<li><span>With premiums starting at $500.</span></li>\n</ul>\n<p><span>By understanding how these attacks work, production companies can build a culture of caution and vigilance, safeguarding the stories they work so hard to tell.</span><span></span></p>\n<p><i><span>For further information or an application please feel reach out to&nbsp;</span></i><i><span>Candice&nbsp;at:&nbsp;</span></i><span><a href=\"mailto:candice@frontrowinsurance.com\" data-linkindex=\"0\" title=\"mailto:candice@frontrowinsurance.com\" id=\"LPlnk684569\">candice@frontrowinsurance.com</a></span></p>","rssSummary":"<p><span data-olk-copy-source=\"MessageBody\">Social engineering is a form of psychological manipulation used to trick individuals into revealing confidential information or performing actions that compromise security. In the context of film production companies, social engineering can be especially dangerous, targeting not only sensitive scripts and intellectual property but also personal data, financial records, and access 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Row Insurance Brokers Welcomes Charles Schoendienst as Entertainment Insurance Broker in Sherman Oaks Office","id":193804880990,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Front Row Insurance Brokers Welcomes Charles Schoendienst as Entertainment Insurance Broker in Sherman Oaks Office","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Front Row Insurance Brokers Welcomes Charles Schoendienst as Entertainment Insurance Broker in Sherman Oaks Office","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":false,"tag_ids":[956556695],"topic_ids":[956556695],"post_summary":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n","post_body":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n<!--more-->\n<p><span>Charles brings over six years of specialized experience in the entertainment insurance sector, most recently serving at Truman Van Dyke Insurance Brokers. Throughout his career, he has earned a reputation as a trusted and detail-oriented broker, recognized for his ability to build, retain, and expand a diverse portfolio of high-profile clients. His expertise spans across television and film productions, rental houses, and key service providers within the entertainment industry.</span></p>\n<p><span>\"Charles thrives in the dynamic, fast-paced world of entertainment insurance,\" said David W. Hamilton, CEO. \"His precision, deep industry knowledge, and ability to navigate complex risk profiles make him an invaluable addition to our Sherman Oaks team. We're thrilled to welcome him to Front Row.\"</span></p>\n<p><span>In addition to his professional accomplishments, Charles is a devoted family man who enjoys spending time on the golf course and making memories with his family. Whether traveling, watching movies with his kids, or enjoying the magic of Disney, Charles values the balance between work and personal life.</span></p>\n<p><span>Charles Schoendienst can be reached at:<br><strong>Front Row Insurance Brokers</strong><br>14156 Magnolia Blvd., Suite 200<br>Sherman Oaks, CA 91423<br>PH: 562-572-1076<br>Email: <a href=\"mailto:cschoendienst@frontrowinsurance.com\" data-ogsc=\"\">cschoendienst@frontrowinsurance.com</a></span></p>\n<hr>\n<p><span><strong>About Front Row Insurance Brokers LLC</strong><br>Front Row Insurance Brokers LLC is an independent insurance brokerage specializing in the entertainment industry—particularly film and television production. The company is committed to delivering the best insurance protection at the most competitive prices. Should a claim arise, Front Row ensures clients receive timely payouts in accordance with their policies. With offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax, Front Row is staffed by over 70 professionals and is part of the Westland / Broadstreet group, which includes over 610 offices and more than 8,500 employees across North America.</span></p>\n<p><span><strong>Media Contact:</strong><br>David W. Hamilton<br>President &amp; CEO<br>604-684-3411<br><a href=\"mailto:david@frontrowinsurance.com\">david@frontrowinsurance.com</a><br></span><span><a href=\"https://www.frontrowinsurance.com/\">https://www.frontrowinsurance.com/</a></span><span></span></p>","rss_summary":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n","rss_body":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n<!--more-->\n<p><span>Charles brings over six years of specialized experience in the entertainment insurance sector, most recently serving at Truman Van Dyke Insurance Brokers. Throughout his career, he has earned a reputation as a trusted and detail-oriented broker, recognized for his ability to build, retain, and expand a diverse portfolio of high-profile clients. His expertise spans across television and film productions, rental houses, and key service providers within the entertainment industry.</span></p>\n<p><span>\"Charles thrives in the dynamic, fast-paced world of entertainment insurance,\" said David W. Hamilton, CEO. \"His precision, deep industry knowledge, and ability to navigate complex risk profiles make him an invaluable addition to our Sherman Oaks team. We're thrilled to welcome him to Front Row.\"</span></p>\n<p><span>In addition to his professional accomplishments, Charles is a devoted family man who enjoys spending time on the golf course and making memories with his family. Whether traveling, watching movies with his kids, or enjoying the magic of Disney, Charles values the balance between work and personal life.</span></p>\n<p><span>Charles Schoendienst can be reached at:<br><strong>Front Row Insurance Brokers</strong><br>14156 Magnolia Blvd., Suite 200<br>Sherman Oaks, CA 91423<br>PH: 562-572-1076<br>Email: <a href=\"mailto:cschoendienst@frontrowinsurance.com\" data-ogsc=\"\">cschoendienst@frontrowinsurance.com</a></span></p>\n<hr>\n<p><span><strong>About Front Row Insurance Brokers LLC</strong><br>Front Row Insurance Brokers LLC is an independent insurance brokerage specializing in the entertainment industry—particularly film and television production. The company is committed to delivering the best insurance protection at the most competitive prices. Should a claim arise, Front Row ensures clients receive timely payouts in accordance with their policies. With offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax, Front Row is staffed by over 70 professionals and is part of the Westland / Broadstreet group, which includes over 610 offices and more than 8,500 employees across North America.</span></p>\n<p><span><strong>Media Contact:</strong><br>David W. Hamilton<br>President &amp; CEO<br>604-684-3411<br><a href=\"mailto:david@frontrowinsurance.com\">david@frontrowinsurance.com</a><br></span><span><a href=\"https://www.frontrowinsurance.com/\">https://www.frontrowinsurance.com/</a></span><span></span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Front Row Insurance Brokers is pleased to welcome Charles Schoendienst as Entertainment Insurance Broker.","tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"header_template_path":null,"header_variant_name":null,"footer_template_path":null,"footer_variant_name":null,"global_block_overrides":{},"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":81556790,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":"","page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"","featured_image_width":0,"featured_image_height":0,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1754077397472,"header":null,"password":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"Front Row Insurance Brokers is pleased to welcome Charles Schoendienst as Entertainment Insurance Broker.","metaKeywords":null,"name":"Front Row Insurance Brokers Welcomes Charles Schoendienst as Entertainment Insurance Broker in Sherman Oaks Office","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_370705813.jpeg","nextPostFeaturedImageAltText":"","nextPostName":"Thinking About Using AI in Your Production? 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n<!--more-->\n<p><span>Charles brings over six years of specialized experience in the entertainment insurance sector, most recently serving at Truman Van Dyke Insurance Brokers. Throughout his career, he has earned a reputation as a trusted and detail-oriented broker, recognized for his ability to build, retain, and expand a diverse portfolio of high-profile clients. His expertise spans across television and film productions, rental houses, and key service providers within the entertainment industry.</span></p>\n<p><span>\"Charles thrives in the dynamic, fast-paced world of entertainment insurance,\" said David W. Hamilton, CEO. \"His precision, deep industry knowledge, and ability to navigate complex risk profiles make him an invaluable addition to our Sherman Oaks team. We're thrilled to welcome him to Front Row.\"</span></p>\n<p><span>In addition to his professional accomplishments, Charles is a devoted family man who enjoys spending time on the golf course and making memories with his family. Whether traveling, watching movies with his kids, or enjoying the magic of Disney, Charles values the balance between work and personal life.</span></p>\n<p><span>Charles Schoendienst can be reached at:<br><strong>Front Row Insurance Brokers</strong><br>14156 Magnolia Blvd., Suite 200<br>Sherman Oaks, CA 91423<br>PH: 562-572-1076<br>Email: <a href=\"mailto:cschoendienst@frontrowinsurance.com\" data-ogsc=\"\">cschoendienst@frontrowinsurance.com</a></span></p>\n<hr>\n<p><span><strong>About Front Row Insurance Brokers LLC</strong><br>Front Row Insurance Brokers LLC is an independent insurance brokerage specializing in the entertainment industry—particularly film and television production. The company is committed to delivering the best insurance protection at the most competitive prices. Should a claim arise, Front Row ensures clients receive timely payouts in accordance with their policies. With offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax, Front Row is staffed by over 70 professionals and is part of the Westland / Broadstreet group, which includes over 610 offices and more than 8,500 employees across North America.</span></p>\n<p><span><strong>Media Contact:</strong><br>David W. Hamilton<br>President &amp; CEO<br>604-684-3411<br><a href=\"mailto:david@frontrowinsurance.com\">david@frontrowinsurance.com</a><br></span><span><a href=\"https://www.frontrowinsurance.com/\">https://www.frontrowinsurance.com/</a></span><span></span></p>","postBodyRss":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n<!--more-->\n<p><span>Charles brings over six years of specialized experience in the entertainment insurance sector, most recently serving at Truman Van Dyke Insurance Brokers. Throughout his career, he has earned a reputation as a trusted and detail-oriented broker, recognized for his ability to build, retain, and expand a diverse portfolio of high-profile clients. His expertise spans across television and film productions, rental houses, and key service providers within the entertainment industry.</span></p>\n<p><span>\"Charles thrives in the dynamic, fast-paced world of entertainment insurance,\" said David W. Hamilton, CEO. \"His precision, deep industry knowledge, and ability to navigate complex risk profiles make him an invaluable addition to our Sherman Oaks team. We're thrilled to welcome him to Front Row.\"</span></p>\n<p><span>In addition to his professional accomplishments, Charles is a devoted family man who enjoys spending time on the golf course and making memories with his family. Whether traveling, watching movies with his kids, or enjoying the magic of Disney, Charles values the balance between work and personal life.</span></p>\n<p><span>Charles Schoendienst can be reached at:<br><strong>Front Row Insurance Brokers</strong><br>14156 Magnolia Blvd., Suite 200<br>Sherman Oaks, CA 91423<br>PH: 562-572-1076<br>Email: <a href=\"mailto:cschoendienst@frontrowinsurance.com\" data-ogsc=\"\">cschoendienst@frontrowinsurance.com</a></span></p>\n<hr>\n<p><span><strong>About Front Row Insurance Brokers LLC</strong><br>Front Row Insurance Brokers LLC is an independent insurance brokerage specializing in the entertainment industry—particularly film and television production. The company is committed to delivering the best insurance protection at the most competitive prices. Should a claim arise, Front Row ensures clients receive timely payouts in accordance with their policies. With offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax, Front Row is staffed by over 70 professionals and is part of the Westland / Broadstreet group, which includes over 610 offices and more than 8,500 employees across North America.</span></p>\n<p><span><strong>Media Contact:</strong><br>David W. Hamilton<br>President &amp; CEO<br>604-684-3411<br><a href=\"mailto:david@frontrowinsurance.com\">david@frontrowinsurance.com</a><br></span><span><a href=\"https://www.frontrowinsurance.com/\">https://www.frontrowinsurance.com/</a></span><span></span></p>","postEmailContent":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n","postFeaturedImageIfEnabled":"","postListContent":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. Effective July 23, 2025, Charles joins the company as an entertainment insurance broker based in the Sherman Oaks, California office.</span></p>\n<!--more-->\n<p><span>Charles brings over six years of specialized experience in the entertainment insurance sector, most recently serving at Truman Van Dyke Insurance Brokers. Throughout his career, he has earned a reputation as a trusted and detail-oriented broker, recognized for his ability to build, retain, and expand a diverse portfolio of high-profile clients. His expertise spans across television and film productions, rental houses, and key service providers within the entertainment industry.</span></p>\n<p><span>\"Charles thrives in the dynamic, fast-paced world of entertainment insurance,\" said David W. Hamilton, CEO. \"His precision, deep industry knowledge, and ability to navigate complex risk profiles make him an invaluable addition to our Sherman Oaks team. We're thrilled to welcome him to Front Row.\"</span></p>\n<p><span>In addition to his professional accomplishments, Charles is a devoted family man who enjoys spending time on the golf course and making memories with his family. Whether traveling, watching movies with his kids, or enjoying the magic of Disney, Charles values the balance between work and personal life.</span></p>\n<p><span>Charles Schoendienst can be reached at:<br><strong>Front Row Insurance Brokers</strong><br>14156 Magnolia Blvd., Suite 200<br>Sherman Oaks, CA 91423<br>PH: 562-572-1076<br>Email: <a href=\"mailto:cschoendienst@frontrowinsurance.com\" data-ogsc=\"\">cschoendienst@frontrowinsurance.com</a></span></p>\n<hr>\n<p><span><strong>About Front Row Insurance Brokers LLC</strong><br>Front Row Insurance Brokers LLC is an independent insurance brokerage specializing in the entertainment industry—particularly film and television production. The company is committed to delivering the best insurance protection at the most competitive prices. Should a claim arise, Front Row ensures clients receive timely payouts in accordance with their policies. With offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax, Front Row is staffed by over 70 professionals and is part of the Westland / Broadstreet group, which includes over 610 offices and more than 8,500 employees across North America.</span></p>\n<p><span><strong>Media Contact:</strong><br>David W. Hamilton<br>President &amp; CEO<br>604-684-3411<br><a href=\"mailto:david@frontrowinsurance.com\">david@frontrowinsurance.com</a><br></span><span><a href=\"https://www.frontrowinsurance.com/\">https://www.frontrowinsurance.com/</a></span><span></span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><strong><span>Sherman Oaks, CA – <em>August 1, 2025 </em></span></strong><span>– Front Row Insurance Brokers is pleased to announce the addition of Charles Schoendienst to its growing team of entertainment insurance specialists. 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About Using AI in Your Production? Here’s What You Need to Know About Insurance","id":192664038760,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Thinking About Using AI in Your Production? Here’s What You Need to Know About Insurance","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Thinking About Using AI in Your Production? Here’s What You Need to Know About Insurance","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708924],"topic_ids":[949708924],"post_summary":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n","post_body":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n<!--more-->\n<h2><span>E&amp;O Insurance: How It Usually Works</span></h2>\n<p><span>When you’re applying for Errors &amp; Omissions (E&amp;O) insurance — the kind that protects you if someone claims you used their content without permission — the process is pretty straightforward. Your lawyer handles all the clearances, making sure you have the rights to everything in your project. Then the insurer’s lawyer double-checks everything and (assuming it all looks good) recommends offering coverage.</span></p>\n<p><span>But this process breaks down fast when AI enters the picture.</span></p>\n<h2><span>The Problem with AI-Generated Content</span></h2>\n<p><span>Here’s the issue: most AI tools scrape the internet to “learn” from existing content — articles, images, music, and more — all created by other people. That means what the AI spits out isn’t truly original, and you can’t get the kind of clearances insurers need in order to provide coverage.</span></p>\n<p><span>To put it bluntly: <strong>if your production includes AI-generated content, you may not be able to get E&amp;O insurance for the AI-generated content.</strong></span></p>\n<h3><span><strong>It's Not Copyrightable Either</strong></span></h3>\n<p style=\"font-weight: normal;\">There’s another catch: AI-generated material isn’t considered copyrightable in most countries. So, you may have no legal ground to stand on — and no protection from the courts.</p>\n<h2 style=\"font-weight: bold;\">Talk to a Clearance Lawyer Early</h2>\n<p><span>This is a fast-moving legal area, and there’s still a lot of uncertainty. That’s why it’s crucial to bring in a clearance lawyer before you finalize anything AI-related. They can tell you what’s risky, what’s insurable, and what’s best avoided.</span></p>\n<h2><span>How Front Row Can Help</span></h2>\n<p><strong><span>Bottom line:</span></strong><span> AI can be a powerful creative tool — but if you want to insure your project, use it carefully. When in doubt, talk to your lawyer or reach out to us at Front Row. We’re happy to help.</span></p>\n<p><strong><span>At Front Row Insurance, we don’t just offer E&amp;O coverage — we guide you through the process.</span></strong></p>\n<p><span>These are some of the questions we would discuss with you:</span></p>\n<ul>\n<li><span>Is the Applicant using any form of generative AI? If so, please provide details on how AI is being used, and how the Applicant is managing risk associated with this use (such as written policies around the use of AI tools, legal consultation on the use of AI tools, human review of all AI-generated material prior to dissemination, etc.)</span></li>\n<li><span>What AI tool/system is being used? Has production counsel reviewed terms and conditions to verify commercial usage?</span></li>\n<li><span>What was used to feed the AI? Does production have all rights/permissions for these materials?</span></li>\n<li><span>How does the Insured verify that any material they disseminate, which is a product of (or has any input or editing by) an AI tool, does not infringe upon the intellectual property rights of others? What steps are they taking to avoid copyright infringement claims?</span><br><span></span></li>\n<li><span>Does the Insured utilize disclaimers for content which was created by, or had any input/editing by, an AI tool?</span></li>\n<li><span>What other risk controls has the Insured established around the use of generative AI? Do all of their contracts have harmless, indemnity, and defence language in their favour?</span></li>\n</ul>\n<p style=\"font-weight: bold;\"><span>Have questions?<span style=\"font-weight: normal;\"> Get in touch with us any time — we'll help you keep your production covered and moving forward.</span></span></p>","rss_summary":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n","rss_body":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n<!--more-->\n<h2><span>E&amp;O Insurance: How It Usually Works</span></h2>\n<p><span>When you’re applying for Errors &amp; Omissions (E&amp;O) insurance — the kind that protects you if someone claims you used their content without permission — the process is pretty straightforward. Your lawyer handles all the clearances, making sure you have the rights to everything in your project. Then the insurer’s lawyer double-checks everything and (assuming it all looks good) recommends offering coverage.</span></p>\n<p><span>But this process breaks down fast when AI enters the picture.</span></p>\n<h2><span>The Problem with AI-Generated Content</span></h2>\n<p><span>Here’s the issue: most AI tools scrape the internet to “learn” from existing content — articles, images, music, and more — all created by other people. That means what the AI spits out isn’t truly original, and you can’t get the kind of clearances insurers need in order to provide coverage.</span></p>\n<p><span>To put it bluntly: <strong>if your production includes AI-generated content, you may not be able to get E&amp;O insurance for the AI-generated content.</strong></span></p>\n<h3><span><strong>It's Not Copyrightable Either</strong></span></h3>\n<p style=\"font-weight: normal;\">There’s another catch: AI-generated material isn’t considered copyrightable in most countries. So, you may have no legal ground to stand on — and no protection from the courts.</p>\n<h2 style=\"font-weight: bold;\">Talk to a Clearance Lawyer Early</h2>\n<p><span>This is a fast-moving legal area, and there’s still a lot of uncertainty. That’s why it’s crucial to bring in a clearance lawyer before you finalize anything AI-related. They can tell you what’s risky, what’s insurable, and what’s best avoided.</span></p>\n<h2><span>How Front Row Can Help</span></h2>\n<p><strong><span>Bottom line:</span></strong><span> AI can be a powerful creative tool — but if you want to insure your project, use it carefully. When in doubt, talk to your lawyer or reach out to us at Front Row. We’re happy to help.</span></p>\n<p><strong><span>At Front Row Insurance, we don’t just offer E&amp;O coverage — we guide you through the process.</span></strong></p>\n<p><span>These are some of the questions we would discuss with you:</span></p>\n<ul>\n<li><span>Is the Applicant using any form of generative AI? If so, please provide details on how AI is being used, and how the Applicant is managing risk associated with this use (such as written policies around the use of AI tools, legal consultation on the use of AI tools, human review of all AI-generated material prior to dissemination, etc.)</span></li>\n<li><span>What AI tool/system is being used? Has production counsel reviewed terms and conditions to verify commercial usage?</span></li>\n<li><span>What was used to feed the AI? Does production have all rights/permissions for these materials?</span></li>\n<li><span>How does the Insured verify that any material they disseminate, which is a product of (or has any input or editing by) an AI tool, does not infringe upon the intellectual property rights of others? What steps are they taking to avoid copyright infringement claims?</span><br><span></span></li>\n<li><span>Does the Insured utilize disclaimers for content which was created by, or had any input/editing by, an AI tool?</span></li>\n<li><span>What other risk controls has the Insured established around the use of generative AI? 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n<!--more-->\n<h2><span>E&amp;O Insurance: How It Usually Works</span></h2>\n<p><span>When you’re applying for Errors &amp; Omissions (E&amp;O) insurance — the kind that protects you if someone claims you used their content without permission — the process is pretty straightforward. Your lawyer handles all the clearances, making sure you have the rights to everything in your project. Then the insurer’s lawyer double-checks everything and (assuming it all looks good) recommends offering coverage.</span></p>\n<p><span>But this process breaks down fast when AI enters the picture.</span></p>\n<h2><span>The Problem with AI-Generated Content</span></h2>\n<p><span>Here’s the issue: most AI tools scrape the internet to “learn” from existing content — articles, images, music, and more — all created by other people. That means what the AI spits out isn’t truly original, and you can’t get the kind of clearances insurers need in order to provide coverage.</span></p>\n<p><span>To put it bluntly: <strong>if your production includes AI-generated content, you may not be able to get E&amp;O insurance for the AI-generated content.</strong></span></p>\n<h3><span><strong>It's Not Copyrightable Either</strong></span></h3>\n<p style=\"font-weight: normal;\">There’s another catch: AI-generated material isn’t considered copyrightable in most countries. So, you may have no legal ground to stand on — and no protection from the courts.</p>\n<h2 style=\"font-weight: bold;\">Talk to a Clearance Lawyer Early</h2>\n<p><span>This is a fast-moving legal area, and there’s still a lot of uncertainty. That’s why it’s crucial to bring in a clearance lawyer before you finalize anything AI-related. They can tell you what’s risky, what’s insurable, and what’s best avoided.</span></p>\n<h2><span>How Front Row Can Help</span></h2>\n<p><strong><span>Bottom line:</span></strong><span> AI can be a powerful creative tool — but if you want to insure your project, use it carefully. When in doubt, talk to your lawyer or reach out to us at Front Row. We’re happy to help.</span></p>\n<p><strong><span>At Front Row Insurance, we don’t just offer E&amp;O coverage — we guide you through the process.</span></strong></p>\n<p><span>These are some of the questions we would discuss with you:</span></p>\n<ul>\n<li><span>Is the Applicant using any form of generative AI? If so, please provide details on how AI is being used, and how the Applicant is managing risk associated with this use (such as written policies around the use of AI tools, legal consultation on the use of AI tools, human review of all AI-generated material prior to dissemination, etc.)</span></li>\n<li><span>What AI tool/system is being used? Has production counsel reviewed terms and conditions to verify commercial usage?</span></li>\n<li><span>What was used to feed the AI? Does production have all rights/permissions for these materials?</span></li>\n<li><span>How does the Insured verify that any material they disseminate, which is a product of (or has any input or editing by) an AI tool, does not infringe upon the intellectual property rights of others? What steps are they taking to avoid copyright infringement claims?</span><br><span></span></li>\n<li><span>Does the Insured utilize disclaimers for content which was created by, or had any input/editing by, an AI tool?</span></li>\n<li><span>What other risk controls has the Insured established around the use of generative AI? Do all of their contracts have harmless, indemnity, and defence language in their favour?</span></li>\n</ul>\n<p style=\"font-weight: bold;\"><span>Have questions?<span style=\"font-weight: normal;\"> Get in touch with us any time — we'll help you keep your production covered and moving forward.</span></span></p>","postBodyRss":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n<!--more-->\n<h2><span>E&amp;O Insurance: How It Usually Works</span></h2>\n<p><span>When you’re applying for Errors &amp; Omissions (E&amp;O) insurance — the kind that protects you if someone claims you used their content without permission — the process is pretty straightforward. Your lawyer handles all the clearances, making sure you have the rights to everything in your project. Then the insurer’s lawyer double-checks everything and (assuming it all looks good) recommends offering coverage.</span></p>\n<p><span>But this process breaks down fast when AI enters the picture.</span></p>\n<h2><span>The Problem with AI-Generated Content</span></h2>\n<p><span>Here’s the issue: most AI tools scrape the internet to “learn” from existing content — articles, images, music, and more — all created by other people. That means what the AI spits out isn’t truly original, and you can’t get the kind of clearances insurers need in order to provide coverage.</span></p>\n<p><span>To put it bluntly: <strong>if your production includes AI-generated content, you may not be able to get E&amp;O insurance for the AI-generated content.</strong></span></p>\n<h3><span><strong>It's Not Copyrightable Either</strong></span></h3>\n<p style=\"font-weight: normal;\">There’s another catch: AI-generated material isn’t considered copyrightable in most countries. So, you may have no legal ground to stand on — and no protection from the courts.</p>\n<h2 style=\"font-weight: bold;\">Talk to a Clearance Lawyer Early</h2>\n<p><span>This is a fast-moving legal area, and there’s still a lot of uncertainty. That’s why it’s crucial to bring in a clearance lawyer before you finalize anything AI-related. They can tell you what’s risky, what’s insurable, and what’s best avoided.</span></p>\n<h2><span>How Front Row Can Help</span></h2>\n<p><strong><span>Bottom line:</span></strong><span> AI can be a powerful creative tool — but if you want to insure your project, use it carefully. When in doubt, talk to your lawyer or reach out to us at Front Row. We’re happy to help.</span></p>\n<p><strong><span>At Front Row Insurance, we don’t just offer E&amp;O coverage — we guide you through the process.</span></strong></p>\n<p><span>These are some of the questions we would discuss with you:</span></p>\n<ul>\n<li><span>Is the Applicant using any form of generative AI? If so, please provide details on how AI is being used, and how the Applicant is managing risk associated with this use (such as written policies around the use of AI tools, legal consultation on the use of AI tools, human review of all AI-generated material prior to dissemination, etc.)</span></li>\n<li><span>What AI tool/system is being used? Has production counsel reviewed terms and conditions to verify commercial usage?</span></li>\n<li><span>What was used to feed the AI? Does production have all rights/permissions for these materials?</span></li>\n<li><span>How does the Insured verify that any material they disseminate, which is a product of (or has any input or editing by) an AI tool, does not infringe upon the intellectual property rights of others? What steps are they taking to avoid copyright infringement claims?</span><br><span></span></li>\n<li><span>Does the Insured utilize disclaimers for content which was created by, or had any input/editing by, an AI tool?</span></li>\n<li><span>What other risk controls has the Insured established around the use of generative AI? Do all of their contracts have harmless, indemnity, and defence language in their favour?</span></li>\n</ul>\n<p style=\"font-weight: bold;\"><span>Have questions?<span style=\"font-weight: normal;\"> Get in touch with us any time — we'll help you keep your production covered and moving forward.</span></span></p>","postEmailContent":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_370705813.jpeg","postListContent":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n<!--more-->\n<h2><span>E&amp;O Insurance: How It Usually Works</span></h2>\n<p><span>When you’re applying for Errors &amp; Omissions (E&amp;O) insurance — the kind that protects you if someone claims you used their content without permission — the process is pretty straightforward. Your lawyer handles all the clearances, making sure you have the rights to everything in your project. Then the insurer’s lawyer double-checks everything and (assuming it all looks good) recommends offering coverage.</span></p>\n<p><span>But this process breaks down fast when AI enters the picture.</span></p>\n<h2><span>The Problem with AI-Generated Content</span></h2>\n<p><span>Here’s the issue: most AI tools scrape the internet to “learn” from existing content — articles, images, music, and more — all created by other people. That means what the AI spits out isn’t truly original, and you can’t get the kind of clearances insurers need in order to provide coverage.</span></p>\n<p><span>To put it bluntly: <strong>if your production includes AI-generated content, you may not be able to get E&amp;O insurance for the AI-generated content.</strong></span></p>\n<h3><span><strong>It's Not Copyrightable Either</strong></span></h3>\n<p style=\"font-weight: normal;\">There’s another catch: AI-generated material isn’t considered copyrightable in most countries. So, you may have no legal ground to stand on — and no protection from the courts.</p>\n<h2 style=\"font-weight: bold;\">Talk to a Clearance Lawyer Early</h2>\n<p><span>This is a fast-moving legal area, and there’s still a lot of uncertainty. That’s why it’s crucial to bring in a clearance lawyer before you finalize anything AI-related. They can tell you what’s risky, what’s insurable, and what’s best avoided.</span></p>\n<h2><span>How Front Row Can Help</span></h2>\n<p><strong><span>Bottom line:</span></strong><span> AI can be a powerful creative tool — but if you want to insure your project, use it carefully. When in doubt, talk to your lawyer or reach out to us at Front Row. We’re happy to help.</span></p>\n<p><strong><span>At Front Row Insurance, we don’t just offer E&amp;O coverage — we guide you through the process.</span></strong></p>\n<p><span>These are some of the questions we would discuss with you:</span></p>\n<ul>\n<li><span>Is the Applicant using any form of generative AI? If so, please provide details on how AI is being used, and how the Applicant is managing risk associated with this use (such as written policies around the use of AI tools, legal consultation on the use of AI tools, human review of all AI-generated material prior to dissemination, etc.)</span></li>\n<li><span>What AI tool/system is being used? Has production counsel reviewed terms and conditions to verify commercial usage?</span></li>\n<li><span>What was used to feed the AI? Does production have all rights/permissions for these materials?</span></li>\n<li><span>How does the Insured verify that any material they disseminate, which is a product of (or has any input or editing by) an AI tool, does not infringe upon the intellectual property rights of others? What steps are they taking to avoid copyright infringement claims?</span><br><span></span></li>\n<li><span>Does the Insured utilize disclaimers for content which was created by, or had any input/editing by, an AI tool?</span></li>\n<li><span>What other risk controls has the Insured established around the use of generative AI? Do all of their contracts have harmless, indemnity, and defence language in their favour?</span></li>\n</ul>\n<p style=\"font-weight: bold;\"><span>Have questions?<span style=\"font-weight: normal;\"> Get in touch with us any time — we'll help you keep your production covered and moving forward.</span></span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_370705813.jpeg","postSummary":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n","postSummaryRss":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. 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But before you lean too hard on AI, there’s something you really need to understand — especially if you’re planning to insure your project.</span></p>\n<!--more-->\n<h2><span>E&amp;O Insurance: How It Usually Works</span></h2>\n<p><span>When you’re applying for Errors &amp; Omissions (E&amp;O) insurance — the kind that protects you if someone claims you used their content without permission — the process is pretty straightforward. Your lawyer handles all the clearances, making sure you have the rights to everything in your project. Then the insurer’s lawyer double-checks everything and (assuming it all looks good) recommends offering coverage.</span></p>\n<p><span>But this process breaks down fast when AI enters the picture.</span></p>\n<h2><span>The Problem with AI-Generated Content</span></h2>\n<p><span>Here’s the issue: most AI tools scrape the internet to “learn” from existing content — articles, images, music, and more — all created by other people. That means what the AI spits out isn’t truly original, and you can’t get the kind of clearances insurers need in order to provide coverage.</span></p>\n<p><span>To put it bluntly: <strong>if your production includes AI-generated content, you may not be able to get E&amp;O insurance for the AI-generated content.</strong></span></p>\n<h3><span><strong>It's Not Copyrightable Either</strong></span></h3>\n<p style=\"font-weight: normal;\">There’s another catch: AI-generated material isn’t considered copyrightable in most countries. So, you may have no legal ground to stand on — and no protection from the courts.</p>\n<h2 style=\"font-weight: bold;\">Talk to a Clearance Lawyer Early</h2>\n<p><span>This is a fast-moving legal area, and there’s still a lot of uncertainty. That’s why it’s crucial to bring in a clearance lawyer before you finalize anything AI-related. They can tell you what’s risky, what’s insurable, and what’s best avoided.</span></p>\n<h2><span>How Front Row Can Help</span></h2>\n<p><strong><span>Bottom line:</span></strong><span> AI can be a powerful creative tool — but if you want to insure your project, use it carefully. When in doubt, talk to your lawyer or reach out to us at Front Row. We’re happy to help.</span></p>\n<p><strong><span>At Front Row Insurance, we don’t just offer E&amp;O coverage — we guide you through the process.</span></strong></p>\n<p><span>These are some of the questions we would discuss with you:</span></p>\n<ul>\n<li><span>Is the Applicant using any form of generative AI? If so, please provide details on how AI is being used, and how the Applicant is managing risk associated with this use (such as written policies around the use of AI tools, legal consultation on the use of AI tools, human review of all AI-generated material prior to dissemination, etc.)</span></li>\n<li><span>What AI tool/system is being used? Has production counsel reviewed terms and conditions to verify commercial usage?</span></li>\n<li><span>What was used to feed the AI? Does production have all rights/permissions for these materials?</span></li>\n<li><span>How does the Insured verify that any material they disseminate, which is a product of (or has any input or editing by) an AI tool, does not infringe upon the intellectual property rights of others? What steps are they taking to avoid copyright infringement claims?</span><br><span></span></li>\n<li><span>Does the Insured utilize disclaimers for content which was created by, or had any input/editing by, an AI tool?</span></li>\n<li><span>What other risk controls has the Insured established around the use of generative AI? Do all of their contracts have harmless, indemnity, and defence language in their favour?</span></li>\n</ul>\n<p style=\"font-weight: bold;\"><span>Have questions?<span style=\"font-weight: normal;\"> Get in touch with us any time — we'll help you keep your production covered and moving forward.</span></span></p>","rssSummary":"<p><span>With AI tools becoming more accessible, it’s tempting to use them for writing scripts, generating visuals, or even creating entire scenes. 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Broker Tony “Anthony” Baratta Joins Front Row Insurance in LA","id":184085077633,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Film Broker Tony “Anthony” Baratta Joins Front Row Insurance in LA","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Film Broker Tony “Anthony” Baratta Joins Front Row Insurance in LA","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":false,"tag_ids":[949708904,956556695],"topic_ids":[949708904,956556695],"post_summary":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n","post_body":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n<!--more-->\n<p>Tony joins Front Row after a distinguished 16-year career at Gallagher Entertainment, where he served as Area Senior Vice President. In this role, Tony was instrumental in building, retaining, and expanding a diverse client portfolio that included high-profile $100 million TV and film productions, as well as rental houses and other important players in the entertainment world. His hands-on approach to understanding client needs and his creative problem-solving skills earned him the trust and respect of industry professionals across multiple specialties.</p>\n<p>A Michigan native, Tony began his career at AON/Albert G. Ruben as an Account Associate before quickly rising through the ranks due to his dedication, knowledge, and commitment to client satisfaction. Tony’s career has exposed him to all types of entertainment-related risks, from large boxing events to international production companies to TV and feature films.</p>\n<p>“This hire is a major coup for Front Row,” says David Hamilton, President &amp; CEO of Front Row. “As Tony would say, ‘excellent service begins with listening,’ and this statement exemplifies why Tony has a deep understanding of the entertainment insurance industry and an exceptional client service ethic. We’re thrilled to have him join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/tony-b-frontrow-pr-FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong><span>About</span></strong><span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax. <a href=\"/en-us/\" rel=\"noopener\">Website</a></span></p>\n<p><strong><span>For more information, contact</span></strong><span>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>David W. Hamilton, President &amp; CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","rss_summary":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n","rss_body":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n<!--more-->\n<p>Tony joins Front Row after a distinguished 16-year career at Gallagher Entertainment, where he served as Area Senior Vice President. In this role, Tony was instrumental in building, retaining, and expanding a diverse client portfolio that included high-profile $100 million TV and film productions, as well as rental houses and other important players in the entertainment world. His hands-on approach to understanding client needs and his creative problem-solving skills earned him the trust and respect of industry professionals across multiple specialties.</p>\n<p>A Michigan native, Tony began his career at AON/Albert G. Ruben as an Account Associate before quickly rising through the ranks due to his dedication, knowledge, and commitment to client satisfaction. Tony’s career has exposed him to all types of entertainment-related risks, from large boxing events to international production companies to TV and feature films.</p>\n<p>“This hire is a major coup for Front Row,” says David Hamilton, President &amp; CEO of Front Row. “As Tony would say, ‘excellent service begins with listening,’ and this statement exemplifies why Tony has a deep understanding of the entertainment insurance industry and an exceptional client service ethic. We’re thrilled to have him join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/tony-b-frontrow-pr-FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong><span>About</span></strong><span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax. <a href=\"/en-us/\" rel=\"noopener\">Website</a></span></p>\n<p><strong><span>For more information, contact</span></strong><span>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>David W. Hamilton, President &amp; CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Front Row Insurance Brokers LLC, a specialized entertainment 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n<!--more-->\n<p>Tony joins Front Row after a distinguished 16-year career at Gallagher Entertainment, where he served as Area Senior Vice President. In this role, Tony was instrumental in building, retaining, and expanding a diverse client portfolio that included high-profile $100 million TV and film productions, as well as rental houses and other important players in the entertainment world. His hands-on approach to understanding client needs and his creative problem-solving skills earned him the trust and respect of industry professionals across multiple specialties.</p>\n<p>A Michigan native, Tony began his career at AON/Albert G. Ruben as an Account Associate before quickly rising through the ranks due to his dedication, knowledge, and commitment to client satisfaction. Tony’s career has exposed him to all types of entertainment-related risks, from large boxing events to international production companies to TV and feature films.</p>\n<p>“This hire is a major coup for Front Row,” says David Hamilton, President &amp; CEO of Front Row. “As Tony would say, ‘excellent service begins with listening,’ and this statement exemplifies why Tony has a deep understanding of the entertainment insurance industry and an exceptional client service ethic. We’re thrilled to have him join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/tony-b-frontrow-pr-FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong><span>About</span></strong><span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax. <a href=\"/en-us/\" rel=\"noopener\">Website</a></span></p>\n<p><strong><span>For more information, contact</span></strong><span>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>David W. Hamilton, President &amp; CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","postBodyRss":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n<!--more-->\n<p>Tony joins Front Row after a distinguished 16-year career at Gallagher Entertainment, where he served as Area Senior Vice President. In this role, Tony was instrumental in building, retaining, and expanding a diverse client portfolio that included high-profile $100 million TV and film productions, as well as rental houses and other important players in the entertainment world. His hands-on approach to understanding client needs and his creative problem-solving skills earned him the trust and respect of industry professionals across multiple specialties.</p>\n<p>A Michigan native, Tony began his career at AON/Albert G. Ruben as an Account Associate before quickly rising through the ranks due to his dedication, knowledge, and commitment to client satisfaction. Tony’s career has exposed him to all types of entertainment-related risks, from large boxing events to international production companies to TV and feature films.</p>\n<p>“This hire is a major coup for Front Row,” says David Hamilton, President &amp; CEO of Front Row. “As Tony would say, ‘excellent service begins with listening,’ and this statement exemplifies why Tony has a deep understanding of the entertainment insurance industry and an exceptional client service ethic. We’re thrilled to have him join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/tony-b-frontrow-pr-FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong><span>About</span></strong><span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax. <a href=\"/en-us/\" rel=\"noopener\">Website</a></span></p>\n<p><strong><span>For more information, contact</span></strong><span>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>David W. Hamilton, President &amp; CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","postEmailContent":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n","postFeaturedImageIfEnabled":"","postListContent":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n<!--more-->\n<p>Tony joins Front Row after a distinguished 16-year career at Gallagher Entertainment, where he served as Area Senior Vice President. In this role, Tony was instrumental in building, retaining, and expanding a diverse client portfolio that included high-profile $100 million TV and film productions, as well as rental houses and other important players in the entertainment world. His hands-on approach to understanding client needs and his creative problem-solving skills earned him the trust and respect of industry professionals across multiple specialties.</p>\n<p>A Michigan native, Tony began his career at AON/Albert G. Ruben as an Account Associate before quickly rising through the ranks due to his dedication, knowledge, and commitment to client satisfaction. Tony’s career has exposed him to all types of entertainment-related risks, from large boxing events to international production companies to TV and feature films.</p>\n<p>“This hire is a major coup for Front Row,” says David Hamilton, President &amp; CEO of Front Row. “As Tony would say, ‘excellent service begins with listening,’ and this statement exemplifies why Tony has a deep understanding of the entertainment insurance industry and an exceptional client service ethic. We’re thrilled to have him join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/tony-b-frontrow-pr-FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong><span>About</span></strong><span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax. <a href=\"/en-us/\" rel=\"noopener\">Website</a></span></p>\n<p><strong><span>For more information, contact</span></strong><span>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>David W. Hamilton, President &amp; CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n","postRssSummaryFeaturedImage":"","postSummary":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n","postSummaryRss":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"aWMDdWEA","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/AdobeStock_370705813.jpeg","previousPostFeaturedImageAltText":"","previousPostName":"Thinking About Using AI in Your Production? 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Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n<!--more-->\n<p>Tony joins Front Row after a distinguished 16-year career at Gallagher Entertainment, where he served as Area Senior Vice President. In this role, Tony was instrumental in building, retaining, and expanding a diverse client portfolio that included high-profile $100 million TV and film productions, as well as rental houses and other important players in the entertainment world. His hands-on approach to understanding client needs and his creative problem-solving skills earned him the trust and respect of industry professionals across multiple specialties.</p>\n<p>A Michigan native, Tony began his career at AON/Albert G. Ruben as an Account Associate before quickly rising through the ranks due to his dedication, knowledge, and commitment to client satisfaction. Tony’s career has exposed him to all types of entertainment-related risks, from large boxing events to international production companies to TV and feature films.</p>\n<p>“This hire is a major coup for Front Row,” says David Hamilton, President &amp; CEO of Front Row. “As Tony would say, ‘excellent service begins with listening,’ and this statement exemplifies why Tony has a deep understanding of the entertainment insurance industry and an exceptional client service ethic. We’re thrilled to have him join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/tony-b-frontrow-pr-FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong><span>About</span></strong><span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, Vancouver, Toronto, Montreal, and Halifax. <a href=\"/en-us/\" rel=\"noopener\">Website</a></span></p>\n<p><strong><span>For more information, contact</span></strong><span>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>David W. Hamilton, President &amp; CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","rssSummary":"<p><span style=\"font-style: italic;\"><strong>Los Angeles, California – January 7, 2025 – </strong></span>Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <span><a href=\"https://www.frontrowinsurance.com/staff/tony-baratta\">Tony “Anthony” Baratta</a></span> to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Adding him to the Front Row team brings significant expertise, strengthening the brokerage’s position as a leading provider of specialized insurance solutions tailored to meet the unique demands of the North American entertainment industry.</p>\n","rssSummaryFeaturedImage":"","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1764954143795,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/ec70acd4-31fc-4e59-9ea0-31f9856bd5d8.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/film-broker-tony-anthony-baratta","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708904,956556695],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1666900094400},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901828000,"deletedAt":0,"description":"","id":956556695,"label":"Film insurance broker (US)","language":"en","name":"Film insurance broker (US)","portalId":61352,"slug":"film-insurance-broker-us","translatedFromId":null,"translations":{},"updated":1666900087169}],"tagNames":["Film production","Film insurance broker (US)"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","textToAudioFileId":null,"textToAudioGenerationRequestId":null,"themePath":null,"themeSettingsValues":null,"title":"Film Broker Tony “Anthony” Baratta Joins Front Row Insurance in LA","tmsId":null,"topicIds":[949708904,956556695],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1666900094400},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901828000,"deletedAt":0,"description":"","id":956556695,"label":"Film insurance broker (US)","language":"en","name":"Film insurance broker (US)","portalId":61352,"slug":"film-insurance-broker-us","translatedFromId":null,"translations":{},"updated":1666900087169}],"topicNames":["Film production","Film insurance broker (US)"],"topics":[949708904,956556695],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1736269344711,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/film-broker-tony-anthony-baratta","useFeaturedImage":false,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/crowd-control-at-concerts","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"183240079410","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - Brand Manager","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1734492122833,"userId":null,"username":null,"website":""},"blogAuthorId":9474946913,"blogAuthorIdList":[9474946913],"blogAuthorList":[{"avatar":"","bio":"Grant Patten - Brand Manager","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1734492122833,"userId":null,"username":null,"website":""}],"blogPostAuthor":{"avatar":"","bio":"Grant Patten - Brand Manager","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1734492122833,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":null,"blogPublishToSocialMediaTask":"DONE","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"checkPostLevelAudienceAccessFirst":true,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1732646937289,"createdByAgent":null,"createdById":7915797,"createdTime":1732646937289,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"deletedByEmail":null,"deletedById":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/security-crowd-control-shutterstock_2297326747-forweb600.jpg","featuredImageAltText":"Crowd control at concerts","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1732647516000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"Crowd Control at Concerts: Best Practices","id":183240079410,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Crowd Control at Concerts: Best Practices","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Crowd Control at Concerts: Best Practices","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949436814,956557515,3186200793],"topic_ids":[949436814,956557515,3186200793],"post_summary":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n","post_body":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n<!--more-->\n<p>As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas of risk management in live events, especially concerts, is crowd control. Inadequate crowd control can lead to a variety of issues, including injuries, property damage, and even fatalities, each carrying significant financial and legal liabilities.</p>\n<p>While insurance can protect against the financial repercussions, the best approach is prevention. Below are crowd control best practices to consider.</p>\n<h2>Accurate Capacity Planning and Adherence to Limits</h2>\n<p>Concert venues must adhere to strict capacity limits set by local regulations. Overcrowding increases the risk of accidents like trampling, falls, and crush injuries. For example, at a <a href=\"https://vancouversun.com/news/this-week-in-history-1972-frustrated-stones-fans-riot-outside-pacific-coliseum\" rel=\"nofollow noopener\">Rolling Stones concert in Vancouver in 1972</a>, a riot broke out partially because of overcrowding.<span style=\"font-size: 12px;\"> </span>The sold-out concert left many fans without tickets, and as they gathered outside, tensions escalated. Police had to disperse the crowd using tear gas after fans attempted to storm the gates. Several people were injured during the chaos.</p>\n<p>As brokers, we frequently advise clients that exceeding capacity limits not only jeopardizes safety but can also invalidate insurance claims. Ensuring accurate ticket sales tracking and physical monitoring at entry points can help prevent overcrowding.</p>\n<h2>Sufficient Security and Staffing</h2>\n<p>It’s important to have well-trained security and adequate staff on-site, especially at larger concerts. These personnel should be strategically placed to manage entry points, monitor crowd behavior, and handle any emergencies. A common recommendation is to have one security officer per 100 fans.</p>\n<p>Security teams should also be trained in conflict resolution, so they can de-escalate situations that might arise in a crowded environment.</p>\n<h2>Emergency Preparedness and Medical Response</h2>\n<p>Even with the best-laid plans, emergencies can happen. Along with security, it’s also essential to have medical teams and first aid stations readily available at concerts. Organizers should designate medical areas and ensure staff are aware of these locations. Pre-event planning should include coordination with local emergency services, ensuring they are aware of the concert and can respond quickly if needed.</p>\n<p>Some of the insurance policies we issue require that event organizers have a well-documented emergency action plan in place. This plan should outline evacuation procedures, communication strategies, and designated roles for staff in case of various emergencies, whether it’s a fire, a medical incident, or a crowd panic situation.</p>\n<h2>Clear Communication with Fans</h2>\n<p>At any concert, it’s important that fans are well-informed about procedures, exit points, and safety protocols. Communication starts well before the event, including detailed information on the ticket, venue map, and event website. Once at the venue, use signage, video screens, and announcements to guide concertgoers. In emergencies, clear instructions through a public address system or text notifications can help avoid panic and chaotic exits.</p>\n<p>We also recommend practicing for possible scenarios with \"code words\" or signals that security staff can quickly identify as an indicator of trouble, allowing for swift responses. For example, at a <a href=\"https://en.wikipedia.org/wiki/Guns_N%27_Roses/Metallica_Stadium_Tour#Montreal_Riot\" rel=\"nofollow noopener\">Metallica concert in 1992</a>, a riot formed partially because of poor communication with the crowd. The crowd got frustrated due to various technical issues and delays and poor communication regarding what was going on and the ensuing riot caused an estimated $600,000 in damage to the stadium and surrounding areas.</p>\n<h2>Barricades and Crowd Flow Management</h2>\n<p>It’s important to have adequate crowd barriers for crowd control. These type of barricades are not really thought about by fans, but they are of utmost importance. Having proper barricades not only enhances fans’ enjoyment of a concert but lowers the risk of someone being harmed or having an accident.</p>\n<p>Well-designed barricades can prevent crowd surges, where fans are pushed toward the stage in a dangerous wave. These should be set up to allow for safe movement and easy exit in case of an emergency, while also considering accessibility.</p>\n<p>Our clients often ask about \"festival seating,\" or general admission standing areas, which can carry higher risk if not managed carefully. We recommend creating sections with controlled entry and exit points, and using barriers to divide large crowds into smaller, more manageable groups.</p>\n<h2>Use of Technology for Crowd Monitoring</h2>\n<p>Technology plays a growing role in crowd control, from ticketing systems that track the number of people entering the venue to surveillance tools that monitor crowd density. For instance, heat maps and drone footage can help identify overcrowded areas that need attention in real time.</p>\n<p>Insurance companies often look favorably upon clients who adopt such technologies, as they can significantly reduce the risk of incidents. Automated systems that alert staff to potential hazards can prevent situations from escalating and provide real-time data to security teams.</p>\n<h2>Alcohol Management</h2>\n<p>Concerts where alcohol is served present additional crowd control challenges. Alcohol can heighten emotions and lead to unpredictable behavior, increasing the likelihood of accidents or altercations. For these reasons, it’s crucial that staff is well-trained in responsible serving practices, and that there are clear policies in place to manage intoxicated fans.</p>\n<p>We often advise clients to limit the amount of alcohol each attendee can purchase at one time, while also offering plenty of food and water to help counteract the effects of drinking. Visible security near alcohol areas and restrooms can also deter inappropriate behavior.</p>\n<h2>Post-Event Crowd Dispersal</h2>\n<p>The end of a concert can present one of the biggest crowd control challenges, as thousands of people try to leave the venue at the same time. Having a plan for orderly exit routes is crucial. Event organizers should stagger the exiting of fans when possible, or offer incentives for fans to leave in waves, such as post-show entertainment in different areas of the venue.</p>\n<p>It is always prudent for post-event planning to include traffic management, public transportation coordination, and sufficient lighting in parking lots or pedestrian walkways. These measures not only improve safety but also reduce the chance of post-event claims for accidents or altercations.</p>\n<h2>Get Concert/Tour/Festival Insurance | Tour Liability Insurance Canada</h2>\n<p>If you are organizing a concert, tour or festival, consult with your insurance broker early in the planning process to ensure your crowd control strategies align with your coverage. Well-managed events not only protect fans but also have adequate insurance in place in case of an unfortunate occurrence. We offer the most comprehensive <a href=\"https://www.frontrowinsurance.com/en/music-tour-liability-insurance\">Concert, Tour and Festival insurance packages</a> in the Canadian market.</p>\n<p>If you're interested in this coverage, please <a href=\"mailto:sales@frontrowsa.com\" rel=\"noopener nofollow\">email us</a>.</p>\n<h2>Get Musical Instrument Insurance | Front Row Instrument Insurance | Insurance for Musicians | Guitar Insurance | Piano Insurance</h2>\n<p>If you’re a musician and own valuable instruments, you should consider protecting them with musical instrument insurance.</p>\n<p><a href=\"https://musicians.frontrowinsurance.com/\"><strong>Front Row’s insurance for musical instruments</strong></a> (Canada) is a good option for insuring your musical instruments, including guitars, violins, drums, <em>etc.</em> You can get a quote and purchase a policy online in just a few minutes or read more about the coverages available on the <a href=\"https://musicians.frontrowinsurance.com/\">instrument insurance</a> site. <strong>Note</strong>: this program is only open to music professionals who are Canadian residents and members of select music associations.<br><br></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en/music-tour-liability-insurance\" rel=\"noopener\">Music Festival and Concert Insurance</a></li>\n<li><a href=\"/articles/musician-liability-insurance-make-sure-your-band-is-protected\" rel=\"noopener\">Musician Liability Insurance: Make Sure Your Band's Tour Is Protected</a></li>\n<li><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\"noopener\">Summer and Tours: What You Need to Know About Musical Tour Insurance</a></li>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band On the Run: Touring Insurance Tips for Taking Your Show on The Road</a></li>\n<li><a href=\"/insurance-for-touring-musicians-and-musical-acts\" rel=\"noopener\">Agents and Managers: Music Tour Insurance</a></li>\n<li><a href=\"/articles/10-best-music-theory-books\" rel=\"noopener\">Best Books about Music Theory</a></li>\n<li><a href=\"/articles/best-music-documentaries-rockumentaries\" rel=\"noopener\">Best Music Documentaries</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides </em><a href=\"https://musicians.frontrowinsurance.com/\"><em>musical instrument insurance</em></a><em> at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. One of Front Row’s specialties is creating custom insurance packages for musicians. This can include tour liability and coverage for recording studios. Front Row has offices in Toronto, Halifax, Montreal, Vancouver, New York and LA and a staff of 50+ with a combined ~510 years of insurance experience. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n","rss_body":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n<!--more-->\n<p>As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas of risk management in live events, especially concerts, is crowd control. Inadequate crowd control can lead to a variety of issues, including injuries, property damage, and even fatalities, each carrying significant financial and legal liabilities.</p>\n<p>While insurance can protect against the financial repercussions, the best approach is prevention. Below are crowd control best practices to consider.</p>\n<h2>Accurate Capacity Planning and Adherence to Limits</h2>\n<p>Concert venues must adhere to strict capacity limits set by local regulations. Overcrowding increases the risk of accidents like trampling, falls, and crush injuries. For example, at a <a href=\"https://vancouversun.com/news/this-week-in-history-1972-frustrated-stones-fans-riot-outside-pacific-coliseum\" rel=\"nofollow noopener\">Rolling Stones concert in Vancouver in 1972</a>, a riot broke out partially because of overcrowding.<span style=\"font-size: 12px;\"> </span>The sold-out concert left many fans without tickets, and as they gathered outside, tensions escalated. Police had to disperse the crowd using tear gas after fans attempted to storm the gates. Several people were injured during the chaos.</p>\n<p>As brokers, we frequently advise clients that exceeding capacity limits not only jeopardizes safety but can also invalidate insurance claims. Ensuring accurate ticket sales tracking and physical monitoring at entry points can help prevent overcrowding.</p>\n<h2>Sufficient Security and Staffing</h2>\n<p>It’s important to have well-trained security and adequate staff on-site, especially at larger concerts. These personnel should be strategically placed to manage entry points, monitor crowd behavior, and handle any emergencies. A common recommendation is to have one security officer per 100 fans.</p>\n<p>Security teams should also be trained in conflict resolution, so they can de-escalate situations that might arise in a crowded environment.</p>\n<h2>Emergency Preparedness and Medical Response</h2>\n<p>Even with the best-laid plans, emergencies can happen. Along with security, it’s also essential to have medical teams and first aid stations readily available at concerts. Organizers should designate medical areas and ensure staff are aware of these locations. Pre-event planning should include coordination with local emergency services, ensuring they are aware of the concert and can respond quickly if needed.</p>\n<p>Some of the insurance policies we issue require that event organizers have a well-documented emergency action plan in place. This plan should outline evacuation procedures, communication strategies, and designated roles for staff in case of various emergencies, whether it’s a fire, a medical incident, or a crowd panic situation.</p>\n<h2>Clear Communication with Fans</h2>\n<p>At any concert, it’s important that fans are well-informed about procedures, exit points, and safety protocols. Communication starts well before the event, including detailed information on the ticket, venue map, and event website. Once at the venue, use signage, video screens, and announcements to guide concertgoers. In emergencies, clear instructions through a public address system or text notifications can help avoid panic and chaotic exits.</p>\n<p>We also recommend practicing for possible scenarios with \"code words\" or signals that security staff can quickly identify as an indicator of trouble, allowing for swift responses. For example, at a <a href=\"https://en.wikipedia.org/wiki/Guns_N%27_Roses/Metallica_Stadium_Tour#Montreal_Riot\" rel=\"nofollow noopener\">Metallica concert in 1992</a>, a riot formed partially because of poor communication with the crowd. The crowd got frustrated due to various technical issues and delays and poor communication regarding what was going on and the ensuing riot caused an estimated $600,000 in damage to the stadium and surrounding areas.</p>\n<h2>Barricades and Crowd Flow Management</h2>\n<p>It’s important to have adequate crowd barriers for crowd control. These type of barricades are not really thought about by fans, but they are of utmost importance. Having proper barricades not only enhances fans’ enjoyment of a concert but lowers the risk of someone being harmed or having an accident.</p>\n<p>Well-designed barricades can prevent crowd surges, where fans are pushed toward the stage in a dangerous wave. These should be set up to allow for safe movement and easy exit in case of an emergency, while also considering accessibility.</p>\n<p>Our clients often ask about \"festival seating,\" or general admission standing areas, which can carry higher risk if not managed carefully. We recommend creating sections with controlled entry and exit points, and using barriers to divide large crowds into smaller, more manageable groups.</p>\n<h2>Use of Technology for Crowd Monitoring</h2>\n<p>Technology plays a growing role in crowd control, from ticketing systems that track the number of people entering the venue to surveillance tools that monitor crowd density. For instance, heat maps and drone footage can help identify overcrowded areas that need attention in real time.</p>\n<p>Insurance companies often look favorably upon clients who adopt such technologies, as they can significantly reduce the risk of incidents. Automated systems that alert staff to potential hazards can prevent situations from escalating and provide real-time data to security teams.</p>\n<h2>Alcohol Management</h2>\n<p>Concerts where alcohol is served present additional crowd control challenges. Alcohol can heighten emotions and lead to unpredictable behavior, increasing the likelihood of accidents or altercations. For these reasons, it’s crucial that staff is well-trained in responsible serving practices, and that there are clear policies in place to manage intoxicated fans.</p>\n<p>We often advise clients to limit the amount of alcohol each attendee can purchase at one time, while also offering plenty of food and water to help counteract the effects of drinking. Visible security near alcohol areas and restrooms can also deter inappropriate behavior.</p>\n<h2>Post-Event Crowd Dispersal</h2>\n<p>The end of a concert can present one of the biggest crowd control challenges, as thousands of people try to leave the venue at the same time. Having a plan for orderly exit routes is crucial. Event organizers should stagger the exiting of fans when possible, or offer incentives for fans to leave in waves, such as post-show entertainment in different areas of the venue.</p>\n<p>It is always prudent for post-event planning to include traffic management, public transportation coordination, and sufficient lighting in parking lots or pedestrian walkways. These measures not only improve safety but also reduce the chance of post-event claims for accidents or altercations.</p>\n<h2>Get Concert/Tour/Festival Insurance | Tour Liability Insurance Canada</h2>\n<p>If you are organizing a concert, tour or festival, consult with your insurance broker early in the planning process to ensure your crowd control strategies align with your coverage. Well-managed events not only protect fans but also have adequate insurance in place in case of an unfortunate occurrence. We offer the most comprehensive <a href=\"https://www.frontrowinsurance.com/en/music-tour-liability-insurance\">Concert, Tour and Festival insurance packages</a> in the Canadian market.</p>\n<p>If you're interested in this coverage, please <a href=\"mailto:sales@frontrowsa.com\" rel=\"noopener nofollow\">email us</a>.</p>\n<h2>Get Musical Instrument Insurance | Front Row Instrument Insurance | Insurance for Musicians | Guitar Insurance | Piano Insurance</h2>\n<p>If you’re a musician and own valuable instruments, you should consider protecting them with musical instrument insurance.</p>\n<p><a href=\"https://musicians.frontrowinsurance.com/\"><strong>Front Row’s insurance for musical instruments</strong></a> (Canada) is a good option for insuring your musical instruments, including guitars, violins, drums, <em>etc.</em> You can get a quote and purchase a policy online in just a few minutes or read more about the coverages available on the <a href=\"https://musicians.frontrowinsurance.com/\">instrument insurance</a> site. <strong>Note</strong>: this program is only open to music professionals who are Canadian residents and members of select music associations.<br><br></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en/music-tour-liability-insurance\" rel=\"noopener\">Music Festival and Concert Insurance</a></li>\n<li><a href=\"/articles/musician-liability-insurance-make-sure-your-band-is-protected\" rel=\"noopener\">Musician Liability Insurance: Make Sure Your Band's Tour Is Protected</a></li>\n<li><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\"noopener\">Summer and Tours: What You Need to Know About Musical Tour Insurance</a></li>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band On the Run: Touring Insurance Tips for Taking Your Show on The Road</a></li>\n<li><a href=\"/insurance-for-touring-musicians-and-musical-acts\" rel=\"noopener\">Agents and Managers: Music Tour Insurance</a></li>\n<li><a href=\"/articles/10-best-music-theory-books\" rel=\"noopener\">Best Books about Music Theory</a></li>\n<li><a href=\"/articles/best-music-documentaries-rockumentaries\" rel=\"noopener\">Best Music Documentaries</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides </em><a href=\"https://musicians.frontrowinsurance.com/\"><em>musical instrument insurance</em></a><em> at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. One of Front Row’s specialties is creating custom insurance packages for musicians. This can include tour liability and coverage for recording studios. Front Row has offices in Toronto, Halifax, Montreal, Vancouver, New York and LA and a staff of 50+ with a combined ~510 years of insurance experience. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":null,"blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Crowd control at concerts","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas...","tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"header_template_path":null,"header_variant_name":null,"footer_template_path":null,"footer_variant_name":null,"global_block_overrides":{},"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":7915797,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":"","page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/security-crowd-control-shutterstock_2297326747-forweb600.jpg","featured_image_width":600,"featured_image_height":400,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1732944689618,"header":null,"password":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas...","metaKeywords":null,"name":"Crowd Control at Concerts: Best Practices","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/filmmakers-on-set-shutterstock_2218046127-forweb600.jpg","nextPostFeaturedImageAltText":"Filmmakers: You May NOT be Covered under Homeowners Insurance","nextPostName":"Your Film Gear May NOT be Covered under Your Homeowners Insurance","nextPostSlug":"articles/film-equipment-owners-you-may-not-be-covered-under-a-homeowners-insurance-policy-if-you-have-used-your-gear-professionally","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Crowd Control at Concerts: Best Practices","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n<!--more-->\n<p>As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas of risk management in live events, especially concerts, is crowd control. Inadequate crowd control can lead to a variety of issues, including injuries, property damage, and even fatalities, each carrying significant financial and legal liabilities.</p>\n<p>While insurance can protect against the financial repercussions, the best approach is prevention. Below are crowd control best practices to consider.</p>\n<h2>Accurate Capacity Planning and Adherence to Limits</h2>\n<p>Concert venues must adhere to strict capacity limits set by local regulations. Overcrowding increases the risk of accidents like trampling, falls, and crush injuries. For example, at a <a href=\"https://vancouversun.com/news/this-week-in-history-1972-frustrated-stones-fans-riot-outside-pacific-coliseum\" rel=\"nofollow noopener\">Rolling Stones concert in Vancouver in 1972</a>, a riot broke out partially because of overcrowding.<span style=\"font-size: 12px;\"> </span>The sold-out concert left many fans without tickets, and as they gathered outside, tensions escalated. Police had to disperse the crowd using tear gas after fans attempted to storm the gates. Several people were injured during the chaos.</p>\n<p>As brokers, we frequently advise clients that exceeding capacity limits not only jeopardizes safety but can also invalidate insurance claims. Ensuring accurate ticket sales tracking and physical monitoring at entry points can help prevent overcrowding.</p>\n<h2>Sufficient Security and Staffing</h2>\n<p>It’s important to have well-trained security and adequate staff on-site, especially at larger concerts. These personnel should be strategically placed to manage entry points, monitor crowd behavior, and handle any emergencies. A common recommendation is to have one security officer per 100 fans.</p>\n<p>Security teams should also be trained in conflict resolution, so they can de-escalate situations that might arise in a crowded environment.</p>\n<h2>Emergency Preparedness and Medical Response</h2>\n<p>Even with the best-laid plans, emergencies can happen. Along with security, it’s also essential to have medical teams and first aid stations readily available at concerts. Organizers should designate medical areas and ensure staff are aware of these locations. Pre-event planning should include coordination with local emergency services, ensuring they are aware of the concert and can respond quickly if needed.</p>\n<p>Some of the insurance policies we issue require that event organizers have a well-documented emergency action plan in place. This plan should outline evacuation procedures, communication strategies, and designated roles for staff in case of various emergencies, whether it’s a fire, a medical incident, or a crowd panic situation.</p>\n<h2>Clear Communication with Fans</h2>\n<p>At any concert, it’s important that fans are well-informed about procedures, exit points, and safety protocols. Communication starts well before the event, including detailed information on the ticket, venue map, and event website. Once at the venue, use signage, video screens, and announcements to guide concertgoers. In emergencies, clear instructions through a public address system or text notifications can help avoid panic and chaotic exits.</p>\n<p>We also recommend practicing for possible scenarios with \"code words\" or signals that security staff can quickly identify as an indicator of trouble, allowing for swift responses. For example, at a <a href=\"https://en.wikipedia.org/wiki/Guns_N%27_Roses/Metallica_Stadium_Tour#Montreal_Riot\" rel=\"nofollow noopener\">Metallica concert in 1992</a>, a riot formed partially because of poor communication with the crowd. The crowd got frustrated due to various technical issues and delays and poor communication regarding what was going on and the ensuing riot caused an estimated $600,000 in damage to the stadium and surrounding areas.</p>\n<h2>Barricades and Crowd Flow Management</h2>\n<p>It’s important to have adequate crowd barriers for crowd control. These type of barricades are not really thought about by fans, but they are of utmost importance. Having proper barricades not only enhances fans’ enjoyment of a concert but lowers the risk of someone being harmed or having an accident.</p>\n<p>Well-designed barricades can prevent crowd surges, where fans are pushed toward the stage in a dangerous wave. These should be set up to allow for safe movement and easy exit in case of an emergency, while also considering accessibility.</p>\n<p>Our clients often ask about \"festival seating,\" or general admission standing areas, which can carry higher risk if not managed carefully. We recommend creating sections with controlled entry and exit points, and using barriers to divide large crowds into smaller, more manageable groups.</p>\n<h2>Use of Technology for Crowd Monitoring</h2>\n<p>Technology plays a growing role in crowd control, from ticketing systems that track the number of people entering the venue to surveillance tools that monitor crowd density. For instance, heat maps and drone footage can help identify overcrowded areas that need attention in real time.</p>\n<p>Insurance companies often look favorably upon clients who adopt such technologies, as they can significantly reduce the risk of incidents. Automated systems that alert staff to potential hazards can prevent situations from escalating and provide real-time data to security teams.</p>\n<h2>Alcohol Management</h2>\n<p>Concerts where alcohol is served present additional crowd control challenges. Alcohol can heighten emotions and lead to unpredictable behavior, increasing the likelihood of accidents or altercations. For these reasons, it’s crucial that staff is well-trained in responsible serving practices, and that there are clear policies in place to manage intoxicated fans.</p>\n<p>We often advise clients to limit the amount of alcohol each attendee can purchase at one time, while also offering plenty of food and water to help counteract the effects of drinking. Visible security near alcohol areas and restrooms can also deter inappropriate behavior.</p>\n<h2>Post-Event Crowd Dispersal</h2>\n<p>The end of a concert can present one of the biggest crowd control challenges, as thousands of people try to leave the venue at the same time. Having a plan for orderly exit routes is crucial. Event organizers should stagger the exiting of fans when possible, or offer incentives for fans to leave in waves, such as post-show entertainment in different areas of the venue.</p>\n<p>It is always prudent for post-event planning to include traffic management, public transportation coordination, and sufficient lighting in parking lots or pedestrian walkways. These measures not only improve safety but also reduce the chance of post-event claims for accidents or altercations.</p>\n<h2>Get Concert/Tour/Festival Insurance | Tour Liability Insurance Canada</h2>\n<p>If you are organizing a concert, tour or festival, consult with your insurance broker early in the planning process to ensure your crowd control strategies align with your coverage. Well-managed events not only protect fans but also have adequate insurance in place in case of an unfortunate occurrence. We offer the most comprehensive <a href=\"https://www.frontrowinsurance.com/en/music-tour-liability-insurance\">Concert, Tour and Festival insurance packages</a> in the Canadian market.</p>\n<p>If you're interested in this coverage, please <a href=\"mailto:sales@frontrowsa.com\" rel=\"noopener nofollow\">email us</a>.</p>\n<h2>Get Musical Instrument Insurance | Front Row Instrument Insurance | Insurance for Musicians | Guitar Insurance | Piano Insurance</h2>\n<p>If you’re a musician and own valuable instruments, you should consider protecting them with musical instrument insurance.</p>\n<p><a href=\"https://musicians.frontrowinsurance.com/\"><strong>Front Row’s insurance for musical instruments</strong></a> (Canada) is a good option for insuring your musical instruments, including guitars, violins, drums, <em>etc.</em> You can get a quote and purchase a policy online in just a few minutes or read more about the coverages available on the <a href=\"https://musicians.frontrowinsurance.com/\">instrument insurance</a> site. <strong>Note</strong>: this program is only open to music professionals who are Canadian residents and members of select music associations.<br><br></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en/music-tour-liability-insurance\" rel=\"noopener\">Music Festival and Concert Insurance</a></li>\n<li><a href=\"/articles/musician-liability-insurance-make-sure-your-band-is-protected\" rel=\"noopener\">Musician Liability Insurance: Make Sure Your Band's Tour Is Protected</a></li>\n<li><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\"noopener\">Summer and Tours: What You Need to Know About Musical Tour Insurance</a></li>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band On the Run: Touring Insurance Tips for Taking Your Show on The Road</a></li>\n<li><a href=\"/insurance-for-touring-musicians-and-musical-acts\" rel=\"noopener\">Agents and Managers: Music Tour Insurance</a></li>\n<li><a href=\"/articles/10-best-music-theory-books\" rel=\"noopener\">Best Books about Music Theory</a></li>\n<li><a href=\"/articles/best-music-documentaries-rockumentaries\" rel=\"noopener\">Best Music Documentaries</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides </em><a href=\"https://musicians.frontrowinsurance.com/\"><em>musical instrument insurance</em></a><em> at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. One of Front Row’s specialties is creating custom insurance packages for musicians. This can include tour liability and coverage for recording studios. Front Row has offices in Toronto, Halifax, Montreal, Vancouver, New York and LA and a staff of 50+ with a combined ~510 years of insurance experience. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n<!--more-->\n<p>As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas of risk management in live events, especially concerts, is crowd control. Inadequate crowd control can lead to a variety of issues, including injuries, property damage, and even fatalities, each carrying significant financial and legal liabilities.</p>\n<p>While insurance can protect against the financial repercussions, the best approach is prevention. Below are crowd control best practices to consider.</p>\n<h2>Accurate Capacity Planning and Adherence to Limits</h2>\n<p>Concert venues must adhere to strict capacity limits set by local regulations. Overcrowding increases the risk of accidents like trampling, falls, and crush injuries. For example, at a <a href=\"https://vancouversun.com/news/this-week-in-history-1972-frustrated-stones-fans-riot-outside-pacific-coliseum\" rel=\"nofollow noopener\">Rolling Stones concert in Vancouver in 1972</a>, a riot broke out partially because of overcrowding.<span style=\"font-size: 12px;\"> </span>The sold-out concert left many fans without tickets, and as they gathered outside, tensions escalated. Police had to disperse the crowd using tear gas after fans attempted to storm the gates. Several people were injured during the chaos.</p>\n<p>As brokers, we frequently advise clients that exceeding capacity limits not only jeopardizes safety but can also invalidate insurance claims. Ensuring accurate ticket sales tracking and physical monitoring at entry points can help prevent overcrowding.</p>\n<h2>Sufficient Security and Staffing</h2>\n<p>It’s important to have well-trained security and adequate staff on-site, especially at larger concerts. These personnel should be strategically placed to manage entry points, monitor crowd behavior, and handle any emergencies. A common recommendation is to have one security officer per 100 fans.</p>\n<p>Security teams should also be trained in conflict resolution, so they can de-escalate situations that might arise in a crowded environment.</p>\n<h2>Emergency Preparedness and Medical Response</h2>\n<p>Even with the best-laid plans, emergencies can happen. Along with security, it’s also essential to have medical teams and first aid stations readily available at concerts. Organizers should designate medical areas and ensure staff are aware of these locations. Pre-event planning should include coordination with local emergency services, ensuring they are aware of the concert and can respond quickly if needed.</p>\n<p>Some of the insurance policies we issue require that event organizers have a well-documented emergency action plan in place. This plan should outline evacuation procedures, communication strategies, and designated roles for staff in case of various emergencies, whether it’s a fire, a medical incident, or a crowd panic situation.</p>\n<h2>Clear Communication with Fans</h2>\n<p>At any concert, it’s important that fans are well-informed about procedures, exit points, and safety protocols. Communication starts well before the event, including detailed information on the ticket, venue map, and event website. Once at the venue, use signage, video screens, and announcements to guide concertgoers. In emergencies, clear instructions through a public address system or text notifications can help avoid panic and chaotic exits.</p>\n<p>We also recommend practicing for possible scenarios with \"code words\" or signals that security staff can quickly identify as an indicator of trouble, allowing for swift responses. For example, at a <a href=\"https://en.wikipedia.org/wiki/Guns_N%27_Roses/Metallica_Stadium_Tour#Montreal_Riot\" rel=\"nofollow noopener\">Metallica concert in 1992</a>, a riot formed partially because of poor communication with the crowd. The crowd got frustrated due to various technical issues and delays and poor communication regarding what was going on and the ensuing riot caused an estimated $600,000 in damage to the stadium and surrounding areas.</p>\n<h2>Barricades and Crowd Flow Management</h2>\n<p>It’s important to have adequate crowd barriers for crowd control. These type of barricades are not really thought about by fans, but they are of utmost importance. Having proper barricades not only enhances fans’ enjoyment of a concert but lowers the risk of someone being harmed or having an accident.</p>\n<p>Well-designed barricades can prevent crowd surges, where fans are pushed toward the stage in a dangerous wave. These should be set up to allow for safe movement and easy exit in case of an emergency, while also considering accessibility.</p>\n<p>Our clients often ask about \"festival seating,\" or general admission standing areas, which can carry higher risk if not managed carefully. We recommend creating sections with controlled entry and exit points, and using barriers to divide large crowds into smaller, more manageable groups.</p>\n<h2>Use of Technology for Crowd Monitoring</h2>\n<p>Technology plays a growing role in crowd control, from ticketing systems that track the number of people entering the venue to surveillance tools that monitor crowd density. For instance, heat maps and drone footage can help identify overcrowded areas that need attention in real time.</p>\n<p>Insurance companies often look favorably upon clients who adopt such technologies, as they can significantly reduce the risk of incidents. Automated systems that alert staff to potential hazards can prevent situations from escalating and provide real-time data to security teams.</p>\n<h2>Alcohol Management</h2>\n<p>Concerts where alcohol is served present additional crowd control challenges. Alcohol can heighten emotions and lead to unpredictable behavior, increasing the likelihood of accidents or altercations. For these reasons, it’s crucial that staff is well-trained in responsible serving practices, and that there are clear policies in place to manage intoxicated fans.</p>\n<p>We often advise clients to limit the amount of alcohol each attendee can purchase at one time, while also offering plenty of food and water to help counteract the effects of drinking. Visible security near alcohol areas and restrooms can also deter inappropriate behavior.</p>\n<h2>Post-Event Crowd Dispersal</h2>\n<p>The end of a concert can present one of the biggest crowd control challenges, as thousands of people try to leave the venue at the same time. Having a plan for orderly exit routes is crucial. Event organizers should stagger the exiting of fans when possible, or offer incentives for fans to leave in waves, such as post-show entertainment in different areas of the venue.</p>\n<p>It is always prudent for post-event planning to include traffic management, public transportation coordination, and sufficient lighting in parking lots or pedestrian walkways. These measures not only improve safety but also reduce the chance of post-event claims for accidents or altercations.</p>\n<h2>Get Concert/Tour/Festival Insurance | Tour Liability Insurance Canada</h2>\n<p>If you are organizing a concert, tour or festival, consult with your insurance broker early in the planning process to ensure your crowd control strategies align with your coverage. Well-managed events not only protect fans but also have adequate insurance in place in case of an unfortunate occurrence. We offer the most comprehensive <a href=\"https://www.frontrowinsurance.com/en/music-tour-liability-insurance\">Concert, Tour and Festival insurance packages</a> in the Canadian market.</p>\n<p>If you're interested in this coverage, please <a href=\"mailto:sales@frontrowsa.com\" rel=\"noopener nofollow\">email us</a>.</p>\n<h2>Get Musical Instrument Insurance | Front Row Instrument Insurance | Insurance for Musicians | Guitar Insurance | Piano Insurance</h2>\n<p>If you’re a musician and own valuable instruments, you should consider protecting them with musical instrument insurance.</p>\n<p><a href=\"https://musicians.frontrowinsurance.com/\"><strong>Front Row’s insurance for musical instruments</strong></a> (Canada) is a good option for insuring your musical instruments, including guitars, violins, drums, <em>etc.</em> You can get a quote and purchase a policy online in just a few minutes or read more about the coverages available on the <a href=\"https://musicians.frontrowinsurance.com/\">instrument insurance</a> site. <strong>Note</strong>: this program is only open to music professionals who are Canadian residents and members of select music associations.<br><br></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en/music-tour-liability-insurance\" rel=\"noopener\">Music Festival and Concert Insurance</a></li>\n<li><a href=\"/articles/musician-liability-insurance-make-sure-your-band-is-protected\" rel=\"noopener\">Musician Liability Insurance: Make Sure Your Band's Tour Is Protected</a></li>\n<li><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\"noopener\">Summer and Tours: What You Need to Know About Musical Tour Insurance</a></li>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band On the Run: Touring Insurance Tips for Taking Your Show on The Road</a></li>\n<li><a href=\"/insurance-for-touring-musicians-and-musical-acts\" rel=\"noopener\">Agents and Managers: Music Tour Insurance</a></li>\n<li><a href=\"/articles/10-best-music-theory-books\" rel=\"noopener\">Best Books about Music Theory</a></li>\n<li><a href=\"/articles/best-music-documentaries-rockumentaries\" rel=\"noopener\">Best Music Documentaries</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides </em><a href=\"https://musicians.frontrowinsurance.com/\"><em>musical instrument insurance</em></a><em> at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. One of Front Row’s specialties is creating custom insurance packages for musicians. This can include tour liability and coverage for recording studios. Front Row has offices in Toronto, Halifax, Montreal, Vancouver, New York and LA and a staff of 50+ with a combined ~510 years of insurance experience. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/security-crowd-control-shutterstock_2297326747-forweb600.jpg","postListContent":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n<!--more-->\n<p>As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas of risk management in live events, especially concerts, is crowd control. Inadequate crowd control can lead to a variety of issues, including injuries, property damage, and even fatalities, each carrying significant financial and legal liabilities.</p>\n<p>While insurance can protect against the financial repercussions, the best approach is prevention. Below are crowd control best practices to consider.</p>\n<h2>Accurate Capacity Planning and Adherence to Limits</h2>\n<p>Concert venues must adhere to strict capacity limits set by local regulations. Overcrowding increases the risk of accidents like trampling, falls, and crush injuries. For example, at a <a href=\"https://vancouversun.com/news/this-week-in-history-1972-frustrated-stones-fans-riot-outside-pacific-coliseum\" rel=\"nofollow noopener\">Rolling Stones concert in Vancouver in 1972</a>, a riot broke out partially because of overcrowding.<span style=\"font-size: 12px;\"> </span>The sold-out concert left many fans without tickets, and as they gathered outside, tensions escalated. Police had to disperse the crowd using tear gas after fans attempted to storm the gates. Several people were injured during the chaos.</p>\n<p>As brokers, we frequently advise clients that exceeding capacity limits not only jeopardizes safety but can also invalidate insurance claims. Ensuring accurate ticket sales tracking and physical monitoring at entry points can help prevent overcrowding.</p>\n<h2>Sufficient Security and Staffing</h2>\n<p>It’s important to have well-trained security and adequate staff on-site, especially at larger concerts. These personnel should be strategically placed to manage entry points, monitor crowd behavior, and handle any emergencies. A common recommendation is to have one security officer per 100 fans.</p>\n<p>Security teams should also be trained in conflict resolution, so they can de-escalate situations that might arise in a crowded environment.</p>\n<h2>Emergency Preparedness and Medical Response</h2>\n<p>Even with the best-laid plans, emergencies can happen. Along with security, it’s also essential to have medical teams and first aid stations readily available at concerts. Organizers should designate medical areas and ensure staff are aware of these locations. Pre-event planning should include coordination with local emergency services, ensuring they are aware of the concert and can respond quickly if needed.</p>\n<p>Some of the insurance policies we issue require that event organizers have a well-documented emergency action plan in place. This plan should outline evacuation procedures, communication strategies, and designated roles for staff in case of various emergencies, whether it’s a fire, a medical incident, or a crowd panic situation.</p>\n<h2>Clear Communication with Fans</h2>\n<p>At any concert, it’s important that fans are well-informed about procedures, exit points, and safety protocols. Communication starts well before the event, including detailed information on the ticket, venue map, and event website. Once at the venue, use signage, video screens, and announcements to guide concertgoers. In emergencies, clear instructions through a public address system or text notifications can help avoid panic and chaotic exits.</p>\n<p>We also recommend practicing for possible scenarios with \"code words\" or signals that security staff can quickly identify as an indicator of trouble, allowing for swift responses. For example, at a <a href=\"https://en.wikipedia.org/wiki/Guns_N%27_Roses/Metallica_Stadium_Tour#Montreal_Riot\" rel=\"nofollow noopener\">Metallica concert in 1992</a>, a riot formed partially because of poor communication with the crowd. The crowd got frustrated due to various technical issues and delays and poor communication regarding what was going on and the ensuing riot caused an estimated $600,000 in damage to the stadium and surrounding areas.</p>\n<h2>Barricades and Crowd Flow Management</h2>\n<p>It’s important to have adequate crowd barriers for crowd control. These type of barricades are not really thought about by fans, but they are of utmost importance. Having proper barricades not only enhances fans’ enjoyment of a concert but lowers the risk of someone being harmed or having an accident.</p>\n<p>Well-designed barricades can prevent crowd surges, where fans are pushed toward the stage in a dangerous wave. These should be set up to allow for safe movement and easy exit in case of an emergency, while also considering accessibility.</p>\n<p>Our clients often ask about \"festival seating,\" or general admission standing areas, which can carry higher risk if not managed carefully. We recommend creating sections with controlled entry and exit points, and using barriers to divide large crowds into smaller, more manageable groups.</p>\n<h2>Use of Technology for Crowd Monitoring</h2>\n<p>Technology plays a growing role in crowd control, from ticketing systems that track the number of people entering the venue to surveillance tools that monitor crowd density. For instance, heat maps and drone footage can help identify overcrowded areas that need attention in real time.</p>\n<p>Insurance companies often look favorably upon clients who adopt such technologies, as they can significantly reduce the risk of incidents. Automated systems that alert staff to potential hazards can prevent situations from escalating and provide real-time data to security teams.</p>\n<h2>Alcohol Management</h2>\n<p>Concerts where alcohol is served present additional crowd control challenges. Alcohol can heighten emotions and lead to unpredictable behavior, increasing the likelihood of accidents or altercations. For these reasons, it’s crucial that staff is well-trained in responsible serving practices, and that there are clear policies in place to manage intoxicated fans.</p>\n<p>We often advise clients to limit the amount of alcohol each attendee can purchase at one time, while also offering plenty of food and water to help counteract the effects of drinking. Visible security near alcohol areas and restrooms can also deter inappropriate behavior.</p>\n<h2>Post-Event Crowd Dispersal</h2>\n<p>The end of a concert can present one of the biggest crowd control challenges, as thousands of people try to leave the venue at the same time. Having a plan for orderly exit routes is crucial. Event organizers should stagger the exiting of fans when possible, or offer incentives for fans to leave in waves, such as post-show entertainment in different areas of the venue.</p>\n<p>It is always prudent for post-event planning to include traffic management, public transportation coordination, and sufficient lighting in parking lots or pedestrian walkways. These measures not only improve safety but also reduce the chance of post-event claims for accidents or altercations.</p>\n<h2>Get Concert/Tour/Festival Insurance | Tour Liability Insurance Canada</h2>\n<p>If you are organizing a concert, tour or festival, consult with your insurance broker early in the planning process to ensure your crowd control strategies align with your coverage. Well-managed events not only protect fans but also have adequate insurance in place in case of an unfortunate occurrence. We offer the most comprehensive <a href=\"https://www.frontrowinsurance.com/en/music-tour-liability-insurance\">Concert, Tour and Festival insurance packages</a> in the Canadian market.</p>\n<p>If you're interested in this coverage, please <a href=\"mailto:sales@frontrowsa.com\" rel=\"noopener nofollow\">email us</a>.</p>\n<h2>Get Musical Instrument Insurance | Front Row Instrument Insurance | Insurance for Musicians | Guitar Insurance | Piano Insurance</h2>\n<p>If you’re a musician and own valuable instruments, you should consider protecting them with musical instrument insurance.</p>\n<p><a href=\"https://musicians.frontrowinsurance.com/\"><strong>Front Row’s insurance for musical instruments</strong></a> (Canada) is a good option for insuring your musical instruments, including guitars, violins, drums, <em>etc.</em> You can get a quote and purchase a policy online in just a few minutes or read more about the coverages available on the <a href=\"https://musicians.frontrowinsurance.com/\">instrument insurance</a> site. <strong>Note</strong>: this program is only open to music professionals who are Canadian residents and members of select music associations.<br><br></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en/music-tour-liability-insurance\" rel=\"noopener\">Music Festival and Concert Insurance</a></li>\n<li><a href=\"/articles/musician-liability-insurance-make-sure-your-band-is-protected\" rel=\"noopener\">Musician Liability Insurance: Make Sure Your Band's Tour Is Protected</a></li>\n<li><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\"noopener\">Summer and Tours: What You Need to Know About Musical Tour Insurance</a></li>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band On the Run: Touring Insurance Tips for Taking Your Show on The Road</a></li>\n<li><a href=\"/insurance-for-touring-musicians-and-musical-acts\" rel=\"noopener\">Agents and Managers: Music Tour Insurance</a></li>\n<li><a href=\"/articles/10-best-music-theory-books\" rel=\"noopener\">Best Books about Music Theory</a></li>\n<li><a href=\"/articles/best-music-documentaries-rockumentaries\" rel=\"noopener\">Best Music Documentaries</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides </em><a href=\"https://musicians.frontrowinsurance.com/\"><em>musical instrument insurance</em></a><em> at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. One of Front Row’s specialties is creating custom insurance packages for musicians. This can include tour liability and coverage for recording studios. Front Row has offices in Toronto, Halifax, Montreal, Vancouver, New York and LA and a staff of 50+ with a combined ~510 years of insurance experience. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/security-crowd-control-shutterstock_2297326747-forweb600.jpg","postSummary":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n","postSummaryRss":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"hNbQrrmG","previousPostFeaturedImage":"","previousPostFeaturedImageAltText":"","previousPostName":"Film Broker Tony “Anthony” Baratta Joins Front Row Insurance in LA","previousPostSlug":"articles/film-broker-tony-anthony-baratta","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1732647516000,"publishDateLocalTime":1732647516000,"publishDateLocalized":{"date":1732647516000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1732944689618,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/crowd-control-at-concerts","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, Shutterstock</span></em></p>\n<!--more-->\n<p>As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas of risk management in live events, especially concerts, is crowd control. Inadequate crowd control can lead to a variety of issues, including injuries, property damage, and even fatalities, each carrying significant financial and legal liabilities.</p>\n<p>While insurance can protect against the financial repercussions, the best approach is prevention. Below are crowd control best practices to consider.</p>\n<h2>Accurate Capacity Planning and Adherence to Limits</h2>\n<p>Concert venues must adhere to strict capacity limits set by local regulations. Overcrowding increases the risk of accidents like trampling, falls, and crush injuries. For example, at a <a href=\"https://vancouversun.com/news/this-week-in-history-1972-frustrated-stones-fans-riot-outside-pacific-coliseum\" rel=\"nofollow noopener\">Rolling Stones concert in Vancouver in 1972</a>, a riot broke out partially because of overcrowding.<span style=\"font-size: 12px;\"> </span>The sold-out concert left many fans without tickets, and as they gathered outside, tensions escalated. Police had to disperse the crowd using tear gas after fans attempted to storm the gates. Several people were injured during the chaos.</p>\n<p>As brokers, we frequently advise clients that exceeding capacity limits not only jeopardizes safety but can also invalidate insurance claims. Ensuring accurate ticket sales tracking and physical monitoring at entry points can help prevent overcrowding.</p>\n<h2>Sufficient Security and Staffing</h2>\n<p>It’s important to have well-trained security and adequate staff on-site, especially at larger concerts. These personnel should be strategically placed to manage entry points, monitor crowd behavior, and handle any emergencies. A common recommendation is to have one security officer per 100 fans.</p>\n<p>Security teams should also be trained in conflict resolution, so they can de-escalate situations that might arise in a crowded environment.</p>\n<h2>Emergency Preparedness and Medical Response</h2>\n<p>Even with the best-laid plans, emergencies can happen. Along with security, it’s also essential to have medical teams and first aid stations readily available at concerts. Organizers should designate medical areas and ensure staff are aware of these locations. Pre-event planning should include coordination with local emergency services, ensuring they are aware of the concert and can respond quickly if needed.</p>\n<p>Some of the insurance policies we issue require that event organizers have a well-documented emergency action plan in place. This plan should outline evacuation procedures, communication strategies, and designated roles for staff in case of various emergencies, whether it’s a fire, a medical incident, or a crowd panic situation.</p>\n<h2>Clear Communication with Fans</h2>\n<p>At any concert, it’s important that fans are well-informed about procedures, exit points, and safety protocols. Communication starts well before the event, including detailed information on the ticket, venue map, and event website. Once at the venue, use signage, video screens, and announcements to guide concertgoers. In emergencies, clear instructions through a public address system or text notifications can help avoid panic and chaotic exits.</p>\n<p>We also recommend practicing for possible scenarios with \"code words\" or signals that security staff can quickly identify as an indicator of trouble, allowing for swift responses. For example, at a <a href=\"https://en.wikipedia.org/wiki/Guns_N%27_Roses/Metallica_Stadium_Tour#Montreal_Riot\" rel=\"nofollow noopener\">Metallica concert in 1992</a>, a riot formed partially because of poor communication with the crowd. The crowd got frustrated due to various technical issues and delays and poor communication regarding what was going on and the ensuing riot caused an estimated $600,000 in damage to the stadium and surrounding areas.</p>\n<h2>Barricades and Crowd Flow Management</h2>\n<p>It’s important to have adequate crowd barriers for crowd control. These type of barricades are not really thought about by fans, but they are of utmost importance. Having proper barricades not only enhances fans’ enjoyment of a concert but lowers the risk of someone being harmed or having an accident.</p>\n<p>Well-designed barricades can prevent crowd surges, where fans are pushed toward the stage in a dangerous wave. These should be set up to allow for safe movement and easy exit in case of an emergency, while also considering accessibility.</p>\n<p>Our clients often ask about \"festival seating,\" or general admission standing areas, which can carry higher risk if not managed carefully. We recommend creating sections with controlled entry and exit points, and using barriers to divide large crowds into smaller, more manageable groups.</p>\n<h2>Use of Technology for Crowd Monitoring</h2>\n<p>Technology plays a growing role in crowd control, from ticketing systems that track the number of people entering the venue to surveillance tools that monitor crowd density. For instance, heat maps and drone footage can help identify overcrowded areas that need attention in real time.</p>\n<p>Insurance companies often look favorably upon clients who adopt such technologies, as they can significantly reduce the risk of incidents. Automated systems that alert staff to potential hazards can prevent situations from escalating and provide real-time data to security teams.</p>\n<h2>Alcohol Management</h2>\n<p>Concerts where alcohol is served present additional crowd control challenges. Alcohol can heighten emotions and lead to unpredictable behavior, increasing the likelihood of accidents or altercations. For these reasons, it’s crucial that staff is well-trained in responsible serving practices, and that there are clear policies in place to manage intoxicated fans.</p>\n<p>We often advise clients to limit the amount of alcohol each attendee can purchase at one time, while also offering plenty of food and water to help counteract the effects of drinking. Visible security near alcohol areas and restrooms can also deter inappropriate behavior.</p>\n<h2>Post-Event Crowd Dispersal</h2>\n<p>The end of a concert can present one of the biggest crowd control challenges, as thousands of people try to leave the venue at the same time. Having a plan for orderly exit routes is crucial. Event organizers should stagger the exiting of fans when possible, or offer incentives for fans to leave in waves, such as post-show entertainment in different areas of the venue.</p>\n<p>It is always prudent for post-event planning to include traffic management, public transportation coordination, and sufficient lighting in parking lots or pedestrian walkways. These measures not only improve safety but also reduce the chance of post-event claims for accidents or altercations.</p>\n<h2>Get Concert/Tour/Festival Insurance | Tour Liability Insurance Canada</h2>\n<p>If you are organizing a concert, tour or festival, consult with your insurance broker early in the planning process to ensure your crowd control strategies align with your coverage. Well-managed events not only protect fans but also have adequate insurance in place in case of an unfortunate occurrence. We offer the most comprehensive <a href=\"https://www.frontrowinsurance.com/en/music-tour-liability-insurance\">Concert, Tour and Festival insurance packages</a> in the Canadian market.</p>\n<p>If you're interested in this coverage, please <a href=\"mailto:sales@frontrowsa.com\" rel=\"noopener nofollow\">email us</a>.</p>\n<h2>Get Musical Instrument Insurance | Front Row Instrument Insurance | Insurance for Musicians | Guitar Insurance | Piano Insurance</h2>\n<p>If you’re a musician and own valuable instruments, you should consider protecting them with musical instrument insurance.</p>\n<p><a href=\"https://musicians.frontrowinsurance.com/\"><strong>Front Row’s insurance for musical instruments</strong></a> (Canada) is a good option for insuring your musical instruments, including guitars, violins, drums, <em>etc.</em> You can get a quote and purchase a policy online in just a few minutes or read more about the coverages available on the <a href=\"https://musicians.frontrowinsurance.com/\">instrument insurance</a> site. <strong>Note</strong>: this program is only open to music professionals who are Canadian residents and members of select music associations.<br><br></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en/music-tour-liability-insurance\" rel=\"noopener\">Music Festival and Concert Insurance</a></li>\n<li><a href=\"/articles/musician-liability-insurance-make-sure-your-band-is-protected\" rel=\"noopener\">Musician Liability Insurance: Make Sure Your Band's Tour Is Protected</a></li>\n<li><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\"noopener\">Summer and Tours: What You Need to Know About Musical Tour Insurance</a></li>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band On the Run: Touring Insurance Tips for Taking Your Show on The Road</a></li>\n<li><a href=\"/insurance-for-touring-musicians-and-musical-acts\" rel=\"noopener\">Agents and Managers: Music Tour Insurance</a></li>\n<li><a href=\"/articles/10-best-music-theory-books\" rel=\"noopener\">Best Books about Music Theory</a></li>\n<li><a href=\"/articles/best-music-documentaries-rockumentaries\" rel=\"noopener\">Best Music Documentaries</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides </em><a href=\"https://musicians.frontrowinsurance.com/\"><em>musical instrument insurance</em></a><em> at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. One of Front Row’s specialties is creating custom insurance packages for musicians. This can include tour liability and coverage for recording studios. Front Row has offices in Toronto, Halifax, Montreal, Vancouver, New York and LA and a staff of 50+ with a combined ~510 years of insurance experience. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<p style=\"text-align: right;\"><strong><em><span style=\"font-size: 10px;\">Source</span></em></strong><em><span style=\"font-size: 10px;\">:</span></em> <em><span style=\"font-size: 10px;\">Royalty-free stock photo, 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You May NOT be Covered under Homeowners Insurance","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":"","footerTemplatePath":null,"footerVariantName":null,"freezeDate":1726595232000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Tue, 17 Sep 2024 17:43:32 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Filmmakers: You May NOT be Covered under Homeowners Insurance\",\n\t\"description\": \"Blog post: https://www.frontrowinsurance.com/articles/film-equipment-owners-you-may-not-be-covered-under-a-homeowners-insurance-policy-if-you-have-used-your-...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/dZSlgTr0UVQ/mqdefault.jpg\",\n\t\"duration\": \"PT2M42S\",\n\t\"contentUrl\": 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hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/dZSlgTr0UVQ?si=nG7V6KEeRGPWq_2U&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><br>You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search and sees that you have <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">credits on IMDb</a> for various productions. Because you are hired with your gear as part of your weekly rate, <em>your gear is now considered “commercial” equipment and as such, not covered by your homeowner’s insurance policy,</em> which is intended to cover “personal” film gear that is not used for commercial purposes.</p>\n<p>You tell the adjuster that you only worked twice in the last 12 months on two low budget music videos and made less than $300. The adjuster shrugs, \"It doesn’t matter, even if you shoot a <a href=\"/articles/birthdaypartyinsurance\" rel=\"noopener\">birthday party</a> for 60 minutes for $50, you are a professional and your gear is considered commercial and is no longer covered under a homeowners policy.\"</p>\n<p>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professionals assume they are covered by their homeowners insurance policy when in fact they are not.</p>\n<p>If you use your gear to make money, <em>check your insurance policy and make sure your coverage is appropriate.</em></p>\n<h2>We have created a 5-minute online insurance solution called DigiGear:</h2>\n<p><strong>Available at</strong>: &nbsp;<a href=\"https://digigearinsure.frontrowinsurance.com\">https://digigearinsure.frontrowinsurance.com</a></p>\n<p>The policy term is for 12 months and coverage is provided throughout Canada and the USA.</p>\n<p>All equipment is covered for replacement cost for: <a href=\"/articles/preventing-film-equipment-theft\" rel=\" noopener\">theft</a>, damage, fire and loss of use. Rental coverage is also available.</p>\n<h2>Industry-low film equipment insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $80 plus a fee</li>\n<li>$2,000,000 location liability coverage: $500. Liability covers property damage and bodily injury to <a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">third parties</a>. Pays legal fees, too</li>\n<li>$1,000 deductible for gear <em>(fees subject to change)</em></li>\n</ul>\n<p>\"We wanted to make the insurance process easier, faster and cheaper for filmmakers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton</a>, President of Front Row. “Given that an underwriter is not involved, the cost to process an <span style=\"font-weight: bold;\">online film equipment insurance</span> policy is much less and we have passed the savings onto the gear owner. The savings are expected to be 30% compared to standard film equipment policies. Although the <a href=\"https://digigearinsure.frontrowinsurance.com/\" rel=\"noopener\">DigiGear policy is online</a>, we are still available to answer questions <a href=\"/contact-us\" rel=\" noopener\">by email or over the phone</a> if required.”</p>\n<h3>See also:</h3>\n<ul>\n<li><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\"noopener\">Musicians may not be covered by homeowners insurance</a></li>\n<li><a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\"noopener\">Photographers may not be covered by homeowners insurance</a></li>\n</ul>","rss_summary":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n","rss_body":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more--><div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/dZSlgTr0UVQ?si=nG7V6KEeRGPWq_2U&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><br>You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search and sees that you have <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">credits on IMDb</a> for various productions. Because you are hired with your gear as part of your weekly rate, <em>your gear is now considered “commercial” equipment and as such, not covered by your homeowner’s insurance policy,</em> which is intended to cover “personal” film gear that is not used for commercial purposes.</p>\n<p>You tell the adjuster that you only worked twice in the last 12 months on two low budget music videos and made less than $300. The adjuster shrugs, \"It doesn’t matter, even if you shoot a <a href=\"/articles/birthdaypartyinsurance\" rel=\"noopener\">birthday party</a> for 60 minutes for $50, you are a professional and your gear is considered commercial and is no longer covered under a homeowners policy.\"</p>\n<p>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professionals assume they are covered by their homeowners insurance policy when in fact they are not.</p>\n<p>If you use your gear to make money, <em>check your insurance policy and make sure your coverage is appropriate.</em></p>\n<h2>We have created a 5-minute online insurance solution called DigiGear:</h2>\n<p><strong>Available at</strong>: &nbsp;<a href=\"https://digigearinsure.frontrowinsurance.com\">https://digigearinsure.frontrowinsurance.com</a></p>\n<p>The policy term is for 12 months and coverage is provided throughout Canada and the USA.</p>\n<p>All equipment is covered for replacement cost for: <a href=\"/articles/preventing-film-equipment-theft\" rel=\" noopener\">theft</a>, damage, fire and loss of use. Rental coverage is also available.</p>\n<h2>Industry-low film equipment insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $80 plus a fee</li>\n<li>$2,000,000 location liability coverage: $500. Liability covers property damage and bodily injury to <a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">third parties</a>. Pays legal fees, too</li>\n<li>$1,000 deductible for gear <em>(fees subject to change)</em></li>\n</ul>\n<p>\"We wanted to make the insurance process easier, faster and cheaper for filmmakers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton</a>, President of Front Row. “Given that an underwriter is not involved, the cost to process an <span style=\"font-weight: bold;\">online film equipment insurance</span> policy is much less and we have passed the savings onto the gear owner. The savings are expected to be 30% compared to standard film equipment policies. Although the <a href=\"https://digigearinsure.frontrowinsurance.com/\" rel=\"noopener\">DigiGear policy is online</a>, we are still available to answer questions <a href=\"/contact-us\" rel=\" noopener\">by email or over the phone</a> if required.”</p>\n<h3>See also:</h3>\n<ul>\n<li><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\"noopener\">Musicians may not be covered by homeowners insurance</a></li>\n<li><a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\"noopener\">Photographers may not be covered by homeowners insurance</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Tue, 17 Sep 2024 17:43:32 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Filmmakers: You May NOT be Covered under Homeowners Insurance\",\n\t\"description\": \"Blog post: https://www.frontrowinsurance.com/articles/film-equipment-owners-you-may-not-be-covered-under-a-homeowners-insurance-policy-if-you-have-used-your-...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/dZSlgTr0UVQ/mqdefault.jpg\",\n\t\"duration\": \"PT2M42S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=dZSlgTr0UVQ\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/dZSlgTr0UVQ\",\n\t\"uploadDate\": \"2024-09-17T10:41:49-07:00\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/dZSlgTr0UVQ?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":"","attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Filmmakers: You May NOT be Covered under Homeowners Insurance","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":"Equipment Operators","campaign_utm":"Equipment%20Operators","meta_keywords":null,"meta_description":"Homeowners Insurance Policy may not provide cover if you have used your gear professionally. 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Film equipment insurance, Front Row Insurance.","metaKeywords":null,"name":"Your Film Gear May NOT be Covered under Your Homeowners Insurance","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/laughing-cast-shutterstock_2407963169-forweb600.jpg","nextPostFeaturedImageAltText":"Laughing cast audition: media releases","nextPostName":"The Importance of Getting Media Releases from Cast and Above-the-line Crew","nextPostSlug":"articles/importance-of-getting-media-releases","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Your Film Gear May NOT be Covered under Your Homeowners Insurance","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more--><div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/dZSlgTr0UVQ?si=nG7V6KEeRGPWq_2U&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><br>You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search and sees that you have <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">credits on IMDb</a> for various productions. Because you are hired with your gear as part of your weekly rate, <em>your gear is now considered “commercial” equipment and as such, not covered by your homeowner’s insurance policy,</em> which is intended to cover “personal” film gear that is not used for commercial purposes.</p>\n<p>You tell the adjuster that you only worked twice in the last 12 months on two low budget music videos and made less than $300. The adjuster shrugs, \"It doesn’t matter, even if you shoot a <a href=\"/articles/birthdaypartyinsurance\" rel=\"noopener\">birthday party</a> for 60 minutes for $50, you are a professional and your gear is considered commercial and is no longer covered under a homeowners policy.\"</p>\n<p>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professionals assume they are covered by their homeowners insurance policy when in fact they are not.</p>\n<p>If you use your gear to make money, <em>check your insurance policy and make sure your coverage is appropriate.</em></p>\n<h2>We have created a 5-minute online insurance solution called DigiGear:</h2>\n<p><strong>Available at</strong>: &nbsp;<a href=\"https://digigearinsure.frontrowinsurance.com\">https://digigearinsure.frontrowinsurance.com</a></p>\n<p>The policy term is for 12 months and coverage is provided throughout Canada and the USA.</p>\n<p>All equipment is covered for replacement cost for: <a href=\"/articles/preventing-film-equipment-theft\" rel=\" noopener\">theft</a>, damage, fire and loss of use. Rental coverage is also available.</p>\n<h2>Industry-low film equipment insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $80 plus a fee</li>\n<li>$2,000,000 location liability coverage: $500. Liability covers property damage and bodily injury to <a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">third parties</a>. Pays legal fees, too</li>\n<li>$1,000 deductible for gear <em>(fees subject to change)</em></li>\n</ul>\n<p>\"We wanted to make the insurance process easier, faster and cheaper for filmmakers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton</a>, President of Front Row. “Given that an underwriter is not involved, the cost to process an <span style=\"font-weight: bold;\">online film equipment insurance</span> policy is much less and we have passed the savings onto the gear owner. The savings are expected to be 30% compared to standard film equipment policies. Although the <a href=\"https://digigearinsure.frontrowinsurance.com/\" rel=\"noopener\">DigiGear policy is online</a>, we are still available to answer questions <a href=\"/contact-us\" rel=\" noopener\">by email or over the phone</a> if required.”</p>\n<h3>See also:</h3>\n<ul>\n<li><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\"noopener\">Musicians may not be covered by homeowners insurance</a></li>\n<li><a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\"noopener\">Photographers may not be covered by homeowners insurance</a></li>\n</ul>","postBodyRss":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more--><div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/dZSlgTr0UVQ?si=nG7V6KEeRGPWq_2U&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><br>You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search and sees that you have <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">credits on IMDb</a> for various productions. Because you are hired with your gear as part of your weekly rate, <em>your gear is now considered “commercial” equipment and as such, not covered by your homeowner’s insurance policy,</em> which is intended to cover “personal” film gear that is not used for commercial purposes.</p>\n<p>You tell the adjuster that you only worked twice in the last 12 months on two low budget music videos and made less than $300. The adjuster shrugs, \"It doesn’t matter, even if you shoot a <a href=\"/articles/birthdaypartyinsurance\" rel=\"noopener\">birthday party</a> for 60 minutes for $50, you are a professional and your gear is considered commercial and is no longer covered under a homeowners policy.\"</p>\n<p>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professionals assume they are covered by their homeowners insurance policy when in fact they are not.</p>\n<p>If you use your gear to make money, <em>check your insurance policy and make sure your coverage is appropriate.</em></p>\n<h2>We have created a 5-minute online insurance solution called DigiGear:</h2>\n<p><strong>Available at</strong>: &nbsp;<a href=\"https://digigearinsure.frontrowinsurance.com\">https://digigearinsure.frontrowinsurance.com</a></p>\n<p>The policy term is for 12 months and coverage is provided throughout Canada and the USA.</p>\n<p>All equipment is covered for replacement cost for: <a href=\"/articles/preventing-film-equipment-theft\" rel=\" noopener\">theft</a>, damage, fire and loss of use. Rental coverage is also available.</p>\n<h2>Industry-low film equipment insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $80 plus a fee</li>\n<li>$2,000,000 location liability coverage: $500. Liability covers property damage and bodily injury to <a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">third parties</a>. Pays legal fees, too</li>\n<li>$1,000 deductible for gear <em>(fees subject to change)</em></li>\n</ul>\n<p>\"We wanted to make the insurance process easier, faster and cheaper for filmmakers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton</a>, President of Front Row. “Given that an underwriter is not involved, the cost to process an <span style=\"font-weight: bold;\">online film equipment insurance</span> policy is much less and we have passed the savings onto the gear owner. The savings are expected to be 30% compared to standard film equipment policies. Although the <a href=\"https://digigearinsure.frontrowinsurance.com/\" rel=\"noopener\">DigiGear policy is online</a>, we are still available to answer questions <a href=\"/contact-us\" rel=\" noopener\">by email or over the phone</a> if required.”</p>\n<h3>See also:</h3>\n<ul>\n<li><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\"noopener\">Musicians may not be covered by homeowners insurance</a></li>\n<li><a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\"noopener\">Photographers may not be covered by homeowners insurance</a></li>\n</ul>","postEmailContent":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/filmmakers-on-set-shutterstock_2218046127-forweb600.jpg","postListContent":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more--><div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/dZSlgTr0UVQ?si=nG7V6KEeRGPWq_2U&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><br>You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search and sees that you have <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">credits on IMDb</a> for various productions. Because you are hired with your gear as part of your weekly rate, <em>your gear is now considered “commercial” equipment and as such, not covered by your homeowner’s insurance policy,</em> which is intended to cover “personal” film gear that is not used for commercial purposes.</p>\n<p>You tell the adjuster that you only worked twice in the last 12 months on two low budget music videos and made less than $300. The adjuster shrugs, \"It doesn’t matter, even if you shoot a <a href=\"/articles/birthdaypartyinsurance\" rel=\"noopener\">birthday party</a> for 60 minutes for $50, you are a professional and your gear is considered commercial and is no longer covered under a homeowners policy.\"</p>\n<p>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professionals assume they are covered by their homeowners insurance policy when in fact they are not.</p>\n<p>If you use your gear to make money, <em>check your insurance policy and make sure your coverage is appropriate.</em></p>\n<h2>We have created a 5-minute online insurance solution called DigiGear:</h2>\n<p><strong>Available at</strong>: &nbsp;<a href=\"https://digigearinsure.frontrowinsurance.com\">https://digigearinsure.frontrowinsurance.com</a></p>\n<p>The policy term is for 12 months and coverage is provided throughout Canada and the USA.</p>\n<p>All equipment is covered for replacement cost for: <a href=\"/articles/preventing-film-equipment-theft\" rel=\" noopener\">theft</a>, damage, fire and loss of use. Rental coverage is also available.</p>\n<h2>Industry-low film equipment insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $80 plus a fee</li>\n<li>$2,000,000 location liability coverage: $500. Liability covers property damage and bodily injury to <a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">third parties</a>. Pays legal fees, too</li>\n<li>$1,000 deductible for gear <em>(fees subject to change)</em></li>\n</ul>\n<p>\"We wanted to make the insurance process easier, faster and cheaper for filmmakers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton</a>, President of Front Row. “Given that an underwriter is not involved, the cost to process an <span style=\"font-weight: bold;\">online film equipment insurance</span> policy is much less and we have passed the savings onto the gear owner. The savings are expected to be 30% compared to standard film equipment policies. Although the <a href=\"https://digigearinsure.frontrowinsurance.com/\" rel=\"noopener\">DigiGear policy is online</a>, we are still available to answer questions <a href=\"/contact-us\" rel=\" noopener\">by email or over the phone</a> if required.”</p>\n<h3>See also:</h3>\n<ul>\n<li><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\"noopener\">Musicians may not be covered by homeowners insurance</a></li>\n<li><a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\"noopener\">Photographers may not be covered by homeowners insurance</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/filmmakers-on-set-shutterstock_2218046127-forweb600.jpg","postSummary":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n","postSummaryRss":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"igChZIAV","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/security-crowd-control-shutterstock_2297326747-forweb600.jpg","previousPostFeaturedImageAltText":"Crowd control at concerts","previousPostName":"Crowd Control at Concerts: Best Practices","previousPostSlug":"articles/crowd-control-at-concerts","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1726595232000,"publishDateLocalTime":1726595232000,"publishDateLocalized":{"date":1726595232000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1737994934595,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/film-equipment-owners-you-may-not-be-covered-under-a-homeowners-insurance-policy-if-you-have-used-your-gear-professionally","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more--><div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/dZSlgTr0UVQ?si=nG7V6KEeRGPWq_2U&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><br>You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search and sees that you have <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">credits on IMDb</a> for various productions. Because you are hired with your gear as part of your weekly rate, <em>your gear is now considered “commercial” equipment and as such, not covered by your homeowner’s insurance policy,</em> which is intended to cover “personal” film gear that is not used for commercial purposes.</p>\n<p>You tell the adjuster that you only worked twice in the last 12 months on two low budget music videos and made less than $300. The adjuster shrugs, \"It doesn’t matter, even if you shoot a <a href=\"/articles/birthdaypartyinsurance\" rel=\"noopener\">birthday party</a> for 60 minutes for $50, you are a professional and your gear is considered commercial and is no longer covered under a homeowners policy.\"</p>\n<p>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professionals assume they are covered by their homeowners insurance policy when in fact they are not.</p>\n<p>If you use your gear to make money, <em>check your insurance policy and make sure your coverage is appropriate.</em></p>\n<h2>We have created a 5-minute online insurance solution called DigiGear:</h2>\n<p><strong>Available at</strong>: &nbsp;<a href=\"https://digigearinsure.frontrowinsurance.com\">https://digigearinsure.frontrowinsurance.com</a></p>\n<p>The policy term is for 12 months and coverage is provided throughout Canada and the USA.</p>\n<p>All equipment is covered for replacement cost for: <a href=\"/articles/preventing-film-equipment-theft\" rel=\" noopener\">theft</a>, damage, fire and loss of use. Rental coverage is also available.</p>\n<h2>Industry-low film equipment insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $80 plus a fee</li>\n<li>$2,000,000 location liability coverage: $500. Liability covers property damage and bodily injury to <a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">third parties</a>. Pays legal fees, too</li>\n<li>$1,000 deductible for gear <em>(fees subject to change)</em></li>\n</ul>\n<p>\"We wanted to make the insurance process easier, faster and cheaper for filmmakers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton</a>, President of Front Row. “Given that an underwriter is not involved, the cost to process an <span style=\"font-weight: bold;\">online film equipment insurance</span> policy is much less and we have passed the savings onto the gear owner. The savings are expected to be 30% compared to standard film equipment policies. Although the <a href=\"https://digigearinsure.frontrowinsurance.com/\" rel=\"noopener\">DigiGear policy is online</a>, we are still available to answer questions <a href=\"/contact-us\" rel=\" noopener\">by email or over the phone</a> if required.”</p>\n<h3>See also:</h3>\n<ul>\n<li><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\"noopener\">Musicians may not be covered by homeowners insurance</a></li>\n<li><a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\"noopener\">Photographers may not be covered by homeowners insurance</a></li>\n</ul>","rssSummary":"<p style=\"font-size: 14px; text-align: right;\"><em><span style=\"font-weight: bold;\">Image</span>: 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You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search and sees that you have credits on IMDB for various productions. Because you are hired with your gear as a part of your weekly rate, <em>your gear is now considered “commercial” equipment and as such, not covered by your homeowner’s insurance policy</em> which is intended to cover “personal” film gear that is not used for commercial purposes.</p>\n<!--more-->\n<p>You tell the adjuster that you only worked &nbsp;twice in the last 12 months on two low budget music videos and made less than $300. The adjuster shrugs, “It doesn’t matter, even if you shoot a birthday party for 60 minutes for $50, you are a professional and your gear is &nbsp;considered commercial and is no longer covered under a homeowners policy”.</p>\n<p>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professionals assume they are covered by their homeowners insurance policy when in fact they are not.</p>\nIf you use your gear to make money, <em>check your insurance policy and make sure your coverage is appropriate.</em>\n<h1>We have created a 5-minute online insurance solution called DigiGear:</h1>\n<p><strong>Available at</strong>: &nbsp;<a href=\"https://digigearinsure.frontrowinsurance.com\">https://digigearinsure.frontrowinsurance.com</a></p>\n<p>The policy term is for 12 months and coverage is provided throughout Canada and the USA.</p>\n<p>All equipment is covered for replacement cost for: <a href=\"/articles/preventing-film-equipment-theft\" rel=\" noopener\">theft</a>, damage, fire and loss of use. Rental coverage is also available.</p>\n<h2>Industry-low film equipment insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $80 plus a fee</li>\n<li>$2,000,000 location liability coverage: $500. &nbsp;Liability covers property damage and bodily injury to third parties. Pays legal fees, too</li>\n<li>$1,000 deductible for gear</li>\n</ul>\n<p>\"We wanted to make the insurance process easier, faster and cheaper for musicians,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton</a>, President of Front Row. “Given that an insurance company underwriter is not involved, the cost to process an <span style=\"font-weight: bold;\">online film equipment insurance</span> policy is much less and we have passed the savings onto the gear owner. The savings is expected to be 30% compared to standard film equipment policies. Although the DigiGear policy is online, we are still available to answer questions <a href=\"/contact-us\" rel=\" noopener\">by email or over the phone</a> if required.”</p>"},"deleted_at":1604599246425,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/importance-of-getting-media-releases","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"173606896019","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - Brand Manager","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1734492122833,"userId":null,"username":null,"website":""},"blogAuthorId":9474946913,"blogAuthorIdList":[9474946913],"blogAuthorList":[{"avatar":"","bio":"Grant Patten - 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By signing a release, the individuals grant permission for their likeness (image, voice, etc.) to be used in the film and related promotional materials. This prevents them from later claiming that their rights have been violated.<br><br></li>\n<li>**Distribution and Exhibition**: Releases are often required by <a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">distributors</a>, broadcasters, and exhibitors as proof that necessary permissions were obtained to use the participants' likenesses. Without these releases, the film may face difficulties in being distributed or exhibited.<br><br></li>\n<li>**Promotional Purposes**: Filmmakers use images, clips, and other promotional materials featuring the cast and crew to market the film. Having releases allows them to freely use such materials without concerns about legal repercussions.<br><br></li>\n<li>**Documentary Evidence**: Releases serve as documentary evidence that the participants were aware of how their <a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">likenesses</a> would be used and consented to it. This can be important if any disputes arise in the future.<br><br></li>\n<li>**Standard Industry Practice**: Requiring releases is a standard practice in the film industry. It ensures clarity and professionalism in handling the rights of the individuals involved in the production.<br><br></li>\n<li>**Insurance Requirements**: Some insurance policies may require that all necessary releases are obtained to ensure coverage in case of legal claims related to the use of likenesses.</li>\n</ol>\n<h2 style=\"font-size: 36px;\">How to go about obtaining media releases</h2>\n<p>Here’s a general outline of how to go about obtaining these releases:</p>\n<ol>\n<li>**Draft a Release Form**: Create a standard media release form that clearly outlines the rights being granted by the participant (cast or crew member) to the filmmaker or production company. This form should include:</li>\n</ol>\n<ul>\n<li>Name and contact details of the participant</li>\n<li>Description of the project (title of the film, brief synopsis)</li>\n<li>Rights granted (permission to use likeness in the film, promotional materials, etc.)</li>\n<li>Duration of the rights (typically in perpetuity or for the duration of copyright)</li>\n<li>Compensation details (if any)</li>\n<li>Signatures of both the participant and a representative of the production company</li>\n</ul>\n<p>Ideally, <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">consult an entertainment lawyer</a> to help you create this form.</p>\n<ol start=\"2\">\n<li>**Explain the Release**: Before asking participants to sign the release form, explain to them in clear terms what they are agreeing to. Ensure they understand how their likeness will be used in the film and related materials.<br><br></li>\n<li>**Timing of Signing**: Ideally, obtain the releases <a href=\"/articles/producers-buy-an-eo-policy-before-going-into-production-or-wait\" rel=\"noopener\"><em>before</em> filming begins</a> or at the start of a participant's involvement in the project. This ensures that all parties are clear on the terms from the outset.<br><br></li>\n<li>**Offer Copies**: Provide participants with a copy of the signed release form for their records. This demonstrates transparency and ensures they have documentation of their agreement.<br><br></li>\n<li>**Consider Special Cases**: For minors (under 18 years old) or individuals who may not have the capacity to fully understand the release (e.g., due to disability or language barriers), additional steps may be necessary. Legal guardians should sign on behalf of minors, and efforts should be made to ensure comprehension and voluntary consent.<br><br></li>\n<li>**Retention and Organization**: Keep all signed release forms organized and securely stored. These documents may be needed for legal or administrative purposes throughout the production and beyond.<br><br></li>\n<li>**Review Legal Requirements**: Depending on your location and the specific circumstances of your production, there may be additional legal requirements or considerations. Ideally, consult with an entertainment lawyer to ensure compliance with relevant regulations.</li>\n</ol>\n<p>By following these steps, filmmakers can effectively obtain media releases from cast and above-the-line crew members, ensuring legal protection and clarity regarding the use of their likenesses in the film and related materials.</p>\n<p>Obtaining media releases from cast and above-the-line crew members is advisable to protect both the artistic integrity and the legal rights of filmmakers/producers and ensure smooth distribution and promotion of the film.</p>\n<p><span style=\"background-color: #ffff04;\"><em>This information does not constitute legal advice. To obtain legal advice regarding <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\" style=\"background-color: #ffff04;\">clearances and releases</a>, please consult a lawyer.</em></span></p>\n<p>&nbsp;</p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s errors and omissions (E&amp;O) insurance here</a>.</p>\n<p>&nbsp;</p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">Script clearance reports</a></li>\n<li><a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">Does producer's E&amp;O insurance cover claims of breach of contract?</a></li>\n<li><a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">Dead persons in a film production have a 'right of publicity'</a></li>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web\" rel=\"noopener\">Does a film producer need to obtain releases for photos from the web?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 12px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n","rss_body":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n<!--more-->\n<p>In filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel) is important for several reasons:</p>\n<ol>\n<li>**Legal Protection**: Media releases provide legal protection to the filmmakers and production company. By signing a release, the individuals grant permission for their likeness (image, voice, etc.) to be used in the film and related promotional materials. This prevents them from later claiming that their rights have been violated.<br><br></li>\n<li>**Distribution and Exhibition**: Releases are often required by <a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">distributors</a>, broadcasters, and exhibitors as proof that necessary permissions were obtained to use the participants' likenesses. Without these releases, the film may face difficulties in being distributed or exhibited.<br><br></li>\n<li>**Promotional Purposes**: Filmmakers use images, clips, and other promotional materials featuring the cast and crew to market the film. Having releases allows them to freely use such materials without concerns about legal repercussions.<br><br></li>\n<li>**Documentary Evidence**: Releases serve as documentary evidence that the participants were aware of how their <a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">likenesses</a> would be used and consented to it. This can be important if any disputes arise in the future.<br><br></li>\n<li>**Standard Industry Practice**: Requiring releases is a standard practice in the film industry. It ensures clarity and professionalism in handling the rights of the individuals involved in the production.<br><br></li>\n<li>**Insurance Requirements**: Some insurance policies may require that all necessary releases are obtained to ensure coverage in case of legal claims related to the use of likenesses.</li>\n</ol>\n<h2 style=\"font-size: 36px;\">How to go about obtaining media releases</h2>\n<p>Here’s a general outline of how to go about obtaining these releases:</p>\n<ol>\n<li>**Draft a Release Form**: Create a standard media release form that clearly outlines the rights being granted by the participant (cast or crew member) to the filmmaker or production company. This form should include:</li>\n</ol>\n<ul>\n<li>Name and contact details of the participant</li>\n<li>Description of the project (title of the film, brief synopsis)</li>\n<li>Rights granted (permission to use likeness in the film, promotional materials, etc.)</li>\n<li>Duration of the rights (typically in perpetuity or for the duration of copyright)</li>\n<li>Compensation details (if any)</li>\n<li>Signatures of both the participant and a representative of the production company</li>\n</ul>\n<p>Ideally, <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">consult an entertainment lawyer</a> to help you create this form.</p>\n<ol start=\"2\">\n<li>**Explain the Release**: Before asking participants to sign the release form, explain to them in clear terms what they are agreeing to. Ensure they understand how their likeness will be used in the film and related materials.<br><br></li>\n<li>**Timing of Signing**: Ideally, obtain the releases <a href=\"/articles/producers-buy-an-eo-policy-before-going-into-production-or-wait\" rel=\"noopener\"><em>before</em> filming begins</a> or at the start of a participant's involvement in the project. This ensures that all parties are clear on the terms from the outset.<br><br></li>\n<li>**Offer Copies**: Provide participants with a copy of the signed release form for their records. This demonstrates transparency and ensures they have documentation of their agreement.<br><br></li>\n<li>**Consider Special Cases**: For minors (under 18 years old) or individuals who may not have the capacity to fully understand the release (e.g., due to disability or language barriers), additional steps may be necessary. Legal guardians should sign on behalf of minors, and efforts should be made to ensure comprehension and voluntary consent.<br><br></li>\n<li>**Retention and Organization**: Keep all signed release forms organized and securely stored. These documents may be needed for legal or administrative purposes throughout the production and beyond.<br><br></li>\n<li>**Review Legal Requirements**: Depending on your location and the specific circumstances of your production, there may be additional legal requirements or considerations. Ideally, consult with an entertainment lawyer to ensure compliance with relevant regulations.</li>\n</ol>\n<p>By following these steps, filmmakers can effectively obtain media releases from cast and above-the-line crew members, ensuring legal protection and clarity regarding the use of their likenesses in the film and related materials.</p>\n<p>Obtaining media releases from cast and above-the-line crew members is advisable to protect both the artistic integrity and the legal rights of filmmakers/producers and ensure smooth distribution and promotion of the film.</p>\n<p><span style=\"background-color: #ffff04;\"><em>This information does not constitute legal advice. To obtain legal advice regarding <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\" style=\"background-color: #ffff04;\">clearances and releases</a>, please consult a lawyer.</em></span></p>\n<p>&nbsp;</p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s errors and omissions (E&amp;O) insurance here</a>.</p>\n<p>&nbsp;</p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">Script clearance reports</a></li>\n<li><a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">Does producer's E&amp;O insurance cover claims of breach of contract?</a></li>\n<li><a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">Dead persons in a film production have a 'right of publicity'</a></li>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web\" rel=\"noopener\">Does a film producer need to obtain releases for photos from the web?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 12px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Laughing cast audition: media releases","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"In filmmaking, obtaining media 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filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel)","metaKeywords":null,"name":"The Importance of Getting Media Releases from Cast and Above-the-line Crew","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Filmmaking%20Online%20Courses/online-course-shutterstock_1865958031-forweb600.jpg","nextPostFeaturedImageAltText":"Filmmaker taking online course","nextPostName":"The Best Filmmaking Online Courses | Best Online Film Schools","nextPostSlug":"articles/best-filmmaking-online-courses","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"The Importance of Getting Media Releases from Cast and Above-the-line 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n<!--more-->\n<p>In filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel) is important for several reasons:</p>\n<ol>\n<li>**Legal Protection**: Media releases provide legal protection to the filmmakers and production company. By signing a release, the individuals grant permission for their likeness (image, voice, etc.) to be used in the film and related promotional materials. This prevents them from later claiming that their rights have been violated.<br><br></li>\n<li>**Distribution and Exhibition**: Releases are often required by <a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">distributors</a>, broadcasters, and exhibitors as proof that necessary permissions were obtained to use the participants' likenesses. Without these releases, the film may face difficulties in being distributed or exhibited.<br><br></li>\n<li>**Promotional Purposes**: Filmmakers use images, clips, and other promotional materials featuring the cast and crew to market the film. Having releases allows them to freely use such materials without concerns about legal repercussions.<br><br></li>\n<li>**Documentary Evidence**: Releases serve as documentary evidence that the participants were aware of how their <a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">likenesses</a> would be used and consented to it. This can be important if any disputes arise in the future.<br><br></li>\n<li>**Standard Industry Practice**: Requiring releases is a standard practice in the film industry. It ensures clarity and professionalism in handling the rights of the individuals involved in the production.<br><br></li>\n<li>**Insurance Requirements**: Some insurance policies may require that all necessary releases are obtained to ensure coverage in case of legal claims related to the use of likenesses.</li>\n</ol>\n<h2 style=\"font-size: 36px;\">How to go about obtaining media releases</h2>\n<p>Here’s a general outline of how to go about obtaining these releases:</p>\n<ol>\n<li>**Draft a Release Form**: Create a standard media release form that clearly outlines the rights being granted by the participant (cast or crew member) to the filmmaker or production company. This form should include:</li>\n</ol>\n<ul>\n<li>Name and contact details of the participant</li>\n<li>Description of the project (title of the film, brief synopsis)</li>\n<li>Rights granted (permission to use likeness in the film, promotional materials, etc.)</li>\n<li>Duration of the rights (typically in perpetuity or for the duration of copyright)</li>\n<li>Compensation details (if any)</li>\n<li>Signatures of both the participant and a representative of the production company</li>\n</ul>\n<p>Ideally, <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">consult an entertainment lawyer</a> to help you create this form.</p>\n<ol start=\"2\">\n<li>**Explain the Release**: Before asking participants to sign the release form, explain to them in clear terms what they are agreeing to. Ensure they understand how their likeness will be used in the film and related materials.<br><br></li>\n<li>**Timing of Signing**: Ideally, obtain the releases <a href=\"/articles/producers-buy-an-eo-policy-before-going-into-production-or-wait\" rel=\"noopener\"><em>before</em> filming begins</a> or at the start of a participant's involvement in the project. This ensures that all parties are clear on the terms from the outset.<br><br></li>\n<li>**Offer Copies**: Provide participants with a copy of the signed release form for their records. This demonstrates transparency and ensures they have documentation of their agreement.<br><br></li>\n<li>**Consider Special Cases**: For minors (under 18 years old) or individuals who may not have the capacity to fully understand the release (e.g., due to disability or language barriers), additional steps may be necessary. Legal guardians should sign on behalf of minors, and efforts should be made to ensure comprehension and voluntary consent.<br><br></li>\n<li>**Retention and Organization**: Keep all signed release forms organized and securely stored. These documents may be needed for legal or administrative purposes throughout the production and beyond.<br><br></li>\n<li>**Review Legal Requirements**: Depending on your location and the specific circumstances of your production, there may be additional legal requirements or considerations. Ideally, consult with an entertainment lawyer to ensure compliance with relevant regulations.</li>\n</ol>\n<p>By following these steps, filmmakers can effectively obtain media releases from cast and above-the-line crew members, ensuring legal protection and clarity regarding the use of their likenesses in the film and related materials.</p>\n<p>Obtaining media releases from cast and above-the-line crew members is advisable to protect both the artistic integrity and the legal rights of filmmakers/producers and ensure smooth distribution and promotion of the film.</p>\n<p><span style=\"background-color: #ffff04;\"><em>This information does not constitute legal advice. To obtain legal advice regarding <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\" style=\"background-color: #ffff04;\">clearances and releases</a>, please consult a lawyer.</em></span></p>\n<p>&nbsp;</p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s errors and omissions (E&amp;O) insurance here</a>.</p>\n<p>&nbsp;</p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">Script clearance reports</a></li>\n<li><a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">Does producer's E&amp;O insurance cover claims of breach of contract?</a></li>\n<li><a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">Dead persons in a film production have a 'right of publicity'</a></li>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web\" rel=\"noopener\">Does a film producer need to obtain releases for photos from the web?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 12px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n<!--more-->\n<p>In filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel) is important for several reasons:</p>\n<ol>\n<li>**Legal Protection**: Media releases provide legal protection to the filmmakers and production company. By signing a release, the individuals grant permission for their likeness (image, voice, etc.) to be used in the film and related promotional materials. This prevents them from later claiming that their rights have been violated.<br><br></li>\n<li>**Distribution and Exhibition**: Releases are often required by <a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">distributors</a>, broadcasters, and exhibitors as proof that necessary permissions were obtained to use the participants' likenesses. Without these releases, the film may face difficulties in being distributed or exhibited.<br><br></li>\n<li>**Promotional Purposes**: Filmmakers use images, clips, and other promotional materials featuring the cast and crew to market the film. Having releases allows them to freely use such materials without concerns about legal repercussions.<br><br></li>\n<li>**Documentary Evidence**: Releases serve as documentary evidence that the participants were aware of how their <a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">likenesses</a> would be used and consented to it. This can be important if any disputes arise in the future.<br><br></li>\n<li>**Standard Industry Practice**: Requiring releases is a standard practice in the film industry. It ensures clarity and professionalism in handling the rights of the individuals involved in the production.<br><br></li>\n<li>**Insurance Requirements**: Some insurance policies may require that all necessary releases are obtained to ensure coverage in case of legal claims related to the use of likenesses.</li>\n</ol>\n<h2 style=\"font-size: 36px;\">How to go about obtaining media releases</h2>\n<p>Here’s a general outline of how to go about obtaining these releases:</p>\n<ol>\n<li>**Draft a Release Form**: Create a standard media release form that clearly outlines the rights being granted by the participant (cast or crew member) to the filmmaker or production company. This form should include:</li>\n</ol>\n<ul>\n<li>Name and contact details of the participant</li>\n<li>Description of the project (title of the film, brief synopsis)</li>\n<li>Rights granted (permission to use likeness in the film, promotional materials, etc.)</li>\n<li>Duration of the rights (typically in perpetuity or for the duration of copyright)</li>\n<li>Compensation details (if any)</li>\n<li>Signatures of both the participant and a representative of the production company</li>\n</ul>\n<p>Ideally, <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">consult an entertainment lawyer</a> to help you create this form.</p>\n<ol start=\"2\">\n<li>**Explain the Release**: Before asking participants to sign the release form, explain to them in clear terms what they are agreeing to. Ensure they understand how their likeness will be used in the film and related materials.<br><br></li>\n<li>**Timing of Signing**: Ideally, obtain the releases <a href=\"/articles/producers-buy-an-eo-policy-before-going-into-production-or-wait\" rel=\"noopener\"><em>before</em> filming begins</a> or at the start of a participant's involvement in the project. This ensures that all parties are clear on the terms from the outset.<br><br></li>\n<li>**Offer Copies**: Provide participants with a copy of the signed release form for their records. This demonstrates transparency and ensures they have documentation of their agreement.<br><br></li>\n<li>**Consider Special Cases**: For minors (under 18 years old) or individuals who may not have the capacity to fully understand the release (e.g., due to disability or language barriers), additional steps may be necessary. Legal guardians should sign on behalf of minors, and efforts should be made to ensure comprehension and voluntary consent.<br><br></li>\n<li>**Retention and Organization**: Keep all signed release forms organized and securely stored. These documents may be needed for legal or administrative purposes throughout the production and beyond.<br><br></li>\n<li>**Review Legal Requirements**: Depending on your location and the specific circumstances of your production, there may be additional legal requirements or considerations. Ideally, consult with an entertainment lawyer to ensure compliance with relevant regulations.</li>\n</ol>\n<p>By following these steps, filmmakers can effectively obtain media releases from cast and above-the-line crew members, ensuring legal protection and clarity regarding the use of their likenesses in the film and related materials.</p>\n<p>Obtaining media releases from cast and above-the-line crew members is advisable to protect both the artistic integrity and the legal rights of filmmakers/producers and ensure smooth distribution and promotion of the film.</p>\n<p><span style=\"background-color: #ffff04;\"><em>This information does not constitute legal advice. To obtain legal advice regarding <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\" style=\"background-color: #ffff04;\">clearances and releases</a>, please consult a lawyer.</em></span></p>\n<p>&nbsp;</p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s errors and omissions (E&amp;O) insurance here</a>.</p>\n<p>&nbsp;</p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">Script clearance reports</a></li>\n<li><a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">Does producer's E&amp;O insurance cover claims of breach of contract?</a></li>\n<li><a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">Dead persons in a film production have a 'right of publicity'</a></li>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web\" rel=\"noopener\">Does a film producer need to obtain releases for photos from the web?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 12px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/laughing-cast-shutterstock_2407963169-forweb600.jpg","postListContent":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n<!--more-->\n<p>In filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel) is important for several reasons:</p>\n<ol>\n<li>**Legal Protection**: Media releases provide legal protection to the filmmakers and production company. By signing a release, the individuals grant permission for their likeness (image, voice, etc.) to be used in the film and related promotional materials. This prevents them from later claiming that their rights have been violated.<br><br></li>\n<li>**Distribution and Exhibition**: Releases are often required by <a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">distributors</a>, broadcasters, and exhibitors as proof that necessary permissions were obtained to use the participants' likenesses. Without these releases, the film may face difficulties in being distributed or exhibited.<br><br></li>\n<li>**Promotional Purposes**: Filmmakers use images, clips, and other promotional materials featuring the cast and crew to market the film. Having releases allows them to freely use such materials without concerns about legal repercussions.<br><br></li>\n<li>**Documentary Evidence**: Releases serve as documentary evidence that the participants were aware of how their <a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">likenesses</a> would be used and consented to it. This can be important if any disputes arise in the future.<br><br></li>\n<li>**Standard Industry Practice**: Requiring releases is a standard practice in the film industry. It ensures clarity and professionalism in handling the rights of the individuals involved in the production.<br><br></li>\n<li>**Insurance Requirements**: Some insurance policies may require that all necessary releases are obtained to ensure coverage in case of legal claims related to the use of likenesses.</li>\n</ol>\n<h2 style=\"font-size: 36px;\">How to go about obtaining media releases</h2>\n<p>Here’s a general outline of how to go about obtaining these releases:</p>\n<ol>\n<li>**Draft a Release Form**: Create a standard media release form that clearly outlines the rights being granted by the participant (cast or crew member) to the filmmaker or production company. This form should include:</li>\n</ol>\n<ul>\n<li>Name and contact details of the participant</li>\n<li>Description of the project (title of the film, brief synopsis)</li>\n<li>Rights granted (permission to use likeness in the film, promotional materials, etc.)</li>\n<li>Duration of the rights (typically in perpetuity or for the duration of copyright)</li>\n<li>Compensation details (if any)</li>\n<li>Signatures of both the participant and a representative of the production company</li>\n</ul>\n<p>Ideally, <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">consult an entertainment lawyer</a> to help you create this form.</p>\n<ol start=\"2\">\n<li>**Explain the Release**: Before asking participants to sign the release form, explain to them in clear terms what they are agreeing to. Ensure they understand how their likeness will be used in the film and related materials.<br><br></li>\n<li>**Timing of Signing**: Ideally, obtain the releases <a href=\"/articles/producers-buy-an-eo-policy-before-going-into-production-or-wait\" rel=\"noopener\"><em>before</em> filming begins</a> or at the start of a participant's involvement in the project. This ensures that all parties are clear on the terms from the outset.<br><br></li>\n<li>**Offer Copies**: Provide participants with a copy of the signed release form for their records. This demonstrates transparency and ensures they have documentation of their agreement.<br><br></li>\n<li>**Consider Special Cases**: For minors (under 18 years old) or individuals who may not have the capacity to fully understand the release (e.g., due to disability or language barriers), additional steps may be necessary. Legal guardians should sign on behalf of minors, and efforts should be made to ensure comprehension and voluntary consent.<br><br></li>\n<li>**Retention and Organization**: Keep all signed release forms organized and securely stored. These documents may be needed for legal or administrative purposes throughout the production and beyond.<br><br></li>\n<li>**Review Legal Requirements**: Depending on your location and the specific circumstances of your production, there may be additional legal requirements or considerations. Ideally, consult with an entertainment lawyer to ensure compliance with relevant regulations.</li>\n</ol>\n<p>By following these steps, filmmakers can effectively obtain media releases from cast and above-the-line crew members, ensuring legal protection and clarity regarding the use of their likenesses in the film and related materials.</p>\n<p>Obtaining media releases from cast and above-the-line crew members is advisable to protect both the artistic integrity and the legal rights of filmmakers/producers and ensure smooth distribution and promotion of the film.</p>\n<p><span style=\"background-color: #ffff04;\"><em>This information does not constitute legal advice. To obtain legal advice regarding <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\" style=\"background-color: #ffff04;\">clearances and releases</a>, please consult a lawyer.</em></span></p>\n<p>&nbsp;</p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s errors and omissions (E&amp;O) insurance here</a>.</p>\n<p>&nbsp;</p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">Script clearance reports</a></li>\n<li><a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">Does producer's E&amp;O insurance cover claims of breach of contract?</a></li>\n<li><a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">Dead persons in a film production have a 'right of publicity'</a></li>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web\" rel=\"noopener\">Does a film producer need to obtain releases for photos from the web?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 12px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/laughing-cast-shutterstock_2407963169-forweb600.jpg","postSummary":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n","postSummaryRss":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"rsanPTtM","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/filmmakers-on-set-shutterstock_2218046127-forweb600.jpg","previousPostFeaturedImageAltText":"Filmmakers: You May NOT be Covered under Homeowners Insurance","previousPostName":"Your Film Gear May NOT be Covered under Your Homeowners Insurance","previousPostSlug":"articles/film-equipment-owners-you-may-not-be-covered-under-a-homeowners-insurance-policy-if-you-have-used-your-gear-professionally","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1725045376000,"publishDateLocalTime":1725045376000,"publishDateLocalized":{"date":1725045376000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1725045376734,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/importance-of-getting-media-releases","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n<!--more-->\n<p>In filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel) is important for several reasons:</p>\n<ol>\n<li>**Legal Protection**: Media releases provide legal protection to the filmmakers and production company. By signing a release, the individuals grant permission for their likeness (image, voice, etc.) to be used in the film and related promotional materials. This prevents them from later claiming that their rights have been violated.<br><br></li>\n<li>**Distribution and Exhibition**: Releases are often required by <a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">distributors</a>, broadcasters, and exhibitors as proof that necessary permissions were obtained to use the participants' likenesses. Without these releases, the film may face difficulties in being distributed or exhibited.<br><br></li>\n<li>**Promotional Purposes**: Filmmakers use images, clips, and other promotional materials featuring the cast and crew to market the film. Having releases allows them to freely use such materials without concerns about legal repercussions.<br><br></li>\n<li>**Documentary Evidence**: Releases serve as documentary evidence that the participants were aware of how their <a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">likenesses</a> would be used and consented to it. This can be important if any disputes arise in the future.<br><br></li>\n<li>**Standard Industry Practice**: Requiring releases is a standard practice in the film industry. It ensures clarity and professionalism in handling the rights of the individuals involved in the production.<br><br></li>\n<li>**Insurance Requirements**: Some insurance policies may require that all necessary releases are obtained to ensure coverage in case of legal claims related to the use of likenesses.</li>\n</ol>\n<h2 style=\"font-size: 36px;\">How to go about obtaining media releases</h2>\n<p>Here’s a general outline of how to go about obtaining these releases:</p>\n<ol>\n<li>**Draft a Release Form**: Create a standard media release form that clearly outlines the rights being granted by the participant (cast or crew member) to the filmmaker or production company. This form should include:</li>\n</ol>\n<ul>\n<li>Name and contact details of the participant</li>\n<li>Description of the project (title of the film, brief synopsis)</li>\n<li>Rights granted (permission to use likeness in the film, promotional materials, etc.)</li>\n<li>Duration of the rights (typically in perpetuity or for the duration of copyright)</li>\n<li>Compensation details (if any)</li>\n<li>Signatures of both the participant and a representative of the production company</li>\n</ul>\n<p>Ideally, <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">consult an entertainment lawyer</a> to help you create this form.</p>\n<ol start=\"2\">\n<li>**Explain the Release**: Before asking participants to sign the release form, explain to them in clear terms what they are agreeing to. Ensure they understand how their likeness will be used in the film and related materials.<br><br></li>\n<li>**Timing of Signing**: Ideally, obtain the releases <a href=\"/articles/producers-buy-an-eo-policy-before-going-into-production-or-wait\" rel=\"noopener\"><em>before</em> filming begins</a> or at the start of a participant's involvement in the project. This ensures that all parties are clear on the terms from the outset.<br><br></li>\n<li>**Offer Copies**: Provide participants with a copy of the signed release form for their records. This demonstrates transparency and ensures they have documentation of their agreement.<br><br></li>\n<li>**Consider Special Cases**: For minors (under 18 years old) or individuals who may not have the capacity to fully understand the release (e.g., due to disability or language barriers), additional steps may be necessary. Legal guardians should sign on behalf of minors, and efforts should be made to ensure comprehension and voluntary consent.<br><br></li>\n<li>**Retention and Organization**: Keep all signed release forms organized and securely stored. These documents may be needed for legal or administrative purposes throughout the production and beyond.<br><br></li>\n<li>**Review Legal Requirements**: Depending on your location and the specific circumstances of your production, there may be additional legal requirements or considerations. Ideally, consult with an entertainment lawyer to ensure compliance with relevant regulations.</li>\n</ol>\n<p>By following these steps, filmmakers can effectively obtain media releases from cast and above-the-line crew members, ensuring legal protection and clarity regarding the use of their likenesses in the film and related materials.</p>\n<p>Obtaining media releases from cast and above-the-line crew members is advisable to protect both the artistic integrity and the legal rights of filmmakers/producers and ensure smooth distribution and promotion of the film.</p>\n<p><span style=\"background-color: #ffff04;\"><em>This information does not constitute legal advice. To obtain legal advice regarding <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\" style=\"background-color: #ffff04;\">clearances and releases</a>, please consult a lawyer.</em></span></p>\n<p>&nbsp;</p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s errors and omissions (E&amp;O) insurance here</a>.</p>\n<p>&nbsp;</p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">Script clearance reports</a></li>\n<li><a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">Does producer's E&amp;O insurance cover claims of breach of contract?</a></li>\n<li><a href=\"/articles/film-production-right-of-publicity\" rel=\"noopener\">Dead persons in a film production have a 'right of publicity'</a></li>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web\" rel=\"noopener\">Does a film producer need to obtain releases for photos from the web?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 12px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<p style=\"font-size: 12px; text-align: right;\"><em>Image credit: Shutterstock</em></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/laughing-cast-shutterstock_2407963169-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1768072576504,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/f004925b-1abb-4aec-badd-77b5620d7152.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/importance-of-getting-media-releases","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708904,949708924,949708959,956557290,956557650,3018617752],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film 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Schools","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"The Best Filmmaking Online Courses | Best Online Film Schools","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708709,949708904,4153051246,6071026199,30486043401],"topic_ids":[949708709,949708904,4153051246,6071026199,30486043401],"post_summary":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n","post_body":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n<!--more-->\n<ol>\n<li><a href=\"#scorsese\" rel=\"noopener\">Scorsese’s MasterClass</a></li>\n<li><a href=\"#udemy\" rel=\"noopener\">Udemy’s Complete Filmmaker Guide</a></li>\n<li><a href=\"#linkedin\" rel=\"noopener\">LinkedIn Learning: Become a Film Producer</a></li>\n<li><a href=\"#nofilm\" rel=\"noopener\">No Film School</a></li>\n<li><a href=\"#creativelive\" rel=\"noopener\">CreativeLive</a></li>\n<li><a href=\"#mzed\" rel=\"noopener\">MZed</a></li>\n<li><a href=\"#futurelearn\" rel=\"noopener\">FutureLearn</a></li>\n<li><a href=\"#skillshare\" rel=\"noopener\">Skillshare</a></li>\n<li><a href=\"#filmmakeru\" rel=\"noopener\">Filmmaker U</a></li>\n<li><a href=\"#academy\" rel=\"noopener\">Filmmakers Academy</a></li>\n</ol>\n<a id=\"scorsese\" data-hs-anchor=\"true\"></a>\n<h2>Scorsese’s MasterClass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking\" rel=\"nofollow noopener\">https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking</a></p>\n<p>Filmmaking legend Martin Scorsese shares insights from his decades-long career, covering topics such as storytelling, character development, and the art of directing.</p>\n<p>The course includes lessons on script analysis and the nuances of visual storytelling, with Scorsese providing personal anecdotes and practical advice.</p>\n<p>&nbsp;</p>\n<a id=\"udemy\" data-hs-anchor=\"true\"></a>\n<h2>Udemy’s Complete Filmmaker Guide</h2>\n<p><strong>Website</strong>: <a href=\"https://www.udemy.com/course/incrediblevideocreator\" rel=\"nofollow noopener\">https://www.udemy.com/course/incrediblevideocreator</a></p>\n<p>Udemy’s course is designed for beginners and covers everything from basic filmmaking techniques to advanced cinematography. It includes lessons on camera operation, lighting, sound, and editing.</p>\n<p>It’s a practical guide with a focus on creating high-quality videos with limited resources.</p>\n<p>&nbsp;</p>\n<a id=\"linkedin\" data-hs-anchor=\"true\"></a>\n<h2>LinkedIn Learning: Become a Film/Video Producer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.linkedin.com/learning/paths/become-a-film-and-video-producer\" rel=\"nofollow noopener\">https://www.linkedin.com/learning/paths/become-a-film-and-video-producer</a></p>\n<p>LinkedIn’s course provides a foundational understanding of film production, covering topics like pre-production planning, camera techniques, lighting, and sound.</p>\n<p>It’s geared towards those new to filmmaking and provides practical advice for managing a film project from start to finish.</p>\n<p>&nbsp;</p>\n<a id=\"nofilm\" data-hs-anchor=\"true\"></a>\n<h2>No Film School’s Curriculum</h2>\n<p><strong>Website</strong>: <a href=\"https://nofilmschool.com/film-school-curriculum\" rel=\"nofollow noopener\">https://nofilmschool.com/film-school-curriculum</a></p>\n<p>No Film School’s course offers a broad overview of filmmaking, including scriptwriting, cinematography, and editing.</p>\n<p>It’s designed to help students understand the entire filmmaking process and includes insights from industry professionals and practical exercises to build skills.</p>\n<p>&nbsp;</p>\n<a id=\"creativelive\" data-hs-anchor=\"true\"></a>\n<h2>CreativeLive: The Art of Filmmaking and Editing</h2>\n<p><strong>Website</strong>: <a href=\"https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow\" rel=\"nofollow noopener\">https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow</a></p>\n<p>This film workshop is your opportunity to learn how to become a visual storyteller with Jeff Medford and Ross Hockrow.</p>\n<p>Whether you're a photographer or an aspiring filmmaker, you will come out of this class with all of the skills to produce web commercials, wedding, birth, family and event films.</p>\n<p>&nbsp;</p>\n<a id=\"mzed\" data-hs-anchor=\"true\"></a>\n<h2>MZed: Philip Bloom's Cinematic Masterclass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.mzed.com/courses/philip-bloom-cinematic-masterclass\" rel=\"nofollow noopener\">https://www.mzed.com/courses/philip-bloom-cinematic-masterclass</a></p>\n<p>Join filmmaker, educator and pioneer Philip Bloom as he embarks on his most adventurous project to date. From the wind-swept coast of Ireland to the unforgiving heat of the Mojave Desert, travel with Philip as he guides you through the art and science of filmmaking and shares his most important advice for capturing the style of cinematic images that have made him one of the world's most beloved independent filmmakers.</p>\n<p>&nbsp;</p>\n<a id=\"futurelearn\" data-hs-anchor=\"true\"></a>\n<h2>FutureLearn’s Explore Filmmaking: from Script to Screen</h2>\n<p><strong>Website</strong>: <a href=\"https://www.futurelearn.com/courses/explore-filmmaking\" rel=\"nofollow noopener\">https://www.futurelearn.com/courses/explore-filmmaking</a></p>\n<p>Learn from award-winning filmmakers how films go from script to screen with this film production course from the BFI Film Academy.</p>\n<p>This course covers the essentials of filmmaking, including scriptwriting, production planning, and directing. It also offers insights into the collaborative nature of filmmaking and how to work effectively with a team.</p>\n<p>&nbsp;</p>\n<a id=\"skillshare\" data-hs-anchor=\"true\"></a>\n<h2>Skillshare’s Learn Filmmaking from Beginner to Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952\" rel=\"nofollow noopener\">https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952</a></p>\n<p>Learn the fundamental basics of professional filmmaking as taught by in film schools. This complete guide teaches you all the technical and artists rules of videography to get started as a filmmaker.</p>\n<p>By the end of the class, you'll have a complete fundamental understanding of the rules of filmmaking. This means that you can start making videos like a professional would.</p>\n<p>&nbsp;</p>\n<a id=\"filmmakeru\" data-hs-anchor=\"true\"></a>\n<h2>Filmmaker U: various courses</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakeru.com/store\" rel=\"nofollow noopener\">https://www.filmmakeru.com/store</a></p>\n<p>Online courses and talks with leading professionals in the film and TV business.</p>\n<p>Various courses featuring experienced filmmakers are available on Filmmaker U, including <em>Cinematography with Kirsten Johnson, ASC</em> and <em>Sit in the Edit Suite with Editor Brian Kates, ACE</em>.</p>\n<p>&nbsp;</p>\n<a id=\"academy\" data-hs-anchor=\"true\"></a>\n<h2>Filmmakers Academy</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakersacademy.com/\" rel=\"nofollow noopener\">https://www.filmmakersacademy.com/</a></p>\n<p>Filmmakers Academy has hundreds of hours of training videos + educational content, coaching sessions, and a global community of filmmakers.</p>\n<p>Master your career with 900+ hours of training videos, masterclasses, courses, lessons, lectures, and podcasts across the most popular filmmaking disciplines.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about online courses for filmmakers, chances are that you’re a filmmaker yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/best-filmmaking-schools-in-canada\" rel=\"noopener\">BEST FILM SCHOOLS IN CANADA</a></li>\n<li><a href=\"/articles/top-filmmaking-schools-in-the-usa\" rel=\"noopener\">BEST FILM SCHOOLS IN USA</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">THE BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li>Google web story: <a href=\"https://stories.frontrowinsurance.com/the-best-filmmaking-online-courses/\" rel=\"noopener\">THE BEST FILMMAKING ONLINE COURSES</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n","rss_body":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n<!--more-->\n<ol>\n<li><a href=\"#scorsese\" rel=\"noopener\">Scorsese’s MasterClass</a></li>\n<li><a href=\"#udemy\" rel=\"noopener\">Udemy’s Complete Filmmaker Guide</a></li>\n<li><a href=\"#linkedin\" rel=\"noopener\">LinkedIn Learning: Become a Film Producer</a></li>\n<li><a href=\"#nofilm\" rel=\"noopener\">No Film School</a></li>\n<li><a href=\"#creativelive\" rel=\"noopener\">CreativeLive</a></li>\n<li><a href=\"#mzed\" rel=\"noopener\">MZed</a></li>\n<li><a href=\"#futurelearn\" rel=\"noopener\">FutureLearn</a></li>\n<li><a href=\"#skillshare\" rel=\"noopener\">Skillshare</a></li>\n<li><a href=\"#filmmakeru\" rel=\"noopener\">Filmmaker U</a></li>\n<li><a href=\"#academy\" rel=\"noopener\">Filmmakers Academy</a></li>\n</ol>\n<a id=\"scorsese\" data-hs-anchor=\"true\"></a>\n<h2>Scorsese’s MasterClass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking\" rel=\"nofollow noopener\">https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking</a></p>\n<p>Filmmaking legend Martin Scorsese shares insights from his decades-long career, covering topics such as storytelling, character development, and the art of directing.</p>\n<p>The course includes lessons on script analysis and the nuances of visual storytelling, with Scorsese providing personal anecdotes and practical advice.</p>\n<p>&nbsp;</p>\n<a id=\"udemy\" data-hs-anchor=\"true\"></a>\n<h2>Udemy’s Complete Filmmaker Guide</h2>\n<p><strong>Website</strong>: <a href=\"https://www.udemy.com/course/incrediblevideocreator\" rel=\"nofollow noopener\">https://www.udemy.com/course/incrediblevideocreator</a></p>\n<p>Udemy’s course is designed for beginners and covers everything from basic filmmaking techniques to advanced cinematography. It includes lessons on camera operation, lighting, sound, and editing.</p>\n<p>It’s a practical guide with a focus on creating high-quality videos with limited resources.</p>\n<p>&nbsp;</p>\n<a id=\"linkedin\" data-hs-anchor=\"true\"></a>\n<h2>LinkedIn Learning: Become a Film/Video Producer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.linkedin.com/learning/paths/become-a-film-and-video-producer\" rel=\"nofollow noopener\">https://www.linkedin.com/learning/paths/become-a-film-and-video-producer</a></p>\n<p>LinkedIn’s course provides a foundational understanding of film production, covering topics like pre-production planning, camera techniques, lighting, and sound.</p>\n<p>It’s geared towards those new to filmmaking and provides practical advice for managing a film project from start to finish.</p>\n<p>&nbsp;</p>\n<a id=\"nofilm\" data-hs-anchor=\"true\"></a>\n<h2>No Film School’s Curriculum</h2>\n<p><strong>Website</strong>: <a href=\"https://nofilmschool.com/film-school-curriculum\" rel=\"nofollow noopener\">https://nofilmschool.com/film-school-curriculum</a></p>\n<p>No Film School’s course offers a broad overview of filmmaking, including scriptwriting, cinematography, and editing.</p>\n<p>It’s designed to help students understand the entire filmmaking process and includes insights from industry professionals and practical exercises to build skills.</p>\n<p>&nbsp;</p>\n<a id=\"creativelive\" data-hs-anchor=\"true\"></a>\n<h2>CreativeLive: The Art of Filmmaking and Editing</h2>\n<p><strong>Website</strong>: <a href=\"https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow\" rel=\"nofollow noopener\">https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow</a></p>\n<p>This film workshop is your opportunity to learn how to become a visual storyteller with Jeff Medford and Ross Hockrow.</p>\n<p>Whether you're a photographer or an aspiring filmmaker, you will come out of this class with all of the skills to produce web commercials, wedding, birth, family and event films.</p>\n<p>&nbsp;</p>\n<a id=\"mzed\" data-hs-anchor=\"true\"></a>\n<h2>MZed: Philip Bloom's Cinematic Masterclass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.mzed.com/courses/philip-bloom-cinematic-masterclass\" rel=\"nofollow noopener\">https://www.mzed.com/courses/philip-bloom-cinematic-masterclass</a></p>\n<p>Join filmmaker, educator and pioneer Philip Bloom as he embarks on his most adventurous project to date. From the wind-swept coast of Ireland to the unforgiving heat of the Mojave Desert, travel with Philip as he guides you through the art and science of filmmaking and shares his most important advice for capturing the style of cinematic images that have made him one of the world's most beloved independent filmmakers.</p>\n<p>&nbsp;</p>\n<a id=\"futurelearn\" data-hs-anchor=\"true\"></a>\n<h2>FutureLearn’s Explore Filmmaking: from Script to Screen</h2>\n<p><strong>Website</strong>: <a href=\"https://www.futurelearn.com/courses/explore-filmmaking\" rel=\"nofollow noopener\">https://www.futurelearn.com/courses/explore-filmmaking</a></p>\n<p>Learn from award-winning filmmakers how films go from script to screen with this film production course from the BFI Film Academy.</p>\n<p>This course covers the essentials of filmmaking, including scriptwriting, production planning, and directing. It also offers insights into the collaborative nature of filmmaking and how to work effectively with a team.</p>\n<p>&nbsp;</p>\n<a id=\"skillshare\" data-hs-anchor=\"true\"></a>\n<h2>Skillshare’s Learn Filmmaking from Beginner to Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952\" rel=\"nofollow noopener\">https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952</a></p>\n<p>Learn the fundamental basics of professional filmmaking as taught by in film schools. This complete guide teaches you all the technical and artists rules of videography to get started as a filmmaker.</p>\n<p>By the end of the class, you'll have a complete fundamental understanding of the rules of filmmaking. This means that you can start making videos like a professional would.</p>\n<p>&nbsp;</p>\n<a id=\"filmmakeru\" data-hs-anchor=\"true\"></a>\n<h2>Filmmaker U: various courses</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakeru.com/store\" rel=\"nofollow noopener\">https://www.filmmakeru.com/store</a></p>\n<p>Online courses and talks with leading professionals in the film and TV business.</p>\n<p>Various courses featuring experienced filmmakers are available on Filmmaker U, including <em>Cinematography with Kirsten Johnson, ASC</em> and <em>Sit in the Edit Suite with Editor Brian Kates, ACE</em>.</p>\n<p>&nbsp;</p>\n<a id=\"academy\" data-hs-anchor=\"true\"></a>\n<h2>Filmmakers Academy</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakersacademy.com/\" rel=\"nofollow noopener\">https://www.filmmakersacademy.com/</a></p>\n<p>Filmmakers Academy has hundreds of hours of training videos + educational content, coaching sessions, and a global community of filmmakers.</p>\n<p>Master your career with 900+ hours of training videos, masterclasses, courses, lessons, lectures, and podcasts across the most popular filmmaking disciplines.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about online courses for filmmakers, chances are that you’re a filmmaker yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/best-filmmaking-schools-in-canada\" rel=\"noopener\">BEST FILM SCHOOLS IN CANADA</a></li>\n<li><a href=\"/articles/top-filmmaking-schools-in-the-usa\" rel=\"noopener\">BEST FILM SCHOOLS IN USA</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">THE BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li>Google web story: <a href=\"https://stories.frontrowinsurance.com/the-best-filmmaking-online-courses/\" rel=\"noopener\">THE BEST FILMMAKING ONLINE COURSES</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Filmmaker taking online course","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"We previously published articles about the best film schools in Canada and the USA. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n<!--more-->\n<ol>\n<li><a href=\"#scorsese\" rel=\"noopener\">Scorsese’s MasterClass</a></li>\n<li><a href=\"#udemy\" rel=\"noopener\">Udemy’s Complete Filmmaker Guide</a></li>\n<li><a href=\"#linkedin\" rel=\"noopener\">LinkedIn Learning: Become a Film Producer</a></li>\n<li><a href=\"#nofilm\" rel=\"noopener\">No Film School</a></li>\n<li><a href=\"#creativelive\" rel=\"noopener\">CreativeLive</a></li>\n<li><a href=\"#mzed\" rel=\"noopener\">MZed</a></li>\n<li><a href=\"#futurelearn\" rel=\"noopener\">FutureLearn</a></li>\n<li><a href=\"#skillshare\" rel=\"noopener\">Skillshare</a></li>\n<li><a href=\"#filmmakeru\" rel=\"noopener\">Filmmaker U</a></li>\n<li><a href=\"#academy\" rel=\"noopener\">Filmmakers Academy</a></li>\n</ol>\n<a id=\"scorsese\" data-hs-anchor=\"true\"></a>\n<h2>Scorsese’s MasterClass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking\" rel=\"nofollow noopener\">https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking</a></p>\n<p>Filmmaking legend Martin Scorsese shares insights from his decades-long career, covering topics such as storytelling, character development, and the art of directing.</p>\n<p>The course includes lessons on script analysis and the nuances of visual storytelling, with Scorsese providing personal anecdotes and practical advice.</p>\n<p>&nbsp;</p>\n<a id=\"udemy\" data-hs-anchor=\"true\"></a>\n<h2>Udemy’s Complete Filmmaker Guide</h2>\n<p><strong>Website</strong>: <a href=\"https://www.udemy.com/course/incrediblevideocreator\" rel=\"nofollow noopener\">https://www.udemy.com/course/incrediblevideocreator</a></p>\n<p>Udemy’s course is designed for beginners and covers everything from basic filmmaking techniques to advanced cinematography. It includes lessons on camera operation, lighting, sound, and editing.</p>\n<p>It’s a practical guide with a focus on creating high-quality videos with limited resources.</p>\n<p>&nbsp;</p>\n<a id=\"linkedin\" data-hs-anchor=\"true\"></a>\n<h2>LinkedIn Learning: Become a Film/Video Producer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.linkedin.com/learning/paths/become-a-film-and-video-producer\" rel=\"nofollow noopener\">https://www.linkedin.com/learning/paths/become-a-film-and-video-producer</a></p>\n<p>LinkedIn’s course provides a foundational understanding of film production, covering topics like pre-production planning, camera techniques, lighting, and sound.</p>\n<p>It’s geared towards those new to filmmaking and provides practical advice for managing a film project from start to finish.</p>\n<p>&nbsp;</p>\n<a id=\"nofilm\" data-hs-anchor=\"true\"></a>\n<h2>No Film School’s Curriculum</h2>\n<p><strong>Website</strong>: <a href=\"https://nofilmschool.com/film-school-curriculum\" rel=\"nofollow noopener\">https://nofilmschool.com/film-school-curriculum</a></p>\n<p>No Film School’s course offers a broad overview of filmmaking, including scriptwriting, cinematography, and editing.</p>\n<p>It’s designed to help students understand the entire filmmaking process and includes insights from industry professionals and practical exercises to build skills.</p>\n<p>&nbsp;</p>\n<a id=\"creativelive\" data-hs-anchor=\"true\"></a>\n<h2>CreativeLive: The Art of Filmmaking and Editing</h2>\n<p><strong>Website</strong>: <a href=\"https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow\" rel=\"nofollow noopener\">https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow</a></p>\n<p>This film workshop is your opportunity to learn how to become a visual storyteller with Jeff Medford and Ross Hockrow.</p>\n<p>Whether you're a photographer or an aspiring filmmaker, you will come out of this class with all of the skills to produce web commercials, wedding, birth, family and event films.</p>\n<p>&nbsp;</p>\n<a id=\"mzed\" data-hs-anchor=\"true\"></a>\n<h2>MZed: Philip Bloom's Cinematic Masterclass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.mzed.com/courses/philip-bloom-cinematic-masterclass\" rel=\"nofollow noopener\">https://www.mzed.com/courses/philip-bloom-cinematic-masterclass</a></p>\n<p>Join filmmaker, educator and pioneer Philip Bloom as he embarks on his most adventurous project to date. From the wind-swept coast of Ireland to the unforgiving heat of the Mojave Desert, travel with Philip as he guides you through the art and science of filmmaking and shares his most important advice for capturing the style of cinematic images that have made him one of the world's most beloved independent filmmakers.</p>\n<p>&nbsp;</p>\n<a id=\"futurelearn\" data-hs-anchor=\"true\"></a>\n<h2>FutureLearn’s Explore Filmmaking: from Script to Screen</h2>\n<p><strong>Website</strong>: <a href=\"https://www.futurelearn.com/courses/explore-filmmaking\" rel=\"nofollow noopener\">https://www.futurelearn.com/courses/explore-filmmaking</a></p>\n<p>Learn from award-winning filmmakers how films go from script to screen with this film production course from the BFI Film Academy.</p>\n<p>This course covers the essentials of filmmaking, including scriptwriting, production planning, and directing. It also offers insights into the collaborative nature of filmmaking and how to work effectively with a team.</p>\n<p>&nbsp;</p>\n<a id=\"skillshare\" data-hs-anchor=\"true\"></a>\n<h2>Skillshare’s Learn Filmmaking from Beginner to Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952\" rel=\"nofollow noopener\">https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952</a></p>\n<p>Learn the fundamental basics of professional filmmaking as taught by in film schools. This complete guide teaches you all the technical and artists rules of videography to get started as a filmmaker.</p>\n<p>By the end of the class, you'll have a complete fundamental understanding of the rules of filmmaking. This means that you can start making videos like a professional would.</p>\n<p>&nbsp;</p>\n<a id=\"filmmakeru\" data-hs-anchor=\"true\"></a>\n<h2>Filmmaker U: various courses</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakeru.com/store\" rel=\"nofollow noopener\">https://www.filmmakeru.com/store</a></p>\n<p>Online courses and talks with leading professionals in the film and TV business.</p>\n<p>Various courses featuring experienced filmmakers are available on Filmmaker U, including <em>Cinematography with Kirsten Johnson, ASC</em> and <em>Sit in the Edit Suite with Editor Brian Kates, ACE</em>.</p>\n<p>&nbsp;</p>\n<a id=\"academy\" data-hs-anchor=\"true\"></a>\n<h2>Filmmakers Academy</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakersacademy.com/\" rel=\"nofollow noopener\">https://www.filmmakersacademy.com/</a></p>\n<p>Filmmakers Academy has hundreds of hours of training videos + educational content, coaching sessions, and a global community of filmmakers.</p>\n<p>Master your career with 900+ hours of training videos, masterclasses, courses, lessons, lectures, and podcasts across the most popular filmmaking disciplines.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about online courses for filmmakers, chances are that you’re a filmmaker yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/best-filmmaking-schools-in-canada\" rel=\"noopener\">BEST FILM SCHOOLS IN CANADA</a></li>\n<li><a href=\"/articles/top-filmmaking-schools-in-the-usa\" rel=\"noopener\">BEST FILM SCHOOLS IN USA</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">THE BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li>Google web story: <a href=\"https://stories.frontrowinsurance.com/the-best-filmmaking-online-courses/\" rel=\"noopener\">THE BEST FILMMAKING ONLINE COURSES</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n<!--more-->\n<ol>\n<li><a href=\"#scorsese\" rel=\"noopener\">Scorsese’s MasterClass</a></li>\n<li><a href=\"#udemy\" rel=\"noopener\">Udemy’s Complete Filmmaker Guide</a></li>\n<li><a href=\"#linkedin\" rel=\"noopener\">LinkedIn Learning: Become a Film Producer</a></li>\n<li><a href=\"#nofilm\" rel=\"noopener\">No Film School</a></li>\n<li><a href=\"#creativelive\" rel=\"noopener\">CreativeLive</a></li>\n<li><a href=\"#mzed\" rel=\"noopener\">MZed</a></li>\n<li><a href=\"#futurelearn\" rel=\"noopener\">FutureLearn</a></li>\n<li><a href=\"#skillshare\" rel=\"noopener\">Skillshare</a></li>\n<li><a href=\"#filmmakeru\" rel=\"noopener\">Filmmaker U</a></li>\n<li><a href=\"#academy\" rel=\"noopener\">Filmmakers Academy</a></li>\n</ol>\n<a id=\"scorsese\" data-hs-anchor=\"true\"></a>\n<h2>Scorsese’s MasterClass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking\" rel=\"nofollow noopener\">https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking</a></p>\n<p>Filmmaking legend Martin Scorsese shares insights from his decades-long career, covering topics such as storytelling, character development, and the art of directing.</p>\n<p>The course includes lessons on script analysis and the nuances of visual storytelling, with Scorsese providing personal anecdotes and practical advice.</p>\n<p>&nbsp;</p>\n<a id=\"udemy\" data-hs-anchor=\"true\"></a>\n<h2>Udemy’s Complete Filmmaker Guide</h2>\n<p><strong>Website</strong>: <a href=\"https://www.udemy.com/course/incrediblevideocreator\" rel=\"nofollow noopener\">https://www.udemy.com/course/incrediblevideocreator</a></p>\n<p>Udemy’s course is designed for beginners and covers everything from basic filmmaking techniques to advanced cinematography. It includes lessons on camera operation, lighting, sound, and editing.</p>\n<p>It’s a practical guide with a focus on creating high-quality videos with limited resources.</p>\n<p>&nbsp;</p>\n<a id=\"linkedin\" data-hs-anchor=\"true\"></a>\n<h2>LinkedIn Learning: Become a Film/Video Producer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.linkedin.com/learning/paths/become-a-film-and-video-producer\" rel=\"nofollow noopener\">https://www.linkedin.com/learning/paths/become-a-film-and-video-producer</a></p>\n<p>LinkedIn’s course provides a foundational understanding of film production, covering topics like pre-production planning, camera techniques, lighting, and sound.</p>\n<p>It’s geared towards those new to filmmaking and provides practical advice for managing a film project from start to finish.</p>\n<p>&nbsp;</p>\n<a id=\"nofilm\" data-hs-anchor=\"true\"></a>\n<h2>No Film School’s Curriculum</h2>\n<p><strong>Website</strong>: <a href=\"https://nofilmschool.com/film-school-curriculum\" rel=\"nofollow noopener\">https://nofilmschool.com/film-school-curriculum</a></p>\n<p>No Film School’s course offers a broad overview of filmmaking, including scriptwriting, cinematography, and editing.</p>\n<p>It’s designed to help students understand the entire filmmaking process and includes insights from industry professionals and practical exercises to build skills.</p>\n<p>&nbsp;</p>\n<a id=\"creativelive\" data-hs-anchor=\"true\"></a>\n<h2>CreativeLive: The Art of Filmmaking and Editing</h2>\n<p><strong>Website</strong>: <a href=\"https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow\" rel=\"nofollow noopener\">https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow</a></p>\n<p>This film workshop is your opportunity to learn how to become a visual storyteller with Jeff Medford and Ross Hockrow.</p>\n<p>Whether you're a photographer or an aspiring filmmaker, you will come out of this class with all of the skills to produce web commercials, wedding, birth, family and event films.</p>\n<p>&nbsp;</p>\n<a id=\"mzed\" data-hs-anchor=\"true\"></a>\n<h2>MZed: Philip Bloom's Cinematic Masterclass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.mzed.com/courses/philip-bloom-cinematic-masterclass\" rel=\"nofollow noopener\">https://www.mzed.com/courses/philip-bloom-cinematic-masterclass</a></p>\n<p>Join filmmaker, educator and pioneer Philip Bloom as he embarks on his most adventurous project to date. From the wind-swept coast of Ireland to the unforgiving heat of the Mojave Desert, travel with Philip as he guides you through the art and science of filmmaking and shares his most important advice for capturing the style of cinematic images that have made him one of the world's most beloved independent filmmakers.</p>\n<p>&nbsp;</p>\n<a id=\"futurelearn\" data-hs-anchor=\"true\"></a>\n<h2>FutureLearn’s Explore Filmmaking: from Script to Screen</h2>\n<p><strong>Website</strong>: <a href=\"https://www.futurelearn.com/courses/explore-filmmaking\" rel=\"nofollow noopener\">https://www.futurelearn.com/courses/explore-filmmaking</a></p>\n<p>Learn from award-winning filmmakers how films go from script to screen with this film production course from the BFI Film Academy.</p>\n<p>This course covers the essentials of filmmaking, including scriptwriting, production planning, and directing. It also offers insights into the collaborative nature of filmmaking and how to work effectively with a team.</p>\n<p>&nbsp;</p>\n<a id=\"skillshare\" data-hs-anchor=\"true\"></a>\n<h2>Skillshare’s Learn Filmmaking from Beginner to Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952\" rel=\"nofollow noopener\">https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952</a></p>\n<p>Learn the fundamental basics of professional filmmaking as taught by in film schools. This complete guide teaches you all the technical and artists rules of videography to get started as a filmmaker.</p>\n<p>By the end of the class, you'll have a complete fundamental understanding of the rules of filmmaking. This means that you can start making videos like a professional would.</p>\n<p>&nbsp;</p>\n<a id=\"filmmakeru\" data-hs-anchor=\"true\"></a>\n<h2>Filmmaker U: various courses</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakeru.com/store\" rel=\"nofollow noopener\">https://www.filmmakeru.com/store</a></p>\n<p>Online courses and talks with leading professionals in the film and TV business.</p>\n<p>Various courses featuring experienced filmmakers are available on Filmmaker U, including <em>Cinematography with Kirsten Johnson, ASC</em> and <em>Sit in the Edit Suite with Editor Brian Kates, ACE</em>.</p>\n<p>&nbsp;</p>\n<a id=\"academy\" data-hs-anchor=\"true\"></a>\n<h2>Filmmakers Academy</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakersacademy.com/\" rel=\"nofollow noopener\">https://www.filmmakersacademy.com/</a></p>\n<p>Filmmakers Academy has hundreds of hours of training videos + educational content, coaching sessions, and a global community of filmmakers.</p>\n<p>Master your career with 900+ hours of training videos, masterclasses, courses, lessons, lectures, and podcasts across the most popular filmmaking disciplines.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about online courses for filmmakers, chances are that you’re a filmmaker yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/best-filmmaking-schools-in-canada\" rel=\"noopener\">BEST FILM SCHOOLS IN CANADA</a></li>\n<li><a href=\"/articles/top-filmmaking-schools-in-the-usa\" rel=\"noopener\">BEST FILM SCHOOLS IN USA</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">THE BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li>Google web story: <a href=\"https://stories.frontrowinsurance.com/the-best-filmmaking-online-courses/\" rel=\"noopener\">THE BEST FILMMAKING ONLINE COURSES</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p> \n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Filmmaking%20Online%20Courses/online-course-shutterstock_1865958031-forweb600.jpg","postListContent":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n<!--more-->\n<ol>\n<li><a href=\"#scorsese\" rel=\"noopener\">Scorsese’s MasterClass</a></li>\n<li><a href=\"#udemy\" rel=\"noopener\">Udemy’s Complete Filmmaker Guide</a></li>\n<li><a href=\"#linkedin\" rel=\"noopener\">LinkedIn Learning: Become a Film Producer</a></li>\n<li><a href=\"#nofilm\" rel=\"noopener\">No Film School</a></li>\n<li><a href=\"#creativelive\" rel=\"noopener\">CreativeLive</a></li>\n<li><a href=\"#mzed\" rel=\"noopener\">MZed</a></li>\n<li><a href=\"#futurelearn\" rel=\"noopener\">FutureLearn</a></li>\n<li><a href=\"#skillshare\" rel=\"noopener\">Skillshare</a></li>\n<li><a href=\"#filmmakeru\" rel=\"noopener\">Filmmaker U</a></li>\n<li><a href=\"#academy\" rel=\"noopener\">Filmmakers Academy</a></li>\n</ol>\n<a id=\"scorsese\" data-hs-anchor=\"true\"></a>\n<h2>Scorsese’s MasterClass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking\" rel=\"nofollow noopener\">https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking</a></p>\n<p>Filmmaking legend Martin Scorsese shares insights from his decades-long career, covering topics such as storytelling, character development, and the art of directing.</p>\n<p>The course includes lessons on script analysis and the nuances of visual storytelling, with Scorsese providing personal anecdotes and practical advice.</p>\n<p>&nbsp;</p>\n<a id=\"udemy\" data-hs-anchor=\"true\"></a>\n<h2>Udemy’s Complete Filmmaker Guide</h2>\n<p><strong>Website</strong>: <a href=\"https://www.udemy.com/course/incrediblevideocreator\" rel=\"nofollow noopener\">https://www.udemy.com/course/incrediblevideocreator</a></p>\n<p>Udemy’s course is designed for beginners and covers everything from basic filmmaking techniques to advanced cinematography. It includes lessons on camera operation, lighting, sound, and editing.</p>\n<p>It’s a practical guide with a focus on creating high-quality videos with limited resources.</p>\n<p>&nbsp;</p>\n<a id=\"linkedin\" data-hs-anchor=\"true\"></a>\n<h2>LinkedIn Learning: Become a Film/Video Producer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.linkedin.com/learning/paths/become-a-film-and-video-producer\" rel=\"nofollow noopener\">https://www.linkedin.com/learning/paths/become-a-film-and-video-producer</a></p>\n<p>LinkedIn’s course provides a foundational understanding of film production, covering topics like pre-production planning, camera techniques, lighting, and sound.</p>\n<p>It’s geared towards those new to filmmaking and provides practical advice for managing a film project from start to finish.</p>\n<p>&nbsp;</p>\n<a id=\"nofilm\" data-hs-anchor=\"true\"></a>\n<h2>No Film School’s Curriculum</h2>\n<p><strong>Website</strong>: <a href=\"https://nofilmschool.com/film-school-curriculum\" rel=\"nofollow noopener\">https://nofilmschool.com/film-school-curriculum</a></p>\n<p>No Film School’s course offers a broad overview of filmmaking, including scriptwriting, cinematography, and editing.</p>\n<p>It’s designed to help students understand the entire filmmaking process and includes insights from industry professionals and practical exercises to build skills.</p>\n<p>&nbsp;</p>\n<a id=\"creativelive\" data-hs-anchor=\"true\"></a>\n<h2>CreativeLive: The Art of Filmmaking and Editing</h2>\n<p><strong>Website</strong>: <a href=\"https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow\" rel=\"nofollow noopener\">https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow</a></p>\n<p>This film workshop is your opportunity to learn how to become a visual storyteller with Jeff Medford and Ross Hockrow.</p>\n<p>Whether you're a photographer or an aspiring filmmaker, you will come out of this class with all of the skills to produce web commercials, wedding, birth, family and event films.</p>\n<p>&nbsp;</p>\n<a id=\"mzed\" data-hs-anchor=\"true\"></a>\n<h2>MZed: Philip Bloom's Cinematic Masterclass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.mzed.com/courses/philip-bloom-cinematic-masterclass\" rel=\"nofollow noopener\">https://www.mzed.com/courses/philip-bloom-cinematic-masterclass</a></p>\n<p>Join filmmaker, educator and pioneer Philip Bloom as he embarks on his most adventurous project to date. From the wind-swept coast of Ireland to the unforgiving heat of the Mojave Desert, travel with Philip as he guides you through the art and science of filmmaking and shares his most important advice for capturing the style of cinematic images that have made him one of the world's most beloved independent filmmakers.</p>\n<p>&nbsp;</p>\n<a id=\"futurelearn\" data-hs-anchor=\"true\"></a>\n<h2>FutureLearn’s Explore Filmmaking: from Script to Screen</h2>\n<p><strong>Website</strong>: <a href=\"https://www.futurelearn.com/courses/explore-filmmaking\" rel=\"nofollow noopener\">https://www.futurelearn.com/courses/explore-filmmaking</a></p>\n<p>Learn from award-winning filmmakers how films go from script to screen with this film production course from the BFI Film Academy.</p>\n<p>This course covers the essentials of filmmaking, including scriptwriting, production planning, and directing. It also offers insights into the collaborative nature of filmmaking and how to work effectively with a team.</p>\n<p>&nbsp;</p>\n<a id=\"skillshare\" data-hs-anchor=\"true\"></a>\n<h2>Skillshare’s Learn Filmmaking from Beginner to Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952\" rel=\"nofollow noopener\">https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952</a></p>\n<p>Learn the fundamental basics of professional filmmaking as taught by in film schools. This complete guide teaches you all the technical and artists rules of videography to get started as a filmmaker.</p>\n<p>By the end of the class, you'll have a complete fundamental understanding of the rules of filmmaking. This means that you can start making videos like a professional would.</p>\n<p>&nbsp;</p>\n<a id=\"filmmakeru\" data-hs-anchor=\"true\"></a>\n<h2>Filmmaker U: various courses</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakeru.com/store\" rel=\"nofollow noopener\">https://www.filmmakeru.com/store</a></p>\n<p>Online courses and talks with leading professionals in the film and TV business.</p>\n<p>Various courses featuring experienced filmmakers are available on Filmmaker U, including <em>Cinematography with Kirsten Johnson, ASC</em> and <em>Sit in the Edit Suite with Editor Brian Kates, ACE</em>.</p>\n<p>&nbsp;</p>\n<a id=\"academy\" data-hs-anchor=\"true\"></a>\n<h2>Filmmakers Academy</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakersacademy.com/\" rel=\"nofollow noopener\">https://www.filmmakersacademy.com/</a></p>\n<p>Filmmakers Academy has hundreds of hours of training videos + educational content, coaching sessions, and a global community of filmmakers.</p>\n<p>Master your career with 900+ hours of training videos, masterclasses, courses, lessons, lectures, and podcasts across the most popular filmmaking disciplines.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about online courses for filmmakers, chances are that you’re a filmmaker yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/best-filmmaking-schools-in-canada\" rel=\"noopener\">BEST FILM SCHOOLS IN CANADA</a></li>\n<li><a href=\"/articles/top-filmmaking-schools-in-the-usa\" rel=\"noopener\">BEST FILM SCHOOLS IN USA</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">THE BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li>Google web story: <a href=\"https://stories.frontrowinsurance.com/the-best-filmmaking-online-courses/\" rel=\"noopener\">THE BEST FILMMAKING ONLINE COURSES</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p> \n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Filmmaking%20Online%20Courses/online-course-shutterstock_1865958031-forweb600.jpg","postSummary":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n","postSummaryRss":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p> \n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"JqLpOWRM","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/laughing-cast-shutterstock_2407963169-forweb600.jpg","previousPostFeaturedImageAltText":"Laughing cast audition: media releases","previousPostName":"The Importance of Getting Media Releases from Cast and Above-the-line Crew","previousPostSlug":"articles/importance-of-getting-media-releases","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1722958009000,"publishDateLocalTime":1722958009000,"publishDateLocalized":{"date":1722958009000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1723144195125,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/best-filmmaking-online-courses","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n<!--more-->\n<ol>\n<li><a href=\"#scorsese\" rel=\"noopener\">Scorsese’s MasterClass</a></li>\n<li><a href=\"#udemy\" rel=\"noopener\">Udemy’s Complete Filmmaker Guide</a></li>\n<li><a href=\"#linkedin\" rel=\"noopener\">LinkedIn Learning: Become a Film Producer</a></li>\n<li><a href=\"#nofilm\" rel=\"noopener\">No Film School</a></li>\n<li><a href=\"#creativelive\" rel=\"noopener\">CreativeLive</a></li>\n<li><a href=\"#mzed\" rel=\"noopener\">MZed</a></li>\n<li><a href=\"#futurelearn\" rel=\"noopener\">FutureLearn</a></li>\n<li><a href=\"#skillshare\" rel=\"noopener\">Skillshare</a></li>\n<li><a href=\"#filmmakeru\" rel=\"noopener\">Filmmaker U</a></li>\n<li><a href=\"#academy\" rel=\"noopener\">Filmmakers Academy</a></li>\n</ol>\n<a id=\"scorsese\" data-hs-anchor=\"true\"></a>\n<h2>Scorsese’s MasterClass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking\" rel=\"nofollow noopener\">https://www.masterclass.com/classes/martin-scorsese-teaches-filmmaking</a></p>\n<p>Filmmaking legend Martin Scorsese shares insights from his decades-long career, covering topics such as storytelling, character development, and the art of directing.</p>\n<p>The course includes lessons on script analysis and the nuances of visual storytelling, with Scorsese providing personal anecdotes and practical advice.</p>\n<p>&nbsp;</p>\n<a id=\"udemy\" data-hs-anchor=\"true\"></a>\n<h2>Udemy’s Complete Filmmaker Guide</h2>\n<p><strong>Website</strong>: <a href=\"https://www.udemy.com/course/incrediblevideocreator\" rel=\"nofollow noopener\">https://www.udemy.com/course/incrediblevideocreator</a></p>\n<p>Udemy’s course is designed for beginners and covers everything from basic filmmaking techniques to advanced cinematography. It includes lessons on camera operation, lighting, sound, and editing.</p>\n<p>It’s a practical guide with a focus on creating high-quality videos with limited resources.</p>\n<p>&nbsp;</p>\n<a id=\"linkedin\" data-hs-anchor=\"true\"></a>\n<h2>LinkedIn Learning: Become a Film/Video Producer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.linkedin.com/learning/paths/become-a-film-and-video-producer\" rel=\"nofollow noopener\">https://www.linkedin.com/learning/paths/become-a-film-and-video-producer</a></p>\n<p>LinkedIn’s course provides a foundational understanding of film production, covering topics like pre-production planning, camera techniques, lighting, and sound.</p>\n<p>It’s geared towards those new to filmmaking and provides practical advice for managing a film project from start to finish.</p>\n<p>&nbsp;</p>\n<a id=\"nofilm\" data-hs-anchor=\"true\"></a>\n<h2>No Film School’s Curriculum</h2>\n<p><strong>Website</strong>: <a href=\"https://nofilmschool.com/film-school-curriculum\" rel=\"nofollow noopener\">https://nofilmschool.com/film-school-curriculum</a></p>\n<p>No Film School’s course offers a broad overview of filmmaking, including scriptwriting, cinematography, and editing.</p>\n<p>It’s designed to help students understand the entire filmmaking process and includes insights from industry professionals and practical exercises to build skills.</p>\n<p>&nbsp;</p>\n<a id=\"creativelive\" data-hs-anchor=\"true\"></a>\n<h2>CreativeLive: The Art of Filmmaking and Editing</h2>\n<p><strong>Website</strong>: <a href=\"https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow\" rel=\"nofollow noopener\">https://www.creativelive.com/class/art-filmmaking-and-editing-jeff-medford-and-ross-hockrow</a></p>\n<p>This film workshop is your opportunity to learn how to become a visual storyteller with Jeff Medford and Ross Hockrow.</p>\n<p>Whether you're a photographer or an aspiring filmmaker, you will come out of this class with all of the skills to produce web commercials, wedding, birth, family and event films.</p>\n<p>&nbsp;</p>\n<a id=\"mzed\" data-hs-anchor=\"true\"></a>\n<h2>MZed: Philip Bloom's Cinematic Masterclass</h2>\n<p><strong>Website</strong>: <a href=\"https://www.mzed.com/courses/philip-bloom-cinematic-masterclass\" rel=\"nofollow noopener\">https://www.mzed.com/courses/philip-bloom-cinematic-masterclass</a></p>\n<p>Join filmmaker, educator and pioneer Philip Bloom as he embarks on his most adventurous project to date. From the wind-swept coast of Ireland to the unforgiving heat of the Mojave Desert, travel with Philip as he guides you through the art and science of filmmaking and shares his most important advice for capturing the style of cinematic images that have made him one of the world's most beloved independent filmmakers.</p>\n<p>&nbsp;</p>\n<a id=\"futurelearn\" data-hs-anchor=\"true\"></a>\n<h2>FutureLearn’s Explore Filmmaking: from Script to Screen</h2>\n<p><strong>Website</strong>: <a href=\"https://www.futurelearn.com/courses/explore-filmmaking\" rel=\"nofollow noopener\">https://www.futurelearn.com/courses/explore-filmmaking</a></p>\n<p>Learn from award-winning filmmakers how films go from script to screen with this film production course from the BFI Film Academy.</p>\n<p>This course covers the essentials of filmmaking, including scriptwriting, production planning, and directing. It also offers insights into the collaborative nature of filmmaking and how to work effectively with a team.</p>\n<p>&nbsp;</p>\n<a id=\"skillshare\" data-hs-anchor=\"true\"></a>\n<h2>Skillshare’s Learn Filmmaking from Beginner to Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952\" rel=\"nofollow noopener\">https://www.skillshare.com/en/classes/learn-filmmaking-from-beginner-to-pro/1749605952</a></p>\n<p>Learn the fundamental basics of professional filmmaking as taught by in film schools. This complete guide teaches you all the technical and artists rules of videography to get started as a filmmaker.</p>\n<p>By the end of the class, you'll have a complete fundamental understanding of the rules of filmmaking. This means that you can start making videos like a professional would.</p>\n<p>&nbsp;</p>\n<a id=\"filmmakeru\" data-hs-anchor=\"true\"></a>\n<h2>Filmmaker U: various courses</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakeru.com/store\" rel=\"nofollow noopener\">https://www.filmmakeru.com/store</a></p>\n<p>Online courses and talks with leading professionals in the film and TV business.</p>\n<p>Various courses featuring experienced filmmakers are available on Filmmaker U, including <em>Cinematography with Kirsten Johnson, ASC</em> and <em>Sit in the Edit Suite with Editor Brian Kates, ACE</em>.</p>\n<p>&nbsp;</p>\n<a id=\"academy\" data-hs-anchor=\"true\"></a>\n<h2>Filmmakers Academy</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmmakersacademy.com/\" rel=\"nofollow noopener\">https://www.filmmakersacademy.com/</a></p>\n<p>Filmmakers Academy has hundreds of hours of training videos + educational content, coaching sessions, and a global community of filmmakers.</p>\n<p>Master your career with 900+ hours of training videos, masterclasses, courses, lessons, lectures, and podcasts across the most popular filmmaking disciplines.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about online courses for filmmakers, chances are that you’re a filmmaker yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li><a href=\"/articles/best-filmmaking-schools-in-canada\" rel=\"noopener\">BEST FILM SCHOOLS IN CANADA</a></li>\n<li><a href=\"/articles/top-filmmaking-schools-in-the-usa\" rel=\"noopener\">BEST FILM SCHOOLS IN USA</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">THE BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li>Google web story: <a href=\"https://stories.frontrowinsurance.com/the-best-filmmaking-online-courses/\" rel=\"noopener\">THE BEST FILMMAKING ONLINE COURSES</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. </em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<p style=\"font-size: 12px; text-align: right; font-weight: normal;\"><em>Image: Shutterstock</em></p>\n<p>We previously published articles about the <a href=\"https://www.frontrowinsurance.com/articles/best-filmmaking-schools-in-canada\">best film schools in Canada</a> and <a href=\"https://www.frontrowinsurance.com/articles/top-filmmaking-schools-in-the-usa\">the USA</a>. As a companion piece to those articles, let’s do a “resource round-up” of some of the <strong>best filmmaking online courses.</strong></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Filmmaking%20Online%20Courses/online-course-shutterstock_1865958031-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1766171393875,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/ad15ab73-5dbe-4fb8-b56b-49c2ab36dd7b.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/best-filmmaking-online-courses","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708709,949708904,4153051246,6071026199,30486043401],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901709000,"deletedAt":0,"description":"","id":949708709,"label":"Short film insurance","language":"en","name":"Short film 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production","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":137640,"legacyId":104094,"legacyPostGuid":"d5fe7256-3af5-4100-b1e7-0e9c63418f4b","linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"How a specialized film insurance broker can help your production","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708704,949708709,949708814,949708904,949708924,949708959,949709454],"topic_ids":[949708704,949708709,949708814,949708904,949708924,949708959,949709454],"post_summary":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n</div>","post_body":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p><span style=\"background-color: transparent;\"><br>A broker will help identify the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risks</a> associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or <a href=\"/articles/video-what-is-a-premium-what-is-a-deductible\" rel=\"noopener\">premium</a>. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marketplace.</span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p>Unlike insurance agents - who work for the insurance company - insurance brokers work for the client. Insurance brokers are recognized by law as experts in insurance. Insurance brokers in Canada must pass a series of exams in order to be licensed and there is annual continuing education to maintain a license. Make sure your broker is licensed in the province that you are shooting your production or the production could be fined or subject to a surtax.</p>\n<p>Insurance brokers owe a higher duty of care to their clients than an insurance agent. Brokers represent the interests of their clients, <a href=\"/articles/front-row-insurance-were-brokers-not-insurers\" rel=\"noopener\">not the insurance companies</a>. They offer professional advice in arranging insurance on behalf of their clients.</p>\n<p>Since insurance brokers are considered under the law as professionals, they are responsible for their actions and can be sued for professional negligence if their advice is deemed to be faulty. All licensed brokers therefore need to carry professional <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors and Omissions coverage</a>. You should ask your broker the limit of E&amp;O that they cover: $1,000,000 may not be enough once defense costs are deducted from the limit.</p>\n<h2>The many roles of a film insurance broker include:&nbsp;</h2>\n<ul>\n<li>Negotiate with the insurance companies on behalf of clients. An insurance broker must be familiar with what the insurance companies offer so that the best price and coverage are procured for the producer.<br><br></li>\n<li>Brokers facilitate <a href=\"/en/claims\" rel=\"noopener\">claims</a>. Because the broker works on behalf of the client, it is their duty to ensure that insurers pay the full amount of the claim that the client is entitled to.<br><br></li>\n<li>The broker acts as a conduit for communication between the insurance company and the client. This includes providing <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">certificates</a> for banks, bonding companies and locations to evidence coverage allowing banks to release funds to the client, locations to be locked by the location manager and equipment to be rented.<br><br></li>\n<li>Advise clients on ways to limit potential liabilities during production.<br><br></li>\n<li>Review scope of the client's existing insurance policies to reveal gaps or deficiencies in the coverage.<br><br></li>\n<li>Comprehensive examination of the client's production to assess the amount and type of insurance required. A broker will also help the client understand what coverage they have and do not have and they can explain any limits to the coverage.</li>\n</ul>\n<p>It is important to deal with a broker who understands the specific language shown on <a href=\"/film-production-insurance\" rel=\"noopener\">film production policies</a>. For this reason, it is strongly suggested that you seek out a specialized film insurance broker when you need insurance for your production.</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker\" rel=\" noopener\">How to choose the right film insurance broker</a></li>\n<li><a href=\"/articles/specialized-film-insurance-broker\" rel=\"noopener\">How does a specialized film insurance broker compare to general insurance brokers?</a></li>\n</ul>\n</div>","rss_summary":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n</div>","rss_body":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p><span style=\"background-color: transparent;\"><br>A broker will help identify the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risks</a> associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or <a href=\"/articles/video-what-is-a-premium-what-is-a-deductible\" rel=\"noopener\">premium</a>. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marketplace.</span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p>Unlike insurance agents - who work for the insurance company - insurance brokers work for the client. Insurance brokers are recognized by law as experts in insurance. Insurance brokers in Canada must pass a series of exams in order to be licensed and there is annual continuing education to maintain a license. Make sure your broker is licensed in the province that you are shooting your production or the production could be fined or subject to a surtax.</p>\n<p>Insurance brokers owe a higher duty of care to their clients than an insurance agent. Brokers represent the interests of their clients, <a href=\"/articles/front-row-insurance-were-brokers-not-insurers\" rel=\"noopener\">not the insurance companies</a>. They offer professional advice in arranging insurance on behalf of their clients.</p>\n<p>Since insurance brokers are considered under the law as professionals, they are responsible for their actions and can be sued for professional negligence if their advice is deemed to be faulty. All licensed brokers therefore need to carry professional <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors and Omissions coverage</a>. You should ask your broker the limit of E&amp;O that they cover: $1,000,000 may not be enough once defense costs are deducted from the limit.</p>\n<h2>The many roles of a film insurance broker include:&nbsp;</h2>\n<ul>\n<li>Negotiate with the insurance companies on behalf of clients. An insurance broker must be familiar with what the insurance companies offer so that the best price and coverage are procured for the producer.<br><br></li>\n<li>Brokers facilitate <a href=\"/en/claims\" rel=\"noopener\">claims</a>. Because the broker works on behalf of the client, it is their duty to ensure that insurers pay the full amount of the claim that the client is entitled to.<br><br></li>\n<li>The broker acts as a conduit for communication between the insurance company and the client. This includes providing <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">certificates</a> for banks, bonding companies and locations to evidence coverage allowing banks to release funds to the client, locations to be locked by the location manager and equipment to be rented.<br><br></li>\n<li>Advise clients on ways to limit potential liabilities during production.<br><br></li>\n<li>Review scope of the client's existing insurance policies to reveal gaps or deficiencies in the coverage.<br><br></li>\n<li>Comprehensive examination of the client's production to assess the amount and type of insurance required. A broker will also help the client understand what coverage they have and do not have and they can explain any limits to the coverage.</li>\n</ul>\n<p>It is important to deal with a broker who understands the specific language shown on <a href=\"/film-production-insurance\" rel=\"noopener\">film production policies</a>. For this reason, it is strongly suggested that you seek out a specialized film insurance broker when you need insurance for your production.</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker\" rel=\" noopener\">How to choose the right film insurance broker</a></li>\n<li><a href=\"/articles/specialized-film-insurance-broker\" rel=\"noopener\">How does a specialized film insurance broker compare to general insurance brokers?</a></li>\n</ul>\n</div>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Tue, 02 Jul 2024 18:07:22 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How a Specialized Film Insurance Broker Can Help Your Production\",\n\t\"description\": \"Blog post: https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production---BLUE SUNDAY by B...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/ihdsALsBAj4/mqdefault.jpg\",\n\t\"duration\": \"PT3M8S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=ihdsALsBAj4\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/ihdsALsBAj4\",\n\t\"uploadDate\": \"2024-07-02T11:00:02-07:00\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/ihdsALsBAj4?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":"","attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Film reel: film insurance brokers","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":"Canada Film Broker, Canadian Insurance, Commercial Production Insurance, D.I.C.E. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":"","performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p><span style=\"background-color: transparent;\"><br>A broker will help identify the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risks</a> associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or <a href=\"/articles/video-what-is-a-premium-what-is-a-deductible\" rel=\"noopener\">premium</a>. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marketplace.</span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p>Unlike insurance agents - who work for the insurance company - insurance brokers work for the client. Insurance brokers are recognized by law as experts in insurance. Insurance brokers in Canada must pass a series of exams in order to be licensed and there is annual continuing education to maintain a license. Make sure your broker is licensed in the province that you are shooting your production or the production could be fined or subject to a surtax.</p>\n<p>Insurance brokers owe a higher duty of care to their clients than an insurance agent. Brokers represent the interests of their clients, <a href=\"/articles/front-row-insurance-were-brokers-not-insurers\" rel=\"noopener\">not the insurance companies</a>. They offer professional advice in arranging insurance on behalf of their clients.</p>\n<p>Since insurance brokers are considered under the law as professionals, they are responsible for their actions and can be sued for professional negligence if their advice is deemed to be faulty. All licensed brokers therefore need to carry professional <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors and Omissions coverage</a>. You should ask your broker the limit of E&amp;O that they cover: $1,000,000 may not be enough once defense costs are deducted from the limit.</p>\n<h2>The many roles of a film insurance broker include:&nbsp;</h2>\n<ul>\n<li>Negotiate with the insurance companies on behalf of clients. An insurance broker must be familiar with what the insurance companies offer so that the best price and coverage are procured for the producer.<br><br></li>\n<li>Brokers facilitate <a href=\"/en/claims\" rel=\"noopener\">claims</a>. Because the broker works on behalf of the client, it is their duty to ensure that insurers pay the full amount of the claim that the client is entitled to.<br><br></li>\n<li>The broker acts as a conduit for communication between the insurance company and the client. This includes providing <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">certificates</a> for banks, bonding companies and locations to evidence coverage allowing banks to release funds to the client, locations to be locked by the location manager and equipment to be rented.<br><br></li>\n<li>Advise clients on ways to limit potential liabilities during production.<br><br></li>\n<li>Review scope of the client's existing insurance policies to reveal gaps or deficiencies in the coverage.<br><br></li>\n<li>Comprehensive examination of the client's production to assess the amount and type of insurance required. A broker will also help the client understand what coverage they have and do not have and they can explain any limits to the coverage.</li>\n</ul>\n<p>It is important to deal with a broker who understands the specific language shown on <a href=\"/film-production-insurance\" rel=\"noopener\">film production policies</a>. For this reason, it is strongly suggested that you seek out a specialized film insurance broker when you need insurance for your production.</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker\" rel=\" noopener\">How to choose the right film insurance broker</a></li>\n<li><a href=\"/articles/specialized-film-insurance-broker\" rel=\"noopener\">How does a specialized film insurance broker compare to general insurance brokers?</a></li>\n</ul>\n</div>","postBodyRss":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p><span style=\"background-color: transparent;\"><br>A broker will help identify the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risks</a> associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or <a href=\"/articles/video-what-is-a-premium-what-is-a-deductible\" rel=\"noopener\">premium</a>. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marketplace.</span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p>Unlike insurance agents - who work for the insurance company - insurance brokers work for the client. Insurance brokers are recognized by law as experts in insurance. Insurance brokers in Canada must pass a series of exams in order to be licensed and there is annual continuing education to maintain a license. Make sure your broker is licensed in the province that you are shooting your production or the production could be fined or subject to a surtax.</p>\n<p>Insurance brokers owe a higher duty of care to their clients than an insurance agent. Brokers represent the interests of their clients, <a href=\"/articles/front-row-insurance-were-brokers-not-insurers\" rel=\"noopener\">not the insurance companies</a>. They offer professional advice in arranging insurance on behalf of their clients.</p>\n<p>Since insurance brokers are considered under the law as professionals, they are responsible for their actions and can be sued for professional negligence if their advice is deemed to be faulty. All licensed brokers therefore need to carry professional <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors and Omissions coverage</a>. You should ask your broker the limit of E&amp;O that they cover: $1,000,000 may not be enough once defense costs are deducted from the limit.</p>\n<h2>The many roles of a film insurance broker include:&nbsp;</h2>\n<ul>\n<li>Negotiate with the insurance companies on behalf of clients. An insurance broker must be familiar with what the insurance companies offer so that the best price and coverage are procured for the producer.<br><br></li>\n<li>Brokers facilitate <a href=\"/en/claims\" rel=\"noopener\">claims</a>. Because the broker works on behalf of the client, it is their duty to ensure that insurers pay the full amount of the claim that the client is entitled to.<br><br></li>\n<li>The broker acts as a conduit for communication between the insurance company and the client. This includes providing <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">certificates</a> for banks, bonding companies and locations to evidence coverage allowing banks to release funds to the client, locations to be locked by the location manager and equipment to be rented.<br><br></li>\n<li>Advise clients on ways to limit potential liabilities during production.<br><br></li>\n<li>Review scope of the client's existing insurance policies to reveal gaps or deficiencies in the coverage.<br><br></li>\n<li>Comprehensive examination of the client's production to assess the amount and type of insurance required. A broker will also help the client understand what coverage they have and do not have and they can explain any limits to the coverage.</li>\n</ul>\n<p>It is important to deal with a broker who understands the specific language shown on <a href=\"/film-production-insurance\" rel=\"noopener\">film production policies</a>. For this reason, it is strongly suggested that you seek out a specialized film insurance broker when you need insurance for your production.</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker\" rel=\" noopener\">How to choose the right film insurance broker</a></li>\n<li><a href=\"/articles/specialized-film-insurance-broker\" rel=\"noopener\">How does a specialized film insurance broker compare to general insurance brokers?</a></li>\n</ul>\n</div>","postEmailContent":"<div class=\"hs-migrated-cms-post\"> \n <h2>How a film insurance broker helps</h2> \n <div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/film-reel-shutterstock_169841855-forweb600.jpg","postListContent":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p><span style=\"background-color: transparent;\"><br>A broker will help identify the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risks</a> associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or <a href=\"/articles/video-what-is-a-premium-what-is-a-deductible\" rel=\"noopener\">premium</a>. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marketplace.</span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p>Unlike insurance agents - who work for the insurance company - insurance brokers work for the client. Insurance brokers are recognized by law as experts in insurance. Insurance brokers in Canada must pass a series of exams in order to be licensed and there is annual continuing education to maintain a license. Make sure your broker is licensed in the province that you are shooting your production or the production could be fined or subject to a surtax.</p>\n<p>Insurance brokers owe a higher duty of care to their clients than an insurance agent. Brokers represent the interests of their clients, <a href=\"/articles/front-row-insurance-were-brokers-not-insurers\" rel=\"noopener\">not the insurance companies</a>. They offer professional advice in arranging insurance on behalf of their clients.</p>\n<p>Since insurance brokers are considered under the law as professionals, they are responsible for their actions and can be sued for professional negligence if their advice is deemed to be faulty. All licensed brokers therefore need to carry professional <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors and Omissions coverage</a>. You should ask your broker the limit of E&amp;O that they cover: $1,000,000 may not be enough once defense costs are deducted from the limit.</p>\n<h2>The many roles of a film insurance broker include:&nbsp;</h2>\n<ul>\n<li>Negotiate with the insurance companies on behalf of clients. An insurance broker must be familiar with what the insurance companies offer so that the best price and coverage are procured for the producer.<br><br></li>\n<li>Brokers facilitate <a href=\"/en/claims\" rel=\"noopener\">claims</a>. Because the broker works on behalf of the client, it is their duty to ensure that insurers pay the full amount of the claim that the client is entitled to.<br><br></li>\n<li>The broker acts as a conduit for communication between the insurance company and the client. This includes providing <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">certificates</a> for banks, bonding companies and locations to evidence coverage allowing banks to release funds to the client, locations to be locked by the location manager and equipment to be rented.<br><br></li>\n<li>Advise clients on ways to limit potential liabilities during production.<br><br></li>\n<li>Review scope of the client's existing insurance policies to reveal gaps or deficiencies in the coverage.<br><br></li>\n<li>Comprehensive examination of the client's production to assess the amount and type of insurance required. A broker will also help the client understand what coverage they have and do not have and they can explain any limits to the coverage.</li>\n</ul>\n<p>It is important to deal with a broker who understands the specific language shown on <a href=\"/film-production-insurance\" rel=\"noopener\">film production policies</a>. For this reason, it is strongly suggested that you seek out a specialized film insurance broker when you need insurance for your production.</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker\" rel=\" noopener\">How to choose the right film insurance broker</a></li>\n<li><a href=\"/articles/specialized-film-insurance-broker\" rel=\"noopener\">How does a specialized film insurance broker compare to general insurance brokers?</a></li>\n</ul>\n</div>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-migrated-cms-post\"> \n <h2>How a film insurance broker helps</h2> \n <div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/film-reel-shutterstock_169841855-forweb600.jpg","postSummary":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n</div>","postSummaryRss":"<div class=\"hs-migrated-cms-post\"> \n <h2>How a film insurance broker helps</h2> \n <div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"PpfLE6_I","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Filmmaking%20Online%20Courses/online-course-shutterstock_1865958031-forweb600.jpg","previousPostFeaturedImageAltText":"Filmmaker taking online course","previousPostName":"The Best Filmmaking Online Courses | Best Online Film Schools","previousPostSlug":"articles/best-filmmaking-online-courses","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1719943829000,"publishDateLocalTime":1719943829000,"publishDateLocalized":{"date":1719943829000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1719943829042,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/ihdsALsBAj4?si=EUcnXBQFqEnGrbMr&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p><span style=\"background-color: transparent;\"><br>A broker will help identify the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risks</a> associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or <a href=\"/articles/video-what-is-a-premium-what-is-a-deductible\" rel=\"noopener\">premium</a>. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marketplace.</span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p>Unlike insurance agents - who work for the insurance company - insurance brokers work for the client. Insurance brokers are recognized by law as experts in insurance. Insurance brokers in Canada must pass a series of exams in order to be licensed and there is annual continuing education to maintain a license. Make sure your broker is licensed in the province that you are shooting your production or the production could be fined or subject to a surtax.</p>\n<p>Insurance brokers owe a higher duty of care to their clients than an insurance agent. Brokers represent the interests of their clients, <a href=\"/articles/front-row-insurance-were-brokers-not-insurers\" rel=\"noopener\">not the insurance companies</a>. They offer professional advice in arranging insurance on behalf of their clients.</p>\n<p>Since insurance brokers are considered under the law as professionals, they are responsible for their actions and can be sued for professional negligence if their advice is deemed to be faulty. All licensed brokers therefore need to carry professional <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors and Omissions coverage</a>. You should ask your broker the limit of E&amp;O that they cover: $1,000,000 may not be enough once defense costs are deducted from the limit.</p>\n<h2>The many roles of a film insurance broker include:&nbsp;</h2>\n<ul>\n<li>Negotiate with the insurance companies on behalf of clients. An insurance broker must be familiar with what the insurance companies offer so that the best price and coverage are procured for the producer.<br><br></li>\n<li>Brokers facilitate <a href=\"/en/claims\" rel=\"noopener\">claims</a>. Because the broker works on behalf of the client, it is their duty to ensure that insurers pay the full amount of the claim that the client is entitled to.<br><br></li>\n<li>The broker acts as a conduit for communication between the insurance company and the client. This includes providing <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">certificates</a> for banks, bonding companies and locations to evidence coverage allowing banks to release funds to the client, locations to be locked by the location manager and equipment to be rented.<br><br></li>\n<li>Advise clients on ways to limit potential liabilities during production.<br><br></li>\n<li>Review scope of the client's existing insurance policies to reveal gaps or deficiencies in the coverage.<br><br></li>\n<li>Comprehensive examination of the client's production to assess the amount and type of insurance required. A broker will also help the client understand what coverage they have and do not have and they can explain any limits to the coverage.</li>\n</ul>\n<p>It is important to deal with a broker who understands the specific language shown on <a href=\"/film-production-insurance\" rel=\"noopener\">film production policies</a>. For this reason, it is strongly suggested that you seek out a specialized film insurance broker when you need insurance for your production.</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker\" rel=\" noopener\">How to choose the right film insurance broker</a></li>\n<li><a href=\"/articles/specialized-film-insurance-broker\" rel=\"noopener\">How does a specialized film insurance broker compare to general insurance brokers?</a></li>\n</ul>\n</div>","rssSummary":"<div class=\"hs-migrated-cms-post\">\n<h2>How a film insurance broker helps</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; 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block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: The way to avoid copyright infringement with respect to music in productions is to <em>not infringe someone’s copyright; i.e.,</em> to create original music. It’s as simple as that. There are only so many keys, chords, and options with respect to music, but as a producer, you’ll want to ensure that if you’re hiring someone to create music, that they’re not copying from other people; that they’re creating original work that’s based on some form of skill and judgment, it’s original to them or the people you’re hiring collectively, and it’s not copying other works.</p>\n<p>If a producer receives notice from another lawyer or artist or manager that the music in that person’s production infringes upon another person’s rights, they should contact their lawyer, and the lawyer should quickly thereafter contact the film insurance broker. <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">The lawyer’s role</a> would be to review the situation, see if it’s frivolous or legitimate<span style=\"font-style: italic;\">; e.g.,</span> it may be that there was a creative collaborator and we thought that there was an agreement with this person but there wasn’t, there may have been an unsigned <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">contract</a>, <span style=\"font-style: italic;\">etc. </span>These things should have been figured out when the lawyer was doing their due diligence earlier but it’s possible that something fell through the cracks.</p>\n<p>Or someone may have just heard something in a movie and feels like something they created in their basement <a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">sounds similar</a>. There’s a variety of different possible claims that someone might make and the film producer should contact their lawyer immediately. Be upfront about the specific circumstances. Does the producer have a relationship with this person? Tell the lawyer everything and the lawyer will review it to determine if the demand is reasonable or not and what we’re collectively going to do about it.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a film producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: The way to avoid copyright infringement with respect to music in productions is to <em>not infringe someone’s copyright; i.e.,</em> to create original music. It’s as simple as that. There are only so many keys, chords, and options with respect to music, but as a producer, you’ll want to ensure that if you’re hiring someone to create music, that they’re not copying from other people; that they’re creating original work that’s based on some form of skill and judgment, it’s original to them or the people you’re hiring collectively, and it’s not copying other works.</p>\n<p>If a producer receives notice from another lawyer or artist or manager that the music in that person’s production infringes upon another person’s rights, they should contact their lawyer, and the lawyer should quickly thereafter contact the film insurance broker. <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">The lawyer’s role</a> would be to review the situation, see if it’s frivolous or legitimate<span style=\"font-style: italic;\">; e.g.,</span> it may be that there was a creative collaborator and we thought that there was an agreement with this person but there wasn’t, there may have been an unsigned <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">contract</a>, <span style=\"font-style: italic;\">etc. </span>These things should have been figured out when the lawyer was doing their due diligence earlier but it’s possible that something fell through the cracks.</p>\n<p>Or someone may have just heard something in a movie and feels like something they created in their basement <a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">sounds similar</a>. There’s a variety of different possible claims that someone might make and the film producer should contact their lawyer immediately. Be upfront about the specific circumstances. Does the producer have a relationship with this person? Tell the lawyer everything and the lawyer will review it to determine if the demand is reasonable or not and what we’re collectively going to do about it.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a film producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 29 Jun 2023 19:11:55 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How can a film composer/producer avoid copyright infringement for music used in a film production?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: 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class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: The way to avoid copyright infringement with respect to music in productions is to <em>not infringe someone’s copyright; i.e.,</em> to create original music. It’s as simple as that. There are only so many keys, chords, and options with respect to music, but as a producer, you’ll want to ensure that if you’re hiring someone to create music, that they’re not copying from other people; that they’re creating original work that’s based on some form of skill and judgment, it’s original to them or the people you’re hiring collectively, and it’s not copying other works.</p>\n<p>If a producer receives notice from another lawyer or artist or manager that the music in that person’s production infringes upon another person’s rights, they should contact their lawyer, and the lawyer should quickly thereafter contact the film insurance broker. <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">The lawyer’s role</a> would be to review the situation, see if it’s frivolous or legitimate<span style=\"font-style: italic;\">; e.g.,</span> it may be that there was a creative collaborator and we thought that there was an agreement with this person but there wasn’t, there may have been an unsigned <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">contract</a>, <span style=\"font-style: italic;\">etc. </span>These things should have been figured out when the lawyer was doing their due diligence earlier but it’s possible that something fell through the cracks.</p>\n<p>Or someone may have just heard something in a movie and feels like something they created in their basement <a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">sounds similar</a>. There’s a variety of different possible claims that someone might make and the film producer should contact their lawyer immediately. Be upfront about the specific circumstances. Does the producer have a relationship with this person? Tell the lawyer everything and the lawyer will review it to determine if the demand is reasonable or not and what we’re collectively going to do about it.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a film producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: The way to avoid copyright infringement with respect to music in productions is to <em>not infringe someone’s copyright; i.e.,</em> to create original music. It’s as simple as that. There are only so many keys, chords, and options with respect to music, but as a producer, you’ll want to ensure that if you’re hiring someone to create music, that they’re not copying from other people; that they’re creating original work that’s based on some form of skill and judgment, it’s original to them or the people you’re hiring collectively, and it’s not copying other works.</p>\n<p>If a producer receives notice from another lawyer or artist or manager that the music in that person’s production infringes upon another person’s rights, they should contact their lawyer, and the lawyer should quickly thereafter contact the film insurance broker. <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">The lawyer’s role</a> would be to review the situation, see if it’s frivolous or legitimate<span style=\"font-style: italic;\">; e.g.,</span> it may be that there was a creative collaborator and we thought that there was an agreement with this person but there wasn’t, there may have been an unsigned <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">contract</a>, <span style=\"font-style: italic;\">etc. </span>These things should have been figured out when the lawyer was doing their due diligence earlier but it’s possible that something fell through the cracks.</p>\n<p>Or someone may have just heard something in a movie and feels like something they created in their basement <a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">sounds similar</a>. There’s a variety of different possible claims that someone might make and the film producer should contact their lawyer immediately. Be upfront about the specific circumstances. Does the producer have a relationship with this person? Tell the lawyer everything and the lawyer will review it to determine if the demand is reasonable or not and what we’re collectively going to do about it.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a film producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/copyright-shutterstock_1619490172-600x400.jpg","postListContent":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: The way to avoid copyright infringement with respect to music in productions is to <em>not infringe someone’s copyright; i.e.,</em> to create original music. It’s as simple as that. There are only so many keys, chords, and options with respect to music, but as a producer, you’ll want to ensure that if you’re hiring someone to create music, that they’re not copying from other people; that they’re creating original work that’s based on some form of skill and judgment, it’s original to them or the people you’re hiring collectively, and it’s not copying other works.</p>\n<p>If a producer receives notice from another lawyer or artist or manager that the music in that person’s production infringes upon another person’s rights, they should contact their lawyer, and the lawyer should quickly thereafter contact the film insurance broker. <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">The lawyer’s role</a> would be to review the situation, see if it’s frivolous or legitimate<span style=\"font-style: italic;\">; e.g.,</span> it may be that there was a creative collaborator and we thought that there was an agreement with this person but there wasn’t, there may have been an unsigned <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">contract</a>, <span style=\"font-style: italic;\">etc. </span>These things should have been figured out when the lawyer was doing their due diligence earlier but it’s possible that something fell through the cracks.</p>\n<p>Or someone may have just heard something in a movie and feels like something they created in their basement <a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">sounds similar</a>. There’s a variety of different possible claims that someone might make and the film producer should contact their lawyer immediately. Be upfront about the specific circumstances. Does the producer have a relationship with this person? Tell the lawyer everything and the lawyer will review it to determine if the demand is reasonable or not and what we’re collectively going to do about it.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a film producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/copyright-shutterstock_1619490172-600x400.jpg","postSummary":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"TXBSFXTZ","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/film-reel-shutterstock_169841855-forweb600.jpg","previousPostFeaturedImageAltText":"Film reel: film insurance brokers","previousPostName":"How a specialized film insurance broker can help your production","previousPostSlug":"articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1719331378000,"publishDateLocalTime":1719331378000,"publishDateLocalized":{"date":1719331378000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1719331378697,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/how-can-a-composer-avoid-infringement","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2>How can a film composer/producer avoid copyright infringement for music used in a film production?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/gf6s19C4WRA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: The way to avoid copyright infringement with respect to music in productions is to <em>not infringe someone’s copyright; i.e.,</em> to create original music. It’s as simple as that. There are only so many keys, chords, and options with respect to music, but as a producer, you’ll want to ensure that if you’re hiring someone to create music, that they’re not copying from other people; that they’re creating original work that’s based on some form of skill and judgment, it’s original to them or the people you’re hiring collectively, and it’s not copying other works.</p>\n<p>If a producer receives notice from another lawyer or artist or manager that the music in that person’s production infringes upon another person’s rights, they should contact their lawyer, and the lawyer should quickly thereafter contact the film insurance broker. <a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">The lawyer’s role</a> would be to review the situation, see if it’s frivolous or legitimate<span style=\"font-style: italic;\">; e.g.,</span> it may be that there was a creative collaborator and we thought that there was an agreement with this person but there wasn’t, there may have been an unsigned <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">contract</a>, <span style=\"font-style: italic;\">etc. </span>These things should have been figured out when the lawyer was doing their due diligence earlier but it’s possible that something fell through the cracks.</p>\n<p>Or someone may have just heard something in a movie and feels like something they created in their basement <a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">sounds similar</a>. There’s a variety of different possible claims that someone might make and the film producer should contact their lawyer immediately. Be upfront about the specific circumstances. Does the producer have a relationship with this person? Tell the lawyer everything and the lawyer will review it to determine if the demand is reasonable or not and what we’re collectively going to do about it.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a film producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. 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credits in a movie","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1716916328000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Thu, 22 Jun 2023 15:01:57 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What role do credits play? | Film Producer's Errors & Omissions (E&O) Insurance\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceEdwards Creative Law YouTube: https://www.youtube.co...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/GvmxIA6VZTM/mqdefault.jpg\",\n\t\"duration\": \"PT2M55S\",\n\t\"contentUrl\": 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insurance?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"What role do music credits play with regard to film producer's E&O insurance?","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949436814,949708924,3018617752],"topic_ids":[949436814,949708924,3018617752],"post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: Whenever I watch a production, I read all the credits. It’s important that we review credits and recognize all the people involved in any kind of production. With respect to <a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">music</a>, it’s important that each song is referenced in the credits if you have told someone you’re getting the rights from that you’re going to include them in the credits.</p>\n<p>So, in a <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">music synchronization license agreement</a> or a master use license agreement, or a composer agreement, one aspect of that is how you’re crediting the musicians, the record label (if there is one), the publisher (if there is one), and so it’s important that the credits of a production like a film reference the music. They may say “music by”, referring to the composer, or list all of the songs. Generally, if you’re someone like me who reads the credits of every production, there’s a whole list of songs at the end, and it’s fun to see what music was used in the production.</p>\n<p>There are different types of ways you can list the credits. It might say “courtesy of”, referring to a record label or publisher, it usually lists who performed the song, it should list who wrote the song, <em>etc. </em>It’s not going to list all the other instrumentalists or the producer; usually it’s the performer, the writer, and then who is providing the rights, meaning a record label or publisher.</p>\n<p>In your agreement with the music owner, it generally says, “these are your credits, but if the credits aren’t there or aren’t right, we aren’t in <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">breach</a> of the agreement.” If there’s a mistake in the credits, you’ll still want the rights to use the music. This isn’t a free pass not to give people credits, but it’s an important part of any agreement where credits are being provided that the agreement says something of this nature.</p>\n<p>What sometimes people say is that: if it’s not repetitive or on purpose, it’s OK, but just to be safe and conservative, if you’ve given someone a credit, <em>credit them</em>. And that’s not just for composers or musicians; it’s for anybody who worked on your project. Getting credit is worth something. It can’t pay the rent to be credited but it’s part of the compensation that a composer or musician gets when their music is in a film production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">What about singers performing music in films?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: Whenever I watch a production, I read all the credits. It’s important that we review credits and recognize all the people involved in any kind of production. With respect to <a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">music</a>, it’s important that each song is referenced in the credits if you have told someone you’re getting the rights from that you’re going to include them in the credits.</p>\n<p>So, in a <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">music synchronization license agreement</a> or a master use license agreement, or a composer agreement, one aspect of that is how you’re crediting the musicians, the record label (if there is one), the publisher (if there is one), and so it’s important that the credits of a production like a film reference the music. They may say “music by”, referring to the composer, or list all of the songs. Generally, if you’re someone like me who reads the credits of every production, there’s a whole list of songs at the end, and it’s fun to see what music was used in the production.</p>\n<p>There are different types of ways you can list the credits. It might say “courtesy of”, referring to a record label or publisher, it usually lists who performed the song, it should list who wrote the song, <em>etc. </em>It’s not going to list all the other instrumentalists or the producer; usually it’s the performer, the writer, and then who is providing the rights, meaning a record label or publisher.</p>\n<p>In your agreement with the music owner, it generally says, “these are your credits, but if the credits aren’t there or aren’t right, we aren’t in <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">breach</a> of the agreement.” If there’s a mistake in the credits, you’ll still want the rights to use the music. This isn’t a free pass not to give people credits, but it’s an important part of any agreement where credits are being provided that the agreement says something of this nature.</p>\n<p>What sometimes people say is that: if it’s not repetitive or on purpose, it’s OK, but just to be safe and conservative, if you’ve given someone a credit, <em>credit them</em>. And that’s not just for composers or musicians; it’s for anybody who worked on your project. Getting credit is worth something. It can’t pay the rent to be credited but it’s part of the compensation that a composer or musician gets when their music is in a film production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">What about singers performing music in films?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 22 Jun 2023 15:01:57 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What role do credits play? | Film Producer's Errors & Omissions (E&O) Insurance\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceEdwards Creative Law YouTube: https://www.youtube.co...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/GvmxIA6VZTM/mqdefault.jpg\",\n\t\"duration\": \"PT2M55S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=GvmxIA6VZTM\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/GvmxIA6VZTM\",\n\t\"uploadDate\": \"2023-05-29\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/GvmxIA6VZTM?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"End credits in a movie","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Whenever I watch a production, I read all the credits. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: Whenever I watch a production, I read all the credits. It’s important that we review credits and recognize all the people involved in any kind of production. With respect to <a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">music</a>, it’s important that each song is referenced in the credits if you have told someone you’re getting the rights from that you’re going to include them in the credits.</p>\n<p>So, in a <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">music synchronization license agreement</a> or a master use license agreement, or a composer agreement, one aspect of that is how you’re crediting the musicians, the record label (if there is one), the publisher (if there is one), and so it’s important that the credits of a production like a film reference the music. They may say “music by”, referring to the composer, or list all of the songs. Generally, if you’re someone like me who reads the credits of every production, there’s a whole list of songs at the end, and it’s fun to see what music was used in the production.</p>\n<p>There are different types of ways you can list the credits. It might say “courtesy of”, referring to a record label or publisher, it usually lists who performed the song, it should list who wrote the song, <em>etc. </em>It’s not going to list all the other instrumentalists or the producer; usually it’s the performer, the writer, and then who is providing the rights, meaning a record label or publisher.</p>\n<p>In your agreement with the music owner, it generally says, “these are your credits, but if the credits aren’t there or aren’t right, we aren’t in <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">breach</a> of the agreement.” If there’s a mistake in the credits, you’ll still want the rights to use the music. This isn’t a free pass not to give people credits, but it’s an important part of any agreement where credits are being provided that the agreement says something of this nature.</p>\n<p>What sometimes people say is that: if it’s not repetitive or on purpose, it’s OK, but just to be safe and conservative, if you’ve given someone a credit, <em>credit them</em>. And that’s not just for composers or musicians; it’s for anybody who worked on your project. Getting credit is worth something. It can’t pay the rent to be credited but it’s part of the compensation that a composer or musician gets when their music is in a film production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">What about singers performing music in films?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: Whenever I watch a production, I read all the credits. It’s important that we review credits and recognize all the people involved in any kind of production. With respect to <a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">music</a>, it’s important that each song is referenced in the credits if you have told someone you’re getting the rights from that you’re going to include them in the credits.</p>\n<p>So, in a <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">music synchronization license agreement</a> or a master use license agreement, or a composer agreement, one aspect of that is how you’re crediting the musicians, the record label (if there is one), the publisher (if there is one), and so it’s important that the credits of a production like a film reference the music. They may say “music by”, referring to the composer, or list all of the songs. Generally, if you’re someone like me who reads the credits of every production, there’s a whole list of songs at the end, and it’s fun to see what music was used in the production.</p>\n<p>There are different types of ways you can list the credits. It might say “courtesy of”, referring to a record label or publisher, it usually lists who performed the song, it should list who wrote the song, <em>etc. </em>It’s not going to list all the other instrumentalists or the producer; usually it’s the performer, the writer, and then who is providing the rights, meaning a record label or publisher.</p>\n<p>In your agreement with the music owner, it generally says, “these are your credits, but if the credits aren’t there or aren’t right, we aren’t in <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">breach</a> of the agreement.” If there’s a mistake in the credits, you’ll still want the rights to use the music. This isn’t a free pass not to give people credits, but it’s an important part of any agreement where credits are being provided that the agreement says something of this nature.</p>\n<p>What sometimes people say is that: if it’s not repetitive or on purpose, it’s OK, but just to be safe and conservative, if you’ve given someone a credit, <em>credit them</em>. And that’s not just for composers or musicians; it’s for anybody who worked on your project. Getting credit is worth something. It can’t pay the rent to be credited but it’s part of the compensation that a composer or musician gets when their music is in a film production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">What about singers performing music in films?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/credits-shutterstock_1113095411-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: Whenever I watch a production, I read all the credits. It’s important that we review credits and recognize all the people involved in any kind of production. With respect to <a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">music</a>, it’s important that each song is referenced in the credits if you have told someone you’re getting the rights from that you’re going to include them in the credits.</p>\n<p>So, in a <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">music synchronization license agreement</a> or a master use license agreement, or a composer agreement, one aspect of that is how you’re crediting the musicians, the record label (if there is one), the publisher (if there is one), and so it’s important that the credits of a production like a film reference the music. They may say “music by”, referring to the composer, or list all of the songs. Generally, if you’re someone like me who reads the credits of every production, there’s a whole list of songs at the end, and it’s fun to see what music was used in the production.</p>\n<p>There are different types of ways you can list the credits. It might say “courtesy of”, referring to a record label or publisher, it usually lists who performed the song, it should list who wrote the song, <em>etc. </em>It’s not going to list all the other instrumentalists or the producer; usually it’s the performer, the writer, and then who is providing the rights, meaning a record label or publisher.</p>\n<p>In your agreement with the music owner, it generally says, “these are your credits, but if the credits aren’t there or aren’t right, we aren’t in <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">breach</a> of the agreement.” If there’s a mistake in the credits, you’ll still want the rights to use the music. This isn’t a free pass not to give people credits, but it’s an important part of any agreement where credits are being provided that the agreement says something of this nature.</p>\n<p>What sometimes people say is that: if it’s not repetitive or on purpose, it’s OK, but just to be safe and conservative, if you’ve given someone a credit, <em>credit them</em>. And that’s not just for composers or musicians; it’s for anybody who worked on your project. Getting credit is worth something. It can’t pay the rent to be credited but it’s part of the compensation that a composer or musician gets when their music is in a film production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">What about singers performing music in films?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/credits-shutterstock_1113095411-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"QlmZCcaN","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/copyright-shutterstock_1619490172-600x400.jpg","previousPostFeaturedImageAltText":"Copyright infringement in movie music","previousPostName":"How can a film composer or film producer avoid copyright infringement for music?","previousPostSlug":"articles/how-can-a-composer-avoid-infringement","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1716916328000,"publishDateLocalTime":1716916328000,"publishDateLocalized":{"date":1716916328000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1716916328341,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/what-role-do-credits-play","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: Whenever I watch a production, I read all the credits. It’s important that we review credits and recognize all the people involved in any kind of production. With respect to <a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">music</a>, it’s important that each song is referenced in the credits if you have told someone you’re getting the rights from that you’re going to include them in the credits.</p>\n<p>So, in a <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">music synchronization license agreement</a> or a master use license agreement, or a composer agreement, one aspect of that is how you’re crediting the musicians, the record label (if there is one), the publisher (if there is one), and so it’s important that the credits of a production like a film reference the music. They may say “music by”, referring to the composer, or list all of the songs. Generally, if you’re someone like me who reads the credits of every production, there’s a whole list of songs at the end, and it’s fun to see what music was used in the production.</p>\n<p>There are different types of ways you can list the credits. It might say “courtesy of”, referring to a record label or publisher, it usually lists who performed the song, it should list who wrote the song, <em>etc. </em>It’s not going to list all the other instrumentalists or the producer; usually it’s the performer, the writer, and then who is providing the rights, meaning a record label or publisher.</p>\n<p>In your agreement with the music owner, it generally says, “these are your credits, but if the credits aren’t there or aren’t right, we aren’t in <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\"noopener\">breach</a> of the agreement.” If there’s a mistake in the credits, you’ll still want the rights to use the music. This isn’t a free pass not to give people credits, but it’s an important part of any agreement where credits are being provided that the agreement says something of this nature.</p>\n<p>What sometimes people say is that: if it’s not repetitive or on purpose, it’s OK, but just to be safe and conservative, if you’ve given someone a credit, <em>credit them</em>. And that’s not just for composers or musicians; it’s for anybody who worked on your project. Getting credit is worth something. It can’t pay the rent to be credited but it’s part of the compensation that a composer or musician gets when their music is in a film production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">What about singers performing music in films?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production’s format is “copyrightable”?</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O insurance 101</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/GvmxIA6VZTM?rel=0\" width=\"560\" height=\"315\" 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processes and workflows. So, let’s do a “resource round-up” of some of the <strong>best mobile apps</strong> for filmmakers and producers.</p>\n<ol>\n<li><a href=\"#script\" rel=\"noopener\">Scriptation</a></li>\n<li><a href=\"#luma\" rel=\"noopener\">LumaFusion</a></li>\n<li><a href=\"#shotpro\" rel=\"noopener\">ShotPro</a></li>\n<li><a href=\"#shotdesign\" rel=\"noopener\">Shot Designer</a></li>\n<li><a href=\"#helio\" rel=\"noopener\">Helios Pro</a></li>\n<li><a href=\"#artemis\" rel=\"noopener\">Artemis Pro</a></li>\n<li><a href=\"#sun\" rel=\"noopener\">Sun Surveyor</a></li>\n<li><a href=\"#frame\" rel=\"noopener\">Frame.io</a></li>\n<li><a href=\"#hedge\" rel=\"noopener\">Hedge</a></li>\n<li><a href=\"#kine\" rel=\"noopener\">KineMaster</a></li>\n</ol>\n<h2>&nbsp;</h2>\n<a id=\"script\" data-hs-anchor=\"true\"></a>\n<h2>Scriptation</h2>\n<p><strong>Website</strong>: <a href=\"https://scriptation.com/\" rel=\"nofollow noopener\">https://scriptation.com/</a></p>\n<p>Go paperless on set!</p>\n<p>Mark up scripts, transfer notes, save hours of prep with the Emmy® Award winning app for production.</p>\n<p>Currently available on Mac, iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"luma\" data-hs-anchor=\"true\"></a>\n<h2>LumaFusion</h2>\n<p><strong>Website</strong>: <a href=\"https://luma-touch.com/\" rel=\"nofollow noopener\">https://luma-touch.com/</a></p>\n<p>This is a powerful video editing app that offers multi-track editing, advanced color correction, audio mixing, and a range of other features suitable for professional video editing.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotpro\" data-hs-anchor=\"true\"></a>\n<h2>ShotPro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shotprofessional.com/\" rel=\"nofollow noopener\">https://www.shotprofessional.com/</a></p>\n<p>Visualize anything in 3D with ShotPro. Used by independent movie producers to industry pros. Modern tools take it way beyond traditional storyboarding.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotdesign\" data-hs-anchor=\"true\"></a>\n<h2>Shot Designer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.hollywoodcamerawork.com/shot-designer.html\" rel=\"nofollow noopener\">https://www.hollywoodcamerawork.com/shot-designer.html</a></p>\n<p>Shot Designer makes it easy to block complex scenes, complete with Camera Diagram, Animation, Shot List, Storyboards, Director's Viewfinder, and Sync &amp; Team Sharing.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"helio\" data-hs-anchor=\"true\"></a>\n<h2>Helios Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php</a></p>\n<p>From Chemical Wedding, Helios Pro is a sun position calculator app that helps filmmakers plan outdoor shoots by providing information on the position of the sun at any given time and location.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"artemis\" data-hs-anchor=\"true\"></a>\n<h2>Artemis Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/artemisPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/artemisPro.php</a></p>\n<p>Also from Chemical Wedding, Artemis Pro is a director's viewfinder app that simulates the field of view of various camera and lens combinations. It helps filmmakers scout locations and plan shots without needing to carry around bulky camera equipment.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"sun\" data-hs-anchor=\"true\"></a>\n<h2>Sun Surveyor</h2>\n<p><strong>Website</strong>: <a href=\"https://www.sunsurveyor.com/\" rel=\"nofollow noopener\">https://www.sunsurveyor.com/</a></p>\n<p>Sun Surveyor is a sun and moon tracking app that provides information on the position of the sun and moon at any location and time. It's handy for filmmakers and cinematographers who might be planning outdoor shoots and trying to understand natural light conditions.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"frame\" data-hs-anchor=\"true\"></a>\n<h2>Frame.io</h2>\n<p><strong>Website</strong>: <a href=\"https://frame.io/\" rel=\"nofollow noopener\">https://frame.io/</a></p>\n<p>Frame.io is one central hub that lets filmmakers share media, track feedback, and streamline their workflows so the production team can work closely together from anywhere in the world.</p>\n<p>Currently available on iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"hedge\" data-hs-anchor=\"true\"></a>\n<h2>Hedge</h2>\n<p><strong>Website</strong>: <a href=\"https://hedge.video/\" rel=\"nofollow noopener\">https://hedge.video/</a></p>\n<p>Hedge offers various apps relevant to filmmakers, including OffShoot, which is tailored to transfer video files safely and securely. Use it on-set, in the office, or while on the road. Available on PC, Mac, and iPad.</p>\n<p>Other useful Hedge apps include DropOff, FoolCat, and EditReady.</p>\n<p>&nbsp;</p>\n<a id=\"kine\" data-hs-anchor=\"true\"></a>\n<h2>KineMaster</h2>\n<p><strong>Website</strong>: <a href=\"https://kinemaster.com/en\" rel=\"nofollow noopener\">https://kinemaster.com/en</a></p>\n<p>Kinemaster is a popular video editing app. It offers a wide range of editing tools, including multiple layers of video, blending modes, transitions, and more. Thousands of high-quality video templates are available in the app.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p><br>If you’re reading about mobile apps for filmmakers, chances are that you’re a filmmaker or editor yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/articles/front-rows-referral-marketing-program\" rel=\"noopener\"><u>referral marketing program</u></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">BEST STOCK FOOTAGE PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-software-for-filmmakers\" rel=\"noopener\">BEST SOFTWARE FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-mobile-apps-for-filmmakers/\" rel=\"noopener\">GOOGLE WEB STORY: BEST MOBILE APPS FOR FILMMAKERS</a></li>\n</ul>","rss_summary":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>\n","rss_body":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>\n<!--more-->\n<p>There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. So, let’s do a “resource round-up” of some of the <strong>best mobile apps</strong> for filmmakers and producers.</p>\n<ol>\n<li><a href=\"#script\" rel=\"noopener\">Scriptation</a></li>\n<li><a href=\"#luma\" rel=\"noopener\">LumaFusion</a></li>\n<li><a href=\"#shotpro\" rel=\"noopener\">ShotPro</a></li>\n<li><a href=\"#shotdesign\" rel=\"noopener\">Shot Designer</a></li>\n<li><a href=\"#helio\" rel=\"noopener\">Helios Pro</a></li>\n<li><a href=\"#artemis\" rel=\"noopener\">Artemis Pro</a></li>\n<li><a href=\"#sun\" rel=\"noopener\">Sun Surveyor</a></li>\n<li><a href=\"#frame\" rel=\"noopener\">Frame.io</a></li>\n<li><a href=\"#hedge\" rel=\"noopener\">Hedge</a></li>\n<li><a href=\"#kine\" rel=\"noopener\">KineMaster</a></li>\n</ol>\n<h2>&nbsp;</h2>\n<a id=\"script\" data-hs-anchor=\"true\"></a>\n<h2>Scriptation</h2>\n<p><strong>Website</strong>: <a href=\"https://scriptation.com/\" rel=\"nofollow noopener\">https://scriptation.com/</a></p>\n<p>Go paperless on set!</p>\n<p>Mark up scripts, transfer notes, save hours of prep with the Emmy® Award winning app for production.</p>\n<p>Currently available on Mac, iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"luma\" data-hs-anchor=\"true\"></a>\n<h2>LumaFusion</h2>\n<p><strong>Website</strong>: <a href=\"https://luma-touch.com/\" rel=\"nofollow noopener\">https://luma-touch.com/</a></p>\n<p>This is a powerful video editing app that offers multi-track editing, advanced color correction, audio mixing, and a range of other features suitable for professional video editing.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotpro\" data-hs-anchor=\"true\"></a>\n<h2>ShotPro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shotprofessional.com/\" rel=\"nofollow noopener\">https://www.shotprofessional.com/</a></p>\n<p>Visualize anything in 3D with ShotPro. Used by independent movie producers to industry pros. Modern tools take it way beyond traditional storyboarding.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotdesign\" data-hs-anchor=\"true\"></a>\n<h2>Shot Designer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.hollywoodcamerawork.com/shot-designer.html\" rel=\"nofollow noopener\">https://www.hollywoodcamerawork.com/shot-designer.html</a></p>\n<p>Shot Designer makes it easy to block complex scenes, complete with Camera Diagram, Animation, Shot List, Storyboards, Director's Viewfinder, and Sync &amp; Team Sharing.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"helio\" data-hs-anchor=\"true\"></a>\n<h2>Helios Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php</a></p>\n<p>From Chemical Wedding, Helios Pro is a sun position calculator app that helps filmmakers plan outdoor shoots by providing information on the position of the sun at any given time and location.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"artemis\" data-hs-anchor=\"true\"></a>\n<h2>Artemis Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/artemisPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/artemisPro.php</a></p>\n<p>Also from Chemical Wedding, Artemis Pro is a director's viewfinder app that simulates the field of view of various camera and lens combinations. It helps filmmakers scout locations and plan shots without needing to carry around bulky camera equipment.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"sun\" data-hs-anchor=\"true\"></a>\n<h2>Sun Surveyor</h2>\n<p><strong>Website</strong>: <a href=\"https://www.sunsurveyor.com/\" rel=\"nofollow noopener\">https://www.sunsurveyor.com/</a></p>\n<p>Sun Surveyor is a sun and moon tracking app that provides information on the position of the sun and moon at any location and time. It's handy for filmmakers and cinematographers who might be planning outdoor shoots and trying to understand natural light conditions.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"frame\" data-hs-anchor=\"true\"></a>\n<h2>Frame.io</h2>\n<p><strong>Website</strong>: <a href=\"https://frame.io/\" rel=\"nofollow noopener\">https://frame.io/</a></p>\n<p>Frame.io is one central hub that lets filmmakers share media, track feedback, and streamline their workflows so the production team can work closely together from anywhere in the world.</p>\n<p>Currently available on iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"hedge\" data-hs-anchor=\"true\"></a>\n<h2>Hedge</h2>\n<p><strong>Website</strong>: <a href=\"https://hedge.video/\" rel=\"nofollow noopener\">https://hedge.video/</a></p>\n<p>Hedge offers various apps relevant to filmmakers, including OffShoot, which is tailored to transfer video files safely and securely. Use it on-set, in the office, or while on the road. Available on PC, Mac, and iPad.</p>\n<p>Other useful Hedge apps include DropOff, FoolCat, and EditReady.</p>\n<p>&nbsp;</p>\n<a id=\"kine\" data-hs-anchor=\"true\"></a>\n<h2>KineMaster</h2>\n<p><strong>Website</strong>: <a href=\"https://kinemaster.com/en\" rel=\"nofollow noopener\">https://kinemaster.com/en</a></p>\n<p>Kinemaster is a popular video editing app. It offers a wide range of editing tools, including multiple layers of video, blending modes, transitions, and more. Thousands of high-quality video templates are available in the app.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p><br>If you’re reading about mobile apps for filmmakers, chances are that you’re a filmmaker or editor yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/articles/front-rows-referral-marketing-program\" rel=\"noopener\"><u>referral marketing program</u></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">BEST STOCK FOOTAGE PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-software-for-filmmakers\" rel=\"noopener\">BEST SOFTWARE FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-mobile-apps-for-filmmakers/\" rel=\"noopener\">GOOGLE WEB STORY: BEST MOBILE APPS FOR FILMMAKERS</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Woman holding mobile phone","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>\n<!--more-->\n<p>There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. So, let’s do a “resource round-up” of some of the <strong>best mobile apps</strong> for filmmakers and producers.</p>\n<ol>\n<li><a href=\"#script\" rel=\"noopener\">Scriptation</a></li>\n<li><a href=\"#luma\" rel=\"noopener\">LumaFusion</a></li>\n<li><a href=\"#shotpro\" rel=\"noopener\">ShotPro</a></li>\n<li><a href=\"#shotdesign\" rel=\"noopener\">Shot Designer</a></li>\n<li><a href=\"#helio\" rel=\"noopener\">Helios Pro</a></li>\n<li><a href=\"#artemis\" rel=\"noopener\">Artemis Pro</a></li>\n<li><a href=\"#sun\" rel=\"noopener\">Sun Surveyor</a></li>\n<li><a href=\"#frame\" rel=\"noopener\">Frame.io</a></li>\n<li><a href=\"#hedge\" rel=\"noopener\">Hedge</a></li>\n<li><a href=\"#kine\" rel=\"noopener\">KineMaster</a></li>\n</ol>\n<h2>&nbsp;</h2>\n<a id=\"script\" data-hs-anchor=\"true\"></a>\n<h2>Scriptation</h2>\n<p><strong>Website</strong>: <a href=\"https://scriptation.com/\" rel=\"nofollow noopener\">https://scriptation.com/</a></p>\n<p>Go paperless on set!</p>\n<p>Mark up scripts, transfer notes, save hours of prep with the Emmy® Award winning app for production.</p>\n<p>Currently available on Mac, iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"luma\" data-hs-anchor=\"true\"></a>\n<h2>LumaFusion</h2>\n<p><strong>Website</strong>: <a href=\"https://luma-touch.com/\" rel=\"nofollow noopener\">https://luma-touch.com/</a></p>\n<p>This is a powerful video editing app that offers multi-track editing, advanced color correction, audio mixing, and a range of other features suitable for professional video editing.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotpro\" data-hs-anchor=\"true\"></a>\n<h2>ShotPro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shotprofessional.com/\" rel=\"nofollow noopener\">https://www.shotprofessional.com/</a></p>\n<p>Visualize anything in 3D with ShotPro. Used by independent movie producers to industry pros. Modern tools take it way beyond traditional storyboarding.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotdesign\" data-hs-anchor=\"true\"></a>\n<h2>Shot Designer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.hollywoodcamerawork.com/shot-designer.html\" rel=\"nofollow noopener\">https://www.hollywoodcamerawork.com/shot-designer.html</a></p>\n<p>Shot Designer makes it easy to block complex scenes, complete with Camera Diagram, Animation, Shot List, Storyboards, Director's Viewfinder, and Sync &amp; Team Sharing.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"helio\" data-hs-anchor=\"true\"></a>\n<h2>Helios Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php</a></p>\n<p>From Chemical Wedding, Helios Pro is a sun position calculator app that helps filmmakers plan outdoor shoots by providing information on the position of the sun at any given time and location.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"artemis\" data-hs-anchor=\"true\"></a>\n<h2>Artemis Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/artemisPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/artemisPro.php</a></p>\n<p>Also from Chemical Wedding, Artemis Pro is a director's viewfinder app that simulates the field of view of various camera and lens combinations. It helps filmmakers scout locations and plan shots without needing to carry around bulky camera equipment.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"sun\" data-hs-anchor=\"true\"></a>\n<h2>Sun Surveyor</h2>\n<p><strong>Website</strong>: <a href=\"https://www.sunsurveyor.com/\" rel=\"nofollow noopener\">https://www.sunsurveyor.com/</a></p>\n<p>Sun Surveyor is a sun and moon tracking app that provides information on the position of the sun and moon at any location and time. It's handy for filmmakers and cinematographers who might be planning outdoor shoots and trying to understand natural light conditions.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"frame\" data-hs-anchor=\"true\"></a>\n<h2>Frame.io</h2>\n<p><strong>Website</strong>: <a href=\"https://frame.io/\" rel=\"nofollow noopener\">https://frame.io/</a></p>\n<p>Frame.io is one central hub that lets filmmakers share media, track feedback, and streamline their workflows so the production team can work closely together from anywhere in the world.</p>\n<p>Currently available on iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"hedge\" data-hs-anchor=\"true\"></a>\n<h2>Hedge</h2>\n<p><strong>Website</strong>: <a href=\"https://hedge.video/\" rel=\"nofollow noopener\">https://hedge.video/</a></p>\n<p>Hedge offers various apps relevant to filmmakers, including OffShoot, which is tailored to transfer video files safely and securely. Use it on-set, in the office, or while on the road. Available on PC, Mac, and iPad.</p>\n<p>Other useful Hedge apps include DropOff, FoolCat, and EditReady.</p>\n<p>&nbsp;</p>\n<a id=\"kine\" data-hs-anchor=\"true\"></a>\n<h2>KineMaster</h2>\n<p><strong>Website</strong>: <a href=\"https://kinemaster.com/en\" rel=\"nofollow noopener\">https://kinemaster.com/en</a></p>\n<p>Kinemaster is a popular video editing app. It offers a wide range of editing tools, including multiple layers of video, blending modes, transitions, and more. Thousands of high-quality video templates are available in the app.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p><br>If you’re reading about mobile apps for filmmakers, chances are that you’re a filmmaker or editor yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/articles/front-rows-referral-marketing-program\" rel=\"noopener\"><u>referral marketing program</u></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">BEST STOCK FOOTAGE PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-software-for-filmmakers\" rel=\"noopener\">BEST SOFTWARE FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-mobile-apps-for-filmmakers/\" rel=\"noopener\">GOOGLE WEB STORY: BEST MOBILE APPS FOR FILMMAKERS</a></li>\n</ul>","postBodyRss":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>\n<!--more-->\n<p>There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. So, let’s do a “resource round-up” of some of the <strong>best mobile apps</strong> for filmmakers and producers.</p>\n<ol>\n<li><a href=\"#script\" rel=\"noopener\">Scriptation</a></li>\n<li><a href=\"#luma\" rel=\"noopener\">LumaFusion</a></li>\n<li><a href=\"#shotpro\" rel=\"noopener\">ShotPro</a></li>\n<li><a href=\"#shotdesign\" rel=\"noopener\">Shot Designer</a></li>\n<li><a href=\"#helio\" rel=\"noopener\">Helios Pro</a></li>\n<li><a href=\"#artemis\" rel=\"noopener\">Artemis Pro</a></li>\n<li><a href=\"#sun\" rel=\"noopener\">Sun Surveyor</a></li>\n<li><a href=\"#frame\" rel=\"noopener\">Frame.io</a></li>\n<li><a href=\"#hedge\" rel=\"noopener\">Hedge</a></li>\n<li><a href=\"#kine\" rel=\"noopener\">KineMaster</a></li>\n</ol>\n<h2>&nbsp;</h2>\n<a id=\"script\" data-hs-anchor=\"true\"></a>\n<h2>Scriptation</h2>\n<p><strong>Website</strong>: <a href=\"https://scriptation.com/\" rel=\"nofollow noopener\">https://scriptation.com/</a></p>\n<p>Go paperless on set!</p>\n<p>Mark up scripts, transfer notes, save hours of prep with the Emmy® Award winning app for production.</p>\n<p>Currently available on Mac, iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"luma\" data-hs-anchor=\"true\"></a>\n<h2>LumaFusion</h2>\n<p><strong>Website</strong>: <a href=\"https://luma-touch.com/\" rel=\"nofollow noopener\">https://luma-touch.com/</a></p>\n<p>This is a powerful video editing app that offers multi-track editing, advanced color correction, audio mixing, and a range of other features suitable for professional video editing.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotpro\" data-hs-anchor=\"true\"></a>\n<h2>ShotPro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shotprofessional.com/\" rel=\"nofollow noopener\">https://www.shotprofessional.com/</a></p>\n<p>Visualize anything in 3D with ShotPro. Used by independent movie producers to industry pros. Modern tools take it way beyond traditional storyboarding.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotdesign\" data-hs-anchor=\"true\"></a>\n<h2>Shot Designer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.hollywoodcamerawork.com/shot-designer.html\" rel=\"nofollow noopener\">https://www.hollywoodcamerawork.com/shot-designer.html</a></p>\n<p>Shot Designer makes it easy to block complex scenes, complete with Camera Diagram, Animation, Shot List, Storyboards, Director's Viewfinder, and Sync &amp; Team Sharing.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"helio\" data-hs-anchor=\"true\"></a>\n<h2>Helios Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php</a></p>\n<p>From Chemical Wedding, Helios Pro is a sun position calculator app that helps filmmakers plan outdoor shoots by providing information on the position of the sun at any given time and location.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"artemis\" data-hs-anchor=\"true\"></a>\n<h2>Artemis Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/artemisPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/artemisPro.php</a></p>\n<p>Also from Chemical Wedding, Artemis Pro is a director's viewfinder app that simulates the field of view of various camera and lens combinations. It helps filmmakers scout locations and plan shots without needing to carry around bulky camera equipment.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"sun\" data-hs-anchor=\"true\"></a>\n<h2>Sun Surveyor</h2>\n<p><strong>Website</strong>: <a href=\"https://www.sunsurveyor.com/\" rel=\"nofollow noopener\">https://www.sunsurveyor.com/</a></p>\n<p>Sun Surveyor is a sun and moon tracking app that provides information on the position of the sun and moon at any location and time. It's handy for filmmakers and cinematographers who might be planning outdoor shoots and trying to understand natural light conditions.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"frame\" data-hs-anchor=\"true\"></a>\n<h2>Frame.io</h2>\n<p><strong>Website</strong>: <a href=\"https://frame.io/\" rel=\"nofollow noopener\">https://frame.io/</a></p>\n<p>Frame.io is one central hub that lets filmmakers share media, track feedback, and streamline their workflows so the production team can work closely together from anywhere in the world.</p>\n<p>Currently available on iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"hedge\" data-hs-anchor=\"true\"></a>\n<h2>Hedge</h2>\n<p><strong>Website</strong>: <a href=\"https://hedge.video/\" rel=\"nofollow noopener\">https://hedge.video/</a></p>\n<p>Hedge offers various apps relevant to filmmakers, including OffShoot, which is tailored to transfer video files safely and securely. Use it on-set, in the office, or while on the road. Available on PC, Mac, and iPad.</p>\n<p>Other useful Hedge apps include DropOff, FoolCat, and EditReady.</p>\n<p>&nbsp;</p>\n<a id=\"kine\" data-hs-anchor=\"true\"></a>\n<h2>KineMaster</h2>\n<p><strong>Website</strong>: <a href=\"https://kinemaster.com/en\" rel=\"nofollow noopener\">https://kinemaster.com/en</a></p>\n<p>Kinemaster is a popular video editing app. It offers a wide range of editing tools, including multiple layers of video, blending modes, transitions, and more. Thousands of high-quality video templates are available in the app.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p><br>If you’re reading about mobile apps for filmmakers, chances are that you’re a filmmaker or editor yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/articles/front-rows-referral-marketing-program\" rel=\"noopener\"><u>referral marketing program</u></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">BEST STOCK FOOTAGE PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-software-for-filmmakers\" rel=\"noopener\">BEST SOFTWARE FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-mobile-apps-for-filmmakers/\" rel=\"noopener\">GOOGLE WEB STORY: BEST MOBILE APPS FOR FILMMAKERS</a></li>\n</ul>","postEmailContent":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/The%20best%20apps%20for%20filmmakers/woman-and-phone-shutterstock_160559990-forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>\n<!--more-->\n<p>There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. So, let’s do a “resource round-up” of some of the <strong>best mobile apps</strong> for filmmakers and producers.</p>\n<ol>\n<li><a href=\"#script\" rel=\"noopener\">Scriptation</a></li>\n<li><a href=\"#luma\" rel=\"noopener\">LumaFusion</a></li>\n<li><a href=\"#shotpro\" rel=\"noopener\">ShotPro</a></li>\n<li><a href=\"#shotdesign\" rel=\"noopener\">Shot Designer</a></li>\n<li><a href=\"#helio\" rel=\"noopener\">Helios Pro</a></li>\n<li><a href=\"#artemis\" rel=\"noopener\">Artemis Pro</a></li>\n<li><a href=\"#sun\" rel=\"noopener\">Sun Surveyor</a></li>\n<li><a href=\"#frame\" rel=\"noopener\">Frame.io</a></li>\n<li><a href=\"#hedge\" rel=\"noopener\">Hedge</a></li>\n<li><a href=\"#kine\" rel=\"noopener\">KineMaster</a></li>\n</ol>\n<h2>&nbsp;</h2>\n<a id=\"script\" data-hs-anchor=\"true\"></a>\n<h2>Scriptation</h2>\n<p><strong>Website</strong>: <a href=\"https://scriptation.com/\" rel=\"nofollow noopener\">https://scriptation.com/</a></p>\n<p>Go paperless on set!</p>\n<p>Mark up scripts, transfer notes, save hours of prep with the Emmy® Award winning app for production.</p>\n<p>Currently available on Mac, iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"luma\" data-hs-anchor=\"true\"></a>\n<h2>LumaFusion</h2>\n<p><strong>Website</strong>: <a href=\"https://luma-touch.com/\" rel=\"nofollow noopener\">https://luma-touch.com/</a></p>\n<p>This is a powerful video editing app that offers multi-track editing, advanced color correction, audio mixing, and a range of other features suitable for professional video editing.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotpro\" data-hs-anchor=\"true\"></a>\n<h2>ShotPro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shotprofessional.com/\" rel=\"nofollow noopener\">https://www.shotprofessional.com/</a></p>\n<p>Visualize anything in 3D with ShotPro. Used by independent movie producers to industry pros. Modern tools take it way beyond traditional storyboarding.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotdesign\" data-hs-anchor=\"true\"></a>\n<h2>Shot Designer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.hollywoodcamerawork.com/shot-designer.html\" rel=\"nofollow noopener\">https://www.hollywoodcamerawork.com/shot-designer.html</a></p>\n<p>Shot Designer makes it easy to block complex scenes, complete with Camera Diagram, Animation, Shot List, Storyboards, Director's Viewfinder, and Sync &amp; Team Sharing.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"helio\" data-hs-anchor=\"true\"></a>\n<h2>Helios Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php</a></p>\n<p>From Chemical Wedding, Helios Pro is a sun position calculator app that helps filmmakers plan outdoor shoots by providing information on the position of the sun at any given time and location.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"artemis\" data-hs-anchor=\"true\"></a>\n<h2>Artemis Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/artemisPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/artemisPro.php</a></p>\n<p>Also from Chemical Wedding, Artemis Pro is a director's viewfinder app that simulates the field of view of various camera and lens combinations. It helps filmmakers scout locations and plan shots without needing to carry around bulky camera equipment.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"sun\" data-hs-anchor=\"true\"></a>\n<h2>Sun Surveyor</h2>\n<p><strong>Website</strong>: <a href=\"https://www.sunsurveyor.com/\" rel=\"nofollow noopener\">https://www.sunsurveyor.com/</a></p>\n<p>Sun Surveyor is a sun and moon tracking app that provides information on the position of the sun and moon at any location and time. It's handy for filmmakers and cinematographers who might be planning outdoor shoots and trying to understand natural light conditions.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"frame\" data-hs-anchor=\"true\"></a>\n<h2>Frame.io</h2>\n<p><strong>Website</strong>: <a href=\"https://frame.io/\" rel=\"nofollow noopener\">https://frame.io/</a></p>\n<p>Frame.io is one central hub that lets filmmakers share media, track feedback, and streamline their workflows so the production team can work closely together from anywhere in the world.</p>\n<p>Currently available on iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"hedge\" data-hs-anchor=\"true\"></a>\n<h2>Hedge</h2>\n<p><strong>Website</strong>: <a href=\"https://hedge.video/\" rel=\"nofollow noopener\">https://hedge.video/</a></p>\n<p>Hedge offers various apps relevant to filmmakers, including OffShoot, which is tailored to transfer video files safely and securely. Use it on-set, in the office, or while on the road. Available on PC, Mac, and iPad.</p>\n<p>Other useful Hedge apps include DropOff, FoolCat, and EditReady.</p>\n<p>&nbsp;</p>\n<a id=\"kine\" data-hs-anchor=\"true\"></a>\n<h2>KineMaster</h2>\n<p><strong>Website</strong>: <a href=\"https://kinemaster.com/en\" rel=\"nofollow noopener\">https://kinemaster.com/en</a></p>\n<p>Kinemaster is a popular video editing app. It offers a wide range of editing tools, including multiple layers of video, blending modes, transitions, and more. Thousands of high-quality video templates are available in the app.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p><br>If you’re reading about mobile apps for filmmakers, chances are that you’re a filmmaker or editor yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/articles/front-rows-referral-marketing-program\" rel=\"noopener\"><u>referral marketing program</u></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">BEST STOCK FOOTAGE PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-software-for-filmmakers\" rel=\"noopener\">BEST SOFTWARE FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-mobile-apps-for-filmmakers/\" rel=\"noopener\">GOOGLE WEB STORY: BEST MOBILE APPS FOR FILMMAKERS</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/The%20best%20apps%20for%20filmmakers/woman-and-phone-shutterstock_160559990-forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"AesSqibj","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/credits-shutterstock_1113095411-forweb600.jpg","previousPostFeaturedImageAltText":"End credits in a movie","previousPostName":"What role do music credits play with regard to film producer's E&O insurance?","previousPostSlug":"articles/what-role-do-credits-play","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1714669894000,"publishDateLocalTime":1714669894000,"publishDateLocalized":{"date":1714669894000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1714672850055,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/best-mobile-apps-for-filmmakers","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: Shutterstock</em></p>\n<!--more-->\n<p>There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. So, let’s do a “resource round-up” of some of the <strong>best mobile apps</strong> for filmmakers and producers.</p>\n<ol>\n<li><a href=\"#script\" rel=\"noopener\">Scriptation</a></li>\n<li><a href=\"#luma\" rel=\"noopener\">LumaFusion</a></li>\n<li><a href=\"#shotpro\" rel=\"noopener\">ShotPro</a></li>\n<li><a href=\"#shotdesign\" rel=\"noopener\">Shot Designer</a></li>\n<li><a href=\"#helio\" rel=\"noopener\">Helios Pro</a></li>\n<li><a href=\"#artemis\" rel=\"noopener\">Artemis Pro</a></li>\n<li><a href=\"#sun\" rel=\"noopener\">Sun Surveyor</a></li>\n<li><a href=\"#frame\" rel=\"noopener\">Frame.io</a></li>\n<li><a href=\"#hedge\" rel=\"noopener\">Hedge</a></li>\n<li><a href=\"#kine\" rel=\"noopener\">KineMaster</a></li>\n</ol>\n<h2>&nbsp;</h2>\n<a id=\"script\" data-hs-anchor=\"true\"></a>\n<h2>Scriptation</h2>\n<p><strong>Website</strong>: <a href=\"https://scriptation.com/\" rel=\"nofollow noopener\">https://scriptation.com/</a></p>\n<p>Go paperless on set!</p>\n<p>Mark up scripts, transfer notes, save hours of prep with the Emmy® Award winning app for production.</p>\n<p>Currently available on Mac, iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"luma\" data-hs-anchor=\"true\"></a>\n<h2>LumaFusion</h2>\n<p><strong>Website</strong>: <a href=\"https://luma-touch.com/\" rel=\"nofollow noopener\">https://luma-touch.com/</a></p>\n<p>This is a powerful video editing app that offers multi-track editing, advanced color correction, audio mixing, and a range of other features suitable for professional video editing.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotpro\" data-hs-anchor=\"true\"></a>\n<h2>ShotPro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shotprofessional.com/\" rel=\"nofollow noopener\">https://www.shotprofessional.com/</a></p>\n<p>Visualize anything in 3D with ShotPro. Used by independent movie producers to industry pros. Modern tools take it way beyond traditional storyboarding.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"shotdesign\" data-hs-anchor=\"true\"></a>\n<h2>Shot Designer</h2>\n<p><strong>Website</strong>: <a href=\"https://www.hollywoodcamerawork.com/shot-designer.html\" rel=\"nofollow noopener\">https://www.hollywoodcamerawork.com/shot-designer.html</a></p>\n<p>Shot Designer makes it easy to block complex scenes, complete with Camera Diagram, Animation, Shot List, Storyboards, Director's Viewfinder, and Sync &amp; Team Sharing.</p>\n<p>Available on Windows, Mac, iOS, and Android.</p>\n<p>&nbsp;</p>\n<a id=\"helio\" data-hs-anchor=\"true\"></a>\n<h2>Helios Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/HeliosPro.php</a></p>\n<p>From Chemical Wedding, Helios Pro is a sun position calculator app that helps filmmakers plan outdoor shoots by providing information on the position of the sun at any given time and location.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"artemis\" data-hs-anchor=\"true\"></a>\n<h2>Artemis Pro</h2>\n<p><strong>Website</strong>: <a href=\"https://www.chemicalwedding.tv/app%20Pages/artemisPro.php\" rel=\"nofollow noopener\">https://www.chemicalwedding.tv/app%20Pages/artemisPro.php</a></p>\n<p>Also from Chemical Wedding, Artemis Pro is a director's viewfinder app that simulates the field of view of various camera and lens combinations. It helps filmmakers scout locations and plan shots without needing to carry around bulky camera equipment.</p>\n<p>Available on iOS.</p>\n<p>&nbsp;</p>\n<a id=\"sun\" data-hs-anchor=\"true\"></a>\n<h2>Sun Surveyor</h2>\n<p><strong>Website</strong>: <a href=\"https://www.sunsurveyor.com/\" rel=\"nofollow noopener\">https://www.sunsurveyor.com/</a></p>\n<p>Sun Surveyor is a sun and moon tracking app that provides information on the position of the sun and moon at any location and time. It's handy for filmmakers and cinematographers who might be planning outdoor shoots and trying to understand natural light conditions.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<a id=\"frame\" data-hs-anchor=\"true\"></a>\n<h2>Frame.io</h2>\n<p><strong>Website</strong>: <a href=\"https://frame.io/\" rel=\"nofollow noopener\">https://frame.io/</a></p>\n<p>Frame.io is one central hub that lets filmmakers share media, track feedback, and streamline their workflows so the production team can work closely together from anywhere in the world.</p>\n<p>Currently available on iPhone and iPad.</p>\n<p>&nbsp;</p>\n<a id=\"hedge\" data-hs-anchor=\"true\"></a>\n<h2>Hedge</h2>\n<p><strong>Website</strong>: <a href=\"https://hedge.video/\" rel=\"nofollow noopener\">https://hedge.video/</a></p>\n<p>Hedge offers various apps relevant to filmmakers, including OffShoot, which is tailored to transfer video files safely and securely. Use it on-set, in the office, or while on the road. Available on PC, Mac, and iPad.</p>\n<p>Other useful Hedge apps include DropOff, FoolCat, and EditReady.</p>\n<p>&nbsp;</p>\n<a id=\"kine\" data-hs-anchor=\"true\"></a>\n<h2>KineMaster</h2>\n<p><strong>Website</strong>: <a href=\"https://kinemaster.com/en\" rel=\"nofollow noopener\">https://kinemaster.com/en</a></p>\n<p>Kinemaster is a popular video editing app. It offers a wide range of editing tools, including multiple layers of video, blending modes, transitions, and more. Thousands of high-quality video templates are available in the app.</p>\n<p>Available on iOS and Android.</p>\n<p>&nbsp;</p>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p><br>If you’re reading about mobile apps for filmmakers, chances are that you’re a filmmaker or editor yourself. You’ll likely want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/articles/front-rows-referral-marketing-program\" rel=\"noopener\"><u>referral marketing program</u></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>Disclaimer</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">BEST STOCK FOOTAGE PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-software-for-filmmakers\" rel=\"noopener\">BEST SOFTWARE FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">BEST CAMERAS FOR YOUTUBE/VLOGGING</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">BEST BUDGET CAMERAS FOR FILMMAKING</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-mobile-apps-for-filmmakers/\" rel=\"noopener\">GOOGLE WEB STORY: BEST MOBILE APPS FOR FILMMAKERS</a></li>\n</ul>","rssSummary":"<p style=\"text-align: right; font-size: 10px;\"><em>Source: 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min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: It’s a good question because it really comes down to: the risk is tied to the exposure. If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. Something could be on YouTube but only have 500 views and perhaps 500 people have seen it; the risk is fairly low. Regardless of the method of distribution, it’s really about the volume of people who have seen it.</p>\n<p>If someone has been wronged or their intellectual property (IP) rights have been <a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">used in the production without their permission</a>, they will only contemplate a claim if they know about it, so it’s a question of visibility and exposure.</p>\n<p>With respect to an online platform that is easy to self-upload, self-distribute, such as YouTube, there are other remedies one could take that would not be available otherwise. <em>E.g.,</em> if a third party has their IP infringed – a piece of their artwork was shown in a feature film without their consent – if they see this on YouTube, they can simply report it. Individuals have reporting rights for IP or <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a> that would ultimately result (in most cases) in the takedown of the content. So, the feature film might actually be taken down because somebody clicked a few buttons and completed a small form online.</p>\n<p>If a film is a Hollywood blockbuster that is exploited theatrically, if someone sees it and they’re upset by the same infringement, the remedies that they can pursue are not exactly limited but more complex and costly for them to do so. That would be the major difference – [with self-distribution, such as YouTube] there is that added layer of ease for individuals who have been infringed upon to file a report and get content taken down, which could significantly impact the future prospects of the film.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US? </span></em>Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><a href=\"/articles/top-20-filmmaking-youtube-channels\" rel=\"noopener\">The best filmmakers on YouTube</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">The best cameras for YouTube</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">Distributor's E&amp;O insurance</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: It’s a good question because it really comes down to: the risk is tied to the exposure. If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. Something could be on YouTube but only have 500 views and perhaps 500 people have seen it; the risk is fairly low. Regardless of the method of distribution, it’s really about the volume of people who have seen it.</p>\n<p>If someone has been wronged or their intellectual property (IP) rights have been <a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">used in the production without their permission</a>, they will only contemplate a claim if they know about it, so it’s a question of visibility and exposure.</p>\n<p>With respect to an online platform that is easy to self-upload, self-distribute, such as YouTube, there are other remedies one could take that would not be available otherwise. <em>E.g.,</em> if a third party has their IP infringed – a piece of their artwork was shown in a feature film without their consent – if they see this on YouTube, they can simply report it. Individuals have reporting rights for IP or <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a> that would ultimately result (in most cases) in the takedown of the content. So, the feature film might actually be taken down because somebody clicked a few buttons and completed a small form online.</p>\n<p>If a film is a Hollywood blockbuster that is exploited theatrically, if someone sees it and they’re upset by the same infringement, the remedies that they can pursue are not exactly limited but more complex and costly for them to do so. That would be the major difference – [with self-distribution, such as YouTube] there is that added layer of ease for individuals who have been infringed upon to file a report and get content taken down, which could significantly impact the future prospects of the film.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US? </span></em>Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><a href=\"/articles/top-20-filmmaking-youtube-channels\" rel=\"noopener\">The best filmmakers on YouTube</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">The best cameras for YouTube</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">Distributor's E&amp;O insurance</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 13 Apr 2023 18:15:05 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Self-distribution models for film productions: Increased or decreased risk and insurance cost?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceBlaney McMurtry LLP website: https://...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/pwA3BGZYYaw/mqdefault.jpg\",\n\t\"duration\": \"PT2M6S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=pwA3BGZYYaw\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/pwA3BGZYYaw\",\n\t\"uploadDate\": \"2023-03-01\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/pwA3BGZYYaw?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"YouTube: Self-distribution models for film productions","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: It’s a good question because it really comes down to: the risk is tied to the exposure. If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. Something could be on YouTube but only have 500 views and perhaps 500 people have seen it; the risk is fairly low. Regardless of the method of distribution, it’s really about the volume of people who have seen it.</p>\n<p>If someone has been wronged or their intellectual property (IP) rights have been <a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">used in the production without their permission</a>, they will only contemplate a claim if they know about it, so it’s a question of visibility and exposure.</p>\n<p>With respect to an online platform that is easy to self-upload, self-distribute, such as YouTube, there are other remedies one could take that would not be available otherwise. <em>E.g.,</em> if a third party has their IP infringed – a piece of their artwork was shown in a feature film without their consent – if they see this on YouTube, they can simply report it. Individuals have reporting rights for IP or <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a> that would ultimately result (in most cases) in the takedown of the content. So, the feature film might actually be taken down because somebody clicked a few buttons and completed a small form online.</p>\n<p>If a film is a Hollywood blockbuster that is exploited theatrically, if someone sees it and they’re upset by the same infringement, the remedies that they can pursue are not exactly limited but more complex and costly for them to do so. That would be the major difference – [with self-distribution, such as YouTube] there is that added layer of ease for individuals who have been infringed upon to file a report and get content taken down, which could significantly impact the future prospects of the film.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US? </span></em>Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><a href=\"/articles/top-20-filmmaking-youtube-channels\" rel=\"noopener\">The best filmmakers on YouTube</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">The best cameras for YouTube</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">Distributor's E&amp;O insurance</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: It’s a good question because it really comes down to: the risk is tied to the exposure. If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. Something could be on YouTube but only have 500 views and perhaps 500 people have seen it; the risk is fairly low. Regardless of the method of distribution, it’s really about the volume of people who have seen it.</p>\n<p>If someone has been wronged or their intellectual property (IP) rights have been <a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">used in the production without their permission</a>, they will only contemplate a claim if they know about it, so it’s a question of visibility and exposure.</p>\n<p>With respect to an online platform that is easy to self-upload, self-distribute, such as YouTube, there are other remedies one could take that would not be available otherwise. <em>E.g.,</em> if a third party has their IP infringed – a piece of their artwork was shown in a feature film without their consent – if they see this on YouTube, they can simply report it. Individuals have reporting rights for IP or <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a> that would ultimately result (in most cases) in the takedown of the content. So, the feature film might actually be taken down because somebody clicked a few buttons and completed a small form online.</p>\n<p>If a film is a Hollywood blockbuster that is exploited theatrically, if someone sees it and they’re upset by the same infringement, the remedies that they can pursue are not exactly limited but more complex and costly for them to do so. That would be the major difference – [with self-distribution, such as YouTube] there is that added layer of ease for individuals who have been infringed upon to file a report and get content taken down, which could significantly impact the future prospects of the film.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US? </span></em>Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><a href=\"/articles/top-20-filmmaking-youtube-channels\" rel=\"noopener\">The best filmmakers on YouTube</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">The best cameras for YouTube</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">Distributor's E&amp;O insurance</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/youtube-shutterstock_1488096026-forweb600.jpg","postListContent":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: It’s a good question because it really comes down to: the risk is tied to the exposure. If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. Something could be on YouTube but only have 500 views and perhaps 500 people have seen it; the risk is fairly low. Regardless of the method of distribution, it’s really about the volume of people who have seen it.</p>\n<p>If someone has been wronged or their intellectual property (IP) rights have been <a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">used in the production without their permission</a>, they will only contemplate a claim if they know about it, so it’s a question of visibility and exposure.</p>\n<p>With respect to an online platform that is easy to self-upload, self-distribute, such as YouTube, there are other remedies one could take that would not be available otherwise. <em>E.g.,</em> if a third party has their IP infringed – a piece of their artwork was shown in a feature film without their consent – if they see this on YouTube, they can simply report it. Individuals have reporting rights for IP or <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a> that would ultimately result (in most cases) in the takedown of the content. So, the feature film might actually be taken down because somebody clicked a few buttons and completed a small form online.</p>\n<p>If a film is a Hollywood blockbuster that is exploited theatrically, if someone sees it and they’re upset by the same infringement, the remedies that they can pursue are not exactly limited but more complex and costly for them to do so. That would be the major difference – [with self-distribution, such as YouTube] there is that added layer of ease for individuals who have been infringed upon to file a report and get content taken down, which could significantly impact the future prospects of the film.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US? </span></em>Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><a href=\"/articles/top-20-filmmaking-youtube-channels\" rel=\"noopener\">The best filmmakers on YouTube</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">The best cameras for YouTube</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">Distributor's E&amp;O insurance</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/youtube-shutterstock_1488096026-forweb600.jpg","postSummary":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"iYficgnT","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/The%20best%20apps%20for%20filmmakers/woman-and-phone-shutterstock_160559990-forweb600.jpg","previousPostFeaturedImageAltText":"Woman holding mobile phone","previousPostName":"The Best Mobile Apps for Filmmakers | Best Filmmaking Apps","previousPostSlug":"articles/best-mobile-apps-for-filmmakers","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1709216511000,"publishDateLocalTime":1709216511000,"publishDateLocalized":{"date":1709216511000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1709216511363,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/self-distribution-models-for-film-productions","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/pwA3BGZYYaw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: It’s a good question because it really comes down to: the risk is tied to the exposure. If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. Something could be on YouTube but only have 500 views and perhaps 500 people have seen it; the risk is fairly low. Regardless of the method of distribution, it’s really about the volume of people who have seen it.</p>\n<p>If someone has been wronged or their intellectual property (IP) rights have been <a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">used in the production without their permission</a>, they will only contemplate a claim if they know about it, so it’s a question of visibility and exposure.</p>\n<p>With respect to an online platform that is easy to self-upload, self-distribute, such as YouTube, there are other remedies one could take that would not be available otherwise. <em>E.g.,</em> if a third party has their IP infringed – a piece of their artwork was shown in a feature film without their consent – if they see this on YouTube, they can simply report it. Individuals have reporting rights for IP or <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a> that would ultimately result (in most cases) in the takedown of the content. So, the feature film might actually be taken down because somebody clicked a few buttons and completed a small form online.</p>\n<p>If a film is a Hollywood blockbuster that is exploited theatrically, if someone sees it and they’re upset by the same infringement, the remedies that they can pursue are not exactly limited but more complex and costly for them to do so. That would be the major difference – [with self-distribution, such as YouTube] there is that added layer of ease for individuals who have been infringed upon to file a report and get content taken down, which could significantly impact the future prospects of the film.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US? </span></em>Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><a href=\"/articles/top-20-filmmaking-youtube-channels\" rel=\"noopener\">The best filmmakers on YouTube</a></li>\n<li><a href=\"/articles/the-best-cameras-for-youtube\" rel=\"noopener\">The best cameras for YouTube</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">Distributor's E&amp;O insurance</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<h2 style=\"font-size: 40px;\">Self-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; 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class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n<!--more-->\n<h2 class=\"speakabletext\">Why Get Wedding Insurance?</h2>\n<p>Yikes:</p>\n<p>Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures guests and destroys the buffet. The wedding insurance policy will provide the wedding couple with a lawyer to defend the resulting lawsuits from friends and relatives and the policy will also pay for the judgement amounts and will pay for the food and destroyed catering tables.</p>\n<h2 class=\"speakabletext\" style=\"font-size: 36px;\">How Much Does Wedding Insurance Cost?</h2>\n<p class=\"speakabletext\">A basic <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day wedding insurance policy</a> (Canada) that covers: attire, presents, deposits and venue liability usually costs anywhere between $115 and $350 CAD, depending on the amount of coverage you want. <span style=\"font-style: italic;\">Pricing subject to change.</span></p>\n<p></p>\n<p><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></p>\n<h3>Do You Really Need <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a>?</h3>\n<p>If you cannot afford the costs associated with a lawsuit then it is smart to transfer the risks of your wedding to an insurance policy. The cost of <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day event insurance for a wedding</a> is usually 1% or less than the cost of your wedding budget. Often the venue will not allow you access until you prove you have short term venue liability. The venue may also want to see evidence of venue alcohol liability.</p>\n<h3>When Should You Get Wedding Insurance?</h3>\n<p>As soon as you start your wedding checklist. Let's say you put a deposit on your wedding venue months in advance of your wedding date and then it is damaged in a windstorm a month before the big day. With online wedding insurance, you'll receive your deposit back.</p>\n<h3>What Does Wedding Insurance Cover?</h3>\n<p>Check our online site to learn all the ways you will be protected.</p>\n<h3>Wedding Insurance Doesn't Cover...</h3>\n<ul>\n<li>A change of heart.</li>\n<li>Unused alcohol</li>\n<li>Photos or video or food that was not as good as you were expecting</li>\n</ul>\n<p>Affordable event insurance is available for your wedding online with no need to talk to an insurance broker. Get a free <a href=\"https://events.frontrowinsurance.com/\" rel=\" noopener\">wedding insurance quote</a> (Canada) in 3 minutes.</p>\n<div data-widget-type=\"cell\" data-x=\"0\" data-w=\"7\">\n<div data-widget-type=\"rich_text\" data-x=\"0\" data-w=\"9\">\n<p><span><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></span></p>\n</div>\n</div>\n<p style=\"font-size: 12px;\"><em><span style=\"font-weight: normal;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides wedding insurance for a low cost. Should a claim occur, Front Row ensures that wedding insurance client receives the money they are owed per the policy.</em></p>\n<p style=\"font-size: 12px;\">&nbsp;</p>\n<h3 style=\"font-size: 12px;\">RELATED LINKS:</h3>\n<p style=\"font-size: 12px;\"><a href=\"/wedding-insurance-101\" rel=\" noopener\">Wedding Insurance 101 &amp; How to Protect Your Wedding Investments</a></p>\n<p style=\"font-size: 12px;\">Wedding Insurance: what is it?</p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding Insurance USA | Wedding Liability Insurance United States</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/en-us/wedding-insurance-usa\" rel=\"noopener\">Wedding Insurance United States Buy Online</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/4-reasons-to-buy-online-insurance-for-weddings-from-front-row?hsLang=fr-ca\" rel=\" noopener\">4 Reasons to Buy Online Insurance for Weddings</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-insurance-cost-less-than-you-think-if-you-buy-online?hsLang=fr-ca\" rel=\" noopener\">Wedding Insurance Cost: Less than You Think</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/are-you-renting-out-your-church-synagogue-mosque-or-other-place-of-worship-heres-what-you-need-to-know?hsLang=fr-ca\" rel=\" noopener\">Renting out your church, mosque or other place of worship?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/have-the-backyard-wedding-of-your-dreams-just-dont-forget-to-insure-it?hsLang=fr-ca\" rel=\" noopener\">Keep your Backyard Wedding on a Budget</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/planning-a-wedding-at-home-will-your-homeowners-policy-cover-you?hsLang=fr-ca\" rel=\" noopener\">Planning a Wedding at Home?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-bridal-shower-you-should-consider-insuring-it\" rel=\"noopener\">Planning a Bridal Shower?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-baby-shower-you-should-consider-insuring-it\" rel=\"noopener\">Baby Shower Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/host-liquor-liability-insurance-consider-it-for-your-wedding\" rel=\" noopener\">Host Liquor Liability Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-crashers\" rel=\"noopener\">How to Prevent Wedding Crashers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Benefits of Hiring a Wedding Planner</a></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n<!--more-->\n<h2 class=\"speakabletext\">Why Get Wedding Insurance?</h2>\n<p>Yikes:</p>\n<p>Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures guests and destroys the buffet. The wedding insurance policy will provide the wedding couple with a lawyer to defend the resulting lawsuits from friends and relatives and the policy will also pay for the judgement amounts and will pay for the food and destroyed catering tables.</p>\n<h2 class=\"speakabletext\" style=\"font-size: 36px;\">How Much Does Wedding Insurance Cost?</h2>\n<p class=\"speakabletext\">A basic <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day wedding insurance policy</a> (Canada) that covers: attire, presents, deposits and venue liability usually costs anywhere between $115 and $350 CAD, depending on the amount of coverage you want. <span style=\"font-style: italic;\">Pricing subject to change.</span></p>\n<p></p>\n<p><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></p>\n<h3>Do You Really Need <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a>?</h3>\n<p>If you cannot afford the costs associated with a lawsuit then it is smart to transfer the risks of your wedding to an insurance policy. The cost of <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day event insurance for a wedding</a> is usually 1% or less than the cost of your wedding budget. Often the venue will not allow you access until you prove you have short term venue liability. The venue may also want to see evidence of venue alcohol liability.</p>\n<h3>When Should You Get Wedding Insurance?</h3>\n<p>As soon as you start your wedding checklist. Let's say you put a deposit on your wedding venue months in advance of your wedding date and then it is damaged in a windstorm a month before the big day. With online wedding insurance, you'll receive your deposit back.</p>\n<h3>What Does Wedding Insurance Cover?</h3>\n<p>Check our online site to learn all the ways you will be protected.</p>\n<h3>Wedding Insurance Doesn't Cover...</h3>\n<ul>\n<li>A change of heart.</li>\n<li>Unused alcohol</li>\n<li>Photos or video or food that was not as good as you were expecting</li>\n</ul>\n<p>Affordable event insurance is available for your wedding online with no need to talk to an insurance broker. Get a free <a href=\"https://events.frontrowinsurance.com/\" rel=\" noopener\">wedding insurance quote</a> (Canada) in 3 minutes.</p>\n<div data-widget-type=\"cell\" data-x=\"0\" data-w=\"7\">\n<div data-widget-type=\"rich_text\" data-x=\"0\" data-w=\"9\">\n<p><span><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></span></p>\n</div>\n</div>\n<p style=\"font-size: 12px;\"><em><span style=\"font-weight: normal;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides wedding insurance for a low cost. Should a claim occur, Front Row ensures that wedding insurance client receives the money they are owed per the policy.</em></p>\n<p style=\"font-size: 12px;\">&nbsp;</p>\n<h3 style=\"font-size: 12px;\">RELATED LINKS:</h3>\n<p style=\"font-size: 12px;\"><a href=\"/wedding-insurance-101\" rel=\" noopener\">Wedding Insurance 101 &amp; How to Protect Your Wedding Investments</a></p>\n<p style=\"font-size: 12px;\">Wedding Insurance: what is it?</p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding Insurance USA | Wedding Liability Insurance United States</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/en-us/wedding-insurance-usa\" rel=\"noopener\">Wedding Insurance United States Buy Online</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/4-reasons-to-buy-online-insurance-for-weddings-from-front-row?hsLang=fr-ca\" rel=\" noopener\">4 Reasons to Buy Online Insurance for Weddings</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-insurance-cost-less-than-you-think-if-you-buy-online?hsLang=fr-ca\" rel=\" noopener\">Wedding Insurance Cost: Less than You Think</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/are-you-renting-out-your-church-synagogue-mosque-or-other-place-of-worship-heres-what-you-need-to-know?hsLang=fr-ca\" rel=\" noopener\">Renting out your church, mosque or other place of worship?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/have-the-backyard-wedding-of-your-dreams-just-dont-forget-to-insure-it?hsLang=fr-ca\" rel=\" noopener\">Keep your Backyard Wedding on a Budget</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/planning-a-wedding-at-home-will-your-homeowners-policy-cover-you?hsLang=fr-ca\" rel=\" noopener\">Planning a Wedding at Home?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-bridal-shower-you-should-consider-insuring-it\" rel=\"noopener\">Planning a Bridal Shower?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-baby-shower-you-should-consider-insuring-it\" rel=\"noopener\">Baby Shower Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/host-liquor-liability-insurance-consider-it-for-your-wedding\" rel=\" noopener\">Host Liquor Liability Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-crashers\" rel=\"noopener\">How to Prevent Wedding Crashers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Benefits of Hiring a Wedding Planner</a></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":305959,"is_crawlable_by_bots":false,"head_html":"<script type=\"application/ld+json\"> {\n \"@context\":\"https://schema.org/\",\n \"@type\":\"WebPage\",\n \"name\":\"Front Row Wedding Insurance\",\n \"speakable\":{\n \"@type\":\"SpeakableSpecification\",\n \"cssSelector\":[\n \".speakabletext\"\n ]\n },\n \"url\":\"https://www.frontrowinsurance.com/articles/what-is-wedding-insurance\"\n}\n</script>\n<!-- START - Generated by ClassySchema.org on Thu, 15 Feb 2024 18:38:44 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Wedding Insurance in Canada: Get a Quote 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n<!--more-->\n<h2 class=\"speakabletext\">Why Get Wedding Insurance?</h2>\n<p>Yikes:</p>\n<p>Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures guests and destroys the buffet. The wedding insurance policy will provide the wedding couple with a lawyer to defend the resulting lawsuits from friends and relatives and the policy will also pay for the judgement amounts and will pay for the food and destroyed catering tables.</p>\n<h2 class=\"speakabletext\" style=\"font-size: 36px;\">How Much Does Wedding Insurance Cost?</h2>\n<p class=\"speakabletext\">A basic <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day wedding insurance policy</a> (Canada) that covers: attire, presents, deposits and venue liability usually costs anywhere between $115 and $350 CAD, depending on the amount of coverage you want. <span style=\"font-style: italic;\">Pricing subject to change.</span></p>\n<p></p>\n<p><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></p>\n<h3>Do You Really Need <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a>?</h3>\n<p>If you cannot afford the costs associated with a lawsuit then it is smart to transfer the risks of your wedding to an insurance policy. The cost of <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day event insurance for a wedding</a> is usually 1% or less than the cost of your wedding budget. Often the venue will not allow you access until you prove you have short term venue liability. The venue may also want to see evidence of venue alcohol liability.</p>\n<h3>When Should You Get Wedding Insurance?</h3>\n<p>As soon as you start your wedding checklist. Let's say you put a deposit on your wedding venue months in advance of your wedding date and then it is damaged in a windstorm a month before the big day. With online wedding insurance, you'll receive your deposit back.</p>\n<h3>What Does Wedding Insurance Cover?</h3>\n<p>Check our online site to learn all the ways you will be protected.</p>\n<h3>Wedding Insurance Doesn't Cover...</h3>\n<ul>\n<li>A change of heart.</li>\n<li>Unused alcohol</li>\n<li>Photos or video or food that was not as good as you were expecting</li>\n</ul>\n<p>Affordable event insurance is available for your wedding online with no need to talk to an insurance broker. Get a free <a href=\"https://events.frontrowinsurance.com/\" rel=\" noopener\">wedding insurance quote</a> (Canada) in 3 minutes.</p>\n<div data-widget-type=\"cell\" data-x=\"0\" data-w=\"7\">\n<div data-widget-type=\"rich_text\" data-x=\"0\" data-w=\"9\">\n<p><span><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></span></p>\n</div>\n</div>\n<p style=\"font-size: 12px;\"><em><span style=\"font-weight: normal;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides wedding insurance for a low cost. Should a claim occur, Front Row ensures that wedding insurance client receives the money they are owed per the policy.</em></p>\n<p style=\"font-size: 12px;\">&nbsp;</p>\n<h3 style=\"font-size: 12px;\">RELATED LINKS:</h3>\n<p style=\"font-size: 12px;\"><a href=\"/wedding-insurance-101\" rel=\" noopener\">Wedding Insurance 101 &amp; How to Protect Your Wedding Investments</a></p>\n<p style=\"font-size: 12px;\">Wedding Insurance: what is it?</p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding Insurance USA | Wedding Liability Insurance United States</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/en-us/wedding-insurance-usa\" rel=\"noopener\">Wedding Insurance United States Buy Online</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/4-reasons-to-buy-online-insurance-for-weddings-from-front-row?hsLang=fr-ca\" rel=\" noopener\">4 Reasons to Buy Online Insurance for Weddings</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-insurance-cost-less-than-you-think-if-you-buy-online?hsLang=fr-ca\" rel=\" noopener\">Wedding Insurance Cost: Less than You Think</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/are-you-renting-out-your-church-synagogue-mosque-or-other-place-of-worship-heres-what-you-need-to-know?hsLang=fr-ca\" rel=\" noopener\">Renting out your church, mosque or other place of worship?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/have-the-backyard-wedding-of-your-dreams-just-dont-forget-to-insure-it?hsLang=fr-ca\" rel=\" noopener\">Keep your Backyard Wedding on a Budget</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/planning-a-wedding-at-home-will-your-homeowners-policy-cover-you?hsLang=fr-ca\" rel=\" noopener\">Planning a Wedding at Home?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-bridal-shower-you-should-consider-insuring-it\" rel=\"noopener\">Planning a Bridal Shower?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-baby-shower-you-should-consider-insuring-it\" rel=\"noopener\">Baby Shower Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/host-liquor-liability-insurance-consider-it-for-your-wedding\" rel=\" noopener\">Host Liquor Liability Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-crashers\" rel=\"noopener\">How to Prevent Wedding Crashers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Benefits of Hiring a Wedding Planner</a></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n<!--more-->\n<h2 class=\"speakabletext\">Why Get Wedding Insurance?</h2>\n<p>Yikes:</p>\n<p>Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures guests and destroys the buffet. The wedding insurance policy will provide the wedding couple with a lawyer to defend the resulting lawsuits from friends and relatives and the policy will also pay for the judgement amounts and will pay for the food and destroyed catering tables.</p>\n<h2 class=\"speakabletext\" style=\"font-size: 36px;\">How Much Does Wedding Insurance Cost?</h2>\n<p class=\"speakabletext\">A basic <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day wedding insurance policy</a> (Canada) that covers: attire, presents, deposits and venue liability usually costs anywhere between $115 and $350 CAD, depending on the amount of coverage you want. <span style=\"font-style: italic;\">Pricing subject to change.</span></p>\n<p></p>\n<p><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></p>\n<h3>Do You Really Need <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a>?</h3>\n<p>If you cannot afford the costs associated with a lawsuit then it is smart to transfer the risks of your wedding to an insurance policy. The cost of <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day event insurance for a wedding</a> is usually 1% or less than the cost of your wedding budget. Often the venue will not allow you access until you prove you have short term venue liability. The venue may also want to see evidence of venue alcohol liability.</p>\n<h3>When Should You Get Wedding Insurance?</h3>\n<p>As soon as you start your wedding checklist. Let's say you put a deposit on your wedding venue months in advance of your wedding date and then it is damaged in a windstorm a month before the big day. With online wedding insurance, you'll receive your deposit back.</p>\n<h3>What Does Wedding Insurance Cover?</h3>\n<p>Check our online site to learn all the ways you will be protected.</p>\n<h3>Wedding Insurance Doesn't Cover...</h3>\n<ul>\n<li>A change of heart.</li>\n<li>Unused alcohol</li>\n<li>Photos or video or food that was not as good as you were expecting</li>\n</ul>\n<p>Affordable event insurance is available for your wedding online with no need to talk to an insurance broker. Get a free <a href=\"https://events.frontrowinsurance.com/\" rel=\" noopener\">wedding insurance quote</a> (Canada) in 3 minutes.</p>\n<div data-widget-type=\"cell\" data-x=\"0\" data-w=\"7\">\n<div data-widget-type=\"rich_text\" data-x=\"0\" data-w=\"9\">\n<p><span><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></span></p>\n</div>\n</div>\n<p style=\"font-size: 12px;\"><em><span style=\"font-weight: normal;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides wedding insurance for a low cost. Should a claim occur, Front Row ensures that wedding insurance client receives the money they are owed per the policy.</em></p>\n<p style=\"font-size: 12px;\">&nbsp;</p>\n<h3 style=\"font-size: 12px;\">RELATED LINKS:</h3>\n<p style=\"font-size: 12px;\"><a href=\"/wedding-insurance-101\" rel=\" noopener\">Wedding Insurance 101 &amp; How to Protect Your Wedding Investments</a></p>\n<p style=\"font-size: 12px;\">Wedding Insurance: what is it?</p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding Insurance USA | Wedding Liability Insurance United States</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/en-us/wedding-insurance-usa\" rel=\"noopener\">Wedding Insurance United States Buy Online</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/4-reasons-to-buy-online-insurance-for-weddings-from-front-row?hsLang=fr-ca\" rel=\" noopener\">4 Reasons to Buy Online Insurance for Weddings</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-insurance-cost-less-than-you-think-if-you-buy-online?hsLang=fr-ca\" rel=\" noopener\">Wedding Insurance Cost: Less than You Think</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/are-you-renting-out-your-church-synagogue-mosque-or-other-place-of-worship-heres-what-you-need-to-know?hsLang=fr-ca\" rel=\" noopener\">Renting out your church, mosque or other place of worship?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/have-the-backyard-wedding-of-your-dreams-just-dont-forget-to-insure-it?hsLang=fr-ca\" rel=\" noopener\">Keep your Backyard Wedding on a Budget</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/planning-a-wedding-at-home-will-your-homeowners-policy-cover-you?hsLang=fr-ca\" rel=\" noopener\">Planning a Wedding at Home?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-bridal-shower-you-should-consider-insuring-it\" rel=\"noopener\">Planning a Bridal Shower?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-baby-shower-you-should-consider-insuring-it\" rel=\"noopener\">Baby Shower Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/host-liquor-liability-insurance-consider-it-for-your-wedding\" rel=\" noopener\">Host Liquor Liability Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-crashers\" rel=\"noopener\">How to Prevent Wedding Crashers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Benefits of Hiring a Wedding Planner</a></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2> \n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>","postFeaturedImageIfEnabled":"https://cdn2.hubspot.net/hubfs/61352/Rings,%20blog%20post.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n<!--more-->\n<h2 class=\"speakabletext\">Why Get Wedding Insurance?</h2>\n<p>Yikes:</p>\n<p>Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures guests and destroys the buffet. The wedding insurance policy will provide the wedding couple with a lawyer to defend the resulting lawsuits from friends and relatives and the policy will also pay for the judgement amounts and will pay for the food and destroyed catering tables.</p>\n<h2 class=\"speakabletext\" style=\"font-size: 36px;\">How Much Does Wedding Insurance Cost?</h2>\n<p class=\"speakabletext\">A basic <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day wedding insurance policy</a> (Canada) that covers: attire, presents, deposits and venue liability usually costs anywhere between $115 and $350 CAD, depending on the amount of coverage you want. <span style=\"font-style: italic;\">Pricing subject to change.</span></p>\n<p></p>\n<p><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></p>\n<h3>Do You Really Need <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a>?</h3>\n<p>If you cannot afford the costs associated with a lawsuit then it is smart to transfer the risks of your wedding to an insurance policy. The cost of <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day event insurance for a wedding</a> is usually 1% or less than the cost of your wedding budget. Often the venue will not allow you access until you prove you have short term venue liability. The venue may also want to see evidence of venue alcohol liability.</p>\n<h3>When Should You Get Wedding Insurance?</h3>\n<p>As soon as you start your wedding checklist. Let's say you put a deposit on your wedding venue months in advance of your wedding date and then it is damaged in a windstorm a month before the big day. With online wedding insurance, you'll receive your deposit back.</p>\n<h3>What Does Wedding Insurance Cover?</h3>\n<p>Check our online site to learn all the ways you will be protected.</p>\n<h3>Wedding Insurance Doesn't Cover...</h3>\n<ul>\n<li>A change of heart.</li>\n<li>Unused alcohol</li>\n<li>Photos or video or food that was not as good as you were expecting</li>\n</ul>\n<p>Affordable event insurance is available for your wedding online with no need to talk to an insurance broker. Get a free <a href=\"https://events.frontrowinsurance.com/\" rel=\" noopener\">wedding insurance quote</a> (Canada) in 3 minutes.</p>\n<div data-widget-type=\"cell\" data-x=\"0\" data-w=\"7\">\n<div data-widget-type=\"rich_text\" data-x=\"0\" data-w=\"9\">\n<p><span><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></span></p>\n</div>\n</div>\n<p style=\"font-size: 12px;\"><em><span style=\"font-weight: normal;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides wedding insurance for a low cost. Should a claim occur, Front Row ensures that wedding insurance client receives the money they are owed per the policy.</em></p>\n<p style=\"font-size: 12px;\">&nbsp;</p>\n<h3 style=\"font-size: 12px;\">RELATED LINKS:</h3>\n<p style=\"font-size: 12px;\"><a href=\"/wedding-insurance-101\" rel=\" noopener\">Wedding Insurance 101 &amp; How to Protect Your Wedding Investments</a></p>\n<p style=\"font-size: 12px;\">Wedding Insurance: what is it?</p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding Insurance USA | Wedding Liability Insurance United States</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/en-us/wedding-insurance-usa\" rel=\"noopener\">Wedding Insurance United States Buy Online</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/4-reasons-to-buy-online-insurance-for-weddings-from-front-row?hsLang=fr-ca\" rel=\" noopener\">4 Reasons to Buy Online Insurance for Weddings</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-insurance-cost-less-than-you-think-if-you-buy-online?hsLang=fr-ca\" rel=\" noopener\">Wedding Insurance Cost: Less than You Think</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/are-you-renting-out-your-church-synagogue-mosque-or-other-place-of-worship-heres-what-you-need-to-know?hsLang=fr-ca\" rel=\" noopener\">Renting out your church, mosque or other place of worship?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/have-the-backyard-wedding-of-your-dreams-just-dont-forget-to-insure-it?hsLang=fr-ca\" rel=\" noopener\">Keep your Backyard Wedding on a Budget</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/planning-a-wedding-at-home-will-your-homeowners-policy-cover-you?hsLang=fr-ca\" rel=\" noopener\">Planning a Wedding at Home?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-bridal-shower-you-should-consider-insuring-it\" rel=\"noopener\">Planning a Bridal Shower?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-baby-shower-you-should-consider-insuring-it\" rel=\"noopener\">Baby Shower Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/host-liquor-liability-insurance-consider-it-for-your-wedding\" rel=\" noopener\">Host Liquor Liability Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-crashers\" rel=\"noopener\">How to Prevent Wedding Crashers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Benefits of Hiring a Wedding Planner</a></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2> \n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>","postRssSummaryFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/Rings,%20blog%20post.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2> \n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"kHTolHiY","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/youtube-shutterstock_1488096026-forweb600.jpg","previousPostFeaturedImageAltText":"YouTube: Self-distribution models for film productions","previousPostName":"Self-distribution models for film productions: What are the risks?","previousPostSlug":"articles/self-distribution-models-for-film-productions","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1708022378000,"publishDateLocalTime":1708022378000,"publishDateLocalized":{"date":1708022378000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1719245981857,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/what-is-wedding-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3-hJ2nPhusc?si=PxGWmuDGXHdQtUy-&amp;rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<h2 class=\"speakabletext\"><br>What is Wedding Insurance?</h2>\n<p class=\"speakabletext\"><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Special event wedding insurance</a> (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest.</p>\n<!--more-->\n<h2 class=\"speakabletext\">Why Get Wedding Insurance?</h2>\n<p>Yikes:</p>\n<p>Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures guests and destroys the buffet. The wedding insurance policy will provide the wedding couple with a lawyer to defend the resulting lawsuits from friends and relatives and the policy will also pay for the judgement amounts and will pay for the food and destroyed catering tables.</p>\n<h2 class=\"speakabletext\" style=\"font-size: 36px;\">How Much Does Wedding Insurance Cost?</h2>\n<p class=\"speakabletext\">A basic <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day wedding insurance policy</a> (Canada) that covers: attire, presents, deposits and venue liability usually costs anywhere between $115 and $350 CAD, depending on the amount of coverage you want. <span style=\"font-style: italic;\">Pricing subject to change.</span></p>\n<p></p>\n<p><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></p>\n<h3>Do You Really Need <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a>?</h3>\n<p>If you cannot afford the costs associated with a lawsuit then it is smart to transfer the risks of your wedding to an insurance policy. The cost of <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">one-day event insurance for a wedding</a> is usually 1% or less than the cost of your wedding budget. Often the venue will not allow you access until you prove you have short term venue liability. The venue may also want to see evidence of venue alcohol liability.</p>\n<h3>When Should You Get Wedding Insurance?</h3>\n<p>As soon as you start your wedding checklist. Let's say you put a deposit on your wedding venue months in advance of your wedding date and then it is damaged in a windstorm a month before the big day. With online wedding insurance, you'll receive your deposit back.</p>\n<h3>What Does Wedding Insurance Cover?</h3>\n<p>Check our online site to learn all the ways you will be protected.</p>\n<h3>Wedding Insurance Doesn't Cover...</h3>\n<ul>\n<li>A change of heart.</li>\n<li>Unused alcohol</li>\n<li>Photos or video or food that was not as good as you were expecting</li>\n</ul>\n<p>Affordable event insurance is available for your wedding online with no need to talk to an insurance broker. Get a free <a href=\"https://events.frontrowinsurance.com/\" rel=\" noopener\">wedding insurance quote</a> (Canada) in 3 minutes.</p>\n<div data-widget-type=\"cell\" data-x=\"0\" data-w=\"7\">\n<div data-widget-type=\"rich_text\" data-x=\"0\" data-w=\"9\">\n<p><span><em><span style=\"font-weight: normal;\"><span style=\"font-weight: bold;\">Are you in the US</span>?</span> <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding insurance in the US</a> can be arranged quickly through our online program.&nbsp;</em></span></p>\n</div>\n</div>\n<p style=\"font-size: 12px;\"><em><span style=\"font-weight: normal;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides wedding insurance for a low cost. Should a claim occur, Front Row ensures that wedding insurance client receives the money they are owed per the policy.</em></p>\n<p style=\"font-size: 12px;\">&nbsp;</p>\n<h3 style=\"font-size: 12px;\">RELATED LINKS:</h3>\n<p style=\"font-size: 12px;\"><a href=\"/wedding-insurance-101\" rel=\" noopener\">Wedding Insurance 101 &amp; How to Protect Your Wedding Investments</a></p>\n<p style=\"font-size: 12px;\">Wedding Insurance: what is it?</p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding Insurance USA | Wedding Liability Insurance United States</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/en-us/wedding-insurance-usa\" rel=\"noopener\">Wedding Insurance United States Buy Online</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/4-reasons-to-buy-online-insurance-for-weddings-from-front-row?hsLang=fr-ca\" rel=\" noopener\">4 Reasons to Buy Online Insurance for Weddings</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-insurance-cost-less-than-you-think-if-you-buy-online?hsLang=fr-ca\" rel=\" noopener\">Wedding Insurance Cost: Less than You Think</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/are-you-renting-out-your-church-synagogue-mosque-or-other-place-of-worship-heres-what-you-need-to-know?hsLang=fr-ca\" rel=\" noopener\">Renting out your church, mosque or other place of worship?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/have-the-backyard-wedding-of-your-dreams-just-dont-forget-to-insure-it?hsLang=fr-ca\" rel=\" noopener\">Keep your Backyard Wedding on a Budget</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/planning-a-wedding-at-home-will-your-homeowners-policy-cover-you?hsLang=fr-ca\" rel=\" noopener\">Planning a Wedding at Home?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-bridal-shower-you-should-consider-insuring-it\" rel=\"noopener\">Planning a Bridal Shower?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-baby-shower-you-should-consider-insuring-it\" rel=\"noopener\">Baby Shower Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/host-liquor-liability-insurance-consider-it-for-your-wedding\" rel=\" noopener\">Host Liquor Liability Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-crashers\" rel=\"noopener\">How to Prevent Wedding Crashers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Benefits of Hiring a Wedding Planner</a></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: 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It also covers lost rings, presents, gowns but does not cover the missing best man.</p>\n<h2 class=\"speakabletext\">Why Get Wedding Insurance?</h2>\n<p>Yikes:</p>\n<ul>\n<li class=\"speakabletext\">Alex and Robin spend months planning their summer wedding on a relative's farm. On their big day, a forest fire blocked access to the farm. With the right wedding insurance policy, the couple can postpone their wedding and receive the money they lost (less the deductible)—including money for the invitations, wedding cake, food, rented dresses and suits and non-refundable deposits for the band, flowers and other suppliers.</li>\n<li>The ring is stolen from the truck of the best man’s car. Special event wedding insurance will pay for a replacement.</li>\n<li>Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures guests and destroys the buffet. The wedding insurance policy will provide the wedding couple with a lawyer to defend the resulting lawsuits from friends and relatives and the policy will also pay for the judgement amounts and will pay for the food and destroyed catering tables.</li>\n</ul>\n<h2 class=\"speakabletext\">How Much Does Wedding Insurance Cost?</h2>\n<p class=\"speakabletext\">A basic one day wedding insurance policy that covers: attire, presents, deposits and venue liability usually costs anywhere between $105 and $350 CAD, depending on the amount of coverage you want. Pricing subject to change.</p>\n<p></p>\n<h3>Do You Really Need Wedding Insurance?</h3>\n<p>If you cannot afford the costs associated with a lawsuit then it is smart to transfer the risks of your wedding to an insurance policy. The cost of one day event insurance for a wedding is usually 1% or less than the cost of your wedding budget. Often the venue will not allow you access until you prove you have short term venue liability. The venue may also want to see evidence of venue alcohol liability.</p>\n<h3>When Should You Get Wedding Insurance?</h3>\n<p>As soon as you start your wedding checklist. Let's say you put a deposit on your wedding venue months in advance of your wedding date and then it is damaged in a windstorm a month before the big day. With online wedding insurance, you'll receive your deposit back.</p>\n<h3>What Does Wedding Insurance Cover?</h3>\n<p>Check our online site to learn all the ways you will be protected.</p>\n<h3>Wedding Insurance Doesn't Cover...</h3>\n<ul>\n<li>A change of heart.</li>\n<li>Unused alcohol</li>\n<li>Photos or video or food that was not as good as you were expecting</li>\n</ul>\n<p>Cheap event insurance is available for your wedding online with no need to talk to an insurance broker. Get a free <a href=\"https://events.frontrowinsurance.com/\" rel=\" noopener\">wedding insurance quote</a> in 3 minutes.</p>\n<p style=\"font-size: 12px;\"><em>About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides wedding insurance for the lowest possible cost. Should a claim occur, Front Row ensures that business rental insurance client receives the money they are owed per the office insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</em></p>\n<p style=\"font-size: 12px;\">&nbsp;</p>\n<h3 style=\"font-size: 12px;\">RELATED LINKS:</h3>\n<p style=\"font-size: 12px;\"><a href=\"/wedding-insurance-101\" rel=\" noopener\">Wedding Insurance 101 &amp; How to Protect Your Wedding Investments</a></p>\n<p style=\"font-size: 12px;\">Wedding Insurance: what is it?</p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/4-reasons-to-buy-online-insurance-for-weddings-from-front-row?hsLang=fr-ca\" rel=\" noopener\">4 Reasons to Buy Online Insurance for Weddings</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-insurance-cost-less-than-you-think-if-you-buy-online?hsLang=fr-ca\" rel=\" noopener\">Wedding Insurance Cost: Less than You Think</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/are-you-renting-out-your-church-synagogue-mosque-or-other-place-of-worship-heres-what-you-need-to-know?hsLang=fr-ca\" rel=\" noopener\">Renting out your church, mosque or other place of worship?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/have-the-backyard-wedding-of-your-dreams-just-dont-forget-to-insure-it?hsLang=fr-ca\" rel=\" noopener\">Keep your Backyard Wedding on a Budget</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/planning-a-wedding-at-home-will-your-homeowners-policy-cover-you?hsLang=fr-ca\" rel=\" noopener\">Planning a Wedding at Home?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/wedding-ring-insurance-now-available-online-in-5-minutes?hsLang=fr-ca\" rel=\" noopener\">Wedding Ring Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/event-liability-blog/disaster-on-your-wedding-day-its-more-common-than-you-think?hsLang=fr-ca\" rel=\" noopener\">Disaster on Your Wedding Day?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-bridal-shower-you-should-consider-insuring-it?hsLang=fr-ca\" rel=\" noopener\">Planning a Bridal Shower?</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/planning-a-baby-shower-you-should-consider-insuring-it?hsLang=fr-ca\" rel=\" noopener\">Baby Shower Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/host-liquor-liability-insurance-consider-it-for-your-wedding\" rel=\" noopener\">Host Liquor Liability Insurance</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-gift-theft?hsLang=fr-ca\" rel=\" noopener\">How to Prevent Wedding Gift Theft</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/6-tips-to-protect-your-wedding-flowers?hsLang=fr-ca\" rel=\" noopener\">6 Tips to Protect Wedding Flowers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-protect-your-wedding-dress?hsLang=fr-ca\" rel=\" noopener\">How to Protect Your Wedding Dress</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-protect-your-wedding-cake?hsLang=fr-ca\" rel=\" noopener\">How to Protect Your Wedding Cake</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/how-to-prevent-wedding-crashers?hsLang=fr-ca\" rel=\" noopener\">How to Prevent Wedding Crashers</a></p>\n<p style=\"font-size: 12px;\"><a href=\"/articles/benefits-of-hiring-a-wedding-planner?hsLang=fr-ca\" rel=\" noopener\">Benefits of Hiring a Wedding Planner</a></p>"},"deleted_at":1614376820252,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/the-top-wedding-websites","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"156674767749","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - 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Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n","post_body":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n<!--more-->\n<ol>\n<li><a href=\"#knot\" rel=\"noopener\">The Knot/WeddingWire</a></li>\n<li><a href=\"#todays\" rel=\"noopener\">Today’s Bride</a></li>\n<li><a href=\"#wedluxe\" rel=\"noopener\">WedLuxe</a></li>\n<li><a href=\"#bells\" rel=\"noopener\">Weddingbells</a></li>\n<li><a href=\"#zola\" rel=\"noopener\">Zola</a></li>\n<li><a href=\"#brides\" rel=\"noopener\">Brides</a></li>\n<li><a href=\"#martha\" rel=\"noopener\">Martha Stewart Weddings</a></li>\n<li><a href=\"#joy\" rel=\"noopener\">Joy</a></li>\n<li><a href=\"#junebug\" rel=\"noopener\">Junebug Weddings</a></li>\n<li><a href=\"#chicks\" rel=\"noopener\">Wedding Chicks</a></li>\n<li><a href=\"#off\" rel=\"noopener\">Offbeat Wed</a></li>\n<li><a href=\"#practical\" rel=\"noopener\">A Practical Wedding</a></li>\n<li><a href=\"#ful\" rel=\"noopener\">WeddingFul</a></li>\n<li><a href=\"#inspired\" rel=\"noopener\">Inspired Bride</a></li>\n<li><a href=\"#duo\" rel=\"noopener\">The Wedding Duo</a></li>\n<li><a href=\"#cake\" rel=\"noopener\">Carats &amp; Cake</a></li>\n<li><a href=\"#getting\" rel=\"noopener\">Woman Getting Married</a></li>\n<li><a href=\"#mint\" rel=\"noopener\">Minted Weddings</a></li>\n<li><a href=\"#riley\" rel=\"noopener\">Riley &amp; Grey</a></li>\n<li><a href=\"#insurance\" rel=\"noopener\">Front Row’s wedding insurance portal</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"knot\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Knot/WeddingWire</h2>\n<p>URL: <a href=\"https://www.weddingwire.com/\">https://www.weddingwire.com/</a><br>URL: <a href=\"https://www.theknot.com/\">https://www.theknot.com/</a></p>\n<p>The Knot Worldwide/WeddingWire, Inc, is a global technology company that provides content, tools, products and services for couples who are planning weddings.</p>\n<a id=\"todays\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Today’s Bride</h2>\n<p>URL: <a href=\"https://todaysbride.ca/\">https://todaysbride.ca/</a></p>\n<p>Today's Bride is Canada's largest bridal magazine, offering tips &amp; tricks to help plan your dream day. They’re always looking for real weddings to feature.</p>\n<a id=\"wedluxe\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WedLuxe</h2>\n<p>URL: <a href=\"https://wedluxe.com/\">https://wedluxe.com/</a></p>\n<p>Featuring luxury wedding inspiration from styled shoots to real weddings. Luxury wedding vendors from around the world are showcased.</p>\n<a id=\"bells\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Weddingbells</h2>\n<p>URL: <a href=\"https://weddingbells.ca/\">https://weddingbells.ca/</a></p>\n<p>The ultimate Canadian resource for all aspects of wedding planning.</p>\n<a id=\"zola\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Zola</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Zola_(company)\">https://en.wikipedia.org/wiki/Zola_(company)</a></p>\n<p>Zola is an online wedding registry, wedding planner, and retailer. It is an e-commerce company that allows couples to register for gifts, experiences, and cash funds as well as add gifts from other stores.</p>\n<a id=\"brides\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Brides</h2>\n<p>URL: <a href=\"https://www.brides.com/\">https://www.brides.com/</a></p>\n<p>The Brides editorial team has experienced every aspect of the wedding first hand, from being shower planners and party goers to wedding attendees for family and friends.</p>\n<a id=\"martha\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Martha Stewart Weddings</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Martha_Stewart_Weddings\">https://en.wikipedia.org/wiki/Martha_Stewart_Weddings</a></p>\n<p>Martha Stewart Weddings is an online weddings magazine published by Martha Stewart Living Omnimedia. Martha Stewart Weddings was launched as an annual publication in 1994.</p>\n<a id=\"joy\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Joy</h2>\n<p>URL: <a href=\"https://withjoy.com/\">https://withjoy.com</a></p>\n<p>Design a personalized website, create an all-in-one registry, and experience wedding planning the way it should be.</p>\n<a id=\"junebug\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Junebug Weddings</h2>\n<p>URL: <a href=\"https://junebugweddings.com/\">https://junebugweddings.com/</a></p>\n<p>Junebug Weddings is the essential guide to planning a stylish wedding. Find the best photographers, planners, venues, and wedding professionals worldwide.</p>\n<a id=\"chicks\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Wedding Chicks</h2>\n<p>URL: <a href=\"https://www.weddingchicks.com/\">https://www.weddingchicks.com/</a></p>\n<p>Wedding inspiration for all + everything you need to plan and more.</p>\n<a id=\"off\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Offbeat Wed</h2>\n<p>URL: <a href=\"https://offbeatwed.com/\">https://offbeatwed.com/</a></p>\n<p>Offbeat Wed (formerly Offbeat Bride) has been supporting folks planning non-traditional weddings since the dawn of the internet.</p>\n<a id=\"practical\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">A Practical Wedding</h2>\n<p>URL: <a href=\"https://apracticalwedding.com/\">https://apracticalwedding.com/</a></p>\n<p>Started by the newly engaged Meg Keene in 2008, A Practical Wedding was founded with a mission to make the wedding industry a more feminist and diverse place.</p>\n<a id=\"ful\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WeddingFul</h2>\n<p>URL: <a href=\"https://weddingful.com/\">https://weddingful.com/</a></p>\n<p>Roxy Smith owns the award-winning Wedding Travel group, which focuses on full-service romance travel all over the world. Roxy has also made planning and booking software for the wedding business at Weddingful.</p>\n<a id=\"inspired\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Inspired Bride</h2>\n<p>URL: <a href=\"https://www.inspiredbride.net/\">https://www.inspiredbride.net/</a></p>\n<p>Inspired Bride is where wedding inspiration comes alive. Explore unique ideas and trends for brides, curated by an authentically alternative bridal magazine.</p>\n<a id=\"duo\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Wedding Duo</h2>\n<p>URL: <a href=\"https://theweddingduo.co/\">https://theweddingduo.co/</a></p>\n<p>With over 15 years in the wedding industry, The Wedding Duo knows what it takes to plan a wedding that both you and your guests will be gushing about for years.</p>\n<a id=\"cake\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Carats &amp; Cake</h2>\n<p>URL: <a href=\"https://caratsandcake.com/\">https://caratsandcake.com/</a></p>\n<p>Founded in 2013, Carats &amp; Cake is a trusted platform connecting its highly-engaged community of over 100M people with top wedding properties and world-renowned industry professionals.</p>\n<a id=\"getting\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Woman Getting Married</h2>\n<p>URL: <a href=\"https://www.womangettingmarried.com/\">https://www.womangettingmarried.com/</a></p>\n<p>The best wedding venues and how much a wedding costs. Plus: unique wedding ideas, wedding decorations, wedding invitations, and wedding dresses.</p>\n<a id=\"mint\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Minted Weddings</h2>\n<p>URL: <a href=\"https://www.minted.com/wedding\">https://www.minted.com/wedding</a></p>\n<p>Plan the wedding of your dreams with wedding essentials from Minted. From save the dates to invitations, to day-of essentials, Minted has everything you need to plan a wedding.</p>\n<a id=\"riley\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Riley &amp; Grey</h2>\n<p>URL: <a href=\"https://www.rileygrey.com/\">https://www.rileygrey.com/</a></p>\n<p>Easy and elevated with none of the heavy-lifting, Riley &amp; Grey’s tools help you breeze through your wedding planning and focus on the important things.</p>\n<p>&nbsp;</p>\n<a id=\"insurance\" data-hs-anchor=\"true\"></a>\n<h2>How to Buy Wedding Liability Insurance (US &amp; Canada)</h2>\n<p>Under <a href=\"https://events.frontrowinsurance.com/\">Front Row’s wedding insurance policy</a>, coverage includes up to $5,000,000 in General Liability Coverage and additional insured certificates for your venue/vendors can be added at no additional cost. Get a quote and buy online here: <a href=\"https://events.frontrowinsurance.com/\">https://events.frontrowinsurance.com/</a></p>\n<h3>Related Links:</h3>\n<ul>\n<li><strong>eBook</strong>: <a href=\"/en/wedding-insurance-101\" rel=\"noopener\">Wedding Insurance 101</a></li>\n<li><a href=\"/articles/what-is-wedding-insurance\" rel=\"noopener\">Wedding insurance&nbsp;: what is it?</a></li>\n<li><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Wedding planners</a></li>\n<li><span style=\"font-weight: bold;\">Google web story</span>: <a href=\"https://stories.frontrowinsurance.com/the-top-20-wedding-websites/\" rel=\"noopener\">The top 20 wedding websites</a></li>\n</ul>","rss_summary":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n","rss_body":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n<!--more-->\n<ol>\n<li><a href=\"#knot\" rel=\"noopener\">The Knot/WeddingWire</a></li>\n<li><a href=\"#todays\" rel=\"noopener\">Today’s Bride</a></li>\n<li><a href=\"#wedluxe\" rel=\"noopener\">WedLuxe</a></li>\n<li><a href=\"#bells\" rel=\"noopener\">Weddingbells</a></li>\n<li><a href=\"#zola\" rel=\"noopener\">Zola</a></li>\n<li><a href=\"#brides\" rel=\"noopener\">Brides</a></li>\n<li><a href=\"#martha\" rel=\"noopener\">Martha Stewart Weddings</a></li>\n<li><a href=\"#joy\" rel=\"noopener\">Joy</a></li>\n<li><a href=\"#junebug\" rel=\"noopener\">Junebug Weddings</a></li>\n<li><a href=\"#chicks\" rel=\"noopener\">Wedding Chicks</a></li>\n<li><a href=\"#off\" rel=\"noopener\">Offbeat Wed</a></li>\n<li><a href=\"#practical\" rel=\"noopener\">A Practical Wedding</a></li>\n<li><a href=\"#ful\" rel=\"noopener\">WeddingFul</a></li>\n<li><a href=\"#inspired\" rel=\"noopener\">Inspired Bride</a></li>\n<li><a href=\"#duo\" rel=\"noopener\">The Wedding Duo</a></li>\n<li><a href=\"#cake\" rel=\"noopener\">Carats &amp; Cake</a></li>\n<li><a href=\"#getting\" rel=\"noopener\">Woman Getting Married</a></li>\n<li><a href=\"#mint\" rel=\"noopener\">Minted Weddings</a></li>\n<li><a href=\"#riley\" rel=\"noopener\">Riley &amp; Grey</a></li>\n<li><a href=\"#insurance\" rel=\"noopener\">Front Row’s wedding insurance portal</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"knot\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Knot/WeddingWire</h2>\n<p>URL: <a href=\"https://www.weddingwire.com/\">https://www.weddingwire.com/</a><br>URL: <a href=\"https://www.theknot.com/\">https://www.theknot.com/</a></p>\n<p>The Knot Worldwide/WeddingWire, Inc, is a global technology company that provides content, tools, products and services for couples who are planning weddings.</p>\n<a id=\"todays\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Today’s Bride</h2>\n<p>URL: <a href=\"https://todaysbride.ca/\">https://todaysbride.ca/</a></p>\n<p>Today's Bride is Canada's largest bridal magazine, offering tips &amp; tricks to help plan your dream day. They’re always looking for real weddings to feature.</p>\n<a id=\"wedluxe\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WedLuxe</h2>\n<p>URL: <a href=\"https://wedluxe.com/\">https://wedluxe.com/</a></p>\n<p>Featuring luxury wedding inspiration from styled shoots to real weddings. Luxury wedding vendors from around the world are showcased.</p>\n<a id=\"bells\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Weddingbells</h2>\n<p>URL: <a href=\"https://weddingbells.ca/\">https://weddingbells.ca/</a></p>\n<p>The ultimate Canadian resource for all aspects of wedding planning.</p>\n<a id=\"zola\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Zola</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Zola_(company)\">https://en.wikipedia.org/wiki/Zola_(company)</a></p>\n<p>Zola is an online wedding registry, wedding planner, and retailer. It is an e-commerce company that allows couples to register for gifts, experiences, and cash funds as well as add gifts from other stores.</p>\n<a id=\"brides\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Brides</h2>\n<p>URL: <a href=\"https://www.brides.com/\">https://www.brides.com/</a></p>\n<p>The Brides editorial team has experienced every aspect of the wedding first hand, from being shower planners and party goers to wedding attendees for family and friends.</p>\n<a id=\"martha\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Martha Stewart Weddings</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Martha_Stewart_Weddings\">https://en.wikipedia.org/wiki/Martha_Stewart_Weddings</a></p>\n<p>Martha Stewart Weddings is an online weddings magazine published by Martha Stewart Living Omnimedia. Martha Stewart Weddings was launched as an annual publication in 1994.</p>\n<a id=\"joy\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Joy</h2>\n<p>URL: <a href=\"https://withjoy.com/\">https://withjoy.com</a></p>\n<p>Design a personalized website, create an all-in-one registry, and experience wedding planning the way it should be.</p>\n<a id=\"junebug\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Junebug Weddings</h2>\n<p>URL: <a href=\"https://junebugweddings.com/\">https://junebugweddings.com/</a></p>\n<p>Junebug Weddings is the essential guide to planning a stylish wedding. Find the best photographers, planners, venues, and wedding professionals worldwide.</p>\n<a id=\"chicks\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Wedding Chicks</h2>\n<p>URL: <a href=\"https://www.weddingchicks.com/\">https://www.weddingchicks.com/</a></p>\n<p>Wedding inspiration for all + everything you need to plan and more.</p>\n<a id=\"off\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Offbeat Wed</h2>\n<p>URL: <a href=\"https://offbeatwed.com/\">https://offbeatwed.com/</a></p>\n<p>Offbeat Wed (formerly Offbeat Bride) has been supporting folks planning non-traditional weddings since the dawn of the internet.</p>\n<a id=\"practical\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">A Practical Wedding</h2>\n<p>URL: <a href=\"https://apracticalwedding.com/\">https://apracticalwedding.com/</a></p>\n<p>Started by the newly engaged Meg Keene in 2008, A Practical Wedding was founded with a mission to make the wedding industry a more feminist and diverse place.</p>\n<a id=\"ful\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WeddingFul</h2>\n<p>URL: <a href=\"https://weddingful.com/\">https://weddingful.com/</a></p>\n<p>Roxy Smith owns the award-winning Wedding Travel group, which focuses on full-service romance travel all over the world. Roxy has also made planning and booking software for the wedding business at Weddingful.</p>\n<a id=\"inspired\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Inspired Bride</h2>\n<p>URL: <a href=\"https://www.inspiredbride.net/\">https://www.inspiredbride.net/</a></p>\n<p>Inspired Bride is where wedding inspiration comes alive. Explore unique ideas and trends for brides, curated by an authentically alternative bridal magazine.</p>\n<a id=\"duo\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Wedding Duo</h2>\n<p>URL: <a href=\"https://theweddingduo.co/\">https://theweddingduo.co/</a></p>\n<p>With over 15 years in the wedding industry, The Wedding Duo knows what it takes to plan a wedding that both you and your guests will be gushing about for years.</p>\n<a id=\"cake\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Carats &amp; Cake</h2>\n<p>URL: <a href=\"https://caratsandcake.com/\">https://caratsandcake.com/</a></p>\n<p>Founded in 2013, Carats &amp; Cake is a trusted platform connecting its highly-engaged community of over 100M people with top wedding properties and world-renowned industry professionals.</p>\n<a id=\"getting\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Woman Getting Married</h2>\n<p>URL: <a href=\"https://www.womangettingmarried.com/\">https://www.womangettingmarried.com/</a></p>\n<p>The best wedding venues and how much a wedding costs. Plus: unique wedding ideas, wedding decorations, wedding invitations, and wedding dresses.</p>\n<a id=\"mint\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Minted Weddings</h2>\n<p>URL: <a href=\"https://www.minted.com/wedding\">https://www.minted.com/wedding</a></p>\n<p>Plan the wedding of your dreams with wedding essentials from Minted. From save the dates to invitations, to day-of essentials, Minted has everything you need to plan a wedding.</p>\n<a id=\"riley\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Riley &amp; Grey</h2>\n<p>URL: <a href=\"https://www.rileygrey.com/\">https://www.rileygrey.com/</a></p>\n<p>Easy and elevated with none of the heavy-lifting, Riley &amp; Grey’s tools help you breeze through your wedding planning and focus on the important things.</p>\n<p>&nbsp;</p>\n<a id=\"insurance\" data-hs-anchor=\"true\"></a>\n<h2>How to Buy Wedding Liability Insurance (US &amp; Canada)</h2>\n<p>Under <a href=\"https://events.frontrowinsurance.com/\">Front Row’s wedding insurance policy</a>, coverage includes up to $5,000,000 in General Liability Coverage and additional insured certificates for your venue/vendors can be added at no additional cost. Get a quote and buy online here: <a href=\"https://events.frontrowinsurance.com/\">https://events.frontrowinsurance.com/</a></p>\n<h3>Related Links:</h3>\n<ul>\n<li><strong>eBook</strong>: <a href=\"/en/wedding-insurance-101\" rel=\"noopener\">Wedding Insurance 101</a></li>\n<li><a href=\"/articles/what-is-wedding-insurance\" rel=\"noopener\">Wedding insurance&nbsp;: what is it?</a></li>\n<li><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Wedding planners</a></li>\n<li><span style=\"font-weight: bold;\">Google web story</span>: <a href=\"https://stories.frontrowinsurance.com/the-top-20-wedding-websites/\" rel=\"noopener\">The top 20 wedding websites</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":null,"blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Married couple at wedding table","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you...","tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"header_template_path":null,"header_variant_name":null,"footer_template_path":null,"footer_variant_name":null,"global_block_overrides":{},"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":7915797,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":null,"page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/The%20best%20wedding%20websites/couple-table-shutterstock_1110054944forweb600.jpg","featured_image_width":600,"featured_image_height":383,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1707840033363,"header":null,"password":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you...","metaKeywords":null,"name":"The Top 20 Wedding Websites / Best Wedding Websites & Magazines","nextPostFeaturedImage":"","nextPostFeaturedImageAltText":"","nextPostName":"Wedding Insurance Has Your Special Day Protected","nextPostSlug":"articles/event-insurance-canada-relaunch","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"The Top 20 Wedding Websites / Best Wedding Websites & Magazines","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, 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Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/topic/film-production\"\n },\n \"headline\": \"Blog The Front Row View listing page\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"\"\n },\n \"datePublished\": \"2022-04-01 17:46:37\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n<!--more-->\n<ol>\n<li><a href=\"#knot\" rel=\"noopener\">The Knot/WeddingWire</a></li>\n<li><a href=\"#todays\" rel=\"noopener\">Today’s Bride</a></li>\n<li><a href=\"#wedluxe\" rel=\"noopener\">WedLuxe</a></li>\n<li><a href=\"#bells\" rel=\"noopener\">Weddingbells</a></li>\n<li><a href=\"#zola\" rel=\"noopener\">Zola</a></li>\n<li><a href=\"#brides\" rel=\"noopener\">Brides</a></li>\n<li><a href=\"#martha\" rel=\"noopener\">Martha Stewart Weddings</a></li>\n<li><a href=\"#joy\" rel=\"noopener\">Joy</a></li>\n<li><a href=\"#junebug\" rel=\"noopener\">Junebug Weddings</a></li>\n<li><a href=\"#chicks\" rel=\"noopener\">Wedding Chicks</a></li>\n<li><a href=\"#off\" rel=\"noopener\">Offbeat Wed</a></li>\n<li><a href=\"#practical\" rel=\"noopener\">A Practical Wedding</a></li>\n<li><a href=\"#ful\" rel=\"noopener\">WeddingFul</a></li>\n<li><a href=\"#inspired\" rel=\"noopener\">Inspired Bride</a></li>\n<li><a href=\"#duo\" rel=\"noopener\">The Wedding Duo</a></li>\n<li><a href=\"#cake\" rel=\"noopener\">Carats &amp; Cake</a></li>\n<li><a href=\"#getting\" rel=\"noopener\">Woman Getting Married</a></li>\n<li><a href=\"#mint\" rel=\"noopener\">Minted Weddings</a></li>\n<li><a href=\"#riley\" rel=\"noopener\">Riley &amp; Grey</a></li>\n<li><a href=\"#insurance\" rel=\"noopener\">Front Row’s wedding insurance portal</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"knot\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Knot/WeddingWire</h2>\n<p>URL: <a href=\"https://www.weddingwire.com/\">https://www.weddingwire.com/</a><br>URL: <a href=\"https://www.theknot.com/\">https://www.theknot.com/</a></p>\n<p>The Knot Worldwide/WeddingWire, Inc, is a global technology company that provides content, tools, products and services for couples who are planning weddings.</p>\n<a id=\"todays\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Today’s Bride</h2>\n<p>URL: <a href=\"https://todaysbride.ca/\">https://todaysbride.ca/</a></p>\n<p>Today's Bride is Canada's largest bridal magazine, offering tips &amp; tricks to help plan your dream day. They’re always looking for real weddings to feature.</p>\n<a id=\"wedluxe\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WedLuxe</h2>\n<p>URL: <a href=\"https://wedluxe.com/\">https://wedluxe.com/</a></p>\n<p>Featuring luxury wedding inspiration from styled shoots to real weddings. Luxury wedding vendors from around the world are showcased.</p>\n<a id=\"bells\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Weddingbells</h2>\n<p>URL: <a href=\"https://weddingbells.ca/\">https://weddingbells.ca/</a></p>\n<p>The ultimate Canadian resource for all aspects of wedding planning.</p>\n<a id=\"zola\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Zola</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Zola_(company)\">https://en.wikipedia.org/wiki/Zola_(company)</a></p>\n<p>Zola is an online wedding registry, wedding planner, and retailer. It is an e-commerce company that allows couples to register for gifts, experiences, and cash funds as well as add gifts from other stores.</p>\n<a id=\"brides\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Brides</h2>\n<p>URL: <a href=\"https://www.brides.com/\">https://www.brides.com/</a></p>\n<p>The Brides editorial team has experienced every aspect of the wedding first hand, from being shower planners and party goers to wedding attendees for family and friends.</p>\n<a id=\"martha\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Martha Stewart Weddings</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Martha_Stewart_Weddings\">https://en.wikipedia.org/wiki/Martha_Stewart_Weddings</a></p>\n<p>Martha Stewart Weddings is an online weddings magazine published by Martha Stewart Living Omnimedia. Martha Stewart Weddings was launched as an annual publication in 1994.</p>\n<a id=\"joy\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Joy</h2>\n<p>URL: <a href=\"https://withjoy.com/\">https://withjoy.com</a></p>\n<p>Design a personalized website, create an all-in-one registry, and experience wedding planning the way it should be.</p>\n<a id=\"junebug\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Junebug Weddings</h2>\n<p>URL: <a href=\"https://junebugweddings.com/\">https://junebugweddings.com/</a></p>\n<p>Junebug Weddings is the essential guide to planning a stylish wedding. Find the best photographers, planners, venues, and wedding professionals worldwide.</p>\n<a id=\"chicks\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Wedding Chicks</h2>\n<p>URL: <a href=\"https://www.weddingchicks.com/\">https://www.weddingchicks.com/</a></p>\n<p>Wedding inspiration for all + everything you need to plan and more.</p>\n<a id=\"off\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Offbeat Wed</h2>\n<p>URL: <a href=\"https://offbeatwed.com/\">https://offbeatwed.com/</a></p>\n<p>Offbeat Wed (formerly Offbeat Bride) has been supporting folks planning non-traditional weddings since the dawn of the internet.</p>\n<a id=\"practical\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">A Practical Wedding</h2>\n<p>URL: <a href=\"https://apracticalwedding.com/\">https://apracticalwedding.com/</a></p>\n<p>Started by the newly engaged Meg Keene in 2008, A Practical Wedding was founded with a mission to make the wedding industry a more feminist and diverse place.</p>\n<a id=\"ful\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WeddingFul</h2>\n<p>URL: <a href=\"https://weddingful.com/\">https://weddingful.com/</a></p>\n<p>Roxy Smith owns the award-winning Wedding Travel group, which focuses on full-service romance travel all over the world. Roxy has also made planning and booking software for the wedding business at Weddingful.</p>\n<a id=\"inspired\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Inspired Bride</h2>\n<p>URL: <a href=\"https://www.inspiredbride.net/\">https://www.inspiredbride.net/</a></p>\n<p>Inspired Bride is where wedding inspiration comes alive. Explore unique ideas and trends for brides, curated by an authentically alternative bridal magazine.</p>\n<a id=\"duo\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Wedding Duo</h2>\n<p>URL: <a href=\"https://theweddingduo.co/\">https://theweddingduo.co/</a></p>\n<p>With over 15 years in the wedding industry, The Wedding Duo knows what it takes to plan a wedding that both you and your guests will be gushing about for years.</p>\n<a id=\"cake\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Carats &amp; Cake</h2>\n<p>URL: <a href=\"https://caratsandcake.com/\">https://caratsandcake.com/</a></p>\n<p>Founded in 2013, Carats &amp; Cake is a trusted platform connecting its highly-engaged community of over 100M people with top wedding properties and world-renowned industry professionals.</p>\n<a id=\"getting\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Woman Getting Married</h2>\n<p>URL: <a href=\"https://www.womangettingmarried.com/\">https://www.womangettingmarried.com/</a></p>\n<p>The best wedding venues and how much a wedding costs. Plus: unique wedding ideas, wedding decorations, wedding invitations, and wedding dresses.</p>\n<a id=\"mint\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Minted Weddings</h2>\n<p>URL: <a href=\"https://www.minted.com/wedding\">https://www.minted.com/wedding</a></p>\n<p>Plan the wedding of your dreams with wedding essentials from Minted. From save the dates to invitations, to day-of essentials, Minted has everything you need to plan a wedding.</p>\n<a id=\"riley\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Riley &amp; Grey</h2>\n<p>URL: <a href=\"https://www.rileygrey.com/\">https://www.rileygrey.com/</a></p>\n<p>Easy and elevated with none of the heavy-lifting, Riley &amp; Grey’s tools help you breeze through your wedding planning and focus on the important things.</p>\n<p>&nbsp;</p>\n<a id=\"insurance\" data-hs-anchor=\"true\"></a>\n<h2>How to Buy Wedding Liability Insurance (US &amp; Canada)</h2>\n<p>Under <a href=\"https://events.frontrowinsurance.com/\">Front Row’s wedding insurance policy</a>, coverage includes up to $5,000,000 in General Liability Coverage and additional insured certificates for your venue/vendors can be added at no additional cost. Get a quote and buy online here: <a href=\"https://events.frontrowinsurance.com/\">https://events.frontrowinsurance.com/</a></p>\n<h3>Related Links:</h3>\n<ul>\n<li><strong>eBook</strong>: <a href=\"/en/wedding-insurance-101\" rel=\"noopener\">Wedding Insurance 101</a></li>\n<li><a href=\"/articles/what-is-wedding-insurance\" rel=\"noopener\">Wedding insurance&nbsp;: what is it?</a></li>\n<li><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Wedding planners</a></li>\n<li><span style=\"font-weight: bold;\">Google web story</span>: <a href=\"https://stories.frontrowinsurance.com/the-top-20-wedding-websites/\" rel=\"noopener\">The top 20 wedding websites</a></li>\n</ul>","postBodyRss":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n<!--more-->\n<ol>\n<li><a href=\"#knot\" rel=\"noopener\">The Knot/WeddingWire</a></li>\n<li><a href=\"#todays\" rel=\"noopener\">Today’s Bride</a></li>\n<li><a href=\"#wedluxe\" rel=\"noopener\">WedLuxe</a></li>\n<li><a href=\"#bells\" rel=\"noopener\">Weddingbells</a></li>\n<li><a href=\"#zola\" rel=\"noopener\">Zola</a></li>\n<li><a href=\"#brides\" rel=\"noopener\">Brides</a></li>\n<li><a href=\"#martha\" rel=\"noopener\">Martha Stewart Weddings</a></li>\n<li><a href=\"#joy\" rel=\"noopener\">Joy</a></li>\n<li><a href=\"#junebug\" rel=\"noopener\">Junebug Weddings</a></li>\n<li><a href=\"#chicks\" rel=\"noopener\">Wedding Chicks</a></li>\n<li><a href=\"#off\" rel=\"noopener\">Offbeat Wed</a></li>\n<li><a href=\"#practical\" rel=\"noopener\">A Practical Wedding</a></li>\n<li><a href=\"#ful\" rel=\"noopener\">WeddingFul</a></li>\n<li><a href=\"#inspired\" rel=\"noopener\">Inspired Bride</a></li>\n<li><a href=\"#duo\" rel=\"noopener\">The Wedding Duo</a></li>\n<li><a href=\"#cake\" rel=\"noopener\">Carats &amp; Cake</a></li>\n<li><a href=\"#getting\" rel=\"noopener\">Woman Getting Married</a></li>\n<li><a href=\"#mint\" rel=\"noopener\">Minted Weddings</a></li>\n<li><a href=\"#riley\" rel=\"noopener\">Riley &amp; Grey</a></li>\n<li><a href=\"#insurance\" rel=\"noopener\">Front Row’s wedding insurance portal</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"knot\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Knot/WeddingWire</h2>\n<p>URL: <a href=\"https://www.weddingwire.com/\">https://www.weddingwire.com/</a><br>URL: <a href=\"https://www.theknot.com/\">https://www.theknot.com/</a></p>\n<p>The Knot Worldwide/WeddingWire, Inc, is a global technology company that provides content, tools, products and services for couples who are planning weddings.</p>\n<a id=\"todays\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Today’s Bride</h2>\n<p>URL: <a href=\"https://todaysbride.ca/\">https://todaysbride.ca/</a></p>\n<p>Today's Bride is Canada's largest bridal magazine, offering tips &amp; tricks to help plan your dream day. They’re always looking for real weddings to feature.</p>\n<a id=\"wedluxe\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WedLuxe</h2>\n<p>URL: <a href=\"https://wedluxe.com/\">https://wedluxe.com/</a></p>\n<p>Featuring luxury wedding inspiration from styled shoots to real weddings. Luxury wedding vendors from around the world are showcased.</p>\n<a id=\"bells\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Weddingbells</h2>\n<p>URL: <a href=\"https://weddingbells.ca/\">https://weddingbells.ca/</a></p>\n<p>The ultimate Canadian resource for all aspects of wedding planning.</p>\n<a id=\"zola\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Zola</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Zola_(company)\">https://en.wikipedia.org/wiki/Zola_(company)</a></p>\n<p>Zola is an online wedding registry, wedding planner, and retailer. It is an e-commerce company that allows couples to register for gifts, experiences, and cash funds as well as add gifts from other stores.</p>\n<a id=\"brides\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Brides</h2>\n<p>URL: <a href=\"https://www.brides.com/\">https://www.brides.com/</a></p>\n<p>The Brides editorial team has experienced every aspect of the wedding first hand, from being shower planners and party goers to wedding attendees for family and friends.</p>\n<a id=\"martha\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Martha Stewart Weddings</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Martha_Stewart_Weddings\">https://en.wikipedia.org/wiki/Martha_Stewart_Weddings</a></p>\n<p>Martha Stewart Weddings is an online weddings magazine published by Martha Stewart Living Omnimedia. Martha Stewart Weddings was launched as an annual publication in 1994.</p>\n<a id=\"joy\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Joy</h2>\n<p>URL: <a href=\"https://withjoy.com/\">https://withjoy.com</a></p>\n<p>Design a personalized website, create an all-in-one registry, and experience wedding planning the way it should be.</p>\n<a id=\"junebug\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Junebug Weddings</h2>\n<p>URL: <a href=\"https://junebugweddings.com/\">https://junebugweddings.com/</a></p>\n<p>Junebug Weddings is the essential guide to planning a stylish wedding. Find the best photographers, planners, venues, and wedding professionals worldwide.</p>\n<a id=\"chicks\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Wedding Chicks</h2>\n<p>URL: <a href=\"https://www.weddingchicks.com/\">https://www.weddingchicks.com/</a></p>\n<p>Wedding inspiration for all + everything you need to plan and more.</p>\n<a id=\"off\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Offbeat Wed</h2>\n<p>URL: <a href=\"https://offbeatwed.com/\">https://offbeatwed.com/</a></p>\n<p>Offbeat Wed (formerly Offbeat Bride) has been supporting folks planning non-traditional weddings since the dawn of the internet.</p>\n<a id=\"practical\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">A Practical Wedding</h2>\n<p>URL: <a href=\"https://apracticalwedding.com/\">https://apracticalwedding.com/</a></p>\n<p>Started by the newly engaged Meg Keene in 2008, A Practical Wedding was founded with a mission to make the wedding industry a more feminist and diverse place.</p>\n<a id=\"ful\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WeddingFul</h2>\n<p>URL: <a href=\"https://weddingful.com/\">https://weddingful.com/</a></p>\n<p>Roxy Smith owns the award-winning Wedding Travel group, which focuses on full-service romance travel all over the world. Roxy has also made planning and booking software for the wedding business at Weddingful.</p>\n<a id=\"inspired\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Inspired Bride</h2>\n<p>URL: <a href=\"https://www.inspiredbride.net/\">https://www.inspiredbride.net/</a></p>\n<p>Inspired Bride is where wedding inspiration comes alive. Explore unique ideas and trends for brides, curated by an authentically alternative bridal magazine.</p>\n<a id=\"duo\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Wedding Duo</h2>\n<p>URL: <a href=\"https://theweddingduo.co/\">https://theweddingduo.co/</a></p>\n<p>With over 15 years in the wedding industry, The Wedding Duo knows what it takes to plan a wedding that both you and your guests will be gushing about for years.</p>\n<a id=\"cake\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Carats &amp; Cake</h2>\n<p>URL: <a href=\"https://caratsandcake.com/\">https://caratsandcake.com/</a></p>\n<p>Founded in 2013, Carats &amp; Cake is a trusted platform connecting its highly-engaged community of over 100M people with top wedding properties and world-renowned industry professionals.</p>\n<a id=\"getting\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Woman Getting Married</h2>\n<p>URL: <a href=\"https://www.womangettingmarried.com/\">https://www.womangettingmarried.com/</a></p>\n<p>The best wedding venues and how much a wedding costs. Plus: unique wedding ideas, wedding decorations, wedding invitations, and wedding dresses.</p>\n<a id=\"mint\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Minted Weddings</h2>\n<p>URL: <a href=\"https://www.minted.com/wedding\">https://www.minted.com/wedding</a></p>\n<p>Plan the wedding of your dreams with wedding essentials from Minted. From save the dates to invitations, to day-of essentials, Minted has everything you need to plan a wedding.</p>\n<a id=\"riley\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Riley &amp; Grey</h2>\n<p>URL: <a href=\"https://www.rileygrey.com/\">https://www.rileygrey.com/</a></p>\n<p>Easy and elevated with none of the heavy-lifting, Riley &amp; Grey’s tools help you breeze through your wedding planning and focus on the important things.</p>\n<p>&nbsp;</p>\n<a id=\"insurance\" data-hs-anchor=\"true\"></a>\n<h2>How to Buy Wedding Liability Insurance (US &amp; Canada)</h2>\n<p>Under <a href=\"https://events.frontrowinsurance.com/\">Front Row’s wedding insurance policy</a>, coverage includes up to $5,000,000 in General Liability Coverage and additional insured certificates for your venue/vendors can be added at no additional cost. Get a quote and buy online here: <a href=\"https://events.frontrowinsurance.com/\">https://events.frontrowinsurance.com/</a></p>\n<h3>Related Links:</h3>\n<ul>\n<li><strong>eBook</strong>: <a href=\"/en/wedding-insurance-101\" rel=\"noopener\">Wedding Insurance 101</a></li>\n<li><a href=\"/articles/what-is-wedding-insurance\" rel=\"noopener\">Wedding insurance&nbsp;: what is it?</a></li>\n<li><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Wedding planners</a></li>\n<li><span style=\"font-weight: bold;\">Google web story</span>: <a href=\"https://stories.frontrowinsurance.com/the-top-20-wedding-websites/\" rel=\"noopener\">The top 20 wedding websites</a></li>\n</ul>","postEmailContent":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p> \n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/The%20best%20wedding%20websites/couple-table-shutterstock_1110054944forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n<!--more-->\n<ol>\n<li><a href=\"#knot\" rel=\"noopener\">The Knot/WeddingWire</a></li>\n<li><a href=\"#todays\" rel=\"noopener\">Today’s Bride</a></li>\n<li><a href=\"#wedluxe\" rel=\"noopener\">WedLuxe</a></li>\n<li><a href=\"#bells\" rel=\"noopener\">Weddingbells</a></li>\n<li><a href=\"#zola\" rel=\"noopener\">Zola</a></li>\n<li><a href=\"#brides\" rel=\"noopener\">Brides</a></li>\n<li><a href=\"#martha\" rel=\"noopener\">Martha Stewart Weddings</a></li>\n<li><a href=\"#joy\" rel=\"noopener\">Joy</a></li>\n<li><a href=\"#junebug\" rel=\"noopener\">Junebug Weddings</a></li>\n<li><a href=\"#chicks\" rel=\"noopener\">Wedding Chicks</a></li>\n<li><a href=\"#off\" rel=\"noopener\">Offbeat Wed</a></li>\n<li><a href=\"#practical\" rel=\"noopener\">A Practical Wedding</a></li>\n<li><a href=\"#ful\" rel=\"noopener\">WeddingFul</a></li>\n<li><a href=\"#inspired\" rel=\"noopener\">Inspired Bride</a></li>\n<li><a href=\"#duo\" rel=\"noopener\">The Wedding Duo</a></li>\n<li><a href=\"#cake\" rel=\"noopener\">Carats &amp; Cake</a></li>\n<li><a href=\"#getting\" rel=\"noopener\">Woman Getting Married</a></li>\n<li><a href=\"#mint\" rel=\"noopener\">Minted Weddings</a></li>\n<li><a href=\"#riley\" rel=\"noopener\">Riley &amp; Grey</a></li>\n<li><a href=\"#insurance\" rel=\"noopener\">Front Row’s wedding insurance portal</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"knot\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Knot/WeddingWire</h2>\n<p>URL: <a href=\"https://www.weddingwire.com/\">https://www.weddingwire.com/</a><br>URL: <a href=\"https://www.theknot.com/\">https://www.theknot.com/</a></p>\n<p>The Knot Worldwide/WeddingWire, Inc, is a global technology company that provides content, tools, products and services for couples who are planning weddings.</p>\n<a id=\"todays\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Today’s Bride</h2>\n<p>URL: <a href=\"https://todaysbride.ca/\">https://todaysbride.ca/</a></p>\n<p>Today's Bride is Canada's largest bridal magazine, offering tips &amp; tricks to help plan your dream day. They’re always looking for real weddings to feature.</p>\n<a id=\"wedluxe\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WedLuxe</h2>\n<p>URL: <a href=\"https://wedluxe.com/\">https://wedluxe.com/</a></p>\n<p>Featuring luxury wedding inspiration from styled shoots to real weddings. Luxury wedding vendors from around the world are showcased.</p>\n<a id=\"bells\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Weddingbells</h2>\n<p>URL: <a href=\"https://weddingbells.ca/\">https://weddingbells.ca/</a></p>\n<p>The ultimate Canadian resource for all aspects of wedding planning.</p>\n<a id=\"zola\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Zola</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Zola_(company)\">https://en.wikipedia.org/wiki/Zola_(company)</a></p>\n<p>Zola is an online wedding registry, wedding planner, and retailer. It is an e-commerce company that allows couples to register for gifts, experiences, and cash funds as well as add gifts from other stores.</p>\n<a id=\"brides\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Brides</h2>\n<p>URL: <a href=\"https://www.brides.com/\">https://www.brides.com/</a></p>\n<p>The Brides editorial team has experienced every aspect of the wedding first hand, from being shower planners and party goers to wedding attendees for family and friends.</p>\n<a id=\"martha\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Martha Stewart Weddings</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Martha_Stewart_Weddings\">https://en.wikipedia.org/wiki/Martha_Stewart_Weddings</a></p>\n<p>Martha Stewart Weddings is an online weddings magazine published by Martha Stewart Living Omnimedia. Martha Stewart Weddings was launched as an annual publication in 1994.</p>\n<a id=\"joy\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Joy</h2>\n<p>URL: <a href=\"https://withjoy.com/\">https://withjoy.com</a></p>\n<p>Design a personalized website, create an all-in-one registry, and experience wedding planning the way it should be.</p>\n<a id=\"junebug\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Junebug Weddings</h2>\n<p>URL: <a href=\"https://junebugweddings.com/\">https://junebugweddings.com/</a></p>\n<p>Junebug Weddings is the essential guide to planning a stylish wedding. Find the best photographers, planners, venues, and wedding professionals worldwide.</p>\n<a id=\"chicks\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Wedding Chicks</h2>\n<p>URL: <a href=\"https://www.weddingchicks.com/\">https://www.weddingchicks.com/</a></p>\n<p>Wedding inspiration for all + everything you need to plan and more.</p>\n<a id=\"off\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Offbeat Wed</h2>\n<p>URL: <a href=\"https://offbeatwed.com/\">https://offbeatwed.com/</a></p>\n<p>Offbeat Wed (formerly Offbeat Bride) has been supporting folks planning non-traditional weddings since the dawn of the internet.</p>\n<a id=\"practical\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">A Practical Wedding</h2>\n<p>URL: <a href=\"https://apracticalwedding.com/\">https://apracticalwedding.com/</a></p>\n<p>Started by the newly engaged Meg Keene in 2008, A Practical Wedding was founded with a mission to make the wedding industry a more feminist and diverse place.</p>\n<a id=\"ful\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WeddingFul</h2>\n<p>URL: <a href=\"https://weddingful.com/\">https://weddingful.com/</a></p>\n<p>Roxy Smith owns the award-winning Wedding Travel group, which focuses on full-service romance travel all over the world. Roxy has also made planning and booking software for the wedding business at Weddingful.</p>\n<a id=\"inspired\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Inspired Bride</h2>\n<p>URL: <a href=\"https://www.inspiredbride.net/\">https://www.inspiredbride.net/</a></p>\n<p>Inspired Bride is where wedding inspiration comes alive. Explore unique ideas and trends for brides, curated by an authentically alternative bridal magazine.</p>\n<a id=\"duo\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Wedding Duo</h2>\n<p>URL: <a href=\"https://theweddingduo.co/\">https://theweddingduo.co/</a></p>\n<p>With over 15 years in the wedding industry, The Wedding Duo knows what it takes to plan a wedding that both you and your guests will be gushing about for years.</p>\n<a id=\"cake\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Carats &amp; Cake</h2>\n<p>URL: <a href=\"https://caratsandcake.com/\">https://caratsandcake.com/</a></p>\n<p>Founded in 2013, Carats &amp; Cake is a trusted platform connecting its highly-engaged community of over 100M people with top wedding properties and world-renowned industry professionals.</p>\n<a id=\"getting\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Woman Getting Married</h2>\n<p>URL: <a href=\"https://www.womangettingmarried.com/\">https://www.womangettingmarried.com/</a></p>\n<p>The best wedding venues and how much a wedding costs. Plus: unique wedding ideas, wedding decorations, wedding invitations, and wedding dresses.</p>\n<a id=\"mint\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Minted Weddings</h2>\n<p>URL: <a href=\"https://www.minted.com/wedding\">https://www.minted.com/wedding</a></p>\n<p>Plan the wedding of your dreams with wedding essentials from Minted. From save the dates to invitations, to day-of essentials, Minted has everything you need to plan a wedding.</p>\n<a id=\"riley\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Riley &amp; Grey</h2>\n<p>URL: <a href=\"https://www.rileygrey.com/\">https://www.rileygrey.com/</a></p>\n<p>Easy and elevated with none of the heavy-lifting, Riley &amp; Grey’s tools help you breeze through your wedding planning and focus on the important things.</p>\n<p>&nbsp;</p>\n<a id=\"insurance\" data-hs-anchor=\"true\"></a>\n<h2>How to Buy Wedding Liability Insurance (US &amp; Canada)</h2>\n<p>Under <a href=\"https://events.frontrowinsurance.com/\">Front Row’s wedding insurance policy</a>, coverage includes up to $5,000,000 in General Liability Coverage and additional insured certificates for your venue/vendors can be added at no additional cost. Get a quote and buy online here: <a href=\"https://events.frontrowinsurance.com/\">https://events.frontrowinsurance.com/</a></p>\n<h3>Related Links:</h3>\n<ul>\n<li><strong>eBook</strong>: <a href=\"/en/wedding-insurance-101\" rel=\"noopener\">Wedding Insurance 101</a></li>\n<li><a href=\"/articles/what-is-wedding-insurance\" rel=\"noopener\">Wedding insurance&nbsp;: what is it?</a></li>\n<li><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Wedding planners</a></li>\n<li><span style=\"font-weight: bold;\">Google web story</span>: <a href=\"https://stories.frontrowinsurance.com/the-top-20-wedding-websites/\" rel=\"noopener\">The top 20 wedding websites</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p> \n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/The%20best%20wedding%20websites/couple-table-shutterstock_1110054944forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p> \n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. 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Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all based in the US or Canada.</p>\n<!--more-->\n<ol>\n<li><a href=\"#knot\" rel=\"noopener\">The Knot/WeddingWire</a></li>\n<li><a href=\"#todays\" rel=\"noopener\">Today’s Bride</a></li>\n<li><a href=\"#wedluxe\" rel=\"noopener\">WedLuxe</a></li>\n<li><a href=\"#bells\" rel=\"noopener\">Weddingbells</a></li>\n<li><a href=\"#zola\" rel=\"noopener\">Zola</a></li>\n<li><a href=\"#brides\" rel=\"noopener\">Brides</a></li>\n<li><a href=\"#martha\" rel=\"noopener\">Martha Stewart Weddings</a></li>\n<li><a href=\"#joy\" rel=\"noopener\">Joy</a></li>\n<li><a href=\"#junebug\" rel=\"noopener\">Junebug Weddings</a></li>\n<li><a href=\"#chicks\" rel=\"noopener\">Wedding Chicks</a></li>\n<li><a href=\"#off\" rel=\"noopener\">Offbeat Wed</a></li>\n<li><a href=\"#practical\" rel=\"noopener\">A Practical Wedding</a></li>\n<li><a href=\"#ful\" rel=\"noopener\">WeddingFul</a></li>\n<li><a href=\"#inspired\" rel=\"noopener\">Inspired Bride</a></li>\n<li><a href=\"#duo\" rel=\"noopener\">The Wedding Duo</a></li>\n<li><a href=\"#cake\" rel=\"noopener\">Carats &amp; Cake</a></li>\n<li><a href=\"#getting\" rel=\"noopener\">Woman Getting Married</a></li>\n<li><a href=\"#mint\" rel=\"noopener\">Minted Weddings</a></li>\n<li><a href=\"#riley\" rel=\"noopener\">Riley &amp; Grey</a></li>\n<li><a href=\"#insurance\" rel=\"noopener\">Front Row’s wedding insurance portal</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"knot\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Knot/WeddingWire</h2>\n<p>URL: <a href=\"https://www.weddingwire.com/\">https://www.weddingwire.com/</a><br>URL: <a href=\"https://www.theknot.com/\">https://www.theknot.com/</a></p>\n<p>The Knot Worldwide/WeddingWire, Inc, is a global technology company that provides content, tools, products and services for couples who are planning weddings.</p>\n<a id=\"todays\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Today’s Bride</h2>\n<p>URL: <a href=\"https://todaysbride.ca/\">https://todaysbride.ca/</a></p>\n<p>Today's Bride is Canada's largest bridal magazine, offering tips &amp; tricks to help plan your dream day. They’re always looking for real weddings to feature.</p>\n<a id=\"wedluxe\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WedLuxe</h2>\n<p>URL: <a href=\"https://wedluxe.com/\">https://wedluxe.com/</a></p>\n<p>Featuring luxury wedding inspiration from styled shoots to real weddings. Luxury wedding vendors from around the world are showcased.</p>\n<a id=\"bells\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Weddingbells</h2>\n<p>URL: <a href=\"https://weddingbells.ca/\">https://weddingbells.ca/</a></p>\n<p>The ultimate Canadian resource for all aspects of wedding planning.</p>\n<a id=\"zola\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Zola</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Zola_(company)\">https://en.wikipedia.org/wiki/Zola_(company)</a></p>\n<p>Zola is an online wedding registry, wedding planner, and retailer. It is an e-commerce company that allows couples to register for gifts, experiences, and cash funds as well as add gifts from other stores.</p>\n<a id=\"brides\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Brides</h2>\n<p>URL: <a href=\"https://www.brides.com/\">https://www.brides.com/</a></p>\n<p>The Brides editorial team has experienced every aspect of the wedding first hand, from being shower planners and party goers to wedding attendees for family and friends.</p>\n<a id=\"martha\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Martha Stewart Weddings</h2>\n<p>URL: <a href=\"https://en.wikipedia.org/wiki/Martha_Stewart_Weddings\">https://en.wikipedia.org/wiki/Martha_Stewart_Weddings</a></p>\n<p>Martha Stewart Weddings is an online weddings magazine published by Martha Stewart Living Omnimedia. Martha Stewart Weddings was launched as an annual publication in 1994.</p>\n<a id=\"joy\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Joy</h2>\n<p>URL: <a href=\"https://withjoy.com/\">https://withjoy.com</a></p>\n<p>Design a personalized website, create an all-in-one registry, and experience wedding planning the way it should be.</p>\n<a id=\"junebug\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Junebug Weddings</h2>\n<p>URL: <a href=\"https://junebugweddings.com/\">https://junebugweddings.com/</a></p>\n<p>Junebug Weddings is the essential guide to planning a stylish wedding. Find the best photographers, planners, venues, and wedding professionals worldwide.</p>\n<a id=\"chicks\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Wedding Chicks</h2>\n<p>URL: <a href=\"https://www.weddingchicks.com/\">https://www.weddingchicks.com/</a></p>\n<p>Wedding inspiration for all + everything you need to plan and more.</p>\n<a id=\"off\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Offbeat Wed</h2>\n<p>URL: <a href=\"https://offbeatwed.com/\">https://offbeatwed.com/</a></p>\n<p>Offbeat Wed (formerly Offbeat Bride) has been supporting folks planning non-traditional weddings since the dawn of the internet.</p>\n<a id=\"practical\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">A Practical Wedding</h2>\n<p>URL: <a href=\"https://apracticalwedding.com/\">https://apracticalwedding.com/</a></p>\n<p>Started by the newly engaged Meg Keene in 2008, A Practical Wedding was founded with a mission to make the wedding industry a more feminist and diverse place.</p>\n<a id=\"ful\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">WeddingFul</h2>\n<p>URL: <a href=\"https://weddingful.com/\">https://weddingful.com/</a></p>\n<p>Roxy Smith owns the award-winning Wedding Travel group, which focuses on full-service romance travel all over the world. Roxy has also made planning and booking software for the wedding business at Weddingful.</p>\n<a id=\"inspired\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Inspired Bride</h2>\n<p>URL: <a href=\"https://www.inspiredbride.net/\">https://www.inspiredbride.net/</a></p>\n<p>Inspired Bride is where wedding inspiration comes alive. Explore unique ideas and trends for brides, curated by an authentically alternative bridal magazine.</p>\n<a id=\"duo\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">The Wedding Duo</h2>\n<p>URL: <a href=\"https://theweddingduo.co/\">https://theweddingduo.co/</a></p>\n<p>With over 15 years in the wedding industry, The Wedding Duo knows what it takes to plan a wedding that both you and your guests will be gushing about for years.</p>\n<a id=\"cake\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Carats &amp; Cake</h2>\n<p>URL: <a href=\"https://caratsandcake.com/\">https://caratsandcake.com/</a></p>\n<p>Founded in 2013, Carats &amp; Cake is a trusted platform connecting its highly-engaged community of over 100M people with top wedding properties and world-renowned industry professionals.</p>\n<a id=\"getting\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Woman Getting Married</h2>\n<p>URL: <a href=\"https://www.womangettingmarried.com/\">https://www.womangettingmarried.com/</a></p>\n<p>The best wedding venues and how much a wedding costs. Plus: unique wedding ideas, wedding decorations, wedding invitations, and wedding dresses.</p>\n<a id=\"mint\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Minted Weddings</h2>\n<p>URL: <a href=\"https://www.minted.com/wedding\">https://www.minted.com/wedding</a></p>\n<p>Plan the wedding of your dreams with wedding essentials from Minted. From save the dates to invitations, to day-of essentials, Minted has everything you need to plan a wedding.</p>\n<a id=\"riley\" data-hs-anchor=\"true\"></a>\n<h2 style=\"font-weight: normal;\">Riley &amp; Grey</h2>\n<p>URL: <a href=\"https://www.rileygrey.com/\">https://www.rileygrey.com/</a></p>\n<p>Easy and elevated with none of the heavy-lifting, Riley &amp; Grey’s tools help you breeze through your wedding planning and focus on the important things.</p>\n<p>&nbsp;</p>\n<a id=\"insurance\" data-hs-anchor=\"true\"></a>\n<h2>How to Buy Wedding Liability Insurance (US &amp; Canada)</h2>\n<p>Under <a href=\"https://events.frontrowinsurance.com/\">Front Row’s wedding insurance policy</a>, coverage includes up to $5,000,000 in General Liability Coverage and additional insured certificates for your venue/vendors can be added at no additional cost. Get a quote and buy online here: <a href=\"https://events.frontrowinsurance.com/\">https://events.frontrowinsurance.com/</a></p>\n<h3>Related Links:</h3>\n<ul>\n<li><strong>eBook</strong>: <a href=\"/en/wedding-insurance-101\" rel=\"noopener\">Wedding Insurance 101</a></li>\n<li><a href=\"/articles/what-is-wedding-insurance\" rel=\"noopener\">Wedding insurance&nbsp;: what is it?</a></li>\n<li><a href=\"/articles/benefits-of-hiring-a-wedding-planner\" rel=\"noopener\">Wedding planners</a></li>\n<li><span style=\"font-weight: bold;\">Google web story</span>: <a href=\"https://stories.frontrowinsurance.com/the-top-20-wedding-websites/\" rel=\"noopener\">The top 20 wedding websites</a></li>\n</ul>","rssSummary":"<p style=\"text-align: right; font-size: 12px;\"><em>Image: Shutterstock</em></p>\n<p>If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. 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online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n","post_body":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n<!--more-->\n<p>Explains David Hamilton, CEO of Front Row Insurance, “As insurance folks, it’s our job to think about all the things that could go wrong at a wedding so that you don’t have to. Transferring your risks to our new <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a> covers you for just about anything and it’s way more affordable than the other options out there. And, because you can get our wedding insurance online, in 3 minutes, it’s literally instant peace of mind. Prices start at $65.”</p>\n<p>Front Row Insurance brokers are best known as being insurance innovators. They currently offer eight niche online products with no need to speak to a broker or underwriter: less touch means lower expenses which means they can offer their newest product, <a href=\"https://events.frontrowinsurance.com/\">Wedding Insurance</a>, for 30-50% less than it traditionally costs to obtain wedding insurance in person or over the phone with the average broker.</p>\n<p>Front Row’s Wedding Insurance is in good company with the 8 other popular offerings they provide, which include <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\"noopener\">Workplace Insurance</a>, <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\"noopener\">Film Production Insurance</a>, <a href=\"https://stagelive.frontrowinsurance.com/\" rel=\"noopener\">Theatre Insurance</a>, <a href=\"https://photographer.frontrowinsurance.com/\" rel=\"noopener\">Photographers Insurance</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">Musical Instrument Insurance</a>, to name a few.</p>\n<p>Explains Hamilton: “As the second largest film insurance broker in the world, we’ve become best known over the past 17 years for specializing in film, TV, and theatre insurance. We were inspired to launch our newest product, Wedding Insurance, because it’s a natural extension of our mission to provide coverage for live experiences and events - with a focus on special occasions, arts and culture.”</p>\n<p>Over 40 types of events are eligible for coverage under the program, including weddings, award presentations, charity events, auctions and more.</p>\n<p>How it works: 2 steps in 3 minutes:</p>\n<ul>\n<li>First, <a href=\"https://events.frontrowinsurance.com/\">click here</a> and complete the form. You’ll instantly receive a quote.</li>\n<li>Second, pay for your Wedding Insurance. Insure a 100-person wedding for $75.</li>\n</ul>\n<p>You’ll get the certificate you need for your wedding within 10 seconds. No need to meet anyone, scan, or fuss with lots of paperwork. It’s easy on purpose, so you’re free to enjoy the best first day of the rest of your life together.<br><br></p>\n<p style=\"text-align: center;\"><em>-30-</em></p>\n<p><strong>About Front Row Insurance</strong><br>Front Row Insurance is an independent, Canadian-owned brokerage, specializing in film &amp; television insurance. The brokerage works with top producers of live action and digital media and has offices in Vancouver, Toronto, Montreal, Halifax, New York, LA, Nashville and Florida. Their technical expertise, market leverage and commitment to fair and timely claims settlements have always set them apart from their competitors.</p>\n<p><span style=\"font-weight: bold;\">Find out more</span>:</p>\n<p>Facebook: <a href=\"https://www.facebook.com/FrontRowIns/\" rel=\"nofollow noopener\">https://www.facebook.com/FrontRowIns/</a> <br>Instagram: <a href=\"https://www.instagram.com/frontrowinsurance/\" rel=\"nofollow noopener\">https://www.instagram.com/frontrowinsurance/</a></p>\n<p><strong>Media Contact</strong>:</p>\n<p><a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a><br>CEO – Front Row Insurance<br>604-802-1609<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></p>","rss_summary":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. 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Transferring your risks to our new <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a> covers you for just about anything and it’s way more affordable than the other options out there. And, because you can get our wedding insurance online, in 3 minutes, it’s literally instant peace of mind. Prices start at $65.”</p>\n<p>Front Row Insurance brokers are best known as being insurance innovators. 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We were inspired to launch our newest product, Wedding Insurance, because it’s a natural extension of our mission to provide coverage for live experiences and events - with a focus on special occasions, arts and culture.”</p>\n<p>Over 40 types of events are eligible for coverage under the program, including weddings, award presentations, charity events, auctions and more.</p>\n<p>How it works: 2 steps in 3 minutes:</p>\n<ul>\n<li>First, <a href=\"https://events.frontrowinsurance.com/\">click here</a> and complete the form. You’ll instantly receive a quote.</li>\n<li>Second, pay for your Wedding Insurance. Insure a 100-person wedding for $75.</li>\n</ul>\n<p>You’ll get the certificate you need for your wedding within 10 seconds. No need to meet anyone, scan, or fuss with lots of paperwork. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n<!--more-->\n<p>Explains David Hamilton, CEO of Front Row Insurance, “As insurance folks, it’s our job to think about all the things that could go wrong at a wedding so that you don’t have to. Transferring your risks to our new <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a> covers you for just about anything and it’s way more affordable than the other options out there. And, because you can get our wedding insurance online, in 3 minutes, it’s literally instant peace of mind. Prices start at $65.”</p>\n<p>Front Row Insurance brokers are best known as being insurance innovators. They currently offer eight niche online products with no need to speak to a broker or underwriter: less touch means lower expenses which means they can offer their newest product, <a href=\"https://events.frontrowinsurance.com/\">Wedding Insurance</a>, for 30-50% less than it traditionally costs to obtain wedding insurance in person or over the phone with the average broker.</p>\n<p>Front Row’s Wedding Insurance is in good company with the 8 other popular offerings they provide, which include <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\"noopener\">Workplace Insurance</a>, <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\"noopener\">Film Production Insurance</a>, <a href=\"https://stagelive.frontrowinsurance.com/\" rel=\"noopener\">Theatre Insurance</a>, <a href=\"https://photographer.frontrowinsurance.com/\" rel=\"noopener\">Photographers Insurance</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">Musical Instrument Insurance</a>, to name a few.</p>\n<p>Explains Hamilton: “As the second largest film insurance broker in the world, we’ve become best known over the past 17 years for specializing in film, TV, and theatre insurance. We were inspired to launch our newest product, Wedding Insurance, because it’s a natural extension of our mission to provide coverage for live experiences and events - with a focus on special occasions, arts and culture.”</p>\n<p>Over 40 types of events are eligible for coverage under the program, including weddings, award presentations, charity events, auctions and more.</p>\n<p>How it works: 2 steps in 3 minutes:</p>\n<ul>\n<li>First, <a href=\"https://events.frontrowinsurance.com/\">click here</a> and complete the form. You’ll instantly receive a quote.</li>\n<li>Second, pay for your Wedding Insurance. Insure a 100-person wedding for $75.</li>\n</ul>\n<p>You’ll get the certificate you need for your wedding within 10 seconds. No need to meet anyone, scan, or fuss with lots of paperwork. It’s easy on purpose, so you’re free to enjoy the best first day of the rest of your life together.<br><br></p>\n<p style=\"text-align: center;\"><em>-30-</em></p>\n<p><strong>About Front Row Insurance</strong><br>Front Row Insurance is an independent, Canadian-owned brokerage, specializing in film &amp; television insurance. The brokerage works with top producers of live action and digital media and has offices in Vancouver, Toronto, Montreal, Halifax, New York, LA, Nashville and Florida. Their technical expertise, market leverage and commitment to fair and timely claims settlements have always set them apart from their competitors.</p>\n<p><span style=\"font-weight: bold;\">Find out more</span>:</p>\n<p>Facebook: <a href=\"https://www.facebook.com/FrontRowIns/\" rel=\"nofollow noopener\">https://www.facebook.com/FrontRowIns/</a> <br>Instagram: <a href=\"https://www.instagram.com/frontrowinsurance/\" rel=\"nofollow noopener\">https://www.instagram.com/frontrowinsurance/</a></p>\n<p><strong>Media Contact</strong>:</p>\n<p><a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a><br>CEO – Front Row Insurance<br>604-802-1609<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></p>","postBodyRss":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n<!--more-->\n<p>Explains David Hamilton, CEO of Front Row Insurance, “As insurance folks, it’s our job to think about all the things that could go wrong at a wedding so that you don’t have to. Transferring your risks to our new <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a> covers you for just about anything and it’s way more affordable than the other options out there. And, because you can get our wedding insurance online, in 3 minutes, it’s literally instant peace of mind. Prices start at $65.”</p>\n<p>Front Row Insurance brokers are best known as being insurance innovators. They currently offer eight niche online products with no need to speak to a broker or underwriter: less touch means lower expenses which means they can offer their newest product, <a href=\"https://events.frontrowinsurance.com/\">Wedding Insurance</a>, for 30-50% less than it traditionally costs to obtain wedding insurance in person or over the phone with the average broker.</p>\n<p>Front Row’s Wedding Insurance is in good company with the 8 other popular offerings they provide, which include <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\"noopener\">Workplace Insurance</a>, <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\"noopener\">Film Production Insurance</a>, <a href=\"https://stagelive.frontrowinsurance.com/\" rel=\"noopener\">Theatre Insurance</a>, <a href=\"https://photographer.frontrowinsurance.com/\" rel=\"noopener\">Photographers Insurance</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">Musical Instrument Insurance</a>, to name a few.</p>\n<p>Explains Hamilton: “As the second largest film insurance broker in the world, we’ve become best known over the past 17 years for specializing in film, TV, and theatre insurance. We were inspired to launch our newest product, Wedding Insurance, because it’s a natural extension of our mission to provide coverage for live experiences and events - with a focus on special occasions, arts and culture.”</p>\n<p>Over 40 types of events are eligible for coverage under the program, including weddings, award presentations, charity events, auctions and more.</p>\n<p>How it works: 2 steps in 3 minutes:</p>\n<ul>\n<li>First, <a href=\"https://events.frontrowinsurance.com/\">click here</a> and complete the form. You’ll instantly receive a quote.</li>\n<li>Second, pay for your Wedding Insurance. Insure a 100-person wedding for $75.</li>\n</ul>\n<p>You’ll get the certificate you need for your wedding within 10 seconds. No need to meet anyone, scan, or fuss with lots of paperwork. It’s easy on purpose, so you’re free to enjoy the best first day of the rest of your life together.<br><br></p>\n<p style=\"text-align: center;\"><em>-30-</em></p>\n<p><strong>About Front Row Insurance</strong><br>Front Row Insurance is an independent, Canadian-owned brokerage, specializing in film &amp; television insurance. The brokerage works with top producers of live action and digital media and has offices in Vancouver, Toronto, Montreal, Halifax, New York, LA, Nashville and Florida. Their technical expertise, market leverage and commitment to fair and timely claims settlements have always set them apart from their competitors.</p>\n<p><span style=\"font-weight: bold;\">Find out more</span>:</p>\n<p>Facebook: <a href=\"https://www.facebook.com/FrontRowIns/\" rel=\"nofollow noopener\">https://www.facebook.com/FrontRowIns/</a> <br>Instagram: <a href=\"https://www.instagram.com/frontrowinsurance/\" rel=\"nofollow noopener\">https://www.instagram.com/frontrowinsurance/</a></p>\n<p><strong>Media Contact</strong>:</p>\n<p><a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a><br>CEO – Front Row Insurance<br>604-802-1609<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></p>","postEmailContent":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n","postFeaturedImageIfEnabled":"","postListContent":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n<!--more-->\n<p>Explains David Hamilton, CEO of Front Row Insurance, “As insurance folks, it’s our job to think about all the things that could go wrong at a wedding so that you don’t have to. Transferring your risks to our new <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a> covers you for just about anything and it’s way more affordable than the other options out there. And, because you can get our wedding insurance online, in 3 minutes, it’s literally instant peace of mind. Prices start at $65.”</p>\n<p>Front Row Insurance brokers are best known as being insurance innovators. They currently offer eight niche online products with no need to speak to a broker or underwriter: less touch means lower expenses which means they can offer their newest product, <a href=\"https://events.frontrowinsurance.com/\">Wedding Insurance</a>, for 30-50% less than it traditionally costs to obtain wedding insurance in person or over the phone with the average broker.</p>\n<p>Front Row’s Wedding Insurance is in good company with the 8 other popular offerings they provide, which include <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\"noopener\">Workplace Insurance</a>, <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\"noopener\">Film Production Insurance</a>, <a href=\"https://stagelive.frontrowinsurance.com/\" rel=\"noopener\">Theatre Insurance</a>, <a href=\"https://photographer.frontrowinsurance.com/\" rel=\"noopener\">Photographers Insurance</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">Musical Instrument Insurance</a>, to name a few.</p>\n<p>Explains Hamilton: “As the second largest film insurance broker in the world, we’ve become best known over the past 17 years for specializing in film, TV, and theatre insurance. We were inspired to launch our newest product, Wedding Insurance, because it’s a natural extension of our mission to provide coverage for live experiences and events - with a focus on special occasions, arts and culture.”</p>\n<p>Over 40 types of events are eligible for coverage under the program, including weddings, award presentations, charity events, auctions and more.</p>\n<p>How it works: 2 steps in 3 minutes:</p>\n<ul>\n<li>First, <a href=\"https://events.frontrowinsurance.com/\">click here</a> and complete the form. You’ll instantly receive a quote.</li>\n<li>Second, pay for your Wedding Insurance. Insure a 100-person wedding for $75.</li>\n</ul>\n<p>You’ll get the certificate you need for your wedding within 10 seconds. No need to meet anyone, scan, or fuss with lots of paperwork. It’s easy on purpose, so you’re free to enjoy the best first day of the rest of your life together.<br><br></p>\n<p style=\"text-align: center;\"><em>-30-</em></p>\n<p><strong>About Front Row Insurance</strong><br>Front Row Insurance is an independent, Canadian-owned brokerage, specializing in film &amp; television insurance. The brokerage works with top producers of live action and digital media and has offices in Vancouver, Toronto, Montreal, Halifax, New York, LA, Nashville and Florida. Their technical expertise, market leverage and commitment to fair and timely claims settlements have always set them apart from their competitors.</p>\n<p><span style=\"font-weight: bold;\">Find out more</span>:</p>\n<p>Facebook: <a href=\"https://www.facebook.com/FrontRowIns/\" rel=\"nofollow noopener\">https://www.facebook.com/FrontRowIns/</a> <br>Instagram: <a href=\"https://www.instagram.com/frontrowinsurance/\" rel=\"nofollow noopener\">https://www.instagram.com/frontrowinsurance/</a></p>\n<p><strong>Media Contact</strong>:</p>\n<p><a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a><br>CEO – Front Row Insurance<br>604-802-1609<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n","postRssSummaryFeaturedImage":"","postSummary":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n","postSummaryRss":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"rfVCOVkG","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/The%20best%20wedding%20websites/couple-table-shutterstock_1110054944forweb600.jpg","previousPostFeaturedImageAltText":"Married couple at wedding table","previousPostName":"The Top 20 Wedding Websites / Best Wedding Websites & Magazines","previousPostSlug":"articles/the-top-wedding-websites","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1707244043000,"publishDateLocalTime":1707244043000,"publishDateLocalized":{"date":1707244043000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1707244255243,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/event-insurance-canada-relaunch","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n<!--more-->\n<p>Explains David Hamilton, CEO of Front Row Insurance, “As insurance folks, it’s our job to think about all the things that could go wrong at a wedding so that you don’t have to. Transferring your risks to our new <a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\">Wedding Insurance</a> covers you for just about anything and it’s way more affordable than the other options out there. And, because you can get our wedding insurance online, in 3 minutes, it’s literally instant peace of mind. Prices start at $65.”</p>\n<p>Front Row Insurance brokers are best known as being insurance innovators. They currently offer eight niche online products with no need to speak to a broker or underwriter: less touch means lower expenses which means they can offer their newest product, <a href=\"https://events.frontrowinsurance.com/\">Wedding Insurance</a>, for 30-50% less than it traditionally costs to obtain wedding insurance in person or over the phone with the average broker.</p>\n<p>Front Row’s Wedding Insurance is in good company with the 8 other popular offerings they provide, which include <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\"noopener\">Workplace Insurance</a>, <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\"noopener\">Film Production Insurance</a>, <a href=\"https://stagelive.frontrowinsurance.com/\" rel=\"noopener\">Theatre Insurance</a>, <a href=\"https://photographer.frontrowinsurance.com/\" rel=\"noopener\">Photographers Insurance</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">Musical Instrument Insurance</a>, to name a few.</p>\n<p>Explains Hamilton: “As the second largest film insurance broker in the world, we’ve become best known over the past 17 years for specializing in film, TV, and theatre insurance. We were inspired to launch our newest product, Wedding Insurance, because it’s a natural extension of our mission to provide coverage for live experiences and events - with a focus on special occasions, arts and culture.”</p>\n<p>Over 40 types of events are eligible for coverage under the program, including weddings, award presentations, charity events, auctions and more.</p>\n<p>How it works: 2 steps in 3 minutes:</p>\n<ul>\n<li>First, <a href=\"https://events.frontrowinsurance.com/\">click here</a> and complete the form. You’ll instantly receive a quote.</li>\n<li>Second, pay for your Wedding Insurance. Insure a 100-person wedding for $75.</li>\n</ul>\n<p>You’ll get the certificate you need for your wedding within 10 seconds. No need to meet anyone, scan, or fuss with lots of paperwork. It’s easy on purpose, so you’re free to enjoy the best first day of the rest of your life together.<br><br></p>\n<p style=\"text-align: center;\"><em>-30-</em></p>\n<p><strong>About Front Row Insurance</strong><br>Front Row Insurance is an independent, Canadian-owned brokerage, specializing in film &amp; television insurance. The brokerage works with top producers of live action and digital media and has offices in Vancouver, Toronto, Montreal, Halifax, New York, LA, Nashville and Florida. Their technical expertise, market leverage and commitment to fair and timely claims settlements have always set them apart from their competitors.</p>\n<p><span style=\"font-weight: bold;\">Find out more</span>:</p>\n<p>Facebook: <a href=\"https://www.facebook.com/FrontRowIns/\" rel=\"nofollow noopener\">https://www.facebook.com/FrontRowIns/</a> <br>Instagram: <a href=\"https://www.instagram.com/frontrowinsurance/\" rel=\"nofollow noopener\">https://www.instagram.com/frontrowinsurance/</a></p>\n<p><strong>Media Contact</strong>:</p>\n<p><a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a><br>CEO – Front Row Insurance<br>604-802-1609<br><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></p>","rssSummary":"<h2 style=\"font-size: 36px;\">Known for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes</h2>\n<p><em><strong>Vancouver, BC – January 30, 2024 –</strong></em> You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insurance to cover everything you might worry about on your big day!</p>\n","rssSummaryFeaturedImage":"","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1764613853692,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/5a0d862e-1b98-4973-8322-aa03a403bc25.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/event-insurance-canada-relaunch","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[3238974970,5465221705],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1438987505673,"deletedAt":0,"description":"","id":3238974970,"label":"Event insurance Canada","language":"en","name":"Event insurance 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singer in movie","featuredImageHeight":399,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1706810780000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Thu, 22 Jun 2023 20:43:05 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What are considerations around singers performing music in a film?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceEdwards Creative Law YouTube: https://www.youtube.co...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/BqKdwsUxmcs/mqdefault.jpg\",\n\t\"duration\": \"PT2M35S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=BqKdwsUxmcs\",\n\t\"embedUrl\": 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film?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"What are considerations around singers performing music in a film?","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708924],"topic_ids":[949708924],"post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;When singers are singing a song in a film, the first point is that if you’re a producer and you have someone singing in a film and it’s actually them singing (not a recording) a song that exists, you need permission to use <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">the composition</a> in the film. If you are recording someone singing a song in a film, then you don’t need to get the rights to use the original recording because you’re making the recording yourself. So, you don’t have to get the master rights from some record label; you’ve created the recording yourself.</p>\n<p>If you’re the producer and you’ve asked your director to tell the singer to add an extra chorus or change a verse around based on the storyline, you’re changing the song. There are two things to consider: <span style=\"font-weight: bold;\">1) </span>you may need to get some rights from the writer; if the performer went off script, you need their consent and<span style=\"font-weight: bold;\"> 2) </span>you need the right to change the composition. Whoever controls the original composition, they need to give consent to you changing around the words or the process or the order of the song. Same goes for translation; if the original song is in English and you want it to be in French in your movie, you need consent for the translation. Even if you hire a translator or use Google Translate, you’re not allowed to do that without getting consent for this translation that you have done.</p>\n<p>If you’re using a song in a film that is being performed by someone in the film or TV show, you need to make sure that if there are any changes to that composition, you need to get permission from whoever the composition originated with AND you need consent to use the new intellectual property created by whoever made those changes. However, as I said, if you’re making your own recording of a song, you don’t need to buy the recording of the original song, so that could save some money, but adds some hoops to jump through in terms of getting the proper permission.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurring the lines of music infringement law</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;When singers are singing a song in a film, the first point is that if you’re a producer and you have someone singing in a film and it’s actually them singing (not a recording) a song that exists, you need permission to use <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">the composition</a> in the film. If you are recording someone singing a song in a film, then you don’t need to get the rights to use the original recording because you’re making the recording yourself. So, you don’t have to get the master rights from some record label; you’ve created the recording yourself.</p>\n<p>If you’re the producer and you’ve asked your director to tell the singer to add an extra chorus or change a verse around based on the storyline, you’re changing the song. There are two things to consider: <span style=\"font-weight: bold;\">1) </span>you may need to get some rights from the writer; if the performer went off script, you need their consent and<span style=\"font-weight: bold;\"> 2) </span>you need the right to change the composition. Whoever controls the original composition, they need to give consent to you changing around the words or the process or the order of the song. Same goes for translation; if the original song is in English and you want it to be in French in your movie, you need consent for the translation. Even if you hire a translator or use Google Translate, you’re not allowed to do that without getting consent for this translation that you have done.</p>\n<p>If you’re using a song in a film that is being performed by someone in the film or TV show, you need to make sure that if there are any changes to that composition, you need to get permission from whoever the composition originated with AND you need consent to use the new intellectual property created by whoever made those changes. However, as I said, if you’re making your own recording of a song, you don’t need to buy the recording of the original song, so that could save some money, but adds some hoops to jump through in terms of getting the proper permission.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurring the lines of music infringement law</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE_NOT_SENT","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 22 Jun 2023 20:43:05 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What are considerations around singers performing music in a film?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceEdwards Creative Law YouTube: https://www.youtube.co...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/BqKdwsUxmcs/mqdefault.jpg\",\n\t\"duration\": \"PT2M35S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=BqKdwsUxmcs\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/BqKdwsUxmcs\",\n\t\"uploadDate\": \"2023-05-29\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/BqKdwsUxmcs?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Female singer in movie","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Byron Pascoe: When singers are 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;When singers are singing a song in a film, the first point is that if you’re a producer and you have someone singing in a film and it’s actually them singing (not a recording) a song that exists, you need permission to use <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">the composition</a> in the film. If you are recording someone singing a song in a film, then you don’t need to get the rights to use the original recording because you’re making the recording yourself. So, you don’t have to get the master rights from some record label; you’ve created the recording yourself.</p>\n<p>If you’re the producer and you’ve asked your director to tell the singer to add an extra chorus or change a verse around based on the storyline, you’re changing the song. There are two things to consider: <span style=\"font-weight: bold;\">1) </span>you may need to get some rights from the writer; if the performer went off script, you need their consent and<span style=\"font-weight: bold;\"> 2) </span>you need the right to change the composition. Whoever controls the original composition, they need to give consent to you changing around the words or the process or the order of the song. Same goes for translation; if the original song is in English and you want it to be in French in your movie, you need consent for the translation. Even if you hire a translator or use Google Translate, you’re not allowed to do that without getting consent for this translation that you have done.</p>\n<p>If you’re using a song in a film that is being performed by someone in the film or TV show, you need to make sure that if there are any changes to that composition, you need to get permission from whoever the composition originated with AND you need consent to use the new intellectual property created by whoever made those changes. However, as I said, if you’re making your own recording of a song, you don’t need to buy the recording of the original song, so that could save some money, but adds some hoops to jump through in terms of getting the proper permission.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurring the lines of music infringement law</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;When singers are singing a song in a film, the first point is that if you’re a producer and you have someone singing in a film and it’s actually them singing (not a recording) a song that exists, you need permission to use <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">the composition</a> in the film. If you are recording someone singing a song in a film, then you don’t need to get the rights to use the original recording because you’re making the recording yourself. So, you don’t have to get the master rights from some record label; you’ve created the recording yourself.</p>\n<p>If you’re the producer and you’ve asked your director to tell the singer to add an extra chorus or change a verse around based on the storyline, you’re changing the song. There are two things to consider: <span style=\"font-weight: bold;\">1) </span>you may need to get some rights from the writer; if the performer went off script, you need their consent and<span style=\"font-weight: bold;\"> 2) </span>you need the right to change the composition. Whoever controls the original composition, they need to give consent to you changing around the words or the process or the order of the song. Same goes for translation; if the original song is in English and you want it to be in French in your movie, you need consent for the translation. Even if you hire a translator or use Google Translate, you’re not allowed to do that without getting consent for this translation that you have done.</p>\n<p>If you’re using a song in a film that is being performed by someone in the film or TV show, you need to make sure that if there are any changes to that composition, you need to get permission from whoever the composition originated with AND you need consent to use the new intellectual property created by whoever made those changes. However, as I said, if you’re making your own recording of a song, you don’t need to buy the recording of the original song, so that could save some money, but adds some hoops to jump through in terms of getting the proper permission.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurring the lines of music infringement law</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/singer-shutterstock_2237416825-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;When singers are singing a song in a film, the first point is that if you’re a producer and you have someone singing in a film and it’s actually them singing (not a recording) a song that exists, you need permission to use <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">the composition</a> in the film. If you are recording someone singing a song in a film, then you don’t need to get the rights to use the original recording because you’re making the recording yourself. So, you don’t have to get the master rights from some record label; you’ve created the recording yourself.</p>\n<p>If you’re the producer and you’ve asked your director to tell the singer to add an extra chorus or change a verse around based on the storyline, you’re changing the song. There are two things to consider: <span style=\"font-weight: bold;\">1) </span>you may need to get some rights from the writer; if the performer went off script, you need their consent and<span style=\"font-weight: bold;\"> 2) </span>you need the right to change the composition. Whoever controls the original composition, they need to give consent to you changing around the words or the process or the order of the song. Same goes for translation; if the original song is in English and you want it to be in French in your movie, you need consent for the translation. Even if you hire a translator or use Google Translate, you’re not allowed to do that without getting consent for this translation that you have done.</p>\n<p>If you’re using a song in a film that is being performed by someone in the film or TV show, you need to make sure that if there are any changes to that composition, you need to get permission from whoever the composition originated with AND you need consent to use the new intellectual property created by whoever made those changes. However, as I said, if you’re making your own recording of a song, you don’t need to buy the recording of the original song, so that could save some money, but adds some hoops to jump through in terms of getting the proper permission.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurring the lines of music infringement law</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/singer-shutterstock_2237416825-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;When singers are singing a song in a film, the first point is that if you’re a producer and you have someone singing in a film and it’s actually them singing (not a recording) a song that exists, you need permission to use <a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">the composition</a> in the film. If you are recording someone singing a song in a film, then you don’t need to get the rights to use the original recording because you’re making the recording yourself. So, you don’t have to get the master rights from some record label; you’ve created the recording yourself.</p>\n<p>If you’re the producer and you’ve asked your director to tell the singer to add an extra chorus or change a verse around based on the storyline, you’re changing the song. There are two things to consider: <span style=\"font-weight: bold;\">1) </span>you may need to get some rights from the writer; if the performer went off script, you need their consent and<span style=\"font-weight: bold;\"> 2) </span>you need the right to change the composition. Whoever controls the original composition, they need to give consent to you changing around the words or the process or the order of the song. Same goes for translation; if the original song is in English and you want it to be in French in your movie, you need consent for the translation. Even if you hire a translator or use Google Translate, you’re not allowed to do that without getting consent for this translation that you have done.</p>\n<p>If you’re using a song in a film that is being performed by someone in the film or TV show, you need to make sure that if there are any changes to that composition, you need to get permission from whoever the composition originated with AND you need consent to use the new intellectual property created by whoever made those changes. However, as I said, if you’re making your own recording of a song, you don’t need to buy the recording of the original song, so that could save some money, but adds some hoops to jump through in terms of getting the proper permission.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurring the lines of music infringement law</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"578597065\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" xml=\"lang\" src=\"https://www.youtube.com/embed/BqKdwsUxmcs?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" 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production","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Music licenses for non-original music used in a film production","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949436814,949708924],"topic_ids":[949436814,949708924],"post_summary":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n","post_body":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: For original music such as a composer who creates a score for the production, you would typically engage the composer directly and have them sign a composer agreement or a deal memo to ensure that the production has the necessary IP rights to the music and sync it with the production and exploit it however they need to.</p>\n<p>For non-original music, you would look to obtain a license to the non-original, pre-recorded music, whether it’s a known track or otherwise, to get the <strong>synchronization rights</strong>, which basically allow you to use the track in whole or in part and sync the track with the actual production. In a lot of cases, especially for established artists and writers and music generally, you would be looking to obtain those rights through two different avenues. There might be:</p>\n<ul>\n<li>An entity that owns the master recording of that track (e.g., the record label)</li>\n<li>An entity that owns the written component (composition) of the track (e.g., the writers, the publishers)</li>\n</ul>\n<p>So, in this scenario, you would be giving a synchronization license deal with respect to the composition to the writers/publishers and then a nearly identical agreement to the owner of the master recording of that track, which is often the record label. In most cases, the terms are identical and the fees should be similar or identical as well.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<h3>What is the difference between a master use license and a synchronization license?</h3>\n<p><strong>Byron Pascoe</strong>: There are two specific <a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">permissions</a> that are needed when music is in a production:</p>\n<ol>\n<li>The recording</li>\n<li>The composition</li>\n</ol>\n<p>For the recording, or master, you need the rights to include the recording in the production. A master use license is a license/agreement/permission to use the recording.</p>\n<p>On the composition side, the term that is used is a synchronization license; it’s the right to use the composition. Sometimes, synchronization refers to both sides: the recording and the composition, but if we’re comparing master use and synchronization licenses, the master use license refers to the recording and a synchronization use license refers to the composition.</p>\n<p>As a producer of a production, you need to get a master use license from whoever owns or controls the recording AND you need a synchronization license from whoever owns or controls the composition. Collectively, it may be a “master use and synchronization license” if you’re dealing with, for example, an independent artist who owns their own recordings and wrote their own compositions.</p>\n<p>So, oftentimes they’re together and oftentimes they’re apart; sometimes it’s the same person, sometimes it’s different people to contact to get each of those licenses. Master use license = recording. Synchronization license = composition.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines lawsuit</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when a producer is unable to obtain music rights?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n","rss_body":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: For original music such as a composer who creates a score for the production, you would typically engage the composer directly and have them sign a composer agreement or a deal memo to ensure that the production has the necessary IP rights to the music and sync it with the production and exploit it however they need to.</p>\n<p>For non-original music, you would look to obtain a license to the non-original, pre-recorded music, whether it’s a known track or otherwise, to get the <strong>synchronization rights</strong>, which basically allow you to use the track in whole or in part and sync the track with the actual production. In a lot of cases, especially for established artists and writers and music generally, you would be looking to obtain those rights through two different avenues. There might be:</p>\n<ul>\n<li>An entity that owns the master recording of that track (e.g., the record label)</li>\n<li>An entity that owns the written component (composition) of the track (e.g., the writers, the publishers)</li>\n</ul>\n<p>So, in this scenario, you would be giving a synchronization license deal with respect to the composition to the writers/publishers and then a nearly identical agreement to the owner of the master recording of that track, which is often the record label. In most cases, the terms are identical and the fees should be similar or identical as well.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<h3>What is the difference between a master use license and a synchronization license?</h3>\n<p><strong>Byron Pascoe</strong>: There are two specific <a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">permissions</a> that are needed when music is in a production:</p>\n<ol>\n<li>The recording</li>\n<li>The composition</li>\n</ol>\n<p>For the recording, or master, you need the rights to include the recording in the production. A master use license is a license/agreement/permission to use the recording.</p>\n<p>On the composition side, the term that is used is a synchronization license; it’s the right to use the composition. Sometimes, synchronization refers to both sides: the recording and the composition, but if we’re comparing master use and synchronization licenses, the master use license refers to the recording and a synchronization use license refers to the composition.</p>\n<p>As a producer of a production, you need to get a master use license from whoever owns or controls the recording AND you need a synchronization license from whoever owns or controls the composition. Collectively, it may be a “master use and synchronization license” if you’re dealing with, for example, an independent artist who owns their own recordings and wrote their own compositions.</p>\n<p>So, oftentimes they’re together and oftentimes they’re apart; sometimes it’s the same person, sometimes it’s different people to contact to get each of those licenses. Master use license = recording. Synchronization license = composition.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines lawsuit</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when a producer is unable to obtain music rights?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 30 Mar 2023 14:38:21 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How are music licenses obtained for non-original, pre-recorded music used in a film production?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: For original music such as a composer who creates a score for the production, you would typically engage the composer directly and have them sign a composer agreement or a deal memo to ensure that the production has the necessary IP rights to the music and sync it with the production and exploit it however they need to.</p>\n<p>For non-original music, you would look to obtain a license to the non-original, pre-recorded music, whether it’s a known track or otherwise, to get the <strong>synchronization rights</strong>, which basically allow you to use the track in whole or in part and sync the track with the actual production. In a lot of cases, especially for established artists and writers and music generally, you would be looking to obtain those rights through two different avenues. There might be:</p>\n<ul>\n<li>An entity that owns the master recording of that track (e.g., the record label)</li>\n<li>An entity that owns the written component (composition) of the track (e.g., the writers, the publishers)</li>\n</ul>\n<p>So, in this scenario, you would be giving a synchronization license deal with respect to the composition to the writers/publishers and then a nearly identical agreement to the owner of the master recording of that track, which is often the record label. In most cases, the terms are identical and the fees should be similar or identical as well.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<h3>What is the difference between a master use license and a synchronization license?</h3>\n<p><strong>Byron Pascoe</strong>: There are two specific <a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">permissions</a> that are needed when music is in a production:</p>\n<ol>\n<li>The recording</li>\n<li>The composition</li>\n</ol>\n<p>For the recording, or master, you need the rights to include the recording in the production. A master use license is a license/agreement/permission to use the recording.</p>\n<p>On the composition side, the term that is used is a synchronization license; it’s the right to use the composition. Sometimes, synchronization refers to both sides: the recording and the composition, but if we’re comparing master use and synchronization licenses, the master use license refers to the recording and a synchronization use license refers to the composition.</p>\n<p>As a producer of a production, you need to get a master use license from whoever owns or controls the recording AND you need a synchronization license from whoever owns or controls the composition. Collectively, it may be a “master use and synchronization license” if you’re dealing with, for example, an independent artist who owns their own recordings and wrote their own compositions.</p>\n<p>So, oftentimes they’re together and oftentimes they’re apart; sometimes it’s the same person, sometimes it’s different people to contact to get each of those licenses. Master use license = recording. Synchronization license = composition.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines lawsuit</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when a producer is unable to obtain music rights?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: For original music such as a composer who creates a score for the production, you would typically engage the composer directly and have them sign a composer agreement or a deal memo to ensure that the production has the necessary IP rights to the music and sync it with the production and exploit it however they need to.</p>\n<p>For non-original music, you would look to obtain a license to the non-original, pre-recorded music, whether it’s a known track or otherwise, to get the <strong>synchronization rights</strong>, which basically allow you to use the track in whole or in part and sync the track with the actual production. In a lot of cases, especially for established artists and writers and music generally, you would be looking to obtain those rights through two different avenues. There might be:</p>\n<ul>\n<li>An entity that owns the master recording of that track (e.g., the record label)</li>\n<li>An entity that owns the written component (composition) of the track (e.g., the writers, the publishers)</li>\n</ul>\n<p>So, in this scenario, you would be giving a synchronization license deal with respect to the composition to the writers/publishers and then a nearly identical agreement to the owner of the master recording of that track, which is often the record label. In most cases, the terms are identical and the fees should be similar or identical as well.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<h3>What is the difference between a master use license and a synchronization license?</h3>\n<p><strong>Byron Pascoe</strong>: There are two specific <a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">permissions</a> that are needed when music is in a production:</p>\n<ol>\n<li>The recording</li>\n<li>The composition</li>\n</ol>\n<p>For the recording, or master, you need the rights to include the recording in the production. A master use license is a license/agreement/permission to use the recording.</p>\n<p>On the composition side, the term that is used is a synchronization license; it’s the right to use the composition. Sometimes, synchronization refers to both sides: the recording and the composition, but if we’re comparing master use and synchronization licenses, the master use license refers to the recording and a synchronization use license refers to the composition.</p>\n<p>As a producer of a production, you need to get a master use license from whoever owns or controls the recording AND you need a synchronization license from whoever owns or controls the composition. Collectively, it may be a “master use and synchronization license” if you’re dealing with, for example, an independent artist who owns their own recordings and wrote their own compositions.</p>\n<p>So, oftentimes they’re together and oftentimes they’re apart; sometimes it’s the same person, sometimes it’s different people to contact to get each of those licenses. Master use license = recording. Synchronization license = composition.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines lawsuit</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when a producer is unable to obtain music rights?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/music-rights-shutterstock_2107111166-forweb600.jpg","postListContent":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: For original music such as a composer who creates a score for the production, you would typically engage the composer directly and have them sign a composer agreement or a deal memo to ensure that the production has the necessary IP rights to the music and sync it with the production and exploit it however they need to.</p>\n<p>For non-original music, you would look to obtain a license to the non-original, pre-recorded music, whether it’s a known track or otherwise, to get the <strong>synchronization rights</strong>, which basically allow you to use the track in whole or in part and sync the track with the actual production. In a lot of cases, especially for established artists and writers and music generally, you would be looking to obtain those rights through two different avenues. There might be:</p>\n<ul>\n<li>An entity that owns the master recording of that track (e.g., the record label)</li>\n<li>An entity that owns the written component (composition) of the track (e.g., the writers, the publishers)</li>\n</ul>\n<p>So, in this scenario, you would be giving a synchronization license deal with respect to the composition to the writers/publishers and then a nearly identical agreement to the owner of the master recording of that track, which is often the record label. In most cases, the terms are identical and the fees should be similar or identical as well.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<h3>What is the difference between a master use license and a synchronization license?</h3>\n<p><strong>Byron Pascoe</strong>: There are two specific <a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">permissions</a> that are needed when music is in a production:</p>\n<ol>\n<li>The recording</li>\n<li>The composition</li>\n</ol>\n<p>For the recording, or master, you need the rights to include the recording in the production. A master use license is a license/agreement/permission to use the recording.</p>\n<p>On the composition side, the term that is used is a synchronization license; it’s the right to use the composition. Sometimes, synchronization refers to both sides: the recording and the composition, but if we’re comparing master use and synchronization licenses, the master use license refers to the recording and a synchronization use license refers to the composition.</p>\n<p>As a producer of a production, you need to get a master use license from whoever owns or controls the recording AND you need a synchronization license from whoever owns or controls the composition. Collectively, it may be a “master use and synchronization license” if you’re dealing with, for example, an independent artist who owns their own recordings and wrote their own compositions.</p>\n<p>So, oftentimes they’re together and oftentimes they’re apart; sometimes it’s the same person, sometimes it’s different people to contact to get each of those licenses. Master use license = recording. Synchronization license = composition.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines lawsuit</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when a producer is unable to obtain music rights?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/music-rights-shutterstock_2107111166-forweb600.jpg","postSummary":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n","postSummaryRss":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"shxzoxwC","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/singer-shutterstock_2237416825-forweb600.jpg","previousPostFeaturedImageAltText":"Female singer in movie","previousPostName":"What are considerations around singers performing music in a film?","previousPostSlug":"articles/what-are-considerations-around-singers-performing-music-in-a-film","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1706546358000,"publishDateLocalTime":1706546358000,"publishDateLocalized":{"date":1706546358000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1712002722239,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/music-licenses-for-non-original-music-used-in-a-film-production","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"783709234\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How are music licenses obtained for non-original, pre-recorded music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/m9GGTyOqqfI?enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"font-weight: bold;\"><br>Dave Stern</span>: For original music such as a composer who creates a score for the production, you would typically engage the composer directly and have them sign a composer agreement or a deal memo to ensure that the production has the necessary IP rights to the music and sync it with the production and exploit it however they need to.</p>\n<p>For non-original music, you would look to obtain a license to the non-original, pre-recorded music, whether it’s a known track or otherwise, to get the <strong>synchronization rights</strong>, which basically allow you to use the track in whole or in part and sync the track with the actual production. In a lot of cases, especially for established artists and writers and music generally, you would be looking to obtain those rights through two different avenues. There might be:</p>\n<ul>\n<li>An entity that owns the master recording of that track (e.g., the record label)</li>\n<li>An entity that owns the written component (composition) of the track (e.g., the writers, the publishers)</li>\n</ul>\n<p>So, in this scenario, you would be giving a synchronization license deal with respect to the composition to the writers/publishers and then a nearly identical agreement to the owner of the master recording of that track, which is often the record label. In most cases, the terms are identical and the fees should be similar or identical as well.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<h3>What is the difference between a master use license and a synchronization license?</h3>\n<p><strong>Byron Pascoe</strong>: There are two specific <a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">permissions</a> that are needed when music is in a production:</p>\n<ol>\n<li>The recording</li>\n<li>The composition</li>\n</ol>\n<p>For the recording, or master, you need the rights to include the recording in the production. A master use license is a license/agreement/permission to use the recording.</p>\n<p>On the composition side, the term that is used is a synchronization license; it’s the right to use the composition. Sometimes, synchronization refers to both sides: the recording and the composition, but if we’re comparing master use and synchronization licenses, the master use license refers to the recording and a synchronization use license refers to the composition.</p>\n<p>As a producer of a production, you need to get a master use license from whoever owns or controls the recording AND you need a synchronization license from whoever owns or controls the composition. Collectively, it may be a “master use and synchronization license” if you’re dealing with, for example, an independent artist who owns their own recordings and wrote their own compositions.</p>\n<p>So, oftentimes they’re together and oftentimes they’re apart; sometimes it’s the same person, sometimes it’s different people to contact to get each of those licenses. Master use license = recording. Synchronization license = composition.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines lawsuit</a></li>\n<li><a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">What role do music credits play?</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when a producer is unable to obtain music rights?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span><span style=\"font-style: italic;\"></span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<h2 style=\"font-size: 30px;\">How are music licenses obtained for non-original, pre-recorded music used in a film production? 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can give consent to have music be in a film?","featuredImageHeight":398,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1701707076000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Thu, 15 Jun 2023 18:28:03 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Who can give consent to have music be in a film? | Film Producer's Errors & Omissions Insurance\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceEdwards Creative Law YouTube: https://www.youtube.co...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/jDVTlDDrfpo/mqdefault.jpg\",\n\t\"duration\": \"PT3M4S\",\n\t\"contentUrl\": 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film?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Who can give consent to have music be in a film?","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949436814,949708924],"topic_ids":[949436814,949708924],"post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;There’s a pretty broad range of types of people and companies who can give consent to have music in film. Approximately 100,000 songs are uploaded to Spotify every day; there’s a lot of music that’s out there. Most music that is created and put out there in the world is created by independent artists who wrote and recorded their own music, and for them, they can give all the consents. They can grant the rights to use the recording and the composition.</p>\n<p>If there’s a record label involved, the label may have the right to give permission. If there’s a publisher involved, they may have the right; it really depends on who the creative collaborators are, who the other parties are (if there’s a record label, publisher, one person vs. many people). There’s a lot of music where there’s a lot of people involved. It’s not just co-writers; it’s also producers. Music producers oftentimes own and control a share of a composition. I work for producers, beatmakers, artists, all the different players, and I know from just their way of working together that they’re each composers/writers.</p>\n<p>You need to make sure that if there’s a lot of people credited on a song, that you’re getting permission from the right people. Don’t assume that the main artist is the only decision maker. You need to make sure that everybody who is listed on a song is dealt with in some way: either get permission from them personally or from the entity giving permission on behalf of everybody else. It’s important to get permission from everybody who was involved in the production or someone on their behalf.</p>\n<p>If there was a producer involved and s/he never gave consent to the artist to use the composition, or if they hadn’t clarified their splits of the composition, you want to make sure that they have done that. It’s important to do a “deep dive” on all music that you’re using to make sure that you’re being very detailed and specific about who may have been involved. What you want to avoid is for someone you’ve never heard of to come after you later to say, <em>“I was a producer on that track… I used to be in the band at that time and they never got consent from me to use the music.”</em> So, ask a lot of questions to the musicians you’re working with. If you want to have music in your production, make sure that you’re getting consent from everybody who has the right to give consent for that music to be in your production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band on the run: touring insurance tips</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when film producers are unable to obtain music rights?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">Music licenses for non-original music used in a film production</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;There’s a pretty broad range of types of people and companies who can give consent to have music in film. Approximately 100,000 songs are uploaded to Spotify every day; there’s a lot of music that’s out there. Most music that is created and put out there in the world is created by independent artists who wrote and recorded their own music, and for them, they can give all the consents. They can grant the rights to use the recording and the composition.</p>\n<p>If there’s a record label involved, the label may have the right to give permission. If there’s a publisher involved, they may have the right; it really depends on who the creative collaborators are, who the other parties are (if there’s a record label, publisher, one person vs. many people). There’s a lot of music where there’s a lot of people involved. It’s not just co-writers; it’s also producers. Music producers oftentimes own and control a share of a composition. I work for producers, beatmakers, artists, all the different players, and I know from just their way of working together that they’re each composers/writers.</p>\n<p>You need to make sure that if there’s a lot of people credited on a song, that you’re getting permission from the right people. Don’t assume that the main artist is the only decision maker. You need to make sure that everybody who is listed on a song is dealt with in some way: either get permission from them personally or from the entity giving permission on behalf of everybody else. It’s important to get permission from everybody who was involved in the production or someone on their behalf.</p>\n<p>If there was a producer involved and s/he never gave consent to the artist to use the composition, or if they hadn’t clarified their splits of the composition, you want to make sure that they have done that. It’s important to do a “deep dive” on all music that you’re using to make sure that you’re being very detailed and specific about who may have been involved. What you want to avoid is for someone you’ve never heard of to come after you later to say, <em>“I was a producer on that track… I used to be in the band at that time and they never got consent from me to use the music.”</em> So, ask a lot of questions to the musicians you’re working with. If you want to have music in your production, make sure that you’re getting consent from everybody who has the right to give consent for that music to be in your production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band on the run: touring insurance tips</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when film producers are unable to obtain music rights?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">Music licenses for non-original music used in a film production</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 15 Jun 2023 18:28:03 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Who can give consent to have music be in a film? | Film Producer's Errors & Omissions Insurance\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;There’s a pretty broad range of types of people and companies who can give consent to have music in film. Approximately 100,000 songs are uploaded to Spotify every day; there’s a lot of music that’s out there. Most music that is created and put out there in the world is created by independent artists who wrote and recorded their own music, and for them, they can give all the consents. They can grant the rights to use the recording and the composition.</p>\n<p>If there’s a record label involved, the label may have the right to give permission. If there’s a publisher involved, they may have the right; it really depends on who the creative collaborators are, who the other parties are (if there’s a record label, publisher, one person vs. many people). There’s a lot of music where there’s a lot of people involved. It’s not just co-writers; it’s also producers. Music producers oftentimes own and control a share of a composition. I work for producers, beatmakers, artists, all the different players, and I know from just their way of working together that they’re each composers/writers.</p>\n<p>You need to make sure that if there’s a lot of people credited on a song, that you’re getting permission from the right people. Don’t assume that the main artist is the only decision maker. You need to make sure that everybody who is listed on a song is dealt with in some way: either get permission from them personally or from the entity giving permission on behalf of everybody else. It’s important to get permission from everybody who was involved in the production or someone on their behalf.</p>\n<p>If there was a producer involved and s/he never gave consent to the artist to use the composition, or if they hadn’t clarified their splits of the composition, you want to make sure that they have done that. It’s important to do a “deep dive” on all music that you’re using to make sure that you’re being very detailed and specific about who may have been involved. What you want to avoid is for someone you’ve never heard of to come after you later to say, <em>“I was a producer on that track… I used to be in the band at that time and they never got consent from me to use the music.”</em> So, ask a lot of questions to the musicians you’re working with. If you want to have music in your production, make sure that you’re getting consent from everybody who has the right to give consent for that music to be in your production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band on the run: touring insurance tips</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when film producers are unable to obtain music rights?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">Music licenses for non-original music used in a film production</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;There’s a pretty broad range of types of people and companies who can give consent to have music in film. Approximately 100,000 songs are uploaded to Spotify every day; there’s a lot of music that’s out there. Most music that is created and put out there in the world is created by independent artists who wrote and recorded their own music, and for them, they can give all the consents. They can grant the rights to use the recording and the composition.</p>\n<p>If there’s a record label involved, the label may have the right to give permission. If there’s a publisher involved, they may have the right; it really depends on who the creative collaborators are, who the other parties are (if there’s a record label, publisher, one person vs. many people). There’s a lot of music where there’s a lot of people involved. It’s not just co-writers; it’s also producers. Music producers oftentimes own and control a share of a composition. I work for producers, beatmakers, artists, all the different players, and I know from just their way of working together that they’re each composers/writers.</p>\n<p>You need to make sure that if there’s a lot of people credited on a song, that you’re getting permission from the right people. Don’t assume that the main artist is the only decision maker. You need to make sure that everybody who is listed on a song is dealt with in some way: either get permission from them personally or from the entity giving permission on behalf of everybody else. It’s important to get permission from everybody who was involved in the production or someone on their behalf.</p>\n<p>If there was a producer involved and s/he never gave consent to the artist to use the composition, or if they hadn’t clarified their splits of the composition, you want to make sure that they have done that. It’s important to do a “deep dive” on all music that you’re using to make sure that you’re being very detailed and specific about who may have been involved. What you want to avoid is for someone you’ve never heard of to come after you later to say, <em>“I was a producer on that track… I used to be in the band at that time and they never got consent from me to use the music.”</em> So, ask a lot of questions to the musicians you’re working with. If you want to have music in your production, make sure that you’re getting consent from everybody who has the right to give consent for that music to be in your production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band on the run: touring insurance tips</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when film producers are unable to obtain music rights?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">Music licenses for non-original music used in a film production</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/consent-shutterstock_1355455454-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;There’s a pretty broad range of types of people and companies who can give consent to have music in film. Approximately 100,000 songs are uploaded to Spotify every day; there’s a lot of music that’s out there. Most music that is created and put out there in the world is created by independent artists who wrote and recorded their own music, and for them, they can give all the consents. They can grant the rights to use the recording and the composition.</p>\n<p>If there’s a record label involved, the label may have the right to give permission. If there’s a publisher involved, they may have the right; it really depends on who the creative collaborators are, who the other parties are (if there’s a record label, publisher, one person vs. many people). There’s a lot of music where there’s a lot of people involved. It’s not just co-writers; it’s also producers. Music producers oftentimes own and control a share of a composition. I work for producers, beatmakers, artists, all the different players, and I know from just their way of working together that they’re each composers/writers.</p>\n<p>You need to make sure that if there’s a lot of people credited on a song, that you’re getting permission from the right people. Don’t assume that the main artist is the only decision maker. You need to make sure that everybody who is listed on a song is dealt with in some way: either get permission from them personally or from the entity giving permission on behalf of everybody else. It’s important to get permission from everybody who was involved in the production or someone on their behalf.</p>\n<p>If there was a producer involved and s/he never gave consent to the artist to use the composition, or if they hadn’t clarified their splits of the composition, you want to make sure that they have done that. It’s important to do a “deep dive” on all music that you’re using to make sure that you’re being very detailed and specific about who may have been involved. What you want to avoid is for someone you’ve never heard of to come after you later to say, <em>“I was a producer on that track… I used to be in the band at that time and they never got consent from me to use the music.”</em> So, ask a lot of questions to the musicians you’re working with. If you want to have music in your production, make sure that you’re getting consent from everybody who has the right to give consent for that music to be in your production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band on the run: touring insurance tips</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when film producers are unable to obtain music rights?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">Music licenses for non-original music used in a film production</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/consent-shutterstock_1355455454-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"lUVUWyto","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/music-rights-shutterstock_2107111166-forweb600.jpg","previousPostFeaturedImageAltText":"Music licenses for non-original music used in a film production","previousPostName":"Music licenses for non-original music used in a film production","previousPostSlug":"articles/music-licenses-for-non-original-music-used-in-a-film-production","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1701707076000,"publishDateLocalTime":1701707076000,"publishDateLocalized":{"date":1701707076000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1706811238337,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/who-can-give-consent-to-have-music-be-in-a-film","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>:&nbsp;There’s a pretty broad range of types of people and companies who can give consent to have music in film. Approximately 100,000 songs are uploaded to Spotify every day; there’s a lot of music that’s out there. Most music that is created and put out there in the world is created by independent artists who wrote and recorded their own music, and for them, they can give all the consents. They can grant the rights to use the recording and the composition.</p>\n<p>If there’s a record label involved, the label may have the right to give permission. If there’s a publisher involved, they may have the right; it really depends on who the creative collaborators are, who the other parties are (if there’s a record label, publisher, one person vs. many people). There’s a lot of music where there’s a lot of people involved. It’s not just co-writers; it’s also producers. Music producers oftentimes own and control a share of a composition. I work for producers, beatmakers, artists, all the different players, and I know from just their way of working together that they’re each composers/writers.</p>\n<p>You need to make sure that if there’s a lot of people credited on a song, that you’re getting permission from the right people. Don’t assume that the main artist is the only decision maker. You need to make sure that everybody who is listed on a song is dealt with in some way: either get permission from them personally or from the entity giving permission on behalf of everybody else. It’s important to get permission from everybody who was involved in the production or someone on their behalf.</p>\n<p>If there was a producer involved and s/he never gave consent to the artist to use the composition, or if they hadn’t clarified their splits of the composition, you want to make sure that they have done that. It’s important to do a “deep dive” on all music that you’re using to make sure that you’re being very detailed and specific about who may have been involved. What you want to avoid is for someone you’ve never heard of to come after you later to say, <em>“I was a producer on that track… I used to be in the band at that time and they never got consent from me to use the music.”</em> So, ask a lot of questions to the musicians you’re working with. If you want to have music in your production, make sure that you’re getting consent from everybody who has the right to give consent for that music to be in your production.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\"noopener\">Band on the run: touring insurance tips</a></li>\n<li><a href=\"/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights\" rel=\"noopener\">What about when film producers are unable to obtain music rights?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/music-licenses-for-non-original-music-used-in-a-film-production\" rel=\"noopener\">Music licenses for non-original music used in a film production</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/jDVTlDDrfpo?rel=0\" width=\"560\" height=\"315\" 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editor at desk: Best Stock Video Sites","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1699896132000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"Top 10 Stock Footage Platforms for Filmmakers | Best Stock Video Sites","id":144802815032,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Top 10 Stock Footage Platforms for Filmmakers | Best Stock Video Sites","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Top 10 Stock Footage Platforms for Filmmakers | Best Stock Video Sites","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708709,949708904,4153051246,30486043401],"topic_ids":[949708709,949708904,4153051246,30486043401],"post_summary":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n","post_body":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p>If you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many helpful platforms out there that provide a large variety of footage for download at reasonable prices. So, let’s do a “resource round-up” of some of the <strong>best websites and online platforms</strong> where filmmakers can download and use stock footage.</p>\n<ol>\n<li><a href=\"#pond5\" rel=\"noopener\">Shutterstock and Pond5</a></li>\n<li><a href=\"#getty\" rel=\"noopener\">Getty Images</a></li>\n<li><a href=\"#vimeo\" rel=\"noopener\">Vimeo Stock</a></li>\n<li><a href=\"#adobe\" rel=\"noopener\">Adobe Stock</a></li>\n<li><a href=\"#artgrid\" rel=\"noopener\">Artgrid</a></li>\n<li><a href=\"#envato\" rel=\"noopener\">Envato</a></li>\n<li><a href=\"#storyblocks\" rel=\"noopener\">Storyblocks</a></li>\n<li><a href=\"#motion\" rel=\"noopener\">Motion Array</a></li>\n<li><a href=\"#videvo\" rel=\"noopener\">Videvo</a></li>\n<li><a href=\"#filmsupply\" rel=\"noopener\">Filmsupply</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"pond5\" data-hs-anchor=\"true\"></a>\n<h2>Shutterstock and Pond5</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shutterstock.com/\">https://www.shutterstock.com/</a></p>\n<p>You have likely already heard about Shutterstock, one of the largest providers of stock photography, stock footage, and stock music on the Internet.</p>\n<p>Pond5 is an online marketplace for royalty-free media that offers high-quality footage by professional artists from around the world. It was acquired by Shutterstock in 2022.</p>\n<p>&nbsp;</p>\n<a id=\"getty\" data-hs-anchor=\"true\"></a>\n<h2>Getty Images</h2>\n<p><strong>Website</strong>: <a href=\"https://www.gettyimages.ca/creative-video\">https://www.gettyimages.ca/creative-video</a></p>\n<p>Getty Images is a renowned stock media platform with a diverse selection of footage.</p>\n<p>With a library of over 477 million assets, including stock video, filmmakers should be able to find something appropriate for their projects here.</p>\n<p>&nbsp;</p>\n<a id=\"vimeo\" data-hs-anchor=\"true\"></a>\n<h2>Vimeo Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://vimeo.com/stock\" rel=\"nofollow noopener\">https://vimeo.com/stock</a></p>\n<p>Vimeo partners with world-class creators to curate exclusive footage that looks like nothing else. Plus, creators on Vimeo Stock keep up to an industry-leading 70% of the revenue for their clips.</p>\n<p>Since all of Vimeo’s stock clips are royalty-free and cleared for commercial use, you can use each licensed clip in an unlimited number of projects, such as commercials, narrative films, documentary films, and in corporate videos.</p>\n<p>&nbsp;</p>\n<a id=\"adobe\" data-hs-anchor=\"true\"></a>\n<h2>Adobe Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://stock.adobe.com/\" rel=\"nofollow noopener\">https://stock.adobe.com/</a></p>\n<p>Adobe Stock offers 4K and HD video clips for use in motion projects. A free trial is available.</p>\n<p>Two license types are offered: standard and extended.</p>\n<p>&nbsp;</p>\n<a id=\"artgrid\" data-hs-anchor=\"true\"></a>\n<h2>Artgrid</h2>\n<p><strong>Website</strong>: <a href=\"https://artgrid.io/\">https://artgrid.io/</a></p>\n<p>Artgrid offers unlimited footage downloads, full coverage on any platform worldwide and a lifetime license. All plans include YouTube monetization.</p>\n<p>Preview clips can be downloaded for free to try the platform.</p>\n<p>&nbsp;</p>\n<a id=\"envato\" data-hs-anchor=\"true\"></a>\n<h2>Envato</h2>\n<p><strong>Website</strong>: <a href=\"https://elements.envato.com/stock-video\" rel=\"nofollow noopener\">https://elements.envato.com/stock-video</a></p>\n<p>Envato offers royalty-free stock videos for download.</p>\n<p>With a subscription, you get access to millions of videos, unlimited downloads, lifetime commercial licensing, and new items are added daily.</p>\n<p>&nbsp;</p>\n<a id=\"storyblocks\" data-hs-anchor=\"true\"></a>\n<h2>Storyblocks</h2>\n<p><strong>Website</strong>: <a href=\"https://www.storyblocks.com/\">https://www.storyblocks.com/</a></p>\n<p>Join 150,000+ creators and businesses worldwide who trust Storyblocks to bring their stories to life.</p>\n<p>The Storyblocks content is covered by a royalty free license, with enhanced licensing coverage options for big companies and large productions.</p>\n<p>&nbsp;</p>\n<a id=\"motion\" data-hs-anchor=\"true\"></a>\n<h2>Motion Array</h2>\n<p><strong>Website</strong>: <a href=\"https://motionarray.com/\">https://motionarray.com/</a></p>\n<p>Take projects from concept to completion with Motion Array’s unlimited royalty-free stock assets and an all-in-one marketplace for creators.</p>\n<p>Motion Array also offers video collaboration tools, an Adobe extension and a portfolio builder, all in one subscription.</p>\n<p>&nbsp;</p>\n<a id=\"videvo\" data-hs-anchor=\"true\"></a>\n<h2>Videvo</h2>\n<p><strong>Website</strong>: <a href=\"https://www.videvo.net/\">https://www.videvo.net/</a></p>\n<p>As a free Videvo user, you'll enjoy access to over 50,000+ free stock video clips and motion graphics, animated backgrounds, and more. Attribution required.</p>\n<p>When you upgrade to a premium plan, the license for free video and audio content is upgraded to royalty-free, meaning you no longer have to provide attribution to the author.</p>\n<p>&nbsp;</p>\n<a id=\"filmsupply\" data-hs-anchor=\"true\"></a>\n<h2>Filmsupply</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmsupply.com/\">https://www.filmsupply.com/</a></p>\n<p>Filmsupply is the global leader in cinematic footage licensing.</p>\n<p>Representing an elite roster of acclaimed filmmakers, Filmsupply is the premier licensing agency for creative entities seeking to elevate media projects with authentic, highly cinematic footage.</p>\n<h2>&nbsp;</h2>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about stock footage platforms for filmmakers, chances are that you’re a filmmaker yourself. You’ll want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p>&nbsp;</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral?hsCtaTracking=b897e5bc-d786-4362-a55a-f53a79163e88%7C35d8a2fb-7640-4f1f-a5ed-a356bcee8758\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Vancouver, Toronto, Montreal, Halifax, New York, LA and Nashville.</em></span></p>\n<p style=\"font-weight: normal;\"><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">FAIR DEALING AND PUBLIC DOMAIN: BYRON PASCOE</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-mobile-apps-for-filmmakers\" rel=\"noopener\">THE BEST MOBILE APPS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/10-best-laptops-for-music-production\" rel=\"noopener\">THE BEST LAPTOPS FOR MUSIC PRODUCTION</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST CAMERAS FOR FILMMAKING</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/the-top-10-stock-footage-platforms/\" rel=\"noopener\">TOP 10 STOCK FOOTAGE PLATFORMS</a></li>\n</ul>","rss_summary":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n","rss_body":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p>If you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many helpful platforms out there that provide a large variety of footage for download at reasonable prices. So, let’s do a “resource round-up” of some of the <strong>best websites and online platforms</strong> where filmmakers can download and use stock footage.</p>\n<ol>\n<li><a href=\"#pond5\" rel=\"noopener\">Shutterstock and Pond5</a></li>\n<li><a href=\"#getty\" rel=\"noopener\">Getty Images</a></li>\n<li><a href=\"#vimeo\" rel=\"noopener\">Vimeo Stock</a></li>\n<li><a href=\"#adobe\" rel=\"noopener\">Adobe Stock</a></li>\n<li><a href=\"#artgrid\" rel=\"noopener\">Artgrid</a></li>\n<li><a href=\"#envato\" rel=\"noopener\">Envato</a></li>\n<li><a href=\"#storyblocks\" rel=\"noopener\">Storyblocks</a></li>\n<li><a href=\"#motion\" rel=\"noopener\">Motion Array</a></li>\n<li><a href=\"#videvo\" rel=\"noopener\">Videvo</a></li>\n<li><a href=\"#filmsupply\" rel=\"noopener\">Filmsupply</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"pond5\" data-hs-anchor=\"true\"></a>\n<h2>Shutterstock and Pond5</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shutterstock.com/\">https://www.shutterstock.com/</a></p>\n<p>You have likely already heard about Shutterstock, one of the largest providers of stock photography, stock footage, and stock music on the Internet.</p>\n<p>Pond5 is an online marketplace for royalty-free media that offers high-quality footage by professional artists from around the world. It was acquired by Shutterstock in 2022.</p>\n<p>&nbsp;</p>\n<a id=\"getty\" data-hs-anchor=\"true\"></a>\n<h2>Getty Images</h2>\n<p><strong>Website</strong>: <a href=\"https://www.gettyimages.ca/creative-video\">https://www.gettyimages.ca/creative-video</a></p>\n<p>Getty Images is a renowned stock media platform with a diverse selection of footage.</p>\n<p>With a library of over 477 million assets, including stock video, filmmakers should be able to find something appropriate for their projects here.</p>\n<p>&nbsp;</p>\n<a id=\"vimeo\" data-hs-anchor=\"true\"></a>\n<h2>Vimeo Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://vimeo.com/stock\" rel=\"nofollow noopener\">https://vimeo.com/stock</a></p>\n<p>Vimeo partners with world-class creators to curate exclusive footage that looks like nothing else. Plus, creators on Vimeo Stock keep up to an industry-leading 70% of the revenue for their clips.</p>\n<p>Since all of Vimeo’s stock clips are royalty-free and cleared for commercial use, you can use each licensed clip in an unlimited number of projects, such as commercials, narrative films, documentary films, and in corporate videos.</p>\n<p>&nbsp;</p>\n<a id=\"adobe\" data-hs-anchor=\"true\"></a>\n<h2>Adobe Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://stock.adobe.com/\" rel=\"nofollow noopener\">https://stock.adobe.com/</a></p>\n<p>Adobe Stock offers 4K and HD video clips for use in motion projects. A free trial is available.</p>\n<p>Two license types are offered: standard and extended.</p>\n<p>&nbsp;</p>\n<a id=\"artgrid\" data-hs-anchor=\"true\"></a>\n<h2>Artgrid</h2>\n<p><strong>Website</strong>: <a href=\"https://artgrid.io/\">https://artgrid.io/</a></p>\n<p>Artgrid offers unlimited footage downloads, full coverage on any platform worldwide and a lifetime license. All plans include YouTube monetization.</p>\n<p>Preview clips can be downloaded for free to try the platform.</p>\n<p>&nbsp;</p>\n<a id=\"envato\" data-hs-anchor=\"true\"></a>\n<h2>Envato</h2>\n<p><strong>Website</strong>: <a href=\"https://elements.envato.com/stock-video\" rel=\"nofollow noopener\">https://elements.envato.com/stock-video</a></p>\n<p>Envato offers royalty-free stock videos for download.</p>\n<p>With a subscription, you get access to millions of videos, unlimited downloads, lifetime commercial licensing, and new items are added daily.</p>\n<p>&nbsp;</p>\n<a id=\"storyblocks\" data-hs-anchor=\"true\"></a>\n<h2>Storyblocks</h2>\n<p><strong>Website</strong>: <a href=\"https://www.storyblocks.com/\">https://www.storyblocks.com/</a></p>\n<p>Join 150,000+ creators and businesses worldwide who trust Storyblocks to bring their stories to life.</p>\n<p>The Storyblocks content is covered by a royalty free license, with enhanced licensing coverage options for big companies and large productions.</p>\n<p>&nbsp;</p>\n<a id=\"motion\" data-hs-anchor=\"true\"></a>\n<h2>Motion Array</h2>\n<p><strong>Website</strong>: <a href=\"https://motionarray.com/\">https://motionarray.com/</a></p>\n<p>Take projects from concept to completion with Motion Array’s unlimited royalty-free stock assets and an all-in-one marketplace for creators.</p>\n<p>Motion Array also offers video collaboration tools, an Adobe extension and a portfolio builder, all in one subscription.</p>\n<p>&nbsp;</p>\n<a id=\"videvo\" data-hs-anchor=\"true\"></a>\n<h2>Videvo</h2>\n<p><strong>Website</strong>: <a href=\"https://www.videvo.net/\">https://www.videvo.net/</a></p>\n<p>As a free Videvo user, you'll enjoy access to over 50,000+ free stock video clips and motion graphics, animated backgrounds, and more. Attribution required.</p>\n<p>When you upgrade to a premium plan, the license for free video and audio content is upgraded to royalty-free, meaning you no longer have to provide attribution to the author.</p>\n<p>&nbsp;</p>\n<a id=\"filmsupply\" data-hs-anchor=\"true\"></a>\n<h2>Filmsupply</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmsupply.com/\">https://www.filmsupply.com/</a></p>\n<p>Filmsupply is the global leader in cinematic footage licensing.</p>\n<p>Representing an elite roster of acclaimed filmmakers, Filmsupply is the premier licensing agency for creative entities seeking to elevate media projects with authentic, highly cinematic footage.</p>\n<h2>&nbsp;</h2>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about stock footage platforms for filmmakers, chances are that you’re a filmmaker yourself. You’ll want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p>&nbsp;</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral?hsCtaTracking=b897e5bc-d786-4362-a55a-f53a79163e88%7C35d8a2fb-7640-4f1f-a5ed-a356bcee8758\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Vancouver, Toronto, Montreal, Halifax, New York, LA and Nashville.</em></span></p>\n<p style=\"font-weight: normal;\"><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">FAIR DEALING AND PUBLIC DOMAIN: BYRON PASCOE</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-mobile-apps-for-filmmakers\" rel=\"noopener\">THE BEST MOBILE APPS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/10-best-laptops-for-music-production\" rel=\"noopener\">THE BEST LAPTOPS FOR MUSIC PRODUCTION</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST CAMERAS FOR FILMMAKING</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/the-top-10-stock-footage-platforms/\" rel=\"noopener\">TOP 10 STOCK FOOTAGE PLATFORMS</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Video editor at desk: Best Stock Video Sites","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"If you’re working on a low-to-no budget film/video project or documentary, you’ll 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you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many...","metaKeywords":null,"name":"Top 10 Stock Footage Platforms for Filmmakers | Best Stock Video Sites","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/fair-dealing-shutterstock_2227141053-forweb600.jpg","nextPostFeaturedImageAltText":"Fair dealing","nextPostName":"How do fair dealing and public domain apply to music used in a production?","nextPostSlug":"articles/how-do-fair-dealing-and-public-domain-apply-to-music","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Top 10 Stock Footage Platforms for Filmmakers | Best Stock Video Sites","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p>If you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many helpful platforms out there that provide a large variety of footage for download at reasonable prices. So, let’s do a “resource round-up” of some of the <strong>best websites and online platforms</strong> where filmmakers can download and use stock footage.</p>\n<ol>\n<li><a href=\"#pond5\" rel=\"noopener\">Shutterstock and Pond5</a></li>\n<li><a href=\"#getty\" rel=\"noopener\">Getty Images</a></li>\n<li><a href=\"#vimeo\" rel=\"noopener\">Vimeo Stock</a></li>\n<li><a href=\"#adobe\" rel=\"noopener\">Adobe Stock</a></li>\n<li><a href=\"#artgrid\" rel=\"noopener\">Artgrid</a></li>\n<li><a href=\"#envato\" rel=\"noopener\">Envato</a></li>\n<li><a href=\"#storyblocks\" rel=\"noopener\">Storyblocks</a></li>\n<li><a href=\"#motion\" rel=\"noopener\">Motion Array</a></li>\n<li><a href=\"#videvo\" rel=\"noopener\">Videvo</a></li>\n<li><a href=\"#filmsupply\" rel=\"noopener\">Filmsupply</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"pond5\" data-hs-anchor=\"true\"></a>\n<h2>Shutterstock and Pond5</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shutterstock.com/\">https://www.shutterstock.com/</a></p>\n<p>You have likely already heard about Shutterstock, one of the largest providers of stock photography, stock footage, and stock music on the Internet.</p>\n<p>Pond5 is an online marketplace for royalty-free media that offers high-quality footage by professional artists from around the world. It was acquired by Shutterstock in 2022.</p>\n<p>&nbsp;</p>\n<a id=\"getty\" data-hs-anchor=\"true\"></a>\n<h2>Getty Images</h2>\n<p><strong>Website</strong>: <a href=\"https://www.gettyimages.ca/creative-video\">https://www.gettyimages.ca/creative-video</a></p>\n<p>Getty Images is a renowned stock media platform with a diverse selection of footage.</p>\n<p>With a library of over 477 million assets, including stock video, filmmakers should be able to find something appropriate for their projects here.</p>\n<p>&nbsp;</p>\n<a id=\"vimeo\" data-hs-anchor=\"true\"></a>\n<h2>Vimeo Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://vimeo.com/stock\" rel=\"nofollow noopener\">https://vimeo.com/stock</a></p>\n<p>Vimeo partners with world-class creators to curate exclusive footage that looks like nothing else. Plus, creators on Vimeo Stock keep up to an industry-leading 70% of the revenue for their clips.</p>\n<p>Since all of Vimeo’s stock clips are royalty-free and cleared for commercial use, you can use each licensed clip in an unlimited number of projects, such as commercials, narrative films, documentary films, and in corporate videos.</p>\n<p>&nbsp;</p>\n<a id=\"adobe\" data-hs-anchor=\"true\"></a>\n<h2>Adobe Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://stock.adobe.com/\" rel=\"nofollow noopener\">https://stock.adobe.com/</a></p>\n<p>Adobe Stock offers 4K and HD video clips for use in motion projects. A free trial is available.</p>\n<p>Two license types are offered: standard and extended.</p>\n<p>&nbsp;</p>\n<a id=\"artgrid\" data-hs-anchor=\"true\"></a>\n<h2>Artgrid</h2>\n<p><strong>Website</strong>: <a href=\"https://artgrid.io/\">https://artgrid.io/</a></p>\n<p>Artgrid offers unlimited footage downloads, full coverage on any platform worldwide and a lifetime license. All plans include YouTube monetization.</p>\n<p>Preview clips can be downloaded for free to try the platform.</p>\n<p>&nbsp;</p>\n<a id=\"envato\" data-hs-anchor=\"true\"></a>\n<h2>Envato</h2>\n<p><strong>Website</strong>: <a href=\"https://elements.envato.com/stock-video\" rel=\"nofollow noopener\">https://elements.envato.com/stock-video</a></p>\n<p>Envato offers royalty-free stock videos for download.</p>\n<p>With a subscription, you get access to millions of videos, unlimited downloads, lifetime commercial licensing, and new items are added daily.</p>\n<p>&nbsp;</p>\n<a id=\"storyblocks\" data-hs-anchor=\"true\"></a>\n<h2>Storyblocks</h2>\n<p><strong>Website</strong>: <a href=\"https://www.storyblocks.com/\">https://www.storyblocks.com/</a></p>\n<p>Join 150,000+ creators and businesses worldwide who trust Storyblocks to bring their stories to life.</p>\n<p>The Storyblocks content is covered by a royalty free license, with enhanced licensing coverage options for big companies and large productions.</p>\n<p>&nbsp;</p>\n<a id=\"motion\" data-hs-anchor=\"true\"></a>\n<h2>Motion Array</h2>\n<p><strong>Website</strong>: <a href=\"https://motionarray.com/\">https://motionarray.com/</a></p>\n<p>Take projects from concept to completion with Motion Array’s unlimited royalty-free stock assets and an all-in-one marketplace for creators.</p>\n<p>Motion Array also offers video collaboration tools, an Adobe extension and a portfolio builder, all in one subscription.</p>\n<p>&nbsp;</p>\n<a id=\"videvo\" data-hs-anchor=\"true\"></a>\n<h2>Videvo</h2>\n<p><strong>Website</strong>: <a href=\"https://www.videvo.net/\">https://www.videvo.net/</a></p>\n<p>As a free Videvo user, you'll enjoy access to over 50,000+ free stock video clips and motion graphics, animated backgrounds, and more. Attribution required.</p>\n<p>When you upgrade to a premium plan, the license for free video and audio content is upgraded to royalty-free, meaning you no longer have to provide attribution to the author.</p>\n<p>&nbsp;</p>\n<a id=\"filmsupply\" data-hs-anchor=\"true\"></a>\n<h2>Filmsupply</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmsupply.com/\">https://www.filmsupply.com/</a></p>\n<p>Filmsupply is the global leader in cinematic footage licensing.</p>\n<p>Representing an elite roster of acclaimed filmmakers, Filmsupply is the premier licensing agency for creative entities seeking to elevate media projects with authentic, highly cinematic footage.</p>\n<h2>&nbsp;</h2>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about stock footage platforms for filmmakers, chances are that you’re a filmmaker yourself. You’ll want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p>&nbsp;</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral?hsCtaTracking=b897e5bc-d786-4362-a55a-f53a79163e88%7C35d8a2fb-7640-4f1f-a5ed-a356bcee8758\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Vancouver, Toronto, Montreal, Halifax, New York, LA and Nashville.</em></span></p>\n<p style=\"font-weight: normal;\"><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">FAIR DEALING AND PUBLIC DOMAIN: BYRON PASCOE</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-mobile-apps-for-filmmakers\" rel=\"noopener\">THE BEST MOBILE APPS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/10-best-laptops-for-music-production\" rel=\"noopener\">THE BEST LAPTOPS FOR MUSIC PRODUCTION</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST CAMERAS FOR FILMMAKING</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/the-top-10-stock-footage-platforms/\" rel=\"noopener\">TOP 10 STOCK FOOTAGE PLATFORMS</a></li>\n</ul>","postBodyRss":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p>If you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many helpful platforms out there that provide a large variety of footage for download at reasonable prices. So, let’s do a “resource round-up” of some of the <strong>best websites and online platforms</strong> where filmmakers can download and use stock footage.</p>\n<ol>\n<li><a href=\"#pond5\" rel=\"noopener\">Shutterstock and Pond5</a></li>\n<li><a href=\"#getty\" rel=\"noopener\">Getty Images</a></li>\n<li><a href=\"#vimeo\" rel=\"noopener\">Vimeo Stock</a></li>\n<li><a href=\"#adobe\" rel=\"noopener\">Adobe Stock</a></li>\n<li><a href=\"#artgrid\" rel=\"noopener\">Artgrid</a></li>\n<li><a href=\"#envato\" rel=\"noopener\">Envato</a></li>\n<li><a href=\"#storyblocks\" rel=\"noopener\">Storyblocks</a></li>\n<li><a href=\"#motion\" rel=\"noopener\">Motion Array</a></li>\n<li><a href=\"#videvo\" rel=\"noopener\">Videvo</a></li>\n<li><a href=\"#filmsupply\" rel=\"noopener\">Filmsupply</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"pond5\" data-hs-anchor=\"true\"></a>\n<h2>Shutterstock and Pond5</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shutterstock.com/\">https://www.shutterstock.com/</a></p>\n<p>You have likely already heard about Shutterstock, one of the largest providers of stock photography, stock footage, and stock music on the Internet.</p>\n<p>Pond5 is an online marketplace for royalty-free media that offers high-quality footage by professional artists from around the world. It was acquired by Shutterstock in 2022.</p>\n<p>&nbsp;</p>\n<a id=\"getty\" data-hs-anchor=\"true\"></a>\n<h2>Getty Images</h2>\n<p><strong>Website</strong>: <a href=\"https://www.gettyimages.ca/creative-video\">https://www.gettyimages.ca/creative-video</a></p>\n<p>Getty Images is a renowned stock media platform with a diverse selection of footage.</p>\n<p>With a library of over 477 million assets, including stock video, filmmakers should be able to find something appropriate for their projects here.</p>\n<p>&nbsp;</p>\n<a id=\"vimeo\" data-hs-anchor=\"true\"></a>\n<h2>Vimeo Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://vimeo.com/stock\" rel=\"nofollow noopener\">https://vimeo.com/stock</a></p>\n<p>Vimeo partners with world-class creators to curate exclusive footage that looks like nothing else. Plus, creators on Vimeo Stock keep up to an industry-leading 70% of the revenue for their clips.</p>\n<p>Since all of Vimeo’s stock clips are royalty-free and cleared for commercial use, you can use each licensed clip in an unlimited number of projects, such as commercials, narrative films, documentary films, and in corporate videos.</p>\n<p>&nbsp;</p>\n<a id=\"adobe\" data-hs-anchor=\"true\"></a>\n<h2>Adobe Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://stock.adobe.com/\" rel=\"nofollow noopener\">https://stock.adobe.com/</a></p>\n<p>Adobe Stock offers 4K and HD video clips for use in motion projects. A free trial is available.</p>\n<p>Two license types are offered: standard and extended.</p>\n<p>&nbsp;</p>\n<a id=\"artgrid\" data-hs-anchor=\"true\"></a>\n<h2>Artgrid</h2>\n<p><strong>Website</strong>: <a href=\"https://artgrid.io/\">https://artgrid.io/</a></p>\n<p>Artgrid offers unlimited footage downloads, full coverage on any platform worldwide and a lifetime license. All plans include YouTube monetization.</p>\n<p>Preview clips can be downloaded for free to try the platform.</p>\n<p>&nbsp;</p>\n<a id=\"envato\" data-hs-anchor=\"true\"></a>\n<h2>Envato</h2>\n<p><strong>Website</strong>: <a href=\"https://elements.envato.com/stock-video\" rel=\"nofollow noopener\">https://elements.envato.com/stock-video</a></p>\n<p>Envato offers royalty-free stock videos for download.</p>\n<p>With a subscription, you get access to millions of videos, unlimited downloads, lifetime commercial licensing, and new items are added daily.</p>\n<p>&nbsp;</p>\n<a id=\"storyblocks\" data-hs-anchor=\"true\"></a>\n<h2>Storyblocks</h2>\n<p><strong>Website</strong>: <a href=\"https://www.storyblocks.com/\">https://www.storyblocks.com/</a></p>\n<p>Join 150,000+ creators and businesses worldwide who trust Storyblocks to bring their stories to life.</p>\n<p>The Storyblocks content is covered by a royalty free license, with enhanced licensing coverage options for big companies and large productions.</p>\n<p>&nbsp;</p>\n<a id=\"motion\" data-hs-anchor=\"true\"></a>\n<h2>Motion Array</h2>\n<p><strong>Website</strong>: <a href=\"https://motionarray.com/\">https://motionarray.com/</a></p>\n<p>Take projects from concept to completion with Motion Array’s unlimited royalty-free stock assets and an all-in-one marketplace for creators.</p>\n<p>Motion Array also offers video collaboration tools, an Adobe extension and a portfolio builder, all in one subscription.</p>\n<p>&nbsp;</p>\n<a id=\"videvo\" data-hs-anchor=\"true\"></a>\n<h2>Videvo</h2>\n<p><strong>Website</strong>: <a href=\"https://www.videvo.net/\">https://www.videvo.net/</a></p>\n<p>As a free Videvo user, you'll enjoy access to over 50,000+ free stock video clips and motion graphics, animated backgrounds, and more. Attribution required.</p>\n<p>When you upgrade to a premium plan, the license for free video and audio content is upgraded to royalty-free, meaning you no longer have to provide attribution to the author.</p>\n<p>&nbsp;</p>\n<a id=\"filmsupply\" data-hs-anchor=\"true\"></a>\n<h2>Filmsupply</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmsupply.com/\">https://www.filmsupply.com/</a></p>\n<p>Filmsupply is the global leader in cinematic footage licensing.</p>\n<p>Representing an elite roster of acclaimed filmmakers, Filmsupply is the premier licensing agency for creative entities seeking to elevate media projects with authentic, highly cinematic footage.</p>\n<h2>&nbsp;</h2>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about stock footage platforms for filmmakers, chances are that you’re a filmmaker yourself. You’ll want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p>&nbsp;</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral?hsCtaTracking=b897e5bc-d786-4362-a55a-f53a79163e88%7C35d8a2fb-7640-4f1f-a5ed-a356bcee8758\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Vancouver, Toronto, Montreal, Halifax, New York, LA and Nashville.</em></span></p>\n<p style=\"font-weight: normal;\"><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">FAIR DEALING AND PUBLIC DOMAIN: BYRON PASCOE</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-mobile-apps-for-filmmakers\" rel=\"noopener\">THE BEST MOBILE APPS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/10-best-laptops-for-music-production\" rel=\"noopener\">THE BEST LAPTOPS FOR MUSIC PRODUCTION</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST CAMERAS FOR FILMMAKING</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/the-top-10-stock-footage-platforms/\" rel=\"noopener\">TOP 10 STOCK FOOTAGE PLATFORMS</a></li>\n</ul>","postEmailContent":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20stock%20footage%20websites/stock-footage-download-shutterstock_2150291095-forweb600.jpg","postListContent":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p>If you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many helpful platforms out there that provide a large variety of footage for download at reasonable prices. So, let’s do a “resource round-up” of some of the <strong>best websites and online platforms</strong> where filmmakers can download and use stock footage.</p>\n<ol>\n<li><a href=\"#pond5\" rel=\"noopener\">Shutterstock and Pond5</a></li>\n<li><a href=\"#getty\" rel=\"noopener\">Getty Images</a></li>\n<li><a href=\"#vimeo\" rel=\"noopener\">Vimeo Stock</a></li>\n<li><a href=\"#adobe\" rel=\"noopener\">Adobe Stock</a></li>\n<li><a href=\"#artgrid\" rel=\"noopener\">Artgrid</a></li>\n<li><a href=\"#envato\" rel=\"noopener\">Envato</a></li>\n<li><a href=\"#storyblocks\" rel=\"noopener\">Storyblocks</a></li>\n<li><a href=\"#motion\" rel=\"noopener\">Motion Array</a></li>\n<li><a href=\"#videvo\" rel=\"noopener\">Videvo</a></li>\n<li><a href=\"#filmsupply\" rel=\"noopener\">Filmsupply</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"pond5\" data-hs-anchor=\"true\"></a>\n<h2>Shutterstock and Pond5</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shutterstock.com/\">https://www.shutterstock.com/</a></p>\n<p>You have likely already heard about Shutterstock, one of the largest providers of stock photography, stock footage, and stock music on the Internet.</p>\n<p>Pond5 is an online marketplace for royalty-free media that offers high-quality footage by professional artists from around the world. It was acquired by Shutterstock in 2022.</p>\n<p>&nbsp;</p>\n<a id=\"getty\" data-hs-anchor=\"true\"></a>\n<h2>Getty Images</h2>\n<p><strong>Website</strong>: <a href=\"https://www.gettyimages.ca/creative-video\">https://www.gettyimages.ca/creative-video</a></p>\n<p>Getty Images is a renowned stock media platform with a diverse selection of footage.</p>\n<p>With a library of over 477 million assets, including stock video, filmmakers should be able to find something appropriate for their projects here.</p>\n<p>&nbsp;</p>\n<a id=\"vimeo\" data-hs-anchor=\"true\"></a>\n<h2>Vimeo Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://vimeo.com/stock\" rel=\"nofollow noopener\">https://vimeo.com/stock</a></p>\n<p>Vimeo partners with world-class creators to curate exclusive footage that looks like nothing else. Plus, creators on Vimeo Stock keep up to an industry-leading 70% of the revenue for their clips.</p>\n<p>Since all of Vimeo’s stock clips are royalty-free and cleared for commercial use, you can use each licensed clip in an unlimited number of projects, such as commercials, narrative films, documentary films, and in corporate videos.</p>\n<p>&nbsp;</p>\n<a id=\"adobe\" data-hs-anchor=\"true\"></a>\n<h2>Adobe Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://stock.adobe.com/\" rel=\"nofollow noopener\">https://stock.adobe.com/</a></p>\n<p>Adobe Stock offers 4K and HD video clips for use in motion projects. A free trial is available.</p>\n<p>Two license types are offered: standard and extended.</p>\n<p>&nbsp;</p>\n<a id=\"artgrid\" data-hs-anchor=\"true\"></a>\n<h2>Artgrid</h2>\n<p><strong>Website</strong>: <a href=\"https://artgrid.io/\">https://artgrid.io/</a></p>\n<p>Artgrid offers unlimited footage downloads, full coverage on any platform worldwide and a lifetime license. All plans include YouTube monetization.</p>\n<p>Preview clips can be downloaded for free to try the platform.</p>\n<p>&nbsp;</p>\n<a id=\"envato\" data-hs-anchor=\"true\"></a>\n<h2>Envato</h2>\n<p><strong>Website</strong>: <a href=\"https://elements.envato.com/stock-video\" rel=\"nofollow noopener\">https://elements.envato.com/stock-video</a></p>\n<p>Envato offers royalty-free stock videos for download.</p>\n<p>With a subscription, you get access to millions of videos, unlimited downloads, lifetime commercial licensing, and new items are added daily.</p>\n<p>&nbsp;</p>\n<a id=\"storyblocks\" data-hs-anchor=\"true\"></a>\n<h2>Storyblocks</h2>\n<p><strong>Website</strong>: <a href=\"https://www.storyblocks.com/\">https://www.storyblocks.com/</a></p>\n<p>Join 150,000+ creators and businesses worldwide who trust Storyblocks to bring their stories to life.</p>\n<p>The Storyblocks content is covered by a royalty free license, with enhanced licensing coverage options for big companies and large productions.</p>\n<p>&nbsp;</p>\n<a id=\"motion\" data-hs-anchor=\"true\"></a>\n<h2>Motion Array</h2>\n<p><strong>Website</strong>: <a href=\"https://motionarray.com/\">https://motionarray.com/</a></p>\n<p>Take projects from concept to completion with Motion Array’s unlimited royalty-free stock assets and an all-in-one marketplace for creators.</p>\n<p>Motion Array also offers video collaboration tools, an Adobe extension and a portfolio builder, all in one subscription.</p>\n<p>&nbsp;</p>\n<a id=\"videvo\" data-hs-anchor=\"true\"></a>\n<h2>Videvo</h2>\n<p><strong>Website</strong>: <a href=\"https://www.videvo.net/\">https://www.videvo.net/</a></p>\n<p>As a free Videvo user, you'll enjoy access to over 50,000+ free stock video clips and motion graphics, animated backgrounds, and more. Attribution required.</p>\n<p>When you upgrade to a premium plan, the license for free video and audio content is upgraded to royalty-free, meaning you no longer have to provide attribution to the author.</p>\n<p>&nbsp;</p>\n<a id=\"filmsupply\" data-hs-anchor=\"true\"></a>\n<h2>Filmsupply</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmsupply.com/\">https://www.filmsupply.com/</a></p>\n<p>Filmsupply is the global leader in cinematic footage licensing.</p>\n<p>Representing an elite roster of acclaimed filmmakers, Filmsupply is the premier licensing agency for creative entities seeking to elevate media projects with authentic, highly cinematic footage.</p>\n<h2>&nbsp;</h2>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about stock footage platforms for filmmakers, chances are that you’re a filmmaker yourself. You’ll want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p>&nbsp;</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral?hsCtaTracking=b897e5bc-d786-4362-a55a-f53a79163e88%7C35d8a2fb-7640-4f1f-a5ed-a356bcee8758\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Vancouver, Toronto, Montreal, Halifax, New York, LA and Nashville.</em></span></p>\n<p style=\"font-weight: normal;\"><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">FAIR DEALING AND PUBLIC DOMAIN: BYRON PASCOE</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-mobile-apps-for-filmmakers\" rel=\"noopener\">THE BEST MOBILE APPS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/10-best-laptops-for-music-production\" rel=\"noopener\">THE BEST LAPTOPS FOR MUSIC PRODUCTION</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST CAMERAS FOR FILMMAKING</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/the-top-10-stock-footage-platforms/\" rel=\"noopener\">TOP 10 STOCK FOOTAGE PLATFORMS</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20stock%20footage%20websites/stock-footage-download-shutterstock_2150291095-forweb600.jpg","postSummary":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n","postSummaryRss":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"VUJUFJUX","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/consent-shutterstock_1355455454-forweb600.jpg","previousPostFeaturedImageAltText":"Who can give consent to have music be in a film?","previousPostName":"Who can give consent to have music be in a film?","previousPostSlug":"articles/who-can-give-consent-to-have-music-be-in-a-film","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1699896132000,"publishDateLocalTime":1699896132000,"publishDateLocalized":{"date":1699896132000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1714669961237,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/top-10-stock-footage-platforms-for-filmmakers","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p>If you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many helpful platforms out there that provide a large variety of footage for download at reasonable prices. So, let’s do a “resource round-up” of some of the <strong>best websites and online platforms</strong> where filmmakers can download and use stock footage.</p>\n<ol>\n<li><a href=\"#pond5\" rel=\"noopener\">Shutterstock and Pond5</a></li>\n<li><a href=\"#getty\" rel=\"noopener\">Getty Images</a></li>\n<li><a href=\"#vimeo\" rel=\"noopener\">Vimeo Stock</a></li>\n<li><a href=\"#adobe\" rel=\"noopener\">Adobe Stock</a></li>\n<li><a href=\"#artgrid\" rel=\"noopener\">Artgrid</a></li>\n<li><a href=\"#envato\" rel=\"noopener\">Envato</a></li>\n<li><a href=\"#storyblocks\" rel=\"noopener\">Storyblocks</a></li>\n<li><a href=\"#motion\" rel=\"noopener\">Motion Array</a></li>\n<li><a href=\"#videvo\" rel=\"noopener\">Videvo</a></li>\n<li><a href=\"#filmsupply\" rel=\"noopener\">Filmsupply</a></li>\n</ol>\n<p>&nbsp;</p>\n<a id=\"pond5\" data-hs-anchor=\"true\"></a>\n<h2>Shutterstock and Pond5</h2>\n<p><strong>Website</strong>: <a href=\"https://www.shutterstock.com/\">https://www.shutterstock.com/</a></p>\n<p>You have likely already heard about Shutterstock, one of the largest providers of stock photography, stock footage, and stock music on the Internet.</p>\n<p>Pond5 is an online marketplace for royalty-free media that offers high-quality footage by professional artists from around the world. It was acquired by Shutterstock in 2022.</p>\n<p>&nbsp;</p>\n<a id=\"getty\" data-hs-anchor=\"true\"></a>\n<h2>Getty Images</h2>\n<p><strong>Website</strong>: <a href=\"https://www.gettyimages.ca/creative-video\">https://www.gettyimages.ca/creative-video</a></p>\n<p>Getty Images is a renowned stock media platform with a diverse selection of footage.</p>\n<p>With a library of over 477 million assets, including stock video, filmmakers should be able to find something appropriate for their projects here.</p>\n<p>&nbsp;</p>\n<a id=\"vimeo\" data-hs-anchor=\"true\"></a>\n<h2>Vimeo Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://vimeo.com/stock\" rel=\"nofollow noopener\">https://vimeo.com/stock</a></p>\n<p>Vimeo partners with world-class creators to curate exclusive footage that looks like nothing else. Plus, creators on Vimeo Stock keep up to an industry-leading 70% of the revenue for their clips.</p>\n<p>Since all of Vimeo’s stock clips are royalty-free and cleared for commercial use, you can use each licensed clip in an unlimited number of projects, such as commercials, narrative films, documentary films, and in corporate videos.</p>\n<p>&nbsp;</p>\n<a id=\"adobe\" data-hs-anchor=\"true\"></a>\n<h2>Adobe Stock</h2>\n<p><strong>Website</strong>: <a href=\"https://stock.adobe.com/\" rel=\"nofollow noopener\">https://stock.adobe.com/</a></p>\n<p>Adobe Stock offers 4K and HD video clips for use in motion projects. A free trial is available.</p>\n<p>Two license types are offered: standard and extended.</p>\n<p>&nbsp;</p>\n<a id=\"artgrid\" data-hs-anchor=\"true\"></a>\n<h2>Artgrid</h2>\n<p><strong>Website</strong>: <a href=\"https://artgrid.io/\">https://artgrid.io/</a></p>\n<p>Artgrid offers unlimited footage downloads, full coverage on any platform worldwide and a lifetime license. All plans include YouTube monetization.</p>\n<p>Preview clips can be downloaded for free to try the platform.</p>\n<p>&nbsp;</p>\n<a id=\"envato\" data-hs-anchor=\"true\"></a>\n<h2>Envato</h2>\n<p><strong>Website</strong>: <a href=\"https://elements.envato.com/stock-video\" rel=\"nofollow noopener\">https://elements.envato.com/stock-video</a></p>\n<p>Envato offers royalty-free stock videos for download.</p>\n<p>With a subscription, you get access to millions of videos, unlimited downloads, lifetime commercial licensing, and new items are added daily.</p>\n<p>&nbsp;</p>\n<a id=\"storyblocks\" data-hs-anchor=\"true\"></a>\n<h2>Storyblocks</h2>\n<p><strong>Website</strong>: <a href=\"https://www.storyblocks.com/\">https://www.storyblocks.com/</a></p>\n<p>Join 150,000+ creators and businesses worldwide who trust Storyblocks to bring their stories to life.</p>\n<p>The Storyblocks content is covered by a royalty free license, with enhanced licensing coverage options for big companies and large productions.</p>\n<p>&nbsp;</p>\n<a id=\"motion\" data-hs-anchor=\"true\"></a>\n<h2>Motion Array</h2>\n<p><strong>Website</strong>: <a href=\"https://motionarray.com/\">https://motionarray.com/</a></p>\n<p>Take projects from concept to completion with Motion Array’s unlimited royalty-free stock assets and an all-in-one marketplace for creators.</p>\n<p>Motion Array also offers video collaboration tools, an Adobe extension and a portfolio builder, all in one subscription.</p>\n<p>&nbsp;</p>\n<a id=\"videvo\" data-hs-anchor=\"true\"></a>\n<h2>Videvo</h2>\n<p><strong>Website</strong>: <a href=\"https://www.videvo.net/\">https://www.videvo.net/</a></p>\n<p>As a free Videvo user, you'll enjoy access to over 50,000+ free stock video clips and motion graphics, animated backgrounds, and more. Attribution required.</p>\n<p>When you upgrade to a premium plan, the license for free video and audio content is upgraded to royalty-free, meaning you no longer have to provide attribution to the author.</p>\n<p>&nbsp;</p>\n<a id=\"filmsupply\" data-hs-anchor=\"true\"></a>\n<h2>Filmsupply</h2>\n<p><strong>Website</strong>: <a href=\"https://www.filmsupply.com/\">https://www.filmsupply.com/</a></p>\n<p>Filmsupply is the global leader in cinematic footage licensing.</p>\n<p>Representing an elite roster of acclaimed filmmakers, Filmsupply is the premier licensing agency for creative entities seeking to elevate media projects with authentic, highly cinematic footage.</p>\n<h2>&nbsp;</h2>\n<h2>Film Equipment Insurance | Short-Term Film Production Insurance</h2>\n<p>If you’re reading about stock footage platforms for filmmakers, chances are that you’re a filmmaker yourself. You’ll want to insure your film/video gear and short-term productions:</p>\n<p><a href=\"https://shortshoot.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s Short Shoot insurance policy</span></strong></a> (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p><a href=\"https://digigearinsure.frontrowinsurance.com/\"><strong><span style=\"color: windowtext;\">Front Row’s DigiGear insurance policy</span></strong></a> (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete <a href=\"https://www.frontrowinsurance.com/film-production-equipment-insurance\"><span style=\"color: windowtext;\">this form</span></a>.</p>\n<p>&nbsp;</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"/referral?hsCtaTracking=b897e5bc-d786-4362-a55a-f53a79163e88%7C35d8a2fb-7640-4f1f-a5ed-a356bcee8758\" rel=\"noopener\">referral marketing program</a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <em>(depending on your province)</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Vancouver, Toronto, Montreal, Halifax, New York, LA and Nashville.</em></span></p>\n<p style=\"font-weight: normal;\"><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">FAIR DEALING AND PUBLIC DOMAIN: BYRON PASCOE</a></li>\n<li><a href=\"/articles/top-free-music-platforms-for-filmmakers\" rel=\"noopener\">THE TOP FREE MUSIC PLATFORMS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/best-mobile-apps-for-filmmakers\" rel=\"noopener\">THE BEST MOBILE APPS FOR FILMMAKERS</a></li>\n<li><a href=\"/articles/10-best-laptops-for-music-production\" rel=\"noopener\">THE BEST LAPTOPS FOR MUSIC PRODUCTION</a></li>\n<li><a href=\"/articles/the-best-cameras-for-filmmaking\" rel=\"noopener\">THE BEST CAMERAS FOR FILMMAKING</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/the-top-10-stock-footage-platforms/\" rel=\"noopener\">TOP 10 STOCK FOOTAGE PLATFORMS</a></li>\n</ul>","rssSummary":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: 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relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: It’s a general misconception that if only a few seconds of a song or <a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">stock footage clip</a> or anything is used, that it’s OK to use; that’s just not accurate. I hear a lot, <em>“Well, if I only use 10 seconds of this thing, is it OK?” </em>And my answer always is no. There’s no “10 second rule”; it’s not like a sandwich fell on the floor or that kind of thing.</p>\n<h2>Fair dealing (Canada) and music in film productions</h2>\n<p>So, if there is ANY amount of time being used from an existing song, you have to get permission. With the concept of fair dealing in Canada, there’s a process whereby there are some things that you can use (arguably) that is <a href=\"https://www.frontrowinsurance.com/articles/bid/103438/e-o-acquire-proper-permission\">copyright infringement</a> but because of the fair dealing rules, you’re allowed to do it. Within music, <a href=\"https://www.frontrowinsurance.com/articles/power-rangers-and-producers-errors-omissions-insurance\">parody</a> is one of the items in which you can try to rely on fair dealing. The thing about fair dealing in Canada (and fair use in the US) is that, sure, it’s part of the <em>Copyright Act</em>, it’s an exemption to copyright infringement, but really, the only way it can be determined definitively that it’s fair dealing in Canada, is if a judge says that it is. And it’s just not practical or financially feasible in most situations to go through the court system to have a judge determine that something is fair dealing.</p>\n<p>When people ask me, <em>“Is this fair dealing or fair use?”</em>, it always depends on the situation but preferably, you would not rely on fair dealing/fair use at all. You don’t want to have to deal with a claim and have to defend it and go to court and make the claim that it’s fair dealing. Fair dealing and fair use are key aspects of the copyright regime in general but it’s not the first thing that you should rely on when putting music into your film. You should be getting permission.</p>\n<p>Whether music is in the background or at the forefront or is the theme song of a TV show or in <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">the credits</a>, it does not change the fact that you need permission. You’re probably going to pay more money if the song is a theme song <em>vs.</em> in the background but it doesn’t matter if it’s one second or 1,000 seconds or in the background or forefront; you need permission.</p>\n<h2>Public domain and music in film productions</h2>\n<p>The concept of public domain is that after a certain amount of time <a href=\"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity\">after an author’s death</a>, the music goes into the public domain, meaning that people in the public can use it without permission. So, if I write a song today, if a producer wants to use it, they need permission from me. But if I had died 100 years ago, you don’t need permission. Now the question is, when does music go into the public domain? Currently, in Canada, it’s 70 years after January 1<sup>st</sup> the year after the author has died. I work a lot in the area of <a href=\"https://www.frontrowinsurance.com/articles/the-evolution-of-clearances-for-animated-programming\">kids’ animation productions</a> and in those situations, you have people composing music that may be based on music in the public domain. Part of my role is to establish whether or not the music for which someone is basing their new song on is in the public domain. If a composition is in the public domain, then if you’re creating a new version of it, you don’t need permission from anybody. If a song may or may not be in the public domain, you need to research whether or not it’s in the public domain, and if it’s not, you need to get permission from whoever controls that composition.</p>\n<p>There’s a lot of music in the public domain and people who have made adaptations and arrangements of music in the public domain, and if you as a producer want to use a composition that is an arrangement of something in the public domain, you need permission from whoever arranged that public domain work. If your composer wants to create a score that’s allegedly based on a public domain work, then it’s important to clarify whether it’s really in the public domain. There are different rules about public domain in different parts of the world; Canada and the US have a similar structure now.</p>\n<p>A lot of holiday and Christmas songs are in the public domain; that’s kind of where public domain comes up a lot in productions (to know whether a certain jingle is in the public domain or not). Public domain is an important part of the music ecosystem with film productions and it’s important to clarify that in Canada, the US and beyond, that something <em>is actually in</em> the public domain.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\"noopener\">E&amp;O considerations for US-based vs. Canada-based producers</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/filmmakers-insurance-part-i\" rel=\"noopener\">Fair use and E&amp;O insurance for filmmakers</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: It’s a general misconception that if only a few seconds of a song or <a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">stock footage clip</a> or anything is used, that it’s OK to use; that’s just not accurate. I hear a lot, <em>“Well, if I only use 10 seconds of this thing, is it OK?” </em>And my answer always is no. There’s no “10 second rule”; it’s not like a sandwich fell on the floor or that kind of thing.</p>\n<h2>Fair dealing (Canada) and music in film productions</h2>\n<p>So, if there is ANY amount of time being used from an existing song, you have to get permission. With the concept of fair dealing in Canada, there’s a process whereby there are some things that you can use (arguably) that is <a href=\"https://www.frontrowinsurance.com/articles/bid/103438/e-o-acquire-proper-permission\">copyright infringement</a> but because of the fair dealing rules, you’re allowed to do it. Within music, <a href=\"https://www.frontrowinsurance.com/articles/power-rangers-and-producers-errors-omissions-insurance\">parody</a> is one of the items in which you can try to rely on fair dealing. The thing about fair dealing in Canada (and fair use in the US) is that, sure, it’s part of the <em>Copyright Act</em>, it’s an exemption to copyright infringement, but really, the only way it can be determined definitively that it’s fair dealing in Canada, is if a judge says that it is. And it’s just not practical or financially feasible in most situations to go through the court system to have a judge determine that something is fair dealing.</p>\n<p>When people ask me, <em>“Is this fair dealing or fair use?”</em>, it always depends on the situation but preferably, you would not rely on fair dealing/fair use at all. You don’t want to have to deal with a claim and have to defend it and go to court and make the claim that it’s fair dealing. Fair dealing and fair use are key aspects of the copyright regime in general but it’s not the first thing that you should rely on when putting music into your film. You should be getting permission.</p>\n<p>Whether music is in the background or at the forefront or is the theme song of a TV show or in <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">the credits</a>, it does not change the fact that you need permission. You’re probably going to pay more money if the song is a theme song <em>vs.</em> in the background but it doesn’t matter if it’s one second or 1,000 seconds or in the background or forefront; you need permission.</p>\n<h2>Public domain and music in film productions</h2>\n<p>The concept of public domain is that after a certain amount of time <a href=\"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity\">after an author’s death</a>, the music goes into the public domain, meaning that people in the public can use it without permission. So, if I write a song today, if a producer wants to use it, they need permission from me. But if I had died 100 years ago, you don’t need permission. Now the question is, when does music go into the public domain? Currently, in Canada, it’s 70 years after January 1<sup>st</sup> the year after the author has died. I work a lot in the area of <a href=\"https://www.frontrowinsurance.com/articles/the-evolution-of-clearances-for-animated-programming\">kids’ animation productions</a> and in those situations, you have people composing music that may be based on music in the public domain. Part of my role is to establish whether or not the music for which someone is basing their new song on is in the public domain. If a composition is in the public domain, then if you’re creating a new version of it, you don’t need permission from anybody. If a song may or may not be in the public domain, you need to research whether or not it’s in the public domain, and if it’s not, you need to get permission from whoever controls that composition.</p>\n<p>There’s a lot of music in the public domain and people who have made adaptations and arrangements of music in the public domain, and if you as a producer want to use a composition that is an arrangement of something in the public domain, you need permission from whoever arranged that public domain work. If your composer wants to create a score that’s allegedly based on a public domain work, then it’s important to clarify whether it’s really in the public domain. There are different rules about public domain in different parts of the world; Canada and the US have a similar structure now.</p>\n<p>A lot of holiday and Christmas songs are in the public domain; that’s kind of where public domain comes up a lot in productions (to know whether a certain jingle is in the public domain or not). Public domain is an important part of the music ecosystem with film productions and it’s important to clarify that in Canada, the US and beyond, that something <em>is actually in</em> the public domain.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\"noopener\">E&amp;O considerations for US-based vs. Canada-based producers</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/filmmakers-insurance-part-i\" rel=\"noopener\">Fair use and E&amp;O insurance for filmmakers</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE_NOT_SENT","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 15 Jun 2023 17:03:26 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How do fair dealing and public domain apply to music used in a film production?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: It’s a general misconception that if only a few seconds of a song or <a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">stock footage clip</a> or anything is used, that it’s OK to use; that’s just not accurate. I hear a lot, <em>“Well, if I only use 10 seconds of this thing, is it OK?” </em>And my answer always is no. There’s no “10 second rule”; it’s not like a sandwich fell on the floor or that kind of thing.</p>\n<h2>Fair dealing (Canada) and music in film productions</h2>\n<p>So, if there is ANY amount of time being used from an existing song, you have to get permission. With the concept of fair dealing in Canada, there’s a process whereby there are some things that you can use (arguably) that is <a href=\"https://www.frontrowinsurance.com/articles/bid/103438/e-o-acquire-proper-permission\">copyright infringement</a> but because of the fair dealing rules, you’re allowed to do it. Within music, <a href=\"https://www.frontrowinsurance.com/articles/power-rangers-and-producers-errors-omissions-insurance\">parody</a> is one of the items in which you can try to rely on fair dealing. The thing about fair dealing in Canada (and fair use in the US) is that, sure, it’s part of the <em>Copyright Act</em>, it’s an exemption to copyright infringement, but really, the only way it can be determined definitively that it’s fair dealing in Canada, is if a judge says that it is. And it’s just not practical or financially feasible in most situations to go through the court system to have a judge determine that something is fair dealing.</p>\n<p>When people ask me, <em>“Is this fair dealing or fair use?”</em>, it always depends on the situation but preferably, you would not rely on fair dealing/fair use at all. You don’t want to have to deal with a claim and have to defend it and go to court and make the claim that it’s fair dealing. Fair dealing and fair use are key aspects of the copyright regime in general but it’s not the first thing that you should rely on when putting music into your film. You should be getting permission.</p>\n<p>Whether music is in the background or at the forefront or is the theme song of a TV show or in <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">the credits</a>, it does not change the fact that you need permission. You’re probably going to pay more money if the song is a theme song <em>vs.</em> in the background but it doesn’t matter if it’s one second or 1,000 seconds or in the background or forefront; you need permission.</p>\n<h2>Public domain and music in film productions</h2>\n<p>The concept of public domain is that after a certain amount of time <a href=\"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity\">after an author’s death</a>, the music goes into the public domain, meaning that people in the public can use it without permission. So, if I write a song today, if a producer wants to use it, they need permission from me. But if I had died 100 years ago, you don’t need permission. Now the question is, when does music go into the public domain? Currently, in Canada, it’s 70 years after January 1<sup>st</sup> the year after the author has died. I work a lot in the area of <a href=\"https://www.frontrowinsurance.com/articles/the-evolution-of-clearances-for-animated-programming\">kids’ animation productions</a> and in those situations, you have people composing music that may be based on music in the public domain. Part of my role is to establish whether or not the music for which someone is basing their new song on is in the public domain. If a composition is in the public domain, then if you’re creating a new version of it, you don’t need permission from anybody. If a song may or may not be in the public domain, you need to research whether or not it’s in the public domain, and if it’s not, you need to get permission from whoever controls that composition.</p>\n<p>There’s a lot of music in the public domain and people who have made adaptations and arrangements of music in the public domain, and if you as a producer want to use a composition that is an arrangement of something in the public domain, you need permission from whoever arranged that public domain work. If your composer wants to create a score that’s allegedly based on a public domain work, then it’s important to clarify whether it’s really in the public domain. There are different rules about public domain in different parts of the world; Canada and the US have a similar structure now.</p>\n<p>A lot of holiday and Christmas songs are in the public domain; that’s kind of where public domain comes up a lot in productions (to know whether a certain jingle is in the public domain or not). Public domain is an important part of the music ecosystem with film productions and it’s important to clarify that in Canada, the US and beyond, that something <em>is actually in</em> the public domain.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\"noopener\">E&amp;O considerations for US-based vs. Canada-based producers</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/filmmakers-insurance-part-i\" rel=\"noopener\">Fair use and E&amp;O insurance for filmmakers</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: It’s a general misconception that if only a few seconds of a song or <a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">stock footage clip</a> or anything is used, that it’s OK to use; that’s just not accurate. I hear a lot, <em>“Well, if I only use 10 seconds of this thing, is it OK?” </em>And my answer always is no. There’s no “10 second rule”; it’s not like a sandwich fell on the floor or that kind of thing.</p>\n<h2>Fair dealing (Canada) and music in film productions</h2>\n<p>So, if there is ANY amount of time being used from an existing song, you have to get permission. With the concept of fair dealing in Canada, there’s a process whereby there are some things that you can use (arguably) that is <a href=\"https://www.frontrowinsurance.com/articles/bid/103438/e-o-acquire-proper-permission\">copyright infringement</a> but because of the fair dealing rules, you’re allowed to do it. Within music, <a href=\"https://www.frontrowinsurance.com/articles/power-rangers-and-producers-errors-omissions-insurance\">parody</a> is one of the items in which you can try to rely on fair dealing. The thing about fair dealing in Canada (and fair use in the US) is that, sure, it’s part of the <em>Copyright Act</em>, it’s an exemption to copyright infringement, but really, the only way it can be determined definitively that it’s fair dealing in Canada, is if a judge says that it is. And it’s just not practical or financially feasible in most situations to go through the court system to have a judge determine that something is fair dealing.</p>\n<p>When people ask me, <em>“Is this fair dealing or fair use?”</em>, it always depends on the situation but preferably, you would not rely on fair dealing/fair use at all. You don’t want to have to deal with a claim and have to defend it and go to court and make the claim that it’s fair dealing. Fair dealing and fair use are key aspects of the copyright regime in general but it’s not the first thing that you should rely on when putting music into your film. You should be getting permission.</p>\n<p>Whether music is in the background or at the forefront or is the theme song of a TV show or in <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">the credits</a>, it does not change the fact that you need permission. You’re probably going to pay more money if the song is a theme song <em>vs.</em> in the background but it doesn’t matter if it’s one second or 1,000 seconds or in the background or forefront; you need permission.</p>\n<h2>Public domain and music in film productions</h2>\n<p>The concept of public domain is that after a certain amount of time <a href=\"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity\">after an author’s death</a>, the music goes into the public domain, meaning that people in the public can use it without permission. So, if I write a song today, if a producer wants to use it, they need permission from me. But if I had died 100 years ago, you don’t need permission. Now the question is, when does music go into the public domain? Currently, in Canada, it’s 70 years after January 1<sup>st</sup> the year after the author has died. I work a lot in the area of <a href=\"https://www.frontrowinsurance.com/articles/the-evolution-of-clearances-for-animated-programming\">kids’ animation productions</a> and in those situations, you have people composing music that may be based on music in the public domain. Part of my role is to establish whether or not the music for which someone is basing their new song on is in the public domain. If a composition is in the public domain, then if you’re creating a new version of it, you don’t need permission from anybody. If a song may or may not be in the public domain, you need to research whether or not it’s in the public domain, and if it’s not, you need to get permission from whoever controls that composition.</p>\n<p>There’s a lot of music in the public domain and people who have made adaptations and arrangements of music in the public domain, and if you as a producer want to use a composition that is an arrangement of something in the public domain, you need permission from whoever arranged that public domain work. If your composer wants to create a score that’s allegedly based on a public domain work, then it’s important to clarify whether it’s really in the public domain. There are different rules about public domain in different parts of the world; Canada and the US have a similar structure now.</p>\n<p>A lot of holiday and Christmas songs are in the public domain; that’s kind of where public domain comes up a lot in productions (to know whether a certain jingle is in the public domain or not). Public domain is an important part of the music ecosystem with film productions and it’s important to clarify that in Canada, the US and beyond, that something <em>is actually in</em> the public domain.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\"noopener\">E&amp;O considerations for US-based vs. Canada-based producers</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/filmmakers-insurance-part-i\" rel=\"noopener\">Fair use and E&amp;O insurance for filmmakers</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/fair-dealing-shutterstock_2227141053-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: It’s a general misconception that if only a few seconds of a song or <a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">stock footage clip</a> or anything is used, that it’s OK to use; that’s just not accurate. I hear a lot, <em>“Well, if I only use 10 seconds of this thing, is it OK?” </em>And my answer always is no. There’s no “10 second rule”; it’s not like a sandwich fell on the floor or that kind of thing.</p>\n<h2>Fair dealing (Canada) and music in film productions</h2>\n<p>So, if there is ANY amount of time being used from an existing song, you have to get permission. With the concept of fair dealing in Canada, there’s a process whereby there are some things that you can use (arguably) that is <a href=\"https://www.frontrowinsurance.com/articles/bid/103438/e-o-acquire-proper-permission\">copyright infringement</a> but because of the fair dealing rules, you’re allowed to do it. Within music, <a href=\"https://www.frontrowinsurance.com/articles/power-rangers-and-producers-errors-omissions-insurance\">parody</a> is one of the items in which you can try to rely on fair dealing. The thing about fair dealing in Canada (and fair use in the US) is that, sure, it’s part of the <em>Copyright Act</em>, it’s an exemption to copyright infringement, but really, the only way it can be determined definitively that it’s fair dealing in Canada, is if a judge says that it is. And it’s just not practical or financially feasible in most situations to go through the court system to have a judge determine that something is fair dealing.</p>\n<p>When people ask me, <em>“Is this fair dealing or fair use?”</em>, it always depends on the situation but preferably, you would not rely on fair dealing/fair use at all. You don’t want to have to deal with a claim and have to defend it and go to court and make the claim that it’s fair dealing. Fair dealing and fair use are key aspects of the copyright regime in general but it’s not the first thing that you should rely on when putting music into your film. You should be getting permission.</p>\n<p>Whether music is in the background or at the forefront or is the theme song of a TV show or in <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">the credits</a>, it does not change the fact that you need permission. You’re probably going to pay more money if the song is a theme song <em>vs.</em> in the background but it doesn’t matter if it’s one second or 1,000 seconds or in the background or forefront; you need permission.</p>\n<h2>Public domain and music in film productions</h2>\n<p>The concept of public domain is that after a certain amount of time <a href=\"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity\">after an author’s death</a>, the music goes into the public domain, meaning that people in the public can use it without permission. So, if I write a song today, if a producer wants to use it, they need permission from me. But if I had died 100 years ago, you don’t need permission. Now the question is, when does music go into the public domain? Currently, in Canada, it’s 70 years after January 1<sup>st</sup> the year after the author has died. I work a lot in the area of <a href=\"https://www.frontrowinsurance.com/articles/the-evolution-of-clearances-for-animated-programming\">kids’ animation productions</a> and in those situations, you have people composing music that may be based on music in the public domain. Part of my role is to establish whether or not the music for which someone is basing their new song on is in the public domain. If a composition is in the public domain, then if you’re creating a new version of it, you don’t need permission from anybody. If a song may or may not be in the public domain, you need to research whether or not it’s in the public domain, and if it’s not, you need to get permission from whoever controls that composition.</p>\n<p>There’s a lot of music in the public domain and people who have made adaptations and arrangements of music in the public domain, and if you as a producer want to use a composition that is an arrangement of something in the public domain, you need permission from whoever arranged that public domain work. If your composer wants to create a score that’s allegedly based on a public domain work, then it’s important to clarify whether it’s really in the public domain. There are different rules about public domain in different parts of the world; Canada and the US have a similar structure now.</p>\n<p>A lot of holiday and Christmas songs are in the public domain; that’s kind of where public domain comes up a lot in productions (to know whether a certain jingle is in the public domain or not). Public domain is an important part of the music ecosystem with film productions and it’s important to clarify that in Canada, the US and beyond, that something <em>is actually in</em> the public domain.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\"noopener\">E&amp;O considerations for US-based vs. Canada-based producers</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/filmmakers-insurance-part-i\" rel=\"noopener\">Fair use and E&amp;O insurance for filmmakers</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/fair-dealing-shutterstock_2227141053-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\" data-gtm-yt-inspected-8907472_161=\"true\" data-gtm-yt-inspected-6=\"true\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: It’s a general misconception that if only a few seconds of a song or <a href=\"/articles/top-10-stock-footage-platforms-for-filmmakers\" rel=\"noopener\">stock footage clip</a> or anything is used, that it’s OK to use; that’s just not accurate. I hear a lot, <em>“Well, if I only use 10 seconds of this thing, is it OK?” </em>And my answer always is no. There’s no “10 second rule”; it’s not like a sandwich fell on the floor or that kind of thing.</p>\n<h2>Fair dealing (Canada) and music in film productions</h2>\n<p>So, if there is ANY amount of time being used from an existing song, you have to get permission. With the concept of fair dealing in Canada, there’s a process whereby there are some things that you can use (arguably) that is <a href=\"https://www.frontrowinsurance.com/articles/bid/103438/e-o-acquire-proper-permission\">copyright infringement</a> but because of the fair dealing rules, you’re allowed to do it. Within music, <a href=\"https://www.frontrowinsurance.com/articles/power-rangers-and-producers-errors-omissions-insurance\">parody</a> is one of the items in which you can try to rely on fair dealing. The thing about fair dealing in Canada (and fair use in the US) is that, sure, it’s part of the <em>Copyright Act</em>, it’s an exemption to copyright infringement, but really, the only way it can be determined definitively that it’s fair dealing in Canada, is if a judge says that it is. And it’s just not practical or financially feasible in most situations to go through the court system to have a judge determine that something is fair dealing.</p>\n<p>When people ask me, <em>“Is this fair dealing or fair use?”</em>, it always depends on the situation but preferably, you would not rely on fair dealing/fair use at all. You don’t want to have to deal with a claim and have to defend it and go to court and make the claim that it’s fair dealing. Fair dealing and fair use are key aspects of the copyright regime in general but it’s not the first thing that you should rely on when putting music into your film. You should be getting permission.</p>\n<p>Whether music is in the background or at the forefront or is the theme song of a TV show or in <a href=\"/articles/what-role-do-credits-play\" rel=\"noopener\">the credits</a>, it does not change the fact that you need permission. You’re probably going to pay more money if the song is a theme song <em>vs.</em> in the background but it doesn’t matter if it’s one second or 1,000 seconds or in the background or forefront; you need permission.</p>\n<h2>Public domain and music in film productions</h2>\n<p>The concept of public domain is that after a certain amount of time <a href=\"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity\">after an author’s death</a>, the music goes into the public domain, meaning that people in the public can use it without permission. So, if I write a song today, if a producer wants to use it, they need permission from me. But if I had died 100 years ago, you don’t need permission. Now the question is, when does music go into the public domain? Currently, in Canada, it’s 70 years after January 1<sup>st</sup> the year after the author has died. I work a lot in the area of <a href=\"https://www.frontrowinsurance.com/articles/the-evolution-of-clearances-for-animated-programming\">kids’ animation productions</a> and in those situations, you have people composing music that may be based on music in the public domain. Part of my role is to establish whether or not the music for which someone is basing their new song on is in the public domain. If a composition is in the public domain, then if you’re creating a new version of it, you don’t need permission from anybody. If a song may or may not be in the public domain, you need to research whether or not it’s in the public domain, and if it’s not, you need to get permission from whoever controls that composition.</p>\n<p>There’s a lot of music in the public domain and people who have made adaptations and arrangements of music in the public domain, and if you as a producer want to use a composition that is an arrangement of something in the public domain, you need permission from whoever arranged that public domain work. If your composer wants to create a score that’s allegedly based on a public domain work, then it’s important to clarify whether it’s really in the public domain. There are different rules about public domain in different parts of the world; Canada and the US have a similar structure now.</p>\n<p>A lot of holiday and Christmas songs are in the public domain; that’s kind of where public domain comes up a lot in productions (to know whether a certain jingle is in the public domain or not). Public domain is an important part of the music ecosystem with film productions and it’s important to clarify that in Canada, the US and beyond, that something <em>is actually in</em> the public domain.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\"noopener\">E&amp;O considerations for US-based vs. Canada-based producers</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/filmmakers-insurance-part-i\" rel=\"noopener\">Fair use and E&amp;O insurance for filmmakers</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe id=\"684442711\" class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"How do fair dealing and public domain apply to music used in a film production?\" xml=\"lang\" src=\"https://www.youtube.com/embed/DbxUqaPtpKU?rel=0&amp;enablejsapi=1&amp;origin=https%3A%2F%2F61352.hubspotpreview-na1.com\" 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Broker","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"The Three Parts of Film Production Insurance Explained by a Broker","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708814,949708904,949708959,956557290,3091662992,4234514579,4250588352],"topic_ids":[949708814,949708904,949708959,956557290,3091662992,4234514579,4250588352],"post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 27 Apr 2023 14:27:26 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"The Three Parts of Film Production Insurance Explained\",\n\t\"description\": \"Courtesy of the CineVic podcast: https://cinevic.buzzsprout.com/\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/cxnmlcOsMcc/mqdefault.jpg\",\n\t\"duration\": \"PT2M13S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=cxnmlcOsMcc\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/cxnmlcOsMcc\",\n\t\"uploadDate\": \"2023-04-27\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/cxnmlcOsMcc?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Woman on set: film insurance explained","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Mike Groner: Production insurance I would break down into three different parts. 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The first being the liability; that’s your commercial general liability.","metaKeywords":null,"name":"The Three Parts of Film Production Insurance Explained by a Broker","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/anchorage-shutterstock_2277424373-forweb600.jpg","nextPostFeaturedImageAltText":"Anchorage AK skyline","nextPostName":"Best Wedding Venues in Anchorage, Alaska","nextPostSlug":"articles/best-wedding-venues-in-anchorage-alaska","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"The Three Parts of Film Production Insurance Explained by a Broker","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/WIFT/woman-on-set-shutterstock_1958449243-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/WIFT/woman-on-set-shutterstock_1958449243-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"tVAWvlmR","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/fair-dealing-shutterstock_2227141053-forweb600.jpg","previousPostFeaturedImageAltText":"Fair dealing","previousPostName":"How do fair dealing and public domain apply to music used in a production?","previousPostSlug":"articles/how-do-fair-dealing-and-public-domain-apply-to-music","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1698678788000,"publishDateLocalTime":1698678788000,"publishDateLocalized":{"date":1698678788000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1698678788107,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/three-parts-of-film-production-insurance-explained","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" 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AK skyline","featuredImageHeight":450,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1697736815930,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"Best Wedding Venues in Anchorage, Alaska","id":141027586309,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Best Wedding Venues in Anchorage, Alaska","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Best Wedding Venues in Anchorage, Alaska","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[5465221705,30486043401,61505392395],"topic_ids":[5465221705,30486043401,61505392395],"post_summary":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n","post_body":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Anchorage</h2>\n<h3>St. John United Methodist Church</h3>\n<p><strong>URL</strong>: <a href=\"https://stjohnanchorage.org/\">https://stjohnanchorage.org/</a></p>\n<p>St. John United Methodist Church is known for its beautiful sanctuary, which can be a lovely setting for a traditional church wedding. It features stained glass windows and a warm, inviting atmosphere.</p>\n<h3>St. Patrick's Parish</h3>\n<p><strong>URL</strong>: <a href=\"https://st.patsak.org/\">https://st.patsak.org/</a></p>\n<p>St. Patrick's is a Catholic church with a stunning interior, making it a popular choice for Catholic weddings. The church features high ceilings and elegant architectural details.</p>\n<h3>First Congregational Church of Anchorage, UCC</h3>\n<p><strong>URL</strong>: <a href=\"https://www.fccak.org/\">https://www.fccak.org/</a></p>\n<p>The First Congregational Church of Anchorage is a historic and charming church with a rich tradition. It offers a beautiful setting for wedding ceremonies and has a welcoming community.</p>\n<h3>Islamic Community Center of Anchorage Alaska</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska</a></p>\n<p>The Islamic Community Center of Anchorage Alaska is an Islamic center and mosque in Anchorage.</p>\n<p>The estimated number of Muslims in Anchorage is 2,000 to 3,000 people.</p>\n<h3>Congregation Beth Sholom</h3>\n<p><strong>URL</strong>: <a href=\"https://www.frozenchosen.org/\">https://www.frozenchosen.org/</a></p>\n<p>Congregation Beth Sholom (CBS) was created in Anchorage, AK on September 5, 1958.</p>\n<p>CBS welcomes all people, regardless of their sexual orientation or gender identity, as full participants in all religious practices and in the entire community life of the congregation.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Anchorage</h2>\n<h3>Alaska Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Botanical_Garden</a></p>\n<p>The Alaska Botanical Garden is a 110-acre botanical garden located inside the Far North Bicentennial Park at 4601 Campbell Airstrip Road, Anchorage, Alaska.</p>\n<p>The Garden's land consists mainly of spruce and birch forest.</p>\n<h3>Kincaid Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Kincaid_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Kincaid_Park</a></p>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/kincaid-park-shutterstock_670030441forweb.jpg\" width=\"400\" height=\"269\" loading=\"lazy\" alt=\"Kincaid Park sign\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p>Kincaid Park is a 1,516.78-acre municipal park in Anchorage, Alaska, located at 9401 W. Raspberry Road.</p>\n<p>The park is mostly forested, with birch, cottonwood, and spruce.</p>\n<h3>Alaska Native Heritage Center</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/native-heritage-lake-shutterstock_2258609161-forweb.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Alaska Native Heritage Center lake\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center</a></p>\n<p>The Alaska Native Heritage Center features a stunning lakefront setting with outdoor spaces available for weddings. You can enjoy the view of the lake and surrounding landscapes while celebrating your special day.</p>\n<h3>Hilltop Ski Area</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hilltop_Ski_Area\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hilltop_Ski_Area</a></p>\n<p>An amazing venue set against rolling ski hills. Gorgeous setting for indoor and outdoor space: huge windows, awesome acoustics, and staff is accommodating.</p>\n<h3>Fox Hollow Golf Course</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/foxhollowak/\" rel=\"nofollow noopener\">https://www.facebook.com/foxhollowak/</a></p>\n<p>Fox Hollow Golf Course, Sports Dome, and Chalet offers golf, field sports, and wedding facilities.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Anchorage</h2>\n<h3>O'Malley's On the Green</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/omalleysonthegreen/\" rel=\"nofollow noopener\">https://www.facebook.com/omalleysonthegreen/</a></p>\n<p>Enjoy great food, top-shelf cocktails, a 360-degree view of Anchorage in a relaxed setting.</p>\n<h3>Simon &amp; Seafort's</h3>\n<p><strong>URL</strong>: <a href=\"https://www.simonandseaforts.com/\">https://www.simonandseaforts.com/</a></p>\n<p>Simon &amp; Seaforts is known for its upscale dining and stunning panoramic views of the city and the Chugach Mountains. They have private dining spaces available for wedding events.</p>\n<h3>Crow’s Nest</h3>\n<p><strong>URL</strong>: <a href=\"https://captaincook.com/dining/crows-nest/\">https://captaincook.com/dining/crows-nest/</a></p>\n<p>Crow's Nest is located atop the Captain Cook Hotel and offers spectacular views of the surrounding area. It's an elegant setting for a small, intimate wedding.</p>\n<h3>Orso</h3>\n<p><strong>URL</strong>: <a href=\"https://www.orsoalaska.com/\">https://www.orsoalaska.com/</a></p>\n<p>Orso offers a warm and welcoming atmosphere with a focus on locally-sourced Alaskan cuisine. They have private dining rooms suitable for small wedding receptions.</p>\n<h3>Sullivan’s</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sullivanssteakhouse.com/anchorage/\">https://www.sullivanssteakhouse.com/anchorage/</a></p>\n<p>Sullivan's Steakhouse is known for its upscale dining experience. It has a variety of private dining options for hosting wedding events.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Anchorage</h2>\n<h3>The Megan Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.themeganroom.com/\">https://www.themeganroom.com/</a></p>\n<p>The Megan Room is available to be booked for weddings, bridal showers, baby showers, and more.</p>\n<p>Accommodates up to 115 people – with various arrangements.</p>\n<h3>Bayshore Clubhouse</h3>\n<p><strong>URL</strong>: <a href=\"https://bayshore.club/\">https://bayshore.club/</a></p>\n<p>This clubhouse is centrally located and overlooks Bayshore Lake in Anchorage. The lake is surrounded by a lighted boardwalk that makes it easy and fun to view the wildlife year-round.</p>\n<h3>Anchorage Museum</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Anchorage_Museum\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Anchorage_Museum</a></p>\n<p>The Anchorage Museum provides an artistic and contemporary backdrop for weddings. Its atrium and outdoor terrace offer stunning views of the city and the Chugach Mountains.</p>\n<h3>Dena'ina Civic and Convention Center</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center</a></p>\n<p>This modern convention center has event spaces suitable for weddings of various sizes, including ballrooms with city views.</p>\n<h3>Alaska Club - The Summit</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thealaskaclub.com/\">https://www.thealaskaclub.com/</a></p>\n<p>The Summit offers a blend of elegance and modern style with mountain views. It's a versatile venue suitable for both small and large weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Anchorage, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><strong>Wedding Insurance (USA)</strong></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/short-term-production-insurance-for-filmmakers-us\" rel=\"noopener\"><strong>Short Shoot Insurance (USA)</strong></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"/en-us/event-insurance-alaska\" rel=\"noopener\">Wedding insurance in Anchorage, AK</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-anchorage/\" rel=\"noopener\">Google Web Story: The best wedding venues in Anchorage</a></li>\n</ul>","rss_summary":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n","rss_body":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Anchorage</h2>\n<h3>St. John United Methodist Church</h3>\n<p><strong>URL</strong>: <a href=\"https://stjohnanchorage.org/\">https://stjohnanchorage.org/</a></p>\n<p>St. John United Methodist Church is known for its beautiful sanctuary, which can be a lovely setting for a traditional church wedding. It features stained glass windows and a warm, inviting atmosphere.</p>\n<h3>St. Patrick's Parish</h3>\n<p><strong>URL</strong>: <a href=\"https://st.patsak.org/\">https://st.patsak.org/</a></p>\n<p>St. Patrick's is a Catholic church with a stunning interior, making it a popular choice for Catholic weddings. The church features high ceilings and elegant architectural details.</p>\n<h3>First Congregational Church of Anchorage, UCC</h3>\n<p><strong>URL</strong>: <a href=\"https://www.fccak.org/\">https://www.fccak.org/</a></p>\n<p>The First Congregational Church of Anchorage is a historic and charming church with a rich tradition. It offers a beautiful setting for wedding ceremonies and has a welcoming community.</p>\n<h3>Islamic Community Center of Anchorage Alaska</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska</a></p>\n<p>The Islamic Community Center of Anchorage Alaska is an Islamic center and mosque in Anchorage.</p>\n<p>The estimated number of Muslims in Anchorage is 2,000 to 3,000 people.</p>\n<h3>Congregation Beth Sholom</h3>\n<p><strong>URL</strong>: <a href=\"https://www.frozenchosen.org/\">https://www.frozenchosen.org/</a></p>\n<p>Congregation Beth Sholom (CBS) was created in Anchorage, AK on September 5, 1958.</p>\n<p>CBS welcomes all people, regardless of their sexual orientation or gender identity, as full participants in all religious practices and in the entire community life of the congregation.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Anchorage</h2>\n<h3>Alaska Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Botanical_Garden</a></p>\n<p>The Alaska Botanical Garden is a 110-acre botanical garden located inside the Far North Bicentennial Park at 4601 Campbell Airstrip Road, Anchorage, Alaska.</p>\n<p>The Garden's land consists mainly of spruce and birch forest.</p>\n<h3>Kincaid Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Kincaid_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Kincaid_Park</a></p>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/kincaid-park-shutterstock_670030441forweb.jpg\" width=\"400\" height=\"269\" loading=\"lazy\" alt=\"Kincaid Park sign\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p>Kincaid Park is a 1,516.78-acre municipal park in Anchorage, Alaska, located at 9401 W. Raspberry Road.</p>\n<p>The park is mostly forested, with birch, cottonwood, and spruce.</p>\n<h3>Alaska Native Heritage Center</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/native-heritage-lake-shutterstock_2258609161-forweb.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Alaska Native Heritage Center lake\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center</a></p>\n<p>The Alaska Native Heritage Center features a stunning lakefront setting with outdoor spaces available for weddings. You can enjoy the view of the lake and surrounding landscapes while celebrating your special day.</p>\n<h3>Hilltop Ski Area</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hilltop_Ski_Area\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hilltop_Ski_Area</a></p>\n<p>An amazing venue set against rolling ski hills. Gorgeous setting for indoor and outdoor space: huge windows, awesome acoustics, and staff is accommodating.</p>\n<h3>Fox Hollow Golf Course</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/foxhollowak/\" rel=\"nofollow noopener\">https://www.facebook.com/foxhollowak/</a></p>\n<p>Fox Hollow Golf Course, Sports Dome, and Chalet offers golf, field sports, and wedding facilities.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Anchorage</h2>\n<h3>O'Malley's On the Green</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/omalleysonthegreen/\" rel=\"nofollow noopener\">https://www.facebook.com/omalleysonthegreen/</a></p>\n<p>Enjoy great food, top-shelf cocktails, a 360-degree view of Anchorage in a relaxed setting.</p>\n<h3>Simon &amp; Seafort's</h3>\n<p><strong>URL</strong>: <a href=\"https://www.simonandseaforts.com/\">https://www.simonandseaforts.com/</a></p>\n<p>Simon &amp; Seaforts is known for its upscale dining and stunning panoramic views of the city and the Chugach Mountains. They have private dining spaces available for wedding events.</p>\n<h3>Crow’s Nest</h3>\n<p><strong>URL</strong>: <a href=\"https://captaincook.com/dining/crows-nest/\">https://captaincook.com/dining/crows-nest/</a></p>\n<p>Crow's Nest is located atop the Captain Cook Hotel and offers spectacular views of the surrounding area. It's an elegant setting for a small, intimate wedding.</p>\n<h3>Orso</h3>\n<p><strong>URL</strong>: <a href=\"https://www.orsoalaska.com/\">https://www.orsoalaska.com/</a></p>\n<p>Orso offers a warm and welcoming atmosphere with a focus on locally-sourced Alaskan cuisine. They have private dining rooms suitable for small wedding receptions.</p>\n<h3>Sullivan’s</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sullivanssteakhouse.com/anchorage/\">https://www.sullivanssteakhouse.com/anchorage/</a></p>\n<p>Sullivan's Steakhouse is known for its upscale dining experience. It has a variety of private dining options for hosting wedding events.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Anchorage</h2>\n<h3>The Megan Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.themeganroom.com/\">https://www.themeganroom.com/</a></p>\n<p>The Megan Room is available to be booked for weddings, bridal showers, baby showers, and more.</p>\n<p>Accommodates up to 115 people – with various arrangements.</p>\n<h3>Bayshore Clubhouse</h3>\n<p><strong>URL</strong>: <a href=\"https://bayshore.club/\">https://bayshore.club/</a></p>\n<p>This clubhouse is centrally located and overlooks Bayshore Lake in Anchorage. The lake is surrounded by a lighted boardwalk that makes it easy and fun to view the wildlife year-round.</p>\n<h3>Anchorage Museum</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Anchorage_Museum\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Anchorage_Museum</a></p>\n<p>The Anchorage Museum provides an artistic and contemporary backdrop for weddings. Its atrium and outdoor terrace offer stunning views of the city and the Chugach Mountains.</p>\n<h3>Dena'ina Civic and Convention Center</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center</a></p>\n<p>This modern convention center has event spaces suitable for weddings of various sizes, including ballrooms with city views.</p>\n<h3>Alaska Club - The Summit</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thealaskaclub.com/\">https://www.thealaskaclub.com/</a></p>\n<p>The Summit offers a blend of elegance and modern style with mountain views. It's a versatile venue suitable for both small and large weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Anchorage, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><strong>Wedding Insurance (USA)</strong></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/short-term-production-insurance-for-filmmakers-us\" rel=\"noopener\"><strong>Short Shoot Insurance (USA)</strong></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"/en-us/event-insurance-alaska\" rel=\"noopener\">Wedding insurance in Anchorage, AK</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-anchorage/\" rel=\"noopener\">Google Web Story: The best wedding venues in Anchorage</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":null,"blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Anchorage AK skyline","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Anchorage</h2>\n<h3>St. John United Methodist Church</h3>\n<p><strong>URL</strong>: <a href=\"https://stjohnanchorage.org/\">https://stjohnanchorage.org/</a></p>\n<p>St. John United Methodist Church is known for its beautiful sanctuary, which can be a lovely setting for a traditional church wedding. It features stained glass windows and a warm, inviting atmosphere.</p>\n<h3>St. Patrick's Parish</h3>\n<p><strong>URL</strong>: <a href=\"https://st.patsak.org/\">https://st.patsak.org/</a></p>\n<p>St. Patrick's is a Catholic church with a stunning interior, making it a popular choice for Catholic weddings. The church features high ceilings and elegant architectural details.</p>\n<h3>First Congregational Church of Anchorage, UCC</h3>\n<p><strong>URL</strong>: <a href=\"https://www.fccak.org/\">https://www.fccak.org/</a></p>\n<p>The First Congregational Church of Anchorage is a historic and charming church with a rich tradition. It offers a beautiful setting for wedding ceremonies and has a welcoming community.</p>\n<h3>Islamic Community Center of Anchorage Alaska</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska</a></p>\n<p>The Islamic Community Center of Anchorage Alaska is an Islamic center and mosque in Anchorage.</p>\n<p>The estimated number of Muslims in Anchorage is 2,000 to 3,000 people.</p>\n<h3>Congregation Beth Sholom</h3>\n<p><strong>URL</strong>: <a href=\"https://www.frozenchosen.org/\">https://www.frozenchosen.org/</a></p>\n<p>Congregation Beth Sholom (CBS) was created in Anchorage, AK on September 5, 1958.</p>\n<p>CBS welcomes all people, regardless of their sexual orientation or gender identity, as full participants in all religious practices and in the entire community life of the congregation.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Anchorage</h2>\n<h3>Alaska Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Botanical_Garden</a></p>\n<p>The Alaska Botanical Garden is a 110-acre botanical garden located inside the Far North Bicentennial Park at 4601 Campbell Airstrip Road, Anchorage, Alaska.</p>\n<p>The Garden's land consists mainly of spruce and birch forest.</p>\n<h3>Kincaid Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Kincaid_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Kincaid_Park</a></p>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/kincaid-park-shutterstock_670030441forweb.jpg\" width=\"400\" height=\"269\" loading=\"lazy\" alt=\"Kincaid Park sign\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p>Kincaid Park is a 1,516.78-acre municipal park in Anchorage, Alaska, located at 9401 W. Raspberry Road.</p>\n<p>The park is mostly forested, with birch, cottonwood, and spruce.</p>\n<h3>Alaska Native Heritage Center</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/native-heritage-lake-shutterstock_2258609161-forweb.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Alaska Native Heritage Center lake\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center</a></p>\n<p>The Alaska Native Heritage Center features a stunning lakefront setting with outdoor spaces available for weddings. You can enjoy the view of the lake and surrounding landscapes while celebrating your special day.</p>\n<h3>Hilltop Ski Area</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hilltop_Ski_Area\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hilltop_Ski_Area</a></p>\n<p>An amazing venue set against rolling ski hills. Gorgeous setting for indoor and outdoor space: huge windows, awesome acoustics, and staff is accommodating.</p>\n<h3>Fox Hollow Golf Course</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/foxhollowak/\" rel=\"nofollow noopener\">https://www.facebook.com/foxhollowak/</a></p>\n<p>Fox Hollow Golf Course, Sports Dome, and Chalet offers golf, field sports, and wedding facilities.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Anchorage</h2>\n<h3>O'Malley's On the Green</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/omalleysonthegreen/\" rel=\"nofollow noopener\">https://www.facebook.com/omalleysonthegreen/</a></p>\n<p>Enjoy great food, top-shelf cocktails, a 360-degree view of Anchorage in a relaxed setting.</p>\n<h3>Simon &amp; Seafort's</h3>\n<p><strong>URL</strong>: <a href=\"https://www.simonandseaforts.com/\">https://www.simonandseaforts.com/</a></p>\n<p>Simon &amp; Seaforts is known for its upscale dining and stunning panoramic views of the city and the Chugach Mountains. They have private dining spaces available for wedding events.</p>\n<h3>Crow’s Nest</h3>\n<p><strong>URL</strong>: <a href=\"https://captaincook.com/dining/crows-nest/\">https://captaincook.com/dining/crows-nest/</a></p>\n<p>Crow's Nest is located atop the Captain Cook Hotel and offers spectacular views of the surrounding area. It's an elegant setting for a small, intimate wedding.</p>\n<h3>Orso</h3>\n<p><strong>URL</strong>: <a href=\"https://www.orsoalaska.com/\">https://www.orsoalaska.com/</a></p>\n<p>Orso offers a warm and welcoming atmosphere with a focus on locally-sourced Alaskan cuisine. They have private dining rooms suitable for small wedding receptions.</p>\n<h3>Sullivan’s</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sullivanssteakhouse.com/anchorage/\">https://www.sullivanssteakhouse.com/anchorage/</a></p>\n<p>Sullivan's Steakhouse is known for its upscale dining experience. It has a variety of private dining options for hosting wedding events.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Anchorage</h2>\n<h3>The Megan Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.themeganroom.com/\">https://www.themeganroom.com/</a></p>\n<p>The Megan Room is available to be booked for weddings, bridal showers, baby showers, and more.</p>\n<p>Accommodates up to 115 people – with various arrangements.</p>\n<h3>Bayshore Clubhouse</h3>\n<p><strong>URL</strong>: <a href=\"https://bayshore.club/\">https://bayshore.club/</a></p>\n<p>This clubhouse is centrally located and overlooks Bayshore Lake in Anchorage. The lake is surrounded by a lighted boardwalk that makes it easy and fun to view the wildlife year-round.</p>\n<h3>Anchorage Museum</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Anchorage_Museum\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Anchorage_Museum</a></p>\n<p>The Anchorage Museum provides an artistic and contemporary backdrop for weddings. Its atrium and outdoor terrace offer stunning views of the city and the Chugach Mountains.</p>\n<h3>Dena'ina Civic and Convention Center</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center</a></p>\n<p>This modern convention center has event spaces suitable for weddings of various sizes, including ballrooms with city views.</p>\n<h3>Alaska Club - The Summit</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thealaskaclub.com/\">https://www.thealaskaclub.com/</a></p>\n<p>The Summit offers a blend of elegance and modern style with mountain views. It's a versatile venue suitable for both small and large weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Anchorage, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><strong>Wedding Insurance (USA)</strong></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/short-term-production-insurance-for-filmmakers-us\" rel=\"noopener\"><strong>Short Shoot Insurance (USA)</strong></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"/en-us/event-insurance-alaska\" rel=\"noopener\">Wedding insurance in Anchorage, AK</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-anchorage/\" rel=\"noopener\">Google Web Story: The best wedding venues in Anchorage</a></li>\n</ul>","postBodyRss":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Anchorage</h2>\n<h3>St. John United Methodist Church</h3>\n<p><strong>URL</strong>: <a href=\"https://stjohnanchorage.org/\">https://stjohnanchorage.org/</a></p>\n<p>St. John United Methodist Church is known for its beautiful sanctuary, which can be a lovely setting for a traditional church wedding. It features stained glass windows and a warm, inviting atmosphere.</p>\n<h3>St. Patrick's Parish</h3>\n<p><strong>URL</strong>: <a href=\"https://st.patsak.org/\">https://st.patsak.org/</a></p>\n<p>St. Patrick's is a Catholic church with a stunning interior, making it a popular choice for Catholic weddings. The church features high ceilings and elegant architectural details.</p>\n<h3>First Congregational Church of Anchorage, UCC</h3>\n<p><strong>URL</strong>: <a href=\"https://www.fccak.org/\">https://www.fccak.org/</a></p>\n<p>The First Congregational Church of Anchorage is a historic and charming church with a rich tradition. It offers a beautiful setting for wedding ceremonies and has a welcoming community.</p>\n<h3>Islamic Community Center of Anchorage Alaska</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska</a></p>\n<p>The Islamic Community Center of Anchorage Alaska is an Islamic center and mosque in Anchorage.</p>\n<p>The estimated number of Muslims in Anchorage is 2,000 to 3,000 people.</p>\n<h3>Congregation Beth Sholom</h3>\n<p><strong>URL</strong>: <a href=\"https://www.frozenchosen.org/\">https://www.frozenchosen.org/</a></p>\n<p>Congregation Beth Sholom (CBS) was created in Anchorage, AK on September 5, 1958.</p>\n<p>CBS welcomes all people, regardless of their sexual orientation or gender identity, as full participants in all religious practices and in the entire community life of the congregation.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Anchorage</h2>\n<h3>Alaska Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Botanical_Garden</a></p>\n<p>The Alaska Botanical Garden is a 110-acre botanical garden located inside the Far North Bicentennial Park at 4601 Campbell Airstrip Road, Anchorage, Alaska.</p>\n<p>The Garden's land consists mainly of spruce and birch forest.</p>\n<h3>Kincaid Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Kincaid_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Kincaid_Park</a></p>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/kincaid-park-shutterstock_670030441forweb.jpg\" width=\"400\" height=\"269\" loading=\"lazy\" alt=\"Kincaid Park sign\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p>Kincaid Park is a 1,516.78-acre municipal park in Anchorage, Alaska, located at 9401 W. Raspberry Road.</p>\n<p>The park is mostly forested, with birch, cottonwood, and spruce.</p>\n<h3>Alaska Native Heritage Center</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/native-heritage-lake-shutterstock_2258609161-forweb.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Alaska Native Heritage Center lake\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center</a></p>\n<p>The Alaska Native Heritage Center features a stunning lakefront setting with outdoor spaces available for weddings. You can enjoy the view of the lake and surrounding landscapes while celebrating your special day.</p>\n<h3>Hilltop Ski Area</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hilltop_Ski_Area\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hilltop_Ski_Area</a></p>\n<p>An amazing venue set against rolling ski hills. Gorgeous setting for indoor and outdoor space: huge windows, awesome acoustics, and staff is accommodating.</p>\n<h3>Fox Hollow Golf Course</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/foxhollowak/\" rel=\"nofollow noopener\">https://www.facebook.com/foxhollowak/</a></p>\n<p>Fox Hollow Golf Course, Sports Dome, and Chalet offers golf, field sports, and wedding facilities.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Anchorage</h2>\n<h3>O'Malley's On the Green</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/omalleysonthegreen/\" rel=\"nofollow noopener\">https://www.facebook.com/omalleysonthegreen/</a></p>\n<p>Enjoy great food, top-shelf cocktails, a 360-degree view of Anchorage in a relaxed setting.</p>\n<h3>Simon &amp; Seafort's</h3>\n<p><strong>URL</strong>: <a href=\"https://www.simonandseaforts.com/\">https://www.simonandseaforts.com/</a></p>\n<p>Simon &amp; Seaforts is known for its upscale dining and stunning panoramic views of the city and the Chugach Mountains. They have private dining spaces available for wedding events.</p>\n<h3>Crow’s Nest</h3>\n<p><strong>URL</strong>: <a href=\"https://captaincook.com/dining/crows-nest/\">https://captaincook.com/dining/crows-nest/</a></p>\n<p>Crow's Nest is located atop the Captain Cook Hotel and offers spectacular views of the surrounding area. It's an elegant setting for a small, intimate wedding.</p>\n<h3>Orso</h3>\n<p><strong>URL</strong>: <a href=\"https://www.orsoalaska.com/\">https://www.orsoalaska.com/</a></p>\n<p>Orso offers a warm and welcoming atmosphere with a focus on locally-sourced Alaskan cuisine. They have private dining rooms suitable for small wedding receptions.</p>\n<h3>Sullivan’s</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sullivanssteakhouse.com/anchorage/\">https://www.sullivanssteakhouse.com/anchorage/</a></p>\n<p>Sullivan's Steakhouse is known for its upscale dining experience. It has a variety of private dining options for hosting wedding events.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Anchorage</h2>\n<h3>The Megan Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.themeganroom.com/\">https://www.themeganroom.com/</a></p>\n<p>The Megan Room is available to be booked for weddings, bridal showers, baby showers, and more.</p>\n<p>Accommodates up to 115 people – with various arrangements.</p>\n<h3>Bayshore Clubhouse</h3>\n<p><strong>URL</strong>: <a href=\"https://bayshore.club/\">https://bayshore.club/</a></p>\n<p>This clubhouse is centrally located and overlooks Bayshore Lake in Anchorage. The lake is surrounded by a lighted boardwalk that makes it easy and fun to view the wildlife year-round.</p>\n<h3>Anchorage Museum</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Anchorage_Museum\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Anchorage_Museum</a></p>\n<p>The Anchorage Museum provides an artistic and contemporary backdrop for weddings. Its atrium and outdoor terrace offer stunning views of the city and the Chugach Mountains.</p>\n<h3>Dena'ina Civic and Convention Center</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center</a></p>\n<p>This modern convention center has event spaces suitable for weddings of various sizes, including ballrooms with city views.</p>\n<h3>Alaska Club - The Summit</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thealaskaclub.com/\">https://www.thealaskaclub.com/</a></p>\n<p>The Summit offers a blend of elegance and modern style with mountain views. It's a versatile venue suitable for both small and large weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Anchorage, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><strong>Wedding Insurance (USA)</strong></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/short-term-production-insurance-for-filmmakers-us\" rel=\"noopener\"><strong>Short Shoot Insurance (USA)</strong></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"/en-us/event-insurance-alaska\" rel=\"noopener\">Wedding insurance in Anchorage, AK</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-anchorage/\" rel=\"noopener\">Google Web Story: The best wedding venues in Anchorage</a></li>\n</ul>","postEmailContent":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p> \n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/anchorage-shutterstock_2277424373-forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Anchorage</h2>\n<h3>St. John United Methodist Church</h3>\n<p><strong>URL</strong>: <a href=\"https://stjohnanchorage.org/\">https://stjohnanchorage.org/</a></p>\n<p>St. John United Methodist Church is known for its beautiful sanctuary, which can be a lovely setting for a traditional church wedding. It features stained glass windows and a warm, inviting atmosphere.</p>\n<h3>St. Patrick's Parish</h3>\n<p><strong>URL</strong>: <a href=\"https://st.patsak.org/\">https://st.patsak.org/</a></p>\n<p>St. Patrick's is a Catholic church with a stunning interior, making it a popular choice for Catholic weddings. The church features high ceilings and elegant architectural details.</p>\n<h3>First Congregational Church of Anchorage, UCC</h3>\n<p><strong>URL</strong>: <a href=\"https://www.fccak.org/\">https://www.fccak.org/</a></p>\n<p>The First Congregational Church of Anchorage is a historic and charming church with a rich tradition. It offers a beautiful setting for wedding ceremonies and has a welcoming community.</p>\n<h3>Islamic Community Center of Anchorage Alaska</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska</a></p>\n<p>The Islamic Community Center of Anchorage Alaska is an Islamic center and mosque in Anchorage.</p>\n<p>The estimated number of Muslims in Anchorage is 2,000 to 3,000 people.</p>\n<h3>Congregation Beth Sholom</h3>\n<p><strong>URL</strong>: <a href=\"https://www.frozenchosen.org/\">https://www.frozenchosen.org/</a></p>\n<p>Congregation Beth Sholom (CBS) was created in Anchorage, AK on September 5, 1958.</p>\n<p>CBS welcomes all people, regardless of their sexual orientation or gender identity, as full participants in all religious practices and in the entire community life of the congregation.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Anchorage</h2>\n<h3>Alaska Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Botanical_Garden</a></p>\n<p>The Alaska Botanical Garden is a 110-acre botanical garden located inside the Far North Bicentennial Park at 4601 Campbell Airstrip Road, Anchorage, Alaska.</p>\n<p>The Garden's land consists mainly of spruce and birch forest.</p>\n<h3>Kincaid Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Kincaid_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Kincaid_Park</a></p>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/kincaid-park-shutterstock_670030441forweb.jpg\" width=\"400\" height=\"269\" loading=\"lazy\" alt=\"Kincaid Park sign\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p>Kincaid Park is a 1,516.78-acre municipal park in Anchorage, Alaska, located at 9401 W. Raspberry Road.</p>\n<p>The park is mostly forested, with birch, cottonwood, and spruce.</p>\n<h3>Alaska Native Heritage Center</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/native-heritage-lake-shutterstock_2258609161-forweb.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Alaska Native Heritage Center lake\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center</a></p>\n<p>The Alaska Native Heritage Center features a stunning lakefront setting with outdoor spaces available for weddings. You can enjoy the view of the lake and surrounding landscapes while celebrating your special day.</p>\n<h3>Hilltop Ski Area</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hilltop_Ski_Area\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hilltop_Ski_Area</a></p>\n<p>An amazing venue set against rolling ski hills. Gorgeous setting for indoor and outdoor space: huge windows, awesome acoustics, and staff is accommodating.</p>\n<h3>Fox Hollow Golf Course</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/foxhollowak/\" rel=\"nofollow noopener\">https://www.facebook.com/foxhollowak/</a></p>\n<p>Fox Hollow Golf Course, Sports Dome, and Chalet offers golf, field sports, and wedding facilities.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Anchorage</h2>\n<h3>O'Malley's On the Green</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/omalleysonthegreen/\" rel=\"nofollow noopener\">https://www.facebook.com/omalleysonthegreen/</a></p>\n<p>Enjoy great food, top-shelf cocktails, a 360-degree view of Anchorage in a relaxed setting.</p>\n<h3>Simon &amp; Seafort's</h3>\n<p><strong>URL</strong>: <a href=\"https://www.simonandseaforts.com/\">https://www.simonandseaforts.com/</a></p>\n<p>Simon &amp; Seaforts is known for its upscale dining and stunning panoramic views of the city and the Chugach Mountains. They have private dining spaces available for wedding events.</p>\n<h3>Crow’s Nest</h3>\n<p><strong>URL</strong>: <a href=\"https://captaincook.com/dining/crows-nest/\">https://captaincook.com/dining/crows-nest/</a></p>\n<p>Crow's Nest is located atop the Captain Cook Hotel and offers spectacular views of the surrounding area. It's an elegant setting for a small, intimate wedding.</p>\n<h3>Orso</h3>\n<p><strong>URL</strong>: <a href=\"https://www.orsoalaska.com/\">https://www.orsoalaska.com/</a></p>\n<p>Orso offers a warm and welcoming atmosphere with a focus on locally-sourced Alaskan cuisine. They have private dining rooms suitable for small wedding receptions.</p>\n<h3>Sullivan’s</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sullivanssteakhouse.com/anchorage/\">https://www.sullivanssteakhouse.com/anchorage/</a></p>\n<p>Sullivan's Steakhouse is known for its upscale dining experience. It has a variety of private dining options for hosting wedding events.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Anchorage</h2>\n<h3>The Megan Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.themeganroom.com/\">https://www.themeganroom.com/</a></p>\n<p>The Megan Room is available to be booked for weddings, bridal showers, baby showers, and more.</p>\n<p>Accommodates up to 115 people – with various arrangements.</p>\n<h3>Bayshore Clubhouse</h3>\n<p><strong>URL</strong>: <a href=\"https://bayshore.club/\">https://bayshore.club/</a></p>\n<p>This clubhouse is centrally located and overlooks Bayshore Lake in Anchorage. The lake is surrounded by a lighted boardwalk that makes it easy and fun to view the wildlife year-round.</p>\n<h3>Anchorage Museum</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Anchorage_Museum\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Anchorage_Museum</a></p>\n<p>The Anchorage Museum provides an artistic and contemporary backdrop for weddings. Its atrium and outdoor terrace offer stunning views of the city and the Chugach Mountains.</p>\n<h3>Dena'ina Civic and Convention Center</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center</a></p>\n<p>This modern convention center has event spaces suitable for weddings of various sizes, including ballrooms with city views.</p>\n<h3>Alaska Club - The Summit</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thealaskaclub.com/\">https://www.thealaskaclub.com/</a></p>\n<p>The Summit offers a blend of elegance and modern style with mountain views. It's a versatile venue suitable for both small and large weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Anchorage, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><strong>Wedding Insurance (USA)</strong></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/short-term-production-insurance-for-filmmakers-us\" rel=\"noopener\"><strong>Short Shoot Insurance (USA)</strong></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"/en-us/event-insurance-alaska\" rel=\"noopener\">Wedding insurance in Anchorage, AK</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-anchorage/\" rel=\"noopener\">Google Web Story: The best wedding venues in Anchorage</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p> \n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/anchorage-shutterstock_2277424373-forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p> \n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"cGKaGILU","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/WIFT/woman-on-set-shutterstock_1958449243-forweb600.jpg","previousPostFeaturedImageAltText":"Woman on set: film insurance explained","previousPostName":"The Three Parts of Film Production Insurance Explained by a Broker","previousPostSlug":"articles/three-parts-of-film-production-insurance-explained","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1697736815000,"publishDateLocalTime":1697736815000,"publishDateLocalized":{"date":1697736815000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1697736815930,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-anchorage-alaska","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Anchorage</h2>\n<h3>St. John United Methodist Church</h3>\n<p><strong>URL</strong>: <a href=\"https://stjohnanchorage.org/\">https://stjohnanchorage.org/</a></p>\n<p>St. John United Methodist Church is known for its beautiful sanctuary, which can be a lovely setting for a traditional church wedding. It features stained glass windows and a warm, inviting atmosphere.</p>\n<h3>St. Patrick's Parish</h3>\n<p><strong>URL</strong>: <a href=\"https://st.patsak.org/\">https://st.patsak.org/</a></p>\n<p>St. Patrick's is a Catholic church with a stunning interior, making it a popular choice for Catholic weddings. The church features high ceilings and elegant architectural details.</p>\n<h3>First Congregational Church of Anchorage, UCC</h3>\n<p><strong>URL</strong>: <a href=\"https://www.fccak.org/\">https://www.fccak.org/</a></p>\n<p>The First Congregational Church of Anchorage is a historic and charming church with a rich tradition. It offers a beautiful setting for wedding ceremonies and has a welcoming community.</p>\n<h3>Islamic Community Center of Anchorage Alaska</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Islamic_Community_Center_of_Anchorage_Alaska</a></p>\n<p>The Islamic Community Center of Anchorage Alaska is an Islamic center and mosque in Anchorage.</p>\n<p>The estimated number of Muslims in Anchorage is 2,000 to 3,000 people.</p>\n<h3>Congregation Beth Sholom</h3>\n<p><strong>URL</strong>: <a href=\"https://www.frozenchosen.org/\">https://www.frozenchosen.org/</a></p>\n<p>Congregation Beth Sholom (CBS) was created in Anchorage, AK on September 5, 1958.</p>\n<p>CBS welcomes all people, regardless of their sexual orientation or gender identity, as full participants in all religious practices and in the entire community life of the congregation.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Anchorage</h2>\n<h3>Alaska Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Botanical_Garden</a></p>\n<p>The Alaska Botanical Garden is a 110-acre botanical garden located inside the Far North Bicentennial Park at 4601 Campbell Airstrip Road, Anchorage, Alaska.</p>\n<p>The Garden's land consists mainly of spruce and birch forest.</p>\n<h3>Kincaid Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Kincaid_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Kincaid_Park</a></p>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/kincaid-park-shutterstock_670030441forweb.jpg\" width=\"400\" height=\"269\" loading=\"lazy\" alt=\"Kincaid Park sign\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p>Kincaid Park is a 1,516.78-acre municipal park in Anchorage, Alaska, located at 9401 W. Raspberry Road.</p>\n<p>The park is mostly forested, with birch, cottonwood, and spruce.</p>\n<h3>Alaska Native Heritage Center</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/native-heritage-lake-shutterstock_2258609161-forweb.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Alaska Native Heritage Center lake\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Alaska_Native_Heritage_Center</a></p>\n<p>The Alaska Native Heritage Center features a stunning lakefront setting with outdoor spaces available for weddings. You can enjoy the view of the lake and surrounding landscapes while celebrating your special day.</p>\n<h3>Hilltop Ski Area</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hilltop_Ski_Area\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hilltop_Ski_Area</a></p>\n<p>An amazing venue set against rolling ski hills. Gorgeous setting for indoor and outdoor space: huge windows, awesome acoustics, and staff is accommodating.</p>\n<h3>Fox Hollow Golf Course</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/foxhollowak/\" rel=\"nofollow noopener\">https://www.facebook.com/foxhollowak/</a></p>\n<p>Fox Hollow Golf Course, Sports Dome, and Chalet offers golf, field sports, and wedding facilities.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Anchorage</h2>\n<h3>O'Malley's On the Green</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/omalleysonthegreen/\" rel=\"nofollow noopener\">https://www.facebook.com/omalleysonthegreen/</a></p>\n<p>Enjoy great food, top-shelf cocktails, a 360-degree view of Anchorage in a relaxed setting.</p>\n<h3>Simon &amp; Seafort's</h3>\n<p><strong>URL</strong>: <a href=\"https://www.simonandseaforts.com/\">https://www.simonandseaforts.com/</a></p>\n<p>Simon &amp; Seaforts is known for its upscale dining and stunning panoramic views of the city and the Chugach Mountains. They have private dining spaces available for wedding events.</p>\n<h3>Crow’s Nest</h3>\n<p><strong>URL</strong>: <a href=\"https://captaincook.com/dining/crows-nest/\">https://captaincook.com/dining/crows-nest/</a></p>\n<p>Crow's Nest is located atop the Captain Cook Hotel and offers spectacular views of the surrounding area. It's an elegant setting for a small, intimate wedding.</p>\n<h3>Orso</h3>\n<p><strong>URL</strong>: <a href=\"https://www.orsoalaska.com/\">https://www.orsoalaska.com/</a></p>\n<p>Orso offers a warm and welcoming atmosphere with a focus on locally-sourced Alaskan cuisine. They have private dining rooms suitable for small wedding receptions.</p>\n<h3>Sullivan’s</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sullivanssteakhouse.com/anchorage/\">https://www.sullivanssteakhouse.com/anchorage/</a></p>\n<p>Sullivan's Steakhouse is known for its upscale dining experience. It has a variety of private dining options for hosting wedding events.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Anchorage</h2>\n<h3>The Megan Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.themeganroom.com/\">https://www.themeganroom.com/</a></p>\n<p>The Megan Room is available to be booked for weddings, bridal showers, baby showers, and more.</p>\n<p>Accommodates up to 115 people – with various arrangements.</p>\n<h3>Bayshore Clubhouse</h3>\n<p><strong>URL</strong>: <a href=\"https://bayshore.club/\">https://bayshore.club/</a></p>\n<p>This clubhouse is centrally located and overlooks Bayshore Lake in Anchorage. The lake is surrounded by a lighted boardwalk that makes it easy and fun to view the wildlife year-round.</p>\n<h3>Anchorage Museum</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Anchorage_Museum\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Anchorage_Museum</a></p>\n<p>The Anchorage Museum provides an artistic and contemporary backdrop for weddings. Its atrium and outdoor terrace offer stunning views of the city and the Chugach Mountains.</p>\n<h3>Dena'ina Civic and Convention Center</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Dena%CA%BCina_Civic_and_Convention_Center</a></p>\n<p>This modern convention center has event spaces suitable for weddings of various sizes, including ballrooms with city views.</p>\n<h3>Alaska Club - The Summit</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thealaskaclub.com/\">https://www.thealaskaclub.com/</a></p>\n<p>The Summit offers a blend of elegance and modern style with mountain views. It's a versatile venue suitable for both small and large weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Anchorage, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><strong>Wedding Insurance (USA)</strong></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/short-term-production-insurance-for-filmmakers-us\" rel=\"noopener\"><strong>Short Shoot Insurance (USA)</strong></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"/en-us/event-insurance-alaska\" rel=\"noopener\">Wedding insurance in Anchorage, AK</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-anchorage/\" rel=\"noopener\">Google Web Story: The best wedding venues in Anchorage</a></li>\n</ul>","rssSummary":"<p style=\"text-align: right; font-size: 14px;\"><em>All images purchased from Shutterstock</em></p>\n<p>Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. 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100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n<!--more-->\n<p>For example: if someone is getting funding from an organization and they require that you have an E&amp;O insurance policy well before production, you can get E&amp;O insurance, but the music is not included yet in the policy. So, later on, once there is music chosen and the entertainment lawyer has reviewed everything, what the lawyer would do is say, months later: “now the music has been chosen, there are agreements in place, I’ve reviewed everything and I’m letting you know [insurance company lawyer] that the music has now been cleared.”</p>\n<p>So, I would tell the lawyer for the insurer and the lawyer for the insurer would tell the insurance broker and then the insurer would say, “OK, we are removing the music exclusion. Music is now included [in the E&amp;O policy].”</p>\n<p>It’s oftentimes the case when music is excluded – not because there’s an issue with the song – but simply because we haven’t obtained permission yet. So, it’s OK to have a music exclusion early on but you don’t want to have a music exclusion when you’re ready for your production to actually be exploited.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\"noopener\">Steps to obtaining producer's E&amp;O insurance</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/how-does-socan-play-a-role-in-helping-a-film-producer\" rel=\"noopener\">How can SOCAN help a film producer?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n<!--more-->\n<p>For example: if someone is getting funding from an organization and they require that you have an E&amp;O insurance policy well before production, you can get E&amp;O insurance, but the music is not included yet in the policy. So, later on, once there is music chosen and the entertainment lawyer has reviewed everything, what the lawyer would do is say, months later: “now the music has been chosen, there are agreements in place, I’ve reviewed everything and I’m letting you know [insurance company lawyer] that the music has now been cleared.”</p>\n<p>So, I would tell the lawyer for the insurer and the lawyer for the insurer would tell the insurance broker and then the insurer would say, “OK, we are removing the music exclusion. Music is now included [in the E&amp;O policy].”</p>\n<p>It’s oftentimes the case when music is excluded – not because there’s an issue with the song – but simply because we haven’t obtained permission yet. So, it’s OK to have a music exclusion early on but you don’t want to have a music exclusion when you’re ready for your production to actually be exploited.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\"noopener\">Steps to obtaining producer's E&amp;O insurance</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/how-does-socan-play-a-role-in-helping-a-film-producer\" rel=\"noopener\">How can SOCAN help a film producer?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 15 Jun 2023 16:53:41 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What’s a music exclusion in the context of the process of getting film producer's E&O insurance?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n<!--more-->\n<p>For example: if someone is getting funding from an organization and they require that you have an E&amp;O insurance policy well before production, you can get E&amp;O insurance, but the music is not included yet in the policy. So, later on, once there is music chosen and the entertainment lawyer has reviewed everything, what the lawyer would do is say, months later: “now the music has been chosen, there are agreements in place, I’ve reviewed everything and I’m letting you know [insurance company lawyer] that the music has now been cleared.”</p>\n<p>So, I would tell the lawyer for the insurer and the lawyer for the insurer would tell the insurance broker and then the insurer would say, “OK, we are removing the music exclusion. Music is now included [in the E&amp;O policy].”</p>\n<p>It’s oftentimes the case when music is excluded – not because there’s an issue with the song – but simply because we haven’t obtained permission yet. So, it’s OK to have a music exclusion early on but you don’t want to have a music exclusion when you’re ready for your production to actually be exploited.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\"noopener\">Steps to obtaining producer's E&amp;O insurance</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/how-does-socan-play-a-role-in-helping-a-film-producer\" rel=\"noopener\">How can SOCAN help a film producer?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n<!--more-->\n<p>For example: if someone is getting funding from an organization and they require that you have an E&amp;O insurance policy well before production, you can get E&amp;O insurance, but the music is not included yet in the policy. So, later on, once there is music chosen and the entertainment lawyer has reviewed everything, what the lawyer would do is say, months later: “now the music has been chosen, there are agreements in place, I’ve reviewed everything and I’m letting you know [insurance company lawyer] that the music has now been cleared.”</p>\n<p>So, I would tell the lawyer for the insurer and the lawyer for the insurer would tell the insurance broker and then the insurer would say, “OK, we are removing the music exclusion. Music is now included [in the E&amp;O policy].”</p>\n<p>It’s oftentimes the case when music is excluded – not because there’s an issue with the song – but simply because we haven’t obtained permission yet. So, it’s OK to have a music exclusion early on but you don’t want to have a music exclusion when you’re ready for your production to actually be exploited.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\"noopener\">Steps to obtaining producer's E&amp;O insurance</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/how-does-socan-play-a-role-in-helping-a-film-producer\" rel=\"noopener\">How can SOCAN help a film producer?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/exclusion-shutterstock_2178369245-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n<!--more-->\n<p>For example: if someone is getting funding from an organization and they require that you have an E&amp;O insurance policy well before production, you can get E&amp;O insurance, but the music is not included yet in the policy. So, later on, once there is music chosen and the entertainment lawyer has reviewed everything, what the lawyer would do is say, months later: “now the music has been chosen, there are agreements in place, I’ve reviewed everything and I’m letting you know [insurance company lawyer] that the music has now been cleared.”</p>\n<p>So, I would tell the lawyer for the insurer and the lawyer for the insurer would tell the insurance broker and then the insurer would say, “OK, we are removing the music exclusion. Music is now included [in the E&amp;O policy].”</p>\n<p>It’s oftentimes the case when music is excluded – not because there’s an issue with the song – but simply because we haven’t obtained permission yet. So, it’s OK to have a music exclusion early on but you don’t want to have a music exclusion when you’re ready for your production to actually be exploited.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\"noopener\">Steps to obtaining producer's E&amp;O insurance</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/how-does-socan-play-a-role-in-helping-a-film-producer\" rel=\"noopener\">How can SOCAN help a film producer?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/exclusion-shutterstock_2178369245-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"uSINmanf","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20wedding%20venues%20in%20Anchorage/anchorage-shutterstock_2277424373-forweb600.jpg","previousPostFeaturedImageAltText":"Anchorage AK skyline","previousPostName":"Best Wedding Venues in Anchorage, Alaska","previousPostSlug":"articles/best-wedding-venues-in-anchorage-alaska","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1697116614000,"publishDateLocalTime":1697116614000,"publishDateLocalized":{"date":1697116614000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1706811166170,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/whats-a-music-exclusion","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n<!--more-->\n<p>For example: if someone is getting funding from an organization and they require that you have an E&amp;O insurance policy well before production, you can get E&amp;O insurance, but the music is not included yet in the policy. So, later on, once there is music chosen and the entertainment lawyer has reviewed everything, what the lawyer would do is say, months later: “now the music has been chosen, there are agreements in place, I’ve reviewed everything and I’m letting you know [insurance company lawyer] that the music has now been cleared.”</p>\n<p>So, I would tell the lawyer for the insurer and the lawyer for the insurer would tell the insurance broker and then the insurer would say, “OK, we are removing the music exclusion. Music is now included [in the E&amp;O policy].”</p>\n<p>It’s oftentimes the case when music is excluded – not because there’s an issue with the song – but simply because we haven’t obtained permission yet. So, it’s OK to have a music exclusion early on but you don’t want to have a music exclusion when you’re ready for your production to actually be exploited.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\"noopener\">Steps to obtaining producer's E&amp;O insurance</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music in a film?</a></li>\n<li><a href=\"/articles/what-are-considerations-around-singers-performing-music-in-a-film\" rel=\"noopener\">Singers performing music in a film</a></li>\n<li><a href=\"/articles/how-does-socan-play-a-role-in-helping-a-film-producer\" rel=\"noopener\">How can SOCAN help a film producer?</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Blurred Lines music infringement lawsuit</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/8Uj5Bpva9mg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: A <strong>music exclusion</strong> essentially means that you have a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance policy</a> but music is not included yet. So, sometimes you need to have E&amp;O well before you know what music is going to be in your film and before you have consent from the music owners to use the music.</p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/exclusion-shutterstock_2178369245-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1764180765057,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/a872a885-aa50-43fe-a512-3609a772d4cd.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/whats-a-music-exclusion","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949436814,949708924],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401900445000,"deletedAt":0,"description":"","id":949436814,"label":"Musical instrument insurance","language":"en","name":"Musical instrument 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E&O: What is My Distributor and Financier Asking For?","featuredImageHeight":401,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1696255464000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"IDA Producer's E&O: What is My Distributor / Financier Asking For?","id":4999215622,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[{"keyword":"e&o insurance","keyword_guid":"fa34c7fd-3331-4de9-9297-ec8002f1ee7d"},{"keyword":"ida insurance","keyword_guid":"22b8bac0-ecde-4e26-b4f3-5659e3a016bb"},{"keyword":"international documentary association 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For?","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708924,949709454,956556695],"topic_ids":[949708924,949709454,956556695],"post_summary":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2>\n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n","post_body":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2>\n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n<!--more--><p>However, you read the fine print in the contract and you’re surprised to see several requirements:</p>\n<ul>\n<li>First, the distributor wants you to extend your policy to cover them by naming them Additional Insured in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a certificate of Insurance (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is, <span style=\"font-style: italic;\">e.g.,</span> $10,000 or $25,000).</li>\n<li>&nbsp;Second, the distributor wants to be covered for more than three years! You just paid a lot of money for a three year policy. Will this cost you more premium? The answer is maybe. There is a special endorsement called a “Rights Period Endorsement (RPE) ” or “Term of Contract Endorsement (TOC)”. This endorsement will extend the length of your E&amp;O term to match the length of your distributors agreement as long as you notify the insurance carrier prior to the expiration of your policy. Just send us your distribution contract and in the majority of cases, the insurance carrier will provide you with this money-saving endorsement.</li>\n</ul>\n<p>Now you can breathe easier knowing that your E&amp;O policy is in place to protect your company, financiers and distributors.</p>\n<h2>Producer's E&amp;O will cover legal &amp; judgment costs if you are found responsible for any of:</h2>\n<ol style=\"list-style-type: lower-alpha;\">\n<li>Invasion or infringement of privacy</li>\n<li>Infringement of copyright or trademark</li>\n<li>Libel, slander or other forms of defamation</li>\n<li>Plagiarism, piracy or unfair competition resulting from the alleged use of titles, formats, ideas, characters, plots, performances of artists or performers or other material</li>\n<li>Breach of contract, implied or in fact or in law, resulting from the alleged submission, acquisition or use of program, musical or literary material used by the insured in the insured production</li>\n</ol>\n<p>Please note that this is an illustration only: for a detailed outline of E&amp;O coverage, <a href=\"/en/ida-insurance-program\" rel=\"noopener\">contact us</a> and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.</p>\n<p><u>In addition to the completed&nbsp;signed application, we MAY need the following:</u></p>\n<ol>\n<li><strong>Distribution Agreement</strong> if available.&nbsp;If a rights period endorsement is required.</li>\n<li><strong>Title Search &amp; Report</strong> if title coverage is required. Please note that carriers will often include title cover at no additional premium. Once terms have been obtained, we will be able to confirm you know if a title report is needed. Most distributors will require that the title be covered prior to release/broadcast. The insurance company will quote/bind the coverage with the title excluded. Once a favorable report is received, they will remove the exclusion at no additional cost.</li>\n<li>&nbsp;If you are relying on fair use, we will also need a <strong>Fair Use Opinion Letter</strong> and clip log from a media law attorney. References can be provided upon request.</li>\n</ol>\n<p style=\"font-size: 14px;\"><span><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>","rss_summary":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2>\n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n","rss_body":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2>\n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n<!--more--><p>However, you read the fine print in the contract and you’re surprised to see several requirements:</p>\n<ul>\n<li>First, the distributor wants you to extend your policy to cover them by naming them Additional Insured in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a certificate of Insurance (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is, <span style=\"font-style: italic;\">e.g.,</span> $10,000 or $25,000).</li>\n<li>&nbsp;Second, the distributor wants to be covered for more than three years! You just paid a lot of money for a three year policy. Will this cost you more premium? The answer is maybe. There is a special endorsement called a “Rights Period Endorsement (RPE) ” or “Term of Contract Endorsement (TOC)”. This endorsement will extend the length of your E&amp;O term to match the length of your distributors agreement as long as you notify the insurance carrier prior to the expiration of your policy. Just send us your distribution contract and in the majority of cases, the insurance carrier will provide you with this money-saving endorsement.</li>\n</ul>\n<p>Now you can breathe easier knowing that your E&amp;O policy is in place to protect your company, financiers and distributors.</p>\n<h2>Producer's E&amp;O will cover legal &amp; judgment costs if you are found responsible for any of:</h2>\n<ol style=\"list-style-type: lower-alpha;\">\n<li>Invasion or infringement of privacy</li>\n<li>Infringement of copyright or trademark</li>\n<li>Libel, slander or other forms of defamation</li>\n<li>Plagiarism, piracy or unfair competition resulting from the alleged use of titles, formats, ideas, characters, plots, performances of artists or performers or other material</li>\n<li>Breach of contract, implied or in fact or in law, resulting from the alleged submission, acquisition or use of program, musical or literary material used by the insured in the insured production</li>\n</ol>\n<p>Please note that this is an illustration only: for a detailed outline of E&amp;O coverage, <a href=\"/en/ida-insurance-program\" rel=\"noopener\">contact us</a> and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.</p>\n<p><u>In addition to the completed&nbsp;signed application, we MAY need the following:</u></p>\n<ol>\n<li><strong>Distribution Agreement</strong> if available.&nbsp;If a rights period endorsement is required.</li>\n<li><strong>Title Search &amp; Report</strong> if title coverage is required. Please note that carriers will often include title cover at no additional premium. Once terms have been obtained, we will be able to confirm you know if a title report is needed. Most distributors will require that the title be covered prior to release/broadcast. The insurance company will quote/bind the coverage with the title excluded. Once a favorable report is received, they will remove the exclusion at no additional cost.</li>\n<li>&nbsp;If you are relying on fair use, we will also need a <strong>Fair Use Opinion Letter</strong> and clip log from a media law attorney. References can be provided upon request.</li>\n</ol>\n<p style=\"font-size: 14px;\"><span><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2>\n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n<!--more--><p>However, you read the fine print in the contract and you’re surprised to see several requirements:</p>\n<ul>\n<li>First, the distributor wants you to extend your policy to cover them by naming them Additional Insured in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a certificate of Insurance (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is, <span style=\"font-style: italic;\">e.g.,</span> $10,000 or $25,000).</li>\n<li>&nbsp;Second, the distributor wants to be covered for more than three years! You just paid a lot of money for a three year policy. Will this cost you more premium? The answer is maybe. There is a special endorsement called a “Rights Period Endorsement (RPE) ” or “Term of Contract Endorsement (TOC)”. This endorsement will extend the length of your E&amp;O term to match the length of your distributors agreement as long as you notify the insurance carrier prior to the expiration of your policy. Just send us your distribution contract and in the majority of cases, the insurance carrier will provide you with this money-saving endorsement.</li>\n</ul>\n<p>Now you can breathe easier knowing that your E&amp;O policy is in place to protect your company, financiers and distributors.</p>\n<h2>Producer's E&amp;O will cover legal &amp; judgment costs if you are found responsible for any of:</h2>\n<ol style=\"list-style-type: lower-alpha;\">\n<li>Invasion or infringement of privacy</li>\n<li>Infringement of copyright or trademark</li>\n<li>Libel, slander or other forms of defamation</li>\n<li>Plagiarism, piracy or unfair competition resulting from the alleged use of titles, formats, ideas, characters, plots, performances of artists or performers or other material</li>\n<li>Breach of contract, implied or in fact or in law, resulting from the alleged submission, acquisition or use of program, musical or literary material used by the insured in the insured production</li>\n</ol>\n<p>Please note that this is an illustration only: for a detailed outline of E&amp;O coverage, <a href=\"/en/ida-insurance-program\" rel=\"noopener\">contact us</a> and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.</p>\n<p><u>In addition to the completed&nbsp;signed application, we MAY need the following:</u></p>\n<ol>\n<li><strong>Distribution Agreement</strong> if available.&nbsp;If a rights period endorsement is required.</li>\n<li><strong>Title Search &amp; Report</strong> if title coverage is required. Please note that carriers will often include title cover at no additional premium. Once terms have been obtained, we will be able to confirm you know if a title report is needed. Most distributors will require that the title be covered prior to release/broadcast. The insurance company will quote/bind the coverage with the title excluded. Once a favorable report is received, they will remove the exclusion at no additional cost.</li>\n<li>&nbsp;If you are relying on fair use, we will also need a <strong>Fair Use Opinion Letter</strong> and clip log from a media law attorney. References can be provided upon request.</li>\n</ol>\n<p style=\"font-size: 14px;\"><span><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>","postBodyRss":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2>\n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n<!--more--><p>However, you read the fine print in the contract and you’re surprised to see several requirements:</p>\n<ul>\n<li>First, the distributor wants you to extend your policy to cover them by naming them Additional Insured in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a certificate of Insurance (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is, <span style=\"font-style: italic;\">e.g.,</span> $10,000 or $25,000).</li>\n<li>&nbsp;Second, the distributor wants to be covered for more than three years! You just paid a lot of money for a three year policy. Will this cost you more premium? The answer is maybe. There is a special endorsement called a “Rights Period Endorsement (RPE) ” or “Term of Contract Endorsement (TOC)”. This endorsement will extend the length of your E&amp;O term to match the length of your distributors agreement as long as you notify the insurance carrier prior to the expiration of your policy. Just send us your distribution contract and in the majority of cases, the insurance carrier will provide you with this money-saving endorsement.</li>\n</ul>\n<p>Now you can breathe easier knowing that your E&amp;O policy is in place to protect your company, financiers and distributors.</p>\n<h2>Producer's E&amp;O will cover legal &amp; judgment costs if you are found responsible for any of:</h2>\n<ol style=\"list-style-type: lower-alpha;\">\n<li>Invasion or infringement of privacy</li>\n<li>Infringement of copyright or trademark</li>\n<li>Libel, slander or other forms of defamation</li>\n<li>Plagiarism, piracy or unfair competition resulting from the alleged use of titles, formats, ideas, characters, plots, performances of artists or performers or other material</li>\n<li>Breach of contract, implied or in fact or in law, resulting from the alleged submission, acquisition or use of program, musical or literary material used by the insured in the insured production</li>\n</ol>\n<p>Please note that this is an illustration only: for a detailed outline of E&amp;O coverage, <a href=\"/en/ida-insurance-program\" rel=\"noopener\">contact us</a> and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.</p>\n<p><u>In addition to the completed&nbsp;signed application, we MAY need the following:</u></p>\n<ol>\n<li><strong>Distribution Agreement</strong> if available.&nbsp;If a rights period endorsement is required.</li>\n<li><strong>Title Search &amp; Report</strong> if title coverage is required. Please note that carriers will often include title cover at no additional premium. Once terms have been obtained, we will be able to confirm you know if a title report is needed. Most distributors will require that the title be covered prior to release/broadcast. The insurance company will quote/bind the coverage with the title excluded. Once a favorable report is received, they will remove the exclusion at no additional cost.</li>\n<li>&nbsp;If you are relying on fair use, we will also need a <strong>Fair Use Opinion Letter</strong> and clip log from a media law attorney. References can be provided upon request.</li>\n</ol>\n<p style=\"font-size: 14px;\"><span><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>","postEmailContent":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2> \n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3> \n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/doc-forweb.jpg","postListContent":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2>\n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n<!--more--><p>However, you read the fine print in the contract and you’re surprised to see several requirements:</p>\n<ul>\n<li>First, the distributor wants you to extend your policy to cover them by naming them Additional Insured in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a certificate of Insurance (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is, <span style=\"font-style: italic;\">e.g.,</span> $10,000 or $25,000).</li>\n<li>&nbsp;Second, the distributor wants to be covered for more than three years! You just paid a lot of money for a three year policy. Will this cost you more premium? The answer is maybe. There is a special endorsement called a “Rights Period Endorsement (RPE) ” or “Term of Contract Endorsement (TOC)”. This endorsement will extend the length of your E&amp;O term to match the length of your distributors agreement as long as you notify the insurance carrier prior to the expiration of your policy. Just send us your distribution contract and in the majority of cases, the insurance carrier will provide you with this money-saving endorsement.</li>\n</ul>\n<p>Now you can breathe easier knowing that your E&amp;O policy is in place to protect your company, financiers and distributors.</p>\n<h2>Producer's E&amp;O will cover legal &amp; judgment costs if you are found responsible for any of:</h2>\n<ol style=\"list-style-type: lower-alpha;\">\n<li>Invasion or infringement of privacy</li>\n<li>Infringement of copyright or trademark</li>\n<li>Libel, slander or other forms of defamation</li>\n<li>Plagiarism, piracy or unfair competition resulting from the alleged use of titles, formats, ideas, characters, plots, performances of artists or performers or other material</li>\n<li>Breach of contract, implied or in fact or in law, resulting from the alleged submission, acquisition or use of program, musical or literary material used by the insured in the insured production</li>\n</ol>\n<p>Please note that this is an illustration only: for a detailed outline of E&amp;O coverage, <a href=\"/en/ida-insurance-program\" rel=\"noopener\">contact us</a> and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.</p>\n<p><u>In addition to the completed&nbsp;signed application, we MAY need the following:</u></p>\n<ol>\n<li><strong>Distribution Agreement</strong> if available.&nbsp;If a rights period endorsement is required.</li>\n<li><strong>Title Search &amp; Report</strong> if title coverage is required. Please note that carriers will often include title cover at no additional premium. Once terms have been obtained, we will be able to confirm you know if a title report is needed. Most distributors will require that the title be covered prior to release/broadcast. The insurance company will quote/bind the coverage with the title excluded. Once a favorable report is received, they will remove the exclusion at no additional cost.</li>\n<li>&nbsp;If you are relying on fair use, we will also need a <strong>Fair Use Opinion Letter</strong> and clip log from a media law attorney. References can be provided upon request.</li>\n</ol>\n<p style=\"font-size: 14px;\"><span><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2>Documentary E&amp;O Insurance | IDA Insurance | IDA Members Insurance</h2> \n<h3>Why is errors and omissions (E&amp;O) insurance needed for a documentary?</h3> \n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. 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You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/en/ida-insurance-program\" rel=\"noopener\">IDA (International Documentary Association) program</a>. Congrats!</p>\n<!--more--><p>However, you read the fine print in the contract and you’re surprised to see several requirements:</p>\n<ul>\n<li>First, the distributor wants you to extend your policy to cover them by naming them Additional Insured in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a certificate of Insurance (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is, <span style=\"font-style: italic;\">e.g.,</span> $10,000 or $25,000).</li>\n<li>&nbsp;Second, the distributor wants to be covered for more than three years! 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In the event of a coverage conflict given the advice above, the policy wording would prevail.</p>\n<p><u>In addition to the completed&nbsp;signed application, we MAY need the following:</u></p>\n<ol>\n<li><strong>Distribution Agreement</strong> if available.&nbsp;If a rights period endorsement is required.</li>\n<li><strong>Title Search &amp; Report</strong> if title coverage is required. Please note that carriers will often include title cover at no additional premium. Once terms have been obtained, we will be able to confirm you know if a title report is needed. Most distributors will require that the title be covered prior to release/broadcast. The insurance company will quote/bind the coverage with the title excluded. Once a favorable report is received, they will remove the exclusion at no additional cost.</li>\n<li>&nbsp;If you are relying on fair use, we will also need a <strong>Fair Use Opinion Letter</strong> and clip log from a media law attorney. References can be provided upon request.</li>\n</ol>\n<p style=\"font-size: 14px;\"><span><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. 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Member","module_id":8696351,"name":"module_156398965931111","order":9,"smart_type":null,"styles":{},"type":"module"},"module_15960847531069":{"body":{"definition_id":null,"field_types":{"add_form":"form","add_form_title":"text","enable_form":"boolean"},"module_id":33051772119,"path":"/Coded files/Custom/blog/FrontRow2014/Blog Subscribe New Module 2020","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"deleted_at":1649342687221,"id":"module_15960847531069","label":"Blog Subscribe New Module 2020","module_id":33051772119,"name":"module_15960847531069","order":4,"smart_type":null,"styles":{},"type":"module"},"module_15965216980304":{"body":{"definition_id":null,"field_types":{"add_content":"richtext","enable_rich_text_module":"boolean"},"module_id":33156769794,"path":"/Coded files/Custom/blog/FrontRow2014/Basic Rich Text Box for Blog","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"id":"module_15965216980304","label":"Basic Rich Text Box for Blog","module_id":33156769794,"name":"module_15965216980304","order":7,"smart_type":null,"styles":{},"type":"module"},"name":{"body":{"title":"IDA Producer's E&O: What is My Distributor / Financier Asking For?"},"id":"name","label":"Title","name":"name","type":"text"},"post_body":{"body":{"html":"<h1>Documentary E&amp;O Insurance</h1>\n<p><img src=\"https://cdn2.hubspot.net/hubfs/61352/images/eando/doc-forweb.jpg\" alt=\"Documentary\" width=\"600\" style=\"width: 600px; display: block; margin: 0px auto;\"></p>\n<p>You sold your documentary! You met your distributor requirement of obtaining a three year E&amp;O policy through the <a href=\"/documentary-organization-of-canada-insurance-program\" rel=\" noopener\">Documentary Organization of Canada (DOC) Program</a>. Congratulations!</p>\n<p>However, you read the fine print in the contract and you’re surprised to see several requirements:</p>\n<ul>\n<li>First, the distributor wants you to extend your policy to cover them by naming them <a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">Additional Insured</a> in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of Insurance</a> (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is, <span style=\"font-style: italic;\">e.g.,</span> $10,000 or $25,000).</li>\n<li>&nbsp;Second, the distributor wants to be covered for 5 years! You just paid a lot of money for a three year policy. Will this cost you more premium? The answer is no. There is a special endorsement called a “Rights Period Endorsement (RPE) ” or “Term of Contract Endorsement (TOC)”. This endorsement will extend the length of your E&amp;O term to match the length of your distributors agreement as long as you notify the insurance carrier prior to the expiration of your policy. Just send us your distribution contract and in the majority of cases the insurance carrier will provide you with this&nbsp; money saving endorsement.</li>\n</ul>\n<p>Now you can breathe easier knowing that your E&amp;O policy is in place &nbsp;to protect your company, financiers and <a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">distributors</a>.</p>\n<h2><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\">Producer's E&amp;O</a> will cover legal &amp; judgement costs if you are found responsible for any of:</h2>\n<ol style=\"list-style-type: lower-alpha;\">\n<li>Invasion or infringement of privacy</li>\n<li>Infringement of copyright or trademark</li>\n<li>Libel, slander or other forms of defamation</li>\n<li>Plagiarism, piracy or unfair competition resulting from the alleged use of titles, formats, ideas, characters, plots, performances of artists or performers or other material</li>\n<li>Breach of contract, implied or in fact or in law, resulting from the alleged submission, acquisition or use of program, musical or literary material used by the insured in the insured production</li>\n</ol>\n<p><strong>To obtain a preliminary E&amp;O quote&nbsp;for your project, please</strong> &nbsp;<strong><a href=\"http://www.frontrowinsurance.com/ida-producers-errors-omissions-liability-application\">CLICK HERE</a></strong></p>\n<p>You will be requested to fill out an application and a quote will be given to you in most cases within one business day.</p>\n<p>Please note that this is an illustration only: for a detailed outline of the E&amp;O coverage contact us and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.</p>\n<p>&nbsp;</p>\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&amp;O Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&amp;O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&amp;O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p>Documentary E&amp;O Insurance</p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p><a href=\"/articles/articles/bid/103438/e-o-acquire-proper-permission-before-you-eat-at-mcd-or-drink-a-c\" rel=\" noopener\">Copyright Infringements</a></p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p><a href=\"/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies\" rel=\" noopener\">Claims Made vs. Occurrence</a></p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerbergyour-blog-post-title-here\" rel=\" noopener\">To get or not get permission: The Social Network</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&amp;O insurance and preventing litigation</a></p>"},"deleted_at":1605630584094,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-charleston","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"135949656679","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - 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Brand Manager","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1734492122833,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":null,"blogPublishToSocialMediaTask":"DONE","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"checkPostLevelAudienceAccessFirst":true,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1695308152654,"createdByAgent":null,"createdById":7915797,"createdTime":1695308152654,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"deletedByEmail":null,"deletedById":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/charleston-sky-shutterstock_1577091133-forweb600.jpg","featuredImageAltText":"Charleston, South Carolina skyline","featuredImageHeight":323,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1695308911000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"The Best Wedding Venues in Charleston, South Carolina","id":135949656679,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"The Best Wedding Venues in Charleston, South Carolina","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"The Best Wedding Venues in Charleston, South Carolina","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[5465221705,30486043401,61505392395],"topic_ids":[5465221705,30486043401,61505392395],"post_summary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n","post_body":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n<!--more-->\n<p>Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#restaurant\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a><br><em><span style=\"background-color: yellow;\">Get $15 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <strong>SCWedding$15off</strong></span></em></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Charleston</h2>\n<h3>St. Michael's Episcopal Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stmichaelschurch.net/\">https://www.stmichaelschurch.net/</a></p>\n<p>Located at 71 Broad Street, this church is the oldest surviving religious structure in Charleston, South Carolina, built in the 1750s.</p>\n<p>This church is listed on the National Register of Historic Places and is a National Historic Landmark.</p>\n<h3>Cathedral of Saint John the Baptist</h3>\n<p><strong>URL</strong>: <a href=\"https://charlestoncathedral.com/\">https://charlestoncathedral.com/</a></p>\n<p>Located at 120 Broad Street, this church is the mother church of the Roman Catholic Diocese of Charleston, South Carolina.</p>\n<p>The first brownstone cathedral was built in 1854 and named the Cathedral of Saint John and Saint Finbar.</p>\n<h3>First Scots Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://first-scots.org/\">https://first-scots.org/</a></p>\n<p>Located at 53 Meeting Street, this church was established in 1731 when a dozen Scottish residents left the Independent Church of Charleston.</p>\n<p>The buildings design was inspired by Baltimore Basilica in Baltimore, Maryland. It contains a number of Scottish symbols in stained glass windows.</p>\n<h3>Kahal Kadosh Beth Elohim</h3>\n<p><strong>URL</strong>: <a href=\"https://www.kkbe.org/\">https://www.kkbe.org/</a></p>\n<p>Since 1749, Kahal Kadosh Beth Elohim has been at the spiritual heart of Jewish Charleston.</p>\n<p>This congregation meets in an architecturally significant 1840 Greek Revival synagogue located at 90 Hasell Street, Charleston.</p>\n<h3>Central Mosque of Charleston</h3>\n<p><strong>URL</strong>: <a href=\"https://charleston.com/businesses/central-mosque-of-charleston\">https://charleston.com/businesses/central-mosque-of-charleston</a></p>\n<p>The Central Mosque of Charleston (CMC), located at 1082 King Street, Charleston, is a house of worship for people with ethnic backgrounds of about thirty different nationalities.</p>\n<p>The CMC provides wedding/nikah services to Muslims.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Charleston</h2>\n<h3>Magnolia Plantation and Gardens</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/magnolia-gardens-shutterstock_301691957-forweb600.jpg\" width=\"400\" height=\"263\" loading=\"lazy\" alt=\"Magnolia Plantation and Gardens\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://www.magnoliaplantation.com/\">https://www.magnoliaplantation.com/</a></p>\n<p>From the Audubon Swamp Garden to the historic River Walk, Magnolia has something for everyone.</p>\n<p>In the early 1840s, the Rev. John Grimké Drayton designed this romantic-style garden to showcase his azalea and camellia collections.</p>\n<h3>Middleton Place</h3>\n<p><strong>URL</strong>: <a href=\"https://www.middletonplace.org/\">https://www.middletonplace.org/</a></p>\n<p>A National Historic Landmark and home to the oldest landscaped gardens in America.</p>\n<p>Middleton Place is an enduring, essential part of the American experience, and an unforgettable setting for one-of-a-kind weddings.</p>\n<h3>Legare Waring House and Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://southcarolinaparks.com/legare-waring-house\">https://southcarolinaparks.com/legare-waring-house</a></p>\n<p>Many memorable weddings have taken place at this historic 1840s home, which resides amid the manicured gardens of Charles Towne Landing, the site of South Carolina's first permanent settlement.</p>\n<h3>Hampton Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)</a></p>\n<p>Hampton Park is a public park located in peninsular Charleston, South Carolina.</p>\n<p>The park is bordered by The Citadel to the west, Hampton Park Terrace to the south, North Central to the east, and Wagener Terrace to the north.</p>\n<h3>Waterfront Park</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/waterfront-park-sc-shutterstock_1035783793-forweb600.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Waterfront Park\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)</a></p>\n<p>Waterfront Park is an eight-acre park along approximately one-half mile of the Cooper River in Charleston, South Carolina.</p>\n<p>The park received the 2007 Landmark Award from the American Society of Landscape Architects and the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<a id=\"restaurant\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Charleston</h2>\n<h3>Halls Chophouse</h3>\n<p><strong>URL</strong>: <a href=\"https://www.hallschophouse.com/\">https://www.hallschophouse.com/</a></p>\n<p>The Hall family opened the doors of Halls Chophouse Charleston in 2009, but their pursuit of exceptional hospitality started long before.</p>\n<p>Located at 434 King St, Charleston, SC, this steakhouse is an appropriate venue for an elegant wedding celebration.</p>\n<h3>High Cotton</h3>\n<p><strong>URL</strong>: <a href=\"https://www.highcottoncharleston.com/private-events/\">https://www.highcottoncharleston.com/private-events/</a></p>\n<p>High Cotton restaurant is located at 199 E Bay St, Charleston, SC, and is available to be booked for private events, including weddings.</p>\n<p>Their main dining room is able to accommodate up to 100 seated, 150 reception. They also have a French Quarter room and East Bay room available to be booked.</p>\n<h3>The Ordinary</h3>\n<p><strong>URL</strong>: <a href=\"https://eattheordinary.com/\">https://eattheordinary.com/</a></p>\n<p>The Ordinary is a Southern seafood hall and oyster bar located in an old bank in Charleston.</p>\n<p>This restaurant has some limited availability for groups larger than six guests.</p>\n<h3>Harborside East</h3>\n<p><strong>URL</strong>: <a href=\"http://www.harborsideeast.com/\">http://www.harborsideeast.com/</a></p>\n<p>Harborside East offers a waterfront venue with views of the harbor and downtown Charleston. While technically in Mount Pleasant, it's close to downtown Charleston and provides a restaurant-style wedding experience.</p>\n<h3>Zero</h3>\n<p><strong>URL</strong>: <a href=\"https://zerorestaurantcharleston.com/\">https://zerorestaurantcharleston.com/</a></p>\n<p>Zero George Street Hotel/Restaurant was “not intended” as a wedding venue, but a buyout of the property (all 16 rooms) is possible for large groups/wedding parties.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Charleston</h2>\n<h3>William Aiken House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.pphgcharleston.com/venues/william-aiken-house/\">https://www.pphgcharleston.com/venues/william-aiken-house/</a></p>\n<p>Located at 456 King St. in Charleston, SC, this house features sweeping ballrooms and is available to be booked for weddings.</p>\n<p>This venue can accommodate up to 500 guests. Built in 1807.</p>\n<h3>Gadsden House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.gadsdenhouse.com/\">https://www.gadsdenhouse.com/</a></p>\n<p>Located in Downtown Charleston, Gadsden House is a perfect space for wedding ceremonies + receptions and rehearsal dinners.</p>\n<h3>Cedar Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thecedarroom.com/\">https://www.thecedarroom.com/</a></p>\n<p>More than 7,500 square feet of event space inside the Cigar Factory overlooking Cooper River. This venue is available to be booked for weddings.</p>\n<h3>Cotton Dock at Boone Hall Plantation</h3>\n<p><strong>URL</strong>: <a href=\"https://www.boonehallplantation.com/weddings/\">https://www.boonehallplantation.com/weddings/</a></p>\n<p>There is no question that The Cotton Dock is the most famous and most popular venue at Boone Hall Plantation.</p>\n<p>The majestic front lawn in front of the mansion, the intimate patio area behind, and the spacious back lawn flanked by tidal marshes all create spectacular possibilities for any wedding.</p>\n<h3>Governor Thomas Bennett House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.governorthomasbennetthouse.com/\">https://www.governorthomasbennetthouse.com/</a></p>\n<p>The Governor Thomas Bennett House offers endless options for your wedding.</p>\n<p>The house is located downtown, just minutes from most major hotels, conference spaces and attractions.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Charleston, chances are good that you’re getting married or know somebody who is. Consider <span style=\"font-weight: bold;\">wedding insurance</span>. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><em><span style=\"font-weight: normal;\">About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en-us/wedding-insurance-sc\" rel=\"noopener\">Wedding insurance in South Carolina</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-charleston/\" rel=\"noopener\">The best wedding venues in Charleston</a></li>\n</ul>","rss_summary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n","rss_body":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n<!--more-->\n<p>Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#restaurant\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a><br><em><span style=\"background-color: yellow;\">Get $15 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <strong>SCWedding$15off</strong></span></em></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Charleston</h2>\n<h3>St. Michael's Episcopal Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stmichaelschurch.net/\">https://www.stmichaelschurch.net/</a></p>\n<p>Located at 71 Broad Street, this church is the oldest surviving religious structure in Charleston, South Carolina, built in the 1750s.</p>\n<p>This church is listed on the National Register of Historic Places and is a National Historic Landmark.</p>\n<h3>Cathedral of Saint John the Baptist</h3>\n<p><strong>URL</strong>: <a href=\"https://charlestoncathedral.com/\">https://charlestoncathedral.com/</a></p>\n<p>Located at 120 Broad Street, this church is the mother church of the Roman Catholic Diocese of Charleston, South Carolina.</p>\n<p>The first brownstone cathedral was built in 1854 and named the Cathedral of Saint John and Saint Finbar.</p>\n<h3>First Scots Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://first-scots.org/\">https://first-scots.org/</a></p>\n<p>Located at 53 Meeting Street, this church was established in 1731 when a dozen Scottish residents left the Independent Church of Charleston.</p>\n<p>The buildings design was inspired by Baltimore Basilica in Baltimore, Maryland. It contains a number of Scottish symbols in stained glass windows.</p>\n<h3>Kahal Kadosh Beth Elohim</h3>\n<p><strong>URL</strong>: <a href=\"https://www.kkbe.org/\">https://www.kkbe.org/</a></p>\n<p>Since 1749, Kahal Kadosh Beth Elohim has been at the spiritual heart of Jewish Charleston.</p>\n<p>This congregation meets in an architecturally significant 1840 Greek Revival synagogue located at 90 Hasell Street, Charleston.</p>\n<h3>Central Mosque of Charleston</h3>\n<p><strong>URL</strong>: <a href=\"https://charleston.com/businesses/central-mosque-of-charleston\">https://charleston.com/businesses/central-mosque-of-charleston</a></p>\n<p>The Central Mosque of Charleston (CMC), located at 1082 King Street, Charleston, is a house of worship for people with ethnic backgrounds of about thirty different nationalities.</p>\n<p>The CMC provides wedding/nikah services to Muslims.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Charleston</h2>\n<h3>Magnolia Plantation and Gardens</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/magnolia-gardens-shutterstock_301691957-forweb600.jpg\" width=\"400\" height=\"263\" loading=\"lazy\" alt=\"Magnolia Plantation and Gardens\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://www.magnoliaplantation.com/\">https://www.magnoliaplantation.com/</a></p>\n<p>From the Audubon Swamp Garden to the historic River Walk, Magnolia has something for everyone.</p>\n<p>In the early 1840s, the Rev. John Grimké Drayton designed this romantic-style garden to showcase his azalea and camellia collections.</p>\n<h3>Middleton Place</h3>\n<p><strong>URL</strong>: <a href=\"https://www.middletonplace.org/\">https://www.middletonplace.org/</a></p>\n<p>A National Historic Landmark and home to the oldest landscaped gardens in America.</p>\n<p>Middleton Place is an enduring, essential part of the American experience, and an unforgettable setting for one-of-a-kind weddings.</p>\n<h3>Legare Waring House and Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://southcarolinaparks.com/legare-waring-house\">https://southcarolinaparks.com/legare-waring-house</a></p>\n<p>Many memorable weddings have taken place at this historic 1840s home, which resides amid the manicured gardens of Charles Towne Landing, the site of South Carolina's first permanent settlement.</p>\n<h3>Hampton Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)</a></p>\n<p>Hampton Park is a public park located in peninsular Charleston, South Carolina.</p>\n<p>The park is bordered by The Citadel to the west, Hampton Park Terrace to the south, North Central to the east, and Wagener Terrace to the north.</p>\n<h3>Waterfront Park</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/waterfront-park-sc-shutterstock_1035783793-forweb600.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Waterfront Park\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)</a></p>\n<p>Waterfront Park is an eight-acre park along approximately one-half mile of the Cooper River in Charleston, South Carolina.</p>\n<p>The park received the 2007 Landmark Award from the American Society of Landscape Architects and the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<a id=\"restaurant\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Charleston</h2>\n<h3>Halls Chophouse</h3>\n<p><strong>URL</strong>: <a href=\"https://www.hallschophouse.com/\">https://www.hallschophouse.com/</a></p>\n<p>The Hall family opened the doors of Halls Chophouse Charleston in 2009, but their pursuit of exceptional hospitality started long before.</p>\n<p>Located at 434 King St, Charleston, SC, this steakhouse is an appropriate venue for an elegant wedding celebration.</p>\n<h3>High Cotton</h3>\n<p><strong>URL</strong>: <a href=\"https://www.highcottoncharleston.com/private-events/\">https://www.highcottoncharleston.com/private-events/</a></p>\n<p>High Cotton restaurant is located at 199 E Bay St, Charleston, SC, and is available to be booked for private events, including weddings.</p>\n<p>Their main dining room is able to accommodate up to 100 seated, 150 reception. They also have a French Quarter room and East Bay room available to be booked.</p>\n<h3>The Ordinary</h3>\n<p><strong>URL</strong>: <a href=\"https://eattheordinary.com/\">https://eattheordinary.com/</a></p>\n<p>The Ordinary is a Southern seafood hall and oyster bar located in an old bank in Charleston.</p>\n<p>This restaurant has some limited availability for groups larger than six guests.</p>\n<h3>Harborside East</h3>\n<p><strong>URL</strong>: <a href=\"http://www.harborsideeast.com/\">http://www.harborsideeast.com/</a></p>\n<p>Harborside East offers a waterfront venue with views of the harbor and downtown Charleston. While technically in Mount Pleasant, it's close to downtown Charleston and provides a restaurant-style wedding experience.</p>\n<h3>Zero</h3>\n<p><strong>URL</strong>: <a href=\"https://zerorestaurantcharleston.com/\">https://zerorestaurantcharleston.com/</a></p>\n<p>Zero George Street Hotel/Restaurant was “not intended” as a wedding venue, but a buyout of the property (all 16 rooms) is possible for large groups/wedding parties.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Charleston</h2>\n<h3>William Aiken House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.pphgcharleston.com/venues/william-aiken-house/\">https://www.pphgcharleston.com/venues/william-aiken-house/</a></p>\n<p>Located at 456 King St. in Charleston, SC, this house features sweeping ballrooms and is available to be booked for weddings.</p>\n<p>This venue can accommodate up to 500 guests. Built in 1807.</p>\n<h3>Gadsden House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.gadsdenhouse.com/\">https://www.gadsdenhouse.com/</a></p>\n<p>Located in Downtown Charleston, Gadsden House is a perfect space for wedding ceremonies + receptions and rehearsal dinners.</p>\n<h3>Cedar Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thecedarroom.com/\">https://www.thecedarroom.com/</a></p>\n<p>More than 7,500 square feet of event space inside the Cigar Factory overlooking Cooper River. This venue is available to be booked for weddings.</p>\n<h3>Cotton Dock at Boone Hall Plantation</h3>\n<p><strong>URL</strong>: <a href=\"https://www.boonehallplantation.com/weddings/\">https://www.boonehallplantation.com/weddings/</a></p>\n<p>There is no question that The Cotton Dock is the most famous and most popular venue at Boone Hall Plantation.</p>\n<p>The majestic front lawn in front of the mansion, the intimate patio area behind, and the spacious back lawn flanked by tidal marshes all create spectacular possibilities for any wedding.</p>\n<h3>Governor Thomas Bennett House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.governorthomasbennetthouse.com/\">https://www.governorthomasbennetthouse.com/</a></p>\n<p>The Governor Thomas Bennett House offers endless options for your wedding.</p>\n<p>The house is located downtown, just minutes from most major hotels, conference spaces and attractions.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Charleston, chances are good that you’re getting married or know somebody who is. Consider <span style=\"font-weight: bold;\">wedding insurance</span>. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><em><span style=\"font-weight: normal;\">About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en-us/wedding-insurance-sc\" rel=\"noopener\">Wedding insurance in South Carolina</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-charleston/\" rel=\"noopener\">The best wedding venues in Charleston</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":null,"blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Charleston, South Carolina skyline","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. 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We’ll list some of them in this article.","metaKeywords":null,"name":"The Best Wedding Venues in Charleston, South Carolina","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/e&o-shutterstock_1746536957-forweb600.jpg","nextPostFeaturedImageAltText":"Film Producers: Buy an E&O policy","nextPostName":"Producers: Buy an E&O policy before going into production or wait?","nextPostSlug":"articles/producers-buy-an-eo-policy-before-going-into-production-or-wait","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"The Best Wedding Venues in Charleston, South Carolina","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n<!--more-->\n<p>Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#restaurant\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a><br><em><span style=\"background-color: yellow;\">Get $15 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <strong>SCWedding$15off</strong></span></em></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Charleston</h2>\n<h3>St. Michael's Episcopal Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stmichaelschurch.net/\">https://www.stmichaelschurch.net/</a></p>\n<p>Located at 71 Broad Street, this church is the oldest surviving religious structure in Charleston, South Carolina, built in the 1750s.</p>\n<p>This church is listed on the National Register of Historic Places and is a National Historic Landmark.</p>\n<h3>Cathedral of Saint John the Baptist</h3>\n<p><strong>URL</strong>: <a href=\"https://charlestoncathedral.com/\">https://charlestoncathedral.com/</a></p>\n<p>Located at 120 Broad Street, this church is the mother church of the Roman Catholic Diocese of Charleston, South Carolina.</p>\n<p>The first brownstone cathedral was built in 1854 and named the Cathedral of Saint John and Saint Finbar.</p>\n<h3>First Scots Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://first-scots.org/\">https://first-scots.org/</a></p>\n<p>Located at 53 Meeting Street, this church was established in 1731 when a dozen Scottish residents left the Independent Church of Charleston.</p>\n<p>The buildings design was inspired by Baltimore Basilica in Baltimore, Maryland. It contains a number of Scottish symbols in stained glass windows.</p>\n<h3>Kahal Kadosh Beth Elohim</h3>\n<p><strong>URL</strong>: <a href=\"https://www.kkbe.org/\">https://www.kkbe.org/</a></p>\n<p>Since 1749, Kahal Kadosh Beth Elohim has been at the spiritual heart of Jewish Charleston.</p>\n<p>This congregation meets in an architecturally significant 1840 Greek Revival synagogue located at 90 Hasell Street, Charleston.</p>\n<h3>Central Mosque of Charleston</h3>\n<p><strong>URL</strong>: <a href=\"https://charleston.com/businesses/central-mosque-of-charleston\">https://charleston.com/businesses/central-mosque-of-charleston</a></p>\n<p>The Central Mosque of Charleston (CMC), located at 1082 King Street, Charleston, is a house of worship for people with ethnic backgrounds of about thirty different nationalities.</p>\n<p>The CMC provides wedding/nikah services to Muslims.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Charleston</h2>\n<h3>Magnolia Plantation and Gardens</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/magnolia-gardens-shutterstock_301691957-forweb600.jpg\" width=\"400\" height=\"263\" loading=\"lazy\" alt=\"Magnolia Plantation and Gardens\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://www.magnoliaplantation.com/\">https://www.magnoliaplantation.com/</a></p>\n<p>From the Audubon Swamp Garden to the historic River Walk, Magnolia has something for everyone.</p>\n<p>In the early 1840s, the Rev. John Grimké Drayton designed this romantic-style garden to showcase his azalea and camellia collections.</p>\n<h3>Middleton Place</h3>\n<p><strong>URL</strong>: <a href=\"https://www.middletonplace.org/\">https://www.middletonplace.org/</a></p>\n<p>A National Historic Landmark and home to the oldest landscaped gardens in America.</p>\n<p>Middleton Place is an enduring, essential part of the American experience, and an unforgettable setting for one-of-a-kind weddings.</p>\n<h3>Legare Waring House and Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://southcarolinaparks.com/legare-waring-house\">https://southcarolinaparks.com/legare-waring-house</a></p>\n<p>Many memorable weddings have taken place at this historic 1840s home, which resides amid the manicured gardens of Charles Towne Landing, the site of South Carolina's first permanent settlement.</p>\n<h3>Hampton Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)</a></p>\n<p>Hampton Park is a public park located in peninsular Charleston, South Carolina.</p>\n<p>The park is bordered by The Citadel to the west, Hampton Park Terrace to the south, North Central to the east, and Wagener Terrace to the north.</p>\n<h3>Waterfront Park</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/waterfront-park-sc-shutterstock_1035783793-forweb600.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Waterfront Park\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)</a></p>\n<p>Waterfront Park is an eight-acre park along approximately one-half mile of the Cooper River in Charleston, South Carolina.</p>\n<p>The park received the 2007 Landmark Award from the American Society of Landscape Architects and the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<a id=\"restaurant\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Charleston</h2>\n<h3>Halls Chophouse</h3>\n<p><strong>URL</strong>: <a href=\"https://www.hallschophouse.com/\">https://www.hallschophouse.com/</a></p>\n<p>The Hall family opened the doors of Halls Chophouse Charleston in 2009, but their pursuit of exceptional hospitality started long before.</p>\n<p>Located at 434 King St, Charleston, SC, this steakhouse is an appropriate venue for an elegant wedding celebration.</p>\n<h3>High Cotton</h3>\n<p><strong>URL</strong>: <a href=\"https://www.highcottoncharleston.com/private-events/\">https://www.highcottoncharleston.com/private-events/</a></p>\n<p>High Cotton restaurant is located at 199 E Bay St, Charleston, SC, and is available to be booked for private events, including weddings.</p>\n<p>Their main dining room is able to accommodate up to 100 seated, 150 reception. They also have a French Quarter room and East Bay room available to be booked.</p>\n<h3>The Ordinary</h3>\n<p><strong>URL</strong>: <a href=\"https://eattheordinary.com/\">https://eattheordinary.com/</a></p>\n<p>The Ordinary is a Southern seafood hall and oyster bar located in an old bank in Charleston.</p>\n<p>This restaurant has some limited availability for groups larger than six guests.</p>\n<h3>Harborside East</h3>\n<p><strong>URL</strong>: <a href=\"http://www.harborsideeast.com/\">http://www.harborsideeast.com/</a></p>\n<p>Harborside East offers a waterfront venue with views of the harbor and downtown Charleston. While technically in Mount Pleasant, it's close to downtown Charleston and provides a restaurant-style wedding experience.</p>\n<h3>Zero</h3>\n<p><strong>URL</strong>: <a href=\"https://zerorestaurantcharleston.com/\">https://zerorestaurantcharleston.com/</a></p>\n<p>Zero George Street Hotel/Restaurant was “not intended” as a wedding venue, but a buyout of the property (all 16 rooms) is possible for large groups/wedding parties.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Charleston</h2>\n<h3>William Aiken House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.pphgcharleston.com/venues/william-aiken-house/\">https://www.pphgcharleston.com/venues/william-aiken-house/</a></p>\n<p>Located at 456 King St. in Charleston, SC, this house features sweeping ballrooms and is available to be booked for weddings.</p>\n<p>This venue can accommodate up to 500 guests. Built in 1807.</p>\n<h3>Gadsden House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.gadsdenhouse.com/\">https://www.gadsdenhouse.com/</a></p>\n<p>Located in Downtown Charleston, Gadsden House is a perfect space for wedding ceremonies + receptions and rehearsal dinners.</p>\n<h3>Cedar Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thecedarroom.com/\">https://www.thecedarroom.com/</a></p>\n<p>More than 7,500 square feet of event space inside the Cigar Factory overlooking Cooper River. This venue is available to be booked for weddings.</p>\n<h3>Cotton Dock at Boone Hall Plantation</h3>\n<p><strong>URL</strong>: <a href=\"https://www.boonehallplantation.com/weddings/\">https://www.boonehallplantation.com/weddings/</a></p>\n<p>There is no question that The Cotton Dock is the most famous and most popular venue at Boone Hall Plantation.</p>\n<p>The majestic front lawn in front of the mansion, the intimate patio area behind, and the spacious back lawn flanked by tidal marshes all create spectacular possibilities for any wedding.</p>\n<h3>Governor Thomas Bennett House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.governorthomasbennetthouse.com/\">https://www.governorthomasbennetthouse.com/</a></p>\n<p>The Governor Thomas Bennett House offers endless options for your wedding.</p>\n<p>The house is located downtown, just minutes from most major hotels, conference spaces and attractions.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Charleston, chances are good that you’re getting married or know somebody who is. Consider <span style=\"font-weight: bold;\">wedding insurance</span>. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><em><span style=\"font-weight: normal;\">About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en-us/wedding-insurance-sc\" rel=\"noopener\">Wedding insurance in South Carolina</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-charleston/\" rel=\"noopener\">The best wedding venues in Charleston</a></li>\n</ul>","postBodyRss":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n<!--more-->\n<p>Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#restaurant\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a><br><em><span style=\"background-color: yellow;\">Get $15 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <strong>SCWedding$15off</strong></span></em></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Charleston</h2>\n<h3>St. Michael's Episcopal Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stmichaelschurch.net/\">https://www.stmichaelschurch.net/</a></p>\n<p>Located at 71 Broad Street, this church is the oldest surviving religious structure in Charleston, South Carolina, built in the 1750s.</p>\n<p>This church is listed on the National Register of Historic Places and is a National Historic Landmark.</p>\n<h3>Cathedral of Saint John the Baptist</h3>\n<p><strong>URL</strong>: <a href=\"https://charlestoncathedral.com/\">https://charlestoncathedral.com/</a></p>\n<p>Located at 120 Broad Street, this church is the mother church of the Roman Catholic Diocese of Charleston, South Carolina.</p>\n<p>The first brownstone cathedral was built in 1854 and named the Cathedral of Saint John and Saint Finbar.</p>\n<h3>First Scots Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://first-scots.org/\">https://first-scots.org/</a></p>\n<p>Located at 53 Meeting Street, this church was established in 1731 when a dozen Scottish residents left the Independent Church of Charleston.</p>\n<p>The buildings design was inspired by Baltimore Basilica in Baltimore, Maryland. It contains a number of Scottish symbols in stained glass windows.</p>\n<h3>Kahal Kadosh Beth Elohim</h3>\n<p><strong>URL</strong>: <a href=\"https://www.kkbe.org/\">https://www.kkbe.org/</a></p>\n<p>Since 1749, Kahal Kadosh Beth Elohim has been at the spiritual heart of Jewish Charleston.</p>\n<p>This congregation meets in an architecturally significant 1840 Greek Revival synagogue located at 90 Hasell Street, Charleston.</p>\n<h3>Central Mosque of Charleston</h3>\n<p><strong>URL</strong>: <a href=\"https://charleston.com/businesses/central-mosque-of-charleston\">https://charleston.com/businesses/central-mosque-of-charleston</a></p>\n<p>The Central Mosque of Charleston (CMC), located at 1082 King Street, Charleston, is a house of worship for people with ethnic backgrounds of about thirty different nationalities.</p>\n<p>The CMC provides wedding/nikah services to Muslims.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Charleston</h2>\n<h3>Magnolia Plantation and Gardens</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/magnolia-gardens-shutterstock_301691957-forweb600.jpg\" width=\"400\" height=\"263\" loading=\"lazy\" alt=\"Magnolia Plantation and Gardens\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://www.magnoliaplantation.com/\">https://www.magnoliaplantation.com/</a></p>\n<p>From the Audubon Swamp Garden to the historic River Walk, Magnolia has something for everyone.</p>\n<p>In the early 1840s, the Rev. John Grimké Drayton designed this romantic-style garden to showcase his azalea and camellia collections.</p>\n<h3>Middleton Place</h3>\n<p><strong>URL</strong>: <a href=\"https://www.middletonplace.org/\">https://www.middletonplace.org/</a></p>\n<p>A National Historic Landmark and home to the oldest landscaped gardens in America.</p>\n<p>Middleton Place is an enduring, essential part of the American experience, and an unforgettable setting for one-of-a-kind weddings.</p>\n<h3>Legare Waring House and Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://southcarolinaparks.com/legare-waring-house\">https://southcarolinaparks.com/legare-waring-house</a></p>\n<p>Many memorable weddings have taken place at this historic 1840s home, which resides amid the manicured gardens of Charles Towne Landing, the site of South Carolina's first permanent settlement.</p>\n<h3>Hampton Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)</a></p>\n<p>Hampton Park is a public park located in peninsular Charleston, South Carolina.</p>\n<p>The park is bordered by The Citadel to the west, Hampton Park Terrace to the south, North Central to the east, and Wagener Terrace to the north.</p>\n<h3>Waterfront Park</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/waterfront-park-sc-shutterstock_1035783793-forweb600.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Waterfront Park\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)</a></p>\n<p>Waterfront Park is an eight-acre park along approximately one-half mile of the Cooper River in Charleston, South Carolina.</p>\n<p>The park received the 2007 Landmark Award from the American Society of Landscape Architects and the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<a id=\"restaurant\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Charleston</h2>\n<h3>Halls Chophouse</h3>\n<p><strong>URL</strong>: <a href=\"https://www.hallschophouse.com/\">https://www.hallschophouse.com/</a></p>\n<p>The Hall family opened the doors of Halls Chophouse Charleston in 2009, but their pursuit of exceptional hospitality started long before.</p>\n<p>Located at 434 King St, Charleston, SC, this steakhouse is an appropriate venue for an elegant wedding celebration.</p>\n<h3>High Cotton</h3>\n<p><strong>URL</strong>: <a href=\"https://www.highcottoncharleston.com/private-events/\">https://www.highcottoncharleston.com/private-events/</a></p>\n<p>High Cotton restaurant is located at 199 E Bay St, Charleston, SC, and is available to be booked for private events, including weddings.</p>\n<p>Their main dining room is able to accommodate up to 100 seated, 150 reception. They also have a French Quarter room and East Bay room available to be booked.</p>\n<h3>The Ordinary</h3>\n<p><strong>URL</strong>: <a href=\"https://eattheordinary.com/\">https://eattheordinary.com/</a></p>\n<p>The Ordinary is a Southern seafood hall and oyster bar located in an old bank in Charleston.</p>\n<p>This restaurant has some limited availability for groups larger than six guests.</p>\n<h3>Harborside East</h3>\n<p><strong>URL</strong>: <a href=\"http://www.harborsideeast.com/\">http://www.harborsideeast.com/</a></p>\n<p>Harborside East offers a waterfront venue with views of the harbor and downtown Charleston. While technically in Mount Pleasant, it's close to downtown Charleston and provides a restaurant-style wedding experience.</p>\n<h3>Zero</h3>\n<p><strong>URL</strong>: <a href=\"https://zerorestaurantcharleston.com/\">https://zerorestaurantcharleston.com/</a></p>\n<p>Zero George Street Hotel/Restaurant was “not intended” as a wedding venue, but a buyout of the property (all 16 rooms) is possible for large groups/wedding parties.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Charleston</h2>\n<h3>William Aiken House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.pphgcharleston.com/venues/william-aiken-house/\">https://www.pphgcharleston.com/venues/william-aiken-house/</a></p>\n<p>Located at 456 King St. in Charleston, SC, this house features sweeping ballrooms and is available to be booked for weddings.</p>\n<p>This venue can accommodate up to 500 guests. Built in 1807.</p>\n<h3>Gadsden House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.gadsdenhouse.com/\">https://www.gadsdenhouse.com/</a></p>\n<p>Located in Downtown Charleston, Gadsden House is a perfect space for wedding ceremonies + receptions and rehearsal dinners.</p>\n<h3>Cedar Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thecedarroom.com/\">https://www.thecedarroom.com/</a></p>\n<p>More than 7,500 square feet of event space inside the Cigar Factory overlooking Cooper River. This venue is available to be booked for weddings.</p>\n<h3>Cotton Dock at Boone Hall Plantation</h3>\n<p><strong>URL</strong>: <a href=\"https://www.boonehallplantation.com/weddings/\">https://www.boonehallplantation.com/weddings/</a></p>\n<p>There is no question that The Cotton Dock is the most famous and most popular venue at Boone Hall Plantation.</p>\n<p>The majestic front lawn in front of the mansion, the intimate patio area behind, and the spacious back lawn flanked by tidal marshes all create spectacular possibilities for any wedding.</p>\n<h3>Governor Thomas Bennett House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.governorthomasbennetthouse.com/\">https://www.governorthomasbennetthouse.com/</a></p>\n<p>The Governor Thomas Bennett House offers endless options for your wedding.</p>\n<p>The house is located downtown, just minutes from most major hotels, conference spaces and attractions.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Charleston, chances are good that you’re getting married or know somebody who is. Consider <span style=\"font-weight: bold;\">wedding insurance</span>. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><em><span style=\"font-weight: normal;\">About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en-us/wedding-insurance-sc\" rel=\"noopener\">Wedding insurance in South Carolina</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-charleston/\" rel=\"noopener\">The best wedding venues in Charleston</a></li>\n</ul>","postEmailContent":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/charleston-sky-shutterstock_1577091133-forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n<!--more-->\n<p>Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#restaurant\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a><br><em><span style=\"background-color: yellow;\">Get $15 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <strong>SCWedding$15off</strong></span></em></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Charleston</h2>\n<h3>St. Michael's Episcopal Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stmichaelschurch.net/\">https://www.stmichaelschurch.net/</a></p>\n<p>Located at 71 Broad Street, this church is the oldest surviving religious structure in Charleston, South Carolina, built in the 1750s.</p>\n<p>This church is listed on the National Register of Historic Places and is a National Historic Landmark.</p>\n<h3>Cathedral of Saint John the Baptist</h3>\n<p><strong>URL</strong>: <a href=\"https://charlestoncathedral.com/\">https://charlestoncathedral.com/</a></p>\n<p>Located at 120 Broad Street, this church is the mother church of the Roman Catholic Diocese of Charleston, South Carolina.</p>\n<p>The first brownstone cathedral was built in 1854 and named the Cathedral of Saint John and Saint Finbar.</p>\n<h3>First Scots Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://first-scots.org/\">https://first-scots.org/</a></p>\n<p>Located at 53 Meeting Street, this church was established in 1731 when a dozen Scottish residents left the Independent Church of Charleston.</p>\n<p>The buildings design was inspired by Baltimore Basilica in Baltimore, Maryland. It contains a number of Scottish symbols in stained glass windows.</p>\n<h3>Kahal Kadosh Beth Elohim</h3>\n<p><strong>URL</strong>: <a href=\"https://www.kkbe.org/\">https://www.kkbe.org/</a></p>\n<p>Since 1749, Kahal Kadosh Beth Elohim has been at the spiritual heart of Jewish Charleston.</p>\n<p>This congregation meets in an architecturally significant 1840 Greek Revival synagogue located at 90 Hasell Street, Charleston.</p>\n<h3>Central Mosque of Charleston</h3>\n<p><strong>URL</strong>: <a href=\"https://charleston.com/businesses/central-mosque-of-charleston\">https://charleston.com/businesses/central-mosque-of-charleston</a></p>\n<p>The Central Mosque of Charleston (CMC), located at 1082 King Street, Charleston, is a house of worship for people with ethnic backgrounds of about thirty different nationalities.</p>\n<p>The CMC provides wedding/nikah services to Muslims.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Charleston</h2>\n<h3>Magnolia Plantation and Gardens</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/magnolia-gardens-shutterstock_301691957-forweb600.jpg\" width=\"400\" height=\"263\" loading=\"lazy\" alt=\"Magnolia Plantation and Gardens\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://www.magnoliaplantation.com/\">https://www.magnoliaplantation.com/</a></p>\n<p>From the Audubon Swamp Garden to the historic River Walk, Magnolia has something for everyone.</p>\n<p>In the early 1840s, the Rev. John Grimké Drayton designed this romantic-style garden to showcase his azalea and camellia collections.</p>\n<h3>Middleton Place</h3>\n<p><strong>URL</strong>: <a href=\"https://www.middletonplace.org/\">https://www.middletonplace.org/</a></p>\n<p>A National Historic Landmark and home to the oldest landscaped gardens in America.</p>\n<p>Middleton Place is an enduring, essential part of the American experience, and an unforgettable setting for one-of-a-kind weddings.</p>\n<h3>Legare Waring House and Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://southcarolinaparks.com/legare-waring-house\">https://southcarolinaparks.com/legare-waring-house</a></p>\n<p>Many memorable weddings have taken place at this historic 1840s home, which resides amid the manicured gardens of Charles Towne Landing, the site of South Carolina's first permanent settlement.</p>\n<h3>Hampton Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)</a></p>\n<p>Hampton Park is a public park located in peninsular Charleston, South Carolina.</p>\n<p>The park is bordered by The Citadel to the west, Hampton Park Terrace to the south, North Central to the east, and Wagener Terrace to the north.</p>\n<h3>Waterfront Park</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/waterfront-park-sc-shutterstock_1035783793-forweb600.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Waterfront Park\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)</a></p>\n<p>Waterfront Park is an eight-acre park along approximately one-half mile of the Cooper River in Charleston, South Carolina.</p>\n<p>The park received the 2007 Landmark Award from the American Society of Landscape Architects and the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<a id=\"restaurant\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Charleston</h2>\n<h3>Halls Chophouse</h3>\n<p><strong>URL</strong>: <a href=\"https://www.hallschophouse.com/\">https://www.hallschophouse.com/</a></p>\n<p>The Hall family opened the doors of Halls Chophouse Charleston in 2009, but their pursuit of exceptional hospitality started long before.</p>\n<p>Located at 434 King St, Charleston, SC, this steakhouse is an appropriate venue for an elegant wedding celebration.</p>\n<h3>High Cotton</h3>\n<p><strong>URL</strong>: <a href=\"https://www.highcottoncharleston.com/private-events/\">https://www.highcottoncharleston.com/private-events/</a></p>\n<p>High Cotton restaurant is located at 199 E Bay St, Charleston, SC, and is available to be booked for private events, including weddings.</p>\n<p>Their main dining room is able to accommodate up to 100 seated, 150 reception. They also have a French Quarter room and East Bay room available to be booked.</p>\n<h3>The Ordinary</h3>\n<p><strong>URL</strong>: <a href=\"https://eattheordinary.com/\">https://eattheordinary.com/</a></p>\n<p>The Ordinary is a Southern seafood hall and oyster bar located in an old bank in Charleston.</p>\n<p>This restaurant has some limited availability for groups larger than six guests.</p>\n<h3>Harborside East</h3>\n<p><strong>URL</strong>: <a href=\"http://www.harborsideeast.com/\">http://www.harborsideeast.com/</a></p>\n<p>Harborside East offers a waterfront venue with views of the harbor and downtown Charleston. While technically in Mount Pleasant, it's close to downtown Charleston and provides a restaurant-style wedding experience.</p>\n<h3>Zero</h3>\n<p><strong>URL</strong>: <a href=\"https://zerorestaurantcharleston.com/\">https://zerorestaurantcharleston.com/</a></p>\n<p>Zero George Street Hotel/Restaurant was “not intended” as a wedding venue, but a buyout of the property (all 16 rooms) is possible for large groups/wedding parties.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Charleston</h2>\n<h3>William Aiken House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.pphgcharleston.com/venues/william-aiken-house/\">https://www.pphgcharleston.com/venues/william-aiken-house/</a></p>\n<p>Located at 456 King St. in Charleston, SC, this house features sweeping ballrooms and is available to be booked for weddings.</p>\n<p>This venue can accommodate up to 500 guests. Built in 1807.</p>\n<h3>Gadsden House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.gadsdenhouse.com/\">https://www.gadsdenhouse.com/</a></p>\n<p>Located in Downtown Charleston, Gadsden House is a perfect space for wedding ceremonies + receptions and rehearsal dinners.</p>\n<h3>Cedar Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thecedarroom.com/\">https://www.thecedarroom.com/</a></p>\n<p>More than 7,500 square feet of event space inside the Cigar Factory overlooking Cooper River. This venue is available to be booked for weddings.</p>\n<h3>Cotton Dock at Boone Hall Plantation</h3>\n<p><strong>URL</strong>: <a href=\"https://www.boonehallplantation.com/weddings/\">https://www.boonehallplantation.com/weddings/</a></p>\n<p>There is no question that The Cotton Dock is the most famous and most popular venue at Boone Hall Plantation.</p>\n<p>The majestic front lawn in front of the mansion, the intimate patio area behind, and the spacious back lawn flanked by tidal marshes all create spectacular possibilities for any wedding.</p>\n<h3>Governor Thomas Bennett House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.governorthomasbennetthouse.com/\">https://www.governorthomasbennetthouse.com/</a></p>\n<p>The Governor Thomas Bennett House offers endless options for your wedding.</p>\n<p>The house is located downtown, just minutes from most major hotels, conference spaces and attractions.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Charleston, chances are good that you’re getting married or know somebody who is. Consider <span style=\"font-weight: bold;\">wedding insurance</span>. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><em><span style=\"font-weight: normal;\">About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en-us/wedding-insurance-sc\" rel=\"noopener\">Wedding insurance in South Carolina</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-charleston/\" rel=\"noopener\">The best wedding venues in Charleston</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/charleston-sky-shutterstock_1577091133-forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"vNsdYEyk","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/doc-forweb.jpg","previousPostFeaturedImageAltText":"Producers E&O: What is My Distributor and Financier Asking For?","previousPostName":"IDA Producer's E&O: What is My Distributor / Financier Asking For?","previousPostSlug":"articles/producers-eo-what-is-my-distributor-and-financer-asking-for","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1695308911000,"publishDateLocalTime":1695308911000,"publishDateLocalized":{"date":1695308911000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1695320727657,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-charleston","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: Shutterstock</em></p>\n<!--more-->\n<p>Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#restaurant\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a><br><em><span style=\"background-color: yellow;\">Get $15 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <strong>SCWedding$15off</strong></span></em></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Charleston</h2>\n<h3>St. Michael's Episcopal Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stmichaelschurch.net/\">https://www.stmichaelschurch.net/</a></p>\n<p>Located at 71 Broad Street, this church is the oldest surviving religious structure in Charleston, South Carolina, built in the 1750s.</p>\n<p>This church is listed on the National Register of Historic Places and is a National Historic Landmark.</p>\n<h3>Cathedral of Saint John the Baptist</h3>\n<p><strong>URL</strong>: <a href=\"https://charlestoncathedral.com/\">https://charlestoncathedral.com/</a></p>\n<p>Located at 120 Broad Street, this church is the mother church of the Roman Catholic Diocese of Charleston, South Carolina.</p>\n<p>The first brownstone cathedral was built in 1854 and named the Cathedral of Saint John and Saint Finbar.</p>\n<h3>First Scots Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://first-scots.org/\">https://first-scots.org/</a></p>\n<p>Located at 53 Meeting Street, this church was established in 1731 when a dozen Scottish residents left the Independent Church of Charleston.</p>\n<p>The buildings design was inspired by Baltimore Basilica in Baltimore, Maryland. It contains a number of Scottish symbols in stained glass windows.</p>\n<h3>Kahal Kadosh Beth Elohim</h3>\n<p><strong>URL</strong>: <a href=\"https://www.kkbe.org/\">https://www.kkbe.org/</a></p>\n<p>Since 1749, Kahal Kadosh Beth Elohim has been at the spiritual heart of Jewish Charleston.</p>\n<p>This congregation meets in an architecturally significant 1840 Greek Revival synagogue located at 90 Hasell Street, Charleston.</p>\n<h3>Central Mosque of Charleston</h3>\n<p><strong>URL</strong>: <a href=\"https://charleston.com/businesses/central-mosque-of-charleston\">https://charleston.com/businesses/central-mosque-of-charleston</a></p>\n<p>The Central Mosque of Charleston (CMC), located at 1082 King Street, Charleston, is a house of worship for people with ethnic backgrounds of about thirty different nationalities.</p>\n<p>The CMC provides wedding/nikah services to Muslims.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Charleston</h2>\n<h3>Magnolia Plantation and Gardens</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/magnolia-gardens-shutterstock_301691957-forweb600.jpg\" width=\"400\" height=\"263\" loading=\"lazy\" alt=\"Magnolia Plantation and Gardens\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://www.magnoliaplantation.com/\">https://www.magnoliaplantation.com/</a></p>\n<p>From the Audubon Swamp Garden to the historic River Walk, Magnolia has something for everyone.</p>\n<p>In the early 1840s, the Rev. John Grimké Drayton designed this romantic-style garden to showcase his azalea and camellia collections.</p>\n<h3>Middleton Place</h3>\n<p><strong>URL</strong>: <a href=\"https://www.middletonplace.org/\">https://www.middletonplace.org/</a></p>\n<p>A National Historic Landmark and home to the oldest landscaped gardens in America.</p>\n<p>Middleton Place is an enduring, essential part of the American experience, and an unforgettable setting for one-of-a-kind weddings.</p>\n<h3>Legare Waring House and Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://southcarolinaparks.com/legare-waring-house\">https://southcarolinaparks.com/legare-waring-house</a></p>\n<p>Many memorable weddings have taken place at this historic 1840s home, which resides amid the manicured gardens of Charles Towne Landing, the site of South Carolina's first permanent settlement.</p>\n<h3>Hampton Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Hampton_Park_(Charleston)</a></p>\n<p>Hampton Park is a public park located in peninsular Charleston, South Carolina.</p>\n<p>The park is bordered by The Citadel to the west, Hampton Park Terrace to the south, North Central to the east, and Wagener Terrace to the north.</p>\n<h3>Waterfront Park</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/waterfront-park-sc-shutterstock_1035783793-forweb600.jpg\" width=\"400\" height=\"267\" loading=\"lazy\" alt=\"Waterfront Park\" style=\"height: auto; max-width: 100%; width: 400px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Waterfront_Park_(Charleston)</a></p>\n<p>Waterfront Park is an eight-acre park along approximately one-half mile of the Cooper River in Charleston, South Carolina.</p>\n<p>The park received the 2007 Landmark Award from the American Society of Landscape Architects and the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<a id=\"restaurant\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in Charleston</h2>\n<h3>Halls Chophouse</h3>\n<p><strong>URL</strong>: <a href=\"https://www.hallschophouse.com/\">https://www.hallschophouse.com/</a></p>\n<p>The Hall family opened the doors of Halls Chophouse Charleston in 2009, but their pursuit of exceptional hospitality started long before.</p>\n<p>Located at 434 King St, Charleston, SC, this steakhouse is an appropriate venue for an elegant wedding celebration.</p>\n<h3>High Cotton</h3>\n<p><strong>URL</strong>: <a href=\"https://www.highcottoncharleston.com/private-events/\">https://www.highcottoncharleston.com/private-events/</a></p>\n<p>High Cotton restaurant is located at 199 E Bay St, Charleston, SC, and is available to be booked for private events, including weddings.</p>\n<p>Their main dining room is able to accommodate up to 100 seated, 150 reception. They also have a French Quarter room and East Bay room available to be booked.</p>\n<h3>The Ordinary</h3>\n<p><strong>URL</strong>: <a href=\"https://eattheordinary.com/\">https://eattheordinary.com/</a></p>\n<p>The Ordinary is a Southern seafood hall and oyster bar located in an old bank in Charleston.</p>\n<p>This restaurant has some limited availability for groups larger than six guests.</p>\n<h3>Harborside East</h3>\n<p><strong>URL</strong>: <a href=\"http://www.harborsideeast.com/\">http://www.harborsideeast.com/</a></p>\n<p>Harborside East offers a waterfront venue with views of the harbor and downtown Charleston. While technically in Mount Pleasant, it's close to downtown Charleston and provides a restaurant-style wedding experience.</p>\n<h3>Zero</h3>\n<p><strong>URL</strong>: <a href=\"https://zerorestaurantcharleston.com/\">https://zerorestaurantcharleston.com/</a></p>\n<p>Zero George Street Hotel/Restaurant was “not intended” as a wedding venue, but a buyout of the property (all 16 rooms) is possible for large groups/wedding parties.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Charleston</h2>\n<h3>William Aiken House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.pphgcharleston.com/venues/william-aiken-house/\">https://www.pphgcharleston.com/venues/william-aiken-house/</a></p>\n<p>Located at 456 King St. in Charleston, SC, this house features sweeping ballrooms and is available to be booked for weddings.</p>\n<p>This venue can accommodate up to 500 guests. Built in 1807.</p>\n<h3>Gadsden House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.gadsdenhouse.com/\">https://www.gadsdenhouse.com/</a></p>\n<p>Located in Downtown Charleston, Gadsden House is a perfect space for wedding ceremonies + receptions and rehearsal dinners.</p>\n<h3>Cedar Room</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thecedarroom.com/\">https://www.thecedarroom.com/</a></p>\n<p>More than 7,500 square feet of event space inside the Cigar Factory overlooking Cooper River. This venue is available to be booked for weddings.</p>\n<h3>Cotton Dock at Boone Hall Plantation</h3>\n<p><strong>URL</strong>: <a href=\"https://www.boonehallplantation.com/weddings/\">https://www.boonehallplantation.com/weddings/</a></p>\n<p>There is no question that The Cotton Dock is the most famous and most popular venue at Boone Hall Plantation.</p>\n<p>The majestic front lawn in front of the mansion, the intimate patio area behind, and the spacious back lawn flanked by tidal marshes all create spectacular possibilities for any wedding.</p>\n<h3>Governor Thomas Bennett House</h3>\n<p><strong>URL</strong>: <a href=\"https://www.governorthomasbennetthouse.com/\">https://www.governorthomasbennetthouse.com/</a></p>\n<p>The Governor Thomas Bennett House offers endless options for your wedding.</p>\n<p>The house is located downtown, just minutes from most major hotels, conference spaces and attractions.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Charleston, chances are good that you’re getting married or know somebody who is. Consider <span style=\"font-weight: bold;\">wedding insurance</span>. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a><span style=\"color: black;\">: if you’re holding a private event at one of the above venues, you can buy </span>insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days.</li>\n</ul>\n<p><em><span style=\"font-weight: normal;\">About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/en-us/wedding-insurance-sc\" rel=\"noopener\">Wedding insurance in South Carolina</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li>Google Web Story: <a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-charleston/\" rel=\"noopener\">The best wedding venues in Charleston</a></li>\n</ul>","rssSummary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images: 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Producers: Buy an E&O policy","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1694549455000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Thu, 13 Apr 2023 18:03:35 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Film Producers: Buy an E&O policy before going into production or wait until the project is sold?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceBlaney McMurtry LLP website: https://...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/uz93-o26BAM/mqdefault.jpg\",\n\t\"duration\": \"PT3M11S\",\n\t\"contentUrl\": 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wait?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Producers: Buy an E&O policy before going into production or wait?","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904,949708924,949708959,3033106217],"topic_ids":[949708904,949708924,949708959,3033106217],"post_summary":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: I think as an entertainment lawyer, we would always rather a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s errors &amp; omissions (E&amp;O) policy</a> be obtained as early as possible, certainly before production would be ideal. In a lot of cases, for certain budget levels and depending on which parties are involved, certain broadcasters or distributors might require that policy in place.</p>\n<p>There are obviously pros to this approach; not just because it is mandated by those third parties but it forces the production to get everything in order legally as quickly as possible: chain of title, <a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">cast and crew agreements, releases</a>, any and all forms of rights and permissions that they need to go into production. The caveat to that is that some things just might not be obtained before or in the first couple days of production. <a href=\"https://www.frontrowinsurance.com/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\">Music rights</a>, for example, are typically obtained after production. So, there will be some contracts that may need to be sorted out afterwards. But once E&amp;O is wrapped up for the production, that is a huge hurdle that the production has jumped over and they can focus on other matters.</p>\n<p>On a practical note, many independent production companies under certain budget levels may not have those third parties attached to the project before they go to camera. Maybe they have one or two.</p>\n<p>So, they may not be mandated to get the E&amp;O policy before it goes to principal photography. They might be obtaining E&amp;O afterwards; maybe during <a href=\"https://www.frontrowinsurance.com/en/post-production-studios\">post-production</a> or even later on, once they get distribution or other interest from a sales agent or distributor.</p>\n<p>The one pro to this approach is that when you <a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">complete the application</a>, you have a good understanding of all parties involved at that point. Chances are that you have music rights obtained, you have any and all third parties and necessary releases, and if for some reason you didn’t get a location or individual to sign a release during production, you might be able to get it a couple weeks later.</p>\n<p>The con to this approach is it all comes down to delivery: if you only obtain an E&amp;O policy to finalize a deal with a distributor, that’s part of the delivery process and you might go through that part and realize the film is already made, the final cut is done, and if your clearance lawyer spots an issue, the option of <a href=\"https://www.frontrowinsurance.com/articles/how-does-a-clearance-lawyer-determine-what-material-has-to-be-removed\">removing it</a> might already be too late.</p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">The distributor</a> thinks they’re getting the final cut and there might be a situation with the project that could hold up delivery or the deal generally. This is the negative of waiting late to obtain E&amp;O insurance, especially if there are brands, logos, and/or permissions that have not yet been cleared.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">Why are certain questions asked on an E&amp;O application?</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: I think as an entertainment lawyer, we would always rather a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s errors &amp; omissions (E&amp;O) policy</a> be obtained as early as possible, certainly before production would be ideal. In a lot of cases, for certain budget levels and depending on which parties are involved, certain broadcasters or distributors might require that policy in place.</p>\n<p>There are obviously pros to this approach; not just because it is mandated by those third parties but it forces the production to get everything in order legally as quickly as possible: chain of title, <a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">cast and crew agreements, releases</a>, any and all forms of rights and permissions that they need to go into production. The caveat to that is that some things just might not be obtained before or in the first couple days of production. <a href=\"https://www.frontrowinsurance.com/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\">Music rights</a>, for example, are typically obtained after production. So, there will be some contracts that may need to be sorted out afterwards. But once E&amp;O is wrapped up for the production, that is a huge hurdle that the production has jumped over and they can focus on other matters.</p>\n<p>On a practical note, many independent production companies under certain budget levels may not have those third parties attached to the project before they go to camera. Maybe they have one or two.</p>\n<p>So, they may not be mandated to get the E&amp;O policy before it goes to principal photography. They might be obtaining E&amp;O afterwards; maybe during <a href=\"https://www.frontrowinsurance.com/en/post-production-studios\">post-production</a> or even later on, once they get distribution or other interest from a sales agent or distributor.</p>\n<p>The one pro to this approach is that when you <a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">complete the application</a>, you have a good understanding of all parties involved at that point. Chances are that you have music rights obtained, you have any and all third parties and necessary releases, and if for some reason you didn’t get a location or individual to sign a release during production, you might be able to get it a couple weeks later.</p>\n<p>The con to this approach is it all comes down to delivery: if you only obtain an E&amp;O policy to finalize a deal with a distributor, that’s part of the delivery process and you might go through that part and realize the film is already made, the final cut is done, and if your clearance lawyer spots an issue, the option of <a href=\"https://www.frontrowinsurance.com/articles/how-does-a-clearance-lawyer-determine-what-material-has-to-be-removed\">removing it</a> might already be too late.</p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">The distributor</a> thinks they’re getting the final cut and there might be a situation with the project that could hold up delivery or the deal generally. This is the negative of waiting late to obtain E&amp;O insurance, especially if there are brands, logos, and/or permissions that have not yet been cleared.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">Why are certain questions asked on an E&amp;O application?</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 13 Apr 2023 18:03:35 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Film Producers: Buy an E&O policy before going into production or wait until the project is sold?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceBlaney McMurtry LLP website: https://...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/uz93-o26BAM/mqdefault.jpg\",\n\t\"duration\": \"PT3M11S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=uz93-o26BAM\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/uz93-o26BAM\",\n\t\"uploadDate\": \"2023-03-01\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/uz93-o26BAM?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Film Producers: Buy an E&O 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: I think as an entertainment lawyer, we would always rather a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s errors &amp; omissions (E&amp;O) policy</a> be obtained as early as possible, certainly before production would be ideal. In a lot of cases, for certain budget levels and depending on which parties are involved, certain broadcasters or distributors might require that policy in place.</p>\n<p>There are obviously pros to this approach; not just because it is mandated by those third parties but it forces the production to get everything in order legally as quickly as possible: chain of title, <a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">cast and crew agreements, releases</a>, any and all forms of rights and permissions that they need to go into production. The caveat to that is that some things just might not be obtained before or in the first couple days of production. <a href=\"https://www.frontrowinsurance.com/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\">Music rights</a>, for example, are typically obtained after production. So, there will be some contracts that may need to be sorted out afterwards. But once E&amp;O is wrapped up for the production, that is a huge hurdle that the production has jumped over and they can focus on other matters.</p>\n<p>On a practical note, many independent production companies under certain budget levels may not have those third parties attached to the project before they go to camera. Maybe they have one or two.</p>\n<p>So, they may not be mandated to get the E&amp;O policy before it goes to principal photography. They might be obtaining E&amp;O afterwards; maybe during <a href=\"https://www.frontrowinsurance.com/en/post-production-studios\">post-production</a> or even later on, once they get distribution or other interest from a sales agent or distributor.</p>\n<p>The one pro to this approach is that when you <a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">complete the application</a>, you have a good understanding of all parties involved at that point. Chances are that you have music rights obtained, you have any and all third parties and necessary releases, and if for some reason you didn’t get a location or individual to sign a release during production, you might be able to get it a couple weeks later.</p>\n<p>The con to this approach is it all comes down to delivery: if you only obtain an E&amp;O policy to finalize a deal with a distributor, that’s part of the delivery process and you might go through that part and realize the film is already made, the final cut is done, and if your clearance lawyer spots an issue, the option of <a href=\"https://www.frontrowinsurance.com/articles/how-does-a-clearance-lawyer-determine-what-material-has-to-be-removed\">removing it</a> might already be too late.</p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">The distributor</a> thinks they’re getting the final cut and there might be a situation with the project that could hold up delivery or the deal generally. This is the negative of waiting late to obtain E&amp;O insurance, especially if there are brands, logos, and/or permissions that have not yet been cleared.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">Why are certain questions asked on an E&amp;O application?</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: I think as an entertainment lawyer, we would always rather a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s errors &amp; omissions (E&amp;O) policy</a> be obtained as early as possible, certainly before production would be ideal. In a lot of cases, for certain budget levels and depending on which parties are involved, certain broadcasters or distributors might require that policy in place.</p>\n<p>There are obviously pros to this approach; not just because it is mandated by those third parties but it forces the production to get everything in order legally as quickly as possible: chain of title, <a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">cast and crew agreements, releases</a>, any and all forms of rights and permissions that they need to go into production. The caveat to that is that some things just might not be obtained before or in the first couple days of production. <a href=\"https://www.frontrowinsurance.com/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\">Music rights</a>, for example, are typically obtained after production. So, there will be some contracts that may need to be sorted out afterwards. But once E&amp;O is wrapped up for the production, that is a huge hurdle that the production has jumped over and they can focus on other matters.</p>\n<p>On a practical note, many independent production companies under certain budget levels may not have those third parties attached to the project before they go to camera. Maybe they have one or two.</p>\n<p>So, they may not be mandated to get the E&amp;O policy before it goes to principal photography. They might be obtaining E&amp;O afterwards; maybe during <a href=\"https://www.frontrowinsurance.com/en/post-production-studios\">post-production</a> or even later on, once they get distribution or other interest from a sales agent or distributor.</p>\n<p>The one pro to this approach is that when you <a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">complete the application</a>, you have a good understanding of all parties involved at that point. Chances are that you have music rights obtained, you have any and all third parties and necessary releases, and if for some reason you didn’t get a location or individual to sign a release during production, you might be able to get it a couple weeks later.</p>\n<p>The con to this approach is it all comes down to delivery: if you only obtain an E&amp;O policy to finalize a deal with a distributor, that’s part of the delivery process and you might go through that part and realize the film is already made, the final cut is done, and if your clearance lawyer spots an issue, the option of <a href=\"https://www.frontrowinsurance.com/articles/how-does-a-clearance-lawyer-determine-what-material-has-to-be-removed\">removing it</a> might already be too late.</p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">The distributor</a> thinks they’re getting the final cut and there might be a situation with the project that could hold up delivery or the deal generally. This is the negative of waiting late to obtain E&amp;O insurance, especially if there are brands, logos, and/or permissions that have not yet been cleared.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">Why are certain questions asked on an E&amp;O application?</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/e&o-shutterstock_1746536957-forweb600.jpg","postListContent":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: I think as an entertainment lawyer, we would always rather a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s errors &amp; omissions (E&amp;O) policy</a> be obtained as early as possible, certainly before production would be ideal. In a lot of cases, for certain budget levels and depending on which parties are involved, certain broadcasters or distributors might require that policy in place.</p>\n<p>There are obviously pros to this approach; not just because it is mandated by those third parties but it forces the production to get everything in order legally as quickly as possible: chain of title, <a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">cast and crew agreements, releases</a>, any and all forms of rights and permissions that they need to go into production. The caveat to that is that some things just might not be obtained before or in the first couple days of production. <a href=\"https://www.frontrowinsurance.com/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\">Music rights</a>, for example, are typically obtained after production. So, there will be some contracts that may need to be sorted out afterwards. But once E&amp;O is wrapped up for the production, that is a huge hurdle that the production has jumped over and they can focus on other matters.</p>\n<p>On a practical note, many independent production companies under certain budget levels may not have those third parties attached to the project before they go to camera. Maybe they have one or two.</p>\n<p>So, they may not be mandated to get the E&amp;O policy before it goes to principal photography. They might be obtaining E&amp;O afterwards; maybe during <a href=\"https://www.frontrowinsurance.com/en/post-production-studios\">post-production</a> or even later on, once they get distribution or other interest from a sales agent or distributor.</p>\n<p>The one pro to this approach is that when you <a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">complete the application</a>, you have a good understanding of all parties involved at that point. Chances are that you have music rights obtained, you have any and all third parties and necessary releases, and if for some reason you didn’t get a location or individual to sign a release during production, you might be able to get it a couple weeks later.</p>\n<p>The con to this approach is it all comes down to delivery: if you only obtain an E&amp;O policy to finalize a deal with a distributor, that’s part of the delivery process and you might go through that part and realize the film is already made, the final cut is done, and if your clearance lawyer spots an issue, the option of <a href=\"https://www.frontrowinsurance.com/articles/how-does-a-clearance-lawyer-determine-what-material-has-to-be-removed\">removing it</a> might already be too late.</p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">The distributor</a> thinks they’re getting the final cut and there might be a situation with the project that could hold up delivery or the deal generally. This is the negative of waiting late to obtain E&amp;O insurance, especially if there are brands, logos, and/or permissions that have not yet been cleared.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">Why are certain questions asked on an E&amp;O application?</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/e&o-shutterstock_1746536957-forweb600.jpg","postSummary":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"GFeYwxZF","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20venues%20weddings%20Charleston%20SC/charleston-sky-shutterstock_1577091133-forweb600.jpg","previousPostFeaturedImageAltText":"Charleston, South Carolina skyline","previousPostName":"The Best Wedding Venues in Charleston, South Carolina","previousPostSlug":"articles/best-wedding-venues-in-charleston","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1694549455000,"publishDateLocalTime":1694549455000,"publishDateLocalized":{"date":1694549455000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1721655455546,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/producers-buy-an-eo-policy-before-going-into-production-or-wait","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: I think as an entertainment lawyer, we would always rather a <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s errors &amp; omissions (E&amp;O) policy</a> be obtained as early as possible, certainly before production would be ideal. In a lot of cases, for certain budget levels and depending on which parties are involved, certain broadcasters or distributors might require that policy in place.</p>\n<p>There are obviously pros to this approach; not just because it is mandated by those third parties but it forces the production to get everything in order legally as quickly as possible: chain of title, <a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">cast and crew agreements, releases</a>, any and all forms of rights and permissions that they need to go into production. The caveat to that is that some things just might not be obtained before or in the first couple days of production. <a href=\"https://www.frontrowinsurance.com/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\">Music rights</a>, for example, are typically obtained after production. So, there will be some contracts that may need to be sorted out afterwards. But once E&amp;O is wrapped up for the production, that is a huge hurdle that the production has jumped over and they can focus on other matters.</p>\n<p>On a practical note, many independent production companies under certain budget levels may not have those third parties attached to the project before they go to camera. Maybe they have one or two.</p>\n<p>So, they may not be mandated to get the E&amp;O policy before it goes to principal photography. They might be obtaining E&amp;O afterwards; maybe during <a href=\"https://www.frontrowinsurance.com/en/post-production-studios\">post-production</a> or even later on, once they get distribution or other interest from a sales agent or distributor.</p>\n<p>The one pro to this approach is that when you <a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">complete the application</a>, you have a good understanding of all parties involved at that point. Chances are that you have music rights obtained, you have any and all third parties and necessary releases, and if for some reason you didn’t get a location or individual to sign a release during production, you might be able to get it a couple weeks later.</p>\n<p>The con to this approach is it all comes down to delivery: if you only obtain an E&amp;O policy to finalize a deal with a distributor, that’s part of the delivery process and you might go through that part and realize the film is already made, the final cut is done, and if your clearance lawyer spots an issue, the option of <a href=\"https://www.frontrowinsurance.com/articles/how-does-a-clearance-lawyer-determine-what-material-has-to-be-removed\">removing it</a> might already be too late.</p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\"noopener\">The distributor</a> thinks they’re getting the final cut and there might be a situation with the project that could hold up delivery or the deal generally. This is the negative of waiting late to obtain E&amp;O insurance, especially if there are brands, logos, and/or permissions that have not yet been cleared.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">Why are certain questions asked on an E&amp;O application?</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<h2>Film Producers: Buy an E&amp;O policy before going into production or wait until the project has been sold?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/uz93-o26BAM?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen 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Costs","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":137640,"legacyId":111086,"legacyPostGuid":"c65200fd-a15a-4781-92af-974eb398a90e","linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Call Sheets Help Reduce Film Insurance Costs","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708814,949708904,949709669,949709699],"topic_ids":[949708814,949708904,949709669,949709699],"post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n<!--more-->\n<h2>The following should be included on call sheets:</h2>\n<ul>\n<li>Scheduled <a href=\"/articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects\" rel=\"noopener\">stunts</a></li>\n<li>Any <a href=\"/articles/articles/bid/103864/8-ways-to-save-money-when-insuring-stunts-spfx\" rel=\"noopener\">special effects</a> that will be used</li>\n<li>Potential hazards specific to the location</li>\n<li>Any required personal protective clothing/PPE and how workers can get it</li>\n<li>The name, contact number, and location of the first aid attendant</li>\n<li>The location of the <a href=\"https://geni.us/fZ2O\" rel=\"nofollow noopener\">first aid kit</a> [Amazon Affiliate Link] or facility</li>\n<li>The location of the nearest hospital or emergency facility</li>\n<li>Any other health and safety concerns that the cast and crew need to be aware of</li>\n</ul>\n<p><span style=\"font-weight: bold;\">Safety guidelines</span> should be attached to call sheets; <em>e.g.,</em> if any special effects are to be used on set, then a safety guideline should be attached specific to the type of special effects that will used.</p>\n<ul>\n<li>If you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet.</li>\n<li>What are the weather conditions like?</li>\n<li>Will the crew require special footwear or clothing for extreme temperatures?</li>\n<li>What about <a href=\"https://geni.us/m7ExY\" rel=\"nofollow noopener\">sunscreen</a> [Amazon Affiliate Link] or hydration requirements?</li>\n</ul>\n<p>Along this line of thought: it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.</p>\n<h2>Other film &amp; TV set safety considerations:</h2>\n<p>Consider putting up <a href=\"https://geni.us/BBiOmAr\" rel=\"nofollow noopener\"><span style=\"font-weight: bold;\">safety posters</span></a> [Amazon Affiliate Link] in common areas around the set to serve as a reminder to pay attention to hazards around the workplace and certain locations, <em>e.g.,</em> <a href=\"/articles/articles/bid/103371/helicopter-film-insurance-protect-your-production-against-a-crash\" rel=\" noopener\">aerial filming</a>.</p>\n<p>A specialized film insurance broker is best able to present the risks associated with your production to the film insurance underwriter to ensure that you receive the best coverage and premium for your production.</p>\n<p>Front Row Insurance Brokers are <a href=\"/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\" rel=\"noopener\">specialized film insurance brokers</a>. <a href=\"/contact-us\" rel=\" noopener\">Please contact us</a> if you have any questions; we want to be part of your next production.</p>\n<p><span style=\"font-size: 14px;\"><em>The above information is&nbsp; based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition) / </em></span><strong style=\"font-size: 14px; background-color: transparent;\"><i>Amazon Associates Disclosure</i></strong><i style=\"font-size: 14px; background-color: transparent;\">: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.</i></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-does-a-stunt-coordinator-do\" rel=\"noopener\">What does a stunt coordinator do?</a></li>\n<li><a href=\"/articles/blog/film-production-insurance-premiums-one-way-to-save-money\" rel=\"noopener\">Film insurance premiums: one way to save money</a></li>\n<li><a href=\"/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\"noopener\">Film insurance: how the premium is determined</a></li>\n</ul>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. 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Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n<!--more-->\n<h2>The following should be included on call sheets:</h2>\n<ul>\n<li>Scheduled <a href=\"/articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects\" rel=\"noopener\">stunts</a></li>\n<li>Any <a href=\"/articles/articles/bid/103864/8-ways-to-save-money-when-insuring-stunts-spfx\" rel=\"noopener\">special effects</a> that will be used</li>\n<li>Potential hazards specific to the location</li>\n<li>Any required personal protective clothing/PPE and how workers can get it</li>\n<li>The name, contact number, and location of the first aid attendant</li>\n<li>The location of the <a href=\"https://geni.us/fZ2O\" rel=\"nofollow noopener\">first aid kit</a> [Amazon Affiliate Link] or facility</li>\n<li>The location of the nearest hospital or emergency facility</li>\n<li>Any other health and safety concerns that the cast and crew need to be aware of</li>\n</ul>\n<p><span style=\"font-weight: bold;\">Safety guidelines</span> should be attached to call sheets; <em>e.g.,</em> if any special effects are to be used on set, then a safety guideline should be attached specific to the type of special effects that will used.</p>\n<ul>\n<li>If you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet.</li>\n<li>What are the weather conditions like?</li>\n<li>Will the crew require special footwear or clothing for extreme temperatures?</li>\n<li>What about <a href=\"https://geni.us/m7ExY\" rel=\"nofollow noopener\">sunscreen</a> [Amazon Affiliate Link] or hydration requirements?</li>\n</ul>\n<p>Along this line of thought: it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.</p>\n<h2>Other film &amp; TV set safety considerations:</h2>\n<p>Consider putting up <a href=\"https://geni.us/BBiOmAr\" rel=\"nofollow noopener\"><span style=\"font-weight: bold;\">safety posters</span></a> [Amazon Affiliate Link] in common areas around the set to serve as a reminder to pay attention to hazards around the workplace and certain locations, <em>e.g.,</em> <a href=\"/articles/articles/bid/103371/helicopter-film-insurance-protect-your-production-against-a-crash\" rel=\" noopener\">aerial filming</a>.</p>\n<p>A specialized film insurance broker is best able to present the risks associated with your production to the film insurance underwriter to ensure that you receive the best coverage and premium for your production.</p>\n<p>Front Row Insurance Brokers are <a href=\"/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\" rel=\"noopener\">specialized film insurance brokers</a>. <a href=\"/contact-us\" rel=\" noopener\">Please contact us</a> if you have any questions; we want to be part of your next production.</p>\n<p><span style=\"font-size: 14px;\"><em>The above information is&nbsp; based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition) / </em></span><strong style=\"font-size: 14px; background-color: transparent;\"><i>Amazon Associates Disclosure</i></strong><i style=\"font-size: 14px; background-color: transparent;\">: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.</i></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-does-a-stunt-coordinator-do\" rel=\"noopener\">What does a stunt coordinator do?</a></li>\n<li><a href=\"/articles/blog/film-production-insurance-premiums-one-way-to-save-money\" rel=\"noopener\">Film insurance premiums: one way to save money</a></li>\n<li><a href=\"/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\"noopener\">Film insurance: how the premium is determined</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 07 Sep 2023 17:55:36 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Call Sheets Help Reduce Film Insurance Costs | The Front Row View on Insurance\",\n\t\"description\": \"Blog post: https://www.frontrowinsurance.com/articles/articles/bid/111086/call-sheets-help-reduce-film-production-insurance-costs---BLUE SUNDAY by BOCrew (c)...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/nyhHo7WVtYk/mqdefault.jpg\",\n\t\"duration\": \"PT2M23S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=nyhHo7WVtYk\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/nyhHo7WVtYk\",\n\t\"uploadDate\": \"2023-09-07\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/nyhHo7WVtYk?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":"","attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Call Sheets Help Reduce Film Production Insurance Costs","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":"Film Insurance claims, Film Production Companies, Film Production Equipment, Film Production Insurance, Film Production Insurance claims, Film Production Insurance Premiums, Film insurance broker, Film Insu","meta_description":"Daily call sheets can be helpful in reducing film production insurance costs. Underwriters appreciate the risk management component of a call sheet.","tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"header_template_path":null,"header_variant_name":null,"footer_template_path":null,"footer_variant_name":null,"global_block_overrides":{},"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":137640,"legacy_post_guid":"c65200fd-a15a-4781-92af-974eb398a90e","performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":1694109238115,"published_by_id":7915797,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":"","page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/call-sheet-forweb.jpg","featured_image_width":600,"featured_image_height":400,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1694109362519,"header":null,"password":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"Daily call sheets can be helpful in reducing film production insurance costs. Underwriters appreciate the risk management component of a call sheet.","metaKeywords":"Film Insurance claims, Film Production Companies, Film Production Equipment, Film Production Insurance, Film Production Insurance claims, Film Production Insurance Premiums, Film insurance broker, Film Insu","name":"Call Sheets Help Reduce Film Insurance Costs","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/music/SOCAN%20logo-600.jpg","nextPostFeaturedImageAltText":"SOCAN logo","nextPostName":"How does SOCAN play a role in helping a film producer ensure that they have their bases covered?","nextPostSlug":"articles/how-does-socan-play-a-role-in-helping-a-film-producer","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Call Sheets Help Reduce Film Insurance 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":"","performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n<!--more-->\n<h2>The following should be included on call sheets:</h2>\n<ul>\n<li>Scheduled <a href=\"/articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects\" rel=\"noopener\">stunts</a></li>\n<li>Any <a href=\"/articles/articles/bid/103864/8-ways-to-save-money-when-insuring-stunts-spfx\" rel=\"noopener\">special effects</a> that will be used</li>\n<li>Potential hazards specific to the location</li>\n<li>Any required personal protective clothing/PPE and how workers can get it</li>\n<li>The name, contact number, and location of the first aid attendant</li>\n<li>The location of the <a href=\"https://geni.us/fZ2O\" rel=\"nofollow noopener\">first aid kit</a> [Amazon Affiliate Link] or facility</li>\n<li>The location of the nearest hospital or emergency facility</li>\n<li>Any other health and safety concerns that the cast and crew need to be aware of</li>\n</ul>\n<p><span style=\"font-weight: bold;\">Safety guidelines</span> should be attached to call sheets; <em>e.g.,</em> if any special effects are to be used on set, then a safety guideline should be attached specific to the type of special effects that will used.</p>\n<ul>\n<li>If you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet.</li>\n<li>What are the weather conditions like?</li>\n<li>Will the crew require special footwear or clothing for extreme temperatures?</li>\n<li>What about <a href=\"https://geni.us/m7ExY\" rel=\"nofollow noopener\">sunscreen</a> [Amazon Affiliate Link] or hydration requirements?</li>\n</ul>\n<p>Along this line of thought: it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.</p>\n<h2>Other film &amp; TV set safety considerations:</h2>\n<p>Consider putting up <a href=\"https://geni.us/BBiOmAr\" rel=\"nofollow noopener\"><span style=\"font-weight: bold;\">safety posters</span></a> [Amazon Affiliate Link] in common areas around the set to serve as a reminder to pay attention to hazards around the workplace and certain locations, <em>e.g.,</em> <a href=\"/articles/articles/bid/103371/helicopter-film-insurance-protect-your-production-against-a-crash\" rel=\" noopener\">aerial filming</a>.</p>\n<p>A specialized film insurance broker is best able to present the risks associated with your production to the film insurance underwriter to ensure that you receive the best coverage and premium for your production.</p>\n<p>Front Row Insurance Brokers are <a href=\"/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\" rel=\"noopener\">specialized film insurance brokers</a>. <a href=\"/contact-us\" rel=\" noopener\">Please contact us</a> if you have any questions; we want to be part of your next production.</p>\n<p><span style=\"font-size: 14px;\"><em>The above information is&nbsp; based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition) / </em></span><strong style=\"font-size: 14px; background-color: transparent;\"><i>Amazon Associates Disclosure</i></strong><i style=\"font-size: 14px; background-color: transparent;\">: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.</i></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-does-a-stunt-coordinator-do\" rel=\"noopener\">What does a stunt coordinator do?</a></li>\n<li><a href=\"/articles/blog/film-production-insurance-premiums-one-way-to-save-money\" rel=\"noopener\">Film insurance premiums: one way to save money</a></li>\n<li><a href=\"/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\"noopener\">Film insurance: how the premium is determined</a></li>\n</ul>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n<!--more-->\n<h2>The following should be included on call sheets:</h2>\n<ul>\n<li>Scheduled <a href=\"/articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects\" rel=\"noopener\">stunts</a></li>\n<li>Any <a href=\"/articles/articles/bid/103864/8-ways-to-save-money-when-insuring-stunts-spfx\" rel=\"noopener\">special effects</a> that will be used</li>\n<li>Potential hazards specific to the location</li>\n<li>Any required personal protective clothing/PPE and how workers can get it</li>\n<li>The name, contact number, and location of the first aid attendant</li>\n<li>The location of the <a href=\"https://geni.us/fZ2O\" rel=\"nofollow noopener\">first aid kit</a> [Amazon Affiliate Link] or facility</li>\n<li>The location of the nearest hospital or emergency facility</li>\n<li>Any other health and safety concerns that the cast and crew need to be aware of</li>\n</ul>\n<p><span style=\"font-weight: bold;\">Safety guidelines</span> should be attached to call sheets; <em>e.g.,</em> if any special effects are to be used on set, then a safety guideline should be attached specific to the type of special effects that will used.</p>\n<ul>\n<li>If you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet.</li>\n<li>What are the weather conditions like?</li>\n<li>Will the crew require special footwear or clothing for extreme temperatures?</li>\n<li>What about <a href=\"https://geni.us/m7ExY\" rel=\"nofollow noopener\">sunscreen</a> [Amazon Affiliate Link] or hydration requirements?</li>\n</ul>\n<p>Along this line of thought: it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.</p>\n<h2>Other film &amp; TV set safety considerations:</h2>\n<p>Consider putting up <a href=\"https://geni.us/BBiOmAr\" rel=\"nofollow noopener\"><span style=\"font-weight: bold;\">safety posters</span></a> [Amazon Affiliate Link] in common areas around the set to serve as a reminder to pay attention to hazards around the workplace and certain locations, <em>e.g.,</em> <a href=\"/articles/articles/bid/103371/helicopter-film-insurance-protect-your-production-against-a-crash\" rel=\" noopener\">aerial filming</a>.</p>\n<p>A specialized film insurance broker is best able to present the risks associated with your production to the film insurance underwriter to ensure that you receive the best coverage and premium for your production.</p>\n<p>Front Row Insurance Brokers are <a href=\"/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\" rel=\"noopener\">specialized film insurance brokers</a>. <a href=\"/contact-us\" rel=\" noopener\">Please contact us</a> if you have any questions; we want to be part of your next production.</p>\n<p><span style=\"font-size: 14px;\"><em>The above information is&nbsp; based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition) / </em></span><strong style=\"font-size: 14px; background-color: transparent;\"><i>Amazon Associates Disclosure</i></strong><i style=\"font-size: 14px; background-color: transparent;\">: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.</i></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-does-a-stunt-coordinator-do\" rel=\"noopener\">What does a stunt coordinator do?</a></li>\n<li><a href=\"/articles/blog/film-production-insurance-premiums-one-way-to-save-money\" rel=\"noopener\">Film insurance premiums: one way to save money</a></li>\n<li><a href=\"/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\"noopener\">Film insurance: how the premium is determined</a></li>\n</ul>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p>&nbsp;</p> \n<h2>Daily Call Sheets in Film Production</h2> \n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/call-sheet-forweb.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n<!--more-->\n<h2>The following should be included on call sheets:</h2>\n<ul>\n<li>Scheduled <a href=\"/articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects\" rel=\"noopener\">stunts</a></li>\n<li>Any <a href=\"/articles/articles/bid/103864/8-ways-to-save-money-when-insuring-stunts-spfx\" rel=\"noopener\">special effects</a> that will be used</li>\n<li>Potential hazards specific to the location</li>\n<li>Any required personal protective clothing/PPE and how workers can get it</li>\n<li>The name, contact number, and location of the first aid attendant</li>\n<li>The location of the <a href=\"https://geni.us/fZ2O\" rel=\"nofollow noopener\">first aid kit</a> [Amazon Affiliate Link] or facility</li>\n<li>The location of the nearest hospital or emergency facility</li>\n<li>Any other health and safety concerns that the cast and crew need to be aware of</li>\n</ul>\n<p><span style=\"font-weight: bold;\">Safety guidelines</span> should be attached to call sheets; <em>e.g.,</em> if any special effects are to be used on set, then a safety guideline should be attached specific to the type of special effects that will used.</p>\n<ul>\n<li>If you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet.</li>\n<li>What are the weather conditions like?</li>\n<li>Will the crew require special footwear or clothing for extreme temperatures?</li>\n<li>What about <a href=\"https://geni.us/m7ExY\" rel=\"nofollow noopener\">sunscreen</a> [Amazon Affiliate Link] or hydration requirements?</li>\n</ul>\n<p>Along this line of thought: it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.</p>\n<h2>Other film &amp; TV set safety considerations:</h2>\n<p>Consider putting up <a href=\"https://geni.us/BBiOmAr\" rel=\"nofollow noopener\"><span style=\"font-weight: bold;\">safety posters</span></a> [Amazon Affiliate Link] in common areas around the set to serve as a reminder to pay attention to hazards around the workplace and certain locations, <em>e.g.,</em> <a href=\"/articles/articles/bid/103371/helicopter-film-insurance-protect-your-production-against-a-crash\" rel=\" noopener\">aerial filming</a>.</p>\n<p>A specialized film insurance broker is best able to present the risks associated with your production to the film insurance underwriter to ensure that you receive the best coverage and premium for your production.</p>\n<p>Front Row Insurance Brokers are <a href=\"/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\" rel=\"noopener\">specialized film insurance brokers</a>. <a href=\"/contact-us\" rel=\" noopener\">Please contact us</a> if you have any questions; we want to be part of your next production.</p>\n<p><span style=\"font-size: 14px;\"><em>The above information is&nbsp; based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition) / </em></span><strong style=\"font-size: 14px; background-color: transparent;\"><i>Amazon Associates Disclosure</i></strong><i style=\"font-size: 14px; background-color: transparent;\">: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.</i></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-does-a-stunt-coordinator-do\" rel=\"noopener\">What does a stunt coordinator do?</a></li>\n<li><a href=\"/articles/blog/film-production-insurance-premiums-one-way-to-save-money\" rel=\"noopener\">Film insurance premiums: one way to save money</a></li>\n<li><a href=\"/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\"noopener\">Film insurance: how the premium is determined</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p>&nbsp;</p> \n<h2>Daily Call Sheets in Film Production</h2> \n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/call-sheet-forweb.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p>&nbsp;</p> \n<h2>Daily Call Sheets in Film Production</h2> \n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"43IEXk1P","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/e&o-shutterstock_1746536957-forweb600.jpg","previousPostFeaturedImageAltText":"Film Producers: Buy an E&O policy","previousPostName":"Producers: Buy an E&O policy before going into production or wait?","previousPostSlug":"articles/producers-buy-an-eo-policy-before-going-into-production-or-wait","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1694109362000,"publishDateLocalTime":1694109362000,"publishDateLocalized":{"date":1694109362000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1694109362519,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/articles/bid/111086/call-sheets-help-reduce-film-production-insurance-costs","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n<!--more-->\n<h2>The following should be included on call sheets:</h2>\n<ul>\n<li>Scheduled <a href=\"/articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects\" rel=\"noopener\">stunts</a></li>\n<li>Any <a href=\"/articles/articles/bid/103864/8-ways-to-save-money-when-insuring-stunts-spfx\" rel=\"noopener\">special effects</a> that will be used</li>\n<li>Potential hazards specific to the location</li>\n<li>Any required personal protective clothing/PPE and how workers can get it</li>\n<li>The name, contact number, and location of the first aid attendant</li>\n<li>The location of the <a href=\"https://geni.us/fZ2O\" rel=\"nofollow noopener\">first aid kit</a> [Amazon Affiliate Link] or facility</li>\n<li>The location of the nearest hospital or emergency facility</li>\n<li>Any other health and safety concerns that the cast and crew need to be aware of</li>\n</ul>\n<p><span style=\"font-weight: bold;\">Safety guidelines</span> should be attached to call sheets; <em>e.g.,</em> if any special effects are to be used on set, then a safety guideline should be attached specific to the type of special effects that will used.</p>\n<ul>\n<li>If you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet.</li>\n<li>What are the weather conditions like?</li>\n<li>Will the crew require special footwear or clothing for extreme temperatures?</li>\n<li>What about <a href=\"https://geni.us/m7ExY\" rel=\"nofollow noopener\">sunscreen</a> [Amazon Affiliate Link] or hydration requirements?</li>\n</ul>\n<p>Along this line of thought: it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.</p>\n<h2>Other film &amp; TV set safety considerations:</h2>\n<p>Consider putting up <a href=\"https://geni.us/BBiOmAr\" rel=\"nofollow noopener\"><span style=\"font-weight: bold;\">safety posters</span></a> [Amazon Affiliate Link] in common areas around the set to serve as a reminder to pay attention to hazards around the workplace and certain locations, <em>e.g.,</em> <a href=\"/articles/articles/bid/103371/helicopter-film-insurance-protect-your-production-against-a-crash\" rel=\" noopener\">aerial filming</a>.</p>\n<p>A specialized film insurance broker is best able to present the risks associated with your production to the film insurance underwriter to ensure that you receive the best coverage and premium for your production.</p>\n<p>Front Row Insurance Brokers are <a href=\"/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\" rel=\"noopener\">specialized film insurance brokers</a>. <a href=\"/contact-us\" rel=\" noopener\">Please contact us</a> if you have any questions; we want to be part of your next production.</p>\n<p><span style=\"font-size: 14px;\"><em>The above information is&nbsp; based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition) / </em></span><strong style=\"font-size: 14px; background-color: transparent;\"><i>Amazon Associates Disclosure</i></strong><i style=\"font-size: 14px; background-color: transparent;\">: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.</i></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-does-a-stunt-coordinator-do\" rel=\"noopener\">What does a stunt coordinator do?</a></li>\n<li><a href=\"/articles/blog/film-production-insurance-premiums-one-way-to-save-money\" rel=\"noopener\">Film insurance premiums: one way to save money</a></li>\n<li><a href=\"/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\"noopener\">Film insurance: how the premium is determined</a></li>\n</ul>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/nyhHo7WVtYk?si=MwZZZiZRkJx6pDMw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p>&nbsp;</p>\n<h2>Daily Call Sheets in Film Production</h2>\n<p><a href=\"https://en.wikipedia.org/wiki/Daily_call_sheet\" rel=\"nofollow noopener\"><strong>Daily call sheets</strong></a> are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film 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Film Insurance underwriters appreciate the <a href=\"/articles/articles/bid/111284/risk-assessments-for-film-productions\" rel=\"noopener\">risk management</a> component of a call sheet and take this protocol into consideration when assessing the film insurance risk of a film production.</p>\n<h2>The following should be included on Call Sheets:</h2>\n<ul>\n<li>Scheduled <a href=\"/articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects\" rel=\"noopener\">stunts</a></li>\n<li>Any special effects that will be used</li>\n<li>Scheduled use of <a href=\"/articles/articles/bid/111705/firearms-on-the-film-set-and-film-insurance\" rel=\"noopener\">firearms</a></li>\n<li>Potential hazards specific to the location</li>\n<li>Any required personal protective clothing/PPE and how workers can get it</li>\n<li>The name, contact number, and location of the first aid attendant</li>\n<li>The location of the first aid kit or facility</li>\n<li>The location of the nearest hospital or emergency facility</li>\n<li>Any other health and safety concerns that the cast and crew need to be aware of</li>\n</ul>\n<p>Safety guidelines should be attached to call sheets, <em>i.e.,</em> If any special effects are to be used on the set, then a safety guideline should be attached specific to the type of special effects that will used. For example, if you are shooting near a thoroughfare with lots of traffic, it may be useful to add notes about this on the call sheet. What are the weather conditions like? Will the crew require special footwear or clothing for extreme temperature? What about sunscreen or hydration requirements?</p>\n<p>Along this line of thought, it is important to include information such as the nearest hospital, along with any other emergency numbers that are specific to your location.</p>\n<h2>Other film &amp; TV set safety considerations:</h2>\n<p>Putting up <span style=\"font-weight: bold;\">safety posters</span> in common areas around the set as a reminder to pay attention to hazards around the workplace and certain locations, <em>e.g.,</em> <a href=\"/articles/articles/bid/103371/helicopter-film-insurance-protect-your-production-against-a-crash\" rel=\" noopener\">Aerial filming</a>.</p>\n<p>A specialized film insurance broker is best able to present the risks associated with your film production to the film insurance underwriter to ensure you receive the best coverage and premium for your production.</p>\n<p><a href=\"/film-production-insurance/\" title=\"Front Row Insurance Brokers\" target=\"_self\">Front Row Insurance Brokers</a> are specialized Film Insurance Brokers. <a href=\"/contact-us\" rel=\" noopener\">Please call us</a> if you have any questions.</p>\n<p><em>The above information is&nbsp; based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition)</em></p>\n<h3>Related:</h3>\n<p><a href=\"/articles/what-does-a-stunt-coordinator-do\" rel=\"noopener\">What does a stunt coordinator do?</a></p>"},"deleted_at":1613751872572,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/how-does-socan-play-a-role-in-helping-a-film-producer","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"118395157327","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1685648694298,"deletedAt":0,"displayName":"Byron Pascoe","email":"","facebook":"","fullName":"Byron Pascoe","gravatarUrl":null,"hasSocialProfiles":false,"id":118377027480,"label":"Byron Pascoe","language":null,"linkedin":"","name":"Byron Pascoe","portalId":61352,"slug":"byron-pascoe","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1704206775851,"userId":null,"username":null,"website":""},"blogAuthorId":118377027480,"blogAuthorIdList":[118377027480],"blogAuthorList":[{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1685648694298,"deletedAt":0,"displayName":"Byron Pascoe","email":"","facebook":"","fullName":"Byron Pascoe","gravatarUrl":null,"hasSocialProfiles":false,"id":118377027480,"label":"Byron Pascoe","language":null,"linkedin":"","name":"Byron Pascoe","portalId":61352,"slug":"byron-pascoe","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1704206775851,"userId":null,"username":null,"website":""}],"blogPostAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1685648694298,"deletedAt":0,"displayName":"Byron Pascoe","email":"","facebook":"","fullName":"Byron Pascoe","gravatarUrl":null,"hasSocialProfiles":false,"id":118377027480,"label":"Byron Pascoe","language":null,"linkedin":"","name":"Byron Pascoe","portalId":61352,"slug":"byron-pascoe","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1704206775851,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"checkPostLevelAudienceAccessFirst":true,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1685648653158,"createdByAgent":null,"createdById":7915797,"createdTime":1685648653158,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"deletedByEmail":null,"deletedById":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/music/SOCAN%20logo-600.jpg","featuredImageAltText":"SOCAN logo","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1693573577000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - 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And when writers write a song, whether they’re a beatmaker or producer or lyricist or rapper, etc., they register themselves as a SOCAN writer member, and they should also register all their compositions to SOCAN.</p>\n<p>A lot of the time what I’m doing is going on SOCAN’s website, looking at their repertoire, looking up a composition and seeing who the writers and publishers are. And sometimes I discover that there are people listed there who are not subject to any agreement of a song that we’re licensing.</p>\n<p>I remember one time, I was helping a producer put together some master use and synchronization licensing agreements, they gave me the names of every song, they knew who all the writers were and who created the recordings, and as an extra layer of due diligence, I went onto SOCAN’s website, I searched every composition, and for one composition I found that there was some other person listed who had the same last name as a writer we knew about, but it was some other person.</p>\n<p>So, I asked the producer to go check this out and it ended up being the child of this composer. So, the composer listed themselves and their kid, which actually extends the life of a song when it goes into the <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> because if you’re 100 and your co-writer is 5, then the public domain starts way later, but that’s another topic.</p>\n<h2>How does a producer use SOCAN?</h2>\n<p>[A film producer] can see on SOCAN who the writers are, or at least who is registered as a writer. SOCAN does not equal fact all the time. Just because someone is listed as a writer on SOCAN doesn’t mean that they actually wrote the song, but it’s a good way to do some due diligence to see whether or not someone is missing from the list of agreements.</p>\n<p>SOCAN is not the only list that is out there. Oftentimes, I also look at the BMI and ASCAP lists. These organizations are similar to SOCAN but based in the US. They have a similar repertoire system but there are some songs listed there that aren’t on SOCAN’s lists, but the bottom line is that these <a href=\"https://en.wikipedia.org/wiki/Performance_rights_organisation\" rel=\"nofollow noopener\">performance rights organizations</a> (PROs) have lists of compositions and those lists can be helpful to see whether or not there are people who may come after you if you don’t get their consent [to use their music in your production].</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\">Musical Instrument Insurance for SOCAN Members</a></li>\n<li><a href=\"/en/socan-instrument-application\" rel=\"noopener\">Online Musical Instrument Insurance for SOCAN Members, Available 24/7</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.socan.com/\">SOCAN</a> is an organization of nearly 200,000 members in Canada, fully composed of music writers and publishers but mostly composed of writers. And when writers write a song, whether they’re a beatmaker or producer or lyricist or rapper, etc., they register themselves as a SOCAN writer member, and they should also register all their compositions to SOCAN.</p>\n<p>A lot of the time what I’m doing is going on SOCAN’s website, looking at their repertoire, looking up a composition and seeing who the writers and publishers are. And sometimes I discover that there are people listed there who are not subject to any agreement of a song that we’re licensing.</p>\n<p>I remember one time, I was helping a producer put together some master use and synchronization licensing agreements, they gave me the names of every song, they knew who all the writers were and who created the recordings, and as an extra layer of due diligence, I went onto SOCAN’s website, I searched every composition, and for one composition I found that there was some other person listed who had the same last name as a writer we knew about, but it was some other person.</p>\n<p>So, I asked the producer to go check this out and it ended up being the child of this composer. So, the composer listed themselves and their kid, which actually extends the life of a song when it goes into the <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> because if you’re 100 and your co-writer is 5, then the public domain starts way later, but that’s another topic.</p>\n<h2>How does a producer use SOCAN?</h2>\n<p>[A film producer] can see on SOCAN who the writers are, or at least who is registered as a writer. SOCAN does not equal fact all the time. Just because someone is listed as a writer on SOCAN doesn’t mean that they actually wrote the song, but it’s a good way to do some due diligence to see whether or not someone is missing from the list of agreements.</p>\n<p>SOCAN is not the only list that is out there. Oftentimes, I also look at the BMI and ASCAP lists. These organizations are similar to SOCAN but based in the US. They have a similar repertoire system but there are some songs listed there that aren’t on SOCAN’s lists, but the bottom line is that these <a href=\"https://en.wikipedia.org/wiki/Performance_rights_organisation\" rel=\"nofollow noopener\">performance rights organizations</a> (PROs) have lists of compositions and those lists can be helpful to see whether or not there are people who may come after you if you don’t get their consent [to use their music in your production].</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\">Musical Instrument Insurance for SOCAN Members</a></li>\n<li><a href=\"/en/socan-instrument-application\" rel=\"noopener\">Online Musical Instrument Insurance for SOCAN Members, Available 24/7</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 01 Jun 2023 19:50:26 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How does SOCAN play a role in helping a film producer ensure that they have their bases covered?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: 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0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.socan.com/\">SOCAN</a> is an organization of nearly 200,000 members in Canada, fully composed of music writers and publishers but mostly composed of writers. And when writers write a song, whether they’re a beatmaker or producer or lyricist or rapper, etc., they register themselves as a SOCAN writer member, and they should also register all their compositions to SOCAN.</p>\n<p>A lot of the time what I’m doing is going on SOCAN’s website, looking at their repertoire, looking up a composition and seeing who the writers and publishers are. And sometimes I discover that there are people listed there who are not subject to any agreement of a song that we’re licensing.</p>\n<p>I remember one time, I was helping a producer put together some master use and synchronization licensing agreements, they gave me the names of every song, they knew who all the writers were and who created the recordings, and as an extra layer of due diligence, I went onto SOCAN’s website, I searched every composition, and for one composition I found that there was some other person listed who had the same last name as a writer we knew about, but it was some other person.</p>\n<p>So, I asked the producer to go check this out and it ended up being the child of this composer. So, the composer listed themselves and their kid, which actually extends the life of a song when it goes into the <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> because if you’re 100 and your co-writer is 5, then the public domain starts way later, but that’s another topic.</p>\n<h2>How does a producer use SOCAN?</h2>\n<p>[A film producer] can see on SOCAN who the writers are, or at least who is registered as a writer. SOCAN does not equal fact all the time. Just because someone is listed as a writer on SOCAN doesn’t mean that they actually wrote the song, but it’s a good way to do some due diligence to see whether or not someone is missing from the list of agreements.</p>\n<p>SOCAN is not the only list that is out there. Oftentimes, I also look at the BMI and ASCAP lists. These organizations are similar to SOCAN but based in the US. They have a similar repertoire system but there are some songs listed there that aren’t on SOCAN’s lists, but the bottom line is that these <a href=\"https://en.wikipedia.org/wiki/Performance_rights_organisation\" rel=\"nofollow noopener\">performance rights organizations</a> (PROs) have lists of compositions and those lists can be helpful to see whether or not there are people who may come after you if you don’t get their consent [to use their music in your production].</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\">Musical Instrument Insurance for SOCAN Members</a></li>\n<li><a href=\"/en/socan-instrument-application\" rel=\"noopener\">Online Musical Instrument Insurance for SOCAN Members, Available 24/7</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.socan.com/\">SOCAN</a> is an organization of nearly 200,000 members in Canada, fully composed of music writers and publishers but mostly composed of writers. And when writers write a song, whether they’re a beatmaker or producer or lyricist or rapper, etc., they register themselves as a SOCAN writer member, and they should also register all their compositions to SOCAN.</p>\n<p>A lot of the time what I’m doing is going on SOCAN’s website, looking at their repertoire, looking up a composition and seeing who the writers and publishers are. And sometimes I discover that there are people listed there who are not subject to any agreement of a song that we’re licensing.</p>\n<p>I remember one time, I was helping a producer put together some master use and synchronization licensing agreements, they gave me the names of every song, they knew who all the writers were and who created the recordings, and as an extra layer of due diligence, I went onto SOCAN’s website, I searched every composition, and for one composition I found that there was some other person listed who had the same last name as a writer we knew about, but it was some other person.</p>\n<p>So, I asked the producer to go check this out and it ended up being the child of this composer. So, the composer listed themselves and their kid, which actually extends the life of a song when it goes into the <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> because if you’re 100 and your co-writer is 5, then the public domain starts way later, but that’s another topic.</p>\n<h2>How does a producer use SOCAN?</h2>\n<p>[A film producer] can see on SOCAN who the writers are, or at least who is registered as a writer. SOCAN does not equal fact all the time. Just because someone is listed as a writer on SOCAN doesn’t mean that they actually wrote the song, but it’s a good way to do some due diligence to see whether or not someone is missing from the list of agreements.</p>\n<p>SOCAN is not the only list that is out there. Oftentimes, I also look at the BMI and ASCAP lists. These organizations are similar to SOCAN but based in the US. They have a similar repertoire system but there are some songs listed there that aren’t on SOCAN’s lists, but the bottom line is that these <a href=\"https://en.wikipedia.org/wiki/Performance_rights_organisation\" rel=\"nofollow noopener\">performance rights organizations</a> (PROs) have lists of compositions and those lists can be helpful to see whether or not there are people who may come after you if you don’t get their consent [to use their music in your production].</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\">Musical Instrument Insurance for SOCAN Members</a></li>\n<li><a href=\"/en/socan-instrument-application\" rel=\"noopener\">Online Musical Instrument Insurance for SOCAN Members, Available 24/7</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/music/SOCAN%20logo-600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.socan.com/\">SOCAN</a> is an organization of nearly 200,000 members in Canada, fully composed of music writers and publishers but mostly composed of writers. And when writers write a song, whether they’re a beatmaker or producer or lyricist or rapper, etc., they register themselves as a SOCAN writer member, and they should also register all their compositions to SOCAN.</p>\n<p>A lot of the time what I’m doing is going on SOCAN’s website, looking at their repertoire, looking up a composition and seeing who the writers and publishers are. And sometimes I discover that there are people listed there who are not subject to any agreement of a song that we’re licensing.</p>\n<p>I remember one time, I was helping a producer put together some master use and synchronization licensing agreements, they gave me the names of every song, they knew who all the writers were and who created the recordings, and as an extra layer of due diligence, I went onto SOCAN’s website, I searched every composition, and for one composition I found that there was some other person listed who had the same last name as a writer we knew about, but it was some other person.</p>\n<p>So, I asked the producer to go check this out and it ended up being the child of this composer. So, the composer listed themselves and their kid, which actually extends the life of a song when it goes into the <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> because if you’re 100 and your co-writer is 5, then the public domain starts way later, but that’s another topic.</p>\n<h2>How does a producer use SOCAN?</h2>\n<p>[A film producer] can see on SOCAN who the writers are, or at least who is registered as a writer. SOCAN does not equal fact all the time. Just because someone is listed as a writer on SOCAN doesn’t mean that they actually wrote the song, but it’s a good way to do some due diligence to see whether or not someone is missing from the list of agreements.</p>\n<p>SOCAN is not the only list that is out there. Oftentimes, I also look at the BMI and ASCAP lists. These organizations are similar to SOCAN but based in the US. They have a similar repertoire system but there are some songs listed there that aren’t on SOCAN’s lists, but the bottom line is that these <a href=\"https://en.wikipedia.org/wiki/Performance_rights_organisation\" rel=\"nofollow noopener\">performance rights organizations</a> (PROs) have lists of compositions and those lists can be helpful to see whether or not there are people who may come after you if you don’t get their consent [to use their music in your production].</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\">Musical Instrument Insurance for SOCAN Members</a></li>\n<li><a href=\"/en/socan-instrument-application\" rel=\"noopener\">Online Musical Instrument Insurance for SOCAN Members, Available 24/7</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/music/SOCAN%20logo-600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"gxYVDauF","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/call-sheet-forweb.jpg","previousPostFeaturedImageAltText":"Call Sheets Help Reduce Film Production Insurance Costs","previousPostName":"Call Sheets Help Reduce Film Insurance Costs","previousPostSlug":"articles/articles/bid/111086/call-sheets-help-reduce-film-production-insurance-costs","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1693573577000,"publishDateLocalTime":1693573577000,"publishDateLocalized":{"date":1693573577000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1698850433143,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/how-does-socan-play-a-role-in-helping-a-film-producer","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.socan.com/\">SOCAN</a> is an organization of nearly 200,000 members in Canada, fully composed of music writers and publishers but mostly composed of writers. And when writers write a song, whether they’re a beatmaker or producer or lyricist or rapper, etc., they register themselves as a SOCAN writer member, and they should also register all their compositions to SOCAN.</p>\n<p>A lot of the time what I’m doing is going on SOCAN’s website, looking at their repertoire, looking up a composition and seeing who the writers and publishers are. And sometimes I discover that there are people listed there who are not subject to any agreement of a song that we’re licensing.</p>\n<p>I remember one time, I was helping a producer put together some master use and synchronization licensing agreements, they gave me the names of every song, they knew who all the writers were and who created the recordings, and as an extra layer of due diligence, I went onto SOCAN’s website, I searched every composition, and for one composition I found that there was some other person listed who had the same last name as a writer we knew about, but it was some other person.</p>\n<p>So, I asked the producer to go check this out and it ended up being the child of this composer. So, the composer listed themselves and their kid, which actually extends the life of a song when it goes into the <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> because if you’re 100 and your co-writer is 5, then the public domain starts way later, but that’s another topic.</p>\n<h2>How does a producer use SOCAN?</h2>\n<p>[A film producer] can see on SOCAN who the writers are, or at least who is registered as a writer. SOCAN does not equal fact all the time. Just because someone is listed as a writer on SOCAN doesn’t mean that they actually wrote the song, but it’s a good way to do some due diligence to see whether or not someone is missing from the list of agreements.</p>\n<p>SOCAN is not the only list that is out there. Oftentimes, I also look at the BMI and ASCAP lists. These organizations are similar to SOCAN but based in the US. They have a similar repertoire system but there are some songs listed there that aren’t on SOCAN’s lists, but the bottom line is that these <a href=\"https://en.wikipedia.org/wiki/Performance_rights_organisation\" rel=\"nofollow noopener\">performance rights organizations</a> (PROs) have lists of compositions and those lists can be helpful to see whether or not there are people who may come after you if you don’t get their consent [to use their music in your production].</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\">Musical Instrument Insurance for SOCAN Members</a></li>\n<li><a href=\"/en/socan-instrument-application\" rel=\"noopener\">Online Musical Instrument Insurance for SOCAN Members, Available 24/7</a></li>\n<li><a href=\"/articles/whats-a-music-exclusion\" rel=\"noopener\">What's a music exclusion?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer’s E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Byron Pascoe</a></li>\n</ul>\n<p>&nbsp;</p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qoJZsWAXIbg?rel=0\" width=\"560\" height=\"315\" 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relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/wBUF51XXhU0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n","post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/wBUF51XXhU0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<!--more--> \n<p><strong><br>Colby Spencer</strong>: For someone who is an indie filmmaker or doing a small project, what are some things that you wish you could tell them that they can learn from this episode?</p> \n<p><strong>Mike Groner</strong>: I would say probably the most important thing – and I try to hit this home with every filmmaker – when you’re going to film at a location, whether it is someone’s home or a studio, or you’ve rented a diner, have two or three people on your crew walk around with their cell phones and film every inch of that location. Capture every “before” version of that home or location before the rest of the cast/crew or any equipment enters into that location.</p> \n<p>The reason being is: every homeowner is going to come back to their home after you’re doing using it for a film and they’re going to see a little scratch on the kitchen counter, they’re going to see a paint chip in the bedroom, they’re going to see a little nick on the floor, and they’re going to blame the production. And the only tool you have to counter that would be the “before” photos.</p> \n<p><strong>Colby</strong>: Yeah, like a car rental, same thing, right? When you come back, it’s on you, so you better note it before.</p> \n<p><strong>Mike</strong>: But it’s even more extreme when a homeowner comes back to their home and maybe doesn’t remember that their kid may have made that hole behind the door but all they see is, “I don’t remember it there. I want everything back the way it was, you know, 30 years ago when we bought the home.”</p> \n<p><strong>Colby</strong>: This is my chance to get a renovation! Well, and a lot of people think, film has deep pockets, so it’s like “I’ll just complain and I’ll get something.” But this [usually] isn’t <a href=\"https://en.wikipedia.org/wiki/The_X-Files\" rel=\"nofollow noopener\"><em>The X-Files</em></a>, this is like some UBC students who came in and shot a short.</p> \n<p><strong>Mike</strong>: I had a funny one maybe four to five years ago where a homeowner claimed that their floors were damaged by the production, which technically they were, but maybe only two or three panels of the wood floors that were damaged.</p> \n<p>So, there is this meeting between the homeowners, the claims adjuster (who works for the insurance company) and the contractor who would be repairing or replacing the floors. They brought it to the attention of the adjuster that the particular floors that were being used in this home are no longer made and they more or less proved to the adjuster that in order to make this homeowner whole, they’re going to have to replace the entire bottom floor of this home with a new floor. Not that unusual, especially in an older home, you’re not going to be able to find that particular floor anymore, especially if it’s real wood.</p> \n<p>But during this discussion, all of a sudden, the teenage son of the homeowners comes in with an entire box of the flooring and says, “Hey guys, guess what, I found all the extra flooring from when the floors were done!” So, what was probably going to be a $30,000 claim (the homeowners were going to get new flooring, they were going to get to pick out the colour, etc.) turned out to be about $300 in labor and wasn’t even an insurance claim at the end.</p> \n<p>&nbsp;</p> \n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p> \n<p>&nbsp;</p> \n<p><strong>Related</strong>:</p> \n<ul> \n <li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li> \n <li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li> \n <li><a href=\"/articles/how-to-call-a-wrap-on-top-film-insurance-claims\" rel=\"noopener\">How To Call A Wrap On Top Film Insurance Claims</a></li> \n <li><a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">Third Party Property Damage Coverage Explained</a></li> \n</ul> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/wBUF51XXhU0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/wBUF51XXhU0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<!--more--> \n<p><strong><br>Colby Spencer</strong>: For someone who is an indie filmmaker or doing a small project, what are some things that you wish you could tell them that they can learn from this episode?</p> \n<p><strong>Mike Groner</strong>: I would say probably the most important thing – and I try to hit this home with every filmmaker – when you’re going to film at a location, whether it is someone’s home or a studio, or you’ve rented a diner, have two or three people on your crew walk around with their cell phones and film every inch of that location. Capture every “before” version of that home or location before the rest of the cast/crew or any equipment enters into that location.</p> \n<p>The reason being is: every homeowner is going to come back to their home after you’re doing using it for a film and they’re going to see a little scratch on the kitchen counter, they’re going to see a paint chip in the bedroom, they’re going to see a little nick on the floor, and they’re going to blame the production. And the only tool you have to counter that would be the “before” photos.</p> \n<p><strong>Colby</strong>: Yeah, like a car rental, same thing, right? When you come back, it’s on you, so you better note it before.</p> \n<p><strong>Mike</strong>: But it’s even more extreme when a homeowner comes back to their home and maybe doesn’t remember that their kid may have made that hole behind the door but all they see is, “I don’t remember it there. I want everything back the way it was, you know, 30 years ago when we bought the home.”</p> \n<p><strong>Colby</strong>: This is my chance to get a renovation! Well, and a lot of people think, film has deep pockets, so it’s like “I’ll just complain and I’ll get something.” But this [usually] isn’t <a href=\"https://en.wikipedia.org/wiki/The_X-Files\" rel=\"nofollow noopener\"><em>The X-Files</em></a>, this is like some UBC students who came in and shot a short.</p> \n<p><strong>Mike</strong>: I had a funny one maybe four to five years ago where a homeowner claimed that their floors were damaged by the production, which technically they were, but maybe only two or three panels of the wood floors that were damaged.</p> \n<p>So, there is this meeting between the homeowners, the claims adjuster (who works for the insurance company) and the contractor who would be repairing or replacing the floors. They brought it to the attention of the adjuster that the particular floors that were being used in this home are no longer made and they more or less proved to the adjuster that in order to make this homeowner whole, they’re going to have to replace the entire bottom floor of this home with a new floor. Not that unusual, especially in an older home, you’re not going to be able to find that particular floor anymore, especially if it’s real wood.</p> \n<p>But during this discussion, all of a sudden, the teenage son of the homeowners comes in with an entire box of the flooring and says, “Hey guys, guess what, I found all the extra flooring from when the floors were done!” So, what was probably going to be a $30,000 claim (the homeowners were going to get new flooring, they were going to get to pick out the colour, etc.) turned out to be about $300 in labor and wasn’t even an insurance claim at the end.</p> \n<p>&nbsp;</p> \n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p> \n<p>&nbsp;</p> \n<p><strong>Related</strong>:</p> \n<ul> \n <li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li> \n <li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li> \n <li><a href=\"/articles/how-to-call-a-wrap-on-top-film-insurance-claims\" rel=\"noopener\">How To Call A Wrap On Top Film Insurance Claims</a></li> \n <li><a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">Third Party Property Damage Coverage Explained</a></li> \n</ul> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Fri, 14 Apr 2023 13:52:57 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Filmmakers: Capture Footage of the Location Before the Shoot!\",\n\t\"description\": \"Content courtesy of the Vantropolis podcast: 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0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/wBUF51XXhU0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<!--more--> \n<p><strong><br>Colby Spencer</strong>: For someone who is an indie filmmaker or doing a small project, what are some things that you wish you could tell them that they can learn from this episode?</p> \n<p><strong>Mike Groner</strong>: I would say probably the most important thing – and I try to hit this home with every filmmaker – when you’re going to film at a location, whether it is someone’s home or a studio, or you’ve rented a diner, have two or three people on your crew walk around with their cell phones and film every inch of that location. Capture every “before” version of that home or location before the rest of the cast/crew or any equipment enters into that location.</p> \n<p>The reason being is: every homeowner is going to come back to their home after you’re doing using it for a film and they’re going to see a little scratch on the kitchen counter, they’re going to see a paint chip in the bedroom, they’re going to see a little nick on the floor, and they’re going to blame the production. And the only tool you have to counter that would be the “before” photos.</p> \n<p><strong>Colby</strong>: Yeah, like a car rental, same thing, right? When you come back, it’s on you, so you better note it before.</p> \n<p><strong>Mike</strong>: But it’s even more extreme when a homeowner comes back to their home and maybe doesn’t remember that their kid may have made that hole behind the door but all they see is, “I don’t remember it there. I want everything back the way it was, you know, 30 years ago when we bought the home.”</p> \n<p><strong>Colby</strong>: This is my chance to get a renovation! Well, and a lot of people think, film has deep pockets, so it’s like “I’ll just complain and I’ll get something.” But this [usually] isn’t <a href=\"https://en.wikipedia.org/wiki/The_X-Files\" rel=\"nofollow noopener\"><em>The X-Files</em></a>, this is like some UBC students who came in and shot a short.</p> \n<p><strong>Mike</strong>: I had a funny one maybe four to five years ago where a homeowner claimed that their floors were damaged by the production, which technically they were, but maybe only two or three panels of the wood floors that were damaged.</p> \n<p>So, there is this meeting between the homeowners, the claims adjuster (who works for the insurance company) and the contractor who would be repairing or replacing the floors. They brought it to the attention of the adjuster that the particular floors that were being used in this home are no longer made and they more or less proved to the adjuster that in order to make this homeowner whole, they’re going to have to replace the entire bottom floor of this home with a new floor. Not that unusual, especially in an older home, you’re not going to be able to find that particular floor anymore, especially if it’s real wood.</p> \n<p>But during this discussion, all of a sudden, the teenage son of the homeowners comes in with an entire box of the flooring and says, “Hey guys, guess what, I found all the extra flooring from when the floors were done!” So, what was probably going to be a $30,000 claim (the homeowners were going to get new flooring, they were going to get to pick out the colour, etc.) turned out to be about $300 in labor and wasn’t even an insurance claim at the end.</p> \n<p>&nbsp;</p> \n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p> \n<p>&nbsp;</p> \n<p><strong>Related</strong>:</p> \n<ul> \n <li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li> \n <li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li> \n <li><a href=\"/articles/how-to-call-a-wrap-on-top-film-insurance-claims\" rel=\"noopener\">How To Call A Wrap On Top Film Insurance Claims</a></li> \n <li><a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">Third Party Property Damage Coverage Explained</a></li> \n</ul> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/wBUF51XXhU0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<!--more--> \n<p><strong><br>Colby Spencer</strong>: For someone who is an indie filmmaker or doing a small project, what are some things that you wish you could tell them that they can learn from this episode?</p> \n<p><strong>Mike Groner</strong>: I would say probably the most important thing – and I try to hit this home with every filmmaker – when you’re going to film at a location, whether it is someone’s home or a studio, or you’ve rented a diner, have two or three people on your crew walk around with their cell phones and film every inch of that location. 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I want everything back the way it was, you know, 30 years ago when we bought the home.”</p> \n<p><strong>Colby</strong>: This is my chance to get a renovation! Well, and a lot of people think, film has deep pockets, so it’s like “I’ll just complain and I’ll get something.” But this [usually] isn’t <a href=\"https://en.wikipedia.org/wiki/The_X-Files\" rel=\"nofollow noopener\"><em>The X-Files</em></a>, this is like some UBC students who came in and shot a short.</p> \n<p><strong>Mike</strong>: I had a funny one maybe four to five years ago where a homeowner claimed that their floors were damaged by the production, which technically they were, but maybe only two or three panels of the wood floors that were damaged.</p> \n<p>So, there is this meeting between the homeowners, the claims adjuster (who works for the insurance company) and the contractor who would be repairing or replacing the floors. 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Not that unusual, especially in an older home, you’re not going to be able to find that particular floor anymore, especially if it’s real wood.</p> \n<p>But during this discussion, all of a sudden, the teenage son of the homeowners comes in with an entire box of the flooring and says, “Hey guys, guess what, I found all the extra flooring from when the floors were done!” So, what was probably going to be a $30,000 claim (the homeowners were going to get new flooring, they were going to get to pick out the colour, etc.) turned out to be about $300 in labor and wasn’t even an insurance claim at the end.</p> \n<p>&nbsp;</p> \n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p> \n<p>&nbsp;</p> \n<p><strong>Related</strong>:</p> \n<ul> \n <li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li> \n <li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li> \n <li><a href=\"/articles/how-to-call-a-wrap-on-top-film-insurance-claims\" rel=\"noopener\">How To Call A Wrap On Top Film Insurance Claims</a></li> \n <li><a href=\"/articles/third-party-property-damage-liability\" rel=\"noopener\">Third Party Property Damage Coverage Explained</a></li> \n</ul> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. 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Capture every “before” version of that home or location before the rest of the cast/crew or any equipment enters into that location.</p> \n<p>The reason being is: every homeowner is going to come back to their home after you’re doing using it for a film and they’re going to see a little scratch on the kitchen counter, they’re going to see a paint chip in the bedroom, they’re going to see a little nick on the floor, and they’re going to blame the production. And the only tool you have to counter that would be the “before” photos.</p> \n<p><strong>Colby</strong>: Yeah, like a car rental, same thing, right? When you come back, it’s on you, so you better note it before.</p> \n<p><strong>Mike</strong>: But it’s even more extreme when a homeowner comes back to their home and maybe doesn’t remember that their kid may have made that hole behind the door but all they see is, “I don’t remember it there. I want everything back the way it was, you know, 30 years ago when we bought the home.”</p> \n<p><strong>Colby</strong>: This is my chance to get a renovation! Well, and a lot of people think, film has deep pockets, so it’s like “I’ll just complain and I’ll get something.” But this [usually] isn’t <a href=\"https://en.wikipedia.org/wiki/The_X-Files\" rel=\"nofollow noopener\"><em>The X-Files</em></a>, this is like some UBC students who came in and shot a short.</p> \n<p><strong>Mike</strong>: I had a funny one maybe four to five years ago where a homeowner claimed that their floors were damaged by the production, which technically they were, but maybe only two or three panels of the wood floors that were damaged.</p> \n<p>So, there is this meeting between the homeowners, the claims adjuster (who works for the insurance company) and the contractor who would be repairing or replacing the floors. 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Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p> \n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. 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14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n","post_body":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more-->\n<h2 class=\"speakabletext\" style=\"text-align: left;\">What is cyber insurance? (Canada)</h2>\n<p class=\"speakabletext\" style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Cyber liability insurance</a> goes by many names these days: cyber insurance; cybersecurity insurance, cyber risk, hack insurance and others. However, the intent of all of these polices remains the same: a cyber policy is an insurance product used to protect your business from data breaches on computer system(s), potentially exposing client information.</p>\n<h3 style=\"text-align: left;\">What does <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a> cover?</h3>\n<ul style=\"list-style-type: disc; text-align: left;\">\n<li><strong style=\"background-color: transparent;\">Comprehensive Cyber Liability</strong><span style=\"background-color: transparent;\">: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage.</span></li>\n<li><strong style=\"background-color: transparent;\">Digital Data Recovery Costs:</strong><span style=\"background-color: transparent;\"><span>&nbsp;</span>Covers destruction or loss of digital data resulting from a criminal cyber event.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Business Interruption:</strong><span>&nbsp;</span>Continuing normal operating &amp; payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Extortion &amp; <a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware</a>:</strong><span>&nbsp;</span>Provides coverage for costs associated with payments to those who threaten to disclose sensitive information.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Forensic Investigation:</strong><span>&nbsp;</span>Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.</span></li>\n<li><strong>Cyber Incident Response Expenses</strong></li>\n</ul>\n<p style=\"text-align: left;\">While the most prominent cases reported have been attacks against large companies such as Target, Sony and Home Depot; in fact, at least 43% of cyber attacks occur against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cybersecurity<strong>.</strong></p>\n<p style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Front Row Insurance’s cyber insurance</a>&nbsp;provides protection against a range of online hazards.</p>\n<h3 style=\"text-align: left;\">How to safeguard against a cyber attack?</h3>\n<p style=\"text-align: left;\">Now more than ever, it’s important you protect yourself in every possible way. Here are a few tips we share with all of our clients:</p>\n<ul style=\"list-style-type: circle; text-align: left;\">\n<li><strong>Develop a password strategy:</strong> Using the same password across many devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can use it to compromise employee information as well as customer data, turning a single password breach into millions in damage.<br><br></li>\n<li><strong>Avoid collecting or storing payment information</strong>: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.<br><br></li>\n<li><strong>Educate your employees</strong>: It may seem like common sense, but it’s not always. Develop a written policy about security &amp; privacy and make sure employees are on board and understand their responsibility to protect confidential data. No business is “too small” for a hacker; the more prepared you are, the less at-risk you are.<br><br></li>\n<li><strong>And, of course, purchase <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a>: </strong><span style=\"font-style: italic;\">90% of small businesses do not currently have </span>cyber insurance<span style=\"font-style: italic;\">!&nbsp;</span>You need to know that your business will be protected against any security breaches.</li>\n</ul>\n<p style=\"font-size: 13px; text-align: left;\"><em><strong style=\"background-color: transparent;\"><br>About:&nbsp;</strong><span style=\"background-color: transparent;\">Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for a low cost in addition to arranging custom policies for the entertainment industry.</span></em><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<p style=\"font-size: 13px; text-align: left;\"><em><span style=\"background-color: transparent;\"><span id=\"hs_cos_wrapper_post_body\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\"></span><span></span></span></em></p>","rss_summary":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n","rss_body":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more-->\n<h2 class=\"speakabletext\" style=\"text-align: left;\">What is cyber insurance? (Canada)</h2>\n<p class=\"speakabletext\" style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Cyber liability insurance</a> goes by many names these days: cyber insurance; cybersecurity insurance, cyber risk, hack insurance and others. However, the intent of all of these polices remains the same: a cyber policy is an insurance product used to protect your business from data breaches on computer system(s), potentially exposing client information.</p>\n<h3 style=\"text-align: left;\">What does <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a> cover?</h3>\n<ul style=\"list-style-type: disc; text-align: left;\">\n<li><strong style=\"background-color: transparent;\">Comprehensive Cyber Liability</strong><span style=\"background-color: transparent;\">: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage.</span></li>\n<li><strong style=\"background-color: transparent;\">Digital Data Recovery Costs:</strong><span style=\"background-color: transparent;\"><span>&nbsp;</span>Covers destruction or loss of digital data resulting from a criminal cyber event.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Business Interruption:</strong><span>&nbsp;</span>Continuing normal operating &amp; payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Extortion &amp; <a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware</a>:</strong><span>&nbsp;</span>Provides coverage for costs associated with payments to those who threaten to disclose sensitive information.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Forensic Investigation:</strong><span>&nbsp;</span>Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.</span></li>\n<li><strong>Cyber Incident Response Expenses</strong></li>\n</ul>\n<p style=\"text-align: left;\">While the most prominent cases reported have been attacks against large companies such as Target, Sony and Home Depot; in fact, at least 43% of cyber attacks occur against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cybersecurity<strong>.</strong></p>\n<p style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Front Row Insurance’s cyber insurance</a>&nbsp;provides protection against a range of online hazards.</p>\n<h3 style=\"text-align: left;\">How to safeguard against a cyber attack?</h3>\n<p style=\"text-align: left;\">Now more than ever, it’s important you protect yourself in every possible way. Here are a few tips we share with all of our clients:</p>\n<ul style=\"list-style-type: circle; text-align: left;\">\n<li><strong>Develop a password strategy:</strong> Using the same password across many devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can use it to compromise employee information as well as customer data, turning a single password breach into millions in damage.<br><br></li>\n<li><strong>Avoid collecting or storing payment information</strong>: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.<br><br></li>\n<li><strong>Educate your employees</strong>: It may seem like common sense, but it’s not always. Develop a written policy about security &amp; privacy and make sure employees are on board and understand their responsibility to protect confidential data. No business is “too small” for a hacker; the more prepared you are, the less at-risk you are.<br><br></li>\n<li><strong>And, of course, purchase <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a>: </strong><span style=\"font-style: italic;\">90% of small businesses do not currently have </span>cyber insurance<span style=\"font-style: italic;\">!&nbsp;</span>You need to know that your business will be protected against any security breaches.</li>\n</ul>\n<p style=\"font-size: 13px; text-align: left;\"><em><strong style=\"background-color: transparent;\"><br>About:&nbsp;</strong><span style=\"background-color: transparent;\">Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for a low cost in addition to arranging custom policies for the entertainment industry.</span></em><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. 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Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<p style=\"font-size: 13px; text-align: left;\"><em><span style=\"background-color: transparent;\"><span id=\"hs_cos_wrapper_post_body\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\"></span><span></span></span></em></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<script type=\"application/ld+json\"> {\n \"@context\":\"https://schema.org/\",\n \"@type\":\"WebPage\",\n \"name\":\"Front Row Cyber Insurance\",\n \"speakable\":{\n \"@type\":\"SpeakableSpecification\",\n \"cssSelector\":[\n \".speakabletext\"\n ]\n },\n \"url\":\"https://www.frontrowinsurance.com/articles/online-cyber-insurance-for-canadian-small-businesses\"\n}\n</script>","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Cyber Insurance for Canadian Small Businesses | Cyber Insurance Canada","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Cyber Insurance Canada; Cybersecurity, Cyber Risk, Hack Insurance. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more-->\n<h2 class=\"speakabletext\" style=\"text-align: left;\">What is cyber insurance? (Canada)</h2>\n<p class=\"speakabletext\" style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Cyber liability insurance</a> goes by many names these days: cyber insurance; cybersecurity insurance, cyber risk, hack insurance and others. However, the intent of all of these polices remains the same: a cyber policy is an insurance product used to protect your business from data breaches on computer system(s), potentially exposing client information.</p>\n<h3 style=\"text-align: left;\">What does <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a> cover?</h3>\n<ul style=\"list-style-type: disc; text-align: left;\">\n<li><strong style=\"background-color: transparent;\">Comprehensive Cyber Liability</strong><span style=\"background-color: transparent;\">: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage.</span></li>\n<li><strong style=\"background-color: transparent;\">Digital Data Recovery Costs:</strong><span style=\"background-color: transparent;\"><span>&nbsp;</span>Covers destruction or loss of digital data resulting from a criminal cyber event.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Business Interruption:</strong><span>&nbsp;</span>Continuing normal operating &amp; payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Extortion &amp; <a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware</a>:</strong><span>&nbsp;</span>Provides coverage for costs associated with payments to those who threaten to disclose sensitive information.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Forensic Investigation:</strong><span>&nbsp;</span>Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.</span></li>\n<li><strong>Cyber Incident Response Expenses</strong></li>\n</ul>\n<p style=\"text-align: left;\">While the most prominent cases reported have been attacks against large companies such as Target, Sony and Home Depot; in fact, at least 43% of cyber attacks occur against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cybersecurity<strong>.</strong></p>\n<p style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Front Row Insurance’s cyber insurance</a>&nbsp;provides protection against a range of online hazards.</p>\n<h3 style=\"text-align: left;\">How to safeguard against a cyber attack?</h3>\n<p style=\"text-align: left;\">Now more than ever, it’s important you protect yourself in every possible way. Here are a few tips we share with all of our clients:</p>\n<ul style=\"list-style-type: circle; text-align: left;\">\n<li><strong>Develop a password strategy:</strong> Using the same password across many devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can use it to compromise employee information as well as customer data, turning a single password breach into millions in damage.<br><br></li>\n<li><strong>Avoid collecting or storing payment information</strong>: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.<br><br></li>\n<li><strong>Educate your employees</strong>: It may seem like common sense, but it’s not always. Develop a written policy about security &amp; privacy and make sure employees are on board and understand their responsibility to protect confidential data. No business is “too small” for a hacker; the more prepared you are, the less at-risk you are.<br><br></li>\n<li><strong>And, of course, purchase <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a>: </strong><span style=\"font-style: italic;\">90% of small businesses do not currently have </span>cyber insurance<span style=\"font-style: italic;\">!&nbsp;</span>You need to know that your business will be protected against any security breaches.</li>\n</ul>\n<p style=\"font-size: 13px; text-align: left;\"><em><strong style=\"background-color: transparent;\"><br>About:&nbsp;</strong><span style=\"background-color: transparent;\">Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for a low cost in addition to arranging custom policies for the entertainment industry.</span></em><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<p style=\"font-size: 13px; text-align: left;\"><em><span style=\"background-color: transparent;\"><span id=\"hs_cos_wrapper_post_body\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\"></span><span></span></span></em></p>","postBodyRss":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more-->\n<h2 class=\"speakabletext\" style=\"text-align: left;\">What is cyber insurance? (Canada)</h2>\n<p class=\"speakabletext\" style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Cyber liability insurance</a> goes by many names these days: cyber insurance; cybersecurity insurance, cyber risk, hack insurance and others. However, the intent of all of these polices remains the same: a cyber policy is an insurance product used to protect your business from data breaches on computer system(s), potentially exposing client information.</p>\n<h3 style=\"text-align: left;\">What does <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a> cover?</h3>\n<ul style=\"list-style-type: disc; text-align: left;\">\n<li><strong style=\"background-color: transparent;\">Comprehensive Cyber Liability</strong><span style=\"background-color: transparent;\">: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage.</span></li>\n<li><strong style=\"background-color: transparent;\">Digital Data Recovery Costs:</strong><span style=\"background-color: transparent;\"><span>&nbsp;</span>Covers destruction or loss of digital data resulting from a criminal cyber event.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Business Interruption:</strong><span>&nbsp;</span>Continuing normal operating &amp; payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Extortion &amp; <a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware</a>:</strong><span>&nbsp;</span>Provides coverage for costs associated with payments to those who threaten to disclose sensitive information.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Forensic Investigation:</strong><span>&nbsp;</span>Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.</span></li>\n<li><strong>Cyber Incident Response Expenses</strong></li>\n</ul>\n<p style=\"text-align: left;\">While the most prominent cases reported have been attacks against large companies such as Target, Sony and Home Depot; in fact, at least 43% of cyber attacks occur against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cybersecurity<strong>.</strong></p>\n<p style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Front Row Insurance’s cyber insurance</a>&nbsp;provides protection against a range of online hazards.</p>\n<h3 style=\"text-align: left;\">How to safeguard against a cyber attack?</h3>\n<p style=\"text-align: left;\">Now more than ever, it’s important you protect yourself in every possible way. Here are a few tips we share with all of our clients:</p>\n<ul style=\"list-style-type: circle; text-align: left;\">\n<li><strong>Develop a password strategy:</strong> Using the same password across many devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can use it to compromise employee information as well as customer data, turning a single password breach into millions in damage.<br><br></li>\n<li><strong>Avoid collecting or storing payment information</strong>: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.<br><br></li>\n<li><strong>Educate your employees</strong>: It may seem like common sense, but it’s not always. Develop a written policy about security &amp; privacy and make sure employees are on board and understand their responsibility to protect confidential data. No business is “too small” for a hacker; the more prepared you are, the less at-risk you are.<br><br></li>\n<li><strong>And, of course, purchase <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a>: </strong><span style=\"font-style: italic;\">90% of small businesses do not currently have </span>cyber insurance<span style=\"font-style: italic;\">!&nbsp;</span>You need to know that your business will be protected against any security breaches.</li>\n</ul>\n<p style=\"font-size: 13px; text-align: left;\"><em><strong style=\"background-color: transparent;\"><br>About:&nbsp;</strong><span style=\"background-color: transparent;\">Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for a low cost in addition to arranging custom policies for the entertainment industry.</span></em><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<p style=\"font-size: 13px; text-align: left;\"><em><span style=\"background-color: transparent;\"><span id=\"hs_cos_wrapper_post_body\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\"></span><span></span></span></em></p>","postEmailContent":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/cyber%20law%20cropped-3.jpg","postListContent":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more-->\n<h2 class=\"speakabletext\" style=\"text-align: left;\">What is cyber insurance? (Canada)</h2>\n<p class=\"speakabletext\" style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Cyber liability insurance</a> goes by many names these days: cyber insurance; cybersecurity insurance, cyber risk, hack insurance and others. However, the intent of all of these polices remains the same: a cyber policy is an insurance product used to protect your business from data breaches on computer system(s), potentially exposing client information.</p>\n<h3 style=\"text-align: left;\">What does <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a> cover?</h3>\n<ul style=\"list-style-type: disc; text-align: left;\">\n<li><strong style=\"background-color: transparent;\">Comprehensive Cyber Liability</strong><span style=\"background-color: transparent;\">: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage.</span></li>\n<li><strong style=\"background-color: transparent;\">Digital Data Recovery Costs:</strong><span style=\"background-color: transparent;\"><span>&nbsp;</span>Covers destruction or loss of digital data resulting from a criminal cyber event.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Business Interruption:</strong><span>&nbsp;</span>Continuing normal operating &amp; payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Extortion &amp; <a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware</a>:</strong><span>&nbsp;</span>Provides coverage for costs associated with payments to those who threaten to disclose sensitive information.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Forensic Investigation:</strong><span>&nbsp;</span>Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.</span></li>\n<li><strong>Cyber Incident Response Expenses</strong></li>\n</ul>\n<p style=\"text-align: left;\">While the most prominent cases reported have been attacks against large companies such as Target, Sony and Home Depot; in fact, at least 43% of cyber attacks occur against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cybersecurity<strong>.</strong></p>\n<p style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Front Row Insurance’s cyber insurance</a>&nbsp;provides protection against a range of online hazards.</p>\n<h3 style=\"text-align: left;\">How to safeguard against a cyber attack?</h3>\n<p style=\"text-align: left;\">Now more than ever, it’s important you protect yourself in every possible way. Here are a few tips we share with all of our clients:</p>\n<ul style=\"list-style-type: circle; text-align: left;\">\n<li><strong>Develop a password strategy:</strong> Using the same password across many devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can use it to compromise employee information as well as customer data, turning a single password breach into millions in damage.<br><br></li>\n<li><strong>Avoid collecting or storing payment information</strong>: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.<br><br></li>\n<li><strong>Educate your employees</strong>: It may seem like common sense, but it’s not always. Develop a written policy about security &amp; privacy and make sure employees are on board and understand their responsibility to protect confidential data. No business is “too small” for a hacker; the more prepared you are, the less at-risk you are.<br><br></li>\n<li><strong>And, of course, purchase <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a>: </strong><span style=\"font-style: italic;\">90% of small businesses do not currently have </span>cyber insurance<span style=\"font-style: italic;\">!&nbsp;</span>You need to know that your business will be protected against any security breaches.</li>\n</ul>\n<p style=\"font-size: 13px; text-align: left;\"><em><strong style=\"background-color: transparent;\"><br>About:&nbsp;</strong><span style=\"background-color: transparent;\">Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for a low cost in addition to arranging custom policies for the entertainment industry.</span></em><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<p style=\"font-size: 13px; text-align: left;\"><em><span style=\"background-color: transparent;\"><span id=\"hs_cos_wrapper_post_body\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\"></span><span></span></span></em></p>","postListSummaryFeaturedImage":"","postRssContent":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/cyber%20law%20cropped-3.jpg","postSummary":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n","postSummaryRss":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"fPwlxFyl","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/Civil-authority-600x600.jpg","previousPostFeaturedImageAltText":"Vantropolis podcast: Filmmakers, Capture Footage of the Location","previousPostName":"Filmmakers: Capture Footage of the Location Before the Shoot!","previousPostSlug":"articles/filmmakers-capture-footage-of-the-location-before-the-shoot","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1692286833000,"publishDateLocalTime":1692286833000,"publishDateLocalized":{"date":1692286833000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1692287625841,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/online-cyber-insurance-for-canadian-small-businesses","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: Shutterstock</em></p>\n<!--more-->\n<h2 class=\"speakabletext\" style=\"text-align: left;\">What is cyber insurance? (Canada)</h2>\n<p class=\"speakabletext\" style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Cyber liability insurance</a> goes by many names these days: cyber insurance; cybersecurity insurance, cyber risk, hack insurance and others. However, the intent of all of these polices remains the same: a cyber policy is an insurance product used to protect your business from data breaches on computer system(s), potentially exposing client information.</p>\n<h3 style=\"text-align: left;\">What does <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a> cover?</h3>\n<ul style=\"list-style-type: disc; text-align: left;\">\n<li><strong style=\"background-color: transparent;\">Comprehensive Cyber Liability</strong><span style=\"background-color: transparent;\">: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage.</span></li>\n<li><strong style=\"background-color: transparent;\">Digital Data Recovery Costs:</strong><span style=\"background-color: transparent;\"><span>&nbsp;</span>Covers destruction or loss of digital data resulting from a criminal cyber event.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Business Interruption:</strong><span>&nbsp;</span>Continuing normal operating &amp; payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Extortion &amp; <a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware</a>:</strong><span>&nbsp;</span>Provides coverage for costs associated with payments to those who threaten to disclose sensitive information.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Forensic Investigation:</strong><span>&nbsp;</span>Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.</span></li>\n<li><strong>Cyber Incident Response Expenses</strong></li>\n</ul>\n<p style=\"text-align: left;\">While the most prominent cases reported have been attacks against large companies such as Target, Sony and Home Depot; in fact, at least 43% of cyber attacks occur against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cybersecurity<strong>.</strong></p>\n<p style=\"text-align: left;\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">Front Row Insurance’s cyber insurance</a>&nbsp;provides protection against a range of online hazards.</p>\n<h3 style=\"text-align: left;\">How to safeguard against a cyber attack?</h3>\n<p style=\"text-align: left;\">Now more than ever, it’s important you protect yourself in every possible way. Here are a few tips we share with all of our clients:</p>\n<ul style=\"list-style-type: circle; text-align: left;\">\n<li><strong>Develop a password strategy:</strong> Using the same password across many devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can use it to compromise employee information as well as customer data, turning a single password breach into millions in damage.<br><br></li>\n<li><strong>Avoid collecting or storing payment information</strong>: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.<br><br></li>\n<li><strong>Educate your employees</strong>: It may seem like common sense, but it’s not always. Develop a written policy about security &amp; privacy and make sure employees are on board and understand their responsibility to protect confidential data. No business is “too small” for a hacker; the more prepared you are, the less at-risk you are.<br><br></li>\n<li><strong>And, of course, purchase <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber liability insurance</a>: </strong><span style=\"font-style: italic;\">90% of small businesses do not currently have </span>cyber insurance<span style=\"font-style: italic;\">!&nbsp;</span>You need to know that your business will be protected against any security breaches.</li>\n</ul>\n<p style=\"font-size: 13px; text-align: left;\"><em><strong style=\"background-color: transparent;\"><br>About:&nbsp;</strong><span style=\"background-color: transparent;\">Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for a low cost in addition to arranging custom policies for the entertainment industry.</span></em><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>\n<p style=\"font-size: 13px; text-align: left;\"><em><span style=\"background-color: transparent;\"><span id=\"hs_cos_wrapper_post_body\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\"></span><span></span></span></em></p>","rssSummary":"<p class=\"speakabletext\" style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image</span>: 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Module 2020","module_id":33051772119,"name":"module_15960847531069","order":5,"smart_type":null,"styles":{},"type":"module"},"module_15965216980304":{"body":{"definition_id":null,"field_types":{"add_content":"richtext","enable_rich_text_module":"boolean"},"module_id":33156769794,"path":"/Coded files/Custom/blog/FrontRow2014/Basic Rich Text Box for Blog","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"id":"module_15965216980304","label":"Basic Rich Text Box for Blog","module_id":33156769794,"name":"module_15965216980304","order":7,"smart_type":null,"styles":{},"type":"module"},"name":{"body":{"title":"Cyber Insurance for Canadian Small Businesses | Cyber Insurance Canada"},"id":"name","label":"Title","name":"name","type":"text"},"post_body":{"body":{"html":"<h1 class=\"speakabletext\">WHAT IS CYBER INSURANCE?</h1>\n<p><span style=\"background-color: transparent; color: #242424; font-weight: bold; text-transform: uppercase;\"><img src=\"https://cdn2.hubspot.net/hubfs/61352/cyber%20law.jpg\" alt=\"Cyber liability insurance Canada\" width=\"600\" style=\"width: 600px; margin: 0px auto; display: block;\"></span></p>\n<!--more-->\n<p class=\"speakabletext\">Cyber liability insurance goes by many names these days: Cyber Insurance; Cyber Security, Cyber Risk, Hack Insurance and others. However, the intent of all of these polices remains the same: a cyber insurance policy is an insurance product used to protect your business from data breaches on computer system(s), potentially exposing client information.</p>\n<p></p>\n<h2>WHAT DOES A <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\">CYBER LIABILITY INSURANCE</a> POLICY&nbsp;COVER?&nbsp;</h2>\n<ul style=\"list-style-type: disc;\">\n<li><strong style=\"background-color: transparent;\">Comprehensive Cyber Liability</strong><span style=\"background-color: transparent;\">: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage.</span></li>\n<li><strong style=\"background-color: transparent;\">Digital Data Recovery Costs:</strong><span style=\"background-color: transparent;\"><span>&nbsp;</span>Covers destruction or loss of digital data resulting from a criminal&nbsp; cyber event.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Business Interruption:</strong><span>&nbsp;</span>Continuing normal operating &amp; payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Extortion &amp; Ransomware:</strong><span>&nbsp;</span>Provides coverage for costs associated with payments to those who threaten to disclose sensitive information.</span></li>\n<li><span style=\"background-color: transparent;\"><strong>Forensic Investigation:</strong><span>&nbsp;</span>Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.</span></li>\n<li>\n<p><strong>Cyber Incident Response Expenses</strong></p>\n</li>\n</ul>\n<h2 class=\"speakabletext\">What does Cyber insurance cost?</h2>\n<p class=\"speakabletext\">Starting from just $300 CAD annually (pricing subject to change), with limit options up to $1,000,000.</p>\n<p>While the most prominent cases report have been attacks against large companies such as Target, Sony and Home Depot; in fact, 43% of attacks are occurring against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cyber security<strong>. </strong></p>\n\n<p><a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\">Front Row Insurance’s&nbsp;<em>Hackinsure</em></a> provides protection against a range of online hazards – peace of mind is available online in five minutes.</p>\n<h2>WHAT ARE SOME WAYS TO SAFEGUARD AGAINST A CYBER ATTACK?</h2>\n<p>Now more than ever, it’s important you protect yourself in every possible way. Here are a few tips we share with all of our clients:</p>\n<ul style=\"list-style-type: circle;\">\n<li><strong>Develop a <a href=\"/articles/your-small-business-is-not-too-small-to-be-hacked-password-security\" rel=\" noopener\">password strategy</a>:</strong> Using the same password across many devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can use it to compromise employee information as well as customer data, turning a single password breach into millions in damage.</li>\n<li><strong>Avoid collecting or storing payment information</strong>:&nbsp;Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.</li>\n<li><strong>Educate your employees</strong>: It may seem like common sense, but it’s not always. Develop a written policy about security &amp; privacy and make sure employees are on board and understand their responsibility to protect confidential data. <a href=\"/articles/cyber-crime-insurance-for-non-profits\" rel=\" noopener\">No business is “too small” for a hacker</a>; the more prepared you are, the less at-risk you are.\n<ul style=\"list-style-type: circle;\">\n<li>Download our <strong>FREE eBook</strong> to give to your employees: <a href=\"/cyber-insurance-101\" rel=\" noopener\"><em>Cyber insurance 101 / how to protect your computer systems</em></a></li>\n</ul>\n</li>\n<li><strong>And, of course, purchase <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\">Cyber Liability Insurance</a>: </strong><span style=\"font-style: italic;\">90% of small businesses do not currently have </span><a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\" style=\"font-style: italic;\">cyber insurance</a><span style=\"font-style: italic;\">!&nbsp;</span>You need to know that your business will be protected against any security breaches. Our new product provides this protection. You can get insured online in just a couple of minutes:</li>\n</ul>\n<p><strong style=\"background-color: transparent;\"><br></strong></p>\n<p style=\"font-size: 13px;\"><em><strong style=\"background-color: transparent;\">About:&nbsp;</strong><span style=\"background-color: transparent;\">Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal,&nbsp; Halifax, Los Angeles, New York, Nashville.</span></em></p>\n<h3><br>Related:</h3>\n<p><a href=\"/cyber-insurance-101\" rel=\" noopener\"><strong>EBOOK</strong>: CYBER INSURANCE 101 / CYBER LIABILITY INSURANCE / CYBERSECURITY INSURANCE CANADA / HOW TO PROTECT YOUR COMPUTER SYSTEMS</a></p>\n<p>ONLINE CYBER INSURANCE FOR CANADIAN SMALL BUSINESSES</p>\n<p><a href=\"/articles/cyber-security-insurance\" rel=\" noopener\">CYBER SECURITY INSURANCE</a></p>\n<p><a href=\"/articles/hack-insurance-its-not-just-for-big-businesses\" rel=\" noopener\">HACK INSURANCE: IT'S NOT JUST FOR BIG BUSINESSES</a></p>\n<p><a href=\"/articles/is-your-business-prepared-for-the-consequences-of-a-cyber-attack\" rel=\" noopener\">IS YOUR BUSINESS PREPARED FOR THE CONSEQUENCES OF A CYBER ATTACK?</a></p>\n<p><a href=\"/articles/4-ways-to-prevent-cyber-attacks-in-the-creative-industry\" rel=\" noopener\">4 WAYS TO PREVENT CYBER ATTACKS IN THE CREATIVE INDUSTRY</a></p>\n<p><a href=\"/articles/cyber-crime-insurance-for-non-profits\" rel=\" noopener\">CYBER CRIME INSURANCE FOR NON-PROFITS</a></p>\n<p><a href=\"/articles/if-you-are-a-graphic-designer-yes-you-need-hack-insurance\" rel=\" noopener\">IF YOU ARE A GRAPHIC DESIGNER, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/photographers-cyber-insurance-brandjacked\" rel=\" noopener\">IF YOU ARE A PHOTOGRAPHER, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/filmmakers-are-you-prepared-with-cyber-insurance-if-you-get-hacked\" rel=\" noopener\">IF YOU ARE A FILMMAKER/FILM PRODUCER/HAVE A PRODUCTION COMPANY, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/theatre-company-and-patrons-cyber-insurance\" rel=\" noopener\">IF YOU ARE A THEATRE PRODUCER, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/instrument-insurance-blog/musicians-protect-your-music-studio-with-cyber-insurance\" rel=\" noopener\">IF YOU ARE A MUSICIAN, YES, YOU NEED CYBER INSURANCE</a></p>\n<p><a href=\"/articles/real-estate-agents-one-mistake-could-cost-your-client-their-life-savings\" rel=\" noopener\">IF YOU ARE A REAL ESTATE AGENT/WORK IN REAL ESTATE, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/gyms-personal-trainers-are-you-prepared-with-cyber-insurance\" rel=\" noopener\">IF YOU ARE A PERSONAL TRAINER, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/salon-owners-dont-let-ransomware-destroy-your-business\" rel=\" noopener\">IF YOU ARE A HAIR/NAIL/BEAUTY SALON MANAGER OR EMPLOYEE, YOU NEED CYBER INSURANCE</a></p>\n<p><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\" noopener\">RANSOMWARE INSURANCE</a></p>\n<p><a href=\"/articles/your-small-business-is-not-too-small-to-be-hacked-password-security\" rel=\" noopener\">PASSWORD PROTECTION &amp; MANAGEMENT</a></p>\n<p><a href=\"/articles/new-mandatory-data-breach-law\" rel=\" noopener\">MANDATORY DATA BREACH LAW</a></p>\n<p><a href=\"/articles/blog/office-contents-insurance\" rel=\" noopener\">OFFICE CONTENTS INSURANCE AND THE NEED FOR CYBER INSURANCE</a></p>\n<p><a href=\"/articles/insurance-business-canada-interviews-front-row-insurance\" rel=\" noopener\">FRONT ROW INSURANCE OFFERS SOLUTION TO SMALL BUSINESS CYBER CONUNDRUM</a></p>\n<p><a href=\"/articles/transfer-cyber-risk-to-cyber-attack-insurance\" rel=\" noopener\">TRANSFER CYBER RISK TO CYBER ATTACK INSURANCE</a></p>"},"deleted_at":1606402510284,"id":"post_body","label":"Blog 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actor: Cast Insurance claims","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1691674499000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Wed, 19 Apr 2023 20:35:49 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Injuries to Actors Could be Covered Under Cast Insurance | Vantropolis Podcast | Front Row Insurance\",\n\t\"description\": \"Content courtesy of the Vantropolis podcast: https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/3lh4oBpLDjc/mqdefault.jpg\",\n\t\"duration\": \"PT3M27S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=3lh4oBpLDjc\",\n\t\"embedUrl\": 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Insurance","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Injuries to Actors Could be Covered Under Cast Production Insurance","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904,949708959,956557290,3243019808,7008949748],"topic_ids":[949708904,949708959,956557290,3243019808,7008949748],"post_summary":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: I don’t know if everybody knows: there’s production insurance, show insurance but there’s also cast insurance claims and they can be some of the biggest claims that a project can incur. One of the examples that I saw on the Front Row blog was <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">when Heath Ledger died</a> during <em>The Imaginarium of Doctor Parnassus</em> (2009), which would have been before you joined Front Row. But that had to be recast with new actors and all of the fallout that happens from something like that and the insurance followed as well.</p>\n<p><strong>Mike Groner</strong>: I believe that is still the largest cast claim in Canada for a Canadian film.</p>\n<p><strong>Colby</strong>: And I do know the largest in the US was <em>The Fast and the Furious</em> franchise, which was $50 million, and that was <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker when he passed away</a>, so a huge amount of money. Big losses to do stuff like that.</p>\n<p><strong>Mike</strong>: The cast insurance part of the production package is without a doubt your biggest exposure on any film. You can just imagine the costs associated with replacing an actor midway if they got injured or died, or even if <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/25404/insurance-for-body-parts\">an actor breaks a leg</a>, and you have to shut down for two days, significant costs are being bled from the production company for holding locations, equipment, you still have to carry your cast and crew.</p>\n<p>Those are hundreds of thousands of dollars a day in costs that are going to be spent whether you’re able to film or not.</p>\n<p><strong>Colby</strong>: I read a couple stories, one was about Brad Pitt in <em><a href=\"https://en.wikipedia.org/wiki/Seven_(1995_film)\" rel=\"nofollow noopener\">Se7en</a></em> (1995), and I guess when he did a scene and hit the car, he actually hurt himself and they just kept him in a sling anyway. So, he got hurt in the movie but he also got hurt in real life and I feel like they worked around it on purpose, so it’s possible to “take an injury in” and use it as part of the story.</p>\n<p><strong>Mike</strong>: And there’s also the situation of actor availability. For someone like Pitt, who may have three other projects lined up, if they lost him for a week while his arm was getting better, they may not be able to finish their project for six months after his next project is done.</p>\n<p><strong>Colby</strong>: And it’s funny when you watch it as an audience member, you don’t even care, but you know the people who were working on that stuff care, they had a lot of sleepless nights.</p>\n<p><strong>Mike</strong>: It’s not too much different than writing in a pregnancy on a TV show or movie. These things happen and in the case of Brad Pitt injuring himself, that’s insurable, but you cannot really insure against someone getting pregnant; it’s not an injury.</p>\n<p><strong>Colby</strong>: That’s interesting because I know actors sign contracts that they won’t do certain things but that’s not necessarily related to film production insurance.</p>\n<p><strong>Mike</strong>: Well, we require actors, actresses and the director – anyone who is going to be insured as a cast member on a film – <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\">they have to undergo a physical</a>. And as part of that physical, they do warrant that they’re not going to jump off buildings, go scuba diving, ride a motorcycle, etc. Basically, we want them in a bubble for the next six weeks.</p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Film Production Civil Authority Coverage Explained</a></li>\n<li><a href=\"/personal-income-protection-high-limit-disability-coverage\" rel=\"noopener\">Personal Income Protection for Actors</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: I don’t know if everybody knows: there’s production insurance, show insurance but there’s also cast insurance claims and they can be some of the biggest claims that a project can incur. One of the examples that I saw on the Front Row blog was <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">when Heath Ledger died</a> during <em>The Imaginarium of Doctor Parnassus</em> (2009), which would have been before you joined Front Row. But that had to be recast with new actors and all of the fallout that happens from something like that and the insurance followed as well.</p>\n<p><strong>Mike Groner</strong>: I believe that is still the largest cast claim in Canada for a Canadian film.</p>\n<p><strong>Colby</strong>: And I do know the largest in the US was <em>The Fast and the Furious</em> franchise, which was $50 million, and that was <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker when he passed away</a>, so a huge amount of money. Big losses to do stuff like that.</p>\n<p><strong>Mike</strong>: The cast insurance part of the production package is without a doubt your biggest exposure on any film. You can just imagine the costs associated with replacing an actor midway if they got injured or died, or even if <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/25404/insurance-for-body-parts\">an actor breaks a leg</a>, and you have to shut down for two days, significant costs are being bled from the production company for holding locations, equipment, you still have to carry your cast and crew.</p>\n<p>Those are hundreds of thousands of dollars a day in costs that are going to be spent whether you’re able to film or not.</p>\n<p><strong>Colby</strong>: I read a couple stories, one was about Brad Pitt in <em><a href=\"https://en.wikipedia.org/wiki/Seven_(1995_film)\" rel=\"nofollow noopener\">Se7en</a></em> (1995), and I guess when he did a scene and hit the car, he actually hurt himself and they just kept him in a sling anyway. So, he got hurt in the movie but he also got hurt in real life and I feel like they worked around it on purpose, so it’s possible to “take an injury in” and use it as part of the story.</p>\n<p><strong>Mike</strong>: And there’s also the situation of actor availability. For someone like Pitt, who may have three other projects lined up, if they lost him for a week while his arm was getting better, they may not be able to finish their project for six months after his next project is done.</p>\n<p><strong>Colby</strong>: And it’s funny when you watch it as an audience member, you don’t even care, but you know the people who were working on that stuff care, they had a lot of sleepless nights.</p>\n<p><strong>Mike</strong>: It’s not too much different than writing in a pregnancy on a TV show or movie. These things happen and in the case of Brad Pitt injuring himself, that’s insurable, but you cannot really insure against someone getting pregnant; it’s not an injury.</p>\n<p><strong>Colby</strong>: That’s interesting because I know actors sign contracts that they won’t do certain things but that’s not necessarily related to film production insurance.</p>\n<p><strong>Mike</strong>: Well, we require actors, actresses and the director – anyone who is going to be insured as a cast member on a film – <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\">they have to undergo a physical</a>. And as part of that physical, they do warrant that they’re not going to jump off buildings, go scuba diving, ride a motorcycle, etc. Basically, we want them in a bubble for the next six weeks.</p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Film Production Civil Authority Coverage Explained</a></li>\n<li><a href=\"/personal-income-protection-high-limit-disability-coverage\" rel=\"noopener\">Personal Income Protection for Actors</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Wed, 19 Apr 2023 20:35:49 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Injuries to Actors Could be Covered Under Cast Insurance | Vantropolis Podcast | Front Row Insurance\",\n\t\"description\": \"Content courtesy of the Vantropolis podcast: 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someone like Brad Pitt, who may have three other projects lined up, if they lost him for a week while his arm was getting better, they may not be...","metaKeywords":null,"name":"Injuries to Actors Could be Covered Under Cast Production Insurance","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/film%20producers/Film-cyber-insurance-FB-forweb600.jpg","nextPostFeaturedImageAltText":"Filmmakers: get cyber insurance!","nextPostName":"Filmmakers, are YOU prepared with cyber insurance if you get hacked?","nextPostSlug":"articles/filmmakers-are-you-prepared-with-cyber-insurance-if-you-get-hacked","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Injuries to Actors Could be Covered Under Cast Production 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: I don’t know if everybody knows: there’s production insurance, show insurance but there’s also cast insurance claims and they can be some of the biggest claims that a project can incur. One of the examples that I saw on the Front Row blog was <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">when Heath Ledger died</a> during <em>The Imaginarium of Doctor Parnassus</em> (2009), which would have been before you joined Front Row. But that had to be recast with new actors and all of the fallout that happens from something like that and the insurance followed as well.</p>\n<p><strong>Mike Groner</strong>: I believe that is still the largest cast claim in Canada for a Canadian film.</p>\n<p><strong>Colby</strong>: And I do know the largest in the US was <em>The Fast and the Furious</em> franchise, which was $50 million, and that was <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker when he passed away</a>, so a huge amount of money. Big losses to do stuff like that.</p>\n<p><strong>Mike</strong>: The cast insurance part of the production package is without a doubt your biggest exposure on any film. You can just imagine the costs associated with replacing an actor midway if they got injured or died, or even if <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/25404/insurance-for-body-parts\">an actor breaks a leg</a>, and you have to shut down for two days, significant costs are being bled from the production company for holding locations, equipment, you still have to carry your cast and crew.</p>\n<p>Those are hundreds of thousands of dollars a day in costs that are going to be spent whether you’re able to film or not.</p>\n<p><strong>Colby</strong>: I read a couple stories, one was about Brad Pitt in <em><a href=\"https://en.wikipedia.org/wiki/Seven_(1995_film)\" rel=\"nofollow noopener\">Se7en</a></em> (1995), and I guess when he did a scene and hit the car, he actually hurt himself and they just kept him in a sling anyway. So, he got hurt in the movie but he also got hurt in real life and I feel like they worked around it on purpose, so it’s possible to “take an injury in” and use it as part of the story.</p>\n<p><strong>Mike</strong>: And there’s also the situation of actor availability. For someone like Pitt, who may have three other projects lined up, if they lost him for a week while his arm was getting better, they may not be able to finish their project for six months after his next project is done.</p>\n<p><strong>Colby</strong>: And it’s funny when you watch it as an audience member, you don’t even care, but you know the people who were working on that stuff care, they had a lot of sleepless nights.</p>\n<p><strong>Mike</strong>: It’s not too much different than writing in a pregnancy on a TV show or movie. These things happen and in the case of Brad Pitt injuring himself, that’s insurable, but you cannot really insure against someone getting pregnant; it’s not an injury.</p>\n<p><strong>Colby</strong>: That’s interesting because I know actors sign contracts that they won’t do certain things but that’s not necessarily related to film production insurance.</p>\n<p><strong>Mike</strong>: Well, we require actors, actresses and the director – anyone who is going to be insured as a cast member on a film – <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\">they have to undergo a physical</a>. And as part of that physical, they do warrant that they’re not going to jump off buildings, go scuba diving, ride a motorcycle, etc. Basically, we want them in a bubble for the next six weeks.</p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Film Production Civil Authority Coverage Explained</a></li>\n<li><a href=\"/personal-income-protection-high-limit-disability-coverage\" rel=\"noopener\">Personal Income Protection for Actors</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: I don’t know if everybody knows: there’s production insurance, show insurance but there’s also cast insurance claims and they can be some of the biggest claims that a project can incur. One of the examples that I saw on the Front Row blog was <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">when Heath Ledger died</a> during <em>The Imaginarium of Doctor Parnassus</em> (2009), which would have been before you joined Front Row. But that had to be recast with new actors and all of the fallout that happens from something like that and the insurance followed as well.</p>\n<p><strong>Mike Groner</strong>: I believe that is still the largest cast claim in Canada for a Canadian film.</p>\n<p><strong>Colby</strong>: And I do know the largest in the US was <em>The Fast and the Furious</em> franchise, which was $50 million, and that was <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker when he passed away</a>, so a huge amount of money. Big losses to do stuff like that.</p>\n<p><strong>Mike</strong>: The cast insurance part of the production package is without a doubt your biggest exposure on any film. You can just imagine the costs associated with replacing an actor midway if they got injured or died, or even if <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/25404/insurance-for-body-parts\">an actor breaks a leg</a>, and you have to shut down for two days, significant costs are being bled from the production company for holding locations, equipment, you still have to carry your cast and crew.</p>\n<p>Those are hundreds of thousands of dollars a day in costs that are going to be spent whether you’re able to film or not.</p>\n<p><strong>Colby</strong>: I read a couple stories, one was about Brad Pitt in <em><a href=\"https://en.wikipedia.org/wiki/Seven_(1995_film)\" rel=\"nofollow noopener\">Se7en</a></em> (1995), and I guess when he did a scene and hit the car, he actually hurt himself and they just kept him in a sling anyway. So, he got hurt in the movie but he also got hurt in real life and I feel like they worked around it on purpose, so it’s possible to “take an injury in” and use it as part of the story.</p>\n<p><strong>Mike</strong>: And there’s also the situation of actor availability. For someone like Pitt, who may have three other projects lined up, if they lost him for a week while his arm was getting better, they may not be able to finish their project for six months after his next project is done.</p>\n<p><strong>Colby</strong>: And it’s funny when you watch it as an audience member, you don’t even care, but you know the people who were working on that stuff care, they had a lot of sleepless nights.</p>\n<p><strong>Mike</strong>: It’s not too much different than writing in a pregnancy on a TV show or movie. These things happen and in the case of Brad Pitt injuring himself, that’s insurable, but you cannot really insure against someone getting pregnant; it’s not an injury.</p>\n<p><strong>Colby</strong>: That’s interesting because I know actors sign contracts that they won’t do certain things but that’s not necessarily related to film production insurance.</p>\n<p><strong>Mike</strong>: Well, we require actors, actresses and the director – anyone who is going to be insured as a cast member on a film – <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\">they have to undergo a physical</a>. And as part of that physical, they do warrant that they’re not going to jump off buildings, go scuba diving, ride a motorcycle, etc. Basically, we want them in a bubble for the next six weeks.</p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Film Production Civil Authority Coverage Explained</a></li>\n<li><a href=\"/personal-income-protection-high-limit-disability-coverage\" rel=\"noopener\">Personal Income Protection for Actors</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/actor-leg-break-shutterstock_1945028713-forweb600.jpg","postListContent":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: I don’t know if everybody knows: there’s production insurance, show insurance but there’s also cast insurance claims and they can be some of the biggest claims that a project can incur. One of the examples that I saw on the Front Row blog was <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">when Heath Ledger died</a> during <em>The Imaginarium of Doctor Parnassus</em> (2009), which would have been before you joined Front Row. But that had to be recast with new actors and all of the fallout that happens from something like that and the insurance followed as well.</p>\n<p><strong>Mike Groner</strong>: I believe that is still the largest cast claim in Canada for a Canadian film.</p>\n<p><strong>Colby</strong>: And I do know the largest in the US was <em>The Fast and the Furious</em> franchise, which was $50 million, and that was <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker when he passed away</a>, so a huge amount of money. Big losses to do stuff like that.</p>\n<p><strong>Mike</strong>: The cast insurance part of the production package is without a doubt your biggest exposure on any film. You can just imagine the costs associated with replacing an actor midway if they got injured or died, or even if <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/25404/insurance-for-body-parts\">an actor breaks a leg</a>, and you have to shut down for two days, significant costs are being bled from the production company for holding locations, equipment, you still have to carry your cast and crew.</p>\n<p>Those are hundreds of thousands of dollars a day in costs that are going to be spent whether you’re able to film or not.</p>\n<p><strong>Colby</strong>: I read a couple stories, one was about Brad Pitt in <em><a href=\"https://en.wikipedia.org/wiki/Seven_(1995_film)\" rel=\"nofollow noopener\">Se7en</a></em> (1995), and I guess when he did a scene and hit the car, he actually hurt himself and they just kept him in a sling anyway. So, he got hurt in the movie but he also got hurt in real life and I feel like they worked around it on purpose, so it’s possible to “take an injury in” and use it as part of the story.</p>\n<p><strong>Mike</strong>: And there’s also the situation of actor availability. For someone like Pitt, who may have three other projects lined up, if they lost him for a week while his arm was getting better, they may not be able to finish their project for six months after his next project is done.</p>\n<p><strong>Colby</strong>: And it’s funny when you watch it as an audience member, you don’t even care, but you know the people who were working on that stuff care, they had a lot of sleepless nights.</p>\n<p><strong>Mike</strong>: It’s not too much different than writing in a pregnancy on a TV show or movie. These things happen and in the case of Brad Pitt injuring himself, that’s insurable, but you cannot really insure against someone getting pregnant; it’s not an injury.</p>\n<p><strong>Colby</strong>: That’s interesting because I know actors sign contracts that they won’t do certain things but that’s not necessarily related to film production insurance.</p>\n<p><strong>Mike</strong>: Well, we require actors, actresses and the director – anyone who is going to be insured as a cast member on a film – <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\">they have to undergo a physical</a>. And as part of that physical, they do warrant that they’re not going to jump off buildings, go scuba diving, ride a motorcycle, etc. Basically, we want them in a bubble for the next six weeks.</p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Film Production Civil Authority Coverage Explained</a></li>\n<li><a href=\"/personal-income-protection-high-limit-disability-coverage\" rel=\"noopener\">Personal Income Protection for Actors</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/actor-leg-break-shutterstock_1945028713-forweb600.jpg","postSummary":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; 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display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"wGTVpogg","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/cyber%20law%20cropped-3.jpg","previousPostFeaturedImageAltText":"Cyber Insurance for Canadian Small Businesses | Cyber Insurance Canada","previousPostName":"Cyber Insurance for Canadian Small Businesses | Cyber Insurance Canada","previousPostSlug":"articles/online-cyber-insurance-for-canadian-small-businesses","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1691674499000,"publishDateLocalTime":1691674499000,"publishDateLocalized":{"date":1691674499000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1715882143369,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/injuries-to-actors-could-be-covered-under-cast-production-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/3lh4oBpLDjc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: I don’t know if everybody knows: there’s production insurance, show insurance but there’s also cast insurance claims and they can be some of the biggest claims that a project can incur. One of the examples that I saw on the Front Row blog was <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">when Heath Ledger died</a> during <em>The Imaginarium of Doctor Parnassus</em> (2009), which would have been before you joined Front Row. But that had to be recast with new actors and all of the fallout that happens from something like that and the insurance followed as well.</p>\n<p><strong>Mike Groner</strong>: I believe that is still the largest cast claim in Canada for a Canadian film.</p>\n<p><strong>Colby</strong>: And I do know the largest in the US was <em>The Fast and the Furious</em> franchise, which was $50 million, and that was <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker when he passed away</a>, so a huge amount of money. Big losses to do stuff like that.</p>\n<p><strong>Mike</strong>: The cast insurance part of the production package is without a doubt your biggest exposure on any film. You can just imagine the costs associated with replacing an actor midway if they got injured or died, or even if <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/25404/insurance-for-body-parts\">an actor breaks a leg</a>, and you have to shut down for two days, significant costs are being bled from the production company for holding locations, equipment, you still have to carry your cast and crew.</p>\n<p>Those are hundreds of thousands of dollars a day in costs that are going to be spent whether you’re able to film or not.</p>\n<p><strong>Colby</strong>: I read a couple stories, one was about Brad Pitt in <em><a href=\"https://en.wikipedia.org/wiki/Seven_(1995_film)\" rel=\"nofollow noopener\">Se7en</a></em> (1995), and I guess when he did a scene and hit the car, he actually hurt himself and they just kept him in a sling anyway. So, he got hurt in the movie but he also got hurt in real life and I feel like they worked around it on purpose, so it’s possible to “take an injury in” and use it as part of the story.</p>\n<p><strong>Mike</strong>: And there’s also the situation of actor availability. For someone like Pitt, who may have three other projects lined up, if they lost him for a week while his arm was getting better, they may not be able to finish their project for six months after his next project is done.</p>\n<p><strong>Colby</strong>: And it’s funny when you watch it as an audience member, you don’t even care, but you know the people who were working on that stuff care, they had a lot of sleepless nights.</p>\n<p><strong>Mike</strong>: It’s not too much different than writing in a pregnancy on a TV show or movie. These things happen and in the case of Brad Pitt injuring himself, that’s insurable, but you cannot really insure against someone getting pregnant; it’s not an injury.</p>\n<p><strong>Colby</strong>: That’s interesting because I know actors sign contracts that they won’t do certain things but that’s not necessarily related to film production insurance.</p>\n<p><strong>Mike</strong>: Well, we require actors, actresses and the director – anyone who is going to be insured as a cast member on a film – <a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\">they have to undergo a physical</a>. And as part of that physical, they do warrant that they’re not going to jump off buildings, go scuba diving, ride a motorcycle, etc. Basically, we want them in a bubble for the next six weeks.</p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Film Production Civil Authority Coverage Explained</a></li>\n<li><a href=\"/personal-income-protection-high-limit-disability-coverage\" rel=\"noopener\">Personal Income Protection for Actors</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\">Vantropolis podcast</a></span></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<h2><span style=\"font-size: 36px;\">Actor Injury Insurance for Film Productions (US and Canada)</span><span style=\"font-weight: normal;\"></span><span style=\"font-weight: normal;\"></span><span style=\"font-size: 36px;\"></span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube 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get cyber insurance!","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1690463315907,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"headerTemplatePath":null,"headerVariantName":null,"htmlTitle":"Filmmakers, are YOU prepared with cyber insurance if you get hacked?","id":31291783699,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Filmmakers, are YOU prepared with cyber insurance if you get hacked?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Filmmakers, are YOU prepared with cyber insurance if you get hacked?","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708904,125625107734],"topic_ids":[949708904,125625107734],"post_summary":"<p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n","post_body":"<script type=\"application/ld+json\">\n{\n \"@context\" : \"http://schema.org\",\n \"@type\" : \"Article\",\n \"author\" : \"Grant Patten\",\n \"publisher\" : \"Front Row Insurance\",\n \"name\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"headline\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"datePublished\" : \"2020-06-29\",\n \"image\" : \"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\"\n}\n</script><p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n<!--more-->\n<p class=\"p2\">Don’t think a cyber hack could happen to <i>your</i> production company? Well, think again! Just look at the below real-life examples of <strong>film production company hacks</strong> to see how real this threat is:</p>\n<h2 class=\"p4\">The Sony Pictures hack (2014)</h2>\n<p class=\"p2\">In 2014, a hacker group (likely sponsored by the North Korean government) leaked a release of confidential data from Sony Pictures, including personal information about employees and their families, information about executive salaries at the company, copies of then-unreleased films, plans for future films, scripts and other information. Several Sony Twitter accounts were also hacked.</p>\n<p class=\"p2\">The group demanded the cancellation of the release of Sony’s comedy film <i>The Interview</i> (2014) and, indeed, major cinema chains opted not to screen the film in response to these threats.</p>\n<p class=\"p2\">Although the film eventually did well through a digital-only release, the cinema chain cancellations amounted to (potentially) millions in lost revenue for Sony. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, the <strong>business interruption</strong> coverage could cover lost income and related costs.</p>\n<p class=\"p2\">If a hacker can breach the defences of a large entertainment company such as Sony Pictures, they can certainly breach a smaller production company, too. Hackers are becoming smarter, making it harder for companies to defend themselves from a data breach.</p>\n<h2 class=\"p4\">The Larson Studios hack (2017)</h2>\n<p class=\"p2\">In 2017, LA-based digital production company Larson Studios was hacked. The hackers apparently purloined 10 episodes of <i>Orange is the New Black</i>, which Larson Studios produces, then demanded ransom to prevent the shows from being released unofficially.</p>\n<p class=\"p2\">Larson Studios made the difficult decision to wire more than $50,000 USD in extortion money to the hackers. Yet, the unscrupulous hackers <i>still</i> leaked the stolen episodes on a file sharing website more than a month before the show was set to premiere. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Cyber insurance</span></a> would <strong>cover payments</strong> to those who threaten to disclose sensitive data.</p>\n<p class=\"p2\">Larson Studios made another expensive decision: to hire private data security experts to find out what happened. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> is included in the policy.</p>\n<h2 class=\"p4\">What is cyber liability insurance?</h2>\n<p class=\"p2\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Cyber hack insurance</strong></span><strong> for filmmakers</strong></a> is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you may incur, including (but not limited to):</p>\n<ul class=\"ul1\">\n<li class=\"li2\">notifying customers that their information has been stolen</li>\n<li class=\"li2\">paying to restore or recover the stolen data</li>\n<li class=\"li2\">paying to conduct an investigation to determine what happened</li>\n<li class=\"li2\">losing money from business interruption</li>\n</ul>\n<h2 class=\"p4\">How can cyber insurance help filmmakers and film producers?</h2>\n<p class=\"p2\"><span class=\"s1\">Hack insurance</span> can help with expenses associated with managing a hack, such as incident response and data recovery expenses.</p>\n<p class=\"p2\">Not only is your work stored on your computer(s), you may also have accounting, employee and/or client personal information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row's cyber hack insurance policy</span></a> is available to be quoted.</p>\n<p class=\"p2\"><i>90% of small businesses in Canada do </i><strong><i>not</i></strong><i> have </i><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><i>Cyber Insurance</i></span></a><i>:</i> take a few minutes to protect your production company, which has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p3\">&nbsp;</p>\n<p class=\"p1\" style=\"font-size: 16px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims.</i></p>\n<h3 class=\"p5\">Citations:</h3>\n<ul>\n<li class=\"p6\"><span class=\"s1\"><a href=\"https://en.wikipedia.org/wiki/Sony_Pictures_hack\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Sony_Pictures_hack</a></span></li>\n<li class=\"p6\"><a href=\"https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/\">https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/</a></li>\n</ul>\n<p class=\"p7\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","rss_summary":"<p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n","rss_body":"<script type=\"application/ld+json\">\n{\n \"@context\" : \"http://schema.org\",\n \"@type\" : \"Article\",\n \"author\" : \"Grant Patten\",\n \"publisher\" : \"Front Row Insurance\",\n \"name\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"headline\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"datePublished\" : \"2020-06-29\",\n \"image\" : \"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\"\n}\n</script><p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n<!--more-->\n<p class=\"p2\">Don’t think a cyber hack could happen to <i>your</i> production company? Well, think again! Just look at the below real-life examples of <strong>film production company hacks</strong> to see how real this threat is:</p>\n<h2 class=\"p4\">The Sony Pictures hack (2014)</h2>\n<p class=\"p2\">In 2014, a hacker group (likely sponsored by the North Korean government) leaked a release of confidential data from Sony Pictures, including personal information about employees and their families, information about executive salaries at the company, copies of then-unreleased films, plans for future films, scripts and other information. Several Sony Twitter accounts were also hacked.</p>\n<p class=\"p2\">The group demanded the cancellation of the release of Sony’s comedy film <i>The Interview</i> (2014) and, indeed, major cinema chains opted not to screen the film in response to these threats.</p>\n<p class=\"p2\">Although the film eventually did well through a digital-only release, the cinema chain cancellations amounted to (potentially) millions in lost revenue for Sony. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, the <strong>business interruption</strong> coverage could cover lost income and related costs.</p>\n<p class=\"p2\">If a hacker can breach the defences of a large entertainment company such as Sony Pictures, they can certainly breach a smaller production company, too. Hackers are becoming smarter, making it harder for companies to defend themselves from a data breach.</p>\n<h2 class=\"p4\">The Larson Studios hack (2017)</h2>\n<p class=\"p2\">In 2017, LA-based digital production company Larson Studios was hacked. The hackers apparently purloined 10 episodes of <i>Orange is the New Black</i>, which Larson Studios produces, then demanded ransom to prevent the shows from being released unofficially.</p>\n<p class=\"p2\">Larson Studios made the difficult decision to wire more than $50,000 USD in extortion money to the hackers. Yet, the unscrupulous hackers <i>still</i> leaked the stolen episodes on a file sharing website more than a month before the show was set to premiere. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Cyber insurance</span></a> would <strong>cover payments</strong> to those who threaten to disclose sensitive data.</p>\n<p class=\"p2\">Larson Studios made another expensive decision: to hire private data security experts to find out what happened. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> is included in the policy.</p>\n<h2 class=\"p4\">What is cyber liability insurance?</h2>\n<p class=\"p2\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Cyber hack insurance</strong></span><strong> for filmmakers</strong></a> is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you may incur, including (but not limited to):</p>\n<ul class=\"ul1\">\n<li class=\"li2\">notifying customers that their information has been stolen</li>\n<li class=\"li2\">paying to restore or recover the stolen data</li>\n<li class=\"li2\">paying to conduct an investigation to determine what happened</li>\n<li class=\"li2\">losing money from business interruption</li>\n</ul>\n<h2 class=\"p4\">How can cyber insurance help filmmakers and film producers?</h2>\n<p class=\"p2\"><span class=\"s1\">Hack insurance</span> can help with expenses associated with managing a hack, such as incident response and data recovery expenses.</p>\n<p class=\"p2\">Not only is your work stored on your computer(s), you may also have accounting, employee and/or client personal information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row's cyber hack insurance policy</span></a> is available to be quoted.</p>\n<p class=\"p2\"><i>90% of small businesses in Canada do </i><strong><i>not</i></strong><i> have </i><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><i>Cyber Insurance</i></span></a><i>:</i> take a few minutes to protect your production company, which has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p3\">&nbsp;</p>\n<p class=\"p1\" style=\"font-size: 16px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims.</i></p>\n<h3 class=\"p5\">Citations:</h3>\n<ul>\n<li class=\"p6\"><span class=\"s1\"><a href=\"https://en.wikipedia.org/wiki/Sony_Pictures_hack\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Sony_Pictures_hack</a></span></li>\n<li class=\"p6\"><a href=\"https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/\">https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/</a></li>\n</ul>\n<p class=\"p7\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Filmmakers: get cyber insurance!","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":"Cyber","campaign_utm":"Cyber","meta_keywords":null,"meta_description":"Don’t think a cyber hack could happen to your production company? 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<script type=\"application/ld+json\">\n{\n \"@context\" : \"http://schema.org\",\n \"@type\" : \"Article\",\n \"author\" : \"Grant Patten\",\n \"publisher\" : \"Front Row Insurance\",\n \"name\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"headline\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"datePublished\" : \"2020-06-29\",\n \"image\" : \"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\"\n}\n</script><p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n<!--more-->\n<p class=\"p2\">Don’t think a cyber hack could happen to <i>your</i> production company? Well, think again! Just look at the below real-life examples of <strong>film production company hacks</strong> to see how real this threat is:</p>\n<h2 class=\"p4\">The Sony Pictures hack (2014)</h2>\n<p class=\"p2\">In 2014, a hacker group (likely sponsored by the North Korean government) leaked a release of confidential data from Sony Pictures, including personal information about employees and their families, information about executive salaries at the company, copies of then-unreleased films, plans for future films, scripts and other information. Several Sony Twitter accounts were also hacked.</p>\n<p class=\"p2\">The group demanded the cancellation of the release of Sony’s comedy film <i>The Interview</i> (2014) and, indeed, major cinema chains opted not to screen the film in response to these threats.</p>\n<p class=\"p2\">Although the film eventually did well through a digital-only release, the cinema chain cancellations amounted to (potentially) millions in lost revenue for Sony. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, the <strong>business interruption</strong> coverage could cover lost income and related costs.</p>\n<p class=\"p2\">If a hacker can breach the defences of a large entertainment company such as Sony Pictures, they can certainly breach a smaller production company, too. Hackers are becoming smarter, making it harder for companies to defend themselves from a data breach.</p>\n<h2 class=\"p4\">The Larson Studios hack (2017)</h2>\n<p class=\"p2\">In 2017, LA-based digital production company Larson Studios was hacked. The hackers apparently purloined 10 episodes of <i>Orange is the New Black</i>, which Larson Studios produces, then demanded ransom to prevent the shows from being released unofficially.</p>\n<p class=\"p2\">Larson Studios made the difficult decision to wire more than $50,000 USD in extortion money to the hackers. Yet, the unscrupulous hackers <i>still</i> leaked the stolen episodes on a file sharing website more than a month before the show was set to premiere. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Cyber insurance</span></a> would <strong>cover payments</strong> to those who threaten to disclose sensitive data.</p>\n<p class=\"p2\">Larson Studios made another expensive decision: to hire private data security experts to find out what happened. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> is included in the policy.</p>\n<h2 class=\"p4\">What is cyber liability insurance?</h2>\n<p class=\"p2\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Cyber hack insurance</strong></span><strong> for filmmakers</strong></a> is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you may incur, including (but not limited to):</p>\n<ul class=\"ul1\">\n<li class=\"li2\">notifying customers that their information has been stolen</li>\n<li class=\"li2\">paying to restore or recover the stolen data</li>\n<li class=\"li2\">paying to conduct an investigation to determine what happened</li>\n<li class=\"li2\">losing money from business interruption</li>\n</ul>\n<h2 class=\"p4\">How can cyber insurance help filmmakers and film producers?</h2>\n<p class=\"p2\"><span class=\"s1\">Hack insurance</span> can help with expenses associated with managing a hack, such as incident response and data recovery expenses.</p>\n<p class=\"p2\">Not only is your work stored on your computer(s), you may also have accounting, employee and/or client personal information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row's cyber hack insurance policy</span></a> is available to be quoted.</p>\n<p class=\"p2\"><i>90% of small businesses in Canada do </i><strong><i>not</i></strong><i> have </i><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><i>Cyber Insurance</i></span></a><i>:</i> take a few minutes to protect your production company, which has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p3\">&nbsp;</p>\n<p class=\"p1\" style=\"font-size: 16px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims.</i></p>\n<h3 class=\"p5\">Citations:</h3>\n<ul>\n<li class=\"p6\"><span class=\"s1\"><a href=\"https://en.wikipedia.org/wiki/Sony_Pictures_hack\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Sony_Pictures_hack</a></span></li>\n<li class=\"p6\"><a href=\"https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/\">https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/</a></li>\n</ul>\n<p class=\"p7\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","postBodyRss":"<script type=\"application/ld+json\">\n{\n \"@context\" : \"http://schema.org\",\n \"@type\" : \"Article\",\n \"author\" : \"Grant Patten\",\n \"publisher\" : \"Front Row Insurance\",\n \"name\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"headline\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"datePublished\" : \"2020-06-29\",\n \"image\" : \"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\"\n}\n</script><p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n<!--more-->\n<p class=\"p2\">Don’t think a cyber hack could happen to <i>your</i> production company? Well, think again! Just look at the below real-life examples of <strong>film production company hacks</strong> to see how real this threat is:</p>\n<h2 class=\"p4\">The Sony Pictures hack (2014)</h2>\n<p class=\"p2\">In 2014, a hacker group (likely sponsored by the North Korean government) leaked a release of confidential data from Sony Pictures, including personal information about employees and their families, information about executive salaries at the company, copies of then-unreleased films, plans for future films, scripts and other information. Several Sony Twitter accounts were also hacked.</p>\n<p class=\"p2\">The group demanded the cancellation of the release of Sony’s comedy film <i>The Interview</i> (2014) and, indeed, major cinema chains opted not to screen the film in response to these threats.</p>\n<p class=\"p2\">Although the film eventually did well through a digital-only release, the cinema chain cancellations amounted to (potentially) millions in lost revenue for Sony. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, the <strong>business interruption</strong> coverage could cover lost income and related costs.</p>\n<p class=\"p2\">If a hacker can breach the defences of a large entertainment company such as Sony Pictures, they can certainly breach a smaller production company, too. Hackers are becoming smarter, making it harder for companies to defend themselves from a data breach.</p>\n<h2 class=\"p4\">The Larson Studios hack (2017)</h2>\n<p class=\"p2\">In 2017, LA-based digital production company Larson Studios was hacked. The hackers apparently purloined 10 episodes of <i>Orange is the New Black</i>, which Larson Studios produces, then demanded ransom to prevent the shows from being released unofficially.</p>\n<p class=\"p2\">Larson Studios made the difficult decision to wire more than $50,000 USD in extortion money to the hackers. Yet, the unscrupulous hackers <i>still</i> leaked the stolen episodes on a file sharing website more than a month before the show was set to premiere. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Cyber insurance</span></a> would <strong>cover payments</strong> to those who threaten to disclose sensitive data.</p>\n<p class=\"p2\">Larson Studios made another expensive decision: to hire private data security experts to find out what happened. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> is included in the policy.</p>\n<h2 class=\"p4\">What is cyber liability insurance?</h2>\n<p class=\"p2\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Cyber hack insurance</strong></span><strong> for filmmakers</strong></a> is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you may incur, including (but not limited to):</p>\n<ul class=\"ul1\">\n<li class=\"li2\">notifying customers that their information has been stolen</li>\n<li class=\"li2\">paying to restore or recover the stolen data</li>\n<li class=\"li2\">paying to conduct an investigation to determine what happened</li>\n<li class=\"li2\">losing money from business interruption</li>\n</ul>\n<h2 class=\"p4\">How can cyber insurance help filmmakers and film producers?</h2>\n<p class=\"p2\"><span class=\"s1\">Hack insurance</span> can help with expenses associated with managing a hack, such as incident response and data recovery expenses.</p>\n<p class=\"p2\">Not only is your work stored on your computer(s), you may also have accounting, employee and/or client personal information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row's cyber hack insurance policy</span></a> is available to be quoted.</p>\n<p class=\"p2\"><i>90% of small businesses in Canada do </i><strong><i>not</i></strong><i> have </i><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><i>Cyber Insurance</i></span></a><i>:</i> take a few minutes to protect your production company, which has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p3\">&nbsp;</p>\n<p class=\"p1\" style=\"font-size: 16px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims.</i></p>\n<h3 class=\"p5\">Citations:</h3>\n<ul>\n<li class=\"p6\"><span class=\"s1\"><a href=\"https://en.wikipedia.org/wiki/Sony_Pictures_hack\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Sony_Pictures_hack</a></span></li>\n<li class=\"p6\"><a href=\"https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/\">https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/</a></li>\n</ul>\n<p class=\"p7\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","postEmailContent":"<p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/film%20producers/Film-cyber-insurance-FB-forweb600.jpg","postListContent":"<script type=\"application/ld+json\">\n{\n \"@context\" : \"http://schema.org\",\n \"@type\" : \"Article\",\n \"author\" : \"Grant Patten\",\n \"publisher\" : \"Front Row Insurance\",\n \"name\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"headline\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"datePublished\" : \"2020-06-29\",\n \"image\" : \"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\"\n}\n</script><p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n<!--more-->\n<p class=\"p2\">Don’t think a cyber hack could happen to <i>your</i> production company? Well, think again! Just look at the below real-life examples of <strong>film production company hacks</strong> to see how real this threat is:</p>\n<h2 class=\"p4\">The Sony Pictures hack (2014)</h2>\n<p class=\"p2\">In 2014, a hacker group (likely sponsored by the North Korean government) leaked a release of confidential data from Sony Pictures, including personal information about employees and their families, information about executive salaries at the company, copies of then-unreleased films, plans for future films, scripts and other information. Several Sony Twitter accounts were also hacked.</p>\n<p class=\"p2\">The group demanded the cancellation of the release of Sony’s comedy film <i>The Interview</i> (2014) and, indeed, major cinema chains opted not to screen the film in response to these threats.</p>\n<p class=\"p2\">Although the film eventually did well through a digital-only release, the cinema chain cancellations amounted to (potentially) millions in lost revenue for Sony. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, the <strong>business interruption</strong> coverage could cover lost income and related costs.</p>\n<p class=\"p2\">If a hacker can breach the defences of a large entertainment company such as Sony Pictures, they can certainly breach a smaller production company, too. Hackers are becoming smarter, making it harder for companies to defend themselves from a data breach.</p>\n<h2 class=\"p4\">The Larson Studios hack (2017)</h2>\n<p class=\"p2\">In 2017, LA-based digital production company Larson Studios was hacked. The hackers apparently purloined 10 episodes of <i>Orange is the New Black</i>, which Larson Studios produces, then demanded ransom to prevent the shows from being released unofficially.</p>\n<p class=\"p2\">Larson Studios made the difficult decision to wire more than $50,000 USD in extortion money to the hackers. Yet, the unscrupulous hackers <i>still</i> leaked the stolen episodes on a file sharing website more than a month before the show was set to premiere. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Cyber insurance</span></a> would <strong>cover payments</strong> to those who threaten to disclose sensitive data.</p>\n<p class=\"p2\">Larson Studios made another expensive decision: to hire private data security experts to find out what happened. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> is included in the policy.</p>\n<h2 class=\"p4\">What is cyber liability insurance?</h2>\n<p class=\"p2\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Cyber hack insurance</strong></span><strong> for filmmakers</strong></a> is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you may incur, including (but not limited to):</p>\n<ul class=\"ul1\">\n<li class=\"li2\">notifying customers that their information has been stolen</li>\n<li class=\"li2\">paying to restore or recover the stolen data</li>\n<li class=\"li2\">paying to conduct an investigation to determine what happened</li>\n<li class=\"li2\">losing money from business interruption</li>\n</ul>\n<h2 class=\"p4\">How can cyber insurance help filmmakers and film producers?</h2>\n<p class=\"p2\"><span class=\"s1\">Hack insurance</span> can help with expenses associated with managing a hack, such as incident response and data recovery expenses.</p>\n<p class=\"p2\">Not only is your work stored on your computer(s), you may also have accounting, employee and/or client personal information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row's cyber hack insurance policy</span></a> is available to be quoted.</p>\n<p class=\"p2\"><i>90% of small businesses in Canada do </i><strong><i>not</i></strong><i> have </i><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><i>Cyber Insurance</i></span></a><i>:</i> take a few minutes to protect your production company, which has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p3\">&nbsp;</p>\n<p class=\"p1\" style=\"font-size: 16px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims.</i></p>\n<h3 class=\"p5\">Citations:</h3>\n<ul>\n<li class=\"p6\"><span class=\"s1\"><a href=\"https://en.wikipedia.org/wiki/Sony_Pictures_hack\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Sony_Pictures_hack</a></span></li>\n<li class=\"p6\"><a href=\"https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/\">https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/</a></li>\n</ul>\n<p class=\"p7\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/film%20producers/Film-cyber-insurance-FB-forweb600.jpg","postSummary":"<p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n","postSummaryRss":"<p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"jknOhsYT","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/actor-leg-break-shutterstock_1945028713-forweb600.jpg","previousPostFeaturedImageAltText":"Injured actor: Cast Insurance claims","previousPostName":"Injuries to Actors Could be Covered Under Cast Production Insurance","previousPostSlug":"articles/injuries-to-actors-could-be-covered-under-cast-production-insurance","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1690463315000,"publishDateLocalTime":1690463315000,"publishDateLocalized":{"date":1690463315000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1690463315907,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/filmmakers-are-you-prepared-with-cyber-insurance-if-you-get-hacked","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<script type=\"application/ld+json\">\n{\n \"@context\" : \"http://schema.org\",\n \"@type\" : \"Article\",\n \"author\" : \"Grant Patten\",\n \"publisher\" : \"Front Row Insurance\",\n \"name\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"headline\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"datePublished\" : \"2020-06-29\",\n \"image\" : \"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\"\n}\n</script><p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n<!--more-->\n<p class=\"p2\">Don’t think a cyber hack could happen to <i>your</i> production company? Well, think again! Just look at the below real-life examples of <strong>film production company hacks</strong> to see how real this threat is:</p>\n<h2 class=\"p4\">The Sony Pictures hack (2014)</h2>\n<p class=\"p2\">In 2014, a hacker group (likely sponsored by the North Korean government) leaked a release of confidential data from Sony Pictures, including personal information about employees and their families, information about executive salaries at the company, copies of then-unreleased films, plans for future films, scripts and other information. Several Sony Twitter accounts were also hacked.</p>\n<p class=\"p2\">The group demanded the cancellation of the release of Sony’s comedy film <i>The Interview</i> (2014) and, indeed, major cinema chains opted not to screen the film in response to these threats.</p>\n<p class=\"p2\">Although the film eventually did well through a digital-only release, the cinema chain cancellations amounted to (potentially) millions in lost revenue for Sony. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, the <strong>business interruption</strong> coverage could cover lost income and related costs.</p>\n<p class=\"p2\">If a hacker can breach the defences of a large entertainment company such as Sony Pictures, they can certainly breach a smaller production company, too. Hackers are becoming smarter, making it harder for companies to defend themselves from a data breach.</p>\n<h2 class=\"p4\">The Larson Studios hack (2017)</h2>\n<p class=\"p2\">In 2017, LA-based digital production company Larson Studios was hacked. The hackers apparently purloined 10 episodes of <i>Orange is the New Black</i>, which Larson Studios produces, then demanded ransom to prevent the shows from being released unofficially.</p>\n<p class=\"p2\">Larson Studios made the difficult decision to wire more than $50,000 USD in extortion money to the hackers. Yet, the unscrupulous hackers <i>still</i> leaked the stolen episodes on a file sharing website more than a month before the show was set to premiere. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Cyber insurance</span></a> would <strong>cover payments</strong> to those who threaten to disclose sensitive data.</p>\n<p class=\"p2\">Larson Studios made another expensive decision: to hire private data security experts to find out what happened. With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> is included in the policy.</p>\n<h2 class=\"p4\">What is cyber liability insurance?</h2>\n<p class=\"p2\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Cyber hack insurance</strong></span><strong> for filmmakers</strong></a> is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you may incur, including (but not limited to):</p>\n<ul class=\"ul1\">\n<li class=\"li2\">notifying customers that their information has been stolen</li>\n<li class=\"li2\">paying to restore or recover the stolen data</li>\n<li class=\"li2\">paying to conduct an investigation to determine what happened</li>\n<li class=\"li2\">losing money from business interruption</li>\n</ul>\n<h2 class=\"p4\">How can cyber insurance help filmmakers and film producers?</h2>\n<p class=\"p2\"><span class=\"s1\">Hack insurance</span> can help with expenses associated with managing a hack, such as incident response and data recovery expenses.</p>\n<p class=\"p2\">Not only is your work stored on your computer(s), you may also have accounting, employee and/or client personal information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row's cyber hack insurance policy</span></a> is available to be quoted.</p>\n<p class=\"p2\"><i>90% of small businesses in Canada do </i><strong><i>not</i></strong><i> have </i><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><i>Cyber Insurance</i></span></a><i>:</i> take a few minutes to protect your production company, which has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p3\">&nbsp;</p>\n<p class=\"p1\" style=\"font-size: 16px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims.</i></p>\n<h3 class=\"p5\">Citations:</h3>\n<ul>\n<li class=\"p6\"><span class=\"s1\"><a href=\"https://en.wikipedia.org/wiki/Sony_Pictures_hack\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Sony_Pictures_hack</a></span></li>\n<li class=\"p6\"><a href=\"https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/\">https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/</a></li>\n</ul>\n<p class=\"p7\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","rssSummary":"<p style=\"text-align: right;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/film%20producers/Film-cyber-insurance-FB-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1769346513104,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/044f9de7-bb2f-4b85-836b-3b37bb5db661.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/filmmakers-are-you-prepared-with-cyber-insurance-if-you-get-hacked","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708904,125625107734],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film 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hacked?","tmsId":null,"topicIds":[949708904,125625107734],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film production","language":"en","name":"Film production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1666900094400},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1689864659973,"deletedAt":0,"description":"","id":125625107734,"label":"Cyber insurance","language":"en","name":"Cyber insurance","portalId":61352,"slug":"cyber-insurance","translatedFromId":null,"translations":{},"updated":1689864659973}],"topicNames":["Film production","Cyber insurance"],"topics":[949708904,125625107734],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":1611952221585,"updated":1690463315913,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/filmmakers-are-you-prepared-with-cyber-insurance-if-you-get-hacked","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{"module_156398965931111":{"body":{"definition_id":null,"module_id":8696351,"path":"/Marketplace/HubSpot/Team_Member/Team Member","per_widget_wrapper_html":"","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","widget_name":"Team Member","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1689869101999,"id":"module_156398965931111","label":"Team Member","module_id":8696351,"name":"module_156398965931111","order":9,"smart_type":null,"styles":{},"type":"module"},"module_15960847531069":{"body":{"definition_id":null,"field_types":{"add_form":"form","add_form_title":"text","enable_form":"boolean"},"module_id":33051772119,"path":"/Coded files/Custom/blog/FrontRow2014/Blog Subscribe New Module 2020","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"id":"module_15960847531069","label":"Blog Subscribe New Module 2020","module_id":33051772119,"name":"module_15960847531069","order":5,"smart_type":null,"styles":{},"type":"module"},"module_15965216980304":{"body":{"definition_id":null,"field_types":{"add_content":"richtext","enable_rich_text_module":"boolean"},"module_id":33156769794,"path":"/Coded files/Custom/blog/FrontRow2014/Basic Rich Text Box for Blog","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"id":"module_15965216980304","label":"Basic Rich Text Box for Blog","module_id":33156769794,"name":"module_15965216980304","order":7,"smart_type":null,"styles":{},"type":"module"},"name":{"body":{"title":"Filmmakers, are YOU prepared with cyber insurance if you get hacked?"},"id":"name","label":"Title","name":"name","type":"text"},"post_body":{"body":{"html":"<script type=\"application/ld+json\">\n{\n \"@context\" : \"http://schema.org\",\n \"@type\" : \"Article\",\n \"author\" : \"Grant Patten\",\n \"publisher\" : \"Front Row Insurance\",\n \"name\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"headline\" : \"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\",\n \"datePublished\" : \"2020-06-29\",\n \"image\" : \"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\"\n}\n</script><h1>Filmmakers, are YOU prepared with <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\">cyber insurance</a> if you get hacked?</h1>\n<p style=\"text-align: right;\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/Cyber%20Insurance/film%20producers/Film-cyber-insurance-FB-forweb600.jpg\" alt=\"Filmmakers, are YOU prepared with cyber insurance if you get hacked?\" width=\"600\" style=\"width: 600px; display: block; margin: 0px auto;\"><span style=\"font-size: 14px;\"><strong><i>Source</i></strong><i>: Royalty-free stock photo ID: 635676176, Shutterstock</i></span></p>\n<!--more-->\n<p class=\"p2\">Don’t think a cyber hack could happen to <i>your</i> production company? Well, think again! Just look at the below real-life examples of <strong>film production company hacks</strong> to see how real this threat is:</p>\n<h2 class=\"p4\">The Sony Pictures hack (2014)</h2>\n<p class=\"p2\">In 2014, a hacker group (likely sponsored by the North Korean government) leaked a release of confidential data from Sony Pictures, including personal information about employees and their families, information about executive salaries at the company, copies of then-unreleased films, plans for future films, scripts and other information. Several Sony Twitter accounts were also hacked.</p>\n<p class=\"p2\">The group demanded the cancellation of the release of Sony’s comedy film <i>The Interview</i> (2014) and, indeed, major cinema chains opted not to screen the film in response to these threats.</p>\n<p class=\"p2\">Although the film eventually did reasonably well through a digital-only release, the cinema chain cancellations amounted to (potentially) millions in lost revenue for Sony. With <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">cyber insurance</span></a>, the included <strong>business interruption</strong> coverage could cover lost income and related costs.</p>\n<p class=\"p2\">If a hacker can breach the defences of a large entertainment company such as Sony Pictures, they can certainly breach a smaller production company, too. Hackers are becoming smarter, making it harder for production companies to defend themselves from a data breach.</p>\n<h2 class=\"p4\">The Larson Studios hack (2017)</h2>\n<p class=\"p2\">In 2017, LA-based digital production company Larson Studios was hacked. The hackers apparently purloined 10 episodes of <i>Orange is the New Black</i>, which Larson Studios produces, then demanded ransom to prevent the shows from being released unofficially.</p>\n<p class=\"p2\">Larson Studios made the difficult decision to wire more than $50,000 USD in extortion money to the hackers. Yet, the unscrupulous hackers <i>still</i> leaked the stolen episodes on a file sharing website more than a month before the show was set to premiere. <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Cyber insurance</span></a> would <strong>cover payments</strong> to those who threaten to obtain and disclose sensitive information.</p>\n<p class=\"p2\">Larson Studios made another expensive decision: to hire private data security experts to find out what happened. With <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> is included in the policy.</p>\n<h2 class=\"p4\">WHAT IS <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\">CYBER INSURANCE | CYBER LIABILITY INSURANCE | CYBER SECURITY INSURANCE | HACK INSURANCE</a>?</h2>\n<p class=\"p2\"><a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\"><strong>Cyber hack insurance</strong></span><strong> for filmmakers</strong></a> is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you may incur, including (but not limited to):</p>\n<ul class=\"ul1\">\n<li class=\"li2\">notifying customers that their information has been stolen</li>\n<li class=\"li2\">paying to restore or recover the stolen data</li>\n<li class=\"li2\">paying to conduct an investigation to determine what happened</li>\n<li class=\"li2\">losing money from business interruption</li>\n</ul>\n<h2 class=\"p4\">SO, HOW CAN <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\">CYBER INSURANCE</a> HELP FILMMAKERS?</h2>\n<p class=\"p2\"><span class=\"s1\">Hack insurance</span> can help with expenses associated with managing a hack, such as incident response and data recovery expenses.</p>\n<p class=\"p2\">Not only is your work stored on your computer(s), you may also have accounting, employee and/or client personal information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. <a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Front Row's cyber hack insurance policy</span></a> starts at just $300 CAD annually and includes comprehensive cyber coverage with limit options up to $1,000,000.</p>\n<p class=\"p2\"><i>90% of small businesses in Canada do </i><strong><i>not</i></strong><i> have </i><a href=\"https://hackinsure.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\"><i>Cyber Insurance</i></span></a><i>:</i> take a few minutes to protect your production company, which has taken you so long to establish.</p>\n<p class=\"p2\"></p>\n<p class=\"p3\">&nbsp;</p>\n<p class=\"p1\" style=\"font-size: 16px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax. </i></p>\n<h3 class=\"p5\">Citations:</h3>\n<p class=\"p6\"><span class=\"s1\"><a href=\"https://en.wikipedia.org/wiki/Sony_Pictures_hack\">https://en.wikipedia.org/wiki/Sony_Pictures_hack<span class=\"s3\"></span></a></span></p>\n<p class=\"p6\"><span class=\"s1\"><a href=\"https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/\">https://variety.com/2017/digital/features/netflix-orange-is-the-new-black-leak-dark-overlord-larson-studios-1202471400/<span class=\"s3\"></span></a></span></p>\n<p class=\"p7\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>\n<h3>Related:</h3>\n<p><a href=\"/cyber-insurance-101\" rel=\" noopener\"><strong>EBOOK</strong>: CYBER INSURANCE 101 / CYBER LIABILITY INSURANCE / CYBERSECURITY INSURANCE CANADA / HOW TO PROTECT YOUR COMPUTER SYSTEMS</a></p>\n<p><a href=\"/articles/online-cyber-insurance-for-canadian-small-businesses\" rel=\" noopener\">ONLINE CYBER INSURANCE FOR CANADIAN SMALL BUSINESSES</a></p>\n<p><a href=\"/articles/cyber-security-insurance\" rel=\" noopener\">CYBER SECURITY INSURANCE</a></p>\n<p><a href=\"/articles/hack-insurance-its-not-just-for-big-businesses\" rel=\" noopener\">HACK INSURANCE: IT'S NOT JUST FOR BIG BUSINESSES</a></p>\n<p><a href=\"/articles/is-your-business-prepared-for-the-consequences-of-a-cyber-attack\" rel=\" noopener\">IS YOUR BUSINESS PREPARED FOR THE CONSEQUENCES OF A CYBER ATTACK?</a></p>\n<p><a href=\"/articles/4-ways-to-prevent-cyber-attacks-in-the-creative-industry\" rel=\" noopener\">4 WAYS TO PREVENT CYBER ATTACKS IN THE CREATIVE INDUSTRY</a></p>\n<p><a href=\"/articles/cyber-crime-insurance-for-non-profits\" rel=\" noopener\">CYBER CRIME INSURANCE FOR NON-PROFITS</a></p>\n<p><a href=\"/articles/if-you-are-a-graphic-designer-yes-you-need-hack-insurance\" rel=\" noopener\">IF YOU ARE A GRAPHIC DESIGNER, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/photographers-cyber-insurance-brandjacked\" rel=\" noopener\">IF YOU ARE A PHOTOGRAPHER, YES, YOU NEED HACK INSURANCE</a></p>\n<p>IF YOU ARE A FILMMAKER/FILM PRODUCER/HAVE A PRODUCTION COMPANY, YES, YOU NEED HACK INSURANCE</p>\n<p><a href=\"/articles/theatre-company-and-patrons-cyber-insurance\" rel=\" noopener\">IF YOU ARE A THEATRE PRODUCER, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/instrument-insurance-blog/musicians-protect-your-music-studio-with-cyber-insurance\" rel=\" noopener\">IF YOU ARE A MUSICIAN, YES, YOU NEED CYBER INSURANCE</a></p>\n<p><a href=\"/articles/real-estate-agents-one-mistake-could-cost-your-client-their-life-savings\" rel=\" noopener\">IF YOU ARE A REAL ESTATE AGENT/WORK IN REAL ESTATE, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/gyms-personal-trainers-are-you-prepared-with-cyber-insurance\" rel=\" noopener\">IF YOU ARE A PERSONAL TRAINER, YES, YOU NEED HACK INSURANCE</a></p>\n<p><a href=\"/articles/salon-owners-dont-let-ransomware-destroy-your-business\" rel=\" noopener\">IF YOU ARE A HAIR/NAIL/BEAUTY SALON MANAGER OR EMPLOYEE, YOU NEED CYBER INSURANCE</a></p>\n<p><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\" noopener\">RANSOMWARE INSURANCE</a></p>\n<p><a href=\"/articles/your-small-business-is-not-too-small-to-be-hacked-password-security\" rel=\" noopener\">PASSWORD PROTECTION &amp; MANAGEMENT</a></p>\n<p><a href=\"/articles/new-mandatory-data-breach-law\" rel=\" noopener\">MANDATORY DATA BREACH LAW</a></p>\n<p><a href=\"/articles/blog/office-contents-insurance\" rel=\" noopener\">OFFICE CONTENTS INSURANCE AND THE NEED FOR CYBER INSURANCE</a></p>\n<p><a href=\"/articles/insurance-business-canada-interviews-front-row-insurance\" rel=\" noopener\">FRONT ROW INSURANCE OFFERS SOLUTION TO SMALL BUSINESS CYBER CONUNDRUM</a></p>\n<p><a href=\"/articles/transfer-cyber-risk-to-cyber-attack-insurance\" rel=\" noopener\">TRANSFER CYBER RISK TO CYBER ATTACK INSURANCE</a></p>"},"deleted_at":1606234125750,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/4-ways-to-prevent-cyber-attacks-in-the-creative-industry","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"5979162150","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - 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It could be: a film production company holding scripts from writers; ad agencies holding strategic plans to formulate an ad campaign; photographers holding secret marketing campaign ideas.</span></p>\n<h2><span>4 ways to help prevent cyber attacks:</span><span></span></h2>\n<ol>\n<li><strong>Educating your employees.</strong> All companies can take action by raising awareness through employee training. By teaching your employees how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber attack is increased.<br><br></li>\n<li><strong>Purchasing <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber insurance</a>. </strong>Whether you are Sony Pictures or operating a small two-person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.<br><br></li>\n<li><strong>Being proactive.</strong> Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.<br><br></li>\n<li><strong>Dealing with data</strong>. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.</li>\n</ol>\n<p><strong>Need cyber insurance?</strong> Peace of Mind starts with a <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">quote for cyber insurance</a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p style=\"font-size: 14px;\"><em><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</em></p>","rss_summary":"<h2>Cyber attacks in creative industries</h2>\n<p>Content creation companies such those involved in advertising &amp; media, film production, graphic design or animation that operate without cyber security insurance are exposed to cyber attacks.</p>\n","rss_body":"<h2>Cyber attacks in creative industries</h2>\n<p>Content creation companies such those involved in advertising &amp; media, film production, graphic design or animation that operate without cyber security insurance are exposed to cyber attacks.</p>\n<!--more--><p style=\"font-size: 18px;\"><span style=\"background-color: transparent;\">Any company that produces creative content usually holds sensitive information for their clients. It could be: a film production company holding scripts from writers; ad agencies holding strategic plans to formulate an ad campaign; photographers holding secret marketing campaign ideas.</span></p>\n<h2><span>4 ways to help prevent cyber attacks:</span><span></span></h2>\n<ol>\n<li><strong>Educating your employees.</strong> All companies can take action by raising awareness through employee training. By teaching your employees how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber attack is increased.<br><br></li>\n<li><strong>Purchasing <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber insurance</a>. </strong>Whether you are Sony Pictures or operating a small two-person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.<br><br></li>\n<li><strong>Being proactive.</strong> Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.<br><br></li>\n<li><strong>Dealing with data</strong>. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.</li>\n</ol>\n<p><strong>Need cyber insurance?</strong> Peace of Mind starts with a <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">quote for cyber insurance</a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p style=\"font-size: 14px;\"><em><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</em></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":301180,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Directors and officers: cyber insurance","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":"Cyber","campaign_utm":"Cyber","meta_keywords":null,"meta_description":"4 ways to prevent cyber attacks if you work in a creative industry. Cyber insurance Canada, cyber hack insurance, cyber insurance arts groups. 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Cyber insurance Canada, cyber hack insurance, cyber insurance arts groups. 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usually holds sensitive information for their clients. It could be: a film production company holding scripts from writers; ad agencies holding strategic plans to formulate an ad campaign; photographers holding secret marketing campaign ideas.</span></p>\n<h2><span>4 ways to help prevent cyber attacks:</span><span></span></h2>\n<ol>\n<li><strong>Educating your employees.</strong> All companies can take action by raising awareness through employee training. By teaching your employees how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber attack is increased.<br><br></li>\n<li><strong>Purchasing <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber insurance</a>. </strong>Whether you are Sony Pictures or operating a small two-person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.<br><br></li>\n<li><strong>Being proactive.</strong> Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.<br><br></li>\n<li><strong>Dealing with data</strong>. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.</li>\n</ol>\n<p><strong>Need cyber insurance?</strong> Peace of Mind starts with a <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">quote for cyber insurance</a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p style=\"font-size: 14px;\"><em><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. 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By teaching your employees how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber attack is increased.<br><br></li>\n<li><strong>Purchasing <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber insurance</a>. </strong>Whether you are Sony Pictures or operating a small two-person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.<br><br></li>\n<li><strong>Being proactive.</strong> Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.<br><br></li>\n<li><strong>Dealing with data</strong>. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.</li>\n</ol>\n<p><strong>Need cyber insurance?</strong> Peace of Mind starts with a <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">quote for cyber insurance</a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p style=\"font-size: 14px;\"><em><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. 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It could be: a film production company holding scripts from writers; ad agencies holding strategic plans to formulate an ad campaign; photographers holding secret marketing campaign ideas.</span></p>\n<h2><span>4 ways to help prevent cyber attacks:</span><span></span></h2>\n<ol>\n<li><strong>Educating your employees.</strong> All companies can take action by raising awareness through employee training. By teaching your employees how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber attack is increased.<br><br></li>\n<li><strong>Purchasing <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber insurance</a>. </strong>Whether you are Sony Pictures or operating a small two-person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.<br><br></li>\n<li><strong>Being proactive.</strong> Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.<br><br></li>\n<li><strong>Dealing with data</strong>. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.</li>\n</ol>\n<p><strong>Need cyber insurance?</strong> Peace of Mind starts with a <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">quote for cyber insurance</a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p style=\"font-size: 14px;\"><em><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. 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It could be: a film production company holding scripts from writers; ad agencies holding strategic plans to formulate an ad campaign; photographers holding secret marketing campaign ideas.</span></p>\n<h2><span>4 ways to help prevent cyber attacks:</span><span></span></h2>\n<ol>\n<li><strong>Educating your employees.</strong> All companies can take action by raising awareness through employee training. By teaching your employees how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber attack is increased.<br><br></li>\n<li><strong>Purchasing <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber insurance</a>. </strong>Whether you are Sony Pictures or operating a small two-person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.<br><br></li>\n<li><strong>Being proactive.</strong> Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.<br><br></li>\n<li><strong>Dealing with data</strong>. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.</li>\n</ol>\n<p><strong>Need cyber insurance?</strong> Peace of Mind starts with a <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">quote for cyber insurance</a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p style=\"font-size: 14px;\"><em><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. 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animation that operate without cyber security insurance are exposed to cyber attacks.</p>\n<!--more--><p style=\"font-size: 18px;\"><span style=\"background-color: transparent;\">Any company that produces creative content usually holds sensitive information for their clients. It could be: a film production company holding scripts from writers; ad agencies holding strategic plans to formulate an ad campaign; photographers holding secret marketing campaign ideas.</span></p>\n<h2><span>4 ways to help prevent cyber attacks:</span><span></span></h2>\n<ol>\n<li><strong>Educating your employees.</strong> All companies can take action by raising awareness through employee training. By teaching your employees how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber attack is increased.<br><br></li>\n<li><strong>Purchasing <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">cyber insurance</a>. </strong>Whether you are Sony Pictures or operating a small two-person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.<br><br></li>\n<li><strong>Being proactive.</strong> Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.<br><br></li>\n<li><strong>Dealing with data</strong>. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.</li>\n</ol>\n<p><strong>Need cyber insurance?</strong> Peace of Mind starts with a <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\">quote for cyber insurance</a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p style=\"font-size: 14px;\"><em><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</em></p>"},"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"33027084766","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - Brand Manager","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1734492122833,"userId":null,"username":null,"website":""},"blogAuthorId":9474946913,"blogAuthorIdList":[9474946913],"blogAuthorList":[{"avatar":"","bio":"Grant Patten - 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Well, think again!</p>\n<p class=\"p1\">Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated encryption to block access to a computer, network and/or data until a sum of money is paid.</p>\n<p class=\"p1\">Ransoms typically range from $800 to $5,000 (but sometimes <i>much</i> more), as most cybercriminals are aware that a business can’t operate without its computer system or important client data and the fee is just manageable enough for most companies to pay.</p>\n<p class=\"p1\">Just look at the below real-life examples of <strong>ransomware attacks on small businesses</strong> to see how real this threat is:</p>\n<h3>Toronto Accounting Firm Ransomware Hack (2020) / Who does ransomware target?</h3>\n<p class=\"p1\">An accounting firm based in Toronto was hit by ransomware in 2020. The ransomware encrypted various confidential reports, including an expense form from one of the firm’s main partners.</p>\n<p class=\"p1\">Additionally, the hackers stole some documents and auctioned them off on the dark web. Typically, hackers auction off such data to increase pressure on victim companies to pay up for decryption keys.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, <strong>theft and fraud coverage</strong> is included to cover destruction or loss of digital data resulting from a criminal cyber event.</p>\n<h3>Toronto Dental Clinic Ransomware Hack (2019) / Who does ransomware target?</h3>\n<p class=\"p1\">Also in 2019, an anonymous Toronto dental clinic was hit by the Ryuk ransomware attack. <i></i>The ransomware locked staff out of digital files for at least a day and they had to take notes on paper. The dentist said files on 19 out of the clinic's 22 computers became encrypted.</p>\n<p class=\"p1\">The hacker initially demanded nine bitcoins (nearly $100,000) to decrypt the dental clinic’s files, but later increased that price to 15 bitcoins ($165,000). The dentist opted not to pay the ransom because they had a good backup in place.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> may be included to determine how, exactly, a hack occurred, and to assess the impact of the attack. (Determination of whether or not a forensic investigation will be triggered depends on the circumstances of each claim.)</p>\n<h3>Montreal Insurance Brokerage Ransomware Hack (2016) / Who does ransomware target?</h3>\n<p class=\"p1\">An insurance brokerage based in Montreal experienced a ransomware attack in early 2016. A mysterious error message began appearing on their system: <i>“The system cannot access the database.”</i> Upon consulting their IT firm, it was discovered that ransomware had been installed onto the brokerage’s system through an email attachment that an unsuspecting employee had opened. The ransomware had encrypted all the brokerage’s client data, including emails, PDFs and other policy documents, rendering the data completely inaccessible until a sum of money was paid – $2,300 CAD.</p>\n<p class=\"p1\">“To deal with the ransomware, I called my tech support team and we had backed up our data, but unfortunately it wasn’t completely up-to-date; the latest backup was six weeks in the past,” recalled the brokerage President. “It was important for us to retrieve the latest data, so I made the difficult decision to pay the ransom. It came down to paying $2,300 or losing six weeks of work, so I chose the former.”</p>\n<h3>Why ransomware hackers use Bitcoin:</h3>\n<p class=\"p1\">The ransomware attacker insisted the brokerage pay via the digital currency system Bitcoin in order to make the payment untraceable. Due to the elaborate software architecture that stands behind this currency, which uses cryptography to secure transactions, it is extremely difficult to find out who is actually exchanging the Bitcoins, much less what they’re selling.</p>\n<h3>Ransomware Prevention | Ransomware Remediation | Ransomware Protection Tips</h3>\n<p class=\"p1\">So, what should other companies do to avoid the same thorny situations as mentioned in the above real-life examples? Maintaining an on-site <strong>data backup solution</strong> is certainly prudent; however, these backups must be frequent and thorough to be effective, and relying solely on local backups is generally inadvisable. Companies could also implement a backup in the cloud, which means sending copies of data to at least one secure off-site server. Leaders in the cloud backup space include Dropbox, Amazon Web Services and Microsoft Azure.</p>\n<p class=\"p1\">But, of course, the best approach is to avoid being infected with ransomware in the first place. <strong>Educate employees</strong> about how to recognize suspicious emails. As the primary installation source of ransomware is online advertisements, according to security firm Symantec, be careful about clicking on Internet ads.</p>\n<p class=\"p1\">Most software products have different <strong>authorization levels</strong> that can be customized; business owners should take advantage of this feature to create different access levels for employees, giving each employee access only to the areas they need for their work, and restricting them from the others.</p>\n<p class=\"p1\">And, of course, don’t neglect the basics: make sure your <strong>antivirus software</strong> is regularly updated and your systems are regularly patched. A multi-layered defense comprised of a next-generation firewall (NGFW) will reduce the number of successful ransomware attacks on your internal network. NGFWs can cost under $1,000 and leaders in this space include Palo Alto, Cisco, Barracuda and Juniper.</p>\n<h3>Get Ransomware Insurance / Cyber Insurance / Cyber Liability Insurance / Cyber Risk Insurance</h3>\n<p class=\"p1\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row’s cyber liability insurance policy</span></a> includes <strong>Extortion &amp; Ransomware coverage</strong> for costs associated with payments to those who threaten to disclose sensitive information.</p>\n<p class=\"p1\">Protect your data and your clients' data. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Front Row's cyber insurance policy</strong></span></a> is available now; contact Front Row for a cyber insurance quote.</p>\n<p class=\"p1\"><i>90% of small businesses in Canada do not have Cyber Insurance:</i> take a few minutes to protect your business that has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p1\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</i></p>\n<h3>Citations:</h3>\n<ul>\n<li class=\"p7\"><span style=\"font-size: 14px;\"><span class=\"s3\"><a href=\"https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/\">https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/</a></span></span></li>\n<li class=\"p7\"><a href=\"https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871\">https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871</a></li>\n<li class=\"p7\"><a href=\"https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare\">https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare</a></li>\n<li class=\"p7\"><a href=\"https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049\">https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049</a></li>\n</ul>\n<p class=\"p8\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","rss_summary":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>\n","rss_body":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>\n<!--more--><h2 style=\"font-size: 36px;\">Small Business Owners: If You’re Hit with Ransomware, You’ll Want Cyber Insurance</h2>\n<p class=\"p1\">Don’t think a ransomware hack could happen to <i>your</i> small business? Well, think again!</p>\n<p class=\"p1\">Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated encryption to block access to a computer, network and/or data until a sum of money is paid.</p>\n<p class=\"p1\">Ransoms typically range from $800 to $5,000 (but sometimes <i>much</i> more), as most cybercriminals are aware that a business can’t operate without its computer system or important client data and the fee is just manageable enough for most companies to pay.</p>\n<p class=\"p1\">Just look at the below real-life examples of <strong>ransomware attacks on small businesses</strong> to see how real this threat is:</p>\n<h3>Toronto Accounting Firm Ransomware Hack (2020) / Who does ransomware target?</h3>\n<p class=\"p1\">An accounting firm based in Toronto was hit by ransomware in 2020. The ransomware encrypted various confidential reports, including an expense form from one of the firm’s main partners.</p>\n<p class=\"p1\">Additionally, the hackers stole some documents and auctioned them off on the dark web. Typically, hackers auction off such data to increase pressure on victim companies to pay up for decryption keys.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, <strong>theft and fraud coverage</strong> is included to cover destruction or loss of digital data resulting from a criminal cyber event.</p>\n<h3>Toronto Dental Clinic Ransomware Hack (2019) / Who does ransomware target?</h3>\n<p class=\"p1\">Also in 2019, an anonymous Toronto dental clinic was hit by the Ryuk ransomware attack. <i></i>The ransomware locked staff out of digital files for at least a day and they had to take notes on paper. The dentist said files on 19 out of the clinic's 22 computers became encrypted.</p>\n<p class=\"p1\">The hacker initially demanded nine bitcoins (nearly $100,000) to decrypt the dental clinic’s files, but later increased that price to 15 bitcoins ($165,000). The dentist opted not to pay the ransom because they had a good backup in place.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> may be included to determine how, exactly, a hack occurred, and to assess the impact of the attack. (Determination of whether or not a forensic investigation will be triggered depends on the circumstances of each claim.)</p>\n<h3>Montreal Insurance Brokerage Ransomware Hack (2016) / Who does ransomware target?</h3>\n<p class=\"p1\">An insurance brokerage based in Montreal experienced a ransomware attack in early 2016. A mysterious error message began appearing on their system: <i>“The system cannot access the database.”</i> Upon consulting their IT firm, it was discovered that ransomware had been installed onto the brokerage’s system through an email attachment that an unsuspecting employee had opened. The ransomware had encrypted all the brokerage’s client data, including emails, PDFs and other policy documents, rendering the data completely inaccessible until a sum of money was paid – $2,300 CAD.</p>\n<p class=\"p1\">“To deal with the ransomware, I called my tech support team and we had backed up our data, but unfortunately it wasn’t completely up-to-date; the latest backup was six weeks in the past,” recalled the brokerage President. “It was important for us to retrieve the latest data, so I made the difficult decision to pay the ransom. It came down to paying $2,300 or losing six weeks of work, so I chose the former.”</p>\n<h3>Why ransomware hackers use Bitcoin:</h3>\n<p class=\"p1\">The ransomware attacker insisted the brokerage pay via the digital currency system Bitcoin in order to make the payment untraceable. Due to the elaborate software architecture that stands behind this currency, which uses cryptography to secure transactions, it is extremely difficult to find out who is actually exchanging the Bitcoins, much less what they’re selling.</p>\n<h3>Ransomware Prevention | Ransomware Remediation | Ransomware Protection Tips</h3>\n<p class=\"p1\">So, what should other companies do to avoid the same thorny situations as mentioned in the above real-life examples? Maintaining an on-site <strong>data backup solution</strong> is certainly prudent; however, these backups must be frequent and thorough to be effective, and relying solely on local backups is generally inadvisable. Companies could also implement a backup in the cloud, which means sending copies of data to at least one secure off-site server. Leaders in the cloud backup space include Dropbox, Amazon Web Services and Microsoft Azure.</p>\n<p class=\"p1\">But, of course, the best approach is to avoid being infected with ransomware in the first place. <strong>Educate employees</strong> about how to recognize suspicious emails. As the primary installation source of ransomware is online advertisements, according to security firm Symantec, be careful about clicking on Internet ads.</p>\n<p class=\"p1\">Most software products have different <strong>authorization levels</strong> that can be customized; business owners should take advantage of this feature to create different access levels for employees, giving each employee access only to the areas they need for their work, and restricting them from the others.</p>\n<p class=\"p1\">And, of course, don’t neglect the basics: make sure your <strong>antivirus software</strong> is regularly updated and your systems are regularly patched. A multi-layered defense comprised of a next-generation firewall (NGFW) will reduce the number of successful ransomware attacks on your internal network. NGFWs can cost under $1,000 and leaders in this space include Palo Alto, Cisco, Barracuda and Juniper.</p>\n<h3>Get Ransomware Insurance / Cyber Insurance / Cyber Liability Insurance / Cyber Risk Insurance</h3>\n<p class=\"p1\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row’s cyber liability insurance policy</span></a> includes <strong>Extortion &amp; Ransomware coverage</strong> for costs associated with payments to those who threaten to disclose sensitive information.</p>\n<p class=\"p1\">Protect your data and your clients' data. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Front Row's cyber insurance policy</strong></span></a> is available now; contact Front Row for a cyber insurance quote.</p>\n<p class=\"p1\"><i>90% of small businesses in Canada do not have Cyber Insurance:</i> take a few minutes to protect your business that has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p1\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</i></p>\n<h3>Citations:</h3>\n<ul>\n<li class=\"p7\"><span style=\"font-size: 14px;\"><span class=\"s3\"><a href=\"https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/\">https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/</a></span></span></li>\n<li class=\"p7\"><a href=\"https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871\">https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871</a></li>\n<li class=\"p7\"><a href=\"https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare\">https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare</a></li>\n<li class=\"p7\"><a href=\"https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049\">https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049</a></li>\n</ul>\n<p class=\"p8\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"61352-33027084766-1690324451133","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Ransomware attack","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":"Cyber","campaign_utm":"Cyber","meta_keywords":null,"meta_description":"Perhaps the 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the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated...","metaKeywords":null,"name":"If You’re Hit with Ransomware, You’ll Want Cyber Insurance (Canada)","nextPostFeaturedImage":"","nextPostFeaturedImageAltText":"","nextPostName":"Why your summer festival needs special event insurance","nextPostSlug":"articles/why-your-summer-festival-needs-special-event-insurance","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"If You’re Hit with Ransomware, You’ll Want Cyber Insurance (Canada)","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>\n<!--more--><h2 style=\"font-size: 36px;\">Small Business Owners: If You’re Hit with Ransomware, You’ll Want Cyber Insurance</h2>\n<p class=\"p1\">Don’t think a ransomware hack could happen to <i>your</i> small business? Well, think again!</p>\n<p class=\"p1\">Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated encryption to block access to a computer, network and/or data until a sum of money is paid.</p>\n<p class=\"p1\">Ransoms typically range from $800 to $5,000 (but sometimes <i>much</i> more), as most cybercriminals are aware that a business can’t operate without its computer system or important client data and the fee is just manageable enough for most companies to pay.</p>\n<p class=\"p1\">Just look at the below real-life examples of <strong>ransomware attacks on small businesses</strong> to see how real this threat is:</p>\n<h3>Toronto Accounting Firm Ransomware Hack (2020) / Who does ransomware target?</h3>\n<p class=\"p1\">An accounting firm based in Toronto was hit by ransomware in 2020. The ransomware encrypted various confidential reports, including an expense form from one of the firm’s main partners.</p>\n<p class=\"p1\">Additionally, the hackers stole some documents and auctioned them off on the dark web. Typically, hackers auction off such data to increase pressure on victim companies to pay up for decryption keys.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, <strong>theft and fraud coverage</strong> is included to cover destruction or loss of digital data resulting from a criminal cyber event.</p>\n<h3>Toronto Dental Clinic Ransomware Hack (2019) / Who does ransomware target?</h3>\n<p class=\"p1\">Also in 2019, an anonymous Toronto dental clinic was hit by the Ryuk ransomware attack. <i></i>The ransomware locked staff out of digital files for at least a day and they had to take notes on paper. The dentist said files on 19 out of the clinic's 22 computers became encrypted.</p>\n<p class=\"p1\">The hacker initially demanded nine bitcoins (nearly $100,000) to decrypt the dental clinic’s files, but later increased that price to 15 bitcoins ($165,000). The dentist opted not to pay the ransom because they had a good backup in place.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> may be included to determine how, exactly, a hack occurred, and to assess the impact of the attack. (Determination of whether or not a forensic investigation will be triggered depends on the circumstances of each claim.)</p>\n<h3>Montreal Insurance Brokerage Ransomware Hack (2016) / Who does ransomware target?</h3>\n<p class=\"p1\">An insurance brokerage based in Montreal experienced a ransomware attack in early 2016. A mysterious error message began appearing on their system: <i>“The system cannot access the database.”</i> Upon consulting their IT firm, it was discovered that ransomware had been installed onto the brokerage’s system through an email attachment that an unsuspecting employee had opened. The ransomware had encrypted all the brokerage’s client data, including emails, PDFs and other policy documents, rendering the data completely inaccessible until a sum of money was paid – $2,300 CAD.</p>\n<p class=\"p1\">“To deal with the ransomware, I called my tech support team and we had backed up our data, but unfortunately it wasn’t completely up-to-date; the latest backup was six weeks in the past,” recalled the brokerage President. “It was important for us to retrieve the latest data, so I made the difficult decision to pay the ransom. It came down to paying $2,300 or losing six weeks of work, so I chose the former.”</p>\n<h3>Why ransomware hackers use Bitcoin:</h3>\n<p class=\"p1\">The ransomware attacker insisted the brokerage pay via the digital currency system Bitcoin in order to make the payment untraceable. Due to the elaborate software architecture that stands behind this currency, which uses cryptography to secure transactions, it is extremely difficult to find out who is actually exchanging the Bitcoins, much less what they’re selling.</p>\n<h3>Ransomware Prevention | Ransomware Remediation | Ransomware Protection Tips</h3>\n<p class=\"p1\">So, what should other companies do to avoid the same thorny situations as mentioned in the above real-life examples? Maintaining an on-site <strong>data backup solution</strong> is certainly prudent; however, these backups must be frequent and thorough to be effective, and relying solely on local backups is generally inadvisable. Companies could also implement a backup in the cloud, which means sending copies of data to at least one secure off-site server. Leaders in the cloud backup space include Dropbox, Amazon Web Services and Microsoft Azure.</p>\n<p class=\"p1\">But, of course, the best approach is to avoid being infected with ransomware in the first place. <strong>Educate employees</strong> about how to recognize suspicious emails. As the primary installation source of ransomware is online advertisements, according to security firm Symantec, be careful about clicking on Internet ads.</p>\n<p class=\"p1\">Most software products have different <strong>authorization levels</strong> that can be customized; business owners should take advantage of this feature to create different access levels for employees, giving each employee access only to the areas they need for their work, and restricting them from the others.</p>\n<p class=\"p1\">And, of course, don’t neglect the basics: make sure your <strong>antivirus software</strong> is regularly updated and your systems are regularly patched. A multi-layered defense comprised of a next-generation firewall (NGFW) will reduce the number of successful ransomware attacks on your internal network. NGFWs can cost under $1,000 and leaders in this space include Palo Alto, Cisco, Barracuda and Juniper.</p>\n<h3>Get Ransomware Insurance / Cyber Insurance / Cyber Liability Insurance / Cyber Risk Insurance</h3>\n<p class=\"p1\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row’s cyber liability insurance policy</span></a> includes <strong>Extortion &amp; Ransomware coverage</strong> for costs associated with payments to those who threaten to disclose sensitive information.</p>\n<p class=\"p1\">Protect your data and your clients' data. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Front Row's cyber insurance policy</strong></span></a> is available now; contact Front Row for a cyber insurance quote.</p>\n<p class=\"p1\"><i>90% of small businesses in Canada do not have Cyber Insurance:</i> take a few minutes to protect your business that has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p1\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</i></p>\n<h3>Citations:</h3>\n<ul>\n<li class=\"p7\"><span style=\"font-size: 14px;\"><span class=\"s3\"><a href=\"https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/\">https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/</a></span></span></li>\n<li class=\"p7\"><a href=\"https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871\">https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871</a></li>\n<li class=\"p7\"><a href=\"https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare\">https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare</a></li>\n<li class=\"p7\"><a href=\"https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049\">https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049</a></li>\n</ul>\n<p class=\"p8\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","postBodyRss":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>\n<!--more--><h2 style=\"font-size: 36px;\">Small Business Owners: If You’re Hit with Ransomware, You’ll Want Cyber Insurance</h2>\n<p class=\"p1\">Don’t think a ransomware hack could happen to <i>your</i> small business? Well, think again!</p>\n<p class=\"p1\">Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated encryption to block access to a computer, network and/or data until a sum of money is paid.</p>\n<p class=\"p1\">Ransoms typically range from $800 to $5,000 (but sometimes <i>much</i> more), as most cybercriminals are aware that a business can’t operate without its computer system or important client data and the fee is just manageable enough for most companies to pay.</p>\n<p class=\"p1\">Just look at the below real-life examples of <strong>ransomware attacks on small businesses</strong> to see how real this threat is:</p>\n<h3>Toronto Accounting Firm Ransomware Hack (2020) / Who does ransomware target?</h3>\n<p class=\"p1\">An accounting firm based in Toronto was hit by ransomware in 2020. The ransomware encrypted various confidential reports, including an expense form from one of the firm’s main partners.</p>\n<p class=\"p1\">Additionally, the hackers stole some documents and auctioned them off on the dark web. Typically, hackers auction off such data to increase pressure on victim companies to pay up for decryption keys.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, <strong>theft and fraud coverage</strong> is included to cover destruction or loss of digital data resulting from a criminal cyber event.</p>\n<h3>Toronto Dental Clinic Ransomware Hack (2019) / Who does ransomware target?</h3>\n<p class=\"p1\">Also in 2019, an anonymous Toronto dental clinic was hit by the Ryuk ransomware attack. <i></i>The ransomware locked staff out of digital files for at least a day and they had to take notes on paper. The dentist said files on 19 out of the clinic's 22 computers became encrypted.</p>\n<p class=\"p1\">The hacker initially demanded nine bitcoins (nearly $100,000) to decrypt the dental clinic’s files, but later increased that price to 15 bitcoins ($165,000). The dentist opted not to pay the ransom because they had a good backup in place.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> may be included to determine how, exactly, a hack occurred, and to assess the impact of the attack. (Determination of whether or not a forensic investigation will be triggered depends on the circumstances of each claim.)</p>\n<h3>Montreal Insurance Brokerage Ransomware Hack (2016) / Who does ransomware target?</h3>\n<p class=\"p1\">An insurance brokerage based in Montreal experienced a ransomware attack in early 2016. A mysterious error message began appearing on their system: <i>“The system cannot access the database.”</i> Upon consulting their IT firm, it was discovered that ransomware had been installed onto the brokerage’s system through an email attachment that an unsuspecting employee had opened. The ransomware had encrypted all the brokerage’s client data, including emails, PDFs and other policy documents, rendering the data completely inaccessible until a sum of money was paid – $2,300 CAD.</p>\n<p class=\"p1\">“To deal with the ransomware, I called my tech support team and we had backed up our data, but unfortunately it wasn’t completely up-to-date; the latest backup was six weeks in the past,” recalled the brokerage President. “It was important for us to retrieve the latest data, so I made the difficult decision to pay the ransom. It came down to paying $2,300 or losing six weeks of work, so I chose the former.”</p>\n<h3>Why ransomware hackers use Bitcoin:</h3>\n<p class=\"p1\">The ransomware attacker insisted the brokerage pay via the digital currency system Bitcoin in order to make the payment untraceable. Due to the elaborate software architecture that stands behind this currency, which uses cryptography to secure transactions, it is extremely difficult to find out who is actually exchanging the Bitcoins, much less what they’re selling.</p>\n<h3>Ransomware Prevention | Ransomware Remediation | Ransomware Protection Tips</h3>\n<p class=\"p1\">So, what should other companies do to avoid the same thorny situations as mentioned in the above real-life examples? Maintaining an on-site <strong>data backup solution</strong> is certainly prudent; however, these backups must be frequent and thorough to be effective, and relying solely on local backups is generally inadvisable. Companies could also implement a backup in the cloud, which means sending copies of data to at least one secure off-site server. Leaders in the cloud backup space include Dropbox, Amazon Web Services and Microsoft Azure.</p>\n<p class=\"p1\">But, of course, the best approach is to avoid being infected with ransomware in the first place. <strong>Educate employees</strong> about how to recognize suspicious emails. As the primary installation source of ransomware is online advertisements, according to security firm Symantec, be careful about clicking on Internet ads.</p>\n<p class=\"p1\">Most software products have different <strong>authorization levels</strong> that can be customized; business owners should take advantage of this feature to create different access levels for employees, giving each employee access only to the areas they need for their work, and restricting them from the others.</p>\n<p class=\"p1\">And, of course, don’t neglect the basics: make sure your <strong>antivirus software</strong> is regularly updated and your systems are regularly patched. A multi-layered defense comprised of a next-generation firewall (NGFW) will reduce the number of successful ransomware attacks on your internal network. NGFWs can cost under $1,000 and leaders in this space include Palo Alto, Cisco, Barracuda and Juniper.</p>\n<h3>Get Ransomware Insurance / Cyber Insurance / Cyber Liability Insurance / Cyber Risk Insurance</h3>\n<p class=\"p1\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row’s cyber liability insurance policy</span></a> includes <strong>Extortion &amp; Ransomware coverage</strong> for costs associated with payments to those who threaten to disclose sensitive information.</p>\n<p class=\"p1\">Protect your data and your clients' data. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Front Row's cyber insurance policy</strong></span></a> is available now; contact Front Row for a cyber insurance quote.</p>\n<p class=\"p1\"><i>90% of small businesses in Canada do not have Cyber Insurance:</i> take a few minutes to protect your business that has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p1\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</i></p>\n<h3>Citations:</h3>\n<ul>\n<li class=\"p7\"><span style=\"font-size: 14px;\"><span class=\"s3\"><a href=\"https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/\">https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/</a></span></span></li>\n<li class=\"p7\"><a href=\"https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871\">https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871</a></li>\n<li class=\"p7\"><a href=\"https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare\">https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare</a></li>\n<li class=\"p7\"><a href=\"https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049\">https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049</a></li>\n</ul>\n<p class=\"p8\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","postEmailContent":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/ransomware/ransomware-shutterstock_659365795-forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>\n<!--more--><h2 style=\"font-size: 36px;\">Small Business Owners: If You’re Hit with Ransomware, You’ll Want Cyber Insurance</h2>\n<p class=\"p1\">Don’t think a ransomware hack could happen to <i>your</i> small business? Well, think again!</p>\n<p class=\"p1\">Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated encryption to block access to a computer, network and/or data until a sum of money is paid.</p>\n<p class=\"p1\">Ransoms typically range from $800 to $5,000 (but sometimes <i>much</i> more), as most cybercriminals are aware that a business can’t operate without its computer system or important client data and the fee is just manageable enough for most companies to pay.</p>\n<p class=\"p1\">Just look at the below real-life examples of <strong>ransomware attacks on small businesses</strong> to see how real this threat is:</p>\n<h3>Toronto Accounting Firm Ransomware Hack (2020) / Who does ransomware target?</h3>\n<p class=\"p1\">An accounting firm based in Toronto was hit by ransomware in 2020. The ransomware encrypted various confidential reports, including an expense form from one of the firm’s main partners.</p>\n<p class=\"p1\">Additionally, the hackers stole some documents and auctioned them off on the dark web. Typically, hackers auction off such data to increase pressure on victim companies to pay up for decryption keys.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, <strong>theft and fraud coverage</strong> is included to cover destruction or loss of digital data resulting from a criminal cyber event.</p>\n<h3>Toronto Dental Clinic Ransomware Hack (2019) / Who does ransomware target?</h3>\n<p class=\"p1\">Also in 2019, an anonymous Toronto dental clinic was hit by the Ryuk ransomware attack. <i></i>The ransomware locked staff out of digital files for at least a day and they had to take notes on paper. The dentist said files on 19 out of the clinic's 22 computers became encrypted.</p>\n<p class=\"p1\">The hacker initially demanded nine bitcoins (nearly $100,000) to decrypt the dental clinic’s files, but later increased that price to 15 bitcoins ($165,000). The dentist opted not to pay the ransom because they had a good backup in place.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> may be included to determine how, exactly, a hack occurred, and to assess the impact of the attack. (Determination of whether or not a forensic investigation will be triggered depends on the circumstances of each claim.)</p>\n<h3>Montreal Insurance Brokerage Ransomware Hack (2016) / Who does ransomware target?</h3>\n<p class=\"p1\">An insurance brokerage based in Montreal experienced a ransomware attack in early 2016. A mysterious error message began appearing on their system: <i>“The system cannot access the database.”</i> Upon consulting their IT firm, it was discovered that ransomware had been installed onto the brokerage’s system through an email attachment that an unsuspecting employee had opened. The ransomware had encrypted all the brokerage’s client data, including emails, PDFs and other policy documents, rendering the data completely inaccessible until a sum of money was paid – $2,300 CAD.</p>\n<p class=\"p1\">“To deal with the ransomware, I called my tech support team and we had backed up our data, but unfortunately it wasn’t completely up-to-date; the latest backup was six weeks in the past,” recalled the brokerage President. “It was important for us to retrieve the latest data, so I made the difficult decision to pay the ransom. It came down to paying $2,300 or losing six weeks of work, so I chose the former.”</p>\n<h3>Why ransomware hackers use Bitcoin:</h3>\n<p class=\"p1\">The ransomware attacker insisted the brokerage pay via the digital currency system Bitcoin in order to make the payment untraceable. Due to the elaborate software architecture that stands behind this currency, which uses cryptography to secure transactions, it is extremely difficult to find out who is actually exchanging the Bitcoins, much less what they’re selling.</p>\n<h3>Ransomware Prevention | Ransomware Remediation | Ransomware Protection Tips</h3>\n<p class=\"p1\">So, what should other companies do to avoid the same thorny situations as mentioned in the above real-life examples? Maintaining an on-site <strong>data backup solution</strong> is certainly prudent; however, these backups must be frequent and thorough to be effective, and relying solely on local backups is generally inadvisable. Companies could also implement a backup in the cloud, which means sending copies of data to at least one secure off-site server. Leaders in the cloud backup space include Dropbox, Amazon Web Services and Microsoft Azure.</p>\n<p class=\"p1\">But, of course, the best approach is to avoid being infected with ransomware in the first place. <strong>Educate employees</strong> about how to recognize suspicious emails. As the primary installation source of ransomware is online advertisements, according to security firm Symantec, be careful about clicking on Internet ads.</p>\n<p class=\"p1\">Most software products have different <strong>authorization levels</strong> that can be customized; business owners should take advantage of this feature to create different access levels for employees, giving each employee access only to the areas they need for their work, and restricting them from the others.</p>\n<p class=\"p1\">And, of course, don’t neglect the basics: make sure your <strong>antivirus software</strong> is regularly updated and your systems are regularly patched. A multi-layered defense comprised of a next-generation firewall (NGFW) will reduce the number of successful ransomware attacks on your internal network. NGFWs can cost under $1,000 and leaders in this space include Palo Alto, Cisco, Barracuda and Juniper.</p>\n<h3>Get Ransomware Insurance / Cyber Insurance / Cyber Liability Insurance / Cyber Risk Insurance</h3>\n<p class=\"p1\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row’s cyber liability insurance policy</span></a> includes <strong>Extortion &amp; Ransomware coverage</strong> for costs associated with payments to those who threaten to disclose sensitive information.</p>\n<p class=\"p1\">Protect your data and your clients' data. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Front Row's cyber insurance policy</strong></span></a> is available now; contact Front Row for a cyber insurance quote.</p>\n<p class=\"p1\"><i>90% of small businesses in Canada do not have Cyber Insurance:</i> take a few minutes to protect your business that has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p1\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</i></p>\n<h3>Citations:</h3>\n<ul>\n<li class=\"p7\"><span style=\"font-size: 14px;\"><span class=\"s3\"><a href=\"https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/\">https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/</a></span></span></li>\n<li class=\"p7\"><a href=\"https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871\">https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871</a></li>\n<li class=\"p7\"><a href=\"https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare\">https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare</a></li>\n<li class=\"p7\"><a href=\"https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049\">https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049</a></li>\n</ul>\n<p class=\"p8\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/ransomware/ransomware-shutterstock_659365795-forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"mAtJBljP","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/dno.jpg","previousPostFeaturedImageAltText":"Directors and officers: cyber insurance","previousPostName":"4 Ways to Prevent Cyber Attacks in the Creative Industry (Canada)","previousPostSlug":"articles/4-ways-to-prevent-cyber-attacks-in-the-creative-industry","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1690307853000,"publishDateLocalTime":1690307853000,"publishDateLocalized":{"date":1690307853000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1690307853363,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"background-color: transparent;\"><strong>Source</strong>: Royalty-free </span><span style=\"background-color: transparent;\">stock photo</span><span style=\"background-color: transparent;\"> ID: 659365795 | Shutterstock</span></em></p>\n<!--more--><h2 style=\"font-size: 36px;\">Small Business Owners: If You’re Hit with Ransomware, You’ll Want Cyber Insurance</h2>\n<p class=\"p1\">Don’t think a ransomware hack could happen to <i>your</i> small business? Well, think again!</p>\n<p class=\"p1\">Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated encryption to block access to a computer, network and/or data until a sum of money is paid.</p>\n<p class=\"p1\">Ransoms typically range from $800 to $5,000 (but sometimes <i>much</i> more), as most cybercriminals are aware that a business can’t operate without its computer system or important client data and the fee is just manageable enough for most companies to pay.</p>\n<p class=\"p1\">Just look at the below real-life examples of <strong>ransomware attacks on small businesses</strong> to see how real this threat is:</p>\n<h3>Toronto Accounting Firm Ransomware Hack (2020) / Who does ransomware target?</h3>\n<p class=\"p1\">An accounting firm based in Toronto was hit by ransomware in 2020. The ransomware encrypted various confidential reports, including an expense form from one of the firm’s main partners.</p>\n<p class=\"p1\">Additionally, the hackers stole some documents and auctioned them off on the dark web. Typically, hackers auction off such data to increase pressure on victim companies to pay up for decryption keys.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, <strong>theft and fraud coverage</strong> is included to cover destruction or loss of digital data resulting from a criminal cyber event.</p>\n<h3>Toronto Dental Clinic Ransomware Hack (2019) / Who does ransomware target?</h3>\n<p class=\"p1\">Also in 2019, an anonymous Toronto dental clinic was hit by the Ryuk ransomware attack. <i></i>The ransomware locked staff out of digital files for at least a day and they had to take notes on paper. The dentist said files on 19 out of the clinic's 22 computers became encrypted.</p>\n<p class=\"p1\">The hacker initially demanded nine bitcoins (nearly $100,000) to decrypt the dental clinic’s files, but later increased that price to 15 bitcoins ($165,000). The dentist opted not to pay the ransom because they had a good backup in place.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> may be included to determine how, exactly, a hack occurred, and to assess the impact of the attack. (Determination of whether or not a forensic investigation will be triggered depends on the circumstances of each claim.)</p>\n<h3>Montreal Insurance Brokerage Ransomware Hack (2016) / Who does ransomware target?</h3>\n<p class=\"p1\">An insurance brokerage based in Montreal experienced a ransomware attack in early 2016. A mysterious error message began appearing on their system: <i>“The system cannot access the database.”</i> Upon consulting their IT firm, it was discovered that ransomware had been installed onto the brokerage’s system through an email attachment that an unsuspecting employee had opened. The ransomware had encrypted all the brokerage’s client data, including emails, PDFs and other policy documents, rendering the data completely inaccessible until a sum of money was paid – $2,300 CAD.</p>\n<p class=\"p1\">“To deal with the ransomware, I called my tech support team and we had backed up our data, but unfortunately it wasn’t completely up-to-date; the latest backup was six weeks in the past,” recalled the brokerage President. “It was important for us to retrieve the latest data, so I made the difficult decision to pay the ransom. It came down to paying $2,300 or losing six weeks of work, so I chose the former.”</p>\n<h3>Why ransomware hackers use Bitcoin:</h3>\n<p class=\"p1\">The ransomware attacker insisted the brokerage pay via the digital currency system Bitcoin in order to make the payment untraceable. Due to the elaborate software architecture that stands behind this currency, which uses cryptography to secure transactions, it is extremely difficult to find out who is actually exchanging the Bitcoins, much less what they’re selling.</p>\n<h3>Ransomware Prevention | Ransomware Remediation | Ransomware Protection Tips</h3>\n<p class=\"p1\">So, what should other companies do to avoid the same thorny situations as mentioned in the above real-life examples? Maintaining an on-site <strong>data backup solution</strong> is certainly prudent; however, these backups must be frequent and thorough to be effective, and relying solely on local backups is generally inadvisable. Companies could also implement a backup in the cloud, which means sending copies of data to at least one secure off-site server. Leaders in the cloud backup space include Dropbox, Amazon Web Services and Microsoft Azure.</p>\n<p class=\"p1\">But, of course, the best approach is to avoid being infected with ransomware in the first place. <strong>Educate employees</strong> about how to recognize suspicious emails. As the primary installation source of ransomware is online advertisements, according to security firm Symantec, be careful about clicking on Internet ads.</p>\n<p class=\"p1\">Most software products have different <strong>authorization levels</strong> that can be customized; business owners should take advantage of this feature to create different access levels for employees, giving each employee access only to the areas they need for their work, and restricting them from the others.</p>\n<p class=\"p1\">And, of course, don’t neglect the basics: make sure your <strong>antivirus software</strong> is regularly updated and your systems are regularly patched. A multi-layered defense comprised of a next-generation firewall (NGFW) will reduce the number of successful ransomware attacks on your internal network. NGFWs can cost under $1,000 and leaders in this space include Palo Alto, Cisco, Barracuda and Juniper.</p>\n<h3>Get Ransomware Insurance / Cyber Insurance / Cyber Liability Insurance / Cyber Risk Insurance</h3>\n<p class=\"p1\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row’s cyber liability insurance policy</span></a> includes <strong>Extortion &amp; Ransomware coverage</strong> for costs associated with payments to those who threaten to disclose sensitive information.</p>\n<p class=\"p1\">Protect your data and your clients' data. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Front Row's cyber insurance policy</strong></span></a> is available now; contact Front Row for a cyber insurance quote.</p>\n<p class=\"p1\"><i>90% of small businesses in Canada do not have Cyber Insurance:</i> take a few minutes to protect your business that has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p1\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</i></p>\n<h3>Citations:</h3>\n<ul>\n<li class=\"p7\"><span style=\"font-size: 14px;\"><span class=\"s3\"><a href=\"https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/\">https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/</a></span></span></li>\n<li class=\"p7\"><a href=\"https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871\">https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871</a></li>\n<li class=\"p7\"><a href=\"https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare\">https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare</a></li>\n<li class=\"p7\"><a href=\"https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049\">https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049</a></li>\n</ul>\n<p class=\"p8\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. 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Well, think again!</p>\n<p class=\"p1\">Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type of malware (malicious software) that uses sophisticated encryption to block access to a computer, network and/or data until a sum of money is paid.</p>\n<p class=\"p1\">Ransoms typically range from $800 to $5,000 (but sometimes <i>much</i> more), as most cybercriminals are aware that a business can’t operate without its computer system or important client data and the fee is just manageable enough for most companies to pay.</p>\n<p class=\"p1\">Just look at the below real-life examples of <strong>ransomware attacks on small businesses</strong> to see how real this threat is:</p>\n<h3>Toronto Accounting Firm Ransomware Hack (2020) / Who does ransomware target?</h3>\n<p class=\"p1\">An accounting firm based in Toronto was hit by ransomware in 2020. The ransomware encrypted various confidential reports, including an expense form from one of the firm’s main partners.</p>\n<p class=\"p1\">Additionally, the hackers stole some documents and auctioned them off on the dark web. Typically, hackers auction off such data to increase pressure on victim companies to pay up for decryption keys.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber insurance</span></a>, <strong>theft and fraud coverage</strong> is included to cover destruction or loss of digital data resulting from a criminal cyber event.</p>\n<h3>Toronto Dental Clinic Ransomware Hack (2019) / Who does ransomware target?</h3>\n<p class=\"p1\">Also in 2019, an anonymous Toronto dental clinic was hit by the Ryuk ransomware attack. <i></i>The ransomware locked staff out of digital files for at least a day and they had to take notes on paper. The dentist said files on 19 out of the clinic's 22 computers became encrypted.</p>\n<p class=\"p1\">The hacker initially demanded nine bitcoins (nearly $100,000) to decrypt the dental clinic’s files, but later increased that price to 15 bitcoins ($165,000). The dentist opted not to pay the ransom because they had a good backup in place.</p>\n<p class=\"p1\">With <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">cyber liability insurance</span></a>, the cost of a <strong>forensic investigation</strong> may be included to determine how, exactly, a hack occurred, and to assess the impact of the attack. (Determination of whether or not a forensic investigation will be triggered depends on the circumstances of each claim.)</p>\n<h3>Montreal Insurance Brokerage Ransomware Hack (2016) / Who does ransomware target?</h3>\n<p class=\"p1\">An insurance brokerage based in Montreal experienced a ransomware attack in early 2016. A mysterious error message began appearing on their system: <i>“The system cannot access the database.”</i> Upon consulting their IT firm, it was discovered that ransomware had been installed onto the brokerage’s system through an email attachment that an unsuspecting employee had opened. The ransomware had encrypted all the brokerage’s client data, including emails, PDFs and other policy documents, rendering the data completely inaccessible until a sum of money was paid – $2,300 CAD.</p>\n<p class=\"p1\">“To deal with the ransomware, I called my tech support team and we had backed up our data, but unfortunately it wasn’t completely up-to-date; the latest backup was six weeks in the past,” recalled the brokerage President. “It was important for us to retrieve the latest data, so I made the difficult decision to pay the ransom. It came down to paying $2,300 or losing six weeks of work, so I chose the former.”</p>\n<h3>Why ransomware hackers use Bitcoin:</h3>\n<p class=\"p1\">The ransomware attacker insisted the brokerage pay via the digital currency system Bitcoin in order to make the payment untraceable. Due to the elaborate software architecture that stands behind this currency, which uses cryptography to secure transactions, it is extremely difficult to find out who is actually exchanging the Bitcoins, much less what they’re selling.</p>\n<h3>Ransomware Prevention | Ransomware Remediation | Ransomware Protection Tips</h3>\n<p class=\"p1\">So, what should other companies do to avoid the same thorny situations as mentioned in the above real-life examples? Maintaining an on-site <strong>data backup solution</strong> is certainly prudent; however, these backups must be frequent and thorough to be effective, and relying solely on local backups is generally inadvisable. Companies could also implement a backup in the cloud, which means sending copies of data to at least one secure off-site server. Leaders in the cloud backup space include Dropbox, Amazon Web Services and Microsoft Azure.</p>\n<p class=\"p1\">But, of course, the best approach is to avoid being infected with ransomware in the first place. <strong>Educate employees</strong> about how to recognize suspicious emails. As the primary installation source of ransomware is online advertisements, according to security firm Symantec, be careful about clicking on Internet ads.</p>\n<p class=\"p1\">Most software products have different <strong>authorization levels</strong> that can be customized; business owners should take advantage of this feature to create different access levels for employees, giving each employee access only to the areas they need for their work, and restricting them from the others.</p>\n<p class=\"p1\">And, of course, don’t neglect the basics: make sure your <strong>antivirus software</strong> is regularly updated and your systems are regularly patched. A multi-layered defense comprised of a next-generation firewall (NGFW) will reduce the number of successful ransomware attacks on your internal network. NGFWs can cost under $1,000 and leaders in this space include Palo Alto, Cisco, Barracuda and Juniper.</p>\n<h3>Get Ransomware Insurance / Cyber Insurance / Cyber Liability Insurance / Cyber Risk Insurance</h3>\n<p class=\"p1\"><a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\">Front Row’s cyber liability insurance policy</span></a> includes <strong>Extortion &amp; Ransomware coverage</strong> for costs associated with payments to those who threaten to disclose sensitive information.</p>\n<p class=\"p1\">Protect your data and your clients' data. <a href=\"/cyber-liability-insurance-canada\" rel=\"noopener\"><span class=\"s1\"><strong>Front Row's cyber insurance policy</strong></span></a> is available now; contact Front Row for a cyber insurance quote.</p>\n<p class=\"p1\"><i>90% of small businesses in Canada do not have Cyber Insurance:</i> take a few minutes to protect your business that has taken you so long to establish.</p>\n<p class=\"p2\">&nbsp;</p>\n<p class=\"p1\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite payment of claims. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.</i></p>\n<h3>Citations:</h3>\n<ul>\n<li class=\"p7\"><span style=\"font-size: 14px;\"><span class=\"s3\"><a href=\"https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/\">https://cybersecurityventures.com/global-ransomware-damage-costs-predicted-to-reach-20-billion-usd-by-2021/</a></span></span></li>\n<li class=\"p7\"><a href=\"https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871\">https://www.cbc.ca/news/technology/more-ransomware-canada-1.5317871</a></li>\n<li class=\"p7\"><a href=\"https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare\">https://www.csio.com/article/one-broker%E2%80%99s-ransomware-scare</a></li>\n<li class=\"p7\"><a href=\"https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049\">https://www.itworldcanada.com/article/toronto-accounting-firm-hit-by-ransomware/432049</a></li>\n</ul>\n<p class=\"p8\" style=\"font-size: 13px;\"><i><strong>DISCLAIMER</strong>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>"},"id":"post_body","label":"Blog 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your summer festival needs special event insurance","id":125316782644,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Why your summer festival needs special event insurance","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Why your summer festival needs special event insurance","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":false,"tag_ids":[949709279,3238974970,9961951770,38633701909],"topic_ids":[949709279,3238974970,9961951770,38633701909],"post_summary":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n","post_body":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n<!--more--> \n<p><span style=\"color: #000000;\">Summer and early fall are a busy time for special events across the country. And with the skyrocketing costs of event insurance, it can leave planners and organizations unsure of how the show will go on. But skipping out on insurance isn’t the answer ― especially when it can mean serious liability if something goes wrong.</span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore’s event coverage ranges from basic liability to a comprehensive package, which can include Cancellation, Owned and Rented Equipment, Weather Insurance, Directors and Officers Liability, Crime and Full Host Liquor Liability. </span></p> \n<p><span style=\"color: #000000;\">“We already insure over 150 music festivals across Canada, as well as thousands of smaller events through our <a href=\"http://www.eventpolicy.ca\">www.eventpolicy.ca</a> portal. Festival organizers have been very pleased with the pricing that we’ve been able to provide them, especially compared to other options they have received in the market,” states Peter Parkin, president of Shephard Ashmore. “We have over 40 years of experience in placing comprehensive and affordable event coverage across the country and truly believe we offer the best products, price and service available for this class of business.”</span><span style=\"color: #000000;\"></span><span style=\"color: #000000;\"></span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore was recently acquired by Front Row Insurance, bringing their team up to 65 specialized insurance experts. To receive a quote for music festival and parade insurance, please contact <a href=\"/contact-us\" rel=\"noopener\">Front Row</a>.</span><span style=\"color: #000000;\"></span></p> \n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/Shephard%20Ashmore%20event%20insurance%20press%20release_FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p> \n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><em>–30–</em></span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the Canadian arts, entertainment, and music communities to provide insurance for the lowest cost. Should a claim occur, Front Row ensures that clients receive the money they’re owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, and Los Angeles.</span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Shephard Ashmore has been Canada’s leading music insurance brokerage for over 40 years. They pioneered music insurance programs for independent artists in the late 1970s, and today they count some of the biggest names in show business as clients. Shephard Ashmore provides insurance and risk management solutions for major tours, festivals, and events, and provides custom policies for the assets of artists and entertainers.</span></p> \n<p><strong>For more information, contact</strong>:&nbsp; &nbsp;&nbsp;</p> \n<a href=\"/staff/david-hamilton\" rel=\"noopener\">David W. Hamilton</a> \n<br>President + CEO, Front Row Insurance \n<br>P 604 684 3456 \n<br> \n<a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a>","rss_summary":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n","rss_body":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n<!--more--> \n<p><span style=\"color: #000000;\">Summer and early fall are a busy time for special events across the country. And with the skyrocketing costs of event insurance, it can leave planners and organizations unsure of how the show will go on. But skipping out on insurance isn’t the answer ― especially when it can mean serious liability if something goes wrong.</span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore’s event coverage ranges from basic liability to a comprehensive package, which can include Cancellation, Owned and Rented Equipment, Weather Insurance, Directors and Officers Liability, Crime and Full Host Liquor Liability. </span></p> \n<p><span style=\"color: #000000;\">“We already insure over 150 music festivals across Canada, as well as thousands of smaller events through our <a href=\"http://www.eventpolicy.ca\">www.eventpolicy.ca</a> portal. Festival organizers have been very pleased with the pricing that we’ve been able to provide them, especially compared to other options they have received in the market,” states Peter Parkin, president of Shephard Ashmore. “We have over 40 years of experience in placing comprehensive and affordable event coverage across the country and truly believe we offer the best products, price and service available for this class of business.”</span><span style=\"color: #000000;\"></span><span style=\"color: #000000;\"></span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore was recently acquired by Front Row Insurance, bringing their team up to 65 specialized insurance experts. To receive a quote for music festival and parade insurance, please contact <a href=\"/contact-us\" rel=\"noopener\">Front Row</a>.</span><span style=\"color: #000000;\"></span></p> \n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/Shephard%20Ashmore%20event%20insurance%20press%20release_FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p> \n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><em>–30–</em></span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the Canadian arts, entertainment, and music communities to provide insurance for the lowest cost. Should a claim occur, Front Row ensures that clients receive the money they’re owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, and Los Angeles.</span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Shephard Ashmore has been Canada’s leading music insurance brokerage for over 40 years. They pioneered music insurance programs for independent artists in the late 1970s, and today they count some of the biggest names in show business as clients. Shephard Ashmore provides insurance and risk management solutions for major tours, festivals, and events, and provides custom policies for the assets of artists and entertainers.</span></p> \n<p><strong>For more information, contact</strong>:&nbsp; &nbsp;&nbsp;</p> \n<a href=\"/staff/david-hamilton\" rel=\"noopener\">David W. Hamilton</a> \n<br>President + CEO, Front Row Insurance \n<br>P 604 684 3456 \n<br> \n<a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"With the cost of event insurance in Canada reaching unprecedented heights, especially 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n<!--more--> \n<p><span style=\"color: #000000;\">Summer and early fall are a busy time for special events across the country. And with the skyrocketing costs of event insurance, it can leave planners and organizations unsure of how the show will go on. But skipping out on insurance isn’t the answer ― especially when it can mean serious liability if something goes wrong.</span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore’s event coverage ranges from basic liability to a comprehensive package, which can include Cancellation, Owned and Rented Equipment, Weather Insurance, Directors and Officers Liability, Crime and Full Host Liquor Liability. </span></p> \n<p><span style=\"color: #000000;\">“We already insure over 150 music festivals across Canada, as well as thousands of smaller events through our <a href=\"http://www.eventpolicy.ca\">www.eventpolicy.ca</a> portal. Festival organizers have been very pleased with the pricing that we’ve been able to provide them, especially compared to other options they have received in the market,” states Peter Parkin, president of Shephard Ashmore. “We have over 40 years of experience in placing comprehensive and affordable event coverage across the country and truly believe we offer the best products, price and service available for this class of business.”</span><span style=\"color: #000000;\"></span><span style=\"color: #000000;\"></span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore was recently acquired by Front Row Insurance, bringing their team up to 65 specialized insurance experts. To receive a quote for music festival and parade insurance, please contact <a href=\"/contact-us\" rel=\"noopener\">Front Row</a>.</span><span style=\"color: #000000;\"></span></p> \n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/Shephard%20Ashmore%20event%20insurance%20press%20release_FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p> \n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><em>–30–</em></span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the Canadian arts, entertainment, and music communities to provide insurance for the lowest cost. Should a claim occur, Front Row ensures that clients receive the money they’re owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, and Los Angeles.</span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Shephard Ashmore has been Canada’s leading music insurance brokerage for over 40 years. They pioneered music insurance programs for independent artists in the late 1970s, and today they count some of the biggest names in show business as clients. Shephard Ashmore provides insurance and risk management solutions for major tours, festivals, and events, and provides custom policies for the assets of artists and entertainers.</span></p> \n<p><strong>For more information, contact</strong>:&nbsp; &nbsp;&nbsp;</p> \n<a href=\"/staff/david-hamilton\" rel=\"noopener\">David W. Hamilton</a> \n<br>President + CEO, Front Row Insurance \n<br>P 604 684 3456 \n<br> \n<a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a>","postBodyRss":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n<!--more--> \n<p><span style=\"color: #000000;\">Summer and early fall are a busy time for special events across the country. And with the skyrocketing costs of event insurance, it can leave planners and organizations unsure of how the show will go on. But skipping out on insurance isn’t the answer ― especially when it can mean serious liability if something goes wrong.</span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore’s event coverage ranges from basic liability to a comprehensive package, which can include Cancellation, Owned and Rented Equipment, Weather Insurance, Directors and Officers Liability, Crime and Full Host Liquor Liability. </span></p> \n<p><span style=\"color: #000000;\">“We already insure over 150 music festivals across Canada, as well as thousands of smaller events through our <a href=\"http://www.eventpolicy.ca\">www.eventpolicy.ca</a> portal. Festival organizers have been very pleased with the pricing that we’ve been able to provide them, especially compared to other options they have received in the market,” states Peter Parkin, president of Shephard Ashmore. “We have over 40 years of experience in placing comprehensive and affordable event coverage across the country and truly believe we offer the best products, price and service available for this class of business.”</span><span style=\"color: #000000;\"></span><span style=\"color: #000000;\"></span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore was recently acquired by Front Row Insurance, bringing their team up to 65 specialized insurance experts. To receive a quote for music festival and parade insurance, please contact <a href=\"/contact-us\" rel=\"noopener\">Front Row</a>.</span><span style=\"color: #000000;\"></span></p> \n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/Shephard%20Ashmore%20event%20insurance%20press%20release_FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p> \n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><em>–30–</em></span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the Canadian arts, entertainment, and music communities to provide insurance for the lowest cost. Should a claim occur, Front Row ensures that clients receive the money they’re owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, and Los Angeles.</span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Shephard Ashmore has been Canada’s leading music insurance brokerage for over 40 years. They pioneered music insurance programs for independent artists in the late 1970s, and today they count some of the biggest names in show business as clients. Shephard Ashmore provides insurance and risk management solutions for major tours, festivals, and events, and provides custom policies for the assets of artists and entertainers.</span></p> \n<p><strong>For more information, contact</strong>:&nbsp; &nbsp;&nbsp;</p> \n<a href=\"/staff/david-hamilton\" rel=\"noopener\">David W. Hamilton</a> \n<br>President + CEO, Front Row Insurance \n<br>P 604 684 3456 \n<br> \n<a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a>","postEmailContent":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n","postFeaturedImageIfEnabled":"","postListContent":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n<!--more--> \n<p><span style=\"color: #000000;\">Summer and early fall are a busy time for special events across the country. And with the skyrocketing costs of event insurance, it can leave planners and organizations unsure of how the show will go on. But skipping out on insurance isn’t the answer ― especially when it can mean serious liability if something goes wrong.</span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore’s event coverage ranges from basic liability to a comprehensive package, which can include Cancellation, Owned and Rented Equipment, Weather Insurance, Directors and Officers Liability, Crime and Full Host Liquor Liability. </span></p> \n<p><span style=\"color: #000000;\">“We already insure over 150 music festivals across Canada, as well as thousands of smaller events through our <a href=\"http://www.eventpolicy.ca\">www.eventpolicy.ca</a> portal. Festival organizers have been very pleased with the pricing that we’ve been able to provide them, especially compared to other options they have received in the market,” states Peter Parkin, president of Shephard Ashmore. “We have over 40 years of experience in placing comprehensive and affordable event coverage across the country and truly believe we offer the best products, price and service available for this class of business.”</span><span style=\"color: #000000;\"></span><span style=\"color: #000000;\"></span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore was recently acquired by Front Row Insurance, bringing their team up to 65 specialized insurance experts. To receive a quote for music festival and parade insurance, please contact <a href=\"/contact-us\" rel=\"noopener\">Front Row</a>.</span><span style=\"color: #000000;\"></span></p> \n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/Shephard%20Ashmore%20event%20insurance%20press%20release_FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p> \n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><em>–30–</em></span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the Canadian arts, entertainment, and music communities to provide insurance for the lowest cost. Should a claim occur, Front Row ensures that clients receive the money they’re owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, and Los Angeles.</span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Shephard Ashmore has been Canada’s leading music insurance brokerage for over 40 years. They pioneered music insurance programs for independent artists in the late 1970s, and today they count some of the biggest names in show business as clients. Shephard Ashmore provides insurance and risk management solutions for major tours, festivals, and events, and provides custom policies for the assets of artists and entertainers.</span></p> \n<p><strong>For more information, contact</strong>:&nbsp; &nbsp;&nbsp;</p> \n<a href=\"/staff/david-hamilton\" rel=\"noopener\">David W. Hamilton</a> \n<br>President + CEO, Front Row Insurance \n<br>P 604 684 3456 \n<br> \n<a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a>","postListSummaryFeaturedImage":"","postRssContent":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n","postRssSummaryFeaturedImage":"","postSummary":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n","postSummaryRss":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"ZsSgptvx","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/Cyber%20Insurance-DISCONTINUED/ransomware/ransomware-shutterstock_659365795-forweb600.jpg","previousPostFeaturedImageAltText":"Ransomware attack","previousPostName":"If You’re Hit with Ransomware, You’ll Want Cyber Insurance (Canada)","previousPostSlug":"articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1689858539000,"publishDateLocalTime":1689858539000,"publishDateLocalized":{"date":1689858539000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1689858539038,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/why-your-summer-festival-needs-special-event-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> \n<!--more--> \n<p><span style=\"color: #000000;\">Summer and early fall are a busy time for special events across the country. And with the skyrocketing costs of event insurance, it can leave planners and organizations unsure of how the show will go on. But skipping out on insurance isn’t the answer ― especially when it can mean serious liability if something goes wrong.</span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore’s event coverage ranges from basic liability to a comprehensive package, which can include Cancellation, Owned and Rented Equipment, Weather Insurance, Directors and Officers Liability, Crime and Full Host Liquor Liability. </span></p> \n<p><span style=\"color: #000000;\">“We already insure over 150 music festivals across Canada, as well as thousands of smaller events through our <a href=\"http://www.eventpolicy.ca\">www.eventpolicy.ca</a> portal. Festival organizers have been very pleased with the pricing that we’ve been able to provide them, especially compared to other options they have received in the market,” states Peter Parkin, president of Shephard Ashmore. “We have over 40 years of experience in placing comprehensive and affordable event coverage across the country and truly believe we offer the best products, price and service available for this class of business.”</span><span style=\"color: #000000;\"></span><span style=\"color: #000000;\"></span></p> \n<p><span style=\"color: #000000;\">Shephard Ashmore was recently acquired by Front Row Insurance, bringing their team up to 65 specialized insurance experts. To receive a quote for music festival and parade insurance, please contact <a href=\"/contact-us\" rel=\"noopener\">Front Row</a>.</span><span style=\"color: #000000;\"></span></p> \n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/press%20releases/Shephard%20Ashmore%20event%20insurance%20press%20release_FINAL.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p> \n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><em>–30–</em></span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the Canadian arts, entertainment, and music communities to provide insurance for the lowest cost. Should a claim occur, Front Row ensures that clients receive the money they’re owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, and Los Angeles.</span></p> \n<p><span style=\"color: #000000;\"><strong>About</strong>: Shephard Ashmore has been Canada’s leading music insurance brokerage for over 40 years. They pioneered music insurance programs for independent artists in the late 1970s, and today they count some of the biggest names in show business as clients. Shephard Ashmore provides insurance and risk management solutions for major tours, festivals, and events, and provides custom policies for the assets of artists and entertainers.</span></p> \n<p><strong>For more information, contact</strong>:&nbsp; &nbsp;&nbsp;</p> \n<a href=\"/staff/david-hamilton\" rel=\"noopener\">David W. Hamilton</a> \n<br>President + CEO, Front Row Insurance \n<br>P 604 684 3456 \n<br> \n<a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a>","rssSummary":"<h2>Why your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore</h2> \n<p><span style=\"color: #000000;\"><em><strong>Vancouver, Canada – July 20, 2023 –</strong></em> With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier event insurance provider – is excited to offer a convenient, low-cost solution for large and small events across Canada.</span><span style=\"color: #000000;\"></span></p> 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rights in film production","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"footerTemplatePath":null,"footerVariantName":null,"freezeDate":1687454520000,"generateJsonLdEnabledOverride":true,"globalBlockOverrides":{},"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Thu, 22 Jun 2023 17:30:36 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What about when you have bargained for music rights but were unable to obtain them?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceEdwards Creative Law YouTube: https://www.youtube.co...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/yAW15lFZYXE/mqdefault.jpg\",\n\t\"duration\": \"PT2M12S\",\n\t\"contentUrl\": 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rights?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"What about when film producers are unable to obtain music rights?","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708924],"topic_ids":[949708924],"post_summary":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n","post_body":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n<!--more-->\n<p>One of the music questions [on an E&amp;O application] relates to whether you have tried to get permission but were unsuccessful. It’s important to be truthful with respect to every question on the application, including a situation in which you’ve tried to get consent for a song but you haven’t been able to. So, if I’m reading an application before it gets sent to an insurance broker, and if you’ve answered, “yes, you’ve tried to get a song cleared but were unable to,” I would say, “hold up a second, what’s the situation here? Are we trying to get consent still? Did someone say no but you’re using it anyway?” Based on the circumstances, we probably want to deal with this before we’re talking to the insurer about it.</p>\n<p>If you haven’t got consent and you’re not going to get it, perhaps you’re not going to use that song. Let’s just remove that point from our application because if you’re not going to use the song anymore, it’s no longer relevant. If you’re still trying to get permission and they’re pushing back, you’re negotiating but you need your insurance ASAP, then it’s, “OK, let’s put that in there. You’re having trouble getting consent but let’s explain the situation, namely, you’re not going to put the song in the movie if you don’t get consent.”</p>\n<p>So, it’s an interesting question in the application and it’s important to be truthful with your lawyer and insurance broker about such things. Generally speaking, if you’re not able to get consent, you’re not going to use the song in the production, but it’s important for everyone to be aware of where you’re at in the process when you’re applying to get E&amp;O insurance.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">Why do you need to answer ALL the questions on an E&amp;O application?</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music be in a film?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n","rss_body":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n<!--more-->\n<p>One of the music questions [on an E&amp;O application] relates to whether you have tried to get permission but were unsuccessful. It’s important to be truthful with respect to every question on the application, including a situation in which you’ve tried to get consent for a song but you haven’t been able to. So, if I’m reading an application before it gets sent to an insurance broker, and if you’ve answered, “yes, you’ve tried to get a song cleared but were unable to,” I would say, “hold up a second, what’s the situation here? Are we trying to get consent still? Did someone say no but you’re using it anyway?” Based on the circumstances, we probably want to deal with this before we’re talking to the insurer about it.</p>\n<p>If you haven’t got consent and you’re not going to get it, perhaps you’re not going to use that song. Let’s just remove that point from our application because if you’re not going to use the song anymore, it’s no longer relevant. If you’re still trying to get permission and they’re pushing back, you’re negotiating but you need your insurance ASAP, then it’s, “OK, let’s put that in there. You’re having trouble getting consent but let’s explain the situation, namely, you’re not going to put the song in the movie if you don’t get consent.”</p>\n<p>So, it’s an interesting question in the application and it’s important to be truthful with your lawyer and insurance broker about such things. Generally speaking, if you’re not able to get consent, you’re not going to use the song in the production, but it’s important for everyone to be aware of where you’re at in the process when you’re applying to get E&amp;O insurance.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">Why do you need to answer ALL the questions on an E&amp;O application?</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music be in a film?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 22 Jun 2023 17:30:36 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What about when you have bargained for music rights but were unable to obtain them?\",\n\t\"description\": \"Get a quote for producer's E&O insurance here: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceEdwards Creative Law YouTube: https://www.youtube.co...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/yAW15lFZYXE/mqdefault.jpg\",\n\t\"duration\": \"PT2M12S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=yAW15lFZYXE\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/yAW15lFZYXE\",\n\t\"uploadDate\": \"2023-05-29\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/yAW15lFZYXE?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Music rights in film production","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Producer’s errors and omissions (E&O) insurance applications have a lot of questions and they’re important questions to consider. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n<!--more-->\n<p>One of the music questions [on an E&amp;O application] relates to whether you have tried to get permission but were unsuccessful. It’s important to be truthful with respect to every question on the application, including a situation in which you’ve tried to get consent for a song but you haven’t been able to. So, if I’m reading an application before it gets sent to an insurance broker, and if you’ve answered, “yes, you’ve tried to get a song cleared but were unable to,” I would say, “hold up a second, what’s the situation here? Are we trying to get consent still? Did someone say no but you’re using it anyway?” Based on the circumstances, we probably want to deal with this before we’re talking to the insurer about it.</p>\n<p>If you haven’t got consent and you’re not going to get it, perhaps you’re not going to use that song. Let’s just remove that point from our application because if you’re not going to use the song anymore, it’s no longer relevant. If you’re still trying to get permission and they’re pushing back, you’re negotiating but you need your insurance ASAP, then it’s, “OK, let’s put that in there. You’re having trouble getting consent but let’s explain the situation, namely, you’re not going to put the song in the movie if you don’t get consent.”</p>\n<p>So, it’s an interesting question in the application and it’s important to be truthful with your lawyer and insurance broker about such things. Generally speaking, if you’re not able to get consent, you’re not going to use the song in the production, but it’s important for everyone to be aware of where you’re at in the process when you’re applying to get E&amp;O insurance.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">Why do you need to answer ALL the questions on an E&amp;O application?</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music be in a film?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n<!--more-->\n<p>One of the music questions [on an E&amp;O application] relates to whether you have tried to get permission but were unsuccessful. It’s important to be truthful with respect to every question on the application, including a situation in which you’ve tried to get consent for a song but you haven’t been able to. So, if I’m reading an application before it gets sent to an insurance broker, and if you’ve answered, “yes, you’ve tried to get a song cleared but were unable to,” I would say, “hold up a second, what’s the situation here? Are we trying to get consent still? Did someone say no but you’re using it anyway?” Based on the circumstances, we probably want to deal with this before we’re talking to the insurer about it.</p>\n<p>If you haven’t got consent and you’re not going to get it, perhaps you’re not going to use that song. Let’s just remove that point from our application because if you’re not going to use the song anymore, it’s no longer relevant. If you’re still trying to get permission and they’re pushing back, you’re negotiating but you need your insurance ASAP, then it’s, “OK, let’s put that in there. You’re having trouble getting consent but let’s explain the situation, namely, you’re not going to put the song in the movie if you don’t get consent.”</p>\n<p>So, it’s an interesting question in the application and it’s important to be truthful with your lawyer and insurance broker about such things. Generally speaking, if you’re not able to get consent, you’re not going to use the song in the production, but it’s important for everyone to be aware of where you’re at in the process when you’re applying to get E&amp;O insurance.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">Why do you need to answer ALL the questions on an E&amp;O application?</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music be in a film?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/music-rights-shutterstock_2107111166-forweb600.jpg","postListContent":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n<!--more-->\n<p>One of the music questions [on an E&amp;O application] relates to whether you have tried to get permission but were unsuccessful. It’s important to be truthful with respect to every question on the application, including a situation in which you’ve tried to get consent for a song but you haven’t been able to. So, if I’m reading an application before it gets sent to an insurance broker, and if you’ve answered, “yes, you’ve tried to get a song cleared but were unable to,” I would say, “hold up a second, what’s the situation here? Are we trying to get consent still? Did someone say no but you’re using it anyway?” Based on the circumstances, we probably want to deal with this before we’re talking to the insurer about it.</p>\n<p>If you haven’t got consent and you’re not going to get it, perhaps you’re not going to use that song. Let’s just remove that point from our application because if you’re not going to use the song anymore, it’s no longer relevant. If you’re still trying to get permission and they’re pushing back, you’re negotiating but you need your insurance ASAP, then it’s, “OK, let’s put that in there. You’re having trouble getting consent but let’s explain the situation, namely, you’re not going to put the song in the movie if you don’t get consent.”</p>\n<p>So, it’s an interesting question in the application and it’s important to be truthful with your lawyer and insurance broker about such things. Generally speaking, if you’re not able to get consent, you’re not going to use the song in the production, but it’s important for everyone to be aware of where you’re at in the process when you’re applying to get E&amp;O insurance.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">Why do you need to answer ALL the questions on an E&amp;O application?</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music be in a film?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/music-rights-shutterstock_2107111166-forweb600.jpg","postSummary":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n","postSummaryRss":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div> \n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"cUGUxGMp","previousPostFeaturedImage":"","previousPostFeaturedImageAltText":"","previousPostName":"Why your summer festival needs special event insurance","previousPostSlug":"articles/why-your-summer-festival-needs-special-event-insurance","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1687454520000,"publishDateLocalTime":1687454520000,"publishDateLocalized":{"date":1687454520000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1704384929738,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n<!--more-->\n<p>One of the music questions [on an E&amp;O application] relates to whether you have tried to get permission but were unsuccessful. It’s important to be truthful with respect to every question on the application, including a situation in which you’ve tried to get consent for a song but you haven’t been able to. So, if I’m reading an application before it gets sent to an insurance broker, and if you’ve answered, “yes, you’ve tried to get a song cleared but were unable to,” I would say, “hold up a second, what’s the situation here? Are we trying to get consent still? Did someone say no but you’re using it anyway?” Based on the circumstances, we probably want to deal with this before we’re talking to the insurer about it.</p>\n<p>If you haven’t got consent and you’re not going to get it, perhaps you’re not going to use that song. Let’s just remove that point from our application because if you’re not going to use the song anymore, it’s no longer relevant. If you’re still trying to get permission and they’re pushing back, you’re negotiating but you need your insurance ASAP, then it’s, “OK, let’s put that in there. You’re having trouble getting consent but let’s explain the situation, namely, you’re not going to put the song in the movie if you don’t get consent.”</p>\n<p>So, it’s an interesting question in the application and it’s important to be truthful with your lawyer and insurance broker about such things. Generally speaking, if you’re not able to get consent, you’re not going to use the song in the production, but it’s important for everyone to be aware of where you’re at in the process when you’re applying to get E&amp;O insurance.</p>\n<p style=\"text-align: right;\"><strong><em>Byron Pascoe</em></strong><em> is an entertainment lawyer and partner at Edwards Creative Law</em></p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/answer-all-questions-on-eo-application\">Why do you need to answer ALL the questions on an E&amp;O application?</a></li>\n<li><a href=\"/articles/who-can-give-consent-to-have-music-be-in-a-film\" rel=\"noopener\">Who can give consent to have music be in a film?</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Producer's E&amp;O clearance procedures</a></li>\n<li><strong>eBook</strong>: <a href=\"/errors-omissions-insurance-101\" rel=\"noopener\">Producer's E&amp;O Insurance 101</a></li>\n<li><strong>YouTube</strong>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbiiN5OPy3Xv2AcutMxzQhKyn\" rel=\"nofollow noopener\">Byron Pascoe's film producer's E&amp;O videos</a></li>\n</ul>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://edwardslaw.ca/\" rel=\"noopener\" style=\"font-style: italic;\">Edwards Creative Law</a><span style=\"font-style: italic;\"> - Canada's Entertainment Law Boutique™</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We’re entertainment lawyers who understand the business of creative industries. We guide creators and business professionals as they navigate the legal complexities of working with others—purchasing, financing, creating, licencing, and protecting creative properties, buying and selling creative services.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\">We act for clients from across Canada and around the world – working in Canada with Canadians. We advise on and structure their commercial transactions, their employment and independent contractor relationships. We incorporate and administer their corporations. And, if necessary, we resolve their disputes.&nbsp;</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><strong>About</strong>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 14px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<h2>What about when you have bargained for music rights but were unable to obtain them?</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/yAW15lFZYXE?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<p><strong><br>Byron Pascoe</strong>: <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">Producer’s errors and omissions (E&amp;O) insurance</a> applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything, that they read an E&amp;O application to see what it says about what they will eventually need to get insurance.</p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/music-rights-shutterstock_2107111166-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1768925728227,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/a90e111d-c9a9-4835-815a-89590110ab73.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/what-about-when-film-producers-are-unable-to-obtain-music-rights","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708924],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901730000,"deletedAt":0,"description":"","id":949708924,"label":"Film producer's E&O insurance","language":"en","name":"Film producer's E&O insurance","portalId":61352,"slug":"film-producers-eo-insurance","translatedFromId":null,"translations":{},"updated":1666892193369}],"tagNames":["Film producer's E&O insurance"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","textToAudioFileId":null,"textToAudioGenerationRequestId":null,"themePath":null,"themeSettingsValues":null,"title":"What about when film producers are unable to obtain music rights?","tmsId":null,"topicIds":[949708924],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901730000,"deletedAt":0,"description":"","id":949708924,"label":"Film producer's E&O insurance","language":"en","name":"Film producer's E&O insurance","portalId":61352,"slug":"film-producers-eo-insurance","translatedFromId":null,"translations":{},"updated":1666892193369}],"topicNames":["Film producer's E&O insurance"],"topics":[949708924],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":1704208872618,"updated":1704384929743,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/what-about-when-film-producers-are-unable-to-obtain-music-rights","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/kidnap-and-ransom-insurance","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"101367406999","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - 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It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a <a href=\"/articles/foreign-locations\" rel=\"noopener\">foreign film production insurance package</a>, K&amp;R coverage is available to you and should be considered to protect against potential kidnappings, extortion, wrongful detention and hijacking.</p>\n<p>A film production may need K&amp;R insurance to protect against certain financial losses that could result from the kidnapping or extortion of a cast or crew member while on location. Additionally, K&amp;R insurance can also provide coverage for the cost of hiring a replacement cast or crew member, if needed.</p>\n<h2>Example of a kidnapping/ransom that happened on a movie set:</h2>\n<p>One example of a kidnapping that happened on a movie set is the abduction of <a href=\"https://en.wikipedia.org/wiki/John_Paul_Getty_III#Kidnapping\" rel=\"nofollow noopener\">John Paul Getty III</a>. In 1973, while the younger Getty was working as an extra on the set of a movie in Rome, he was kidnapped by a criminal organization known as the \"Ndrangheta\" and held for ransom. This kidnapping was dramatized in the movie <a href=\"https://en.wikipedia.org/wiki/All_the_Money_in_the_World\" rel=\"nofollow noopener\"><span style=\"font-style: italic;\">All the Money in the World</span></a> (2017).</p>\n<p>His grandfather, J. Paul Getty Sr., who was one of the wealthiest men in the world at the time, initially refused to pay the ransom, leading to a prolonged and highly publicized ordeal. Getty Sr. had taken out a K&amp;R insurance policy in anticipation of something like this happening to a family member. The kidnappers initially demanded $17 million for his grandson’s release, but Getty Sr. offered to pay only $2.2 million, the maximum amount covered by the K&amp;R policy. After further negotiations, Getty Sr. agreed to pay $3.2 million, and his grandson was released after being held for more than five months.</p>\n<p>Hopefully, such a situation never occurs on your film/TV set, but if it does, having K&amp;R insurance in place would be very helpful because the policy can include ransom payments. Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance (Canada &amp; US) here</a> and inform your broker that you are interested in K&amp;R insurance.</p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </span></em></p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. </span></em></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/foreign-locations\" rel=\"noopener\">Foreign Locations and Film Insurance Explained (Outside US &amp; Canada)</a></li>\n<li><a href=\"/headliner-high-limit-coverage\" rel=\"noopener\">High Limit Key Person Insurance for Actors</a></li>\n<li><a href=\"/articles/articles/bid/58757/essential-elements-cast-insurance-explained\" rel=\"noopener\">Cast Insurance</a></li>\n<li><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware: Cyber Insurance</a></li>\n</ul>","rss_summary":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n","rss_body":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p><span style=\"font-weight: bold;\">Kidnap and ransom (K&amp;R) insurance</span> is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a <a href=\"/articles/foreign-locations\" rel=\"noopener\">foreign film production insurance package</a>, K&amp;R coverage is available to you and should be considered to protect against potential kidnappings, extortion, wrongful detention and hijacking.</p>\n<p>A film production may need K&amp;R insurance to protect against certain financial losses that could result from the kidnapping or extortion of a cast or crew member while on location. Additionally, K&amp;R insurance can also provide coverage for the cost of hiring a replacement cast or crew member, if needed.</p>\n<h2>Example of a kidnapping/ransom that happened on a movie set:</h2>\n<p>One example of a kidnapping that happened on a movie set is the abduction of <a href=\"https://en.wikipedia.org/wiki/John_Paul_Getty_III#Kidnapping\" rel=\"nofollow noopener\">John Paul Getty III</a>. In 1973, while the younger Getty was working as an extra on the set of a movie in Rome, he was kidnapped by a criminal organization known as the \"Ndrangheta\" and held for ransom. This kidnapping was dramatized in the movie <a href=\"https://en.wikipedia.org/wiki/All_the_Money_in_the_World\" rel=\"nofollow noopener\"><span style=\"font-style: italic;\">All the Money in the World</span></a> (2017).</p>\n<p>His grandfather, J. Paul Getty Sr., who was one of the wealthiest men in the world at the time, initially refused to pay the ransom, leading to a prolonged and highly publicized ordeal. Getty Sr. had taken out a K&amp;R insurance policy in anticipation of something like this happening to a family member. The kidnappers initially demanded $17 million for his grandson’s release, but Getty Sr. offered to pay only $2.2 million, the maximum amount covered by the K&amp;R policy. After further negotiations, Getty Sr. agreed to pay $3.2 million, and his grandson was released after being held for more than five months.</p>\n<p>Hopefully, such a situation never occurs on your film/TV set, but if it does, having K&amp;R insurance in place would be very helpful because the policy can include ransom payments. Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance (Canada &amp; US) here</a> and inform your broker that you are interested in K&amp;R insurance.</p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </span></em></p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. </span></em></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/foreign-locations\" rel=\"noopener\">Foreign Locations and Film Insurance Explained (Outside US &amp; Canada)</a></li>\n<li><a href=\"/headliner-high-limit-coverage\" rel=\"noopener\">High Limit Key Person Insurance for Actors</a></li>\n<li><a href=\"/articles/articles/bid/58757/essential-elements-cast-insurance-explained\" rel=\"noopener\">Cast Insurance</a></li>\n<li><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware: Cyber Insurance</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Man in trunk: Kidnap and Ransom Insurance","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Kidnap and ransom (K&R) insurance is a type of insurance that provides coverage for certain financial losses incurred as a result of a 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\"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","postsPerListingPage":10,"postsPerRssFeed":10,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publicTitle":"The Front Row View (entertainment insurance blog)","publishDateFormat":"medium","resolvedDomain":"www.frontrowinsurance.com","rootUrl":"https://www.frontrowinsurance.com/articles","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","rssItemHeader":"","settingsOverrides":{"itemLayoutId":false,"itemTemplatePath":false,"itemTemplateIsShared":false,"listingLayoutId":false,"listingTemplatePath":false,"postsPerListingPage":false,"showSummaryInListing":false,"useFeaturedImageInSummary":false,"htmlHead":false,"postHtmlHead":false,"htmlHeadIsShared":false,"htmlFooter":false,"listingPageHtmlFooter":false,"postHtmlFooter":false,"htmlFooterIsShared":false,"attachedStylesheets":false,"postsPerRssFeed":false,"showSummaryInRss":false,"showSummaryInEmails":false,"showSummariesInEmails":false,"allowComments":false,"commentShouldCreateContact":false,"commentModeration":false,"closeCommentsOlder":false,"commentNotificationEmails":false,"commentMaxThreadDepth":false,"commentVerificationText":false,"socialAccountTwitter":false,"showSocialLinkTwitter":false,"showSocialLinkLinkedin":false,"showSocialLinkFacebook":false,"enableGoogleAmpOutput":false,"ampLogoSrc":false,"ampLogoHeight":false,"ampLogoWidth":false,"ampLogoAlt":false,"ampHeaderFont":false,"ampHeaderFontSize":false,"ampHeaderColor":false,"ampHeaderBackgroundColor":false,"ampBodyFont":false,"ampBodyFontSize":false,"ampBodyColor":false,"ampLinkColor":false,"generateJsonLdEnabled":false},"showSocialLinkFacebook":true,"showSocialLinkLinkedin":true,"showSocialLinkTwitter":true,"showSummaryInEmails":true,"showSummaryInListing":false,"showSummaryInRss":true,"siteId":0,"slug":"articles","socialAccountTwitter":"","state":null,"subscriptionContactsProperty":"blog_blog_the_front_row_view_subscription","subscriptionEmailType":null,"subscriptionFormGuid":"a2c254df-2214-4c54-bd51-46da1e3029fb","subscriptionListsByType":{"daily":12,"instant":11,"monthly":10,"weekly":13},"title":null,"translatedFromId":null,"translations":{"fr":{"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue","id":2471031463,"language":"fr","masterId":952267656,"name":"The Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p><span style=\"font-weight: bold;\">Kidnap and ransom (K&amp;R) insurance</span> is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a <a href=\"/articles/foreign-locations\" rel=\"noopener\">foreign film production insurance package</a>, K&amp;R coverage is available to you and should be considered to protect against potential kidnappings, extortion, wrongful detention and hijacking.</p>\n<p>A film production may need K&amp;R insurance to protect against certain financial losses that could result from the kidnapping or extortion of a cast or crew member while on location. Additionally, K&amp;R insurance can also provide coverage for the cost of hiring a replacement cast or crew member, if needed.</p>\n<h2>Example of a kidnapping/ransom that happened on a movie set:</h2>\n<p>One example of a kidnapping that happened on a movie set is the abduction of <a href=\"https://en.wikipedia.org/wiki/John_Paul_Getty_III#Kidnapping\" rel=\"nofollow noopener\">John Paul Getty III</a>. In 1973, while the younger Getty was working as an extra on the set of a movie in Rome, he was kidnapped by a criminal organization known as the \"Ndrangheta\" and held for ransom. This kidnapping was dramatized in the movie <a href=\"https://en.wikipedia.org/wiki/All_the_Money_in_the_World\" rel=\"nofollow noopener\"><span style=\"font-style: italic;\">All the Money in the World</span></a> (2017).</p>\n<p>His grandfather, J. Paul Getty Sr., who was one of the wealthiest men in the world at the time, initially refused to pay the ransom, leading to a prolonged and highly publicized ordeal. Getty Sr. had taken out a K&amp;R insurance policy in anticipation of something like this happening to a family member. The kidnappers initially demanded $17 million for his grandson’s release, but Getty Sr. offered to pay only $2.2 million, the maximum amount covered by the K&amp;R policy. After further negotiations, Getty Sr. agreed to pay $3.2 million, and his grandson was released after being held for more than five months.</p>\n<p>Hopefully, such a situation never occurs on your film/TV set, but if it does, having K&amp;R insurance in place would be very helpful because the policy can include ransom payments. Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance (Canada &amp; US) here</a> and inform your broker that you are interested in K&amp;R insurance.</p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </span></em></p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. </span></em></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/foreign-locations\" rel=\"noopener\">Foreign Locations and Film Insurance Explained (Outside US &amp; Canada)</a></li>\n<li><a href=\"/headliner-high-limit-coverage\" rel=\"noopener\">High Limit Key Person Insurance for Actors</a></li>\n<li><a href=\"/articles/articles/bid/58757/essential-elements-cast-insurance-explained\" rel=\"noopener\">Cast Insurance</a></li>\n<li><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware: Cyber Insurance</a></li>\n</ul>","postBodyRss":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p><span style=\"font-weight: bold;\">Kidnap and ransom (K&amp;R) insurance</span> is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a <a href=\"/articles/foreign-locations\" rel=\"noopener\">foreign film production insurance package</a>, K&amp;R coverage is available to you and should be considered to protect against potential kidnappings, extortion, wrongful detention and hijacking.</p>\n<p>A film production may need K&amp;R insurance to protect against certain financial losses that could result from the kidnapping or extortion of a cast or crew member while on location. Additionally, K&amp;R insurance can also provide coverage for the cost of hiring a replacement cast or crew member, if needed.</p>\n<h2>Example of a kidnapping/ransom that happened on a movie set:</h2>\n<p>One example of a kidnapping that happened on a movie set is the abduction of <a href=\"https://en.wikipedia.org/wiki/John_Paul_Getty_III#Kidnapping\" rel=\"nofollow noopener\">John Paul Getty III</a>. In 1973, while the younger Getty was working as an extra on the set of a movie in Rome, he was kidnapped by a criminal organization known as the \"Ndrangheta\" and held for ransom. This kidnapping was dramatized in the movie <a href=\"https://en.wikipedia.org/wiki/All_the_Money_in_the_World\" rel=\"nofollow noopener\"><span style=\"font-style: italic;\">All the Money in the World</span></a> (2017).</p>\n<p>His grandfather, J. Paul Getty Sr., who was one of the wealthiest men in the world at the time, initially refused to pay the ransom, leading to a prolonged and highly publicized ordeal. Getty Sr. had taken out a K&amp;R insurance policy in anticipation of something like this happening to a family member. The kidnappers initially demanded $17 million for his grandson’s release, but Getty Sr. offered to pay only $2.2 million, the maximum amount covered by the K&amp;R policy. After further negotiations, Getty Sr. agreed to pay $3.2 million, and his grandson was released after being held for more than five months.</p>\n<p>Hopefully, such a situation never occurs on your film/TV set, but if it does, having K&amp;R insurance in place would be very helpful because the policy can include ransom payments. Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance (Canada &amp; US) here</a> and inform your broker that you are interested in K&amp;R insurance.</p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </span></em></p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. </span></em></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/foreign-locations\" rel=\"noopener\">Foreign Locations and Film Insurance Explained (Outside US &amp; Canada)</a></li>\n<li><a href=\"/headliner-high-limit-coverage\" rel=\"noopener\">High Limit Key Person Insurance for Actors</a></li>\n<li><a href=\"/articles/articles/bid/58757/essential-elements-cast-insurance-explained\" rel=\"noopener\">Cast Insurance</a></li>\n<li><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware: Cyber Insurance</a></li>\n</ul>","postEmailContent":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/kidnap%20and%20ransom%20insurance/kidnap-movie-set-shutterstock_149073893-forweb600.jpg","postListContent":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p><span style=\"font-weight: bold;\">Kidnap and ransom (K&amp;R) insurance</span> is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a <a href=\"/articles/foreign-locations\" rel=\"noopener\">foreign film production insurance package</a>, K&amp;R coverage is available to you and should be considered to protect against potential kidnappings, extortion, wrongful detention and hijacking.</p>\n<p>A film production may need K&amp;R insurance to protect against certain financial losses that could result from the kidnapping or extortion of a cast or crew member while on location. Additionally, K&amp;R insurance can also provide coverage for the cost of hiring a replacement cast or crew member, if needed.</p>\n<h2>Example of a kidnapping/ransom that happened on a movie set:</h2>\n<p>One example of a kidnapping that happened on a movie set is the abduction of <a href=\"https://en.wikipedia.org/wiki/John_Paul_Getty_III#Kidnapping\" rel=\"nofollow noopener\">John Paul Getty III</a>. In 1973, while the younger Getty was working as an extra on the set of a movie in Rome, he was kidnapped by a criminal organization known as the \"Ndrangheta\" and held for ransom. This kidnapping was dramatized in the movie <a href=\"https://en.wikipedia.org/wiki/All_the_Money_in_the_World\" rel=\"nofollow noopener\"><span style=\"font-style: italic;\">All the Money in the World</span></a> (2017).</p>\n<p>His grandfather, J. Paul Getty Sr., who was one of the wealthiest men in the world at the time, initially refused to pay the ransom, leading to a prolonged and highly publicized ordeal. Getty Sr. had taken out a K&amp;R insurance policy in anticipation of something like this happening to a family member. The kidnappers initially demanded $17 million for his grandson’s release, but Getty Sr. offered to pay only $2.2 million, the maximum amount covered by the K&amp;R policy. After further negotiations, Getty Sr. agreed to pay $3.2 million, and his grandson was released after being held for more than five months.</p>\n<p>Hopefully, such a situation never occurs on your film/TV set, but if it does, having K&amp;R insurance in place would be very helpful because the policy can include ransom payments. Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance (Canada &amp; US) here</a> and inform your broker that you are interested in K&amp;R insurance.</p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </span></em></p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. </span></em></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/foreign-locations\" rel=\"noopener\">Foreign Locations and Film Insurance Explained (Outside US &amp; Canada)</a></li>\n<li><a href=\"/headliner-high-limit-coverage\" rel=\"noopener\">High Limit Key Person Insurance for Actors</a></li>\n<li><a href=\"/articles/articles/bid/58757/essential-elements-cast-insurance-explained\" rel=\"noopener\">Cast Insurance</a></li>\n<li><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware: Cyber Insurance</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/kidnap%20and%20ransom%20insurance/kidnap-movie-set-shutterstock_149073893-forweb600.jpg","postSummary":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n","postSummaryRss":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"lWlLNFWF","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/music-rights-shutterstock_2107111166-forweb600.jpg","previousPostFeaturedImageAltText":"Music rights in film production","previousPostName":"What about when film producers are unable to obtain music rights?","previousPostSlug":"articles/what-about-when-film-producers-are-unable-to-obtain-music-rights","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1687277116000,"publishDateLocalTime":1687277116000,"publishDateLocalized":{"date":1687277116000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1692288564930,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/kidnap-and-ransom-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: Shutterstock</em></p>\n<!--more-->\n<p><span style=\"font-weight: bold;\">Kidnap and ransom (K&amp;R) insurance</span> is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a <a href=\"/articles/foreign-locations\" rel=\"noopener\">foreign film production insurance package</a>, K&amp;R coverage is available to you and should be considered to protect against potential kidnappings, extortion, wrongful detention and hijacking.</p>\n<p>A film production may need K&amp;R insurance to protect against certain financial losses that could result from the kidnapping or extortion of a cast or crew member while on location. Additionally, K&amp;R insurance can also provide coverage for the cost of hiring a replacement cast or crew member, if needed.</p>\n<h2>Example of a kidnapping/ransom that happened on a movie set:</h2>\n<p>One example of a kidnapping that happened on a movie set is the abduction of <a href=\"https://en.wikipedia.org/wiki/John_Paul_Getty_III#Kidnapping\" rel=\"nofollow noopener\">John Paul Getty III</a>. In 1973, while the younger Getty was working as an extra on the set of a movie in Rome, he was kidnapped by a criminal organization known as the \"Ndrangheta\" and held for ransom. This kidnapping was dramatized in the movie <a href=\"https://en.wikipedia.org/wiki/All_the_Money_in_the_World\" rel=\"nofollow noopener\"><span style=\"font-style: italic;\">All the Money in the World</span></a> (2017).</p>\n<p>His grandfather, J. Paul Getty Sr., who was one of the wealthiest men in the world at the time, initially refused to pay the ransom, leading to a prolonged and highly publicized ordeal. Getty Sr. had taken out a K&amp;R insurance policy in anticipation of something like this happening to a family member. The kidnappers initially demanded $17 million for his grandson’s release, but Getty Sr. offered to pay only $2.2 million, the maximum amount covered by the K&amp;R policy. After further negotiations, Getty Sr. agreed to pay $3.2 million, and his grandson was released after being held for more than five months.</p>\n<p>Hopefully, such a situation never occurs on your film/TV set, but if it does, having K&amp;R insurance in place would be very helpful because the policy can include ransom payments. Get a quote for <a href=\"/en/film-production-insurance\" rel=\"noopener\">film production insurance (Canada &amp; US) here</a> and inform your broker that you are interested in K&amp;R insurance.</p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </span></em></p>\n<p><em><span style=\"font-size: 14px;\"><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. </span></em></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/foreign-locations\" rel=\"noopener\">Foreign Locations and Film Insurance Explained (Outside US &amp; Canada)</a></li>\n<li><a href=\"/headliner-high-limit-coverage\" rel=\"noopener\">High Limit Key Person Insurance for Actors</a></li>\n<li><a href=\"/articles/articles/bid/58757/essential-elements-cast-insurance-explained\" rel=\"noopener\">Cast Insurance</a></li>\n<li><a href=\"/articles/if-youre-hit-with-ransomware-youll-want-cyber-insurance\" rel=\"noopener\">Ransomware: Cyber Insurance</a></li>\n</ul>","rssSummary":"<p style=\"font-size: 14px; text-align: right;\"><em>Image: 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block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: Why don’t you just give people a quick rundown of Front Row.</p>\n<p><strong>Mike Groner</strong>: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. So, we’re on both sides of the border. We do 100% entertainment. Of that, probably 80% is for the film industry and then we also do live theatre, touring and other entertainment-related risk. We don’t do “any and all” things insurance; you’re not going to come to us for your auto or home insurance, for example.</p>\n<p><strong>Colby</strong>: And just to be clear: you’re brokers, right? So, that’s different than insurance companies (insurers). You’re negotiating with the insurers to obtain solutions for your clients.</p>\n<p><strong>Mike</strong>: That’s correct, we do not work for the insurance companies; we work for the production companies and producers. So, we work on their behalf to get them the best possible insurance coverage at the best price.</p>\n<p><strong>Colby</strong>: Kind of like a mortgage broker would be, right? You’re representing the production to the insurance companies.</p>\n<p><strong>Mike</strong>: We really do become part of the crew. I mean, we’re interacting with the producers, filmmakers and location managers on a daily basis from three- or four-weeks during prep all the way to delivery to the broadcasters. So, we’re playing a role as one of the crew members.</p>\n<p><strong>Colby</strong>: And all sizes of production, right? $2,000 to $200 million budgets, right?</p>\n<p><strong>Mike</strong>: Yes, we do everything from a student film shooting for two days on a weekend to $150 million large-scale TV series and everything in between.</p>\n<p><strong>Colby</strong>: That’s good to know because if you’re an indie filmmaker and you don’t know where to start, some might think that a corporate entity as large as Front Row might not give them the time of day.</p>\n<p><strong>Mike</strong>: We try to make it as easy as possible for a new filmmaker to obtain insurance. Usually, they don’t even consider the need for insurance until they walk up to an <a href=\"https://www.frontrowinsurance.com/en/equipment-rental-house-insurance\">equipment vendor</a> and the vendor asks, <em>“where is your insurance? We’re not giving you the camera without your insurance.”</em> For that purpose, we’ve created automated solutions (such as <a href=\"https://shortshoot.frontrowinsurance.com/\">short shoot insurance</a>) where a filmmaker can go online and purchase insurance on their phone while standing at the desk of a vendor, hand over the certificate and walk out with the equipment.</p>\n<p><strong>Colby</strong>: Insurance can be daunting and it’s this big scary corporate word and you’re like <em>“ohh, I don’t know, what do I pay, it’s going to cost so much money and if I want to insure this little thing I’m doing, it’s going to be thousands of dollars”</em> but I realized on your site that that’s just not the case. It can be quite efficient and reasonable and provides a lot of peace of mind.</p>\n<p><strong>Mike</strong>: Absolutely, and the fact is, most people don’t buy insurance until they have to have it, until someone tells them, <em>“you can’t shoot here unless you have location insurance and you can’t take out this camera unless you have property insurance.” </em>And that’s why we’ve made it so easy and most film packages come with a minimum million-dollar limit for equipment but, you know, a UBC student who is renting a $20,000 camera doesn’t need a million of equipment coverage; s/he needs $20,000 of coverage. So, we made short shoot insurance allows them to just buy what they need for the number of days they need it, and that’s all they’re charged for.</p>\n<p><strong>Colby</strong>: Yeah, so kids, do it. Get the insurance, don’t cut corners. Gear has come way down too; I remember when camera packages were way more than a lot of them are now. We’ve come a long way with technology.</p>\n<p><strong>Mike</strong>: We have, although there is still a chip shortage, and inventory shortage out there as a result of COVID, but hopefully that’s going to fix itself over the next six- to eight-months and everyone’s inventories will be replenished.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US? </span>Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/80676/digital-film-insurance-and-the-future\" rel=\"noopener\">Digital Film Insurance and the Future | Digital Media Insurance</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Civil Authority Coverage for Film Productions</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the </span><a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Vantropolis podcast</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: Why don’t you just give people a quick rundown of Front Row.</p>\n<p><strong>Mike Groner</strong>: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. So, we’re on both sides of the border. We do 100% entertainment. Of that, probably 80% is for the film industry and then we also do live theatre, touring and other entertainment-related risk. We don’t do “any and all” things insurance; you’re not going to come to us for your auto or home insurance, for example.</p>\n<p><strong>Colby</strong>: And just to be clear: you’re brokers, right? So, that’s different than insurance companies (insurers). You’re negotiating with the insurers to obtain solutions for your clients.</p>\n<p><strong>Mike</strong>: That’s correct, we do not work for the insurance companies; we work for the production companies and producers. So, we work on their behalf to get them the best possible insurance coverage at the best price.</p>\n<p><strong>Colby</strong>: Kind of like a mortgage broker would be, right? You’re representing the production to the insurance companies.</p>\n<p><strong>Mike</strong>: We really do become part of the crew. I mean, we’re interacting with the producers, filmmakers and location managers on a daily basis from three- or four-weeks during prep all the way to delivery to the broadcasters. So, we’re playing a role as one of the crew members.</p>\n<p><strong>Colby</strong>: And all sizes of production, right? $2,000 to $200 million budgets, right?</p>\n<p><strong>Mike</strong>: Yes, we do everything from a student film shooting for two days on a weekend to $150 million large-scale TV series and everything in between.</p>\n<p><strong>Colby</strong>: That’s good to know because if you’re an indie filmmaker and you don’t know where to start, some might think that a corporate entity as large as Front Row might not give them the time of day.</p>\n<p><strong>Mike</strong>: We try to make it as easy as possible for a new filmmaker to obtain insurance. Usually, they don’t even consider the need for insurance until they walk up to an <a href=\"https://www.frontrowinsurance.com/en/equipment-rental-house-insurance\">equipment vendor</a> and the vendor asks, <em>“where is your insurance? We’re not giving you the camera without your insurance.”</em> For that purpose, we’ve created automated solutions (such as <a href=\"https://shortshoot.frontrowinsurance.com/\">short shoot insurance</a>) where a filmmaker can go online and purchase insurance on their phone while standing at the desk of a vendor, hand over the certificate and walk out with the equipment.</p>\n<p><strong>Colby</strong>: Insurance can be daunting and it’s this big scary corporate word and you’re like <em>“ohh, I don’t know, what do I pay, it’s going to cost so much money and if I want to insure this little thing I’m doing, it’s going to be thousands of dollars”</em> but I realized on your site that that’s just not the case. It can be quite efficient and reasonable and provides a lot of peace of mind.</p>\n<p><strong>Mike</strong>: Absolutely, and the fact is, most people don’t buy insurance until they have to have it, until someone tells them, <em>“you can’t shoot here unless you have location insurance and you can’t take out this camera unless you have property insurance.” </em>And that’s why we’ve made it so easy and most film packages come with a minimum million-dollar limit for equipment but, you know, a UBC student who is renting a $20,000 camera doesn’t need a million of equipment coverage; s/he needs $20,000 of coverage. So, we made short shoot insurance allows them to just buy what they need for the number of days they need it, and that’s all they’re charged for.</p>\n<p><strong>Colby</strong>: Yeah, so kids, do it. Get the insurance, don’t cut corners. Gear has come way down too; I remember when camera packages were way more than a lot of them are now. We’ve come a long way with technology.</p>\n<p><strong>Mike</strong>: We have, although there is still a chip shortage, and inventory shortage out there as a result of COVID, but hopefully that’s going to fix itself over the next six- to eight-months and everyone’s inventories will be replenished.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US? </span>Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/80676/digital-film-insurance-and-the-future\" rel=\"noopener\">Digital Film Insurance and the Future | Digital Media Insurance</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Civil Authority Coverage for Film Productions</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the </span><a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Vantropolis podcast</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 20 Apr 2023 18:35:53 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Front Row Insurance: We’re Brokers, Not Insurers | The Difference Between a Broker and an Insurer\",\n\t\"description\": \"Content courtesy of the Vantropolis podcast: https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/qLfNKntYN00/mqdefault.jpg\",\n\t\"duration\": \"PT4M36S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=qLfNKntYN00\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/qLfNKntYN00\",\n\t\"uploadDate\": \"2023-04-20\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/qLfNKntYN00?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Front Row Insurance: We’re Brokers, Not Insurers","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"We do not work for the insurance companies; we work for the production companies and producers. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: Why don’t you just give people a quick rundown of Front Row.</p>\n<p><strong>Mike Groner</strong>: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. So, we’re on both sides of the border. We do 100% entertainment. Of that, probably 80% is for the film industry and then we also do live theatre, touring and other entertainment-related risk. We don’t do “any and all” things insurance; you’re not going to come to us for your auto or home insurance, for example.</p>\n<p><strong>Colby</strong>: And just to be clear: you’re brokers, right? So, that’s different than insurance companies (insurers). You’re negotiating with the insurers to obtain solutions for your clients.</p>\n<p><strong>Mike</strong>: That’s correct, we do not work for the insurance companies; we work for the production companies and producers. So, we work on their behalf to get them the best possible insurance coverage at the best price.</p>\n<p><strong>Colby</strong>: Kind of like a mortgage broker would be, right? You’re representing the production to the insurance companies.</p>\n<p><strong>Mike</strong>: We really do become part of the crew. I mean, we’re interacting with the producers, filmmakers and location managers on a daily basis from three- or four-weeks during prep all the way to delivery to the broadcasters. So, we’re playing a role as one of the crew members.</p>\n<p><strong>Colby</strong>: And all sizes of production, right? $2,000 to $200 million budgets, right?</p>\n<p><strong>Mike</strong>: Yes, we do everything from a student film shooting for two days on a weekend to $150 million large-scale TV series and everything in between.</p>\n<p><strong>Colby</strong>: That’s good to know because if you’re an indie filmmaker and you don’t know where to start, some might think that a corporate entity as large as Front Row might not give them the time of day.</p>\n<p><strong>Mike</strong>: We try to make it as easy as possible for a new filmmaker to obtain insurance. Usually, they don’t even consider the need for insurance until they walk up to an <a href=\"https://www.frontrowinsurance.com/en/equipment-rental-house-insurance\">equipment vendor</a> and the vendor asks, <em>“where is your insurance? We’re not giving you the camera without your insurance.”</em> For that purpose, we’ve created automated solutions (such as <a href=\"https://shortshoot.frontrowinsurance.com/\">short shoot insurance</a>) where a filmmaker can go online and purchase insurance on their phone while standing at the desk of a vendor, hand over the certificate and walk out with the equipment.</p>\n<p><strong>Colby</strong>: Insurance can be daunting and it’s this big scary corporate word and you’re like <em>“ohh, I don’t know, what do I pay, it’s going to cost so much money and if I want to insure this little thing I’m doing, it’s going to be thousands of dollars”</em> but I realized on your site that that’s just not the case. It can be quite efficient and reasonable and provides a lot of peace of mind.</p>\n<p><strong>Mike</strong>: Absolutely, and the fact is, most people don’t buy insurance until they have to have it, until someone tells them, <em>“you can’t shoot here unless you have location insurance and you can’t take out this camera unless you have property insurance.” </em>And that’s why we’ve made it so easy and most film packages come with a minimum million-dollar limit for equipment but, you know, a UBC student who is renting a $20,000 camera doesn’t need a million of equipment coverage; s/he needs $20,000 of coverage. So, we made short shoot insurance allows them to just buy what they need for the number of days they need it, and that’s all they’re charged for.</p>\n<p><strong>Colby</strong>: Yeah, so kids, do it. Get the insurance, don’t cut corners. Gear has come way down too; I remember when camera packages were way more than a lot of them are now. We’ve come a long way with technology.</p>\n<p><strong>Mike</strong>: We have, although there is still a chip shortage, and inventory shortage out there as a result of COVID, but hopefully that’s going to fix itself over the next six- to eight-months and everyone’s inventories will be replenished.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US? </span>Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/80676/digital-film-insurance-and-the-future\" rel=\"noopener\">Digital Film Insurance and the Future | Digital Media Insurance</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Civil Authority Coverage for Film Productions</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the </span><a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Vantropolis podcast</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: Why don’t you just give people a quick rundown of Front Row.</p>\n<p><strong>Mike Groner</strong>: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. So, we’re on both sides of the border. We do 100% entertainment. Of that, probably 80% is for the film industry and then we also do live theatre, touring and other entertainment-related risk. We don’t do “any and all” things insurance; you’re not going to come to us for your auto or home insurance, for example.</p>\n<p><strong>Colby</strong>: And just to be clear: you’re brokers, right? So, that’s different than insurance companies (insurers). You’re negotiating with the insurers to obtain solutions for your clients.</p>\n<p><strong>Mike</strong>: That’s correct, we do not work for the insurance companies; we work for the production companies and producers. So, we work on their behalf to get them the best possible insurance coverage at the best price.</p>\n<p><strong>Colby</strong>: Kind of like a mortgage broker would be, right? You’re representing the production to the insurance companies.</p>\n<p><strong>Mike</strong>: We really do become part of the crew. I mean, we’re interacting with the producers, filmmakers and location managers on a daily basis from three- or four-weeks during prep all the way to delivery to the broadcasters. So, we’re playing a role as one of the crew members.</p>\n<p><strong>Colby</strong>: And all sizes of production, right? $2,000 to $200 million budgets, right?</p>\n<p><strong>Mike</strong>: Yes, we do everything from a student film shooting for two days on a weekend to $150 million large-scale TV series and everything in between.</p>\n<p><strong>Colby</strong>: That’s good to know because if you’re an indie filmmaker and you don’t know where to start, some might think that a corporate entity as large as Front Row might not give them the time of day.</p>\n<p><strong>Mike</strong>: We try to make it as easy as possible for a new filmmaker to obtain insurance. Usually, they don’t even consider the need for insurance until they walk up to an <a href=\"https://www.frontrowinsurance.com/en/equipment-rental-house-insurance\">equipment vendor</a> and the vendor asks, <em>“where is your insurance? We’re not giving you the camera without your insurance.”</em> For that purpose, we’ve created automated solutions (such as <a href=\"https://shortshoot.frontrowinsurance.com/\">short shoot insurance</a>) where a filmmaker can go online and purchase insurance on their phone while standing at the desk of a vendor, hand over the certificate and walk out with the equipment.</p>\n<p><strong>Colby</strong>: Insurance can be daunting and it’s this big scary corporate word and you’re like <em>“ohh, I don’t know, what do I pay, it’s going to cost so much money and if I want to insure this little thing I’m doing, it’s going to be thousands of dollars”</em> but I realized on your site that that’s just not the case. It can be quite efficient and reasonable and provides a lot of peace of mind.</p>\n<p><strong>Mike</strong>: Absolutely, and the fact is, most people don’t buy insurance until they have to have it, until someone tells them, <em>“you can’t shoot here unless you have location insurance and you can’t take out this camera unless you have property insurance.” </em>And that’s why we’ve made it so easy and most film packages come with a minimum million-dollar limit for equipment but, you know, a UBC student who is renting a $20,000 camera doesn’t need a million of equipment coverage; s/he needs $20,000 of coverage. So, we made short shoot insurance allows them to just buy what they need for the number of days they need it, and that’s all they’re charged for.</p>\n<p><strong>Colby</strong>: Yeah, so kids, do it. Get the insurance, don’t cut corners. Gear has come way down too; I remember when camera packages were way more than a lot of them are now. We’ve come a long way with technology.</p>\n<p><strong>Mike</strong>: We have, although there is still a chip shortage, and inventory shortage out there as a result of COVID, but hopefully that’s going to fix itself over the next six- to eight-months and everyone’s inventories will be replenished.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US? </span>Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/80676/digital-film-insurance-and-the-future\" rel=\"noopener\">Digital Film Insurance and the Future | Digital Media Insurance</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Civil Authority Coverage for Film Productions</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the </span><a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Vantropolis podcast</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<h2>The Difference Between a Broker and an Insurer</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/Civil-authority-600x600.jpg","postListContent":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: Why don’t you just give people a quick rundown of Front Row.</p>\n<p><strong>Mike Groner</strong>: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. So, we’re on both sides of the border. We do 100% entertainment. Of that, probably 80% is for the film industry and then we also do live theatre, touring and other entertainment-related risk. We don’t do “any and all” things insurance; you’re not going to come to us for your auto or home insurance, for example.</p>\n<p><strong>Colby</strong>: And just to be clear: you’re brokers, right? So, that’s different than insurance companies (insurers). You’re negotiating with the insurers to obtain solutions for your clients.</p>\n<p><strong>Mike</strong>: That’s correct, we do not work for the insurance companies; we work for the production companies and producers. So, we work on their behalf to get them the best possible insurance coverage at the best price.</p>\n<p><strong>Colby</strong>: Kind of like a mortgage broker would be, right? You’re representing the production to the insurance companies.</p>\n<p><strong>Mike</strong>: We really do become part of the crew. I mean, we’re interacting with the producers, filmmakers and location managers on a daily basis from three- or four-weeks during prep all the way to delivery to the broadcasters. So, we’re playing a role as one of the crew members.</p>\n<p><strong>Colby</strong>: And all sizes of production, right? $2,000 to $200 million budgets, right?</p>\n<p><strong>Mike</strong>: Yes, we do everything from a student film shooting for two days on a weekend to $150 million large-scale TV series and everything in between.</p>\n<p><strong>Colby</strong>: That’s good to know because if you’re an indie filmmaker and you don’t know where to start, some might think that a corporate entity as large as Front Row might not give them the time of day.</p>\n<p><strong>Mike</strong>: We try to make it as easy as possible for a new filmmaker to obtain insurance. Usually, they don’t even consider the need for insurance until they walk up to an <a href=\"https://www.frontrowinsurance.com/en/equipment-rental-house-insurance\">equipment vendor</a> and the vendor asks, <em>“where is your insurance? We’re not giving you the camera without your insurance.”</em> For that purpose, we’ve created automated solutions (such as <a href=\"https://shortshoot.frontrowinsurance.com/\">short shoot insurance</a>) where a filmmaker can go online and purchase insurance on their phone while standing at the desk of a vendor, hand over the certificate and walk out with the equipment.</p>\n<p><strong>Colby</strong>: Insurance can be daunting and it’s this big scary corporate word and you’re like <em>“ohh, I don’t know, what do I pay, it’s going to cost so much money and if I want to insure this little thing I’m doing, it’s going to be thousands of dollars”</em> but I realized on your site that that’s just not the case. It can be quite efficient and reasonable and provides a lot of peace of mind.</p>\n<p><strong>Mike</strong>: Absolutely, and the fact is, most people don’t buy insurance until they have to have it, until someone tells them, <em>“you can’t shoot here unless you have location insurance and you can’t take out this camera unless you have property insurance.” </em>And that’s why we’ve made it so easy and most film packages come with a minimum million-dollar limit for equipment but, you know, a UBC student who is renting a $20,000 camera doesn’t need a million of equipment coverage; s/he needs $20,000 of coverage. So, we made short shoot insurance allows them to just buy what they need for the number of days they need it, and that’s all they’re charged for.</p>\n<p><strong>Colby</strong>: Yeah, so kids, do it. Get the insurance, don’t cut corners. Gear has come way down too; I remember when camera packages were way more than a lot of them are now. We’ve come a long way with technology.</p>\n<p><strong>Mike</strong>: We have, although there is still a chip shortage, and inventory shortage out there as a result of COVID, but hopefully that’s going to fix itself over the next six- to eight-months and everyone’s inventories will be replenished.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US? </span>Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/80676/digital-film-insurance-and-the-future\" rel=\"noopener\">Digital Film Insurance and the Future | Digital Media Insurance</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Civil Authority Coverage for Film Productions</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the </span><a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Vantropolis podcast</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2>The Difference Between a Broker and an Insurer</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/Civil-authority-600x600.jpg","postSummary":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"SJeqUyEh","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/kidnap%20and%20ransom%20insurance/kidnap-movie-set-shutterstock_149073893-forweb600.jpg","previousPostFeaturedImageAltText":"Man in trunk: Kidnap and Ransom Insurance","previousPostName":"Kidnap and Ransom Insurance: Why Film Productions Should Consider It","previousPostSlug":"articles/kidnap-and-ransom-insurance","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1686576923000,"publishDateLocalTime":1686576923000,"publishDateLocalized":{"date":1686576923000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1686576923670,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/front-row-insurance-were-brokers-not-insurers","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/qLfNKntYN00?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Colby Spencer</strong>: Why don’t you just give people a quick rundown of Front Row.</p>\n<p><strong>Mike Groner</strong>: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. So, we’re on both sides of the border. We do 100% entertainment. Of that, probably 80% is for the film industry and then we also do live theatre, touring and other entertainment-related risk. We don’t do “any and all” things insurance; you’re not going to come to us for your auto or home insurance, for example.</p>\n<p><strong>Colby</strong>: And just to be clear: you’re brokers, right? So, that’s different than insurance companies (insurers). You’re negotiating with the insurers to obtain solutions for your clients.</p>\n<p><strong>Mike</strong>: That’s correct, we do not work for the insurance companies; we work for the production companies and producers. So, we work on their behalf to get them the best possible insurance coverage at the best price.</p>\n<p><strong>Colby</strong>: Kind of like a mortgage broker would be, right? You’re representing the production to the insurance companies.</p>\n<p><strong>Mike</strong>: We really do become part of the crew. I mean, we’re interacting with the producers, filmmakers and location managers on a daily basis from three- or four-weeks during prep all the way to delivery to the broadcasters. So, we’re playing a role as one of the crew members.</p>\n<p><strong>Colby</strong>: And all sizes of production, right? $2,000 to $200 million budgets, right?</p>\n<p><strong>Mike</strong>: Yes, we do everything from a student film shooting for two days on a weekend to $150 million large-scale TV series and everything in between.</p>\n<p><strong>Colby</strong>: That’s good to know because if you’re an indie filmmaker and you don’t know where to start, some might think that a corporate entity as large as Front Row might not give them the time of day.</p>\n<p><strong>Mike</strong>: We try to make it as easy as possible for a new filmmaker to obtain insurance. Usually, they don’t even consider the need for insurance until they walk up to an <a href=\"https://www.frontrowinsurance.com/en/equipment-rental-house-insurance\">equipment vendor</a> and the vendor asks, <em>“where is your insurance? We’re not giving you the camera without your insurance.”</em> For that purpose, we’ve created automated solutions (such as <a href=\"https://shortshoot.frontrowinsurance.com/\">short shoot insurance</a>) where a filmmaker can go online and purchase insurance on their phone while standing at the desk of a vendor, hand over the certificate and walk out with the equipment.</p>\n<p><strong>Colby</strong>: Insurance can be daunting and it’s this big scary corporate word and you’re like <em>“ohh, I don’t know, what do I pay, it’s going to cost so much money and if I want to insure this little thing I’m doing, it’s going to be thousands of dollars”</em> but I realized on your site that that’s just not the case. It can be quite efficient and reasonable and provides a lot of peace of mind.</p>\n<p><strong>Mike</strong>: Absolutely, and the fact is, most people don’t buy insurance until they have to have it, until someone tells them, <em>“you can’t shoot here unless you have location insurance and you can’t take out this camera unless you have property insurance.” </em>And that’s why we’ve made it so easy and most film packages come with a minimum million-dollar limit for equipment but, you know, a UBC student who is renting a $20,000 camera doesn’t need a million of equipment coverage; s/he needs $20,000 of coverage. So, we made short shoot insurance allows them to just buy what they need for the number of days they need it, and that’s all they’re charged for.</p>\n<p><strong>Colby</strong>: Yeah, so kids, do it. Get the insurance, don’t cut corners. Gear has come way down too; I remember when camera packages were way more than a lot of them are now. We’ve come a long way with technology.</p>\n<p><strong>Mike</strong>: We have, although there is still a chip shortage, and inventory shortage out there as a result of COVID, but hopefully that’s going to fix itself over the next six- to eight-months and everyone’s inventories will be replenished.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US? </span>Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/80676/digital-film-insurance-and-the-future\" rel=\"noopener\">Digital Film Insurance and the Future | Digital Media Insurance</a></li>\n<li><a href=\"/articles/most-common-film-insurance-claims\" rel=\"noopener\">Common Film Insurance Claims</a></li>\n<li><a href=\"/articles/civil-authority-coverage-explained\" rel=\"noopener\">Civil Authority Coverage for Film Productions</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the </span><a href=\"https://vantropolis.simplecast.com/episodes/vantropolis-mike-groner\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Vantropolis podcast</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. 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Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<h2>The Difference Between a Broker and an Insurer</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" 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NOLA","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Best Wedding Venues in New Orleans | Best Places to Get Married in NOLA","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[5465221705,30486043401,61505392395],"topic_ids":[5465221705,30486043401,61505392395],"post_summary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n","post_body":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n<!--more-->\n<p>New Orleans, Louisiana (NOLA) has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in New Orleans</h2>\n<h3>St. Louis Cathedral | Best church for weddings New Orleans | Mardi gras wedding</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stlouiscathedral.org/\">https://www.stlouiscathedral.org/</a></p>\n<p>Located in Jackson Square, it is one of the most iconic and historic churches in New Orleans.</p>\n<p>If you are considering being married at St. Louis Cathedral, the church has various wedding guidelines that can be <a href=\"https://www.stlouiscathedral.org/uploads/files/2023%20Wedding%20Guidelines(1).pdf\" rel=\"nofollow noopener\">read here</a>. [PDF]</p>\n<h3>Immaculate Conception Jesuit Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)</a></p>\n<p>This beautiful church features stunning architecture and a rich history.</p>\n<p>The church is located at 130 Baronne Street and is part of the local Jesuit community. The present church was completed in 1930.</p>\n<h3>St. Augustine Catholic Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)</a></p>\n<p>Known for its vibrant atmosphere and cultural significance, this church is a popular choice for weddings in New Orleans.</p>\n<p>This church is said to be the oldest Black Catholic parish in the US, established in 1841. It was one of the first 26 sites designated on the state's Louisiana African American Heritage Trail.</p>\n<h3>Masjid Yaseen New Orleans | Best mosque for nikah New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://masjidyaseen.org/masjid-yaseen-new-orleans/\">https://masjidyaseen.org/masjid-yaseen-new-orleans/</a></p>\n<p>This mosque, located at 7525 W Judge Perez Dr. in Arabi (Greater New Orleans), is able to perform marriage ceremonies. The goal of the Islamic Association of Arabi is to provide convenient places of worship, islamic education and dawah.</p>\n<h3>Touro Synagogue | Best synagogue for weddings New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://tourosynagogue.com/destination-weddings/\">https://tourosynagogue.com/destination-weddings/</a></p>\n<p>Touro Synagogue, located at 4238 Saint Charles Ave in New Orleans, is able to perform Jewish wedding ceremonies. If you aren’t a member of Touro, but carry a piece of New Orleans in your heart, this synagogue is happy to work with you to craft a beautiful destination wedding ceremony.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Outdoor wedding venues in NOLA</h2>\n<h3>Audubon Park</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/audobon-park-shutterstock_1413838169-forweb600.jpg\" alt=\"Audubon Park\" width=\"600\" height=\"400\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)</a></p>\n<p>Audubon Park is a municipal park located in the Uptown neighborhood of New Orleans. It is approximately 350 acres.</p>\n<p>The park is bordered on one side by the Mississippi River and on the other by St. Charles Avenue, directly across from Loyola University and Tulane University.</p>\n<h3>The New Orleans Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden</a></p>\n<p>Located within City Park, this botanical garden features beautiful gardens, fountains, and a conservatory for memorable outdoor ceremonies.</p>\n<h3>The Sydney and Walda Besthoff Sculpture Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://noma.org/besthoff-sculpture-garden/\">https://noma.org/besthoff-sculpture-garden/</a></p>\n<p>Situated next to the New Orleans Museum of Art, this outdoor garden showcases an impressive collection of sculptures, making it a lovely setting for a wedding.</p>\n<p>This sculpture garden was established in 2003 to house a collection of local art.</p>\n<h3>Royal Palm</h3>\n<p><strong>URL</strong>: <a href=\"https://www.royalpalmfpc.com/\">https://www.royalpalmfpc.com/</a></p>\n<p>A waterfront venue along the Mississippi River, Royal Palm offers a serene outdoor space with panoramic views and elegant amenities.</p>\n<p>Located at 1901 Manhattan Blvd. in Harvey, within the New Orleans–Metairie–Kenner metropolitan statistical area.</p>\n<h3>Paradigm Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://paradigmgardensnola.com/\">https://paradigmgardensnola.com/</a></p>\n<p>Paradigm Gardens is an intimate and lush wedding and event venue hidden in the heart of New Orleans.</p>\n<p>From small gatherings of 50 to larger receptions of 125, this venue can help you create your wedding. Paradigm’s seasoned in-house planning team with 15+ years of event and hospitality experience will assist you with every aspect of your event.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in New Orleans</h2>\n<h3>Commander's Palace</h3>\n<p><strong>URL</strong>: <a href=\"https://www.commanderspalace.com/\">https://www.commanderspalace.com/</a></p>\n<p>Known for its upscale Creole cuisine and elegant atmosphere, Commander's Palace has private dining rooms suitable for intimate wedding receptions.</p>\n<h3>Court of Two Sisters</h3>\n<p><strong>URL</strong>: <a href=\"https://www.courtoftwosisters.com/\">https://www.courtoftwosisters.com/</a></p>\n<p>This historic restaurant offers picturesque courtyard dining surrounded by beautiful foliage and a tranquil atmosphere, perfect for a romantic wedding celebration.</p>\n<h3>Arnaud's Jazz Bistro</h3>\n<p><strong>URL</strong>: <a href=\"https://www.arnaudsrestaurant.com/\">https://www.arnaudsrestaurant.com/</a></p>\n<p>This French Quarter institution offers classic Creole cuisine, live jazz music, and private dining spaces, making it an excellent choice for a wedding reception with a festive flair.</p>\n<h3>Tableau</h3>\n<p><strong>URL</strong>: <a href=\"https://www.tableaufrenchquarter.com/\">https://www.tableaufrenchquarter.com/</a></p>\n<p>Located on Jackson Square, Tableau combines refined Southern cuisine with stunning views of the square, offering private dining options for wedding events.</p>\n<h3>Broussard’s</h3>\n<p><strong>URL</strong>: <a href=\"https://broussards.com/weddings-private-events/\">https://broussards.com/weddings-private-events/</a></p>\n<p>Located at 819 Conti Street, New Orleans, Broussard’s is a Creole restaurant that is available to be booked for weddings.</p>\n<p>They are able to accommodate weddings of all sizes, from a cozy 50-person gathering in the Josephine Room to a 650-guest extravaganza when combined with the Hermann-Grima Museum.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NOLA</h2>\n<h3>The Elms Mansion</h3>\n<p><strong>URL</strong>: <a href=\"https://www.elmsmansion.com/\">https://www.elmsmansion.com/</a></p>\n<p>A beautifully restored mansion with elegant indoor spaces and a courtyard, the Elms Mansion provides a timeless setting for a wedding.</p>\n<h3>The New Orleans Board of Trade</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/neworleansbot/\" rel=\"nofollow noopener\">https://www.facebook.com/neworleansbot/</a></p>\n<p>A historic building with ornate details, the Board of Trade offers grand ballrooms and unique architectural features, ideal for a lavish wedding celebration.</p>\n<h3>Il Mercato</h3>\n<p><strong>URL</strong>: <a href=\"https://ilmercatoevents.com/\">https://ilmercatoevents.com/</a></p>\n<p>This Spanish Colonial-style venue features an open-air courtyard, wrought-iron balconies, and a spacious indoor hall, creating a romantic atmosphere for weddings.</p>\n<h3>The Civic Theatre</h3>\n<p><strong>URL</strong>: <a href=\"https://civicnola.com/\">https://civicnola.com/</a></p>\n<p>A historic theater in downtown New Orleans, the Civic Theatre offers a grand setting with stunning architecture and state-of-the-art audiovisual capabilities for memorable wedding ceremonies and receptions.</p>\n<h3>The Maison Dupuy Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://maisondupuy.com/\">https://maisondupuy.com/</a></p>\n<p>This French Quarter hotel features a charming courtyard, lush greenery, and elegant event spaces for hosting intimate weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New Orleans, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-louisiana\">Wedding insurance in Louisiana</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-orleans/\" rel=\"noopener\">Google Web Story: The best wedding venues in New Orleans</a></li>\n</ul>","rss_summary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n","rss_body":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n<!--more-->\n<p>New Orleans, Louisiana (NOLA) has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in New Orleans</h2>\n<h3>St. Louis Cathedral | Best church for weddings New Orleans | Mardi gras wedding</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stlouiscathedral.org/\">https://www.stlouiscathedral.org/</a></p>\n<p>Located in Jackson Square, it is one of the most iconic and historic churches in New Orleans.</p>\n<p>If you are considering being married at St. Louis Cathedral, the church has various wedding guidelines that can be <a href=\"https://www.stlouiscathedral.org/uploads/files/2023%20Wedding%20Guidelines(1).pdf\" rel=\"nofollow noopener\">read here</a>. [PDF]</p>\n<h3>Immaculate Conception Jesuit Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)</a></p>\n<p>This beautiful church features stunning architecture and a rich history.</p>\n<p>The church is located at 130 Baronne Street and is part of the local Jesuit community. The present church was completed in 1930.</p>\n<h3>St. Augustine Catholic Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)</a></p>\n<p>Known for its vibrant atmosphere and cultural significance, this church is a popular choice for weddings in New Orleans.</p>\n<p>This church is said to be the oldest Black Catholic parish in the US, established in 1841. It was one of the first 26 sites designated on the state's Louisiana African American Heritage Trail.</p>\n<h3>Masjid Yaseen New Orleans | Best mosque for nikah New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://masjidyaseen.org/masjid-yaseen-new-orleans/\">https://masjidyaseen.org/masjid-yaseen-new-orleans/</a></p>\n<p>This mosque, located at 7525 W Judge Perez Dr. in Arabi (Greater New Orleans), is able to perform marriage ceremonies. The goal of the Islamic Association of Arabi is to provide convenient places of worship, islamic education and dawah.</p>\n<h3>Touro Synagogue | Best synagogue for weddings New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://tourosynagogue.com/destination-weddings/\">https://tourosynagogue.com/destination-weddings/</a></p>\n<p>Touro Synagogue, located at 4238 Saint Charles Ave in New Orleans, is able to perform Jewish wedding ceremonies. If you aren’t a member of Touro, but carry a piece of New Orleans in your heart, this synagogue is happy to work with you to craft a beautiful destination wedding ceremony.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Outdoor wedding venues in NOLA</h2>\n<h3>Audubon Park</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/audobon-park-shutterstock_1413838169-forweb600.jpg\" alt=\"Audubon Park\" width=\"600\" height=\"400\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)</a></p>\n<p>Audubon Park is a municipal park located in the Uptown neighborhood of New Orleans. It is approximately 350 acres.</p>\n<p>The park is bordered on one side by the Mississippi River and on the other by St. Charles Avenue, directly across from Loyola University and Tulane University.</p>\n<h3>The New Orleans Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden</a></p>\n<p>Located within City Park, this botanical garden features beautiful gardens, fountains, and a conservatory for memorable outdoor ceremonies.</p>\n<h3>The Sydney and Walda Besthoff Sculpture Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://noma.org/besthoff-sculpture-garden/\">https://noma.org/besthoff-sculpture-garden/</a></p>\n<p>Situated next to the New Orleans Museum of Art, this outdoor garden showcases an impressive collection of sculptures, making it a lovely setting for a wedding.</p>\n<p>This sculpture garden was established in 2003 to house a collection of local art.</p>\n<h3>Royal Palm</h3>\n<p><strong>URL</strong>: <a href=\"https://www.royalpalmfpc.com/\">https://www.royalpalmfpc.com/</a></p>\n<p>A waterfront venue along the Mississippi River, Royal Palm offers a serene outdoor space with panoramic views and elegant amenities.</p>\n<p>Located at 1901 Manhattan Blvd. in Harvey, within the New Orleans–Metairie–Kenner metropolitan statistical area.</p>\n<h3>Paradigm Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://paradigmgardensnola.com/\">https://paradigmgardensnola.com/</a></p>\n<p>Paradigm Gardens is an intimate and lush wedding and event venue hidden in the heart of New Orleans.</p>\n<p>From small gatherings of 50 to larger receptions of 125, this venue can help you create your wedding. Paradigm’s seasoned in-house planning team with 15+ years of event and hospitality experience will assist you with every aspect of your event.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in New Orleans</h2>\n<h3>Commander's Palace</h3>\n<p><strong>URL</strong>: <a href=\"https://www.commanderspalace.com/\">https://www.commanderspalace.com/</a></p>\n<p>Known for its upscale Creole cuisine and elegant atmosphere, Commander's Palace has private dining rooms suitable for intimate wedding receptions.</p>\n<h3>Court of Two Sisters</h3>\n<p><strong>URL</strong>: <a href=\"https://www.courtoftwosisters.com/\">https://www.courtoftwosisters.com/</a></p>\n<p>This historic restaurant offers picturesque courtyard dining surrounded by beautiful foliage and a tranquil atmosphere, perfect for a romantic wedding celebration.</p>\n<h3>Arnaud's Jazz Bistro</h3>\n<p><strong>URL</strong>: <a href=\"https://www.arnaudsrestaurant.com/\">https://www.arnaudsrestaurant.com/</a></p>\n<p>This French Quarter institution offers classic Creole cuisine, live jazz music, and private dining spaces, making it an excellent choice for a wedding reception with a festive flair.</p>\n<h3>Tableau</h3>\n<p><strong>URL</strong>: <a href=\"https://www.tableaufrenchquarter.com/\">https://www.tableaufrenchquarter.com/</a></p>\n<p>Located on Jackson Square, Tableau combines refined Southern cuisine with stunning views of the square, offering private dining options for wedding events.</p>\n<h3>Broussard’s</h3>\n<p><strong>URL</strong>: <a href=\"https://broussards.com/weddings-private-events/\">https://broussards.com/weddings-private-events/</a></p>\n<p>Located at 819 Conti Street, New Orleans, Broussard’s is a Creole restaurant that is available to be booked for weddings.</p>\n<p>They are able to accommodate weddings of all sizes, from a cozy 50-person gathering in the Josephine Room to a 650-guest extravaganza when combined with the Hermann-Grima Museum.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NOLA</h2>\n<h3>The Elms Mansion</h3>\n<p><strong>URL</strong>: <a href=\"https://www.elmsmansion.com/\">https://www.elmsmansion.com/</a></p>\n<p>A beautifully restored mansion with elegant indoor spaces and a courtyard, the Elms Mansion provides a timeless setting for a wedding.</p>\n<h3>The New Orleans Board of Trade</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/neworleansbot/\" rel=\"nofollow noopener\">https://www.facebook.com/neworleansbot/</a></p>\n<p>A historic building with ornate details, the Board of Trade offers grand ballrooms and unique architectural features, ideal for a lavish wedding celebration.</p>\n<h3>Il Mercato</h3>\n<p><strong>URL</strong>: <a href=\"https://ilmercatoevents.com/\">https://ilmercatoevents.com/</a></p>\n<p>This Spanish Colonial-style venue features an open-air courtyard, wrought-iron balconies, and a spacious indoor hall, creating a romantic atmosphere for weddings.</p>\n<h3>The Civic Theatre</h3>\n<p><strong>URL</strong>: <a href=\"https://civicnola.com/\">https://civicnola.com/</a></p>\n<p>A historic theater in downtown New Orleans, the Civic Theatre offers a grand setting with stunning architecture and state-of-the-art audiovisual capabilities for memorable wedding ceremonies and receptions.</p>\n<h3>The Maison Dupuy Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://maisondupuy.com/\">https://maisondupuy.com/</a></p>\n<p>This French Quarter hotel features a charming courtyard, lush greenery, and elegant event spaces for hosting intimate weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New Orleans, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-louisiana\">Wedding insurance in Louisiana</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-orleans/\" rel=\"noopener\">Google Web Story: The best wedding venues in New Orleans</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":null,"blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"New Orleans skyline","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"New Orleans has no shortage of impressive venues that are appropriate for hosting weddings. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n<!--more-->\n<p>New Orleans, Louisiana (NOLA) has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in New Orleans</h2>\n<h3>St. Louis Cathedral | Best church for weddings New Orleans | Mardi gras wedding</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stlouiscathedral.org/\">https://www.stlouiscathedral.org/</a></p>\n<p>Located in Jackson Square, it is one of the most iconic and historic churches in New Orleans.</p>\n<p>If you are considering being married at St. Louis Cathedral, the church has various wedding guidelines that can be <a href=\"https://www.stlouiscathedral.org/uploads/files/2023%20Wedding%20Guidelines(1).pdf\" rel=\"nofollow noopener\">read here</a>. [PDF]</p>\n<h3>Immaculate Conception Jesuit Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)</a></p>\n<p>This beautiful church features stunning architecture and a rich history.</p>\n<p>The church is located at 130 Baronne Street and is part of the local Jesuit community. The present church was completed in 1930.</p>\n<h3>St. Augustine Catholic Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)</a></p>\n<p>Known for its vibrant atmosphere and cultural significance, this church is a popular choice for weddings in New Orleans.</p>\n<p>This church is said to be the oldest Black Catholic parish in the US, established in 1841. It was one of the first 26 sites designated on the state's Louisiana African American Heritage Trail.</p>\n<h3>Masjid Yaseen New Orleans | Best mosque for nikah New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://masjidyaseen.org/masjid-yaseen-new-orleans/\">https://masjidyaseen.org/masjid-yaseen-new-orleans/</a></p>\n<p>This mosque, located at 7525 W Judge Perez Dr. in Arabi (Greater New Orleans), is able to perform marriage ceremonies. The goal of the Islamic Association of Arabi is to provide convenient places of worship, islamic education and dawah.</p>\n<h3>Touro Synagogue | Best synagogue for weddings New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://tourosynagogue.com/destination-weddings/\">https://tourosynagogue.com/destination-weddings/</a></p>\n<p>Touro Synagogue, located at 4238 Saint Charles Ave in New Orleans, is able to perform Jewish wedding ceremonies. If you aren’t a member of Touro, but carry a piece of New Orleans in your heart, this synagogue is happy to work with you to craft a beautiful destination wedding ceremony.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Outdoor wedding venues in NOLA</h2>\n<h3>Audubon Park</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/audobon-park-shutterstock_1413838169-forweb600.jpg\" alt=\"Audubon Park\" width=\"600\" height=\"400\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)</a></p>\n<p>Audubon Park is a municipal park located in the Uptown neighborhood of New Orleans. It is approximately 350 acres.</p>\n<p>The park is bordered on one side by the Mississippi River and on the other by St. Charles Avenue, directly across from Loyola University and Tulane University.</p>\n<h3>The New Orleans Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden</a></p>\n<p>Located within City Park, this botanical garden features beautiful gardens, fountains, and a conservatory for memorable outdoor ceremonies.</p>\n<h3>The Sydney and Walda Besthoff Sculpture Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://noma.org/besthoff-sculpture-garden/\">https://noma.org/besthoff-sculpture-garden/</a></p>\n<p>Situated next to the New Orleans Museum of Art, this outdoor garden showcases an impressive collection of sculptures, making it a lovely setting for a wedding.</p>\n<p>This sculpture garden was established in 2003 to house a collection of local art.</p>\n<h3>Royal Palm</h3>\n<p><strong>URL</strong>: <a href=\"https://www.royalpalmfpc.com/\">https://www.royalpalmfpc.com/</a></p>\n<p>A waterfront venue along the Mississippi River, Royal Palm offers a serene outdoor space with panoramic views and elegant amenities.</p>\n<p>Located at 1901 Manhattan Blvd. in Harvey, within the New Orleans–Metairie–Kenner metropolitan statistical area.</p>\n<h3>Paradigm Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://paradigmgardensnola.com/\">https://paradigmgardensnola.com/</a></p>\n<p>Paradigm Gardens is an intimate and lush wedding and event venue hidden in the heart of New Orleans.</p>\n<p>From small gatherings of 50 to larger receptions of 125, this venue can help you create your wedding. Paradigm’s seasoned in-house planning team with 15+ years of event and hospitality experience will assist you with every aspect of your event.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in New Orleans</h2>\n<h3>Commander's Palace</h3>\n<p><strong>URL</strong>: <a href=\"https://www.commanderspalace.com/\">https://www.commanderspalace.com/</a></p>\n<p>Known for its upscale Creole cuisine and elegant atmosphere, Commander's Palace has private dining rooms suitable for intimate wedding receptions.</p>\n<h3>Court of Two Sisters</h3>\n<p><strong>URL</strong>: <a href=\"https://www.courtoftwosisters.com/\">https://www.courtoftwosisters.com/</a></p>\n<p>This historic restaurant offers picturesque courtyard dining surrounded by beautiful foliage and a tranquil atmosphere, perfect for a romantic wedding celebration.</p>\n<h3>Arnaud's Jazz Bistro</h3>\n<p><strong>URL</strong>: <a href=\"https://www.arnaudsrestaurant.com/\">https://www.arnaudsrestaurant.com/</a></p>\n<p>This French Quarter institution offers classic Creole cuisine, live jazz music, and private dining spaces, making it an excellent choice for a wedding reception with a festive flair.</p>\n<h3>Tableau</h3>\n<p><strong>URL</strong>: <a href=\"https://www.tableaufrenchquarter.com/\">https://www.tableaufrenchquarter.com/</a></p>\n<p>Located on Jackson Square, Tableau combines refined Southern cuisine with stunning views of the square, offering private dining options for wedding events.</p>\n<h3>Broussard’s</h3>\n<p><strong>URL</strong>: <a href=\"https://broussards.com/weddings-private-events/\">https://broussards.com/weddings-private-events/</a></p>\n<p>Located at 819 Conti Street, New Orleans, Broussard’s is a Creole restaurant that is available to be booked for weddings.</p>\n<p>They are able to accommodate weddings of all sizes, from a cozy 50-person gathering in the Josephine Room to a 650-guest extravaganza when combined with the Hermann-Grima Museum.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NOLA</h2>\n<h3>The Elms Mansion</h3>\n<p><strong>URL</strong>: <a href=\"https://www.elmsmansion.com/\">https://www.elmsmansion.com/</a></p>\n<p>A beautifully restored mansion with elegant indoor spaces and a courtyard, the Elms Mansion provides a timeless setting for a wedding.</p>\n<h3>The New Orleans Board of Trade</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/neworleansbot/\" rel=\"nofollow noopener\">https://www.facebook.com/neworleansbot/</a></p>\n<p>A historic building with ornate details, the Board of Trade offers grand ballrooms and unique architectural features, ideal for a lavish wedding celebration.</p>\n<h3>Il Mercato</h3>\n<p><strong>URL</strong>: <a href=\"https://ilmercatoevents.com/\">https://ilmercatoevents.com/</a></p>\n<p>This Spanish Colonial-style venue features an open-air courtyard, wrought-iron balconies, and a spacious indoor hall, creating a romantic atmosphere for weddings.</p>\n<h3>The Civic Theatre</h3>\n<p><strong>URL</strong>: <a href=\"https://civicnola.com/\">https://civicnola.com/</a></p>\n<p>A historic theater in downtown New Orleans, the Civic Theatre offers a grand setting with stunning architecture and state-of-the-art audiovisual capabilities for memorable wedding ceremonies and receptions.</p>\n<h3>The Maison Dupuy Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://maisondupuy.com/\">https://maisondupuy.com/</a></p>\n<p>This French Quarter hotel features a charming courtyard, lush greenery, and elegant event spaces for hosting intimate weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New Orleans, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-louisiana\">Wedding insurance in Louisiana</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-orleans/\" rel=\"noopener\">Google Web Story: The best wedding venues in New Orleans</a></li>\n</ul>","postBodyRss":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n<!--more-->\n<p>New Orleans, Louisiana (NOLA) has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in New Orleans</h2>\n<h3>St. Louis Cathedral | Best church for weddings New Orleans | Mardi gras wedding</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stlouiscathedral.org/\">https://www.stlouiscathedral.org/</a></p>\n<p>Located in Jackson Square, it is one of the most iconic and historic churches in New Orleans.</p>\n<p>If you are considering being married at St. Louis Cathedral, the church has various wedding guidelines that can be <a href=\"https://www.stlouiscathedral.org/uploads/files/2023%20Wedding%20Guidelines(1).pdf\" rel=\"nofollow noopener\">read here</a>. [PDF]</p>\n<h3>Immaculate Conception Jesuit Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)</a></p>\n<p>This beautiful church features stunning architecture and a rich history.</p>\n<p>The church is located at 130 Baronne Street and is part of the local Jesuit community. The present church was completed in 1930.</p>\n<h3>St. Augustine Catholic Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)</a></p>\n<p>Known for its vibrant atmosphere and cultural significance, this church is a popular choice for weddings in New Orleans.</p>\n<p>This church is said to be the oldest Black Catholic parish in the US, established in 1841. It was one of the first 26 sites designated on the state's Louisiana African American Heritage Trail.</p>\n<h3>Masjid Yaseen New Orleans | Best mosque for nikah New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://masjidyaseen.org/masjid-yaseen-new-orleans/\">https://masjidyaseen.org/masjid-yaseen-new-orleans/</a></p>\n<p>This mosque, located at 7525 W Judge Perez Dr. in Arabi (Greater New Orleans), is able to perform marriage ceremonies. The goal of the Islamic Association of Arabi is to provide convenient places of worship, islamic education and dawah.</p>\n<h3>Touro Synagogue | Best synagogue for weddings New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://tourosynagogue.com/destination-weddings/\">https://tourosynagogue.com/destination-weddings/</a></p>\n<p>Touro Synagogue, located at 4238 Saint Charles Ave in New Orleans, is able to perform Jewish wedding ceremonies. If you aren’t a member of Touro, but carry a piece of New Orleans in your heart, this synagogue is happy to work with you to craft a beautiful destination wedding ceremony.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Outdoor wedding venues in NOLA</h2>\n<h3>Audubon Park</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/audobon-park-shutterstock_1413838169-forweb600.jpg\" alt=\"Audubon Park\" width=\"600\" height=\"400\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)</a></p>\n<p>Audubon Park is a municipal park located in the Uptown neighborhood of New Orleans. It is approximately 350 acres.</p>\n<p>The park is bordered on one side by the Mississippi River and on the other by St. Charles Avenue, directly across from Loyola University and Tulane University.</p>\n<h3>The New Orleans Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden</a></p>\n<p>Located within City Park, this botanical garden features beautiful gardens, fountains, and a conservatory for memorable outdoor ceremonies.</p>\n<h3>The Sydney and Walda Besthoff Sculpture Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://noma.org/besthoff-sculpture-garden/\">https://noma.org/besthoff-sculpture-garden/</a></p>\n<p>Situated next to the New Orleans Museum of Art, this outdoor garden showcases an impressive collection of sculptures, making it a lovely setting for a wedding.</p>\n<p>This sculpture garden was established in 2003 to house a collection of local art.</p>\n<h3>Royal Palm</h3>\n<p><strong>URL</strong>: <a href=\"https://www.royalpalmfpc.com/\">https://www.royalpalmfpc.com/</a></p>\n<p>A waterfront venue along the Mississippi River, Royal Palm offers a serene outdoor space with panoramic views and elegant amenities.</p>\n<p>Located at 1901 Manhattan Blvd. in Harvey, within the New Orleans–Metairie–Kenner metropolitan statistical area.</p>\n<h3>Paradigm Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://paradigmgardensnola.com/\">https://paradigmgardensnola.com/</a></p>\n<p>Paradigm Gardens is an intimate and lush wedding and event venue hidden in the heart of New Orleans.</p>\n<p>From small gatherings of 50 to larger receptions of 125, this venue can help you create your wedding. Paradigm’s seasoned in-house planning team with 15+ years of event and hospitality experience will assist you with every aspect of your event.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in New Orleans</h2>\n<h3>Commander's Palace</h3>\n<p><strong>URL</strong>: <a href=\"https://www.commanderspalace.com/\">https://www.commanderspalace.com/</a></p>\n<p>Known for its upscale Creole cuisine and elegant atmosphere, Commander's Palace has private dining rooms suitable for intimate wedding receptions.</p>\n<h3>Court of Two Sisters</h3>\n<p><strong>URL</strong>: <a href=\"https://www.courtoftwosisters.com/\">https://www.courtoftwosisters.com/</a></p>\n<p>This historic restaurant offers picturesque courtyard dining surrounded by beautiful foliage and a tranquil atmosphere, perfect for a romantic wedding celebration.</p>\n<h3>Arnaud's Jazz Bistro</h3>\n<p><strong>URL</strong>: <a href=\"https://www.arnaudsrestaurant.com/\">https://www.arnaudsrestaurant.com/</a></p>\n<p>This French Quarter institution offers classic Creole cuisine, live jazz music, and private dining spaces, making it an excellent choice for a wedding reception with a festive flair.</p>\n<h3>Tableau</h3>\n<p><strong>URL</strong>: <a href=\"https://www.tableaufrenchquarter.com/\">https://www.tableaufrenchquarter.com/</a></p>\n<p>Located on Jackson Square, Tableau combines refined Southern cuisine with stunning views of the square, offering private dining options for wedding events.</p>\n<h3>Broussard’s</h3>\n<p><strong>URL</strong>: <a href=\"https://broussards.com/weddings-private-events/\">https://broussards.com/weddings-private-events/</a></p>\n<p>Located at 819 Conti Street, New Orleans, Broussard’s is a Creole restaurant that is available to be booked for weddings.</p>\n<p>They are able to accommodate weddings of all sizes, from a cozy 50-person gathering in the Josephine Room to a 650-guest extravaganza when combined with the Hermann-Grima Museum.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NOLA</h2>\n<h3>The Elms Mansion</h3>\n<p><strong>URL</strong>: <a href=\"https://www.elmsmansion.com/\">https://www.elmsmansion.com/</a></p>\n<p>A beautifully restored mansion with elegant indoor spaces and a courtyard, the Elms Mansion provides a timeless setting for a wedding.</p>\n<h3>The New Orleans Board of Trade</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/neworleansbot/\" rel=\"nofollow noopener\">https://www.facebook.com/neworleansbot/</a></p>\n<p>A historic building with ornate details, the Board of Trade offers grand ballrooms and unique architectural features, ideal for a lavish wedding celebration.</p>\n<h3>Il Mercato</h3>\n<p><strong>URL</strong>: <a href=\"https://ilmercatoevents.com/\">https://ilmercatoevents.com/</a></p>\n<p>This Spanish Colonial-style venue features an open-air courtyard, wrought-iron balconies, and a spacious indoor hall, creating a romantic atmosphere for weddings.</p>\n<h3>The Civic Theatre</h3>\n<p><strong>URL</strong>: <a href=\"https://civicnola.com/\">https://civicnola.com/</a></p>\n<p>A historic theater in downtown New Orleans, the Civic Theatre offers a grand setting with stunning architecture and state-of-the-art audiovisual capabilities for memorable wedding ceremonies and receptions.</p>\n<h3>The Maison Dupuy Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://maisondupuy.com/\">https://maisondupuy.com/</a></p>\n<p>This French Quarter hotel features a charming courtyard, lush greenery, and elegant event spaces for hosting intimate weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New Orleans, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-louisiana\">Wedding insurance in Louisiana</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-orleans/\" rel=\"noopener\">Google Web Story: The best wedding venues in New Orleans</a></li>\n</ul>","postEmailContent":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/new-orleans-sky-shutterstock_725157976-forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n<!--more-->\n<p>New Orleans, Louisiana (NOLA) has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in New Orleans</h2>\n<h3>St. Louis Cathedral | Best church for weddings New Orleans | Mardi gras wedding</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stlouiscathedral.org/\">https://www.stlouiscathedral.org/</a></p>\n<p>Located in Jackson Square, it is one of the most iconic and historic churches in New Orleans.</p>\n<p>If you are considering being married at St. Louis Cathedral, the church has various wedding guidelines that can be <a href=\"https://www.stlouiscathedral.org/uploads/files/2023%20Wedding%20Guidelines(1).pdf\" rel=\"nofollow noopener\">read here</a>. [PDF]</p>\n<h3>Immaculate Conception Jesuit Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)</a></p>\n<p>This beautiful church features stunning architecture and a rich history.</p>\n<p>The church is located at 130 Baronne Street and is part of the local Jesuit community. The present church was completed in 1930.</p>\n<h3>St. Augustine Catholic Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)</a></p>\n<p>Known for its vibrant atmosphere and cultural significance, this church is a popular choice for weddings in New Orleans.</p>\n<p>This church is said to be the oldest Black Catholic parish in the US, established in 1841. It was one of the first 26 sites designated on the state's Louisiana African American Heritage Trail.</p>\n<h3>Masjid Yaseen New Orleans | Best mosque for nikah New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://masjidyaseen.org/masjid-yaseen-new-orleans/\">https://masjidyaseen.org/masjid-yaseen-new-orleans/</a></p>\n<p>This mosque, located at 7525 W Judge Perez Dr. in Arabi (Greater New Orleans), is able to perform marriage ceremonies. The goal of the Islamic Association of Arabi is to provide convenient places of worship, islamic education and dawah.</p>\n<h3>Touro Synagogue | Best synagogue for weddings New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://tourosynagogue.com/destination-weddings/\">https://tourosynagogue.com/destination-weddings/</a></p>\n<p>Touro Synagogue, located at 4238 Saint Charles Ave in New Orleans, is able to perform Jewish wedding ceremonies. If you aren’t a member of Touro, but carry a piece of New Orleans in your heart, this synagogue is happy to work with you to craft a beautiful destination wedding ceremony.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Outdoor wedding venues in NOLA</h2>\n<h3>Audubon Park</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/audobon-park-shutterstock_1413838169-forweb600.jpg\" alt=\"Audubon Park\" width=\"600\" height=\"400\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)</a></p>\n<p>Audubon Park is a municipal park located in the Uptown neighborhood of New Orleans. It is approximately 350 acres.</p>\n<p>The park is bordered on one side by the Mississippi River and on the other by St. Charles Avenue, directly across from Loyola University and Tulane University.</p>\n<h3>The New Orleans Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden</a></p>\n<p>Located within City Park, this botanical garden features beautiful gardens, fountains, and a conservatory for memorable outdoor ceremonies.</p>\n<h3>The Sydney and Walda Besthoff Sculpture Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://noma.org/besthoff-sculpture-garden/\">https://noma.org/besthoff-sculpture-garden/</a></p>\n<p>Situated next to the New Orleans Museum of Art, this outdoor garden showcases an impressive collection of sculptures, making it a lovely setting for a wedding.</p>\n<p>This sculpture garden was established in 2003 to house a collection of local art.</p>\n<h3>Royal Palm</h3>\n<p><strong>URL</strong>: <a href=\"https://www.royalpalmfpc.com/\">https://www.royalpalmfpc.com/</a></p>\n<p>A waterfront venue along the Mississippi River, Royal Palm offers a serene outdoor space with panoramic views and elegant amenities.</p>\n<p>Located at 1901 Manhattan Blvd. in Harvey, within the New Orleans–Metairie–Kenner metropolitan statistical area.</p>\n<h3>Paradigm Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://paradigmgardensnola.com/\">https://paradigmgardensnola.com/</a></p>\n<p>Paradigm Gardens is an intimate and lush wedding and event venue hidden in the heart of New Orleans.</p>\n<p>From small gatherings of 50 to larger receptions of 125, this venue can help you create your wedding. Paradigm’s seasoned in-house planning team with 15+ years of event and hospitality experience will assist you with every aspect of your event.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in New Orleans</h2>\n<h3>Commander's Palace</h3>\n<p><strong>URL</strong>: <a href=\"https://www.commanderspalace.com/\">https://www.commanderspalace.com/</a></p>\n<p>Known for its upscale Creole cuisine and elegant atmosphere, Commander's Palace has private dining rooms suitable for intimate wedding receptions.</p>\n<h3>Court of Two Sisters</h3>\n<p><strong>URL</strong>: <a href=\"https://www.courtoftwosisters.com/\">https://www.courtoftwosisters.com/</a></p>\n<p>This historic restaurant offers picturesque courtyard dining surrounded by beautiful foliage and a tranquil atmosphere, perfect for a romantic wedding celebration.</p>\n<h3>Arnaud's Jazz Bistro</h3>\n<p><strong>URL</strong>: <a href=\"https://www.arnaudsrestaurant.com/\">https://www.arnaudsrestaurant.com/</a></p>\n<p>This French Quarter institution offers classic Creole cuisine, live jazz music, and private dining spaces, making it an excellent choice for a wedding reception with a festive flair.</p>\n<h3>Tableau</h3>\n<p><strong>URL</strong>: <a href=\"https://www.tableaufrenchquarter.com/\">https://www.tableaufrenchquarter.com/</a></p>\n<p>Located on Jackson Square, Tableau combines refined Southern cuisine with stunning views of the square, offering private dining options for wedding events.</p>\n<h3>Broussard’s</h3>\n<p><strong>URL</strong>: <a href=\"https://broussards.com/weddings-private-events/\">https://broussards.com/weddings-private-events/</a></p>\n<p>Located at 819 Conti Street, New Orleans, Broussard’s is a Creole restaurant that is available to be booked for weddings.</p>\n<p>They are able to accommodate weddings of all sizes, from a cozy 50-person gathering in the Josephine Room to a 650-guest extravaganza when combined with the Hermann-Grima Museum.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NOLA</h2>\n<h3>The Elms Mansion</h3>\n<p><strong>URL</strong>: <a href=\"https://www.elmsmansion.com/\">https://www.elmsmansion.com/</a></p>\n<p>A beautifully restored mansion with elegant indoor spaces and a courtyard, the Elms Mansion provides a timeless setting for a wedding.</p>\n<h3>The New Orleans Board of Trade</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/neworleansbot/\" rel=\"nofollow noopener\">https://www.facebook.com/neworleansbot/</a></p>\n<p>A historic building with ornate details, the Board of Trade offers grand ballrooms and unique architectural features, ideal for a lavish wedding celebration.</p>\n<h3>Il Mercato</h3>\n<p><strong>URL</strong>: <a href=\"https://ilmercatoevents.com/\">https://ilmercatoevents.com/</a></p>\n<p>This Spanish Colonial-style venue features an open-air courtyard, wrought-iron balconies, and a spacious indoor hall, creating a romantic atmosphere for weddings.</p>\n<h3>The Civic Theatre</h3>\n<p><strong>URL</strong>: <a href=\"https://civicnola.com/\">https://civicnola.com/</a></p>\n<p>A historic theater in downtown New Orleans, the Civic Theatre offers a grand setting with stunning architecture and state-of-the-art audiovisual capabilities for memorable wedding ceremonies and receptions.</p>\n<h3>The Maison Dupuy Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://maisondupuy.com/\">https://maisondupuy.com/</a></p>\n<p>This French Quarter hotel features a charming courtyard, lush greenery, and elegant event spaces for hosting intimate weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New Orleans, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-louisiana\">Wedding insurance in Louisiana</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-orleans/\" rel=\"noopener\">Google Web Story: The best wedding venues in New Orleans</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/new-orleans-sky-shutterstock_725157976-forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"yxRceQwO","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/Civil-authority-600x600.jpg","previousPostFeaturedImageAltText":"Front Row Insurance: We’re Brokers, Not Insurers","previousPostName":"Front Row Insurance: We’re a Brokerage, Not an Insurance Company","previousPostSlug":"articles/front-row-insurance-were-brokers-not-insurers","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1686249970000,"publishDateLocalTime":1686249970000,"publishDateLocalized":{"date":1686249970000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1686251032704,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-new-orleans","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n<!--more-->\n<p>New Orleans, Louisiana (NOLA) has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in New Orleans</h2>\n<h3>St. Louis Cathedral | Best church for weddings New Orleans | Mardi gras wedding</h3>\n<p><strong>URL</strong>: <a href=\"https://www.stlouiscathedral.org/\">https://www.stlouiscathedral.org/</a></p>\n<p>Located in Jackson Square, it is one of the most iconic and historic churches in New Orleans.</p>\n<p>If you are considering being married at St. Louis Cathedral, the church has various wedding guidelines that can be <a href=\"https://www.stlouiscathedral.org/uploads/files/2023%20Wedding%20Guidelines(1).pdf\" rel=\"nofollow noopener\">read here</a>. [PDF]</p>\n<h3>Immaculate Conception Jesuit Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Immaculate_Conception_Church_(New_Orleans)</a></p>\n<p>This beautiful church features stunning architecture and a rich history.</p>\n<p>The church is located at 130 Baronne Street and is part of the local Jesuit community. The present church was completed in 1930.</p>\n<h3>St. Augustine Catholic Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/St._Augustine_Church_(New_Orleans)</a></p>\n<p>Known for its vibrant atmosphere and cultural significance, this church is a popular choice for weddings in New Orleans.</p>\n<p>This church is said to be the oldest Black Catholic parish in the US, established in 1841. It was one of the first 26 sites designated on the state's Louisiana African American Heritage Trail.</p>\n<h3>Masjid Yaseen New Orleans | Best mosque for nikah New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://masjidyaseen.org/masjid-yaseen-new-orleans/\">https://masjidyaseen.org/masjid-yaseen-new-orleans/</a></p>\n<p>This mosque, located at 7525 W Judge Perez Dr. in Arabi (Greater New Orleans), is able to perform marriage ceremonies. The goal of the Islamic Association of Arabi is to provide convenient places of worship, islamic education and dawah.</p>\n<h3>Touro Synagogue | Best synagogue for weddings New Orleans</h3>\n<p><strong>URL</strong>: <a href=\"https://tourosynagogue.com/destination-weddings/\">https://tourosynagogue.com/destination-weddings/</a></p>\n<p>Touro Synagogue, located at 4238 Saint Charles Ave in New Orleans, is able to perform Jewish wedding ceremonies. If you aren’t a member of Touro, but carry a piece of New Orleans in your heart, this synagogue is happy to work with you to craft a beautiful destination wedding ceremony.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Outdoor wedding venues in NOLA</h2>\n<h3>Audubon Park</h3>\n<p><em><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/audobon-park-shutterstock_1413838169-forweb600.jpg\" alt=\"Audubon Park\" width=\"600\" height=\"400\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></em></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Audubon_Park_(New_Orleans)</a></p>\n<p>Audubon Park is a municipal park located in the Uptown neighborhood of New Orleans. It is approximately 350 acres.</p>\n<p>The park is bordered on one side by the Mississippi River and on the other by St. Charles Avenue, directly across from Loyola University and Tulane University.</p>\n<h3>The New Orleans Botanical Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/New_Orleans_Botanical_Garden</a></p>\n<p>Located within City Park, this botanical garden features beautiful gardens, fountains, and a conservatory for memorable outdoor ceremonies.</p>\n<h3>The Sydney and Walda Besthoff Sculpture Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://noma.org/besthoff-sculpture-garden/\">https://noma.org/besthoff-sculpture-garden/</a></p>\n<p>Situated next to the New Orleans Museum of Art, this outdoor garden showcases an impressive collection of sculptures, making it a lovely setting for a wedding.</p>\n<p>This sculpture garden was established in 2003 to house a collection of local art.</p>\n<h3>Royal Palm</h3>\n<p><strong>URL</strong>: <a href=\"https://www.royalpalmfpc.com/\">https://www.royalpalmfpc.com/</a></p>\n<p>A waterfront venue along the Mississippi River, Royal Palm offers a serene outdoor space with panoramic views and elegant amenities.</p>\n<p>Located at 1901 Manhattan Blvd. in Harvey, within the New Orleans–Metairie–Kenner metropolitan statistical area.</p>\n<h3>Paradigm Gardens</h3>\n<p><strong>URL</strong>: <a href=\"https://paradigmgardensnola.com/\">https://paradigmgardensnola.com/</a></p>\n<p>Paradigm Gardens is an intimate and lush wedding and event venue hidden in the heart of New Orleans.</p>\n<p>From small gatherings of 50 to larger receptions of 125, this venue can help you create your wedding. Paradigm’s seasoned in-house planning team with 15+ years of event and hospitality experience will assist you with every aspect of your event.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Best restaurant wedding venues in New Orleans</h2>\n<h3>Commander's Palace</h3>\n<p><strong>URL</strong>: <a href=\"https://www.commanderspalace.com/\">https://www.commanderspalace.com/</a></p>\n<p>Known for its upscale Creole cuisine and elegant atmosphere, Commander's Palace has private dining rooms suitable for intimate wedding receptions.</p>\n<h3>Court of Two Sisters</h3>\n<p><strong>URL</strong>: <a href=\"https://www.courtoftwosisters.com/\">https://www.courtoftwosisters.com/</a></p>\n<p>This historic restaurant offers picturesque courtyard dining surrounded by beautiful foliage and a tranquil atmosphere, perfect for a romantic wedding celebration.</p>\n<h3>Arnaud's Jazz Bistro</h3>\n<p><strong>URL</strong>: <a href=\"https://www.arnaudsrestaurant.com/\">https://www.arnaudsrestaurant.com/</a></p>\n<p>This French Quarter institution offers classic Creole cuisine, live jazz music, and private dining spaces, making it an excellent choice for a wedding reception with a festive flair.</p>\n<h3>Tableau</h3>\n<p><strong>URL</strong>: <a href=\"https://www.tableaufrenchquarter.com/\">https://www.tableaufrenchquarter.com/</a></p>\n<p>Located on Jackson Square, Tableau combines refined Southern cuisine with stunning views of the square, offering private dining options for wedding events.</p>\n<h3>Broussard’s</h3>\n<p><strong>URL</strong>: <a href=\"https://broussards.com/weddings-private-events/\">https://broussards.com/weddings-private-events/</a></p>\n<p>Located at 819 Conti Street, New Orleans, Broussard’s is a Creole restaurant that is available to be booked for weddings.</p>\n<p>They are able to accommodate weddings of all sizes, from a cozy 50-person gathering in the Josephine Room to a 650-guest extravaganza when combined with the Hermann-Grima Museum.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NOLA</h2>\n<h3>The Elms Mansion</h3>\n<p><strong>URL</strong>: <a href=\"https://www.elmsmansion.com/\">https://www.elmsmansion.com/</a></p>\n<p>A beautifully restored mansion with elegant indoor spaces and a courtyard, the Elms Mansion provides a timeless setting for a wedding.</p>\n<h3>The New Orleans Board of Trade</h3>\n<p><strong>URL</strong>: <a href=\"https://www.facebook.com/neworleansbot/\" rel=\"nofollow noopener\">https://www.facebook.com/neworleansbot/</a></p>\n<p>A historic building with ornate details, the Board of Trade offers grand ballrooms and unique architectural features, ideal for a lavish wedding celebration.</p>\n<h3>Il Mercato</h3>\n<p><strong>URL</strong>: <a href=\"https://ilmercatoevents.com/\">https://ilmercatoevents.com/</a></p>\n<p>This Spanish Colonial-style venue features an open-air courtyard, wrought-iron balconies, and a spacious indoor hall, creating a romantic atmosphere for weddings.</p>\n<h3>The Civic Theatre</h3>\n<p><strong>URL</strong>: <a href=\"https://civicnola.com/\">https://civicnola.com/</a></p>\n<p>A historic theater in downtown New Orleans, the Civic Theatre offers a grand setting with stunning architecture and state-of-the-art audiovisual capabilities for memorable wedding ceremonies and receptions.</p>\n<h3>The Maison Dupuy Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://maisondupuy.com/\">https://maisondupuy.com/</a></p>\n<p>This French Quarter hotel features a charming courtyard, lush greenery, and elegant event spaces for hosting intimate weddings.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New Orleans, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>Wedding Insurance (</span><span>USA</span><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.<br><br></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-louisiana\">Wedding insurance in Louisiana</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-orleans/\" rel=\"noopener\">Google Web Story: The best wedding venues in New Orleans</a></li>\n</ul>","rssSummary":"<p style=\"text-align: right; font-size: 14px;\"><em>Images purchased from Shutterstock</em></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/new-orleans-sky-shutterstock_725157976-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1765134273674,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/a98ee69f-6282-4f1c-a20c-50f32507d080.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/best-wedding-venues-in-new-orleans","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[5465221705,30486043401,61505392395],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1512519076759,"deletedAt":0,"description":"","id":5465221705,"label":"Wedding insurance","language":"en","name":"Wedding insurance","portalId":61352,"slug":"wedding-insurance","translatedFromId":null,"translations":{},"updated":1649857220798},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1591812219849,"deletedAt":0,"description":"","id":30486043401,"label":"Best of","language":"en","name":"Best of","portalId":61352,"slug":"best-of","translatedFromId":null,"translations":{},"updated":1649863391496},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1638995218137,"deletedAt":0,"description":"","id":61505392395,"label":"Event insurance US","language":"en","name":"Event insurance US","portalId":61352,"slug":"event-insurance-us","translatedFromId":null,"translations":{},"updated":1666900066537}],"tagNames":["Wedding insurance","Best of","Event insurance US"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","textToAudioFileId":null,"textToAudioGenerationRequestId":null,"themePath":null,"themeSettingsValues":null,"title":"Best Wedding Venues in New Orleans | Best Places to Get Married in NOLA","tmsId":null,"topicIds":[5465221705,30486043401,61505392395],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1512519076759,"deletedAt":0,"description":"","id":5465221705,"label":"Wedding insurance","language":"en","name":"Wedding insurance","portalId":61352,"slug":"wedding-insurance","translatedFromId":null,"translations":{},"updated":1649857220798},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1591812219849,"deletedAt":0,"description":"","id":30486043401,"label":"Best of","language":"en","name":"Best of","portalId":61352,"slug":"best-of","translatedFromId":null,"translations":{},"updated":1649863391496},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1638995218137,"deletedAt":0,"description":"","id":61505392395,"label":"Event insurance US","language":"en","name":"Event insurance US","portalId":61352,"slug":"event-insurance-us","translatedFromId":null,"translations":{},"updated":1666900066537}],"topicNames":["Wedding insurance","Best of","Event insurance US"],"topics":[5465221705,30486043401,61505392395],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1686251032709,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-new-orleans","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-boston","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"119072539215","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - 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We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a>\n<ul>\n<li><em>In Massachusetts? Get $25 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <span style=\"background-color: #ffff04;\"><strong>MAWedding$25off</strong></span></em></li>\n</ul>\n</li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Boston</h2>\n<h3>Trinity Church | Best church for wedding Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.trinitychurchboston.org/\">https://www.trinitychurchboston.org/</a></p>\n<p>An historic, picturesque episcopal church located in Copley Square. It features stunning Gothic architecture and beautiful stained-glass windows.</p>\n<p>Any member of Trinity Church may be married at this church. The sacrament of marriage at Trinity has been fully open to same-gender couples since 2009.&nbsp;</p>\n<h3>Old South Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.oldsouth.org/\">https://www.oldsouth.org/</a></p>\n<p>A congregation with a rich history and a beautiful sanctuary, also located in Copley Square. The church boasts elegant architecture and a stunning organ.</p>\n<p>This church was designated a National Historic Landmark in 1970 for its architectural significance as one of the finest High Victorian Gothic churches in New England.</p>\n<h3>The Arlington Street Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.ascboston.org/\">https://www.ascboston.org/</a></p>\n<p>A Unitarian Universalist congregation with a stunning white exterior and beautiful interior. It is located near the Public Garden and offers a romantic setting for a wedding.</p>\n<p>Arlington Street Church is located in the heart of downtown Boston and the Back Bay neighborhood and makes the perfect location for any wedding.</p>\n<h3>Islamic Center of Boston, Wayland | Best mosque for nikah Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://icbwayland.org/index.html\">https://icbwayland.org/index.html</a></p>\n<p>ICB Wayland is located at 126 Boston Post Road in Wayland, MA. This mosque can be used for nikah (Muslim weddings).</p>\n<p>All of ICB Wayland’s services are performed by volunteers. Accordingly, they have volunteers who can perform nikah ceremonies. They have registered with the State of Massachusetts as marriage officiants.</p>\n<h3>Temple Shir Tikva | Best synagogue for weddings Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.shirtikva.org/\">https://www.shirtikva.org/</a></p>\n<p>Located at 141 Boston Post Road, Wayland, MA, Shir Tikva can be used for Jewish weddings. A Jewish marriage is called&nbsp;<em>Kiddushin</em>, a sacred relationship marked by a commitment to a Jewish present and future.</p>\n<p>Jewish weddings can take place in the sanctuary at Temple Shir Tikva.</p>\n<p>Shir Tikva’s rabbis and cantor are available for the weddings of their members and children.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Boston</h2>\n<h3>Boston Public Garden | Park for wedding Boston</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-garden-shutterstock_355605908-forweb.jpg\" alt=\"Boston Public Garden\" width=\"600\" height=\"401\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Garden</a></p>\n<p>A picturesque and iconic park in the heart of Boston. It offers beautiful landscapes, blooming flowers, and a serene atmosphere, making it an ideal outdoor venue for a wedding.</p>\n<p>The Public Garden was the first public botanical garden in America.</p>\n<h3>Larz Anderson Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Larz_Anderson_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Larz_Anderson_Park</a></p>\n<p>A spacious park located in Brookline, just outside of Boston. It offers rolling hills, scenic views, and a mansion that can be used for receptions or indoor ceremonies.</p>\n<p>Brookline requires permits for the use of any of the park's 12 picnic tables.</p>\n<h3>The Gardens at Elm Bank</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masshort.org/the-garden-at-elm-bank\">https://www.masshort.org/the-garden-at-elm-bank</a></p>\n<p>A botanical garden located in Wellesley, a short distance from Boston. It features stunning landscapes, manicured gardens, and a variety of unique outdoor spaces for ceremonies and receptions.</p>\n<p>As guests arrive, they are guided through a wooded driveway which leads to complimentary parking. Included in all rentals is use of the gardens for photography and cocktail receptions.</p>\n<h3>The Esplanade</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Charles_River_Esplanade\" rel=\"sponsored nofollow noopener\">https://en.wikipedia.org/wiki/Charles_River_Esplanade</a></p>\n<p>A picturesque waterfront area along the Charles River. It offers stunning views of the Boston skyline and ample space for outdoor ceremonies or receptions.</p>\n<p>The Esplanade comprises part of the Charles River Reservation state park. The Esplanade was designated as a landmark by the Boston Landmarks Commission in 2009.</p>\n<h3>The Lyman Estate</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Lyman_Estate\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Lyman_Estate</a></p>\n<p>An historic garden located in Waltham, just outside of Boston. It features formal gardens and beautiful lawns that would be ideal for an outdoors wedding.</p>\n<p>The grounds are open to the public daily for free; an admission fee is required for the house.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in Boston</h2>\n<h3>The Liberty Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://libertyhotel.com/\">https://libertyhotel.com/</a></p>\n<p>A hotel with elegant event spaces and unique architecture. It offers multiple venues for weddings, including the Liberty Ballroom and various restaurants, including Alibi.</p>\n<p>Liberty Hotel’s wedding specialist will work with you to choose the ideal venue, customize your wedding plans, and ensure your magical day is exactly as you dreamed.</p>\n<h3>Mistral</h3>\n<p><strong>URL</strong>: <a href=\"https://mistralbistro.com/\">https://mistralbistro.com/</a></p>\n<p>A contemporary French restaurant located in the South End. It offers a sophisticated ambiance, exquisite cuisine, and private dining areas suitable for intimate weddings.</p>\n<p>Le Salon du Mistral, Mistral’s private dining room, provides a sophisticated setting for gatherings of 60 seated and up to 80 for a reception.</p>\n<h3>Alden &amp; Harlow</h3>\n<p><strong>URL</strong>: <a href=\"https://www.aldenharlow.com/\">https://www.aldenharlow.com/</a></p>\n<p>A trendy American restaurant located in Cambridge. It offers a stylish setting, innovative dishes, and a private dining room that can accommodate small to medium-sized weddings.</p>\n<p>This restaurant has multiple event spaces available to host tasting menus for large groups, small private parties, partial dining room buyouts and full buyouts of the entire restaurant.</p>\n<h3>The Sinclair</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sinclaircambridge.com/\">https://www.sinclaircambridge.com/</a></p>\n<p>A versatile venue in Cambridge that hosts live music events but also offers event spaces for weddings. It features a modern industrial ambiance and can accommodate both small and large gatherings.</p>\n<p>The restaurant offers a variety of different layouts for more intimate events; anything from a 30-person cocktail party to a 150-person dinner.</p>\n<h3>Beehive Restaurant</h3>\n<p><strong>URL</strong>: <a href=\"https://www.beehiveboston.com/\">https://www.beehiveboston.com/</a></p>\n<p>The Beehive is an underground Bohemian restaurant and bar for creative New American fare. Located at 541 Tremont St. in Boston.</p>\n<p>With great food, a wine and beverage program, accommodating staff, and live entertainment, a celebration at The Beehive is a memorable experience.</p>\n<p>Groups up to 400+ can be accommodated.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Boston</h2>\n<h3>The Boston Public Library</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Library\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Library</a></p>\n<p>A library with grand architecture and beautiful event spaces. It offers a variety of options for weddings, including the stunning Bates Hall and the outdoor courtyard.</p>\n<p>This building was designated as a landmark by the Boston Landmarks Commission in 2000.</p>\n<h3>The State Room</h3>\n<p><strong>URL</strong>: <a href=\"https://longwoodvenues.com/\">https://longwoodvenues.com/</a></p>\n<p>A sophisticated event venue located on the 33rd floor of a high-rise building. It offers breathtaking views of Boston, modern decor, and multiple event spaces.</p>\n<p>Hosting 1,200+ guests on a flow or 900 guests for sit-down dinner and dancing makes the State Room a truly large luxury event space in Boston.</p>\n<h3>The Institute of Contemporary Art</h3>\n<p><strong>URL</strong>: <a href=\"https://www.icaboston.org/\">https://www.icaboston.org/</a></p>\n<p>A contemporary art museum located on the waterfront. It offers unique event spaces with modern design, stunning views, and a rooftop terrace.</p>\n<p>The ICA’s exclusive caterer for all events, The Catered Affair, creates fresh, creative, and exquisite cuisine for some of Boston’s most recognizable events and institutions.</p>\n<h3>The Exchange Conference Center</h3>\n<p><strong>URL</strong>: <a href=\"https://exchangeconferencecenter.com/\">https://exchangeconferencecenter.com/</a></p>\n<p>A waterfront venue with modern architecture and versatile event spaces. It offers panoramic views of Boston Harbor and can accommodate both intimate and large weddings.</p>\n<p>Exchange Hall, with floor to ceiling windows, offers a panoramic view of Boston Harbor, and the terrace allows a party to move outdoors during the warmer months.</p>\n<h3>The Omni Parker House</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Omni_Parker_House\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Omni_Parker_House</a></p>\n<p>A hotel founded in 1855 and located in downtown Boston. It offers elegant event spaces with classic decor and a timeless ambiance, perfect for weddings.</p>\n<p>The Omni Parker House is a member of Historic Hotels of America, the official program of the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Boston, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Wedding Insurance (</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>USA</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row. <em>In MA? Get $25 off your policy by entering this code in the \"Coupon code\" box on the portal: <strong><span style=\"background-color: #ffff04;\">MAWedding$25off</span><br></strong></em><br><span style=\"background-color: #ffff04;\"></span></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-massachusetts\">Wedding insurance in Massachusetts</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-boston/\" rel=\"noopener\">Google Web Story: The best wedding venues in Boston, MA</a></li>\n</ul>","rss_summary":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>\n","rss_body":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>\n<!--more-->\n<p>Boston, MA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a>\n<ul>\n<li><em>In Massachusetts? Get $25 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <span style=\"background-color: #ffff04;\"><strong>MAWedding$25off</strong></span></em></li>\n</ul>\n</li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Boston</h2>\n<h3>Trinity Church | Best church for wedding Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.trinitychurchboston.org/\">https://www.trinitychurchboston.org/</a></p>\n<p>An historic, picturesque episcopal church located in Copley Square. It features stunning Gothic architecture and beautiful stained-glass windows.</p>\n<p>Any member of Trinity Church may be married at this church. The sacrament of marriage at Trinity has been fully open to same-gender couples since 2009.&nbsp;</p>\n<h3>Old South Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.oldsouth.org/\">https://www.oldsouth.org/</a></p>\n<p>A congregation with a rich history and a beautiful sanctuary, also located in Copley Square. The church boasts elegant architecture and a stunning organ.</p>\n<p>This church was designated a National Historic Landmark in 1970 for its architectural significance as one of the finest High Victorian Gothic churches in New England.</p>\n<h3>The Arlington Street Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.ascboston.org/\">https://www.ascboston.org/</a></p>\n<p>A Unitarian Universalist congregation with a stunning white exterior and beautiful interior. It is located near the Public Garden and offers a romantic setting for a wedding.</p>\n<p>Arlington Street Church is located in the heart of downtown Boston and the Back Bay neighborhood and makes the perfect location for any wedding.</p>\n<h3>Islamic Center of Boston, Wayland | Best mosque for nikah Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://icbwayland.org/index.html\">https://icbwayland.org/index.html</a></p>\n<p>ICB Wayland is located at 126 Boston Post Road in Wayland, MA. This mosque can be used for nikah (Muslim weddings).</p>\n<p>All of ICB Wayland’s services are performed by volunteers. Accordingly, they have volunteers who can perform nikah ceremonies. They have registered with the State of Massachusetts as marriage officiants.</p>\n<h3>Temple Shir Tikva | Best synagogue for weddings Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.shirtikva.org/\">https://www.shirtikva.org/</a></p>\n<p>Located at 141 Boston Post Road, Wayland, MA, Shir Tikva can be used for Jewish weddings. A Jewish marriage is called&nbsp;<em>Kiddushin</em>, a sacred relationship marked by a commitment to a Jewish present and future.</p>\n<p>Jewish weddings can take place in the sanctuary at Temple Shir Tikva.</p>\n<p>Shir Tikva’s rabbis and cantor are available for the weddings of their members and children.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Boston</h2>\n<h3>Boston Public Garden | Park for wedding Boston</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-garden-shutterstock_355605908-forweb.jpg\" alt=\"Boston Public Garden\" width=\"600\" height=\"401\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Garden</a></p>\n<p>A picturesque and iconic park in the heart of Boston. It offers beautiful landscapes, blooming flowers, and a serene atmosphere, making it an ideal outdoor venue for a wedding.</p>\n<p>The Public Garden was the first public botanical garden in America.</p>\n<h3>Larz Anderson Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Larz_Anderson_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Larz_Anderson_Park</a></p>\n<p>A spacious park located in Brookline, just outside of Boston. It offers rolling hills, scenic views, and a mansion that can be used for receptions or indoor ceremonies.</p>\n<p>Brookline requires permits for the use of any of the park's 12 picnic tables.</p>\n<h3>The Gardens at Elm Bank</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masshort.org/the-garden-at-elm-bank\">https://www.masshort.org/the-garden-at-elm-bank</a></p>\n<p>A botanical garden located in Wellesley, a short distance from Boston. It features stunning landscapes, manicured gardens, and a variety of unique outdoor spaces for ceremonies and receptions.</p>\n<p>As guests arrive, they are guided through a wooded driveway which leads to complimentary parking. Included in all rentals is use of the gardens for photography and cocktail receptions.</p>\n<h3>The Esplanade</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Charles_River_Esplanade\" rel=\"sponsored nofollow noopener\">https://en.wikipedia.org/wiki/Charles_River_Esplanade</a></p>\n<p>A picturesque waterfront area along the Charles River. It offers stunning views of the Boston skyline and ample space for outdoor ceremonies or receptions.</p>\n<p>The Esplanade comprises part of the Charles River Reservation state park. The Esplanade was designated as a landmark by the Boston Landmarks Commission in 2009.</p>\n<h3>The Lyman Estate</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Lyman_Estate\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Lyman_Estate</a></p>\n<p>An historic garden located in Waltham, just outside of Boston. It features formal gardens and beautiful lawns that would be ideal for an outdoors wedding.</p>\n<p>The grounds are open to the public daily for free; an admission fee is required for the house.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in Boston</h2>\n<h3>The Liberty Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://libertyhotel.com/\">https://libertyhotel.com/</a></p>\n<p>A hotel with elegant event spaces and unique architecture. It offers multiple venues for weddings, including the Liberty Ballroom and various restaurants, including Alibi.</p>\n<p>Liberty Hotel’s wedding specialist will work with you to choose the ideal venue, customize your wedding plans, and ensure your magical day is exactly as you dreamed.</p>\n<h3>Mistral</h3>\n<p><strong>URL</strong>: <a href=\"https://mistralbistro.com/\">https://mistralbistro.com/</a></p>\n<p>A contemporary French restaurant located in the South End. It offers a sophisticated ambiance, exquisite cuisine, and private dining areas suitable for intimate weddings.</p>\n<p>Le Salon du Mistral, Mistral’s private dining room, provides a sophisticated setting for gatherings of 60 seated and up to 80 for a reception.</p>\n<h3>Alden &amp; Harlow</h3>\n<p><strong>URL</strong>: <a href=\"https://www.aldenharlow.com/\">https://www.aldenharlow.com/</a></p>\n<p>A trendy American restaurant located in Cambridge. It offers a stylish setting, innovative dishes, and a private dining room that can accommodate small to medium-sized weddings.</p>\n<p>This restaurant has multiple event spaces available to host tasting menus for large groups, small private parties, partial dining room buyouts and full buyouts of the entire restaurant.</p>\n<h3>The Sinclair</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sinclaircambridge.com/\">https://www.sinclaircambridge.com/</a></p>\n<p>A versatile venue in Cambridge that hosts live music events but also offers event spaces for weddings. It features a modern industrial ambiance and can accommodate both small and large gatherings.</p>\n<p>The restaurant offers a variety of different layouts for more intimate events; anything from a 30-person cocktail party to a 150-person dinner.</p>\n<h3>Beehive Restaurant</h3>\n<p><strong>URL</strong>: <a href=\"https://www.beehiveboston.com/\">https://www.beehiveboston.com/</a></p>\n<p>The Beehive is an underground Bohemian restaurant and bar for creative New American fare. Located at 541 Tremont St. in Boston.</p>\n<p>With great food, a wine and beverage program, accommodating staff, and live entertainment, a celebration at The Beehive is a memorable experience.</p>\n<p>Groups up to 400+ can be accommodated.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Boston</h2>\n<h3>The Boston Public Library</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Library\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Library</a></p>\n<p>A library with grand architecture and beautiful event spaces. It offers a variety of options for weddings, including the stunning Bates Hall and the outdoor courtyard.</p>\n<p>This building was designated as a landmark by the Boston Landmarks Commission in 2000.</p>\n<h3>The State Room</h3>\n<p><strong>URL</strong>: <a href=\"https://longwoodvenues.com/\">https://longwoodvenues.com/</a></p>\n<p>A sophisticated event venue located on the 33rd floor of a high-rise building. It offers breathtaking views of Boston, modern decor, and multiple event spaces.</p>\n<p>Hosting 1,200+ guests on a flow or 900 guests for sit-down dinner and dancing makes the State Room a truly large luxury event space in Boston.</p>\n<h3>The Institute of Contemporary Art</h3>\n<p><strong>URL</strong>: <a href=\"https://www.icaboston.org/\">https://www.icaboston.org/</a></p>\n<p>A contemporary art museum located on the waterfront. It offers unique event spaces with modern design, stunning views, and a rooftop terrace.</p>\n<p>The ICA’s exclusive caterer for all events, The Catered Affair, creates fresh, creative, and exquisite cuisine for some of Boston’s most recognizable events and institutions.</p>\n<h3>The Exchange Conference Center</h3>\n<p><strong>URL</strong>: <a href=\"https://exchangeconferencecenter.com/\">https://exchangeconferencecenter.com/</a></p>\n<p>A waterfront venue with modern architecture and versatile event spaces. It offers panoramic views of Boston Harbor and can accommodate both intimate and large weddings.</p>\n<p>Exchange Hall, with floor to ceiling windows, offers a panoramic view of Boston Harbor, and the terrace allows a party to move outdoors during the warmer months.</p>\n<h3>The Omni Parker House</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Omni_Parker_House\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Omni_Parker_House</a></p>\n<p>A hotel founded in 1855 and located in downtown Boston. It offers elegant event spaces with classic decor and a timeless ambiance, perfect for weddings.</p>\n<p>The Omni Parker House is a member of Historic Hotels of America, the official program of the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Boston, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Wedding Insurance (</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>USA</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row. <em>In MA? Get $25 off your policy by entering this code in the \"Coupon code\" box on the portal: <strong><span style=\"background-color: #ffff04;\">MAWedding$25off</span><br></strong></em><br><span style=\"background-color: #ffff04;\"></span></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-massachusetts\">Wedding insurance in Massachusetts</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-boston/\" rel=\"noopener\">Google Web Story: The best wedding venues in Boston, MA</a></li>\n</ul>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":null,"blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"layout_sections":{},"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Boston skyline / wedding venues Boston","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"meta_keywords":null,"meta_description":"Boston, MA has no shortage of impressive venues that are appropriate for hosting weddings. 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>\n<!--more-->\n<p>Boston, MA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a>\n<ul>\n<li><em>In Massachusetts? Get $25 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <span style=\"background-color: #ffff04;\"><strong>MAWedding$25off</strong></span></em></li>\n</ul>\n</li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Boston</h2>\n<h3>Trinity Church | Best church for wedding Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.trinitychurchboston.org/\">https://www.trinitychurchboston.org/</a></p>\n<p>An historic, picturesque episcopal church located in Copley Square. It features stunning Gothic architecture and beautiful stained-glass windows.</p>\n<p>Any member of Trinity Church may be married at this church. The sacrament of marriage at Trinity has been fully open to same-gender couples since 2009.&nbsp;</p>\n<h3>Old South Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.oldsouth.org/\">https://www.oldsouth.org/</a></p>\n<p>A congregation with a rich history and a beautiful sanctuary, also located in Copley Square. The church boasts elegant architecture and a stunning organ.</p>\n<p>This church was designated a National Historic Landmark in 1970 for its architectural significance as one of the finest High Victorian Gothic churches in New England.</p>\n<h3>The Arlington Street Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.ascboston.org/\">https://www.ascboston.org/</a></p>\n<p>A Unitarian Universalist congregation with a stunning white exterior and beautiful interior. It is located near the Public Garden and offers a romantic setting for a wedding.</p>\n<p>Arlington Street Church is located in the heart of downtown Boston and the Back Bay neighborhood and makes the perfect location for any wedding.</p>\n<h3>Islamic Center of Boston, Wayland | Best mosque for nikah Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://icbwayland.org/index.html\">https://icbwayland.org/index.html</a></p>\n<p>ICB Wayland is located at 126 Boston Post Road in Wayland, MA. This mosque can be used for nikah (Muslim weddings).</p>\n<p>All of ICB Wayland’s services are performed by volunteers. Accordingly, they have volunteers who can perform nikah ceremonies. They have registered with the State of Massachusetts as marriage officiants.</p>\n<h3>Temple Shir Tikva | Best synagogue for weddings Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.shirtikva.org/\">https://www.shirtikva.org/</a></p>\n<p>Located at 141 Boston Post Road, Wayland, MA, Shir Tikva can be used for Jewish weddings. A Jewish marriage is called&nbsp;<em>Kiddushin</em>, a sacred relationship marked by a commitment to a Jewish present and future.</p>\n<p>Jewish weddings can take place in the sanctuary at Temple Shir Tikva.</p>\n<p>Shir Tikva’s rabbis and cantor are available for the weddings of their members and children.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Boston</h2>\n<h3>Boston Public Garden | Park for wedding Boston</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-garden-shutterstock_355605908-forweb.jpg\" alt=\"Boston Public Garden\" width=\"600\" height=\"401\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Garden</a></p>\n<p>A picturesque and iconic park in the heart of Boston. It offers beautiful landscapes, blooming flowers, and a serene atmosphere, making it an ideal outdoor venue for a wedding.</p>\n<p>The Public Garden was the first public botanical garden in America.</p>\n<h3>Larz Anderson Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Larz_Anderson_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Larz_Anderson_Park</a></p>\n<p>A spacious park located in Brookline, just outside of Boston. It offers rolling hills, scenic views, and a mansion that can be used for receptions or indoor ceremonies.</p>\n<p>Brookline requires permits for the use of any of the park's 12 picnic tables.</p>\n<h3>The Gardens at Elm Bank</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masshort.org/the-garden-at-elm-bank\">https://www.masshort.org/the-garden-at-elm-bank</a></p>\n<p>A botanical garden located in Wellesley, a short distance from Boston. It features stunning landscapes, manicured gardens, and a variety of unique outdoor spaces for ceremonies and receptions.</p>\n<p>As guests arrive, they are guided through a wooded driveway which leads to complimentary parking. Included in all rentals is use of the gardens for photography and cocktail receptions.</p>\n<h3>The Esplanade</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Charles_River_Esplanade\" rel=\"sponsored nofollow noopener\">https://en.wikipedia.org/wiki/Charles_River_Esplanade</a></p>\n<p>A picturesque waterfront area along the Charles River. It offers stunning views of the Boston skyline and ample space for outdoor ceremonies or receptions.</p>\n<p>The Esplanade comprises part of the Charles River Reservation state park. The Esplanade was designated as a landmark by the Boston Landmarks Commission in 2009.</p>\n<h3>The Lyman Estate</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Lyman_Estate\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Lyman_Estate</a></p>\n<p>An historic garden located in Waltham, just outside of Boston. It features formal gardens and beautiful lawns that would be ideal for an outdoors wedding.</p>\n<p>The grounds are open to the public daily for free; an admission fee is required for the house.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in Boston</h2>\n<h3>The Liberty Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://libertyhotel.com/\">https://libertyhotel.com/</a></p>\n<p>A hotel with elegant event spaces and unique architecture. It offers multiple venues for weddings, including the Liberty Ballroom and various restaurants, including Alibi.</p>\n<p>Liberty Hotel’s wedding specialist will work with you to choose the ideal venue, customize your wedding plans, and ensure your magical day is exactly as you dreamed.</p>\n<h3>Mistral</h3>\n<p><strong>URL</strong>: <a href=\"https://mistralbistro.com/\">https://mistralbistro.com/</a></p>\n<p>A contemporary French restaurant located in the South End. It offers a sophisticated ambiance, exquisite cuisine, and private dining areas suitable for intimate weddings.</p>\n<p>Le Salon du Mistral, Mistral’s private dining room, provides a sophisticated setting for gatherings of 60 seated and up to 80 for a reception.</p>\n<h3>Alden &amp; Harlow</h3>\n<p><strong>URL</strong>: <a href=\"https://www.aldenharlow.com/\">https://www.aldenharlow.com/</a></p>\n<p>A trendy American restaurant located in Cambridge. It offers a stylish setting, innovative dishes, and a private dining room that can accommodate small to medium-sized weddings.</p>\n<p>This restaurant has multiple event spaces available to host tasting menus for large groups, small private parties, partial dining room buyouts and full buyouts of the entire restaurant.</p>\n<h3>The Sinclair</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sinclaircambridge.com/\">https://www.sinclaircambridge.com/</a></p>\n<p>A versatile venue in Cambridge that hosts live music events but also offers event spaces for weddings. It features a modern industrial ambiance and can accommodate both small and large gatherings.</p>\n<p>The restaurant offers a variety of different layouts for more intimate events; anything from a 30-person cocktail party to a 150-person dinner.</p>\n<h3>Beehive Restaurant</h3>\n<p><strong>URL</strong>: <a href=\"https://www.beehiveboston.com/\">https://www.beehiveboston.com/</a></p>\n<p>The Beehive is an underground Bohemian restaurant and bar for creative New American fare. Located at 541 Tremont St. in Boston.</p>\n<p>With great food, a wine and beverage program, accommodating staff, and live entertainment, a celebration at The Beehive is a memorable experience.</p>\n<p>Groups up to 400+ can be accommodated.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Boston</h2>\n<h3>The Boston Public Library</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Library\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Library</a></p>\n<p>A library with grand architecture and beautiful event spaces. It offers a variety of options for weddings, including the stunning Bates Hall and the outdoor courtyard.</p>\n<p>This building was designated as a landmark by the Boston Landmarks Commission in 2000.</p>\n<h3>The State Room</h3>\n<p><strong>URL</strong>: <a href=\"https://longwoodvenues.com/\">https://longwoodvenues.com/</a></p>\n<p>A sophisticated event venue located on the 33rd floor of a high-rise building. It offers breathtaking views of Boston, modern decor, and multiple event spaces.</p>\n<p>Hosting 1,200+ guests on a flow or 900 guests for sit-down dinner and dancing makes the State Room a truly large luxury event space in Boston.</p>\n<h3>The Institute of Contemporary Art</h3>\n<p><strong>URL</strong>: <a href=\"https://www.icaboston.org/\">https://www.icaboston.org/</a></p>\n<p>A contemporary art museum located on the waterfront. It offers unique event spaces with modern design, stunning views, and a rooftop terrace.</p>\n<p>The ICA’s exclusive caterer for all events, The Catered Affair, creates fresh, creative, and exquisite cuisine for some of Boston’s most recognizable events and institutions.</p>\n<h3>The Exchange Conference Center</h3>\n<p><strong>URL</strong>: <a href=\"https://exchangeconferencecenter.com/\">https://exchangeconferencecenter.com/</a></p>\n<p>A waterfront venue with modern architecture and versatile event spaces. It offers panoramic views of Boston Harbor and can accommodate both intimate and large weddings.</p>\n<p>Exchange Hall, with floor to ceiling windows, offers a panoramic view of Boston Harbor, and the terrace allows a party to move outdoors during the warmer months.</p>\n<h3>The Omni Parker House</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Omni_Parker_House\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Omni_Parker_House</a></p>\n<p>A hotel founded in 1855 and located in downtown Boston. It offers elegant event spaces with classic decor and a timeless ambiance, perfect for weddings.</p>\n<p>The Omni Parker House is a member of Historic Hotels of America, the official program of the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Boston, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Wedding Insurance (</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>USA</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row. <em>In MA? Get $25 off your policy by entering this code in the \"Coupon code\" box on the portal: <strong><span style=\"background-color: #ffff04;\">MAWedding$25off</span><br></strong></em><br><span style=\"background-color: #ffff04;\"></span></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-massachusetts\">Wedding insurance in Massachusetts</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-boston/\" rel=\"noopener\">Google Web Story: The best wedding venues in Boston, MA</a></li>\n</ul>","postBodyRss":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>\n<!--more-->\n<p>Boston, MA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a>\n<ul>\n<li><em>In Massachusetts? Get $25 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <span style=\"background-color: #ffff04;\"><strong>MAWedding$25off</strong></span></em></li>\n</ul>\n</li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Boston</h2>\n<h3>Trinity Church | Best church for wedding Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.trinitychurchboston.org/\">https://www.trinitychurchboston.org/</a></p>\n<p>An historic, picturesque episcopal church located in Copley Square. It features stunning Gothic architecture and beautiful stained-glass windows.</p>\n<p>Any member of Trinity Church may be married at this church. The sacrament of marriage at Trinity has been fully open to same-gender couples since 2009.&nbsp;</p>\n<h3>Old South Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.oldsouth.org/\">https://www.oldsouth.org/</a></p>\n<p>A congregation with a rich history and a beautiful sanctuary, also located in Copley Square. The church boasts elegant architecture and a stunning organ.</p>\n<p>This church was designated a National Historic Landmark in 1970 for its architectural significance as one of the finest High Victorian Gothic churches in New England.</p>\n<h3>The Arlington Street Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.ascboston.org/\">https://www.ascboston.org/</a></p>\n<p>A Unitarian Universalist congregation with a stunning white exterior and beautiful interior. It is located near the Public Garden and offers a romantic setting for a wedding.</p>\n<p>Arlington Street Church is located in the heart of downtown Boston and the Back Bay neighborhood and makes the perfect location for any wedding.</p>\n<h3>Islamic Center of Boston, Wayland | Best mosque for nikah Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://icbwayland.org/index.html\">https://icbwayland.org/index.html</a></p>\n<p>ICB Wayland is located at 126 Boston Post Road in Wayland, MA. This mosque can be used for nikah (Muslim weddings).</p>\n<p>All of ICB Wayland’s services are performed by volunteers. Accordingly, they have volunteers who can perform nikah ceremonies. They have registered with the State of Massachusetts as marriage officiants.</p>\n<h3>Temple Shir Tikva | Best synagogue for weddings Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.shirtikva.org/\">https://www.shirtikva.org/</a></p>\n<p>Located at 141 Boston Post Road, Wayland, MA, Shir Tikva can be used for Jewish weddings. A Jewish marriage is called&nbsp;<em>Kiddushin</em>, a sacred relationship marked by a commitment to a Jewish present and future.</p>\n<p>Jewish weddings can take place in the sanctuary at Temple Shir Tikva.</p>\n<p>Shir Tikva’s rabbis and cantor are available for the weddings of their members and children.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Boston</h2>\n<h3>Boston Public Garden | Park for wedding Boston</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-garden-shutterstock_355605908-forweb.jpg\" alt=\"Boston Public Garden\" width=\"600\" height=\"401\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Garden</a></p>\n<p>A picturesque and iconic park in the heart of Boston. It offers beautiful landscapes, blooming flowers, and a serene atmosphere, making it an ideal outdoor venue for a wedding.</p>\n<p>The Public Garden was the first public botanical garden in America.</p>\n<h3>Larz Anderson Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Larz_Anderson_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Larz_Anderson_Park</a></p>\n<p>A spacious park located in Brookline, just outside of Boston. It offers rolling hills, scenic views, and a mansion that can be used for receptions or indoor ceremonies.</p>\n<p>Brookline requires permits for the use of any of the park's 12 picnic tables.</p>\n<h3>The Gardens at Elm Bank</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masshort.org/the-garden-at-elm-bank\">https://www.masshort.org/the-garden-at-elm-bank</a></p>\n<p>A botanical garden located in Wellesley, a short distance from Boston. It features stunning landscapes, manicured gardens, and a variety of unique outdoor spaces for ceremonies and receptions.</p>\n<p>As guests arrive, they are guided through a wooded driveway which leads to complimentary parking. Included in all rentals is use of the gardens for photography and cocktail receptions.</p>\n<h3>The Esplanade</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Charles_River_Esplanade\" rel=\"sponsored nofollow noopener\">https://en.wikipedia.org/wiki/Charles_River_Esplanade</a></p>\n<p>A picturesque waterfront area along the Charles River. It offers stunning views of the Boston skyline and ample space for outdoor ceremonies or receptions.</p>\n<p>The Esplanade comprises part of the Charles River Reservation state park. The Esplanade was designated as a landmark by the Boston Landmarks Commission in 2009.</p>\n<h3>The Lyman Estate</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Lyman_Estate\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Lyman_Estate</a></p>\n<p>An historic garden located in Waltham, just outside of Boston. It features formal gardens and beautiful lawns that would be ideal for an outdoors wedding.</p>\n<p>The grounds are open to the public daily for free; an admission fee is required for the house.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in Boston</h2>\n<h3>The Liberty Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://libertyhotel.com/\">https://libertyhotel.com/</a></p>\n<p>A hotel with elegant event spaces and unique architecture. It offers multiple venues for weddings, including the Liberty Ballroom and various restaurants, including Alibi.</p>\n<p>Liberty Hotel’s wedding specialist will work with you to choose the ideal venue, customize your wedding plans, and ensure your magical day is exactly as you dreamed.</p>\n<h3>Mistral</h3>\n<p><strong>URL</strong>: <a href=\"https://mistralbistro.com/\">https://mistralbistro.com/</a></p>\n<p>A contemporary French restaurant located in the South End. It offers a sophisticated ambiance, exquisite cuisine, and private dining areas suitable for intimate weddings.</p>\n<p>Le Salon du Mistral, Mistral’s private dining room, provides a sophisticated setting for gatherings of 60 seated and up to 80 for a reception.</p>\n<h3>Alden &amp; Harlow</h3>\n<p><strong>URL</strong>: <a href=\"https://www.aldenharlow.com/\">https://www.aldenharlow.com/</a></p>\n<p>A trendy American restaurant located in Cambridge. It offers a stylish setting, innovative dishes, and a private dining room that can accommodate small to medium-sized weddings.</p>\n<p>This restaurant has multiple event spaces available to host tasting menus for large groups, small private parties, partial dining room buyouts and full buyouts of the entire restaurant.</p>\n<h3>The Sinclair</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sinclaircambridge.com/\">https://www.sinclaircambridge.com/</a></p>\n<p>A versatile venue in Cambridge that hosts live music events but also offers event spaces for weddings. It features a modern industrial ambiance and can accommodate both small and large gatherings.</p>\n<p>The restaurant offers a variety of different layouts for more intimate events; anything from a 30-person cocktail party to a 150-person dinner.</p>\n<h3>Beehive Restaurant</h3>\n<p><strong>URL</strong>: <a href=\"https://www.beehiveboston.com/\">https://www.beehiveboston.com/</a></p>\n<p>The Beehive is an underground Bohemian restaurant and bar for creative New American fare. Located at 541 Tremont St. in Boston.</p>\n<p>With great food, a wine and beverage program, accommodating staff, and live entertainment, a celebration at The Beehive is a memorable experience.</p>\n<p>Groups up to 400+ can be accommodated.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Boston</h2>\n<h3>The Boston Public Library</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Library\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Library</a></p>\n<p>A library with grand architecture and beautiful event spaces. It offers a variety of options for weddings, including the stunning Bates Hall and the outdoor courtyard.</p>\n<p>This building was designated as a landmark by the Boston Landmarks Commission in 2000.</p>\n<h3>The State Room</h3>\n<p><strong>URL</strong>: <a href=\"https://longwoodvenues.com/\">https://longwoodvenues.com/</a></p>\n<p>A sophisticated event venue located on the 33rd floor of a high-rise building. It offers breathtaking views of Boston, modern decor, and multiple event spaces.</p>\n<p>Hosting 1,200+ guests on a flow or 900 guests for sit-down dinner and dancing makes the State Room a truly large luxury event space in Boston.</p>\n<h3>The Institute of Contemporary Art</h3>\n<p><strong>URL</strong>: <a href=\"https://www.icaboston.org/\">https://www.icaboston.org/</a></p>\n<p>A contemporary art museum located on the waterfront. It offers unique event spaces with modern design, stunning views, and a rooftop terrace.</p>\n<p>The ICA’s exclusive caterer for all events, The Catered Affair, creates fresh, creative, and exquisite cuisine for some of Boston’s most recognizable events and institutions.</p>\n<h3>The Exchange Conference Center</h3>\n<p><strong>URL</strong>: <a href=\"https://exchangeconferencecenter.com/\">https://exchangeconferencecenter.com/</a></p>\n<p>A waterfront venue with modern architecture and versatile event spaces. It offers panoramic views of Boston Harbor and can accommodate both intimate and large weddings.</p>\n<p>Exchange Hall, with floor to ceiling windows, offers a panoramic view of Boston Harbor, and the terrace allows a party to move outdoors during the warmer months.</p>\n<h3>The Omni Parker House</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Omni_Parker_House\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Omni_Parker_House</a></p>\n<p>A hotel founded in 1855 and located in downtown Boston. It offers elegant event spaces with classic decor and a timeless ambiance, perfect for weddings.</p>\n<p>The Omni Parker House is a member of Historic Hotels of America, the official program of the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Boston, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Wedding Insurance (</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>USA</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row. <em>In MA? Get $25 off your policy by entering this code in the \"Coupon code\" box on the portal: <strong><span style=\"background-color: #ffff04;\">MAWedding$25off</span><br></strong></em><br><span style=\"background-color: #ffff04;\"></span></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-massachusetts\">Wedding insurance in Massachusetts</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-boston/\" rel=\"noopener\">Google Web Story: The best wedding venues in Boston, MA</a></li>\n</ul>","postEmailContent":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-sky-shutterstock_464096204-forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>\n<!--more-->\n<p>Boston, MA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a>\n<ul>\n<li><em>In Massachusetts? Get $25 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <span style=\"background-color: #ffff04;\"><strong>MAWedding$25off</strong></span></em></li>\n</ul>\n</li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Boston</h2>\n<h3>Trinity Church | Best church for wedding Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.trinitychurchboston.org/\">https://www.trinitychurchboston.org/</a></p>\n<p>An historic, picturesque episcopal church located in Copley Square. It features stunning Gothic architecture and beautiful stained-glass windows.</p>\n<p>Any member of Trinity Church may be married at this church. The sacrament of marriage at Trinity has been fully open to same-gender couples since 2009.&nbsp;</p>\n<h3>Old South Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.oldsouth.org/\">https://www.oldsouth.org/</a></p>\n<p>A congregation with a rich history and a beautiful sanctuary, also located in Copley Square. The church boasts elegant architecture and a stunning organ.</p>\n<p>This church was designated a National Historic Landmark in 1970 for its architectural significance as one of the finest High Victorian Gothic churches in New England.</p>\n<h3>The Arlington Street Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.ascboston.org/\">https://www.ascboston.org/</a></p>\n<p>A Unitarian Universalist congregation with a stunning white exterior and beautiful interior. It is located near the Public Garden and offers a romantic setting for a wedding.</p>\n<p>Arlington Street Church is located in the heart of downtown Boston and the Back Bay neighborhood and makes the perfect location for any wedding.</p>\n<h3>Islamic Center of Boston, Wayland | Best mosque for nikah Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://icbwayland.org/index.html\">https://icbwayland.org/index.html</a></p>\n<p>ICB Wayland is located at 126 Boston Post Road in Wayland, MA. This mosque can be used for nikah (Muslim weddings).</p>\n<p>All of ICB Wayland’s services are performed by volunteers. Accordingly, they have volunteers who can perform nikah ceremonies. They have registered with the State of Massachusetts as marriage officiants.</p>\n<h3>Temple Shir Tikva | Best synagogue for weddings Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.shirtikva.org/\">https://www.shirtikva.org/</a></p>\n<p>Located at 141 Boston Post Road, Wayland, MA, Shir Tikva can be used for Jewish weddings. A Jewish marriage is called&nbsp;<em>Kiddushin</em>, a sacred relationship marked by a commitment to a Jewish present and future.</p>\n<p>Jewish weddings can take place in the sanctuary at Temple Shir Tikva.</p>\n<p>Shir Tikva’s rabbis and cantor are available for the weddings of their members and children.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Boston</h2>\n<h3>Boston Public Garden | Park for wedding Boston</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-garden-shutterstock_355605908-forweb.jpg\" alt=\"Boston Public Garden\" width=\"600\" height=\"401\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Garden</a></p>\n<p>A picturesque and iconic park in the heart of Boston. It offers beautiful landscapes, blooming flowers, and a serene atmosphere, making it an ideal outdoor venue for a wedding.</p>\n<p>The Public Garden was the first public botanical garden in America.</p>\n<h3>Larz Anderson Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Larz_Anderson_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Larz_Anderson_Park</a></p>\n<p>A spacious park located in Brookline, just outside of Boston. It offers rolling hills, scenic views, and a mansion that can be used for receptions or indoor ceremonies.</p>\n<p>Brookline requires permits for the use of any of the park's 12 picnic tables.</p>\n<h3>The Gardens at Elm Bank</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masshort.org/the-garden-at-elm-bank\">https://www.masshort.org/the-garden-at-elm-bank</a></p>\n<p>A botanical garden located in Wellesley, a short distance from Boston. It features stunning landscapes, manicured gardens, and a variety of unique outdoor spaces for ceremonies and receptions.</p>\n<p>As guests arrive, they are guided through a wooded driveway which leads to complimentary parking. Included in all rentals is use of the gardens for photography and cocktail receptions.</p>\n<h3>The Esplanade</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Charles_River_Esplanade\" rel=\"sponsored nofollow noopener\">https://en.wikipedia.org/wiki/Charles_River_Esplanade</a></p>\n<p>A picturesque waterfront area along the Charles River. It offers stunning views of the Boston skyline and ample space for outdoor ceremonies or receptions.</p>\n<p>The Esplanade comprises part of the Charles River Reservation state park. The Esplanade was designated as a landmark by the Boston Landmarks Commission in 2009.</p>\n<h3>The Lyman Estate</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Lyman_Estate\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Lyman_Estate</a></p>\n<p>An historic garden located in Waltham, just outside of Boston. It features formal gardens and beautiful lawns that would be ideal for an outdoors wedding.</p>\n<p>The grounds are open to the public daily for free; an admission fee is required for the house.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in Boston</h2>\n<h3>The Liberty Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://libertyhotel.com/\">https://libertyhotel.com/</a></p>\n<p>A hotel with elegant event spaces and unique architecture. It offers multiple venues for weddings, including the Liberty Ballroom and various restaurants, including Alibi.</p>\n<p>Liberty Hotel’s wedding specialist will work with you to choose the ideal venue, customize your wedding plans, and ensure your magical day is exactly as you dreamed.</p>\n<h3>Mistral</h3>\n<p><strong>URL</strong>: <a href=\"https://mistralbistro.com/\">https://mistralbistro.com/</a></p>\n<p>A contemporary French restaurant located in the South End. It offers a sophisticated ambiance, exquisite cuisine, and private dining areas suitable for intimate weddings.</p>\n<p>Le Salon du Mistral, Mistral’s private dining room, provides a sophisticated setting for gatherings of 60 seated and up to 80 for a reception.</p>\n<h3>Alden &amp; Harlow</h3>\n<p><strong>URL</strong>: <a href=\"https://www.aldenharlow.com/\">https://www.aldenharlow.com/</a></p>\n<p>A trendy American restaurant located in Cambridge. It offers a stylish setting, innovative dishes, and a private dining room that can accommodate small to medium-sized weddings.</p>\n<p>This restaurant has multiple event spaces available to host tasting menus for large groups, small private parties, partial dining room buyouts and full buyouts of the entire restaurant.</p>\n<h3>The Sinclair</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sinclaircambridge.com/\">https://www.sinclaircambridge.com/</a></p>\n<p>A versatile venue in Cambridge that hosts live music events but also offers event spaces for weddings. It features a modern industrial ambiance and can accommodate both small and large gatherings.</p>\n<p>The restaurant offers a variety of different layouts for more intimate events; anything from a 30-person cocktail party to a 150-person dinner.</p>\n<h3>Beehive Restaurant</h3>\n<p><strong>URL</strong>: <a href=\"https://www.beehiveboston.com/\">https://www.beehiveboston.com/</a></p>\n<p>The Beehive is an underground Bohemian restaurant and bar for creative New American fare. Located at 541 Tremont St. in Boston.</p>\n<p>With great food, a wine and beverage program, accommodating staff, and live entertainment, a celebration at The Beehive is a memorable experience.</p>\n<p>Groups up to 400+ can be accommodated.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Boston</h2>\n<h3>The Boston Public Library</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Library\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Library</a></p>\n<p>A library with grand architecture and beautiful event spaces. It offers a variety of options for weddings, including the stunning Bates Hall and the outdoor courtyard.</p>\n<p>This building was designated as a landmark by the Boston Landmarks Commission in 2000.</p>\n<h3>The State Room</h3>\n<p><strong>URL</strong>: <a href=\"https://longwoodvenues.com/\">https://longwoodvenues.com/</a></p>\n<p>A sophisticated event venue located on the 33rd floor of a high-rise building. It offers breathtaking views of Boston, modern decor, and multiple event spaces.</p>\n<p>Hosting 1,200+ guests on a flow or 900 guests for sit-down dinner and dancing makes the State Room a truly large luxury event space in Boston.</p>\n<h3>The Institute of Contemporary Art</h3>\n<p><strong>URL</strong>: <a href=\"https://www.icaboston.org/\">https://www.icaboston.org/</a></p>\n<p>A contemporary art museum located on the waterfront. It offers unique event spaces with modern design, stunning views, and a rooftop terrace.</p>\n<p>The ICA’s exclusive caterer for all events, The Catered Affair, creates fresh, creative, and exquisite cuisine for some of Boston’s most recognizable events and institutions.</p>\n<h3>The Exchange Conference Center</h3>\n<p><strong>URL</strong>: <a href=\"https://exchangeconferencecenter.com/\">https://exchangeconferencecenter.com/</a></p>\n<p>A waterfront venue with modern architecture and versatile event spaces. It offers panoramic views of Boston Harbor and can accommodate both intimate and large weddings.</p>\n<p>Exchange Hall, with floor to ceiling windows, offers a panoramic view of Boston Harbor, and the terrace allows a party to move outdoors during the warmer months.</p>\n<h3>The Omni Parker House</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Omni_Parker_House\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Omni_Parker_House</a></p>\n<p>A hotel founded in 1855 and located in downtown Boston. It offers elegant event spaces with classic decor and a timeless ambiance, perfect for weddings.</p>\n<p>The Omni Parker House is a member of Historic Hotels of America, the official program of the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Boston, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Wedding Insurance (</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>USA</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row. <em>In MA? Get $25 off your policy by entering this code in the \"Coupon code\" box on the portal: <strong><span style=\"background-color: #ffff04;\">MAWedding$25off</span><br></strong></em><br><span style=\"background-color: #ffff04;\"></span></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-massachusetts\">Wedding insurance in Massachusetts</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-boston/\" rel=\"noopener\">Google Web Story: The best wedding venues in Boston, MA</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-sky-shutterstock_464096204-forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"SsWXyzIi","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20New%20Orleans/new-orleans-sky-shutterstock_725157976-forweb600.jpg","previousPostFeaturedImageAltText":"New Orleans skyline","previousPostName":"Best Wedding Venues in New Orleans | Best Places to Get Married in NOLA","previousPostSlug":"articles/best-wedding-venues-in-new-orleans","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1686074789000,"publishDateLocalTime":1686074789000,"publishDateLocalized":{"date":1686074789000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1686075803890,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-boston","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from Shutterstock</em></p>\n<!--more-->\n<p>Boston, MA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article.</p>\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#church\" rel=\"noopener\">Best church/synagogue/mosque wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#outdoor\" rel=\"noopener\">Best outdoor wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#resto\" rel=\"noopener\">Best restaurant wedding venues</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#other\" rel=\"noopener\">Best other wedding venues</a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a>\n<ul>\n<li><em>In Massachusetts? Get $25 off your wedding insurance policy by entering this code in the \"Coupon code\" box on the portal: <span style=\"background-color: #ffff04;\"><strong>MAWedding$25off</strong></span></em></li>\n</ul>\n</li>\n</ul>\n<p>&nbsp;</p>\n<a id=\"church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in Boston</h2>\n<h3>Trinity Church | Best church for wedding Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.trinitychurchboston.org/\">https://www.trinitychurchboston.org/</a></p>\n<p>An historic, picturesque episcopal church located in Copley Square. It features stunning Gothic architecture and beautiful stained-glass windows.</p>\n<p>Any member of Trinity Church may be married at this church. The sacrament of marriage at Trinity has been fully open to same-gender couples since 2009.&nbsp;</p>\n<h3>Old South Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.oldsouth.org/\">https://www.oldsouth.org/</a></p>\n<p>A congregation with a rich history and a beautiful sanctuary, also located in Copley Square. The church boasts elegant architecture and a stunning organ.</p>\n<p>This church was designated a National Historic Landmark in 1970 for its architectural significance as one of the finest High Victorian Gothic churches in New England.</p>\n<h3>The Arlington Street Church</h3>\n<p><strong>URL</strong>: <a href=\"https://www.ascboston.org/\">https://www.ascboston.org/</a></p>\n<p>A Unitarian Universalist congregation with a stunning white exterior and beautiful interior. It is located near the Public Garden and offers a romantic setting for a wedding.</p>\n<p>Arlington Street Church is located in the heart of downtown Boston and the Back Bay neighborhood and makes the perfect location for any wedding.</p>\n<h3>Islamic Center of Boston, Wayland | Best mosque for nikah Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://icbwayland.org/index.html\">https://icbwayland.org/index.html</a></p>\n<p>ICB Wayland is located at 126 Boston Post Road in Wayland, MA. This mosque can be used for nikah (Muslim weddings).</p>\n<p>All of ICB Wayland’s services are performed by volunteers. Accordingly, they have volunteers who can perform nikah ceremonies. They have registered with the State of Massachusetts as marriage officiants.</p>\n<h3>Temple Shir Tikva | Best synagogue for weddings Boston</h3>\n<p><strong>URL</strong>: <a href=\"https://www.shirtikva.org/\">https://www.shirtikva.org/</a></p>\n<p>Located at 141 Boston Post Road, Wayland, MA, Shir Tikva can be used for Jewish weddings. A Jewish marriage is called&nbsp;<em>Kiddushin</em>, a sacred relationship marked by a commitment to a Jewish present and future.</p>\n<p>Jewish weddings can take place in the sanctuary at Temple Shir Tikva.</p>\n<p>Shir Tikva’s rabbis and cantor are available for the weddings of their members and children.</p>\n<p>&nbsp;</p>\n<a id=\"outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in Boston</h2>\n<h3>Boston Public Garden | Park for wedding Boston</h3>\n<p><img src=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-garden-shutterstock_355605908-forweb.jpg\" alt=\"Boston Public Garden\" width=\"600\" height=\"401\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 600px; margin-left: auto; margin-right: auto; display: block;\"></p>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Garden\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Garden</a></p>\n<p>A picturesque and iconic park in the heart of Boston. It offers beautiful landscapes, blooming flowers, and a serene atmosphere, making it an ideal outdoor venue for a wedding.</p>\n<p>The Public Garden was the first public botanical garden in America.</p>\n<h3>Larz Anderson Park</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Larz_Anderson_Park\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Larz_Anderson_Park</a></p>\n<p>A spacious park located in Brookline, just outside of Boston. It offers rolling hills, scenic views, and a mansion that can be used for receptions or indoor ceremonies.</p>\n<p>Brookline requires permits for the use of any of the park's 12 picnic tables.</p>\n<h3>The Gardens at Elm Bank</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masshort.org/the-garden-at-elm-bank\">https://www.masshort.org/the-garden-at-elm-bank</a></p>\n<p>A botanical garden located in Wellesley, a short distance from Boston. It features stunning landscapes, manicured gardens, and a variety of unique outdoor spaces for ceremonies and receptions.</p>\n<p>As guests arrive, they are guided through a wooded driveway which leads to complimentary parking. Included in all rentals is use of the gardens for photography and cocktail receptions.</p>\n<h3>The Esplanade</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Charles_River_Esplanade\" rel=\"sponsored nofollow noopener\">https://en.wikipedia.org/wiki/Charles_River_Esplanade</a></p>\n<p>A picturesque waterfront area along the Charles River. It offers stunning views of the Boston skyline and ample space for outdoor ceremonies or receptions.</p>\n<p>The Esplanade comprises part of the Charles River Reservation state park. The Esplanade was designated as a landmark by the Boston Landmarks Commission in 2009.</p>\n<h3>The Lyman Estate</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Lyman_Estate\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Lyman_Estate</a></p>\n<p>An historic garden located in Waltham, just outside of Boston. It features formal gardens and beautiful lawns that would be ideal for an outdoors wedding.</p>\n<p>The grounds are open to the public daily for free; an admission fee is required for the house.</p>\n<p>&nbsp;</p>\n<a id=\"resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in Boston</h2>\n<h3>The Liberty Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://libertyhotel.com/\">https://libertyhotel.com/</a></p>\n<p>A hotel with elegant event spaces and unique architecture. It offers multiple venues for weddings, including the Liberty Ballroom and various restaurants, including Alibi.</p>\n<p>Liberty Hotel’s wedding specialist will work with you to choose the ideal venue, customize your wedding plans, and ensure your magical day is exactly as you dreamed.</p>\n<h3>Mistral</h3>\n<p><strong>URL</strong>: <a href=\"https://mistralbistro.com/\">https://mistralbistro.com/</a></p>\n<p>A contemporary French restaurant located in the South End. It offers a sophisticated ambiance, exquisite cuisine, and private dining areas suitable for intimate weddings.</p>\n<p>Le Salon du Mistral, Mistral’s private dining room, provides a sophisticated setting for gatherings of 60 seated and up to 80 for a reception.</p>\n<h3>Alden &amp; Harlow</h3>\n<p><strong>URL</strong>: <a href=\"https://www.aldenharlow.com/\">https://www.aldenharlow.com/</a></p>\n<p>A trendy American restaurant located in Cambridge. It offers a stylish setting, innovative dishes, and a private dining room that can accommodate small to medium-sized weddings.</p>\n<p>This restaurant has multiple event spaces available to host tasting menus for large groups, small private parties, partial dining room buyouts and full buyouts of the entire restaurant.</p>\n<h3>The Sinclair</h3>\n<p><strong>URL</strong>: <a href=\"https://www.sinclaircambridge.com/\">https://www.sinclaircambridge.com/</a></p>\n<p>A versatile venue in Cambridge that hosts live music events but also offers event spaces for weddings. It features a modern industrial ambiance and can accommodate both small and large gatherings.</p>\n<p>The restaurant offers a variety of different layouts for more intimate events; anything from a 30-person cocktail party to a 150-person dinner.</p>\n<h3>Beehive Restaurant</h3>\n<p><strong>URL</strong>: <a href=\"https://www.beehiveboston.com/\">https://www.beehiveboston.com/</a></p>\n<p>The Beehive is an underground Bohemian restaurant and bar for creative New American fare. Located at 541 Tremont St. in Boston.</p>\n<p>With great food, a wine and beverage program, accommodating staff, and live entertainment, a celebration at The Beehive is a memorable experience.</p>\n<p>Groups up to 400+ can be accommodated.</p>\n<p>&nbsp;</p>\n<a id=\"other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in Boston</h2>\n<h3>The Boston Public Library</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Boston_Public_Library\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Boston_Public_Library</a></p>\n<p>A library with grand architecture and beautiful event spaces. It offers a variety of options for weddings, including the stunning Bates Hall and the outdoor courtyard.</p>\n<p>This building was designated as a landmark by the Boston Landmarks Commission in 2000.</p>\n<h3>The State Room</h3>\n<p><strong>URL</strong>: <a href=\"https://longwoodvenues.com/\">https://longwoodvenues.com/</a></p>\n<p>A sophisticated event venue located on the 33rd floor of a high-rise building. It offers breathtaking views of Boston, modern decor, and multiple event spaces.</p>\n<p>Hosting 1,200+ guests on a flow or 900 guests for sit-down dinner and dancing makes the State Room a truly large luxury event space in Boston.</p>\n<h3>The Institute of Contemporary Art</h3>\n<p><strong>URL</strong>: <a href=\"https://www.icaboston.org/\">https://www.icaboston.org/</a></p>\n<p>A contemporary art museum located on the waterfront. It offers unique event spaces with modern design, stunning views, and a rooftop terrace.</p>\n<p>The ICA’s exclusive caterer for all events, The Catered Affair, creates fresh, creative, and exquisite cuisine for some of Boston’s most recognizable events and institutions.</p>\n<h3>The Exchange Conference Center</h3>\n<p><strong>URL</strong>: <a href=\"https://exchangeconferencecenter.com/\">https://exchangeconferencecenter.com/</a></p>\n<p>A waterfront venue with modern architecture and versatile event spaces. It offers panoramic views of Boston Harbor and can accommodate both intimate and large weddings.</p>\n<p>Exchange Hall, with floor to ceiling windows, offers a panoramic view of Boston Harbor, and the terrace allows a party to move outdoors during the warmer months.</p>\n<h3>The Omni Parker House</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Omni_Parker_House\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Omni_Parker_House</a></p>\n<p>A hotel founded in 1855 and located in downtown Boston. It offers elegant event spaces with classic decor and a timeless ambiance, perfect for weddings.</p>\n<p>The Omni Parker House is a member of Historic Hotels of America, the official program of the National Trust for Historic Preservation.</p>\n<p>&nbsp;</p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in Boston, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row:</p>\n<ul>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Wedding Insurance (</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>USA</span></a><a href=\"https://events.frontrowinsurance.com/us\"><span>)</span></a>: if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row. <em>In MA? Get $25 off your policy by entering this code in the \"Coupon code\" box on the portal: <strong><span style=\"background-color: #ffff04;\">MAWedding$25off</span><br></strong></em><br><span style=\"background-color: #ffff04;\"></span></li>\n<li style=\"border: none; margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/short-term-production-insurance-for-filmmakers-us?hsLang=en\"><span>Short Shoot Insurance (USA)</span></a>: if you’re doing any filming at the venue, it would make sense to get short-term production insurance, which covers up to 15 consecutive days of filming.</li>\n</ul>\n<p><em>&nbsp;</em></p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-massachusetts\">Wedding insurance in Massachusetts</a></li>\n<li><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-boston/\" rel=\"noopener\">Google Web Story: The best wedding venues in Boston, MA</a></li>\n</ul>","rssSummary":"<p style=\"text-align: right; font-size: 12px;\"><em>Images were purchased from 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publicity'","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"marketingCampaignGuids":[],"meta":{"html_title":"Dead persons in a film production have a 'right of publicity'","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949708924,949708959,3018617752,6386637934],"topic_ids":[949708924,949708959,3018617752,6386637934],"post_summary":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Whether someone is alive or deceased, they do have a <span style=\"font-weight: bold;\">right of publicity</span>, which means that they are (or should be) in control of the way their personality, their image, their likeness is displayed and exploited.</p>\n<p>So, if a production (a third party) wishes to obtain these rights, the same would apply for if the person is alive or deceased. If they are deceased, I’d recommend the production to reach out to the estate of the deceased because their estate would have obtained the rights of publicity from the deceased on the date of passing.</p>\n<p>So, if they want to reference and exploit an individual’s likeness, personality, image (even though they have passed), they would need to obtain those rights from the estate directly.</p>\n<p>There is the component of <a href=\"https://en.wikipedia.org/wiki/Public_domain\" rel=\"nofollow noopener\"><strong>public domain</strong></a>, which is a term that is not often understood and it varies by country. In Canada now, <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> is any individual, company or event would be free to basically use/reference/exploit as needed, provided the owner of that work has passed <em>plus 75 years after the date of passing has also elapsed</em>.</p>\n<p>So, after that period of time, something is public domain: if someone were to reference (positively or negatively) an historical character, you would be able to do that because it’s safely in the public domain. Someone who has recently passed however, you would need to obtain the necessary rights from their estate.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Marvin Gaye vs. Robin Thicke and Pharrel Williams (Blurred Lines)</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Whether someone is alive or deceased, they do have a <span style=\"font-weight: bold;\">right of publicity</span>, which means that they are (or should be) in control of the way their personality, their image, their likeness is displayed and exploited.</p>\n<p>So, if a production (a third party) wishes to obtain these rights, the same would apply for if the person is alive or deceased. If they are deceased, I’d recommend the production to reach out to the estate of the deceased because their estate would have obtained the rights of publicity from the deceased on the date of passing.</p>\n<p>So, if they want to reference and exploit an individual’s likeness, personality, image (even though they have passed), they would need to obtain those rights from the estate directly.</p>\n<p>There is the component of <a href=\"https://en.wikipedia.org/wiki/Public_domain\" rel=\"nofollow noopener\"><strong>public domain</strong></a>, which is a term that is not often understood and it varies by country. In Canada now, <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> is any individual, company or event would be free to basically use/reference/exploit as needed, provided the owner of that work has passed <em>plus 75 years after the date of passing has also elapsed</em>.</p>\n<p>So, after that period of time, something is public domain: if someone were to reference (positively or negatively) an historical character, you would be able to do that because it’s safely in the public domain. Someone who has recently passed however, you would need to obtain the necessary rights from their estate.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Marvin Gaye vs. Robin Thicke and Pharrel Williams (Blurred Lines)</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 13 Apr 2023 17:53:57 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Dead persons in a film production (through their heirs) have a right of publicity: lawyer explains.\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: 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Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personalizationStrategyId":null,"personalizationVariantStatus":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Whether someone is alive or deceased, they do have a <span style=\"font-weight: bold;\">right of publicity</span>, which means that they are (or should be) in control of the way their personality, their image, their likeness is displayed and exploited.</p>\n<p>So, if a production (a third party) wishes to obtain these rights, the same would apply for if the person is alive or deceased. If they are deceased, I’d recommend the production to reach out to the estate of the deceased because their estate would have obtained the rights of publicity from the deceased on the date of passing.</p>\n<p>So, if they want to reference and exploit an individual’s likeness, personality, image (even though they have passed), they would need to obtain those rights from the estate directly.</p>\n<p>There is the component of <a href=\"https://en.wikipedia.org/wiki/Public_domain\" rel=\"nofollow noopener\"><strong>public domain</strong></a>, which is a term that is not often understood and it varies by country. In Canada now, <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> is any individual, company or event would be free to basically use/reference/exploit as needed, provided the owner of that work has passed <em>plus 75 years after the date of passing has also elapsed</em>.</p>\n<p>So, after that period of time, something is public domain: if someone were to reference (positively or negatively) an historical character, you would be able to do that because it’s safely in the public domain. Someone who has recently passed however, you would need to obtain the necessary rights from their estate.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Marvin Gaye vs. Robin Thicke and Pharrel Williams (Blurred Lines)</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postBodyRss":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Whether someone is alive or deceased, they do have a <span style=\"font-weight: bold;\">right of publicity</span>, which means that they are (or should be) in control of the way their personality, their image, their likeness is displayed and exploited.</p>\n<p>So, if a production (a third party) wishes to obtain these rights, the same would apply for if the person is alive or deceased. If they are deceased, I’d recommend the production to reach out to the estate of the deceased because their estate would have obtained the rights of publicity from the deceased on the date of passing.</p>\n<p>So, if they want to reference and exploit an individual’s likeness, personality, image (even though they have passed), they would need to obtain those rights from the estate directly.</p>\n<p>There is the component of <a href=\"https://en.wikipedia.org/wiki/Public_domain\" rel=\"nofollow noopener\"><strong>public domain</strong></a>, which is a term that is not often understood and it varies by country. In Canada now, <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> is any individual, company or event would be free to basically use/reference/exploit as needed, provided the owner of that work has passed <em>plus 75 years after the date of passing has also elapsed</em>.</p>\n<p>So, after that period of time, something is public domain: if someone were to reference (positively or negatively) an historical character, you would be able to do that because it’s safely in the public domain. Someone who has recently passed however, you would need to obtain the necessary rights from their estate.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Marvin Gaye vs. Robin Thicke and Pharrel Williams (Blurred Lines)</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/dead-shutterstock_1171344694-forweb600.jpg","postListContent":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Whether someone is alive or deceased, they do have a <span style=\"font-weight: bold;\">right of publicity</span>, which means that they are (or should be) in control of the way their personality, their image, their likeness is displayed and exploited.</p>\n<p>So, if a production (a third party) wishes to obtain these rights, the same would apply for if the person is alive or deceased. If they are deceased, I’d recommend the production to reach out to the estate of the deceased because their estate would have obtained the rights of publicity from the deceased on the date of passing.</p>\n<p>So, if they want to reference and exploit an individual’s likeness, personality, image (even though they have passed), they would need to obtain those rights from the estate directly.</p>\n<p>There is the component of <a href=\"https://en.wikipedia.org/wiki/Public_domain\" rel=\"nofollow noopener\"><strong>public domain</strong></a>, which is a term that is not often understood and it varies by country. In Canada now, <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> is any individual, company or event would be free to basically use/reference/exploit as needed, provided the owner of that work has passed <em>plus 75 years after the date of passing has also elapsed</em>.</p>\n<p>So, after that period of time, something is public domain: if someone were to reference (positively or negatively) an historical character, you would be able to do that because it’s safely in the public domain. Someone who has recently passed however, you would need to obtain the necessary rights from their estate.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Marvin Gaye vs. Robin Thicke and Pharrel Williams (Blurred Lines)</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/dead-shutterstock_1171344694-forweb600.jpg","postSummary":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"oNvlqzpm","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Best%20Wedding%20Venues%20in%20Boston/boston-sky-shutterstock_464096204-forweb600.jpg","previousPostFeaturedImageAltText":"Boston skyline / wedding venues Boston","previousPostName":"Best Wedding Venues in Boston | Best Places to Get Married in Boston, MA","previousPostSlug":"articles/best-wedding-venues-in-boston","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1685626407000,"publishDateLocalTime":1685626407000,"publishDateLocalized":{"date":1685626407000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1698850501633,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Whether someone is alive or deceased, they do have a <span style=\"font-weight: bold;\">right of publicity</span>, which means that they are (or should be) in control of the way their personality, their image, their likeness is displayed and exploited.</p>\n<p>So, if a production (a third party) wishes to obtain these rights, the same would apply for if the person is alive or deceased. If they are deceased, I’d recommend the production to reach out to the estate of the deceased because their estate would have obtained the rights of publicity from the deceased on the date of passing.</p>\n<p>So, if they want to reference and exploit an individual’s likeness, personality, image (even though they have passed), they would need to obtain those rights from the estate directly.</p>\n<p>There is the component of <a href=\"https://en.wikipedia.org/wiki/Public_domain\" rel=\"nofollow noopener\"><strong>public domain</strong></a>, which is a term that is not often understood and it varies by country. In Canada now, <a href=\"/articles/how-do-fair-dealing-and-public-domain-apply-to-music\" rel=\"noopener\">public domain</a> is any individual, company or event would be free to basically use/reference/exploit as needed, provided the owner of that work has passed <em>plus 75 years after the date of passing has also elapsed</em>.</p>\n<p>So, after that period of time, something is public domain: if someone were to reference (positively or negatively) an historical character, you would be able to do that because it’s safely in the public domain. Someone who has recently passed however, you would need to obtain the necessary rights from their estate.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></li>\n<li><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\"noopener\">Marvin Gaye vs. Robin Thicke and Pharrel Williams (Blurred Lines)</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<h2 style=\"font-size: 36px;\">Dead persons in a film production (through their representatives/heirs) have a \"right of publicity\": a lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/_qFlJKLBU9A?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Dave%20Stern/dead-shutterstock_1171344694-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1763391298618,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/ca9d339c-364c-44a4-b0c4-822d3cee2add.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/film-production-right-of-publicity","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708924,949708959,3018617752,6386637934],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901730000,"deletedAt":0,"description":"","id":949708924,"label":"Film producer's E&O insurance","language":"en","name":"Film producer's E&O insurance","portalId":61352,"slug":"film-producers-eo-insurance","translatedFromId":null,"translations":{},"updated":1666892193369},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901736000,"deletedAt":0,"description":"","id":949708959,"label":"Film insurance claims","language":"en","name":"Film insurance claims","portalId":61352,"slug":"film-insurance-claims","translatedFromId":null,"translations":{},"updated":1666892180892},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1435181044000,"deletedAt":0,"description":"","id":3018617752,"label":"Rights of privacy and publicity","language":"en","name":"Rights of privacy and publicity","portalId":61352,"slug":"rights-of-privacy-and-publicity","translatedFromId":null,"translations":{},"updated":1666891321434},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1540410628547,"deletedAt":0,"description":"","id":6386637934,"label":"Fair use/fair dealing","language":"en","name":"Fair use/fair dealing","portalId":61352,"slug":"fair-use-fair-dealing","translatedFromId":null,"translations":{},"updated":1666900075388}],"tagNames":["Film producer's E&O insurance","Film insurance claims","Rights of privacy and publicity","Fair use/fair dealing"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","textToAudioFileId":null,"textToAudioGenerationRequestId":null,"themePath":null,"themeSettingsValues":null,"title":"Dead persons in a film production have a 'right of publicity'","tmsId":null,"topicIds":[949708924,949708959,3018617752,6386637934],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901730000,"deletedAt":0,"description":"","id":949708924,"label":"Film producer's E&O insurance","language":"en","name":"Film producer's E&O insurance","portalId":61352,"slug":"film-producers-eo-insurance","translatedFromId":null,"translations":{},"updated":1666892193369},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901736000,"deletedAt":0,"description":"","id":949708959,"label":"Film insurance claims","language":"en","name":"Film insurance claims","portalId":61352,"slug":"film-insurance-claims","translatedFromId":null,"translations":{},"updated":1666892180892},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1435181044000,"deletedAt":0,"description":"","id":3018617752,"label":"Rights of privacy and publicity","language":"en","name":"Rights of privacy and publicity","portalId":61352,"slug":"rights-of-privacy-and-publicity","translatedFromId":null,"translations":{},"updated":1666891321434},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1540410628547,"deletedAt":0,"description":"","id":6386637934,"label":"Fair use/fair dealing","language":"en","name":"Fair use/fair dealing","portalId":61352,"slug":"fair-use-fair-dealing","translatedFromId":null,"translations":{},"updated":1666900075388}],"topicNames":["Film producer's E&O insurance","Film insurance claims","Rights of privacy and publicity","Fair use/fair dealing"],"topics":[949708924,949708959,3018617752,6386637934],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1698850501638,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/film-production-right-of-publicity","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}}],"offset":0,"total":50,"totalCount":50}

The Front Row View (entertainment insurance blog)

What is an additional insured and why your production or event needs one
What is an additional insured and why your production or event needs one
30 January, 2026 • Damian Schleifer

When you’re producing a film, commercial, live event, or festival, insurance paperwork can feel like just another box to check. But one term you’ll see again and again in contracts, permits, and venue agreements is “additional insured.” Understanding what an additional insured is, and why it matters, can prevent covera...

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Starting a new production? Insurance mistakes to avoid in pre-production
Starting a new production? Insurance mistakes to avoid in pre-production
16 January, 2026 • Damian Schleifer

Starting a new film, television, or live production is an exciting moment. Scripts are locked, key crew are coming on board, locations are being scouted, and momentum is building fast. But in the rush to get cameras rolling, insurance is often treated as a last-minute checkbox rather than a strategic part of pre-produc...

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How to insure a multi-day or multi-location event: A complete guide
How to insure a multi-day or multi-location event: A complete guide
19 December, 2025 • Damian Schleifer

Planning a multi-day or multi-location event takes serious coordination. From rotating venues and multiple vendors to equipment in transit and changing schedules, these events come with unique insurance considerations that one-day policies often don’t fully address. Whether you’re organizing a festival, conference, tou...

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Winter Production Tips for Filmmakers
Winter Production Tips for Filmmakers
26 November, 2025 • Damian Schleifer

Stay on Schedule When the Temperature Drops Filming in winter brings a unique set of challenges: shorter daylight hours, unpredictable weather, and extra safety considerations for your cast and crew. Whether you’re shooting a snow-covered scene or managing logistics in subzero conditions, planning ahead can keep your p...

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Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance
Insurance 101 for First-Time Film Producers: Your Guide to Film Production Insurance
18 November, 2025 • Damian Schleifer

Producing your first film is an exciting milestone, but it also brings new responsibilities behind the scenes. One of the most important steps in protecting your project is securing the right film production insurance. Whether you’re filming a short indie project or a feature-length movie, entertainment insurance helps...

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Film Broker Tony “Anthony” Baratta Joins Front Row Insurance in LA
7 January, 2025 • David Hamilton

Los Angeles, California – January 7, 2025 – Front Row Insurance Brokers LLC, a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker Tony “Anthony” Baratta to its Los Angeles office. Tony has worked in the entertainment insurance industry since 2006. Addi...

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The Importance of Getting Media Releases from Cast and Above-the-line Crew
The Importance of Getting Media Releases from Cast and Above-the-line Crew
30 August, 2024 • Grant Patten

Image credit: Shutterstock In filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel) is important for several reasons: **Legal Protection**: Media releases provide legal protection to the filmmakers and production company. ...

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The Best Filmmaking Online Courses | Best Online Film Schools
The Best Filmmaking Online Courses | Best Online Film Schools
6 August, 2024 • Grant Patten

Image: Shutterstock We previously published articles about the best film schools in Canada and the USA. As a companion piece to those articles, let’s do a “resource round-up” of some of the best filmmaking online courses. Scorsese’s MasterClass Udemy’s Complete Filmmaker Guide LinkedIn Learning: Become a Film Producer ...

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How a specialized film insurance broker can help your production
How a specialized film insurance broker can help your production
2 July, 2024 • David Hamilton

How a film insurance broker helps A broker will help identify the risks associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or premium. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marke...

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The Best Mobile Apps for Filmmakers | Best Filmmaking Apps
The Best Mobile Apps for Filmmakers | Best Filmmaking Apps
2 May, 2024 • Grant Patten

Source: Shutterstock There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. So, let’s do a “resource round-up” of some of the best mobile apps for filmmakers and producers. Scriptation LumaFusion ShotPro Shot Designer Helios Pro Ar...

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