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All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies introduced terrorism exclusions and they are still on those policies. It doesn’t cost the insurance companies anything to keep these exclusions on their policies, so they tend to remain on the policies indefinitely.</p>\n<p>There is the <a href=\"https://telefilm.ca/en/programmes/short-term-compensation-fund-for-canadian-audiovisual-productions-stcf\" rel=\"noopener\">COVID-19 Emergency Relief Fund from Telefilm</a>. Filmmakers/producers can apply to this fund to be compensated for uninsured losses due to COVID-19. As a comparison: in catastrophe insurance, if people are living in a flood zone and they’re ineligible for flood insurance, there are government programs that they can apply to for assistance in case of a flood loss. The COVID-19 pandemic situation is similar in that the insurance companies have said, “OK, we’re not going to be covering any production shutdown losses due to COVID.” So, the government then stepped in and is providing this temporary relief fund through Telefilm.</p>\n<p>In applying to the Telefilm relief fund, filmmakers have to provide some insurance documentation to show that they do, in fact, have communicable disease exclusions on their production policies to make them eligible for the relief.</p>\n<p>Cast logs also have to be provided (i.e., the names of the cast members who are insured). <strong>Note</strong>: this relief fund is just for Canada.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/davidmcleish\">David McLeish</a> | Account Executive, Front Row Insurance<br>Courtesy of the <em>BIPOC Credits</em> podcast: <a href=\"https://shows.acast.com/bipoc-credits\" rel=\"nofollow noopener\">https://shows.acast.com/bipoc-credits</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em> </span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. 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Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/practice-safe-sets-by-safe-sets-international\" rel=\"noopener\">Practice Safe Sets by Safe Sets International</a></li>\n<li><a href=\"/articles/testing-in-the-time-of-corona-settest\" rel=\"noopener\">SetTest</a></li>\n</ul>","post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yLRBVsMFBT0?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yLRBVsMFBT0?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\"><br>Note</span>: the below information pertains to Canadian productions shooting in Canada.</em></span></p>\n<p>Currently, in Canada, there are no film insurance policies for COVID-19. All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies introduced terrorism exclusions and they are still on those policies. It doesn’t cost the insurance companies anything to keep these exclusions on their policies, so they tend to remain on the policies indefinitely.</p>\n<p>There is the <a href=\"https://telefilm.ca/en/programmes/short-term-compensation-fund-for-canadian-audiovisual-productions-stcf\" rel=\"noopener\">COVID-19 Emergency Relief Fund from Telefilm</a>. Filmmakers/producers can apply to this fund to be compensated for uninsured losses due to COVID-19. As a comparison: in catastrophe insurance, if people are living in a flood zone and they’re ineligible for flood insurance, there are government programs that they can apply to for assistance in case of a flood loss. The COVID-19 pandemic situation is similar in that the insurance companies have said, “OK, we’re not going to be covering any production shutdown losses due to COVID.” So, the government then stepped in and is providing this temporary relief fund through Telefilm.</p>\n<p>In applying to the Telefilm relief fund, filmmakers have to provide some insurance documentation to show that they do, in fact, have communicable disease exclusions on their production policies to make them eligible for the relief.</p>\n<p>Cast logs also have to be provided (i.e., the names of the cast members who are insured). <strong>Note</strong>: this relief fund is just for Canada.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/davidmcleish\">David McLeish</a> | Account Executive, Front Row Insurance<br>Courtesy of the <em>BIPOC Credits</em> podcast: <a href=\"https://shows.acast.com/bipoc-credits\" rel=\"nofollow noopener\">https://shows.acast.com/bipoc-credits</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em> </span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. 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class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yLRBVsMFBT0?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\"><br>Note</span>: the below information pertains to Canadian productions shooting in Canada.</em></span></p>\n<p>Currently, in Canada, there are no film insurance policies for COVID-19. All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies introduced terrorism exclusions and they are still on those policies. It doesn’t cost the insurance companies anything to keep these exclusions on their policies, so they tend to remain on the policies indefinitely.</p>\n<p>There is the <a href=\"https://telefilm.ca/en/programmes/short-term-compensation-fund-for-canadian-audiovisual-productions-stcf\" rel=\"noopener\">COVID-19 Emergency Relief Fund from Telefilm</a>. Filmmakers/producers can apply to this fund to be compensated for uninsured losses due to COVID-19. As a comparison: in catastrophe insurance, if people are living in a flood zone and they’re ineligible for flood insurance, there are government programs that they can apply to for assistance in case of a flood loss. The COVID-19 pandemic situation is similar in that the insurance companies have said, “OK, we’re not going to be covering any production shutdown losses due to COVID.” So, the government then stepped in and is providing this temporary relief fund through Telefilm.</p>\n<p>In applying to the Telefilm relief fund, filmmakers have to provide some insurance documentation to show that they do, in fact, have communicable disease exclusions on their production policies to make them eligible for the relief.</p>\n<p>Cast logs also have to be provided (i.e., the names of the cast members who are insured). <strong>Note</strong>: this relief fund is just for Canada.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/davidmcleish\">David McLeish</a> | Account Executive, Front Row Insurance<br>Courtesy of the <em>BIPOC Credits</em> podcast: <a href=\"https://shows.acast.com/bipoc-credits\" rel=\"nofollow noopener\">https://shows.acast.com/bipoc-credits</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em> </span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/practice-safe-sets-by-safe-sets-international\" rel=\"noopener\">Practice Safe Sets by Safe Sets International</a></li>\n<li><a href=\"/articles/testing-in-the-time-of-corona-settest\" rel=\"noopener\">SetTest</a></li>\n</ul>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yLRBVsMFBT0?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\"><br>Note</span>: the below information pertains to Canadian productions shooting in Canada.</em></span></p>\n<p>Currently, in Canada, there are no film insurance policies for COVID-19. All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies introduced terrorism exclusions and they are still on those policies. It doesn’t cost the insurance companies anything to keep these exclusions on their policies, so they tend to remain on the policies indefinitely.</p>\n<p>There is the <a href=\"https://telefilm.ca/en/programmes/short-term-compensation-fund-for-canadian-audiovisual-productions-stcf\" rel=\"noopener\">COVID-19 Emergency Relief Fund from Telefilm</a>. Filmmakers/producers can apply to this fund to be compensated for uninsured losses due to COVID-19. As a comparison: in catastrophe insurance, if people are living in a flood zone and they’re ineligible for flood insurance, there are government programs that they can apply to for assistance in case of a flood loss. The COVID-19 pandemic situation is similar in that the insurance companies have said, “OK, we’re not going to be covering any production shutdown losses due to COVID.” So, the government then stepped in and is providing this temporary relief fund through Telefilm.</p>\n<p>In applying to the Telefilm relief fund, filmmakers have to provide some insurance documentation to show that they do, in fact, have communicable disease exclusions on their production policies to make them eligible for the relief.</p>\n<p>Cast logs also have to be provided (i.e., the names of the cast members who are insured). <strong>Note</strong>: this relief fund is just for Canada.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/davidmcleish\">David McLeish</a> | Account Executive, Front Row Insurance<br>Courtesy of the <em>BIPOC Credits</em> podcast: <a href=\"https://shows.acast.com/bipoc-credits\" rel=\"nofollow noopener\">https://shows.acast.com/bipoc-credits</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em> </span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/practice-safe-sets-by-safe-sets-international\" rel=\"noopener\">Practice Safe Sets by Safe Sets International</a></li>\n<li><a href=\"/articles/testing-in-the-time-of-corona-settest\" rel=\"noopener\">SetTest</a></li>\n</ul>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yLRBVsMFBT0?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/COVID/covid-film-insurance-shutterstock_1939056601-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yLRBVsMFBT0?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\"><br>Note</span>: the below information pertains to Canadian productions shooting in Canada.</em></span></p>\n<p>Currently, in Canada, there are no film insurance policies for COVID-19. All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies introduced terrorism exclusions and they are still on those policies. It doesn’t cost the insurance companies anything to keep these exclusions on their policies, so they tend to remain on the policies indefinitely.</p>\n<p>There is the <a href=\"https://telefilm.ca/en/programmes/short-term-compensation-fund-for-canadian-audiovisual-productions-stcf\" rel=\"noopener\">COVID-19 Emergency Relief Fund from Telefilm</a>. Filmmakers/producers can apply to this fund to be compensated for uninsured losses due to COVID-19. As a comparison: in catastrophe insurance, if people are living in a flood zone and they’re ineligible for flood insurance, there are government programs that they can apply to for assistance in case of a flood loss. The COVID-19 pandemic situation is similar in that the insurance companies have said, “OK, we’re not going to be covering any production shutdown losses due to COVID.” So, the government then stepped in and is providing this temporary relief fund through Telefilm.</p>\n<p>In applying to the Telefilm relief fund, filmmakers have to provide some insurance documentation to show that they do, in fact, have communicable disease exclusions on their production policies to make them eligible for the relief.</p>\n<p>Cast logs also have to be provided (i.e., the names of the cast members who are insured). <strong>Note</strong>: this relief fund is just for Canada.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/davidmcleish\">David McLeish</a> | Account Executive, Front Row Insurance<br>Courtesy of the <em>BIPOC Credits</em> podcast: <a href=\"https://shows.acast.com/bipoc-credits\" rel=\"nofollow noopener\">https://shows.acast.com/bipoc-credits</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em> </span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/practice-safe-sets-by-safe-sets-international\" rel=\"noopener\">Practice Safe Sets by Safe Sets International</a></li>\n<li><a href=\"/articles/testing-in-the-time-of-corona-settest\" rel=\"noopener\">SetTest</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; 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height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yLRBVsMFBT0?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\"><br>Note</span>: the below information pertains to Canadian productions shooting in Canada.</em></span></p>\n<p>Currently, in Canada, there are no film insurance policies for COVID-19. All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies introduced terrorism exclusions and they are still on those policies. It doesn’t cost the insurance companies anything to keep these exclusions on their policies, so they tend to remain on the policies indefinitely.</p>\n<p>There is the <a href=\"https://telefilm.ca/en/programmes/short-term-compensation-fund-for-canadian-audiovisual-productions-stcf\" rel=\"noopener\">COVID-19 Emergency Relief Fund from Telefilm</a>. Filmmakers/producers can apply to this fund to be compensated for uninsured losses due to COVID-19. As a comparison: in catastrophe insurance, if people are living in a flood zone and they’re ineligible for flood insurance, there are government programs that they can apply to for assistance in case of a flood loss. The COVID-19 pandemic situation is similar in that the insurance companies have said, “OK, we’re not going to be covering any production shutdown losses due to COVID.” So, the government then stepped in and is providing this temporary relief fund through Telefilm.</p>\n<p>In applying to the Telefilm relief fund, filmmakers have to provide some insurance documentation to show that they do, in fact, have communicable disease exclusions on their production policies to make them eligible for the relief.</p>\n<p>Cast logs also have to be provided (i.e., the names of the cast members who are insured). <strong>Note</strong>: this relief fund is just for Canada.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/davidmcleish\">David McLeish</a> | Account Executive, Front Row Insurance<br>Courtesy of the <em>BIPOC Credits</em> podcast: <a href=\"https://shows.acast.com/bipoc-credits\" rel=\"nofollow noopener\">https://shows.acast.com/bipoc-credits</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em> </span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/practice-safe-sets-by-safe-sets-international\" rel=\"noopener\">Practice Safe Sets by Safe Sets International</a></li>\n<li><a href=\"/articles/testing-in-the-time-of-corona-settest\" rel=\"noopener\">SetTest</a></li>\n</ul>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; 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an idea be copyrighted?","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1664203933000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Mon, 26 Sep 2022 14:39:35 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Can an idea be copyrighted?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceNathaniel is a lawyer at Chandler Fog...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/8p99ZK0EqH4/mqdefault.jpg\",\n\t\"duration\": \"PT1M41S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=8p99ZK0EqH4\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/8p99ZK0EqH4\",\n\t\"uploadDate\": \"2022-09-20\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/8p99ZK0EqH4?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","header":null,"htmlTitle":"Can an Idea be Copyrighted? | Film Producer's E&O Insurance","id":86075252341,"includeDefaultCustomCss":null,"isCaptchaRequired":false,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Can an Idea be Copyrighted? | Film Producer's E&O Insurance","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Can an Idea be Copyrighted? | Film Producer's E&O Insurance","use_featured_image":true,"post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>There is no copyright in ideas but there is copyright in specific expression of ideas.</p>\n<p>So, if you have an idea and you are able to express it in some sort of work that is defined in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\"><em>Copyright Act</em></a> (Canada); <em>e.g.,</em> if you write it down, it’s a literary work; if you film it, it’s a cinematographic work; if you put it into a composition, it’s a musical work – then that is protected under the <em>Copyright Act</em> and you as the first owner/author are able to do whatever you wish with it and grant rights that you have to any other party.</p>\n<p>That is always something to be mindful of: when people are working in collaboration together, while there is no ownership of ideas, it really comes down to the specific expression of ideas. And then once you have that work created, you have that full protection.</p>\n<p>People often ask me, “Well, what about registering the copyright with the <a href=\"https://en.wikipedia.org/wiki/Canadian_Intellectual_Property_Office\" rel=\"nofollow noopener\">Canadian Intellectual Property Office</a> or the <a href=\"https://en.wikipedia.org/wiki/United_States_Copyright_Office\" rel=\"nofollow noopener\">US Copyright Office</a>?” I always advise: that’s never a bad idea to go and register your copyright because that will come up when other people do searches and it puts a time and date stamp on that work and lets the world know that this is yours. However, by no means is it a requirement for you to have protection under the <em>Copyright Act</em>.</p>\n<p><em><strong>Nathaniel Lyman</strong> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\">What is incidental inclusion?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production's format is copyrightable?</a></li>\n<li><a href=\"/articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance\" rel=\"noopener\">Avatar Producer Receives Credit Where Credit Is Earned</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. </em><em><a href=\"http://www.cfalaw.ca/\">http://www.cfalaw.ca/</a><a href=\"http://www.cfalaw.ca/\"></a></em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>There is no copyright in ideas but there is copyright in specific expression of ideas.</p>\n<p>So, if you have an idea and you are able to express it in some sort of work that is defined in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\"><em>Copyright Act</em></a> (Canada); <em>e.g.,</em> if you write it down, it’s a literary work; if you film it, it’s a cinematographic work; if you put it into a composition, it’s a musical work – then that is protected under the <em>Copyright Act</em> and you as the first owner/author are able to do whatever you wish with it and grant rights that you have to any other party.</p>\n<p>That is always something to be mindful of: when people are working in collaboration together, while there is no ownership of ideas, it really comes down to the specific expression of ideas. And then once you have that work created, you have that full protection.</p>\n<p>People often ask me, “Well, what about registering the copyright with the <a href=\"https://en.wikipedia.org/wiki/Canadian_Intellectual_Property_Office\" rel=\"nofollow noopener\">Canadian Intellectual Property Office</a> or the <a href=\"https://en.wikipedia.org/wiki/United_States_Copyright_Office\" rel=\"nofollow noopener\">US Copyright Office</a>?” I always advise: that’s never a bad idea to go and register your copyright because that will come up when other people do searches and it puts a time and date stamp on that work and lets the world know that this is yours. However, by no means is it a requirement for you to have protection under the <em>Copyright Act</em>.</p>\n<p><em><strong>Nathaniel Lyman</strong> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\">What is incidental inclusion?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production's format is copyrightable?</a></li>\n<li><a href=\"/articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance\" rel=\"noopener\">Avatar Producer Receives Credit Where Credit Is Earned</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. </em><em><a href=\"http://www.cfalaw.ca/\">http://www.cfalaw.ca/</a><a href=\"http://www.cfalaw.ca/\"></a></em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>There is no copyright in ideas but there is copyright in specific expression of ideas.</p>\n<p>So, if you have an idea and you are able to express it in some sort of work that is defined in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\"><em>Copyright Act</em></a> (Canada); <em>e.g.,</em> if you write it down, it’s a literary work; if you film it, it’s a cinematographic work; if you put it into a composition, it’s a musical work – then that is protected under the <em>Copyright Act</em> and you as the first owner/author are able to do whatever you wish with it and grant rights that you have to any other party.</p>\n<p>That is always something to be mindful of: when people are working in collaboration together, while there is no ownership of ideas, it really comes down to the specific expression of ideas. And then once you have that work created, you have that full protection.</p>\n<p>People often ask me, “Well, what about registering the copyright with the <a href=\"https://en.wikipedia.org/wiki/Canadian_Intellectual_Property_Office\" rel=\"nofollow noopener\">Canadian Intellectual Property Office</a> or the <a href=\"https://en.wikipedia.org/wiki/United_States_Copyright_Office\" rel=\"nofollow noopener\">US Copyright Office</a>?” I always advise: that’s never a bad idea to go and register your copyright because that will come up when other people do searches and it puts a time and date stamp on that work and lets the world know that this is yours. However, by no means is it a requirement for you to have protection under the <em>Copyright Act</em>.</p>\n<p><em><strong>Nathaniel Lyman</strong> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\">What is incidental inclusion?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production's format is copyrightable?</a></li>\n<li><a href=\"/articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance\" rel=\"noopener\">Avatar Producer Receives Credit Where Credit Is Earned</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. </em><em><a href=\"http://www.cfalaw.ca/\">http://www.cfalaw.ca/</a><a href=\"http://www.cfalaw.ca/\"></a></em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>There is no copyright in ideas but there is copyright in specific expression of ideas.</p>\n<p>So, if you have an idea and you are able to express it in some sort of work that is defined in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\"><em>Copyright Act</em></a> (Canada); <em>e.g.,</em> if you write it down, it’s a literary work; if you film it, it’s a cinematographic work; if you put it into a composition, it’s a musical work – then that is protected under the <em>Copyright Act</em> and you as the first owner/author are able to do whatever you wish with it and grant rights that you have to any other party.</p>\n<p>That is always something to be mindful of: when people are working in collaboration together, while there is no ownership of ideas, it really comes down to the specific expression of ideas. And then once you have that work created, you have that full protection.</p>\n<p>People often ask me, “Well, what about registering the copyright with the <a href=\"https://en.wikipedia.org/wiki/Canadian_Intellectual_Property_Office\" rel=\"nofollow noopener\">Canadian Intellectual Property Office</a> or the <a href=\"https://en.wikipedia.org/wiki/United_States_Copyright_Office\" rel=\"nofollow noopener\">US Copyright Office</a>?” I always advise: that’s never a bad idea to go and register your copyright because that will come up when other people do searches and it puts a time and date stamp on that work and lets the world know that this is yours. However, by no means is it a requirement for you to have protection under the <em>Copyright Act</em>.</p>\n<p><em><strong>Nathaniel Lyman</strong> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\">What is incidental inclusion?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production's format is copyrightable?</a></li>\n<li><a href=\"/articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance\" rel=\"noopener\">Avatar Producer Receives Credit Where Credit Is Earned</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. </em><em><a href=\"http://www.cfalaw.ca/\">http://www.cfalaw.ca/</a><a href=\"http://www.cfalaw.ca/\"></a></em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/idea-copyright-shutterstock_1950564259-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>There is no copyright in ideas but there is copyright in specific expression of ideas.</p>\n<p>So, if you have an idea and you are able to express it in some sort of work that is defined in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\"><em>Copyright Act</em></a> (Canada); <em>e.g.,</em> if you write it down, it’s a literary work; if you film it, it’s a cinematographic work; if you put it into a composition, it’s a musical work – then that is protected under the <em>Copyright Act</em> and you as the first owner/author are able to do whatever you wish with it and grant rights that you have to any other party.</p>\n<p>That is always something to be mindful of: when people are working in collaboration together, while there is no ownership of ideas, it really comes down to the specific expression of ideas. And then once you have that work created, you have that full protection.</p>\n<p>People often ask me, “Well, what about registering the copyright with the <a href=\"https://en.wikipedia.org/wiki/Canadian_Intellectual_Property_Office\" rel=\"nofollow noopener\">Canadian Intellectual Property Office</a> or the <a href=\"https://en.wikipedia.org/wiki/United_States_Copyright_Office\" rel=\"nofollow noopener\">US Copyright Office</a>?” I always advise: that’s never a bad idea to go and register your copyright because that will come up when other people do searches and it puts a time and date stamp on that work and lets the world know that this is yours. However, by no means is it a requirement for you to have protection under the <em>Copyright Act</em>.</p>\n<p><em><strong>Nathaniel Lyman</strong> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\">What is incidental inclusion?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production's format is copyrightable?</a></li>\n<li><a href=\"/articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance\" rel=\"noopener\">Avatar Producer Receives Credit Where Credit Is Earned</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. </em><em><a href=\"http://www.cfalaw.ca/\">http://www.cfalaw.ca/</a><a href=\"http://www.cfalaw.ca/\"></a></em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/idea-copyright-shutterstock_1950564259-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"PDovuzje","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/COVID/covid-film-insurance-shutterstock_1939056601-forweb600.jpg","previousPostFeaturedImageAltText":"Are there film insurance policies for COVID-19?","previousPostName":"Are there film insurance policies for COVID-19?","previousPostSlug":"articles/are-there-film-insurance-policies-for-covid-19","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1664203933000,"publishDateLocalTime":1664203933000,"publishDateLocalized":{"date":1664203933000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1664205281757,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/can-an-idea-be-copyrighted","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>There is no copyright in ideas but there is copyright in specific expression of ideas.</p>\n<p>So, if you have an idea and you are able to express it in some sort of work that is defined in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\"><em>Copyright Act</em></a> (Canada); <em>e.g.,</em> if you write it down, it’s a literary work; if you film it, it’s a cinematographic work; if you put it into a composition, it’s a musical work – then that is protected under the <em>Copyright Act</em> and you as the first owner/author are able to do whatever you wish with it and grant rights that you have to any other party.</p>\n<p>That is always something to be mindful of: when people are working in collaboration together, while there is no ownership of ideas, it really comes down to the specific expression of ideas. And then once you have that work created, you have that full protection.</p>\n<p>People often ask me, “Well, what about registering the copyright with the <a href=\"https://en.wikipedia.org/wiki/Canadian_Intellectual_Property_Office\" rel=\"nofollow noopener\">Canadian Intellectual Property Office</a> or the <a href=\"https://en.wikipedia.org/wiki/United_States_Copyright_Office\" rel=\"nofollow noopener\">US Copyright Office</a>?” I always advise: that’s never a bad idea to go and register your copyright because that will come up when other people do searches and it puts a time and date stamp on that work and lets the world know that this is yours. However, by no means is it a requirement for you to have protection under the <em>Copyright Act</em>.</p>\n<p><em><strong>Nathaniel Lyman</strong> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\">What is incidental inclusion?</a></li>\n<li><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">How much of your production's format is copyrightable?</a></li>\n<li><a href=\"/articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance\" rel=\"noopener\">Avatar Producer Receives Credit Where Credit Is Earned</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. </em><em><a href=\"http://www.cfalaw.ca/\">http://www.cfalaw.ca/</a><a href=\"http://www.cfalaw.ca/\"></a></em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/8p99ZK0EqH4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" 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law: What is incidental inclusion?","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1663771099000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Tue, 20 Sep 2022 15:19:47 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What is \\\"incidental inclusion\\\"?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceNathaniel is a lawyer at Chandler Fog...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/J6uF5ikflyQ/mqdefault.jpg\",\n\t\"duration\": \"PT1M49S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=J6uF5ikflyQ\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/J6uF5ikflyQ\",\n\t\"uploadDate\": 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inclusion?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"What is incidental inclusion?","use_featured_image":true,"post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>I get asked all the time about the concept of incidental inclusion and while it is a feature in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Copyright Act</a> (Canada) that does allow the use of copyrighted materials without permission, I always caution clients to not rely on that. Essentially, it has to be incidental; <span style=\"font-style: italic;\">i.e.,</span> not deliberate. So, that means if you intend it to be there, then you cannot really rely on incidental inclusion (also called <em><a href=\"https://en.wikipedia.org/wiki/De_minimis\" rel=\"nofollow noopener\">de minimis</a> </em>in other jurisdictions).</p>\n<p>The distinction of what is considered incidental inclusion is a legal distinction and one that should be made by the lawyer. It is not something that permits filmmakers just to include anything they want. It really comes down to very limited contexts in which something could be included through relying on incidental use as a means to clear something.</p>\n<p>In documentaries, for example: if you’re filming in the real world and something enters the frame in which you didn’t <a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">obtain permission</a> – something like that we would look at on a case-by-case basis and determine whether it may be considered incidental use.</p>\n<p>The <span style=\"font-style: italic;\">Copyright Act</span> also includes exceptions to copyright infringement called <a href=\"https://www.frontrowinsurance.com/articles/fair-use-vs.-fair-dealing\">fair dealing</a>. Now, fair dealing has a very separate legal analysis than incidental use. So, if something does make it into the frame and it is not deemed to be incidental use, then perhaps you could explore whether it can be considered fair dealing and has a means to clear that item that made it into the frame without obtaining permission.</p>\n<p><em><span style=\"font-weight: bold;\">Nathaniel Lyman</span> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. <a href=\"http://www.cfalaw.ca/\" rel=\"nofollow noopener\">http://www.cfalaw.ca/</a> </em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>I get asked all the time about the concept of incidental inclusion and while it is a feature in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Copyright Act</a> (Canada) that does allow the use of copyrighted materials without permission, I always caution clients to not rely on that. Essentially, it has to be incidental; <span style=\"font-style: italic;\">i.e.,</span> not deliberate. So, that means if you intend it to be there, then you cannot really rely on incidental inclusion (also called <em><a href=\"https://en.wikipedia.org/wiki/De_minimis\" rel=\"nofollow noopener\">de minimis</a> </em>in other jurisdictions).</p>\n<p>The distinction of what is considered incidental inclusion is a legal distinction and one that should be made by the lawyer. It is not something that permits filmmakers just to include anything they want. It really comes down to very limited contexts in which something could be included through relying on incidental use as a means to clear something.</p>\n<p>In documentaries, for example: if you’re filming in the real world and something enters the frame in which you didn’t <a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">obtain permission</a> – something like that we would look at on a case-by-case basis and determine whether it may be considered incidental use.</p>\n<p>The <span style=\"font-style: italic;\">Copyright Act</span> also includes exceptions to copyright infringement called <a href=\"https://www.frontrowinsurance.com/articles/fair-use-vs.-fair-dealing\">fair dealing</a>. Now, fair dealing has a very separate legal analysis than incidental use. So, if something does make it into the frame and it is not deemed to be incidental use, then perhaps you could explore whether it can be considered fair dealing and has a means to clear that item that made it into the frame without obtaining permission.</p>\n<p><em><span style=\"font-weight: bold;\">Nathaniel Lyman</span> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. <a href=\"http://www.cfalaw.ca/\" rel=\"nofollow noopener\">http://www.cfalaw.ca/</a> </em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","keywords":[],"tag_ids":[6386637934,949708924],"topic_ids":[6386637934,949708924],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"composition_id":0,"head_html":"<!-- START - Generated by ClassySchema.org on Tue, 20 Sep 2022 15:19:47 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"What is \\\"incidental inclusion\\\"?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceNathaniel is a lawyer at Chandler Fog...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/J6uF5ikflyQ/mqdefault.jpg\",\n\t\"duration\": \"PT1M49S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=J6uF5ikflyQ\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/J6uF5ikflyQ\",\n\t\"uploadDate\": \"2022-09-20\",\n\t\"potentialAction\": 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>I get asked all the time about the concept of incidental inclusion and while it is a feature in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Copyright Act</a> (Canada) that does allow the use of copyrighted materials without permission, I always caution clients to not rely on that. Essentially, it has to be incidental; <span style=\"font-style: italic;\">i.e.,</span> not deliberate. So, that means if you intend it to be there, then you cannot really rely on incidental inclusion (also called <em><a href=\"https://en.wikipedia.org/wiki/De_minimis\" rel=\"nofollow noopener\">de minimis</a> </em>in other jurisdictions).</p>\n<p>The distinction of what is considered incidental inclusion is a legal distinction and one that should be made by the lawyer. It is not something that permits filmmakers just to include anything they want. It really comes down to very limited contexts in which something could be included through relying on incidental use as a means to clear something.</p>\n<p>In documentaries, for example: if you’re filming in the real world and something enters the frame in which you didn’t <a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">obtain permission</a> – something like that we would look at on a case-by-case basis and determine whether it may be considered incidental use.</p>\n<p>The <span style=\"font-style: italic;\">Copyright Act</span> also includes exceptions to copyright infringement called <a href=\"https://www.frontrowinsurance.com/articles/fair-use-vs.-fair-dealing\">fair dealing</a>. Now, fair dealing has a very separate legal analysis than incidental use. So, if something does make it into the frame and it is not deemed to be incidental use, then perhaps you could explore whether it can be considered fair dealing and has a means to clear that item that made it into the frame without obtaining permission.</p>\n<p><em><span style=\"font-weight: bold;\">Nathaniel Lyman</span> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. <a href=\"http://www.cfalaw.ca/\" rel=\"nofollow noopener\">http://www.cfalaw.ca/</a> </em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>I get asked all the time about the concept of incidental inclusion and while it is a feature in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Copyright Act</a> (Canada) that does allow the use of copyrighted materials without permission, I always caution clients to not rely on that. Essentially, it has to be incidental; <span style=\"font-style: italic;\">i.e.,</span> not deliberate. So, that means if you intend it to be there, then you cannot really rely on incidental inclusion (also called <em><a href=\"https://en.wikipedia.org/wiki/De_minimis\" rel=\"nofollow noopener\">de minimis</a> </em>in other jurisdictions).</p>\n<p>The distinction of what is considered incidental inclusion is a legal distinction and one that should be made by the lawyer. It is not something that permits filmmakers just to include anything they want. It really comes down to very limited contexts in which something could be included through relying on incidental use as a means to clear something.</p>\n<p>In documentaries, for example: if you’re filming in the real world and something enters the frame in which you didn’t <a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">obtain permission</a> – something like that we would look at on a case-by-case basis and determine whether it may be considered incidental use.</p>\n<p>The <span style=\"font-style: italic;\">Copyright Act</span> also includes exceptions to copyright infringement called <a href=\"https://www.frontrowinsurance.com/articles/fair-use-vs.-fair-dealing\">fair dealing</a>. Now, fair dealing has a very separate legal analysis than incidental use. So, if something does make it into the frame and it is not deemed to be incidental use, then perhaps you could explore whether it can be considered fair dealing and has a means to clear that item that made it into the frame without obtaining permission.</p>\n<p><em><span style=\"font-weight: bold;\">Nathaniel Lyman</span> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. <a href=\"http://www.cfalaw.ca/\" rel=\"nofollow noopener\">http://www.cfalaw.ca/</a> </em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/copyright-shutterstock_1619490172-600x400.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>I get asked all the time about the concept of incidental inclusion and while it is a feature in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Copyright Act</a> (Canada) that does allow the use of copyrighted materials without permission, I always caution clients to not rely on that. Essentially, it has to be incidental; <span style=\"font-style: italic;\">i.e.,</span> not deliberate. So, that means if you intend it to be there, then you cannot really rely on incidental inclusion (also called <em><a href=\"https://en.wikipedia.org/wiki/De_minimis\" rel=\"nofollow noopener\">de minimis</a> </em>in other jurisdictions).</p>\n<p>The distinction of what is considered incidental inclusion is a legal distinction and one that should be made by the lawyer. It is not something that permits filmmakers just to include anything they want. It really comes down to very limited contexts in which something could be included through relying on incidental use as a means to clear something.</p>\n<p>In documentaries, for example: if you’re filming in the real world and something enters the frame in which you didn’t <a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">obtain permission</a> – something like that we would look at on a case-by-case basis and determine whether it may be considered incidental use.</p>\n<p>The <span style=\"font-style: italic;\">Copyright Act</span> also includes exceptions to copyright infringement called <a href=\"https://www.frontrowinsurance.com/articles/fair-use-vs.-fair-dealing\">fair dealing</a>. Now, fair dealing has a very separate legal analysis than incidental use. So, if something does make it into the frame and it is not deemed to be incidental use, then perhaps you could explore whether it can be considered fair dealing and has a means to clear that item that made it into the frame without obtaining permission.</p>\n<p><em><span style=\"font-weight: bold;\">Nathaniel Lyman</span> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. <a href=\"http://www.cfalaw.ca/\" rel=\"nofollow noopener\">http://www.cfalaw.ca/</a> </em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/copyright-shutterstock_1619490172-600x400.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"QNIKmdIf","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/idea-copyright-shutterstock_1950564259-forweb600.jpg","previousPostFeaturedImageAltText":"Can an idea be copyrighted?","previousPostName":"Can an Idea be Copyrighted? | Film Producer's E&O Insurance","previousPostSlug":"articles/can-an-idea-be-copyrighted","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1663771099000,"publishDateLocalTime":1663771099000,"publishDateLocalized":{"date":1663771099000,"format":"medium","language":"en_US"},"publishImmediately":null,"publishTimezoneOffset":null,"publishedAt":1664204072453,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/what-is-incidental-inclusion","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/J6uF5ikflyQ?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><br>I get asked all the time about the concept of incidental inclusion and while it is a feature in the <a href=\"https://en.wikipedia.org/wiki/Copyright_Act_(Canada)\" rel=\"nofollow noopener\" style=\"font-style: italic;\">Copyright Act</a> (Canada) that does allow the use of copyrighted materials without permission, I always caution clients to not rely on that. Essentially, it has to be incidental; <span style=\"font-style: italic;\">i.e.,</span> not deliberate. So, that means if you intend it to be there, then you cannot really rely on incidental inclusion (also called <em><a href=\"https://en.wikipedia.org/wiki/De_minimis\" rel=\"nofollow noopener\">de minimis</a> </em>in other jurisdictions).</p>\n<p>The distinction of what is considered incidental inclusion is a legal distinction and one that should be made by the lawyer. It is not something that permits filmmakers just to include anything they want. It really comes down to very limited contexts in which something could be included through relying on incidental use as a means to clear something.</p>\n<p>In documentaries, for example: if you’re filming in the real world and something enters the frame in which you didn’t <a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">obtain permission</a> – something like that we would look at on a case-by-case basis and determine whether it may be considered incidental use.</p>\n<p>The <span style=\"font-style: italic;\">Copyright Act</span> also includes exceptions to copyright infringement called <a href=\"https://www.frontrowinsurance.com/articles/fair-use-vs.-fair-dealing\">fair dealing</a>. Now, fair dealing has a very separate legal analysis than incidental use. So, if something does make it into the frame and it is not deemed to be incidental use, then perhaps you could explore whether it can be considered fair dealing and has a means to clear that item that made it into the frame without obtaining permission.</p>\n<p><em><span style=\"font-weight: bold;\">Nathaniel Lyman</span> is a lawyer at Chandler Fogden Aldous Law Corporation in Vancouver, British Columbia, where he provides legal services exclusively in the areas of film and television. His clients include production companies, individual producers, animation studios, writers, directors, performers, and others in the creative fields. He was admitted to the British Columbia bar in 2013 after graduating from the Peter A. Allard School of Law at the University of British Columbia.</em></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">film producer’s E&O insurance here</a>.</p>\n<p> </p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/can-an-idea-be-copyrighted\" rel=\"noopener\">Can an idea be copyrighted?</a></li>\n<li><span style=\"font-weight: bold;\">YouTube</span>: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbignxDvR02SQGI5zBx_rQ0hB\" rel=\"noopener nofollow\">Errors and omissions insurance (E&O) - Nathaniel Lyman</a></li>\n</ul>\n<p><strong><em>About</em></strong><em>: Chandler Fogden Aldous is a leading entertainment law firm based in Vancouver, BC. They have extensive legal and business experience in the areas of film, television, digital media, and music. <a href=\"http://www.cfalaw.ca/\" rel=\"nofollow noopener\">http://www.cfalaw.ca/</a> </em></p>\n<p><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. 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Insurance: copyright infringements","featuredImageHeight":0,"featuredImageLength":0,"featuredImageWidth":0,"flexAreas":{},"folderId":null,"footerHtml":"","freezeDate":1663684068000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Tue, 20 Sep 2022 14:22:55 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How, exactly, should a producer go about obtaining permission from third parties?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceNathaniel is a lawyer at Chandler Fog...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/tz46HcaC2Tk/mqdefault.jpg\",\n\t\"duration\": \"PT2M10S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=tz46HcaC2Tk\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/tz46HcaC2Tk\",\n\t\"uploadDate\": \"2022-09-20\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/tz46HcaC2Tk?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","header":null,"htmlTitle":"E&O: The Importance of Obtaining Permission from Third Parties","id":951502263,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"E&O: The Importance of Obtaining Permission from Third Parties","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":137640,"legacyId":103438,"legacyPostGuid":"fcc8294f-c64e-4c74-9ca0-c3bc21cbb74e","linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"E&O: The Importance of Obtaining Permission from Third Parties","use_featured_image":true,"post_body":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p class=\"hs-migrated-cms-post\"><br>It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors & Omissions insurance coverage</a>. In reviewing the film, we note that the producer filmed copyrighted and trademarked material, but failed to get the necessary permission to include it in the film.</p>\n<p class=\"hs-migrated-cms-post\"><span style=\"background-color: transparent;\">E&O insurance policies insure against claims arising from accidentally infringing a copyright or trademark, <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invading someone’s privacy</a> or otherwise getting tripped up on someone else’s rights. In order to qualify for E&O coverage, the film in question must be <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">fully cleared</a> and the producer must acquire all necessary permissions from third parties whose rights might otherwise be infringed. If a film includes material that potentially infringes a third party’s copyright and permission has not been acquired, there are a number of options to consider.</span></p>\n<div class=\"hs-migrated-cms-post\">\n<p>First, the film could be edited to remove the offending material. This is only a viable option if time, finances and/or creative willingness permit. Second, there may be an exception allowing the inclusion of certain copyrighted material in the film without permission.</p>\n<p>Likely the most popular excuse for copyright infringements is the concept of “<a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\"><span style=\"font-weight: bold;\">fair use</span></a>”. Although referred to regularly in industry reference materials available here in Canada, fair use is a US principle based on the belief that it is not “fair” to find every copying to be a violation of copyright law if such copying was for certain purposes, including criticism or review. (For example, the concept of “parody” falls under fair use in the US and has provided many a filmmaker with substantial sources of otherwise protected material. Thank you Mel Brooks and Mike Myers!)</p>\n<p>Fair use does <span style=\"font-weight: bold;\">not</span> exist in Canada and is often used interchangeably, and often confusingly, with “<a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\" noopener\" style=\"font-weight: bold;\">fair dealing</a>”, the concept found in the <span style=\"font-style: italic;\">Canadian Copyright Act</span>. Other than in very clear-cut cases, extreme caution must be used in relying on fair dealing, which is a very limited defense as the use of the material must be for “private study, research, criticism, review or newspaper summary”. Unfortunately, because there are no hard and fast rules available, it is impossible to define what is and is not fair dealing.</p>\n<p>Other than fair dealing, in Canada, the concept of “<a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\"><strong>incidental inclusion</strong></a>” may provide another possible exception to copyright infringement. If the use of copyrighted material is very minor and is incidentally and not deliberately included, (for example, a pre-existing credit card door sticker at a retail location), it is likely that the use will fall within incidental inclusion and will not be considered an infringement. It can become prohibitively expensive and time consuming to clear every protected item in a film, no matter how small the use.</p>\n<p>If E&O insurance is required, and if none of the above options is feasible, in some cases it may be possible to “exclude” the offending material from the E&O insurance policy and effectively assume the risk yourself. (Be aware, however, that these types of exclusions may not be acceptable to broadcasters and distributors.)</p>\n<p>The bottom line? Always, always, always ensure that you acquire all necessary permission to include any protected material in your film before you start shooting.</p>\n<p> </p>\n<h3>Related Links:</h3>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></p>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&O Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\" noopener\">Documentary E&O Insurance</a></p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p>Copyright Infringements</p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p><a href=\"/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies\" rel=\" noopener\">Claims Made vs. Occurrence</a></p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&O insurance and preventing litigation</a></p>\n</div>","post_summary":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"rss_body":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p class=\"hs-migrated-cms-post\"><br>It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors & Omissions insurance coverage</a>. In reviewing the film, we note that the producer filmed copyrighted and trademarked material, but failed to get the necessary permission to include it in the film.</p>\n<p class=\"hs-migrated-cms-post\"><span style=\"background-color: transparent;\">E&O insurance policies insure against claims arising from accidentally infringing a copyright or trademark, <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invading someone’s privacy</a> or otherwise getting tripped up on someone else’s rights. In order to qualify for E&O coverage, the film in question must be <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">fully cleared</a> and the producer must acquire all necessary permissions from third parties whose rights might otherwise be infringed. If a film includes material that potentially infringes a third party’s copyright and permission has not been acquired, there are a number of options to consider.</span></p>\n<div class=\"hs-migrated-cms-post\">\n<p>First, the film could be edited to remove the offending material. This is only a viable option if time, finances and/or creative willingness permit. Second, there may be an exception allowing the inclusion of certain copyrighted material in the film without permission.</p>\n<p>Likely the most popular excuse for copyright infringements is the concept of “<a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\"><span style=\"font-weight: bold;\">fair use</span></a>”. Although referred to regularly in industry reference materials available here in Canada, fair use is a US principle based on the belief that it is not “fair” to find every copying to be a violation of copyright law if such copying was for certain purposes, including criticism or review. (For example, the concept of “parody” falls under fair use in the US and has provided many a filmmaker with substantial sources of otherwise protected material. Thank you Mel Brooks and Mike Myers!)</p>\n<p>Fair use does <span style=\"font-weight: bold;\">not</span> exist in Canada and is often used interchangeably, and often confusingly, with “<a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\" noopener\" style=\"font-weight: bold;\">fair dealing</a>”, the concept found in the <span style=\"font-style: italic;\">Canadian Copyright Act</span>. Other than in very clear-cut cases, extreme caution must be used in relying on fair dealing, which is a very limited defense as the use of the material must be for “private study, research, criticism, review or newspaper summary”. Unfortunately, because there are no hard and fast rules available, it is impossible to define what is and is not fair dealing.</p>\n<p>Other than fair dealing, in Canada, the concept of “<a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\"><strong>incidental inclusion</strong></a>” may provide another possible exception to copyright infringement. If the use of copyrighted material is very minor and is incidentally and not deliberately included, (for example, a pre-existing credit card door sticker at a retail location), it is likely that the use will fall within incidental inclusion and will not be considered an infringement. It can become prohibitively expensive and time consuming to clear every protected item in a film, no matter how small the use.</p>\n<p>If E&O insurance is required, and if none of the above options is feasible, in some cases it may be possible to “exclude” the offending material from the E&O insurance policy and effectively assume the risk yourself. (Be aware, however, that these types of exclusions may not be acceptable to broadcasters and distributors.)</p>\n<p>The bottom line? Always, always, always ensure that you acquire all necessary permission to include any protected material in your film before you start shooting.</p>\n<p> </p>\n<h3>Related Links:</h3>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></p>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&O Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\" noopener\">Documentary E&O Insurance</a></p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p>Copyright Infringements</p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p><a href=\"/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies\" rel=\" noopener\">Claims Made vs. Occurrence</a></p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&O insurance and preventing litigation</a></p>\n</div>","rss_summary":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by...","meta_keywords":"E&O, Errors and Omissions coverage for films, Entertainment Insurance Broker, E&O insurance for Films, E&O Insurance, Entertainment Insurance, Canadian Insurance, Canada Film Broker, Canadian Insurance Broker","layout_sections":{},"past_mab_experiment_ids":[],"featured_image_alt_text":"E&O Insurance: copyright infringements","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":137640,"legacy_post_guid":"fcc8294f-c64e-4c74-9ca0-c3bc21cbb74e","performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":1663684060547,"published_by_id":7915797,"allowed_slug_conflict":false,"link_rel_canonical_url":"","page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://cdn2.hubspot.net/hubfs/61352/images/eando/copyright-forwebsocial.jpg","featured_image_width":0,"featured_image_height":0,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1663771182702,"password":null,"header":null,"last_edit_session_id":null,"last_edit_update_id":null},"metaDescription":"Errors and omissions for films. It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by...","metaKeywords":"E&O, Errors and Omissions coverage for films, Entertainment Insurance Broker, E&O insurance for Films, E&O Insurance, Entertainment Insurance, Canadian Insurance, Canada Film Broker, Canadian Insurance Broker","name":"E&O: The Importance of Obtaining Permission from Third Parties","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Canadian%20Made/Cad-made-screenshot-600.jpg","nextPostFeaturedImageAltText":"How does a specialized film insurance broker compare to general insurance brokers?","nextPostName":"How does a specialized film insurance broker compare to general insurance brokers?","nextPostSlug":"articles/specialized-film-insurance-broker","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"E&O: The 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":"","performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p class=\"hs-migrated-cms-post\"><br>It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors & Omissions insurance coverage</a>. In reviewing the film, we note that the producer filmed copyrighted and trademarked material, but failed to get the necessary permission to include it in the film.</p>\n<p class=\"hs-migrated-cms-post\"><span style=\"background-color: transparent;\">E&O insurance policies insure against claims arising from accidentally infringing a copyright or trademark, <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invading someone’s privacy</a> or otherwise getting tripped up on someone else’s rights. In order to qualify for E&O coverage, the film in question must be <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">fully cleared</a> and the producer must acquire all necessary permissions from third parties whose rights might otherwise be infringed. If a film includes material that potentially infringes a third party’s copyright and permission has not been acquired, there are a number of options to consider.</span></p>\n<div class=\"hs-migrated-cms-post\">\n<p>First, the film could be edited to remove the offending material. This is only a viable option if time, finances and/or creative willingness permit. Second, there may be an exception allowing the inclusion of certain copyrighted material in the film without permission.</p>\n<p>Likely the most popular excuse for copyright infringements is the concept of “<a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\"><span style=\"font-weight: bold;\">fair use</span></a>”. Although referred to regularly in industry reference materials available here in Canada, fair use is a US principle based on the belief that it is not “fair” to find every copying to be a violation of copyright law if such copying was for certain purposes, including criticism or review. (For example, the concept of “parody” falls under fair use in the US and has provided many a filmmaker with substantial sources of otherwise protected material. Thank you Mel Brooks and Mike Myers!)</p>\n<p>Fair use does <span style=\"font-weight: bold;\">not</span> exist in Canada and is often used interchangeably, and often confusingly, with “<a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\" noopener\" style=\"font-weight: bold;\">fair dealing</a>”, the concept found in the <span style=\"font-style: italic;\">Canadian Copyright Act</span>. Other than in very clear-cut cases, extreme caution must be used in relying on fair dealing, which is a very limited defense as the use of the material must be for “private study, research, criticism, review or newspaper summary”. Unfortunately, because there are no hard and fast rules available, it is impossible to define what is and is not fair dealing.</p>\n<p>Other than fair dealing, in Canada, the concept of “<a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\"><strong>incidental inclusion</strong></a>” may provide another possible exception to copyright infringement. If the use of copyrighted material is very minor and is incidentally and not deliberately included, (for example, a pre-existing credit card door sticker at a retail location), it is likely that the use will fall within incidental inclusion and will not be considered an infringement. It can become prohibitively expensive and time consuming to clear every protected item in a film, no matter how small the use.</p>\n<p>If E&O insurance is required, and if none of the above options is feasible, in some cases it may be possible to “exclude” the offending material from the E&O insurance policy and effectively assume the risk yourself. (Be aware, however, that these types of exclusions may not be acceptable to broadcasters and distributors.)</p>\n<p>The bottom line? Always, always, always ensure that you acquire all necessary permission to include any protected material in your film before you start shooting.</p>\n<p> </p>\n<h3>Related Links:</h3>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></p>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&O Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\" noopener\">Documentary E&O Insurance</a></p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p>Copyright Infringements</p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p><a href=\"/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies\" rel=\" noopener\">Claims Made vs. Occurrence</a></p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&O insurance and preventing litigation</a></p>\n</div>","postBodyRss":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p class=\"hs-migrated-cms-post\"><br>It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors & Omissions insurance coverage</a>. In reviewing the film, we note that the producer filmed copyrighted and trademarked material, but failed to get the necessary permission to include it in the film.</p>\n<p class=\"hs-migrated-cms-post\"><span style=\"background-color: transparent;\">E&O insurance policies insure against claims arising from accidentally infringing a copyright or trademark, <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invading someone’s privacy</a> or otherwise getting tripped up on someone else’s rights. In order to qualify for E&O coverage, the film in question must be <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">fully cleared</a> and the producer must acquire all necessary permissions from third parties whose rights might otherwise be infringed. If a film includes material that potentially infringes a third party’s copyright and permission has not been acquired, there are a number of options to consider.</span></p>\n<div class=\"hs-migrated-cms-post\">\n<p>First, the film could be edited to remove the offending material. This is only a viable option if time, finances and/or creative willingness permit. Second, there may be an exception allowing the inclusion of certain copyrighted material in the film without permission.</p>\n<p>Likely the most popular excuse for copyright infringements is the concept of “<a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\"><span style=\"font-weight: bold;\">fair use</span></a>”. Although referred to regularly in industry reference materials available here in Canada, fair use is a US principle based on the belief that it is not “fair” to find every copying to be a violation of copyright law if such copying was for certain purposes, including criticism or review. (For example, the concept of “parody” falls under fair use in the US and has provided many a filmmaker with substantial sources of otherwise protected material. Thank you Mel Brooks and Mike Myers!)</p>\n<p>Fair use does <span style=\"font-weight: bold;\">not</span> exist in Canada and is often used interchangeably, and often confusingly, with “<a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\" noopener\" style=\"font-weight: bold;\">fair dealing</a>”, the concept found in the <span style=\"font-style: italic;\">Canadian Copyright Act</span>. Other than in very clear-cut cases, extreme caution must be used in relying on fair dealing, which is a very limited defense as the use of the material must be for “private study, research, criticism, review or newspaper summary”. Unfortunately, because there are no hard and fast rules available, it is impossible to define what is and is not fair dealing.</p>\n<p>Other than fair dealing, in Canada, the concept of “<a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\"><strong>incidental inclusion</strong></a>” may provide another possible exception to copyright infringement. If the use of copyrighted material is very minor and is incidentally and not deliberately included, (for example, a pre-existing credit card door sticker at a retail location), it is likely that the use will fall within incidental inclusion and will not be considered an infringement. It can become prohibitively expensive and time consuming to clear every protected item in a film, no matter how small the use.</p>\n<p>If E&O insurance is required, and if none of the above options is feasible, in some cases it may be possible to “exclude” the offending material from the E&O insurance policy and effectively assume the risk yourself. (Be aware, however, that these types of exclusions may not be acceptable to broadcasters and distributors.)</p>\n<p>The bottom line? Always, always, always ensure that you acquire all necessary permission to include any protected material in your film before you start shooting.</p>\n<p> </p>\n<h3>Related Links:</h3>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></p>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&O Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\" noopener\">Documentary E&O Insurance</a></p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p>Copyright Infringements</p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p><a href=\"/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies\" rel=\" noopener\">Claims Made vs. Occurrence</a></p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&O insurance and preventing litigation</a></p>\n</div>","postEmailContent":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://cdn2.hubspot.net/hubfs/61352/images/eando/copyright-forwebsocial.jpg","postListContent":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p class=\"hs-migrated-cms-post\"><br>It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors & Omissions insurance coverage</a>. In reviewing the film, we note that the producer filmed copyrighted and trademarked material, but failed to get the necessary permission to include it in the film.</p>\n<p class=\"hs-migrated-cms-post\"><span style=\"background-color: transparent;\">E&O insurance policies insure against claims arising from accidentally infringing a copyright or trademark, <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invading someone’s privacy</a> or otherwise getting tripped up on someone else’s rights. In order to qualify for E&O coverage, the film in question must be <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">fully cleared</a> and the producer must acquire all necessary permissions from third parties whose rights might otherwise be infringed. If a film includes material that potentially infringes a third party’s copyright and permission has not been acquired, there are a number of options to consider.</span></p>\n<div class=\"hs-migrated-cms-post\">\n<p>First, the film could be edited to remove the offending material. This is only a viable option if time, finances and/or creative willingness permit. Second, there may be an exception allowing the inclusion of certain copyrighted material in the film without permission.</p>\n<p>Likely the most popular excuse for copyright infringements is the concept of “<a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\"><span style=\"font-weight: bold;\">fair use</span></a>”. Although referred to regularly in industry reference materials available here in Canada, fair use is a US principle based on the belief that it is not “fair” to find every copying to be a violation of copyright law if such copying was for certain purposes, including criticism or review. (For example, the concept of “parody” falls under fair use in the US and has provided many a filmmaker with substantial sources of otherwise protected material. Thank you Mel Brooks and Mike Myers!)</p>\n<p>Fair use does <span style=\"font-weight: bold;\">not</span> exist in Canada and is often used interchangeably, and often confusingly, with “<a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\" noopener\" style=\"font-weight: bold;\">fair dealing</a>”, the concept found in the <span style=\"font-style: italic;\">Canadian Copyright Act</span>. Other than in very clear-cut cases, extreme caution must be used in relying on fair dealing, which is a very limited defense as the use of the material must be for “private study, research, criticism, review or newspaper summary”. Unfortunately, because there are no hard and fast rules available, it is impossible to define what is and is not fair dealing.</p>\n<p>Other than fair dealing, in Canada, the concept of “<a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\"><strong>incidental inclusion</strong></a>” may provide another possible exception to copyright infringement. If the use of copyrighted material is very minor and is incidentally and not deliberately included, (for example, a pre-existing credit card door sticker at a retail location), it is likely that the use will fall within incidental inclusion and will not be considered an infringement. It can become prohibitively expensive and time consuming to clear every protected item in a film, no matter how small the use.</p>\n<p>If E&O insurance is required, and if none of the above options is feasible, in some cases it may be possible to “exclude” the offending material from the E&O insurance policy and effectively assume the risk yourself. (Be aware, however, that these types of exclusions may not be acceptable to broadcasters and distributors.)</p>\n<p>The bottom line? Always, always, always ensure that you acquire all necessary permission to include any protected material in your film before you start shooting.</p>\n<p> </p>\n<h3>Related Links:</h3>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></p>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&O Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\" noopener\">Documentary E&O Insurance</a></p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p>Copyright Infringements</p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p><a href=\"/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies\" rel=\" noopener\">Claims Made vs. Occurrence</a></p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&O insurance and preventing litigation</a></p>\n</div>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/images/eando/copyright-forwebsocial.jpg","postSummary":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"-Nf-5jK8","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/copyright-shutterstock_1619490172-600x400.jpg","previousPostFeaturedImageAltText":"Copyright law: What is incidental inclusion?","previousPostName":"What is incidental inclusion?","previousPostSlug":"articles/what-is-incidental-inclusion","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1663684068000,"publishDateLocalTime":1663684068000,"publishDateLocalized":{"date":1663684068000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1663771182702,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/bid/103438/e-o-acquire-proper-permission","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/tz46HcaC2Tk?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p class=\"hs-migrated-cms-post\"><br>It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Errors & Omissions insurance coverage</a>. In reviewing the film, we note that the producer filmed copyrighted and trademarked material, but failed to get the necessary permission to include it in the film.</p>\n<p class=\"hs-migrated-cms-post\"><span style=\"background-color: transparent;\">E&O insurance policies insure against claims arising from accidentally infringing a copyright or trademark, <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invading someone’s privacy</a> or otherwise getting tripped up on someone else’s rights. In order to qualify for E&O coverage, the film in question must be <a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">fully cleared</a> and the producer must acquire all necessary permissions from third parties whose rights might otherwise be infringed. If a film includes material that potentially infringes a third party’s copyright and permission has not been acquired, there are a number of options to consider.</span></p>\n<div class=\"hs-migrated-cms-post\">\n<p>First, the film could be edited to remove the offending material. This is only a viable option if time, finances and/or creative willingness permit. Second, there may be an exception allowing the inclusion of certain copyrighted material in the film without permission.</p>\n<p>Likely the most popular excuse for copyright infringements is the concept of “<a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\"><span style=\"font-weight: bold;\">fair use</span></a>”. Although referred to regularly in industry reference materials available here in Canada, fair use is a US principle based on the belief that it is not “fair” to find every copying to be a violation of copyright law if such copying was for certain purposes, including criticism or review. (For example, the concept of “parody” falls under fair use in the US and has provided many a filmmaker with substantial sources of otherwise protected material. Thank you Mel Brooks and Mike Myers!)</p>\n<p>Fair use does <span style=\"font-weight: bold;\">not</span> exist in Canada and is often used interchangeably, and often confusingly, with “<a href=\"/articles/fair-use-vs.-fair-dealing\" rel=\" noopener\" style=\"font-weight: bold;\">fair dealing</a>”, the concept found in the <span style=\"font-style: italic;\">Canadian Copyright Act</span>. Other than in very clear-cut cases, extreme caution must be used in relying on fair dealing, which is a very limited defense as the use of the material must be for “private study, research, criticism, review or newspaper summary”. Unfortunately, because there are no hard and fast rules available, it is impossible to define what is and is not fair dealing.</p>\n<p>Other than fair dealing, in Canada, the concept of “<a href=\"/articles/what-is-incidental-inclusion\" rel=\"noopener\"><strong>incidental inclusion</strong></a>” may provide another possible exception to copyright infringement. If the use of copyrighted material is very minor and is incidentally and not deliberately included, (for example, a pre-existing credit card door sticker at a retail location), it is likely that the use will fall within incidental inclusion and will not be considered an infringement. It can become prohibitively expensive and time consuming to clear every protected item in a film, no matter how small the use.</p>\n<p>If E&O insurance is required, and if none of the above options is feasible, in some cases it may be possible to “exclude” the offending material from the E&O insurance policy and effectively assume the risk yourself. (Be aware, however, that these types of exclusions may not be acceptable to broadcasters and distributors.)</p>\n<p>The bottom line? Always, always, always ensure that you acquire all necessary permission to include any protected material in your film before you start shooting.</p>\n<p> </p>\n<h3>Related Links:</h3>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerberg\" rel=\"noopener\">The Delicate Art of Making a Bio Pic without Getting Permission</a></p>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&O Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\" noopener\">Documentary E&O Insurance</a></p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p>Copyright Infringements</p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p><a href=\"/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies\" rel=\" noopener\">Claims Made vs. Occurrence</a></p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&O insurance and preventing litigation</a></p>\n</div>","rssSummary":"<h2 style=\"font-size: 36px;\">E&O Insurance: copyright infringements</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" 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does a specialized film insurance broker compare to general insurance brokers?","featuredImageHeight":600,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1663274306000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Mon, 20 Jun 2022 13:38:21 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How does a specialized film insurance broker compare to general insurance brokers?\",\n\t\"description\": \"https://www.frontrowinsurance.com/\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/NDEreohC51k/mqdefault.jpg\",\n\t\"duration\": \"PT3M3S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=NDEreohC51k\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/NDEreohC51k\",\n\t\"uploadDate\": \"2022-06-20\",\n\t\"potentialAction\": {\n\t\t\"@type\": 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brokers?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"How does a specialized film insurance broker compare to general insurance brokers?","use_featured_image":true,"post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/NDEreohC51k?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<p>If you go to a general commercial broker, they’re not going to understand the nuances of <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance.</p>\n<p>We do tend to receive a lot of calls and emails from other brokers who have clients who are doing something related to production; the better brokers will usually refer them over to Front Row because we have a better understanding of film insurance nuances.</p>\n<p>I had a client in the TV commercial business once say to me, “Steve, what makes you really valuable to me is what I don’t have to tell you.” We know about this stuff—you’re talking about certain equipment; we understand what’s going on behind the scenes. Whether that is a film or TV production, a commercial, a short film or a live production, it’s hugely valuable to talk to a broker who has been on set, who understands the equipment; we have relationships with all the rental companies and we understand their requirements around insurance.</p>\n<p>One of my colleagues, <a href=\"https://www.frontrowinsurance.com/staff/david-hamilton\">David Hamilton</a> (President + CEO, Front Row), likes to say, “We want to make insurance the easiest line item on your budget. We just don’t want you to worry about insurance and we’re going to do it quickly and efficiently.”</p>\n<p>Particularly on <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">errors & omissions (E & O) insurance</a>, we will sometimes see other brokers trying to find coverage for producers and they think about it like they do other professional liability products. So, when they get into it, they start to realize that the insurers that provide that coverage – they don’t necessarily want to deal with a general broker because there is a lot of handholding that would be taking place that they’re just not used to.</p>\n<p>Therefore, what often happens is that the client ends up incurring more legal fees and the risk of incurring more legal fees with the insurer’s counsel also goes up. We, on the other hand, bring a lot of shorthand to the <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> conversation; we know what to ask and we know what the hot buttons are.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/staff/steve-beatty\">Steve Beatty</a> | Executive VP Business Development, Front Row Insurance</p>\n<p style=\"text-align: right;\">Courtesy of the <em>Canadian Made</em> podcast: <a href=\"https://www.instagram.com/canadianmadepodcast/\" rel=\"nofollow noopener\">https://www.instagram.com/canadianmadepodcast/</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\">How a specialized film insurance broker can help your production</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker?hsLang=en\">How to choose the right film insurance broker</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en/claims\">Front Row handles your claim</a></li>\n</ul>","post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/NDEreohC51k?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"61352-76911246115-1663274306382","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/NDEreohC51k?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<p>If you go to a general commercial broker, they’re not going to understand the nuances of <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance.</p>\n<p>We do tend to receive a lot of calls and emails from other brokers who have clients who are doing something related to production; the better brokers will usually refer them over to Front Row because we have a better understanding of film insurance nuances.</p>\n<p>I had a client in the TV commercial business once say to me, “Steve, what makes you really valuable to me is what I don’t have to tell you.” We know about this stuff—you’re talking about certain equipment; we understand what’s going on behind the scenes. Whether that is a film or TV production, a commercial, a short film or a live production, it’s hugely valuable to talk to a broker who has been on set, who understands the equipment; we have relationships with all the rental companies and we understand their requirements around insurance.</p>\n<p>One of my colleagues, <a href=\"https://www.frontrowinsurance.com/staff/david-hamilton\">David Hamilton</a> (President + CEO, Front Row), likes to say, “We want to make insurance the easiest line item on your budget. We just don’t want you to worry about insurance and we’re going to do it quickly and efficiently.”</p>\n<p>Particularly on <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">errors & omissions (E & O) insurance</a>, we will sometimes see other brokers trying to find coverage for producers and they think about it like they do other professional liability products. So, when they get into it, they start to realize that the insurers that provide that coverage – they don’t necessarily want to deal with a general broker because there is a lot of handholding that would be taking place that they’re just not used to.</p>\n<p>Therefore, what often happens is that the client ends up incurring more legal fees and the risk of incurring more legal fees with the insurer’s counsel also goes up. We, on the other hand, bring a lot of shorthand to the <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> conversation; we know what to ask and we know what the hot buttons are.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/staff/steve-beatty\">Steve Beatty</a> | Executive VP Business Development, Front Row Insurance</p>\n<p style=\"text-align: right;\">Courtesy of the <em>Canadian Made</em> podcast: <a href=\"https://www.instagram.com/canadianmadepodcast/\" rel=\"nofollow noopener\">https://www.instagram.com/canadianmadepodcast/</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\">How a specialized film insurance broker can help your production</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker?hsLang=en\">How to choose the right film insurance broker</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en/claims\">Front Row handles your claim</a></li>\n</ul>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/NDEreohC51k?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<p>If you go to a general commercial broker, they’re not going to understand the nuances of <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance.</p>\n<p>We do tend to receive a lot of calls and emails from other brokers who have clients who are doing something related to production; the better brokers will usually refer them over to Front Row because we have a better understanding of film insurance nuances.</p>\n<p>I had a client in the TV commercial business once say to me, “Steve, what makes you really valuable to me is what I don’t have to tell you.” We know about this stuff—you’re talking about certain equipment; we understand what’s going on behind the scenes. Whether that is a film or TV production, a commercial, a short film or a live production, it’s hugely valuable to talk to a broker who has been on set, who understands the equipment; we have relationships with all the rental companies and we understand their requirements around insurance.</p>\n<p>One of my colleagues, <a href=\"https://www.frontrowinsurance.com/staff/david-hamilton\">David Hamilton</a> (President + CEO, Front Row), likes to say, “We want to make insurance the easiest line item on your budget. We just don’t want you to worry about insurance and we’re going to do it quickly and efficiently.”</p>\n<p>Particularly on <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">errors & omissions (E & O) insurance</a>, we will sometimes see other brokers trying to find coverage for producers and they think about it like they do other professional liability products. So, when they get into it, they start to realize that the insurers that provide that coverage – they don’t necessarily want to deal with a general broker because there is a lot of handholding that would be taking place that they’re just not used to.</p>\n<p>Therefore, what often happens is that the client ends up incurring more legal fees and the risk of incurring more legal fees with the insurer’s counsel also goes up. We, on the other hand, bring a lot of shorthand to the <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> conversation; we know what to ask and we know what the hot buttons are.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/staff/steve-beatty\">Steve Beatty</a> | Executive VP Business Development, Front Row Insurance</p>\n<p style=\"text-align: right;\">Courtesy of the <em>Canadian Made</em> podcast: <a href=\"https://www.instagram.com/canadianmadepodcast/\" rel=\"nofollow noopener\">https://www.instagram.com/canadianmadepodcast/</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\">How a specialized film insurance broker can help your production</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker?hsLang=en\">How to choose the right film insurance broker</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en/claims\">Front Row handles your claim</a></li>\n</ul>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/NDEreohC51k?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<p>If you go to a general commercial broker, they’re not going to understand the nuances of <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance.</p>\n<p>We do tend to receive a lot of calls and emails from other brokers who have clients who are doing something related to production; the better brokers will usually refer them over to Front Row because we have a better understanding of film insurance nuances.</p>\n<p>I had a client in the TV commercial business once say to me, “Steve, what makes you really valuable to me is what I don’t have to tell you.” We know about this stuff—you’re talking about certain equipment; we understand what’s going on behind the scenes. Whether that is a film or TV production, a commercial, a short film or a live production, it’s hugely valuable to talk to a broker who has been on set, who understands the equipment; we have relationships with all the rental companies and we understand their requirements around insurance.</p>\n<p>One of my colleagues, <a href=\"https://www.frontrowinsurance.com/staff/david-hamilton\">David Hamilton</a> (President + CEO, Front Row), likes to say, “We want to make insurance the easiest line item on your budget. We just don’t want you to worry about insurance and we’re going to do it quickly and efficiently.”</p>\n<p>Particularly on <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">errors & omissions (E & O) insurance</a>, we will sometimes see other brokers trying to find coverage for producers and they think about it like they do other professional liability products. So, when they get into it, they start to realize that the insurers that provide that coverage – they don’t necessarily want to deal with a general broker because there is a lot of handholding that would be taking place that they’re just not used to.</p>\n<p>Therefore, what often happens is that the client ends up incurring more legal fees and the risk of incurring more legal fees with the insurer’s counsel also goes up. We, on the other hand, bring a lot of shorthand to the <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> conversation; we know what to ask and we know what the hot buttons are.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/staff/steve-beatty\">Steve Beatty</a> | Executive VP Business Development, Front Row Insurance</p>\n<p style=\"text-align: right;\">Courtesy of the <em>Canadian Made</em> podcast: <a href=\"https://www.instagram.com/canadianmadepodcast/\" rel=\"nofollow noopener\">https://www.instagram.com/canadianmadepodcast/</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\">How a specialized film insurance broker can help your production</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker?hsLang=en\">How to choose the right film insurance broker</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en/claims\">Front Row handles your claim</a></li>\n</ul>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/NDEreohC51k?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Canadian%20Made/Cad-made-screenshot-600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/NDEreohC51k?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<p>If you go to a general commercial broker, they’re not going to understand the nuances of <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance.</p>\n<p>We do tend to receive a lot of calls and emails from other brokers who have clients who are doing something related to production; the better brokers will usually refer them over to Front Row because we have a better understanding of film insurance nuances.</p>\n<p>I had a client in the TV commercial business once say to me, “Steve, what makes you really valuable to me is what I don’t have to tell you.” We know about this stuff—you’re talking about certain equipment; we understand what’s going on behind the scenes. Whether that is a film or TV production, a commercial, a short film or a live production, it’s hugely valuable to talk to a broker who has been on set, who understands the equipment; we have relationships with all the rental companies and we understand their requirements around insurance.</p>\n<p>One of my colleagues, <a href=\"https://www.frontrowinsurance.com/staff/david-hamilton\">David Hamilton</a> (President + CEO, Front Row), likes to say, “We want to make insurance the easiest line item on your budget. We just don’t want you to worry about insurance and we’re going to do it quickly and efficiently.”</p>\n<p>Particularly on <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">errors & omissions (E & O) insurance</a>, we will sometimes see other brokers trying to find coverage for producers and they think about it like they do other professional liability products. So, when they get into it, they start to realize that the insurers that provide that coverage – they don’t necessarily want to deal with a general broker because there is a lot of handholding that would be taking place that they’re just not used to.</p>\n<p>Therefore, what often happens is that the client ends up incurring more legal fees and the risk of incurring more legal fees with the insurer’s counsel also goes up. We, on the other hand, bring a lot of shorthand to the <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> conversation; we know what to ask and we know what the hot buttons are.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/staff/steve-beatty\">Steve Beatty</a> | Executive VP Business Development, Front Row Insurance</p>\n<p style=\"text-align: right;\">Courtesy of the <em>Canadian Made</em> podcast: <a href=\"https://www.instagram.com/canadianmadepodcast/\" rel=\"nofollow noopener\">https://www.instagram.com/canadianmadepodcast/</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\">How a specialized film insurance broker can help your production</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker?hsLang=en\">How to choose the right film insurance broker</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en/claims\">Front Row handles your claim</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; 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Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance.</p>\n<p>We do tend to receive a lot of calls and emails from other brokers who have clients who are doing something related to production; the better brokers will usually refer them over to Front Row because we have a better understanding of film insurance nuances.</p>\n<p>I had a client in the TV commercial business once say to me, “Steve, what makes you really valuable to me is what I don’t have to tell you.” We know about this stuff—you’re talking about certain equipment; we understand what’s going on behind the scenes. Whether that is a film or TV production, a commercial, a short film or a live production, it’s hugely valuable to talk to a broker who has been on set, who understands the equipment; we have relationships with all the rental companies and we understand their requirements around insurance.</p>\n<p>One of my colleagues, <a href=\"https://www.frontrowinsurance.com/staff/david-hamilton\">David Hamilton</a> (President + CEO, Front Row), likes to say, “We want to make insurance the easiest line item on your budget. We just don’t want you to worry about insurance and we’re going to do it quickly and efficiently.”</p>\n<p>Particularly on <a href=\"https://www.frontrowinsurance.com/en/sectors/e-o-insurance\">errors & omissions (E & O) insurance</a>, we will sometimes see other brokers trying to find coverage for producers and they think about it like they do other professional liability products. So, when they get into it, they start to realize that the insurers that provide that coverage – they don’t necessarily want to deal with a general broker because there is a lot of handholding that would be taking place that they’re just not used to.</p>\n<p>Therefore, what often happens is that the client ends up incurring more legal fees and the risk of incurring more legal fees with the insurer’s counsel also goes up. We, on the other hand, bring a lot of shorthand to the <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance</a> conversation; we know what to ask and we know what the hot buttons are.</p>\n<p style=\"text-align: right;\">— <a href=\"https://www.frontrowinsurance.com/staff/steve-beatty\">Steve Beatty</a> | Executive VP Business Development, Front Row Insurance</p>\n<p style=\"text-align: right;\">Courtesy of the <em>Canadian Made</em> podcast: <a href=\"https://www.instagram.com/canadianmadepodcast/\" rel=\"nofollow noopener\">https://www.instagram.com/canadianmadepodcast/</a></p>\n<p> </p>\n<p><strong><em>Are you a producer in Canada or the US?</em></strong> <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">Get a quote for film production insurance here</a>.</p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 13px;\"></span></p>\n<p><span style=\"font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. 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Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/104094/how-a-specialized-film-insurance-broker-can-help-your-production\">How a specialized film insurance broker can help your production</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/24915/how-to-choose-the-right-film-insurance-broker?hsLang=en\">How to choose the right film insurance broker</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en/claims\">Front Row handles your claim</a></li>\n</ul>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: 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Insurance acquires Front Row Insurance Brokers","id":84923536736,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Westland Insurance acquires Front Row Insurance Brokers","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Westland Insurance acquires Front Row Insurance Brokers","use_featured_image":false,"post_body":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n<!--more--><p>With this acquisition, Westland adds another key vertical under its Corporate Advisory & Specialty practice, positioning itself as a market leader serving the rapidly evolving film and entertainment industry in Canada, the U.S. and internationally. In addition to growing Westland’s presence in major markets across Canada, Front Row also represents Westland’s first U.S. operations.<span> </span></p>\n<p>Front Row Insurance Brokers offers fast insurance and risk management solutions to the entertainment industry, including film production, music, theatre, live performance and commercial photographers. Front Row has eight offices across North America including Vancouver, Calgary, Toronto, Montreal, Halifax, Los Angeles, and New York. Front Row will retain their: name, logo, industry leading website and all their specially trained staff.<span></span><span></span></p>\n<p>“Front Row is an incredible complement and accelerator to Westland’s Commercial strategy,” says Jamie Lyons, President & Chief Operating Officer. “They have deep expertise as a market leading entertainment insurance broker and have incredibly strong brand equity in Canada and the United States. They are entrepreneurs and innovators in an industry that is going through tremendous growth and change. David Hamilton, Steve Beatty and their team are passionate leaders, dedicated to serving the unique needs of their clients. They<span> </span>have an outstanding reputation as film and entertainment experts. We are thrilled to welcome them to Westland.”<span></span></p>\n<p>“Westland's vision to expand their specialty practice to include entertainment, arts and culture was immediately attractive to us,” says David Hamilton, President & CEO, Front Row. “Our 55 team members are elated to join the Westland crew. Westland’s size and strong insurance company partnerships mean we can pitch our popular client-first service model to more storytellers, in new territories. We are delighted that cultural risks will be even better protected because of this partnership.”<span> </span></p>\n<p>Dowling Hales acted as financial advisor to Front Row Insurance Brokers in the transaction.</p>\n<p>As the largest Canadian owned independent brokerage in the country, Westland continues to invest in and grow its business organically and through strategic acquisitions.<span> </span></p>\n<p style=\"text-align: center;\"><em>- 30 - </em></p>\n<p><strong>About</strong><span style=\"font-weight: normal;\">:</span> Westland Insurance Group is one of the fastest-growing independent insurance brokers in North America. Trading $2.5 billion of premium, Westland continues to expand coast to coast. Westland's brokers provide expertise and advisory-based services across commercial, specialty, personal and employee group benefits insurance segments. Since its founding in 1980, Westland has remained a family-owned company that is committed to supporting its clients, industry partners and local communities. For more information, please visit <a href=\"https://www.westlandinsurance.ca/\"><span>westlandinsurance.ca</span></a>.<span></span><span></span></p>\n<p><strong>Media Contact:<span> </span></strong> <span><br></span>Westland Insurance Group Ltd.<span> </span><span><br></span>Jessica Thiessen, Senior Manager, Communications <span><br></span>Phone: 778-288-7894 <span><br><a href=\"mailto:mediaenquiry@westlandinsurance.ca\" rel=\"nofollow noopener\">mediaenquiry@westlandinsurance.ca</a></span></p>","post_summary":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n<!--more--><p>With this acquisition, Westland adds another key vertical under its Corporate Advisory & Specialty practice, positioning itself as a market leader serving the rapidly evolving film and entertainment industry in Canada, the U.S. and internationally. In addition to growing Westland’s presence in major markets across Canada, Front Row also represents Westland’s first U.S. operations.<span> </span></p>\n<p>Front Row Insurance Brokers offers fast insurance and risk management solutions to the entertainment industry, including film production, music, theatre, live performance and commercial photographers. Front Row has eight offices across North America including Vancouver, Calgary, Toronto, Montreal, Halifax, Los Angeles, and New York. Front Row will retain their: name, logo, industry leading website and all their specially trained staff.<span></span><span></span></p>\n<p>“Front Row is an incredible complement and accelerator to Westland’s Commercial strategy,” says Jamie Lyons, President & Chief Operating Officer. “They have deep expertise as a market leading entertainment insurance broker and have incredibly strong brand equity in Canada and the United States. They are entrepreneurs and innovators in an industry that is going through tremendous growth and change. David Hamilton, Steve Beatty and their team are passionate leaders, dedicated to serving the unique needs of their clients. They<span> </span>have an outstanding reputation as film and entertainment experts. We are thrilled to welcome them to Westland.”<span></span></p>\n<p>“Westland's vision to expand their specialty practice to include entertainment, arts and culture was immediately attractive to us,” says David Hamilton, President & CEO, Front Row. “Our 55 team members are elated to join the Westland crew. Westland’s size and strong insurance company partnerships mean we can pitch our popular client-first service model to more storytellers, in new territories. We are delighted that cultural risks will be even better protected because of this partnership.”<span> </span></p>\n<p>Dowling Hales acted as financial advisor to Front Row Insurance Brokers in the transaction.</p>\n<p>As the largest Canadian owned independent brokerage in the country, Westland continues to invest in and grow its business organically and through strategic acquisitions.<span> </span></p>\n<p style=\"text-align: center;\"><em>- 30 - </em></p>\n<p><strong>About</strong><span style=\"font-weight: normal;\">:</span> Westland Insurance Group is one of the fastest-growing independent insurance brokers in North America. Trading $2.5 billion of premium, Westland continues to expand coast to coast. Westland's brokers provide expertise and advisory-based services across commercial, specialty, personal and employee group benefits insurance segments. 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n<!--more--><p>With this acquisition, Westland adds another key vertical under its Corporate Advisory & Specialty practice, positioning itself as a market leader serving the rapidly evolving film and entertainment industry in Canada, the U.S. and internationally. In addition to growing Westland’s presence in major markets across Canada, Front Row also represents Westland’s first U.S. operations.<span> </span></p>\n<p>Front Row Insurance Brokers offers fast insurance and risk management solutions to the entertainment industry, including film production, music, theatre, live performance and commercial photographers. Front Row has eight offices across North America including Vancouver, Calgary, Toronto, Montreal, Halifax, Los Angeles, and New York. Front Row will retain their: name, logo, industry leading website and all their specially trained staff.<span></span><span></span></p>\n<p>“Front Row is an incredible complement and accelerator to Westland’s Commercial strategy,” says Jamie Lyons, President & Chief Operating Officer. “They have deep expertise as a market leading entertainment insurance broker and have incredibly strong brand equity in Canada and the United States. They are entrepreneurs and innovators in an industry that is going through tremendous growth and change. David Hamilton, Steve Beatty and their team are passionate leaders, dedicated to serving the unique needs of their clients. They<span> </span>have an outstanding reputation as film and entertainment experts. We are thrilled to welcome them to Westland.”<span></span></p>\n<p>“Westland's vision to expand their specialty practice to include entertainment, arts and culture was immediately attractive to us,” says David Hamilton, President & CEO, Front Row. “Our 55 team members are elated to join the Westland crew. Westland’s size and strong insurance company partnerships mean we can pitch our popular client-first service model to more storytellers, in new territories. We are delighted that cultural risks will be even better protected because of this partnership.”<span> </span></p>\n<p>Dowling Hales acted as financial advisor to Front Row Insurance Brokers in the transaction.</p>\n<p>As the largest Canadian owned independent brokerage in the country, Westland continues to invest in and grow its business organically and through strategic acquisitions.<span> </span></p>\n<p style=\"text-align: center;\"><em>- 30 - </em></p>\n<p><strong>About</strong><span style=\"font-weight: normal;\">:</span> Westland Insurance Group is one of the fastest-growing independent insurance brokers in North America. Trading $2.5 billion of premium, Westland continues to expand coast to coast. Westland's brokers provide expertise and advisory-based services across commercial, specialty, personal and employee group benefits insurance segments. Since its founding in 1980, Westland has remained a family-owned company that is committed to supporting its clients, industry partners and local communities. For more information, please visit <a href=\"https://www.westlandinsurance.ca/\"><span>westlandinsurance.ca</span></a>.<span></span><span></span></p>\n<p><strong>Media Contact:<span> </span></strong> <span><br></span>Westland Insurance Group Ltd.<span> </span><span><br></span>Jessica Thiessen, Senior Manager, Communications <span><br></span>Phone: 778-288-7894 <span><br><a href=\"mailto:mediaenquiry@westlandinsurance.ca\" rel=\"nofollow noopener\">mediaenquiry@westlandinsurance.ca</a></span></p>","postBodyRss":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n<!--more--><p>With this acquisition, Westland adds another key vertical under its Corporate Advisory & Specialty practice, positioning itself as a market leader serving the rapidly evolving film and entertainment industry in Canada, the U.S. and internationally. In addition to growing Westland’s presence in major markets across Canada, Front Row also represents Westland’s first U.S. operations.<span> </span></p>\n<p>Front Row Insurance Brokers offers fast insurance and risk management solutions to the entertainment industry, including film production, music, theatre, live performance and commercial photographers. Front Row has eight offices across North America including Vancouver, Calgary, Toronto, Montreal, Halifax, Los Angeles, and New York. Front Row will retain their: name, logo, industry leading website and all their specially trained staff.<span></span><span></span></p>\n<p>“Front Row is an incredible complement and accelerator to Westland’s Commercial strategy,” says Jamie Lyons, President & Chief Operating Officer. “They have deep expertise as a market leading entertainment insurance broker and have incredibly strong brand equity in Canada and the United States. They are entrepreneurs and innovators in an industry that is going through tremendous growth and change. David Hamilton, Steve Beatty and their team are passionate leaders, dedicated to serving the unique needs of their clients. They<span> </span>have an outstanding reputation as film and entertainment experts. We are thrilled to welcome them to Westland.”<span></span></p>\n<p>“Westland's vision to expand their specialty practice to include entertainment, arts and culture was immediately attractive to us,” says David Hamilton, President & CEO, Front Row. “Our 55 team members are elated to join the Westland crew. Westland’s size and strong insurance company partnerships mean we can pitch our popular client-first service model to more storytellers, in new territories. We are delighted that cultural risks will be even better protected because of this partnership.”<span> </span></p>\n<p>Dowling Hales acted as financial advisor to Front Row Insurance Brokers in the transaction.</p>\n<p>As the largest Canadian owned independent brokerage in the country, Westland continues to invest in and grow its business organically and through strategic acquisitions.<span> </span></p>\n<p style=\"text-align: center;\"><em>- 30 - </em></p>\n<p><strong>About</strong><span style=\"font-weight: normal;\">:</span> Westland Insurance Group is one of the fastest-growing independent insurance brokers in North America. Trading $2.5 billion of premium, Westland continues to expand coast to coast. Westland's brokers provide expertise and advisory-based services across commercial, specialty, personal and employee group benefits insurance segments. Since its founding in 1980, Westland has remained a family-owned company that is committed to supporting its clients, industry partners and local communities. For more information, please visit <a href=\"https://www.westlandinsurance.ca/\"><span>westlandinsurance.ca</span></a>.<span></span><span></span></p>\n<p><strong>Media Contact:<span> </span></strong> <span><br></span>Westland Insurance Group Ltd.<span> </span><span><br></span>Jessica Thiessen, Senior Manager, Communications <span><br></span>Phone: 778-288-7894 <span><br><a href=\"mailto:mediaenquiry@westlandinsurance.ca\" rel=\"nofollow noopener\">mediaenquiry@westlandinsurance.ca</a></span></p>","postEmailContent":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n","postFeaturedImageIfEnabled":"","postListContent":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n<!--more--><p>With this acquisition, Westland adds another key vertical under its Corporate Advisory & Specialty practice, positioning itself as a market leader serving the rapidly evolving film and entertainment industry in Canada, the U.S. and internationally. In addition to growing Westland’s presence in major markets across Canada, Front Row also represents Westland’s first U.S. operations.<span> </span></p>\n<p>Front Row Insurance Brokers offers fast insurance and risk management solutions to the entertainment industry, including film production, music, theatre, live performance and commercial photographers. Front Row has eight offices across North America including Vancouver, Calgary, Toronto, Montreal, Halifax, Los Angeles, and New York. Front Row will retain their: name, logo, industry leading website and all their specially trained staff.<span></span><span></span></p>\n<p>“Front Row is an incredible complement and accelerator to Westland’s Commercial strategy,” says Jamie Lyons, President & Chief Operating Officer. “They have deep expertise as a market leading entertainment insurance broker and have incredibly strong brand equity in Canada and the United States. They are entrepreneurs and innovators in an industry that is going through tremendous growth and change. David Hamilton, Steve Beatty and their team are passionate leaders, dedicated to serving the unique needs of their clients. They<span> </span>have an outstanding reputation as film and entertainment experts. We are thrilled to welcome them to Westland.”<span></span></p>\n<p>“Westland's vision to expand their specialty practice to include entertainment, arts and culture was immediately attractive to us,” says David Hamilton, President & CEO, Front Row. “Our 55 team members are elated to join the Westland crew. Westland’s size and strong insurance company partnerships mean we can pitch our popular client-first service model to more storytellers, in new territories. We are delighted that cultural risks will be even better protected because of this partnership.”<span> </span></p>\n<p>Dowling Hales acted as financial advisor to Front Row Insurance Brokers in the transaction.</p>\n<p>As the largest Canadian owned independent brokerage in the country, Westland continues to invest in and grow its business organically and through strategic acquisitions.<span> </span></p>\n<p style=\"text-align: center;\"><em>- 30 - </em></p>\n<p><strong>About</strong><span style=\"font-weight: normal;\">:</span> Westland Insurance Group is one of the fastest-growing independent insurance brokers in North America. Trading $2.5 billion of premium, Westland continues to expand coast to coast. Westland's brokers provide expertise and advisory-based services across commercial, specialty, personal and employee group benefits insurance segments. Since its founding in 1980, Westland has remained a family-owned company that is committed to supporting its clients, industry partners and local communities. For more information, please visit <a href=\"https://www.westlandinsurance.ca/\"><span>westlandinsurance.ca</span></a>.<span></span><span></span></p>\n<p><strong>Media Contact:<span> </span></strong> <span><br></span>Westland Insurance Group Ltd.<span> </span><span><br></span>Jessica Thiessen, Senior Manager, Communications <span><br></span>Phone: 778-288-7894 <span><br><a href=\"mailto:mediaenquiry@westlandinsurance.ca\" rel=\"nofollow noopener\">mediaenquiry@westlandinsurance.ca</a></span></p>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n","postRssSummaryFeaturedImage":"","postSummary":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n","postSummaryRss":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"llPytDnR","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Canadian%20Made/Cad-made-screenshot-600.jpg","previousPostFeaturedImageAltText":"How does a specialized film insurance broker compare to general insurance brokers?","previousPostName":"How does a specialized film insurance broker compare to general insurance brokers?","previousPostSlug":"articles/specialized-film-insurance-broker","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1663162186331,"publishDateLocalTime":1663162186331,"publishDateLocalized":{"date":1663162186331,"format":"medium","language":"en_US"},"publishImmediately":null,"publishTimezoneOffset":null,"publishedAt":1663162186331,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/westland-insurance-acquires-front-row-insurance-brokers","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n<!--more--><p>With this acquisition, Westland adds another key vertical under its Corporate Advisory & Specialty practice, positioning itself as a market leader serving the rapidly evolving film and entertainment industry in Canada, the U.S. and internationally. In addition to growing Westland’s presence in major markets across Canada, Front Row also represents Westland’s first U.S. operations.<span> </span></p>\n<p>Front Row Insurance Brokers offers fast insurance and risk management solutions to the entertainment industry, including film production, music, theatre, live performance and commercial photographers. Front Row has eight offices across North America including Vancouver, Calgary, Toronto, Montreal, Halifax, Los Angeles, and New York. Front Row will retain their: name, logo, industry leading website and all their specially trained staff.<span></span><span></span></p>\n<p>“Front Row is an incredible complement and accelerator to Westland’s Commercial strategy,” says Jamie Lyons, President & Chief Operating Officer. “They have deep expertise as a market leading entertainment insurance broker and have incredibly strong brand equity in Canada and the United States. They are entrepreneurs and innovators in an industry that is going through tremendous growth and change. David Hamilton, Steve Beatty and their team are passionate leaders, dedicated to serving the unique needs of their clients. They<span> </span>have an outstanding reputation as film and entertainment experts. We are thrilled to welcome them to Westland.”<span></span></p>\n<p>“Westland's vision to expand their specialty practice to include entertainment, arts and culture was immediately attractive to us,” says David Hamilton, President & CEO, Front Row. “Our 55 team members are elated to join the Westland crew. Westland’s size and strong insurance company partnerships mean we can pitch our popular client-first service model to more storytellers, in new territories. We are delighted that cultural risks will be even better protected because of this partnership.”<span> </span></p>\n<p>Dowling Hales acted as financial advisor to Front Row Insurance Brokers in the transaction.</p>\n<p>As the largest Canadian owned independent brokerage in the country, Westland continues to invest in and grow its business organically and through strategic acquisitions.<span> </span></p>\n<p style=\"text-align: center;\"><em>- 30 - </em></p>\n<p><strong>About</strong><span style=\"font-weight: normal;\">:</span> Westland Insurance Group is one of the fastest-growing independent insurance brokers in North America. Trading $2.5 billion of premium, Westland continues to expand coast to coast. Westland's brokers provide expertise and advisory-based services across commercial, specialty, personal and employee group benefits insurance segments. Since its founding in 1980, Westland has remained a family-owned company that is committed to supporting its clients, industry partners and local communities. For more information, please visit <a href=\"https://www.westlandinsurance.ca/\"><span>westlandinsurance.ca</span></a>.<span></span><span></span></p>\n<p><strong>Media Contact:<span> </span></strong> <span><br></span>Westland Insurance Group Ltd.<span> </span><span><br></span>Jessica Thiessen, Senior Manager, Communications <span><br></span>Phone: 778-288-7894 <span><br><a href=\"mailto:mediaenquiry@westlandinsurance.ca\" rel=\"nofollow noopener\">mediaenquiry@westlandinsurance.ca</a></span></p>","rssSummary":"<h2 style=\"font-size: 36px;\">Westland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market</h2>\n<p><em><span style=\"font-weight: bold;\">September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) –</span></em> Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers Inc., one of the largest and most respected film and entertainment insurance brokers in North America.</p>\n","rssSummaryFeaturedImage":"","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1663162191754,"screenshotPreviewUrl":"https://cdn2.hubspot.net/hubshot/22/09/14/42119282-1b5c-46ef-8606-c3f0ed8d13dd.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/westland-insurance-acquires-front-row-insurance-brokers","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[],"tagList":[],"tagNames":[],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","themePath":null,"themeSettingsValues":null,"title":"Westland Insurance acquires Front Row Insurance 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Broker Jinny Barbosa Joins Globalex Insurance in Montreal","id":83329871952,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Film Broker Jinny Barbosa Joins Globalex Insurance in Montreal","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Film Broker Jinny Barbosa Joins Globalex Insurance in Montreal","use_featured_image":false,"post_body":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994.<span> </span></p>\n<!--more--><p>Jinny worked for 27 years at a large Canadian brokerage firm, working her way up to increasingly senior roles and finishing as Team Leader and Senior Client Executive. As Vice President, Film & Media Business Development at Front Row Insurance, Jinny will use her significant experience to service film and new media producers in Quebec.</p>\n<p>Jinny is a professional and dynamic insurance broker with a proven track record of successfully managing primarily large feature films, TV movies and TV series. Her expertise also extends to advising producers regarding the risks associated with: short films, documentaries, commercials, special events and live performances.</p>\n<p>“Due to our size and volume with the insurance companies, we have rates and coverages that help us stand apart, and Jinny knows how to effectively communicate those benefits to professionals in the entertainment industry,” says David Hamilton, President + CEO of Front Row. “With Jinny’s help, our clients will have more time to focus on filmmaking while she takes care of identifying and transferring their risks to the insurance company. We’re thrilled to have Jinny join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/staff/Jinny/jinny-b-frontrow-pr-english.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong>About</strong>: Front Row Insurance Brokers Inc. – known as Globalex/Front Row Assurance in Quebec – is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Halifax, and Los Angeles.<span> </span>Visit their website at <a href=\"https://www.frontrowinsurance.com\"><span>https://www.frontrowinsurance.com</span></a>.</p>\n<p><strong>For more information, contact</strong>: <br>David W. Hamilton, President + CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><span><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","post_summary":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994.<span> </span></p>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994.<span> </span></p>\n<!--more--><p>Jinny worked for 27 years at a large Canadian brokerage firm, working her way up to increasingly senior roles and finishing as Team Leader and Senior Client Executive. As Vice President, Film & Media Business Development at Front Row Insurance, Jinny will use her significant experience to service film and new media producers in Quebec.</p>\n<p>Jinny is a professional and dynamic insurance broker with a proven track record of successfully managing primarily large feature films, TV movies and TV series. Her expertise also extends to advising producers regarding the risks associated with: short films, documentaries, commercials, special events and live performances.</p>\n<p>“Due to our size and volume with the insurance companies, we have rates and coverages that help us stand apart, and Jinny knows how to effectively communicate those benefits to professionals in the entertainment industry,” says David Hamilton, President + CEO of Front Row. “With Jinny’s help, our clients will have more time to focus on filmmaking while she takes care of identifying and transferring their risks to the insurance company. We’re thrilled to have Jinny join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/staff/Jinny/jinny-b-frontrow-pr-english.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong>About</strong>: Front Row Insurance Brokers Inc. – known as Globalex/Front Row Assurance in Quebec – is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Halifax, and Los Angeles.<span> </span>Visit their website at <a href=\"https://www.frontrowinsurance.com\"><span>https://www.frontrowinsurance.com</span></a>.</p>\n<p><strong>For more information, contact</strong>: <br>David W. Hamilton, President + CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><span><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","rss_summary":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). 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Jinny has worked in the insurance industry since 1994.<span> </span></p>\n<!--more--><p>Jinny worked for 27 years at a large Canadian brokerage firm, working her way up to increasingly senior roles and finishing as Team Leader and Senior Client Executive. As Vice President, Film & Media Business Development at Front Row Insurance, Jinny will use her significant experience to service film and new media producers in Quebec.</p>\n<p>Jinny is a professional and dynamic insurance broker with a proven track record of successfully managing primarily large feature films, TV movies and TV series. Her expertise also extends to advising producers regarding the risks associated with: short films, documentaries, commercials, special events and live performances.</p>\n<p>“Due to our size and volume with the insurance companies, we have rates and coverages that help us stand apart, and Jinny knows how to effectively communicate those benefits to professionals in the entertainment industry,” says David Hamilton, President + CEO of Front Row. “With Jinny’s help, our clients will have more time to focus on filmmaking while she takes care of identifying and transferring their risks to the insurance company. We’re thrilled to have Jinny join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/staff/Jinny/jinny-b-frontrow-pr-english.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong>About</strong>: Front Row Insurance Brokers Inc. – known as Globalex/Front Row Assurance in Quebec – is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Halifax, and Los Angeles.<span> </span>Visit their website at <a href=\"https://www.frontrowinsurance.com\"><span>https://www.frontrowinsurance.com</span></a>.</p>\n<p><strong>For more information, contact</strong>: <br>David W. Hamilton, President + CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><span><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","postBodyRss":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994.<span> </span></p>\n<!--more--><p>Jinny worked for 27 years at a large Canadian brokerage firm, working her way up to increasingly senior roles and finishing as Team Leader and Senior Client Executive. As Vice President, Film & Media Business Development at Front Row Insurance, Jinny will use her significant experience to service film and new media producers in Quebec.</p>\n<p>Jinny is a professional and dynamic insurance broker with a proven track record of successfully managing primarily large feature films, TV movies and TV series. Her expertise also extends to advising producers regarding the risks associated with: short films, documentaries, commercials, special events and live performances.</p>\n<p>“Due to our size and volume with the insurance companies, we have rates and coverages that help us stand apart, and Jinny knows how to effectively communicate those benefits to professionals in the entertainment industry,” says David Hamilton, President + CEO of Front Row. “With Jinny’s help, our clients will have more time to focus on filmmaking while she takes care of identifying and transferring their risks to the insurance company. We’re thrilled to have Jinny join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/staff/Jinny/jinny-b-frontrow-pr-english.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong>About</strong>: Front Row Insurance Brokers Inc. – known as Globalex/Front Row Assurance in Quebec – is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Halifax, and Los Angeles.<span> </span>Visit their website at <a href=\"https://www.frontrowinsurance.com\"><span>https://www.frontrowinsurance.com</span></a>.</p>\n<p><strong>For more information, contact</strong>: <br>David W. Hamilton, President + CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><span><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","postEmailContent":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994.<span> </span></p>\n","postFeaturedImageIfEnabled":"","postListContent":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994.<span> </span></p>\n<!--more--><p>Jinny worked for 27 years at a large Canadian brokerage firm, working her way up to increasingly senior roles and finishing as Team Leader and Senior Client Executive. As Vice President, Film & Media Business Development at Front Row Insurance, Jinny will use her significant experience to service film and new media producers in Quebec.</p>\n<p>Jinny is a professional and dynamic insurance broker with a proven track record of successfully managing primarily large feature films, TV movies and TV series. Her expertise also extends to advising producers regarding the risks associated with: short films, documentaries, commercials, special events and live performances.</p>\n<p>“Due to our size and volume with the insurance companies, we have rates and coverages that help us stand apart, and Jinny knows how to effectively communicate those benefits to professionals in the entertainment industry,” says David Hamilton, President + CEO of Front Row. “With Jinny’s help, our clients will have more time to focus on filmmaking while she takes care of identifying and transferring their risks to the insurance company. We’re thrilled to have Jinny join our crew.”</p>\n<p><a href=\"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/staff/Jinny/jinny-b-frontrow-pr-english.pdf\" rel=\"noopener\" target=\"_blank\"><em>Download PDF here</em></a></p>\n<p style=\"text-align: center;\"><em>–30–</em></p>\n<p><strong>About</strong>: Front Row Insurance Brokers Inc. – known as Globalex/Front Row Assurance in Quebec – is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a low cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Halifax, and Los Angeles.<span> </span>Visit their website at <a href=\"https://www.frontrowinsurance.com\"><span>https://www.frontrowinsurance.com</span></a>.</p>\n<p><strong>For more information, contact</strong>: <br>David W. Hamilton, President + CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><span><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","postListSummaryFeaturedImage":"","postRssContent":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). 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Jinny has worked in the insurance industry since 1994.<span> </span></p>\n<!--more--><p>Jinny worked for 27 years at a large Canadian brokerage firm, working her way up to increasingly senior roles and finishing as Team Leader and Senior Client Executive. As Vice President, Film & Media Business Development at Front Row Insurance, Jinny will use her significant experience to service film and new media producers in Quebec.</p>\n<p>Jinny is a professional and dynamic insurance broker with a proven track record of successfully managing primarily large feature films, TV movies and TV series. Her expertise also extends to advising producers regarding the risks associated with: short films, documentaries, commercials, special events and live performances.</p>\n<p>“Due to our size and volume with the insurance companies, we have rates and coverages that help us stand apart, and Jinny knows how to effectively communicate those benefits to professionals in the entertainment industry,” says David Hamilton, President + CEO of Front Row. “With Jinny’s help, our clients will have more time to focus on filmmaking while she takes care of identifying and transferring their risks to the insurance company. 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Front Row has offices in Vancouver, Toronto, Montreal, Halifax, and Los Angeles.<span> </span>Visit their website at <a href=\"https://www.frontrowinsurance.com\"><span>https://www.frontrowinsurance.com</span></a>.</p>\n<p><strong>For more information, contact</strong>: <br>David W. Hamilton, President + CEO<br>801-1788 W Broadway<br>Vancouver, B.C., V6J 1Y1<br>P 604 684 3456<br><span><a href=\"mailto:david@frontrowinsurance.com\" rel=\"nofollow noopener\">david@frontrowinsurance.com</a></span></p>","rssSummary":"<p><em><strong>Montreal, Canada – August 30, 2022 – </strong></em>Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker <a href=\"/staff/jinny-barbosa\" rel=\"noopener\">Jinny Barbosa</a> to its Montreal office (Globalex). 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Occurrence Policies","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":137640,"legacyId":107141,"legacyPostGuid":"8053d5be-3ddf-42e9-bc06-f6efa9b0c11d","linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies","use_featured_image":true,"post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<div class=\"hs-migrated-cms-post\">\n<h2 style=\"font-size: 36px;\">CLAIMS MADE E&O POLICIES</h2>\n<p><strong>Claims Made E&O Policies</strong> cover claims that are made during the policy term<strong>. </strong>The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force.</p>\n<p>With this type of policy, endorsements can be made so that the policy responds to incidents which occurred before the policy start date, also known as “Prior Acts” coverage. Tail coverage is another extension that can be obtained wherein the insurer will cover events that occur while the policy is in force, but which the insured is unaware of during the policy period, and are reported to the insurer after the policy terminates. By obtaining tail end coverage, the claims based policy is in effect converted to an occurrence policy.</p>\n<h3>Pros of a Claims Made E&O Policy</h3>\n<p>A benefit of this type of policy is that if a claim arises relating to incidents which occurred before the policy start date, the claim may be covered. Another reason why this type of E&O policy is purchased is because it is less expensive than occurrence based policies. Typically, the premium increases over the first five years of coverage in increments proportional to the claims reporting for that experience.</p>\n<h3>Cons of a Claims Made E&O Policy</h3>\n<p>Once a “claims-made” policy has expired, purchasing insurance for past events will become difficult, expensive and perhaps not possible. Once coverage has expired, claims can no longer be submitted, even if the claim occurred during the policy term.</p>\n<p> </p>\n<h2 style=\"font-size: 36px;\">OCCURRENCE BASED E&O POLICIES</h2>\n<p><strong>Occurrence Based E&O Policies</strong> cover losses that occur during the policy term as long as the project/film is released or broadcast during the dates at which an incident causing damage occurs. Although the loss can be reported years later, it must have “occurred” during the policy term. This type of E&O policy may not cover occurrences that happened prior to the policy being in force.</p>\n<h3>Pros of an Occurrence Based E&O Policy</h3>\n<p>A benefit of this type of policy is that there is no need to renew the policy to maintain coverage. Also, years after this type of policy has lapsed, a claim can be made for incidents that occurred while the policy was in force.</p>\n<h3>Cons of an Occurrence Based E&O Policy</h3>\n<p>This type of E&O policy is typically more expensive than claims based policies because the insured is prepaying for tail costs whether the tail gets used or not. Another disadvantage is that if a claim arises before delivery to the broadcaster or distributor, any defense costs associated with the claim may not be covered. It’s important to <a href=\"/contact-us\" rel=\" noopener\">speak to your broker</a> about whether <strong>Prior Acts</strong> coverage is included on your occurrence based policy.</p>\n<p> </p>\n<h2>WHY E&O POLICIES ARE NEEDED?</h2>\n<ol>\n<li><em>I.e,</em> The script of your movie/show is slightly similar to another production, therefore a claim for <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\" noopener\">plagiarism</a> could arise.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers the insured against defamation, <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel</a> and slander suits.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers against intellectual property rights.<span style=\"text-decoration: underline;\"></span></li>\n<li>Typically, most distributors and broadcasters will <strong>not</strong> distribute or air any production without it.<span style=\"text-decoration: underline;\"></span></li>\n<li>It protects a company or individual from financial loss.<span style=\"text-decoration: underline;\"></span></li>\n</ol>\n<h2>TYPICAL E&O CLAIM SCENARIOS</h2>\n<ul>\n<li>An action brought against a production company for the production of a movie which is similar to events depicted in a novel.</li>\n<li>A <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">defamation</a>/slander suit brought against a production company based on a recognizable likeness between a fictional character in a TV series and an actual person.</li>\n<li>A production company is sued for unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Titles</a> and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights.</li>\n</ul>\n<h2>WHAT CAN AFFECT THE COST OF AN E&O POLICY?</h2>\n<ul>\n<li>Whether an attorney’s services were used to secure <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">clearances</a> and licenses<span style=\"text-decoration: underline;\"></span></li>\n<li>The coverage limits<span style=\"text-decoration: underline;\"></span></li>\n<li>Coverage territory<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of distribution<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of production <em>i.e.,</em> Documentary, TV Series<span style=\"text-decoration: underline;\"></span></li>\n<li>Subject matter of production<span style=\"text-decoration: underline;\"></span></li>\n<li>Production budget<span style=\"text-decoration: underline;\"></span></li>\n</ul>\n</div>","post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<div class=\"hs-migrated-cms-post\">\n<h2 style=\"font-size: 36px;\">CLAIMS MADE E&O POLICIES</h2>\n<p><strong>Claims Made E&O Policies</strong> cover claims that are made during the policy term<strong>. </strong>The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force.</p>\n<p>With this type of policy, endorsements can be made so that the policy responds to incidents which occurred before the policy start date, also known as “Prior Acts” coverage. Tail coverage is another extension that can be obtained wherein the insurer will cover events that occur while the policy is in force, but which the insured is unaware of during the policy period, and are reported to the insurer after the policy terminates. By obtaining tail end coverage, the claims based policy is in effect converted to an occurrence policy.</p>\n<h3>Pros of a Claims Made E&O Policy</h3>\n<p>A benefit of this type of policy is that if a claim arises relating to incidents which occurred before the policy start date, the claim may be covered. Another reason why this type of E&O policy is purchased is because it is less expensive than occurrence based policies. Typically, the premium increases over the first five years of coverage in increments proportional to the claims reporting for that experience.</p>\n<h3>Cons of a Claims Made E&O Policy</h3>\n<p>Once a “claims-made” policy has expired, purchasing insurance for past events will become difficult, expensive and perhaps not possible. Once coverage has expired, claims can no longer be submitted, even if the claim occurred during the policy term.</p>\n<p> </p>\n<h2 style=\"font-size: 36px;\">OCCURRENCE BASED E&O POLICIES</h2>\n<p><strong>Occurrence Based E&O Policies</strong> cover losses that occur during the policy term as long as the project/film is released or broadcast during the dates at which an incident causing damage occurs. Although the loss can be reported years later, it must have “occurred” during the policy term. This type of E&O policy may not cover occurrences that happened prior to the policy being in force.</p>\n<h3>Pros of an Occurrence Based E&O Policy</h3>\n<p>A benefit of this type of policy is that there is no need to renew the policy to maintain coverage. Also, years after this type of policy has lapsed, a claim can be made for incidents that occurred while the policy was in force.</p>\n<h3>Cons of an Occurrence Based E&O Policy</h3>\n<p>This type of E&O policy is typically more expensive than claims based policies because the insured is prepaying for tail costs whether the tail gets used or not. Another disadvantage is that if a claim arises before delivery to the broadcaster or distributor, any defense costs associated with the claim may not be covered. It’s important to <a href=\"/contact-us\" rel=\" noopener\">speak to your broker</a> about whether <strong>Prior Acts</strong> coverage is included on your occurrence based policy.</p>\n<p> </p>\n<h2>WHY E&O POLICIES ARE NEEDED?</h2>\n<ol>\n<li><em>I.e,</em> The script of your movie/show is slightly similar to another production, therefore a claim for <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\" noopener\">plagiarism</a> could arise.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers the insured against defamation, <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel</a> and slander suits.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers against intellectual property rights.<span style=\"text-decoration: underline;\"></span></li>\n<li>Typically, most distributors and broadcasters will <strong>not</strong> distribute or air any production without it.<span style=\"text-decoration: underline;\"></span></li>\n<li>It protects a company or individual from financial loss.<span style=\"text-decoration: underline;\"></span></li>\n</ol>\n<h2>TYPICAL E&O CLAIM SCENARIOS</h2>\n<ul>\n<li>An action brought against a production company for the production of a movie which is similar to events depicted in a novel.</li>\n<li>A <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">defamation</a>/slander suit brought against a production company based on a recognizable likeness between a fictional character in a TV series and an actual person.</li>\n<li>A production company is sued for unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Titles</a> and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights.</li>\n</ul>\n<h2>WHAT CAN AFFECT THE COST OF AN E&O POLICY?</h2>\n<ul>\n<li>Whether an attorney’s services were used to secure <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">clearances</a> and licenses<span style=\"text-decoration: underline;\"></span></li>\n<li>The coverage limits<span style=\"text-decoration: underline;\"></span></li>\n<li>Coverage territory<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of distribution<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of production <em>i.e.,</em> Documentary, TV Series<span style=\"text-decoration: underline;\"></span></li>\n<li>Subject matter of production<span style=\"text-decoration: underline;\"></span></li>\n<li>Production budget<span style=\"text-decoration: underline;\"></span></li>\n</ul>\n</div>","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","keywords":[],"tag_ids":[949709499,949708809,949708904,949708959,949708814,949708924,949709884,949708774],"topic_ids":[949709499,949708809,949708904,949708959,949708814,949708924,949709884,949708774],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"composition_id":0,"head_html":"<!-- START - Generated by ClassySchema.org on Tue, 30 Aug 2022 17:06:30 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Film Insurance: E&O Claims Made Policies Vs. 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":"","performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<div class=\"hs-migrated-cms-post\">\n<h2 style=\"font-size: 36px;\">CLAIMS MADE E&O POLICIES</h2>\n<p><strong>Claims Made E&O Policies</strong> cover claims that are made during the policy term<strong>. </strong>The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force.</p>\n<p>With this type of policy, endorsements can be made so that the policy responds to incidents which occurred before the policy start date, also known as “Prior Acts” coverage. Tail coverage is another extension that can be obtained wherein the insurer will cover events that occur while the policy is in force, but which the insured is unaware of during the policy period, and are reported to the insurer after the policy terminates. By obtaining tail end coverage, the claims based policy is in effect converted to an occurrence policy.</p>\n<h3>Pros of a Claims Made E&O Policy</h3>\n<p>A benefit of this type of policy is that if a claim arises relating to incidents which occurred before the policy start date, the claim may be covered. Another reason why this type of E&O policy is purchased is because it is less expensive than occurrence based policies. Typically, the premium increases over the first five years of coverage in increments proportional to the claims reporting for that experience.</p>\n<h3>Cons of a Claims Made E&O Policy</h3>\n<p>Once a “claims-made” policy has expired, purchasing insurance for past events will become difficult, expensive and perhaps not possible. Once coverage has expired, claims can no longer be submitted, even if the claim occurred during the policy term.</p>\n<p> </p>\n<h2 style=\"font-size: 36px;\">OCCURRENCE BASED E&O POLICIES</h2>\n<p><strong>Occurrence Based E&O Policies</strong> cover losses that occur during the policy term as long as the project/film is released or broadcast during the dates at which an incident causing damage occurs. Although the loss can be reported years later, it must have “occurred” during the policy term. This type of E&O policy may not cover occurrences that happened prior to the policy being in force.</p>\n<h3>Pros of an Occurrence Based E&O Policy</h3>\n<p>A benefit of this type of policy is that there is no need to renew the policy to maintain coverage. Also, years after this type of policy has lapsed, a claim can be made for incidents that occurred while the policy was in force.</p>\n<h3>Cons of an Occurrence Based E&O Policy</h3>\n<p>This type of E&O policy is typically more expensive than claims based policies because the insured is prepaying for tail costs whether the tail gets used or not. Another disadvantage is that if a claim arises before delivery to the broadcaster or distributor, any defense costs associated with the claim may not be covered. It’s important to <a href=\"/contact-us\" rel=\" noopener\">speak to your broker</a> about whether <strong>Prior Acts</strong> coverage is included on your occurrence based policy.</p>\n<p> </p>\n<h2>WHY E&O POLICIES ARE NEEDED?</h2>\n<ol>\n<li><em>I.e,</em> The script of your movie/show is slightly similar to another production, therefore a claim for <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\" noopener\">plagiarism</a> could arise.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers the insured against defamation, <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel</a> and slander suits.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers against intellectual property rights.<span style=\"text-decoration: underline;\"></span></li>\n<li>Typically, most distributors and broadcasters will <strong>not</strong> distribute or air any production without it.<span style=\"text-decoration: underline;\"></span></li>\n<li>It protects a company or individual from financial loss.<span style=\"text-decoration: underline;\"></span></li>\n</ol>\n<h2>TYPICAL E&O CLAIM SCENARIOS</h2>\n<ul>\n<li>An action brought against a production company for the production of a movie which is similar to events depicted in a novel.</li>\n<li>A <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">defamation</a>/slander suit brought against a production company based on a recognizable likeness between a fictional character in a TV series and an actual person.</li>\n<li>A production company is sued for unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Titles</a> and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights.</li>\n</ul>\n<h2>WHAT CAN AFFECT THE COST OF AN E&O POLICY?</h2>\n<ul>\n<li>Whether an attorney’s services were used to secure <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">clearances</a> and licenses<span style=\"text-decoration: underline;\"></span></li>\n<li>The coverage limits<span style=\"text-decoration: underline;\"></span></li>\n<li>Coverage territory<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of distribution<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of production <em>i.e.,</em> Documentary, TV Series<span style=\"text-decoration: underline;\"></span></li>\n<li>Subject matter of production<span style=\"text-decoration: underline;\"></span></li>\n<li>Production budget<span style=\"text-decoration: underline;\"></span></li>\n</ul>\n</div>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<div class=\"hs-migrated-cms-post\">\n<h2 style=\"font-size: 36px;\">CLAIMS MADE E&O POLICIES</h2>\n<p><strong>Claims Made E&O Policies</strong> cover claims that are made during the policy term<strong>. </strong>The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force.</p>\n<p>With this type of policy, endorsements can be made so that the policy responds to incidents which occurred before the policy start date, also known as “Prior Acts” coverage. Tail coverage is another extension that can be obtained wherein the insurer will cover events that occur while the policy is in force, but which the insured is unaware of during the policy period, and are reported to the insurer after the policy terminates. By obtaining tail end coverage, the claims based policy is in effect converted to an occurrence policy.</p>\n<h3>Pros of a Claims Made E&O Policy</h3>\n<p>A benefit of this type of policy is that if a claim arises relating to incidents which occurred before the policy start date, the claim may be covered. Another reason why this type of E&O policy is purchased is because it is less expensive than occurrence based policies. Typically, the premium increases over the first five years of coverage in increments proportional to the claims reporting for that experience.</p>\n<h3>Cons of a Claims Made E&O Policy</h3>\n<p>Once a “claims-made” policy has expired, purchasing insurance for past events will become difficult, expensive and perhaps not possible. Once coverage has expired, claims can no longer be submitted, even if the claim occurred during the policy term.</p>\n<p> </p>\n<h2 style=\"font-size: 36px;\">OCCURRENCE BASED E&O POLICIES</h2>\n<p><strong>Occurrence Based E&O Policies</strong> cover losses that occur during the policy term as long as the project/film is released or broadcast during the dates at which an incident causing damage occurs. Although the loss can be reported years later, it must have “occurred” during the policy term. This type of E&O policy may not cover occurrences that happened prior to the policy being in force.</p>\n<h3>Pros of an Occurrence Based E&O Policy</h3>\n<p>A benefit of this type of policy is that there is no need to renew the policy to maintain coverage. Also, years after this type of policy has lapsed, a claim can be made for incidents that occurred while the policy was in force.</p>\n<h3>Cons of an Occurrence Based E&O Policy</h3>\n<p>This type of E&O policy is typically more expensive than claims based policies because the insured is prepaying for tail costs whether the tail gets used or not. Another disadvantage is that if a claim arises before delivery to the broadcaster or distributor, any defense costs associated with the claim may not be covered. It’s important to <a href=\"/contact-us\" rel=\" noopener\">speak to your broker</a> about whether <strong>Prior Acts</strong> coverage is included on your occurrence based policy.</p>\n<p> </p>\n<h2>WHY E&O POLICIES ARE NEEDED?</h2>\n<ol>\n<li><em>I.e,</em> The script of your movie/show is slightly similar to another production, therefore a claim for <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\" noopener\">plagiarism</a> could arise.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers the insured against defamation, <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel</a> and slander suits.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers against intellectual property rights.<span style=\"text-decoration: underline;\"></span></li>\n<li>Typically, most distributors and broadcasters will <strong>not</strong> distribute or air any production without it.<span style=\"text-decoration: underline;\"></span></li>\n<li>It protects a company or individual from financial loss.<span style=\"text-decoration: underline;\"></span></li>\n</ol>\n<h2>TYPICAL E&O CLAIM SCENARIOS</h2>\n<ul>\n<li>An action brought against a production company for the production of a movie which is similar to events depicted in a novel.</li>\n<li>A <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">defamation</a>/slander suit brought against a production company based on a recognizable likeness between a fictional character in a TV series and an actual person.</li>\n<li>A production company is sued for unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Titles</a> and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights.</li>\n</ul>\n<h2>WHAT CAN AFFECT THE COST OF AN E&O POLICY?</h2>\n<ul>\n<li>Whether an attorney’s services were used to secure <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">clearances</a> and licenses<span style=\"text-decoration: underline;\"></span></li>\n<li>The coverage limits<span style=\"text-decoration: underline;\"></span></li>\n<li>Coverage territory<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of distribution<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of production <em>i.e.,</em> Documentary, TV Series<span style=\"text-decoration: underline;\"></span></li>\n<li>Subject matter of production<span style=\"text-decoration: underline;\"></span></li>\n<li>Production budget<span style=\"text-decoration: underline;\"></span></li>\n</ul>\n</div>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://f.hubspotusercontent00.net/hubfs/61352/images/eando/claims-made-occurrence-based-eando-forweb600.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<div class=\"hs-migrated-cms-post\">\n<h2 style=\"font-size: 36px;\">CLAIMS MADE E&O POLICIES</h2>\n<p><strong>Claims Made E&O Policies</strong> cover claims that are made during the policy term<strong>. </strong>The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force.</p>\n<p>With this type of policy, endorsements can be made so that the policy responds to incidents which occurred before the policy start date, also known as “Prior Acts” coverage. Tail coverage is another extension that can be obtained wherein the insurer will cover events that occur while the policy is in force, but which the insured is unaware of during the policy period, and are reported to the insurer after the policy terminates. By obtaining tail end coverage, the claims based policy is in effect converted to an occurrence policy.</p>\n<h3>Pros of a Claims Made E&O Policy</h3>\n<p>A benefit of this type of policy is that if a claim arises relating to incidents which occurred before the policy start date, the claim may be covered. Another reason why this type of E&O policy is purchased is because it is less expensive than occurrence based policies. Typically, the premium increases over the first five years of coverage in increments proportional to the claims reporting for that experience.</p>\n<h3>Cons of a Claims Made E&O Policy</h3>\n<p>Once a “claims-made” policy has expired, purchasing insurance for past events will become difficult, expensive and perhaps not possible. Once coverage has expired, claims can no longer be submitted, even if the claim occurred during the policy term.</p>\n<p> </p>\n<h2 style=\"font-size: 36px;\">OCCURRENCE BASED E&O POLICIES</h2>\n<p><strong>Occurrence Based E&O Policies</strong> cover losses that occur during the policy term as long as the project/film is released or broadcast during the dates at which an incident causing damage occurs. Although the loss can be reported years later, it must have “occurred” during the policy term. This type of E&O policy may not cover occurrences that happened prior to the policy being in force.</p>\n<h3>Pros of an Occurrence Based E&O Policy</h3>\n<p>A benefit of this type of policy is that there is no need to renew the policy to maintain coverage. Also, years after this type of policy has lapsed, a claim can be made for incidents that occurred while the policy was in force.</p>\n<h3>Cons of an Occurrence Based E&O Policy</h3>\n<p>This type of E&O policy is typically more expensive than claims based policies because the insured is prepaying for tail costs whether the tail gets used or not. Another disadvantage is that if a claim arises before delivery to the broadcaster or distributor, any defense costs associated with the claim may not be covered. It’s important to <a href=\"/contact-us\" rel=\" noopener\">speak to your broker</a> about whether <strong>Prior Acts</strong> coverage is included on your occurrence based policy.</p>\n<p> </p>\n<h2>WHY E&O POLICIES ARE NEEDED?</h2>\n<ol>\n<li><em>I.e,</em> The script of your movie/show is slightly similar to another production, therefore a claim for <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\" noopener\">plagiarism</a> could arise.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers the insured against defamation, <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel</a> and slander suits.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers against intellectual property rights.<span style=\"text-decoration: underline;\"></span></li>\n<li>Typically, most distributors and broadcasters will <strong>not</strong> distribute or air any production without it.<span style=\"text-decoration: underline;\"></span></li>\n<li>It protects a company or individual from financial loss.<span style=\"text-decoration: underline;\"></span></li>\n</ol>\n<h2>TYPICAL E&O CLAIM SCENARIOS</h2>\n<ul>\n<li>An action brought against a production company for the production of a movie which is similar to events depicted in a novel.</li>\n<li>A <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">defamation</a>/slander suit brought against a production company based on a recognizable likeness between a fictional character in a TV series and an actual person.</li>\n<li>A production company is sued for unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Titles</a> and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights.</li>\n</ul>\n<h2>WHAT CAN AFFECT THE COST OF AN E&O POLICY?</h2>\n<ul>\n<li>Whether an attorney’s services were used to secure <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">clearances</a> and licenses<span style=\"text-decoration: underline;\"></span></li>\n<li>The coverage limits<span style=\"text-decoration: underline;\"></span></li>\n<li>Coverage territory<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of distribution<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of production <em>i.e.,</em> Documentary, TV Series<span style=\"text-decoration: underline;\"></span></li>\n<li>Subject matter of production<span style=\"text-decoration: underline;\"></span></li>\n<li>Production budget<span style=\"text-decoration: underline;\"></span></li>\n</ul>\n</div>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://f.hubspotusercontent00.net/hubfs/61352/images/eando/claims-made-occurrence-based-eando-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"C8Kx3-XX","previousPostFeaturedImage":"","previousPostFeaturedImageAltText":"","previousPostName":"Film Broker Jinny Barbosa Joins Globalex Insurance in Montreal","previousPostSlug":"articles/film-broker-jinny-barbosa-joins-globalex","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1661879220137,"publishDateLocalTime":1661879220137,"publishDateLocalized":{"date":1661879220137,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1661879220137,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/HkzHkyGG7pU?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><p> </p>\n<div class=\"hs-migrated-cms-post\">\n<h2 style=\"font-size: 36px;\">CLAIMS MADE E&O POLICIES</h2>\n<p><strong>Claims Made E&O Policies</strong> cover claims that are made during the policy term<strong>. </strong>The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force.</p>\n<p>With this type of policy, endorsements can be made so that the policy responds to incidents which occurred before the policy start date, also known as “Prior Acts” coverage. Tail coverage is another extension that can be obtained wherein the insurer will cover events that occur while the policy is in force, but which the insured is unaware of during the policy period, and are reported to the insurer after the policy terminates. By obtaining tail end coverage, the claims based policy is in effect converted to an occurrence policy.</p>\n<h3>Pros of a Claims Made E&O Policy</h3>\n<p>A benefit of this type of policy is that if a claim arises relating to incidents which occurred before the policy start date, the claim may be covered. Another reason why this type of E&O policy is purchased is because it is less expensive than occurrence based policies. Typically, the premium increases over the first five years of coverage in increments proportional to the claims reporting for that experience.</p>\n<h3>Cons of a Claims Made E&O Policy</h3>\n<p>Once a “claims-made” policy has expired, purchasing insurance for past events will become difficult, expensive and perhaps not possible. Once coverage has expired, claims can no longer be submitted, even if the claim occurred during the policy term.</p>\n<p> </p>\n<h2 style=\"font-size: 36px;\">OCCURRENCE BASED E&O POLICIES</h2>\n<p><strong>Occurrence Based E&O Policies</strong> cover losses that occur during the policy term as long as the project/film is released or broadcast during the dates at which an incident causing damage occurs. Although the loss can be reported years later, it must have “occurred” during the policy term. This type of E&O policy may not cover occurrences that happened prior to the policy being in force.</p>\n<h3>Pros of an Occurrence Based E&O Policy</h3>\n<p>A benefit of this type of policy is that there is no need to renew the policy to maintain coverage. Also, years after this type of policy has lapsed, a claim can be made for incidents that occurred while the policy was in force.</p>\n<h3>Cons of an Occurrence Based E&O Policy</h3>\n<p>This type of E&O policy is typically more expensive than claims based policies because the insured is prepaying for tail costs whether the tail gets used or not. Another disadvantage is that if a claim arises before delivery to the broadcaster or distributor, any defense costs associated with the claim may not be covered. It’s important to <a href=\"/contact-us\" rel=\" noopener\">speak to your broker</a> about whether <strong>Prior Acts</strong> coverage is included on your occurrence based policy.</p>\n<p> </p>\n<h2>WHY E&O POLICIES ARE NEEDED?</h2>\n<ol>\n<li><em>I.e,</em> The script of your movie/show is slightly similar to another production, therefore a claim for <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\" noopener\">plagiarism</a> could arise.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers the insured against defamation, <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel</a> and slander suits.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers against intellectual property rights.<span style=\"text-decoration: underline;\"></span></li>\n<li>Typically, most distributors and broadcasters will <strong>not</strong> distribute or air any production without it.<span style=\"text-decoration: underline;\"></span></li>\n<li>It protects a company or individual from financial loss.<span style=\"text-decoration: underline;\"></span></li>\n</ol>\n<h2>TYPICAL E&O CLAIM SCENARIOS</h2>\n<ul>\n<li>An action brought against a production company for the production of a movie which is similar to events depicted in a novel.</li>\n<li>A <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">defamation</a>/slander suit brought against a production company based on a recognizable likeness between a fictional character in a TV series and an actual person.</li>\n<li>A production company is sued for unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Titles</a> and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights.</li>\n</ul>\n<h2>WHAT CAN AFFECT THE COST OF AN E&O POLICY?</h2>\n<ul>\n<li>Whether an attorney’s services were used to secure <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">clearances</a> and licenses<span style=\"text-decoration: underline;\"></span></li>\n<li>The coverage limits<span style=\"text-decoration: underline;\"></span></li>\n<li>Coverage territory<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of distribution<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of production <em>i.e.,</em> Documentary, TV Series<span style=\"text-decoration: underline;\"></span></li>\n<li>Subject matter of production<span style=\"text-decoration: underline;\"></span></li>\n<li>Production budget<span style=\"text-decoration: underline;\"></span></li>\n</ul>\n</div>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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The eBook will be emailed to you shortly.</p>","response_type":"inline"},"add_form_title":"Get the Producer's E&O eBook:","enable_form":true,"module_id":33051772119},"child_css":{},"css":{},"id":"module_15960847531069","label":"Blog Subscribe New Module 2020","module_id":33051772119,"name":"module_15960847531069","order":6,"smart_type":null,"styles":{},"type":"module"},"module_15965216980304":{"body":{"add_content":"<div><a href=\"/contact-us\" rel=\" noopener\">Contact Front Row Insurance Brokers</a> to learn more about Film Errors & Omissions Insurance coverage. </div>\n<div> </div>\n<div><strong>Related Post</strong>: <a href=\"/articles/eo-insurance-for-producers-minimizing-the-risk-of-unsolicited-submissions-claims\" rel=\" noopener\">Minimizing the risk of E&O claims</a></div>\n<div> </div>\n<div> </div>\n<div>\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/errors-omissions-insurance-101\" rel=\" noopener\">E&O Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/eo-what-filmmakers-need-to-know\" rel=\" noopener\">E&O: What You Need to Know</a></p>\n<p><a href=\"/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O: Cost</a></p>\n<p><a href=\"/articles/producers-errors-and-omissions-insurance-quote-are-you-being-offered-the-right-coverage-for-your-needs\" rel=\" noopener\">Are you paying for the coverage you need?</a></p>\n<p><a href=\"/articles/articles/bid/24691/steps-to-obtain-errors-and-ommissions-insurance-for-films\" rel=\" noopener\">Steps to Obtain</a></p>\n<p><a href=\"/articles/protecting-your-script\" rel=\" noopener\">Producer Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-insurance-best-practices-when-reviewing-scripts\" rel=\" noopener\">E&O: Reviewing Scripts</a></p>\n<p><a href=\"/articles/articles/bid/109689/distributor-s-errors-and-omissions-e-o-insurance\" rel=\" noopener\">Distributor Errors and Omissions</a></p>\n<p><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\" noopener\">Documentary E&O Insurance</a></p>\n<p><a href=\"/articles/copyright-reports-use-them-to-minimize-the-potential-of-a-producers-eo-claim\" rel=\" noopener\">Copyright Reports</a></p>\n<p><a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\" noopener\">How much of your film is copyright-able?</a></p>\n<p><a href=\"/articles/articles/bid/103438/e-o-acquire-proper-permission-before-you-eat-at-mcd-or-drink-a-c\" rel=\" noopener\">Copyright Infringements</a></p>\n<p><a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Reports</a></p>\n<p><a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">Script Clearance Reports</a></p>\n<p><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\" noopener\">Clearance Procedures</a></p>\n<p>Claims Made vs. Occurrence</p>\n<p><a href=\"/articles/filmmakers-insurance-part-i\" rel=\" noopener\">Fair Use</a></p>\n<p><a href=\"/articles/broadcasting-film-insurance\" rel=\" noopener\">False Light Accusations</a></p>\n<p><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\" noopener\">The value of a lawyer</a></p>\n<p><a href=\"/articles/how-can-you-make-a-film-like-the-social-network-without-getting-permission-from-mark-zuckerbergyour-blog-post-title-here\" rel=\" noopener\">To get or not get permission: The Social Network</a></p>\n<p><a href=\"/articles/bid/107690/obtaining-e-o-insurance-for-your-film-production-and-preventing-litigation\" rel=\" noopener\">A production lawyer's guide to obtaining E&O insurance and preventing litigation</a><span style=\"background-color: transparent;\"> </span></p>\n</div>","enable_rich_text_module":true,"module_id":33156769794},"child_css":{},"css":{},"id":"module_15965216980304","label":"Basic Rich Text Box for Blog","module_id":33156769794,"name":"module_15965216980304","order":8,"smart_type":null,"styles":{},"type":"module"},"name":{"body":{"title":"Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies"},"id":"name","label":"Title","name":"name","type":"text"},"post_body":{"body":{"html":"<h1>CLAIMS MADE vs. OCCURRENCE BASED E&O</h1>\n<div class=\"hs-migrated-cms-post\">\n<p><em><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/images/eando/claims-made-occurrence-based-eando-forweb600.jpg\" alt=\"CLAIMS MADE VS. OCCURRENCE BASED E&O\" width=\"600\" style=\"width: 600px; display: block; margin: 0px auto;\"></em></p>\n<h2>CLAIMS MADE E&O POLICIES</h2>\n<p><strong>Claims Made E&O Policies</strong> cover claims that are made during the policy term<strong>. </strong>The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force.</p>\n<p>With this type of policy, endorsements can be made so that the policy responds to incidents which occurred before the policy start date, also known as “Prior Acts” coverage. Tail Coverage is another extension that can be obtained wherein the insurer will cover events that occur while the policy is in force, but which the insured is unaware of during the policy period, and are reported to the insurer after the policy terminates. By obtaining tail end coverage, the claims based policy is in effect converted to an occurrence policy.</p>\n<h3>Pro’s of a Claims Made E&O Policy</h3>\n<p>A benefit of this type of policy is that if a claim arises relating to incidents which occurred before the policy start date, the claim may be covered. Another reason why this type of E&O policy is purchased is because it is less expensive than occurrence based policies. Typically the premium increases over the first five years of coverage in increments proportional to the claims reporting for that experience.</p>\n<h3>Con’s of a Claims Made E&O Policy</h3>\n<p>Once a “claims-made” policy has expired, purchasing insurance for past events will become difficult, expensive and perhaps not possible. Once coverage has expired, claims can no longer be submitted, even if the claim occurred during the policy term.</p>\n<p> </p>\n<h2>OCCURRENCE BASED E&O POLICIES</h2>\n<p><strong>Occurrence Based E&O Policies</strong> cover losses that occur during the policy term as long as the project/film is released or broadcast during the dates at which an incident causing damage occurs. Although the loss can be reported years later, it must have “occurred” during the policy term. This type of E&O policy may not cover occurrences that happened prior to the policy being in force.</p>\n<h3>Pro’s of an Occurrence Based E&O Policy</h3>\n<p>A benefit of this type of policy is that there is no need to renew the policy to maintain coverage. Also, years after this type of policy has lapsed, a claim can be made for incidents that occurred while the policy was in force.</p>\n<h3>Con’s of an Occurrence Based E&O Policy</h3>\n<p>This type of E&O policy is typically more expensive than claims based policies because the insured is prepaying for tail costs whether the tail gets used or not. Another disadvantage is that if a claim arises before delivery to the broadcaster or distributor, any defense costs associated with the claim may not be covered. It’s important to <a href=\"/contact-us\" rel=\" noopener\">speak with your broker</a> about whether <strong>Prior Acts</strong> coverage is included on your Occurrence Based Policy.</p>\n<p> </p>\n<h2>WHY E&O POLICIES ARE NEEDED?</h2>\n<ol>\n<li><em>I.e,</em> The script of your movie/show is slightly similar to another production, therefore a claim for <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\" noopener\">plagiarism</a> could arise.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers the insured against defamation, <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel</a> and slander suits.<span style=\"text-decoration: underline;\"></span></li>\n<li>Covers against intellectual property rights.<span style=\"text-decoration: underline;\"></span></li>\n<li>Typically, most distributors and broadcasters will <strong>not</strong> distribute or air any production without it.<span style=\"text-decoration: underline;\"></span></li>\n<li>It protects a company or individual from financial loss.<span style=\"text-decoration: underline;\"></span></li>\n</ol>\n<h2>TYPICAL E&O CLAIM SCENARIOS</h2>\n<ul>\n<li>An action brought against a production company for the production of a movie which is similar to events depicted in a novel.</li>\n<li>A <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">defamation</a>/slander suit brought against a production company based on a recognizable likeness between a fictional character in a TV series and an actual person.</li>\n<li>A production company is sued for unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Titles</a> and/or Music/Stock Footage, for not acknowledging underlying works such as books, scripts of screenplays or for not requesting permission to acquire rights.</li>\n</ul>\n<h2>WHAT CAN AFFECT THE COST OF AN E&O POLICY?</h2>\n<ul>\n<li>Whether an attorney’s services were used to secure <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\" noopener\">clearances</a> and licenses<span style=\"text-decoration: underline;\"></span></li>\n<li>The coverage limits<span style=\"text-decoration: underline;\"></span></li>\n<li>Coverage Territory<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of distribution<span style=\"text-decoration: underline;\"></span></li>\n<li>Type of production <em>i.e.,</em> Documentary, TV Series<span style=\"text-decoration: underline;\"></span></li>\n<li>Subject matter of production<span style=\"text-decoration: underline;\"></span></li>\n<li>Production Budget<span style=\"text-decoration: underline;\"></span></li>\n</ul>\n</div>"},"deleted_at":1659747105302,"id":"post_body","label":"Blog 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Film and Faulty Stock Insurance Explained","featuredImageHeight":405,"featuredImageLength":0,"featuredImageWidth":720,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1660245802000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Thu, 11 Aug 2022 19:22:08 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Negative Film & Faulty Stock Insurance Explained | Front Row Insurance Brokers, Inc.\",\n\t\"description\": \"Negative Film / Videotape and Faulty Stock Insurance can be put in place to cover the additional expenses that a production company could incur in order to r...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/j3bkjC8K_v4/mqdefault.jpg\",\n\t\"duration\": \"PT3M12S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=j3bkjC8K_v4\",\n\t\"embedUrl\": 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editiing","keyword_guid":"c44e39fd-a6de-4a2b-aeb0-1ae2516f4ce6","keyword_id":18967957,"keywords":[],"ranked_urls":[],"ranks":[]},{"campaigns":[],"competitors":[],"country":0,"created_at":1468364558707,"keyword":"faulty developing","keyword_guid":"b37d3288-224e-449c-a212-208b7bff7b9c","keyword_id":18967958,"keywords":[],"ranked_urls":[],"ranks":[]}],"label":"Negative Film & Faulty Stock Insurance","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Negative Film & Faulty Stock Insurance","use_featured_image":true,"post_body":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Negative Film / Videotape and Faulty Stock Insurance</strong> can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss.</p>\n<h3 style=\"font-size: 28px;\">NEGATIVE FILM & VIDEOTAPE INSURANCE:</h3>\n<p>Coverage against all risks of direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, up to the amount of the insured production cost.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">fogging</span></li>\n<li><span style=\"background-color: transparent;\">faulty camera or sound equipment</span></li>\n<li><span style=\"background-color: transparent;\">faulty developing, editing, processing, or manipulation by the cameraman</span></li>\n<li><span style=\"background-color: transparent;\">accidental exposure to light, dampness or temperature changes</span></li>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure; lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<h3 style=\"font-size: 28px;\">FAULTY STOCK, CAMERA & PROCESSING INSURANCE:</h3>\n<p>Covers loss, damage or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, caused by or resulting from fogging or the use of faulty equipment (including cameras and videotape recorders); faulty sound equipment; faulty developing; faulty editing and faulty processing; and accidental erasure of videotape recording.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure, lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<p><span style=\"background-color: transparent;\">This coverage can only be purchased with Negative Film and Videotape coverage. </span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span>No coverage applies unless ALL equipment is fully tested and proved sound at the commencement of filming / taping.</p>\n<h3>Did You Know?</h3>\n<p>Most broadcasters and financing bodies require the limits for Negative Film/Videotape, Faulty Stock, Camera and Processing coverages to be the full limit of the budget.</p>\n<h3>To obtain a no obligation insurance quote for your project, please click on one of the links:</h3>\n<p style=\"line-height: 1.5em;\">Coverage can include Commercial General Liability, Film Equipment Insurance, Props/Sets/Wardrobe coverage, Automobile Physical Damage and more.</p>\n<p style=\"line-height: 1.5em;\">Film Production Package for a single production: features, television series, documentaries, and more.</p>\n<p style=\"line-height: 1.5em;\"><span> </span><a href=\"/documentary\" rel=\"noopener\" target=\"_blank\" style=\"color: #000000;\"></a><span> A convenient way of administering your insurance if you anticipate multiple productions in the next twelve months. This type of policy covers </span><strong><a href=\"/documentary\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Documentaries</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-corporate-video-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Corporate Videos</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-commercial-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Commercials</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-educational-film-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Educational Films</a></strong><span>, </span><strong><a href=\"/music.video\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Music Videos</a></strong><span>, Shorts, and more.</span></p>\n<p style=\"line-height: 1.5em;\"><span><strong>Related Post</strong>: <a href=\"/articles/-camera-processing-insurance\" rel=\" noopener\">Camera and Film Processing Insurance</a></span></p>\n<div class=\"section post-body\">\n<h4>RELATED LINKS:</h4>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you\" rel=\" noopener\">DICE Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"/articles/film-insurance-small-budget-large-budget\" rel=\"noopener\">Film Insurance: Small Budget vs. Large Budget</a></p>\n<p>Negative Film / Videotape and Faulty Stock</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","post_summary":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE_NOT_SENT","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Negative Film / Videotape and Faulty Stock Insurance</strong> can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss.</p>\n<h3 style=\"font-size: 28px;\">NEGATIVE FILM & VIDEOTAPE INSURANCE:</h3>\n<p>Coverage against all risks of direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, up to the amount of the insured production cost.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">fogging</span></li>\n<li><span style=\"background-color: transparent;\">faulty camera or sound equipment</span></li>\n<li><span style=\"background-color: transparent;\">faulty developing, editing, processing, or manipulation by the cameraman</span></li>\n<li><span style=\"background-color: transparent;\">accidental exposure to light, dampness or temperature changes</span></li>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure; lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<h3 style=\"font-size: 28px;\">FAULTY STOCK, CAMERA & PROCESSING INSURANCE:</h3>\n<p>Covers loss, damage or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, caused by or resulting from fogging or the use of faulty equipment (including cameras and videotape recorders); faulty sound equipment; faulty developing; faulty editing and faulty processing; and accidental erasure of videotape recording.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure, lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<p><span style=\"background-color: transparent;\">This coverage can only be purchased with Negative Film and Videotape coverage. </span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span>No coverage applies unless ALL equipment is fully tested and proved sound at the commencement of filming / taping.</p>\n<h3>Did You Know?</h3>\n<p>Most broadcasters and financing bodies require the limits for Negative Film/Videotape, Faulty Stock, Camera and Processing coverages to be the full limit of the budget.</p>\n<h3>To obtain a no obligation insurance quote for your project, please click on one of the links:</h3>\n<p style=\"line-height: 1.5em;\">Coverage can include Commercial General Liability, Film Equipment Insurance, Props/Sets/Wardrobe coverage, Automobile Physical Damage and more.</p>\n<p style=\"line-height: 1.5em;\">Film Production Package for a single production: features, television series, documentaries, and more.</p>\n<p style=\"line-height: 1.5em;\"><span> </span><a href=\"/documentary\" rel=\"noopener\" target=\"_blank\" style=\"color: #000000;\"></a><span> A convenient way of administering your insurance if you anticipate multiple productions in the next twelve months. This type of policy covers </span><strong><a href=\"/documentary\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Documentaries</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-corporate-video-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Corporate Videos</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-commercial-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Commercials</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-educational-film-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Educational Films</a></strong><span>, </span><strong><a href=\"/music.video\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Music Videos</a></strong><span>, Shorts, and more.</span></p>\n<p style=\"line-height: 1.5em;\"><span><strong>Related Post</strong>: <a href=\"/articles/-camera-processing-insurance\" rel=\" noopener\">Camera and Film Processing Insurance</a></span></p>\n<div class=\"section post-body\">\n<h4>RELATED LINKS:</h4>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you\" rel=\" noopener\">DICE Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"/articles/film-insurance-small-budget-large-budget\" rel=\"noopener\">Film Insurance: Small Budget vs. Large Budget</a></p>\n<p>Negative Film / Videotape and Faulty Stock</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","rss_summary":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","keywords":[{"campaigns":[],"competitors":[],"country":0,"created_at":1468363866745,"keyword":"faulty film equipment","keyword_guid":"422652c1-cd28-4235-aa5b-a4854fc98476","keyword_id":18967930,"keywords":[],"ranked_urls":[],"ranks":[]},{"campaigns":[],"competitors":[],"country":0,"created_at":1468364287312,"keyword":"cost of lost footage","keyword_guid":"554926c2-260b-461f-9937-bcfc4d7844b5","keyword_id":18967949,"keywords":[],"ranked_urls":[],"ranks":[]},{"campaigns":[],"competitors":[],"country":0,"created_at":1468364309094,"keyword":"first time film makers","keyword_guid":"78389474-3e0d-429a-b03e-5b74a8359787","keyword_id":18967950,"keywords":[],"ranked_urls":[],"ranks":[]},{"campaigns":[],"competitors":[],"country":0,"created_at":1468364432623,"keyword":"distruction of digital 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block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Negative Film / Videotape and Faulty Stock Insurance</strong> can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss.</p>\n<h3 style=\"font-size: 28px;\">NEGATIVE FILM & VIDEOTAPE INSURANCE:</h3>\n<p>Coverage against all risks of direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, up to the amount of the insured production cost.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">fogging</span></li>\n<li><span style=\"background-color: transparent;\">faulty camera or sound equipment</span></li>\n<li><span style=\"background-color: transparent;\">faulty developing, editing, processing, or manipulation by the cameraman</span></li>\n<li><span style=\"background-color: transparent;\">accidental exposure to light, dampness or temperature changes</span></li>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure; lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<h3 style=\"font-size: 28px;\">FAULTY STOCK, CAMERA & PROCESSING INSURANCE:</h3>\n<p>Covers loss, damage or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, caused by or resulting from fogging or the use of faulty equipment (including cameras and videotape recorders); faulty sound equipment; faulty developing; faulty editing and faulty processing; and accidental erasure of videotape recording.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure, lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<p><span style=\"background-color: transparent;\">This coverage can only be purchased with Negative Film and Videotape coverage. </span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span>No coverage applies unless ALL equipment is fully tested and proved sound at the commencement of filming / taping.</p>\n<h3>Did You Know?</h3>\n<p>Most broadcasters and financing bodies require the limits for Negative Film/Videotape, Faulty Stock, Camera and Processing coverages to be the full limit of the budget.</p>\n<h3>To obtain a no obligation insurance quote for your project, please click on one of the links:</h3>\n<p style=\"line-height: 1.5em;\">Coverage can include Commercial General Liability, Film Equipment Insurance, Props/Sets/Wardrobe coverage, Automobile Physical Damage and more.</p>\n<p style=\"line-height: 1.5em;\">Film Production Package for a single production: features, television series, documentaries, and more.</p>\n<p style=\"line-height: 1.5em;\"><span> </span><a href=\"/documentary\" rel=\"noopener\" target=\"_blank\" style=\"color: #000000;\"></a><span> A convenient way of administering your insurance if you anticipate multiple productions in the next twelve months. This type of policy covers </span><strong><a href=\"/documentary\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Documentaries</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-corporate-video-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Corporate Videos</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-commercial-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Commercials</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-educational-film-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Educational Films</a></strong><span>, </span><strong><a href=\"/music.video\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Music Videos</a></strong><span>, Shorts, and more.</span></p>\n<p style=\"line-height: 1.5em;\"><span><strong>Related Post</strong>: <a href=\"/articles/-camera-processing-insurance\" rel=\" noopener\">Camera and Film Processing Insurance</a></span></p>\n<div class=\"section post-body\">\n<h4>RELATED LINKS:</h4>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you\" rel=\" noopener\">DICE Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"/articles/film-insurance-small-budget-large-budget\" rel=\"noopener\">Film Insurance: Small Budget vs. Large Budget</a></p>\n<p>Negative Film / Videotape and Faulty Stock</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","postBodyRss":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Negative Film / Videotape and Faulty Stock Insurance</strong> can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss.</p>\n<h3 style=\"font-size: 28px;\">NEGATIVE FILM & VIDEOTAPE INSURANCE:</h3>\n<p>Coverage against all risks of direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, up to the amount of the insured production cost.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">fogging</span></li>\n<li><span style=\"background-color: transparent;\">faulty camera or sound equipment</span></li>\n<li><span style=\"background-color: transparent;\">faulty developing, editing, processing, or manipulation by the cameraman</span></li>\n<li><span style=\"background-color: transparent;\">accidental exposure to light, dampness or temperature changes</span></li>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure; lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<h3 style=\"font-size: 28px;\">FAULTY STOCK, CAMERA & PROCESSING INSURANCE:</h3>\n<p>Covers loss, damage or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, caused by or resulting from fogging or the use of faulty equipment (including cameras and videotape recorders); faulty sound equipment; faulty developing; faulty editing and faulty processing; and accidental erasure of videotape recording.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure, lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<p><span style=\"background-color: transparent;\">This coverage can only be purchased with Negative Film and Videotape coverage. </span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span>No coverage applies unless ALL equipment is fully tested and proved sound at the commencement of filming / taping.</p>\n<h3>Did You Know?</h3>\n<p>Most broadcasters and financing bodies require the limits for Negative Film/Videotape, Faulty Stock, Camera and Processing coverages to be the full limit of the budget.</p>\n<h3>To obtain a no obligation insurance quote for your project, please click on one of the links:</h3>\n<p style=\"line-height: 1.5em;\">Coverage can include Commercial General Liability, Film Equipment Insurance, Props/Sets/Wardrobe coverage, Automobile Physical Damage and more.</p>\n<p style=\"line-height: 1.5em;\">Film Production Package for a single production: features, television series, documentaries, and more.</p>\n<p style=\"line-height: 1.5em;\"><span> </span><a href=\"/documentary\" rel=\"noopener\" target=\"_blank\" style=\"color: #000000;\"></a><span> A convenient way of administering your insurance if you anticipate multiple productions in the next twelve months. This type of policy covers </span><strong><a href=\"/documentary\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Documentaries</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-corporate-video-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Corporate Videos</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-commercial-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Commercials</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-educational-film-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Educational Films</a></strong><span>, </span><strong><a href=\"/music.video\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Music Videos</a></strong><span>, Shorts, and more.</span></p>\n<p style=\"line-height: 1.5em;\"><span><strong>Related Post</strong>: <a href=\"/articles/-camera-processing-insurance\" rel=\" noopener\">Camera and Film Processing Insurance</a></span></p>\n<div class=\"section post-body\">\n<h4>RELATED LINKS:</h4>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you\" rel=\" noopener\">DICE Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"/articles/film-insurance-small-budget-large-budget\" rel=\"noopener\">Film Insurance: Small Budget vs. Large Budget</a></p>\n<p>Negative Film / Videotape and Faulty Stock</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","postEmailContent":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://cdn2.hubspot.net/hubfs/61352/FILM-NEGATIVE-unsplash-FORWEB.jpg","postListContent":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Negative Film / Videotape and Faulty Stock Insurance</strong> can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss.</p>\n<h3 style=\"font-size: 28px;\">NEGATIVE FILM & VIDEOTAPE INSURANCE:</h3>\n<p>Coverage against all risks of direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, up to the amount of the insured production cost.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">fogging</span></li>\n<li><span style=\"background-color: transparent;\">faulty camera or sound equipment</span></li>\n<li><span style=\"background-color: transparent;\">faulty developing, editing, processing, or manipulation by the cameraman</span></li>\n<li><span style=\"background-color: transparent;\">accidental exposure to light, dampness or temperature changes</span></li>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure; lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<h3 style=\"font-size: 28px;\">FAULTY STOCK, CAMERA & PROCESSING INSURANCE:</h3>\n<p>Covers loss, damage or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, caused by or resulting from fogging or the use of faulty equipment (including cameras and videotape recorders); faulty sound equipment; faulty developing; faulty editing and faulty processing; and accidental erasure of videotape recording.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure, lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<p><span style=\"background-color: transparent;\">This coverage can only be purchased with Negative Film and Videotape coverage. </span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span>No coverage applies unless ALL equipment is fully tested and proved sound at the commencement of filming / taping.</p>\n<h3>Did You Know?</h3>\n<p>Most broadcasters and financing bodies require the limits for Negative Film/Videotape, Faulty Stock, Camera and Processing coverages to be the full limit of the budget.</p>\n<h3>To obtain a no obligation insurance quote for your project, please click on one of the links:</h3>\n<p style=\"line-height: 1.5em;\">Coverage can include Commercial General Liability, Film Equipment Insurance, Props/Sets/Wardrobe coverage, Automobile Physical Damage and more.</p>\n<p style=\"line-height: 1.5em;\">Film Production Package for a single production: features, television series, documentaries, and more.</p>\n<p style=\"line-height: 1.5em;\"><span> </span><a href=\"/documentary\" rel=\"noopener\" target=\"_blank\" style=\"color: #000000;\"></a><span> A convenient way of administering your insurance if you anticipate multiple productions in the next twelve months. This type of policy covers </span><strong><a href=\"/documentary\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Documentaries</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-corporate-video-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Corporate Videos</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-commercial-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Commercials</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-educational-film-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Educational Films</a></strong><span>, </span><strong><a href=\"/music.video\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Music Videos</a></strong><span>, Shorts, and more.</span></p>\n<p style=\"line-height: 1.5em;\"><span><strong>Related Post</strong>: <a href=\"/articles/-camera-processing-insurance\" rel=\" noopener\">Camera and Film Processing Insurance</a></span></p>\n<div class=\"section post-body\">\n<h4>RELATED LINKS:</h4>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you\" rel=\" noopener\">DICE Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"/articles/film-insurance-small-budget-large-budget\" rel=\"noopener\">Film Insurance: Small Budget vs. Large Budget</a></p>\n<p>Negative Film / Videotape and Faulty Stock</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/FILM-NEGATIVE-unsplash-FORWEB.jpg","postSummary":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"qPWheDSD","previousPostFeaturedImage":"https://f.hubspotusercontent00.net/hubfs/61352/images/eando/claims-made-occurrence-based-eando-forweb600.jpg","previousPostFeaturedImageAltText":"Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies","previousPostName":"Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies","previousPostSlug":"articles/articles/bid/107141/film-insurance-e-o-claims-made-policies-vs-occurrence-policies","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1660245802000,"publishDateLocalTime":1660245802000,"publishDateLocalized":{"date":1660245802000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1660246238030,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-insurance-explained","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Negative Film / Videotape and Faulty Stock Insurance</strong> can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss.</p>\n<h3 style=\"font-size: 28px;\">NEGATIVE FILM & VIDEOTAPE INSURANCE:</h3>\n<p>Coverage against all risks of direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, up to the amount of the insured production cost.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">fogging</span></li>\n<li><span style=\"background-color: transparent;\">faulty camera or sound equipment</span></li>\n<li><span style=\"background-color: transparent;\">faulty developing, editing, processing, or manipulation by the cameraman</span></li>\n<li><span style=\"background-color: transparent;\">accidental exposure to light, dampness or temperature changes</span></li>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure; lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<h3 style=\"font-size: 28px;\">FAULTY STOCK, CAMERA & PROCESSING INSURANCE:</h3>\n<p>Covers loss, damage or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, caused by or resulting from fogging or the use of faulty equipment (including cameras and videotape recorders); faulty sound equipment; faulty developing; faulty editing and faulty processing; and accidental erasure of videotape recording.</p>\n<p><span style=\"background-color: transparent;\">Coverage does <span style=\"font-weight: bold;\">not</span> include loss caused by: </span></p>\n<ul>\n<li><span style=\"background-color: transparent;\">errors of judgment in exposure, lighting or sound recording</span></li>\n<li><span style=\"background-color: transparent;\">using the incorrect type of camera, lens, raw film or tape stock</span></li>\n</ul>\n<p><span style=\"background-color: transparent;\">This coverage can only be purchased with Negative Film and Videotape coverage. </span><span style=\"background-color: transparent;\"></span><span style=\"background-color: transparent;\"></span>No coverage applies unless ALL equipment is fully tested and proved sound at the commencement of filming / taping.</p>\n<h3>Did You Know?</h3>\n<p>Most broadcasters and financing bodies require the limits for Negative Film/Videotape, Faulty Stock, Camera and Processing coverages to be the full limit of the budget.</p>\n<h3>To obtain a no obligation insurance quote for your project, please click on one of the links:</h3>\n<p style=\"line-height: 1.5em;\">Coverage can include Commercial General Liability, Film Equipment Insurance, Props/Sets/Wardrobe coverage, Automobile Physical Damage and more.</p>\n<p style=\"line-height: 1.5em;\">Film Production Package for a single production: features, television series, documentaries, and more.</p>\n<p style=\"line-height: 1.5em;\"><span> </span><a href=\"/documentary\" rel=\"noopener\" target=\"_blank\" style=\"color: #000000;\"></a><span> A convenient way of administering your insurance if you anticipate multiple productions in the next twelve months. This type of policy covers </span><strong><a href=\"/documentary\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Documentaries</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-corporate-video-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Corporate Videos</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-commercial-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Commercials</a></strong><span>, </span><strong><a href=\"/annual-insurance-for-educational-film-producers\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Educational Films</a></strong><span>, </span><strong><a href=\"/music.video\" target=\"_blank\" style=\"color: #000000;\" rel=\"noopener\">Music Videos</a></strong><span>, Shorts, and more.</span></p>\n<p style=\"line-height: 1.5em;\"><span><strong>Related Post</strong>: <a href=\"/articles/-camera-processing-insurance\" rel=\" noopener\">Camera and Film Processing Insurance</a></span></p>\n<div class=\"section post-body\">\n<h4>RELATED LINKS:</h4>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 & How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&O Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you\" rel=\" noopener\">DICE Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"/articles/film-insurance-small-budget-large-budget\" rel=\"noopener\">Film Insurance: Small Budget vs. Large Budget</a></p>\n<p>Negative Film / Videotape and Faulty Stock</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","rssSummary":"<h2 style=\"font-size: 36px;\">Negative Film & Faulty Stock Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/j3bkjC8K_v4?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rssSummaryFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/FILM-NEGATIVE-unsplash-FORWEB.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1661961316091,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/ba8ee32a-6ac9-47e0-aa23-50c04c2bf75f.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/negative-film-and-faulty-stock-insurance-explained","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708704,949708774],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901708000,"deletedAt":0,"description":"","id":949708704,"label":"Film equipment insurance","language":null,"name":"Film equipment insurance","portalId":61352,"slug":"film-equipment-insurance","translatedFromId":null,"translations":{},"updated":1401901708001},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901715000,"deletedAt":0,"description":"","id":949708774,"label":"Film Insurance","language":"en","name":"Film Insurance","portalId":61352,"slug":"film-insurance","translatedFromId":null,"translations":{},"updated":1649863240412}],"tagNames":["Film equipment insurance","Film Insurance"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","themePath":null,"themeSettingsValues":null,"title":"Negative Film & Faulty Stock Insurance","tmsId":null,"topicIds":[949708704,949708774],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901708000,"deletedAt":0,"description":"","id":949708704,"label":"Film equipment insurance","language":null,"name":"Film equipment 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Scenarios","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Photography Insurance Claims: Examples of Worst-Case Scenarios","use_featured_image":true,"post_body":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n<!--more-->\n<p>On the fence about buying <a href=\"https://photographer.frontrowinsurance.com/\"><span>photography insurance</span></a> because you think you’re careful with your gear and nothing bad will happen? That is a risky line of thinking that could cost you in the end. Generally speaking, paying the annual cost of an insurance premium will be <i>much less expensive</i> than paying out of pocket to replace photography equipment that has been damaged or stolen.</p>\n<p>Below are some examples of real-life “worst-case scenarios” that have happened to photographers. Photography insurance would typically cover these scenarios.</p>\n<h2>Gusts of Wind and Photography Lights: Sworn Enemies</h2>\n<p>During a photo shoot, a $3,000 photography light was destroyed when a gust of wind came along and knocked it into a pool. The light was on a stand. This surprised the photographer because the weather was moderate and not windy before the gust suddenly came along and destroyed the light. This is an example of how even a careful photographer can be surprised by the need to make an insurance claim.</p>\n<h2>Zoom Lens: from Dresser to Floor</h2>\n<p>During another photo shoot, a photographer leaned on a dresser that had a $2,500 zoom lens sitting on it. The photographer thought the dresser was stable, but it wasn’t entirely and it tipped, sending the lens down to the floor. Upon inspecting the lens, the photographer discovered that the lens would no longer zoom and was stuck on a single focal length setting. The lens would have to be fixed or replaced.</p>\n<h2>Theft from Vehicle: Photography Insurance</h2>\n<p>You arrive back at your car to find the trunk pried open and your <a href=\"/articles/top-10-camera-sling-bags-for-photographers-and-filmmakers\" rel=\"noopener\">camera bag</a> missing. You take photos of the damage to your vehicle and file a police report. The police say it is unlikely they will recover your equipment, so you report the loss to your insurer.<span> </span></p>\n<p>Fortunately, because there were visible signs of forced entry into the vehicle and you filed a police report, the loss will be covered, subject to a higher deductible. Thieves target people they see carrying high-value equipment and follow them back to their cars. Because <a href=\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"><span>theft from an unattended vehicle</span></a> is so common, some insurance companies exclude coverage altogether. Your insurer does cover the loss. The higher deductible is better than having no coverage at all.</p>\n<h2>Commercial Property not covered by a Homeowner’s Policy</h2>\n<p>A thief breaks into your home and steals thousands of dollars worth of property, including your camera equipment. You report the claim under your homeowner’s policy, thinking this is all personal property.<span> </span></p>\n<p>The claims adjuster assigned to your loss does a web search and sees that you have advertised prints for sale. Because you occasionally sell prints, your photo gear is now considered “commercial” equipment and, as such, is not covered by your homeowner’s policy. Your homeowner’s policy only covers “personal” camera gear that is not used for commercial purposes. You tell the adjuster that you only sold a half dozen prints for less than $300 in the last 12 months to a stock agency. The adjuster shrugs, “It doesn’t matter, even if you sell just one print for $5, you are a professional and your gear is considered commercial and is no longer covered under a homeowner’s policy”.</p>\n<p>Many professional photographers assume they are covered by their homeowner’s policy when in fact they are not: just another good reason to purchase photography insurance.</p>\n<h2>Get Photography Insurance (Canada)</h2>\n<p><span><a href=\"https://photographer.frontrowinsurance.com/\">Front Row’s photography insurance policy</a></span> (Canada) can be purchased online 24/7. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.</p>\n<p>Many Canadian photographers have come to recognize Front Row as the industry’s best coverage – and rely upon us to protect their valuable camera gear. In case a claim <i>does</i> occur, you can work with your Front Row broker to resolve the claim and get compensated for losses as quickly as possible.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"https://www.frontrowinsurance.com/referral\"><span>referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </i></span></p>\n<p><span style=\"font-size: 13px;\"><strong><i>Disclaimer</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\"noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></li>\n<li><a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE THEFT CLAIMS EXPLAINED</a></li>\n<li><a href=\"/articles/best-photography-magazines\" rel=\"noopener\">THE TOP 20 PHOTOGRAPHY MAGAZINES</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">THE BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"/en/claims\" rel=\"noopener\">CLAIMS – FRONT ROW HANDLES YOUR CLAIM</a></li>\n</ul>","post_summary":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n<!--more-->\n<p>On the fence about buying <a href=\"https://photographer.frontrowinsurance.com/\"><span>photography insurance</span></a> because you think you’re careful with your gear and nothing bad will happen? That is a risky line of thinking that could cost you in the end. Generally speaking, paying the annual cost of an insurance premium will be <i>much less expensive</i> than paying out of pocket to replace photography equipment that has been damaged or stolen.</p>\n<p>Below are some examples of real-life “worst-case scenarios” that have happened to photographers. Photography insurance would typically cover these scenarios.</p>\n<h2>Gusts of Wind and Photography Lights: Sworn Enemies</h2>\n<p>During a photo shoot, a $3,000 photography light was destroyed when a gust of wind came along and knocked it into a pool. The light was on a stand. This surprised the photographer because the weather was moderate and not windy before the gust suddenly came along and destroyed the light. This is an example of how even a careful photographer can be surprised by the need to make an insurance claim.</p>\n<h2>Zoom Lens: from Dresser to Floor</h2>\n<p>During another photo shoot, a photographer leaned on a dresser that had a $2,500 zoom lens sitting on it. The photographer thought the dresser was stable, but it wasn’t entirely and it tipped, sending the lens down to the floor. Upon inspecting the lens, the photographer discovered that the lens would no longer zoom and was stuck on a single focal length setting. The lens would have to be fixed or replaced.</p>\n<h2>Theft from Vehicle: Photography Insurance</h2>\n<p>You arrive back at your car to find the trunk pried open and your <a href=\"/articles/top-10-camera-sling-bags-for-photographers-and-filmmakers\" rel=\"noopener\">camera bag</a> missing. You take photos of the damage to your vehicle and file a police report. The police say it is unlikely they will recover your equipment, so you report the loss to your insurer.<span> </span></p>\n<p>Fortunately, because there were visible signs of forced entry into the vehicle and you filed a police report, the loss will be covered, subject to a higher deductible. Thieves target people they see carrying high-value equipment and follow them back to their cars. Because <a href=\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"><span>theft from an unattended vehicle</span></a> is so common, some insurance companies exclude coverage altogether. Your insurer does cover the loss. The higher deductible is better than having no coverage at all.</p>\n<h2>Commercial Property not covered by a Homeowner’s Policy</h2>\n<p>A thief breaks into your home and steals thousands of dollars worth of property, including your camera equipment. You report the claim under your homeowner’s policy, thinking this is all personal property.<span> </span></p>\n<p>The claims adjuster assigned to your loss does a web search and sees that you have advertised prints for sale. Because you occasionally sell prints, your photo gear is now considered “commercial” equipment and, as such, is not covered by your homeowner’s policy. Your homeowner’s policy only covers “personal” camera gear that is not used for commercial purposes. You tell the adjuster that you only sold a half dozen prints for less than $300 in the last 12 months to a stock agency. The adjuster shrugs, “It doesn’t matter, even if you sell just one print for $5, you are a professional and your gear is considered commercial and is no longer covered under a homeowner’s policy”.</p>\n<p>Many professional photographers assume they are covered by their homeowner’s policy when in fact they are not: just another good reason to purchase photography insurance.</p>\n<h2>Get Photography Insurance (Canada)</h2>\n<p><span><a href=\"https://photographer.frontrowinsurance.com/\">Front Row’s photography insurance policy</a></span> (Canada) can be purchased online 24/7. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.</p>\n<p>Many Canadian photographers have come to recognize Front Row as the industry’s best coverage – and rely upon us to protect their valuable camera gear. In case a claim <i>does</i> occur, you can work with your Front Row broker to resolve the claim and get compensated for losses as quickly as possible.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"https://www.frontrowinsurance.com/referral\"><span>referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </i></span></p>\n<p><span style=\"font-size: 13px;\"><strong><i>Disclaimer</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\"noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></li>\n<li><a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE THEFT CLAIMS EXPLAINED</a></li>\n<li><a href=\"/articles/best-photography-magazines\" rel=\"noopener\">THE TOP 20 PHOTOGRAPHY MAGAZINES</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">THE BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"/en/claims\" rel=\"noopener\">CLAIMS – FRONT ROW HANDLES YOUR CLAIM</a></li>\n</ul>","rss_summary":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n","keywords":[],"tag_ids":[3282917913],"topic_ids":[3282917913],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"composition_id":0,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"meta_description":"On the fence about buying photography insurance because you think you’re careful with your gear and nothing bad will happen? 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That is a risky line of...","metaKeywords":null,"name":"Photography Insurance Claims: Examples of Worst-Case Scenarios","nextPostFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/SOCIAL-How-do-I-add-an-additional-insured-to-my-policy-.jpg","nextPostFeaturedImageAltText":"Video: How do I add an additional insured to my policy?","nextPostName":"Video: How do I add an additional insured to my policy?","nextPostSlug":"articles/video-how-do-i-add-an-additional-insured-to-my-policy","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Photography Insurance Claims: Examples of Worst-Case Scenarios","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n<!--more-->\n<p>On the fence about buying <a href=\"https://photographer.frontrowinsurance.com/\"><span>photography insurance</span></a> because you think you’re careful with your gear and nothing bad will happen? That is a risky line of thinking that could cost you in the end. Generally speaking, paying the annual cost of an insurance premium will be <i>much less expensive</i> than paying out of pocket to replace photography equipment that has been damaged or stolen.</p>\n<p>Below are some examples of real-life “worst-case scenarios” that have happened to photographers. Photography insurance would typically cover these scenarios.</p>\n<h2>Gusts of Wind and Photography Lights: Sworn Enemies</h2>\n<p>During a photo shoot, a $3,000 photography light was destroyed when a gust of wind came along and knocked it into a pool. The light was on a stand. This surprised the photographer because the weather was moderate and not windy before the gust suddenly came along and destroyed the light. This is an example of how even a careful photographer can be surprised by the need to make an insurance claim.</p>\n<h2>Zoom Lens: from Dresser to Floor</h2>\n<p>During another photo shoot, a photographer leaned on a dresser that had a $2,500 zoom lens sitting on it. The photographer thought the dresser was stable, but it wasn’t entirely and it tipped, sending the lens down to the floor. Upon inspecting the lens, the photographer discovered that the lens would no longer zoom and was stuck on a single focal length setting. The lens would have to be fixed or replaced.</p>\n<h2>Theft from Vehicle: Photography Insurance</h2>\n<p>You arrive back at your car to find the trunk pried open and your <a href=\"/articles/top-10-camera-sling-bags-for-photographers-and-filmmakers\" rel=\"noopener\">camera bag</a> missing. You take photos of the damage to your vehicle and file a police report. The police say it is unlikely they will recover your equipment, so you report the loss to your insurer.<span> </span></p>\n<p>Fortunately, because there were visible signs of forced entry into the vehicle and you filed a police report, the loss will be covered, subject to a higher deductible. Thieves target people they see carrying high-value equipment and follow them back to their cars. Because <a href=\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"><span>theft from an unattended vehicle</span></a> is so common, some insurance companies exclude coverage altogether. Your insurer does cover the loss. The higher deductible is better than having no coverage at all.</p>\n<h2>Commercial Property not covered by a Homeowner’s Policy</h2>\n<p>A thief breaks into your home and steals thousands of dollars worth of property, including your camera equipment. You report the claim under your homeowner’s policy, thinking this is all personal property.<span> </span></p>\n<p>The claims adjuster assigned to your loss does a web search and sees that you have advertised prints for sale. Because you occasionally sell prints, your photo gear is now considered “commercial” equipment and, as such, is not covered by your homeowner’s policy. Your homeowner’s policy only covers “personal” camera gear that is not used for commercial purposes. You tell the adjuster that you only sold a half dozen prints for less than $300 in the last 12 months to a stock agency. The adjuster shrugs, “It doesn’t matter, even if you sell just one print for $5, you are a professional and your gear is considered commercial and is no longer covered under a homeowner’s policy”.</p>\n<p>Many professional photographers assume they are covered by their homeowner’s policy when in fact they are not: just another good reason to purchase photography insurance.</p>\n<h2>Get Photography Insurance (Canada)</h2>\n<p><span><a href=\"https://photographer.frontrowinsurance.com/\">Front Row’s photography insurance policy</a></span> (Canada) can be purchased online 24/7. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.</p>\n<p>Many Canadian photographers have come to recognize Front Row as the industry’s best coverage – and rely upon us to protect their valuable camera gear. In case a claim <i>does</i> occur, you can work with your Front Row broker to resolve the claim and get compensated for losses as quickly as possible.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"https://www.frontrowinsurance.com/referral\"><span>referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </i></span></p>\n<p><span style=\"font-size: 13px;\"><strong><i>Disclaimer</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\"noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></li>\n<li><a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE THEFT CLAIMS EXPLAINED</a></li>\n<li><a href=\"/articles/best-photography-magazines\" rel=\"noopener\">THE TOP 20 PHOTOGRAPHY MAGAZINES</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">THE BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"/en/claims\" rel=\"noopener\">CLAIMS – FRONT ROW HANDLES YOUR CLAIM</a></li>\n</ul>","postBodyRss":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n<!--more-->\n<p>On the fence about buying <a href=\"https://photographer.frontrowinsurance.com/\"><span>photography insurance</span></a> because you think you’re careful with your gear and nothing bad will happen? That is a risky line of thinking that could cost you in the end. Generally speaking, paying the annual cost of an insurance premium will be <i>much less expensive</i> than paying out of pocket to replace photography equipment that has been damaged or stolen.</p>\n<p>Below are some examples of real-life “worst-case scenarios” that have happened to photographers. Photography insurance would typically cover these scenarios.</p>\n<h2>Gusts of Wind and Photography Lights: Sworn Enemies</h2>\n<p>During a photo shoot, a $3,000 photography light was destroyed when a gust of wind came along and knocked it into a pool. The light was on a stand. This surprised the photographer because the weather was moderate and not windy before the gust suddenly came along and destroyed the light. This is an example of how even a careful photographer can be surprised by the need to make an insurance claim.</p>\n<h2>Zoom Lens: from Dresser to Floor</h2>\n<p>During another photo shoot, a photographer leaned on a dresser that had a $2,500 zoom lens sitting on it. The photographer thought the dresser was stable, but it wasn’t entirely and it tipped, sending the lens down to the floor. Upon inspecting the lens, the photographer discovered that the lens would no longer zoom and was stuck on a single focal length setting. The lens would have to be fixed or replaced.</p>\n<h2>Theft from Vehicle: Photography Insurance</h2>\n<p>You arrive back at your car to find the trunk pried open and your <a href=\"/articles/top-10-camera-sling-bags-for-photographers-and-filmmakers\" rel=\"noopener\">camera bag</a> missing. You take photos of the damage to your vehicle and file a police report. The police say it is unlikely they will recover your equipment, so you report the loss to your insurer.<span> </span></p>\n<p>Fortunately, because there were visible signs of forced entry into the vehicle and you filed a police report, the loss will be covered, subject to a higher deductible. Thieves target people they see carrying high-value equipment and follow them back to their cars. Because <a href=\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"><span>theft from an unattended vehicle</span></a> is so common, some insurance companies exclude coverage altogether. Your insurer does cover the loss. The higher deductible is better than having no coverage at all.</p>\n<h2>Commercial Property not covered by a Homeowner’s Policy</h2>\n<p>A thief breaks into your home and steals thousands of dollars worth of property, including your camera equipment. You report the claim under your homeowner’s policy, thinking this is all personal property.<span> </span></p>\n<p>The claims adjuster assigned to your loss does a web search and sees that you have advertised prints for sale. Because you occasionally sell prints, your photo gear is now considered “commercial” equipment and, as such, is not covered by your homeowner’s policy. Your homeowner’s policy only covers “personal” camera gear that is not used for commercial purposes. You tell the adjuster that you only sold a half dozen prints for less than $300 in the last 12 months to a stock agency. The adjuster shrugs, “It doesn’t matter, even if you sell just one print for $5, you are a professional and your gear is considered commercial and is no longer covered under a homeowner’s policy”.</p>\n<p>Many professional photographers assume they are covered by their homeowner’s policy when in fact they are not: just another good reason to purchase photography insurance.</p>\n<h2>Get Photography Insurance (Canada)</h2>\n<p><span><a href=\"https://photographer.frontrowinsurance.com/\">Front Row’s photography insurance policy</a></span> (Canada) can be purchased online 24/7. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.</p>\n<p>Many Canadian photographers have come to recognize Front Row as the industry’s best coverage – and rely upon us to protect their valuable camera gear. In case a claim <i>does</i> occur, you can work with your Front Row broker to resolve the claim and get compensated for losses as quickly as possible.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"https://www.frontrowinsurance.com/referral\"><span>referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </i></span></p>\n<p><span style=\"font-size: 13px;\"><strong><i>Disclaimer</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\"noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></li>\n<li><a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE THEFT CLAIMS EXPLAINED</a></li>\n<li><a href=\"/articles/best-photography-magazines\" rel=\"noopener\">THE TOP 20 PHOTOGRAPHY MAGAZINES</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">THE BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"/en/claims\" rel=\"noopener\">CLAIMS – FRONT ROW HANDLES YOUR CLAIM</a></li>\n</ul>","postEmailContent":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/protect%20camera%20lens/photo-insurance-lens-broken-forweb600.jpg","postListContent":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n<!--more-->\n<p>On the fence about buying <a href=\"https://photographer.frontrowinsurance.com/\"><span>photography insurance</span></a> because you think you’re careful with your gear and nothing bad will happen? That is a risky line of thinking that could cost you in the end. Generally speaking, paying the annual cost of an insurance premium will be <i>much less expensive</i> than paying out of pocket to replace photography equipment that has been damaged or stolen.</p>\n<p>Below are some examples of real-life “worst-case scenarios” that have happened to photographers. Photography insurance would typically cover these scenarios.</p>\n<h2>Gusts of Wind and Photography Lights: Sworn Enemies</h2>\n<p>During a photo shoot, a $3,000 photography light was destroyed when a gust of wind came along and knocked it into a pool. The light was on a stand. This surprised the photographer because the weather was moderate and not windy before the gust suddenly came along and destroyed the light. This is an example of how even a careful photographer can be surprised by the need to make an insurance claim.</p>\n<h2>Zoom Lens: from Dresser to Floor</h2>\n<p>During another photo shoot, a photographer leaned on a dresser that had a $2,500 zoom lens sitting on it. The photographer thought the dresser was stable, but it wasn’t entirely and it tipped, sending the lens down to the floor. Upon inspecting the lens, the photographer discovered that the lens would no longer zoom and was stuck on a single focal length setting. The lens would have to be fixed or replaced.</p>\n<h2>Theft from Vehicle: Photography Insurance</h2>\n<p>You arrive back at your car to find the trunk pried open and your <a href=\"/articles/top-10-camera-sling-bags-for-photographers-and-filmmakers\" rel=\"noopener\">camera bag</a> missing. You take photos of the damage to your vehicle and file a police report. The police say it is unlikely they will recover your equipment, so you report the loss to your insurer.<span> </span></p>\n<p>Fortunately, because there were visible signs of forced entry into the vehicle and you filed a police report, the loss will be covered, subject to a higher deductible. Thieves target people they see carrying high-value equipment and follow them back to their cars. Because <a href=\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"><span>theft from an unattended vehicle</span></a> is so common, some insurance companies exclude coverage altogether. Your insurer does cover the loss. The higher deductible is better than having no coverage at all.</p>\n<h2>Commercial Property not covered by a Homeowner’s Policy</h2>\n<p>A thief breaks into your home and steals thousands of dollars worth of property, including your camera equipment. You report the claim under your homeowner’s policy, thinking this is all personal property.<span> </span></p>\n<p>The claims adjuster assigned to your loss does a web search and sees that you have advertised prints for sale. Because you occasionally sell prints, your photo gear is now considered “commercial” equipment and, as such, is not covered by your homeowner’s policy. Your homeowner’s policy only covers “personal” camera gear that is not used for commercial purposes. You tell the adjuster that you only sold a half dozen prints for less than $300 in the last 12 months to a stock agency. The adjuster shrugs, “It doesn’t matter, even if you sell just one print for $5, you are a professional and your gear is considered commercial and is no longer covered under a homeowner’s policy”.</p>\n<p>Many professional photographers assume they are covered by their homeowner’s policy when in fact they are not: just another good reason to purchase photography insurance.</p>\n<h2>Get Photography Insurance (Canada)</h2>\n<p><span><a href=\"https://photographer.frontrowinsurance.com/\">Front Row’s photography insurance policy</a></span> (Canada) can be purchased online 24/7. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.</p>\n<p>Many Canadian photographers have come to recognize Front Row as the industry’s best coverage – and rely upon us to protect their valuable camera gear. In case a claim <i>does</i> occur, you can work with your Front Row broker to resolve the claim and get compensated for losses as quickly as possible.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"https://www.frontrowinsurance.com/referral\"><span>referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </i></span></p>\n<p><span style=\"font-size: 13px;\"><strong><i>Disclaimer</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\"noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></li>\n<li><a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE THEFT CLAIMS EXPLAINED</a></li>\n<li><a href=\"/articles/best-photography-magazines\" rel=\"noopener\">THE TOP 20 PHOTOGRAPHY MAGAZINES</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">THE BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"/en/claims\" rel=\"noopener\">CLAIMS – FRONT ROW HANDLES YOUR CLAIM</a></li>\n</ul>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/protect%20camera%20lens/photo-insurance-lens-broken-forweb600.jpg","postSummary":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n","postSummaryRss":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"gMfYJOVD","previousPostFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/FILM-NEGATIVE-unsplash-FORWEB.jpg","previousPostFeaturedImageAltText":"Negative Film and Faulty Stock Insurance Explained","previousPostName":"Negative Film & Faulty Stock Insurance","previousPostSlug":"articles/negative-film-and-faulty-stock-insurance-explained","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1658409925098,"publishDateLocalTime":1658409925098,"publishDateLocalized":{"date":1658409925098,"format":"medium","language":"en_US"},"publishImmediately":null,"publishTimezoneOffset":null,"publishedAt":1658409925098,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/photography-insurance-claims-examples","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n<!--more-->\n<p>On the fence about buying <a href=\"https://photographer.frontrowinsurance.com/\"><span>photography insurance</span></a> because you think you’re careful with your gear and nothing bad will happen? That is a risky line of thinking that could cost you in the end. Generally speaking, paying the annual cost of an insurance premium will be <i>much less expensive</i> than paying out of pocket to replace photography equipment that has been damaged or stolen.</p>\n<p>Below are some examples of real-life “worst-case scenarios” that have happened to photographers. Photography insurance would typically cover these scenarios.</p>\n<h2>Gusts of Wind and Photography Lights: Sworn Enemies</h2>\n<p>During a photo shoot, a $3,000 photography light was destroyed when a gust of wind came along and knocked it into a pool. The light was on a stand. This surprised the photographer because the weather was moderate and not windy before the gust suddenly came along and destroyed the light. This is an example of how even a careful photographer can be surprised by the need to make an insurance claim.</p>\n<h2>Zoom Lens: from Dresser to Floor</h2>\n<p>During another photo shoot, a photographer leaned on a dresser that had a $2,500 zoom lens sitting on it. The photographer thought the dresser was stable, but it wasn’t entirely and it tipped, sending the lens down to the floor. Upon inspecting the lens, the photographer discovered that the lens would no longer zoom and was stuck on a single focal length setting. The lens would have to be fixed or replaced.</p>\n<h2>Theft from Vehicle: Photography Insurance</h2>\n<p>You arrive back at your car to find the trunk pried open and your <a href=\"/articles/top-10-camera-sling-bags-for-photographers-and-filmmakers\" rel=\"noopener\">camera bag</a> missing. You take photos of the damage to your vehicle and file a police report. The police say it is unlikely they will recover your equipment, so you report the loss to your insurer.<span> </span></p>\n<p>Fortunately, because there were visible signs of forced entry into the vehicle and you filed a police report, the loss will be covered, subject to a higher deductible. Thieves target people they see carrying high-value equipment and follow them back to their cars. Because <a href=\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"><span>theft from an unattended vehicle</span></a> is so common, some insurance companies exclude coverage altogether. Your insurer does cover the loss. The higher deductible is better than having no coverage at all.</p>\n<h2>Commercial Property not covered by a Homeowner’s Policy</h2>\n<p>A thief breaks into your home and steals thousands of dollars worth of property, including your camera equipment. You report the claim under your homeowner’s policy, thinking this is all personal property.<span> </span></p>\n<p>The claims adjuster assigned to your loss does a web search and sees that you have advertised prints for sale. Because you occasionally sell prints, your photo gear is now considered “commercial” equipment and, as such, is not covered by your homeowner’s policy. Your homeowner’s policy only covers “personal” camera gear that is not used for commercial purposes. You tell the adjuster that you only sold a half dozen prints for less than $300 in the last 12 months to a stock agency. The adjuster shrugs, “It doesn’t matter, even if you sell just one print for $5, you are a professional and your gear is considered commercial and is no longer covered under a homeowner’s policy”.</p>\n<p>Many professional photographers assume they are covered by their homeowner’s policy when in fact they are not: just another good reason to purchase photography insurance.</p>\n<h2>Get Photography Insurance (Canada)</h2>\n<p><span><a href=\"https://photographer.frontrowinsurance.com/\">Front Row’s photography insurance policy</a></span> (Canada) can be purchased online 24/7. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.</p>\n<p>Many Canadian photographers have come to recognize Front Row as the industry’s best coverage – and rely upon us to protect their valuable camera gear. In case a claim <i>does</i> occur, you can work with your Front Row broker to resolve the claim and get compensated for losses as quickly as possible.</p>\n<h2>Refer a Friend to Front Row</h2>\n<p>Based on customer demand, we’ve setup our <a href=\"https://www.frontrowinsurance.com/referral\"><span>referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p> </p>\n<p><span style=\"font-size: 13px;\"><strong><i>About</i></strong><i>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </i></span></p>\n<p><span style=\"font-size: 13px;\"><strong><i>Disclaimer</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<h3>Related posts:</h3>\n<ul>\n<li><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\"noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></li>\n<li><a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE THEFT CLAIMS EXPLAINED</a></li>\n<li><a href=\"/articles/best-photography-magazines\" rel=\"noopener\">THE TOP 20 PHOTOGRAPHY MAGAZINES</a></li>\n<li><a href=\"/articles/best-photo-editing-apps\" rel=\"noopener\">THE BEST PHOTO EDITING APPS</a></li>\n<li><a href=\"/en/claims\" rel=\"noopener\">CLAIMS – FRONT ROW HANDLES YOUR CLAIM</a></li>\n</ul>","rssSummary":"<p style=\"text-align: right; font-size: 14px;\"><em><span style=\"font-weight: bold;\">Image credit</span>: Shutterstock royalty-free stock photo</em></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/protect%20camera%20lens/photo-insurance-lens-broken-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1658409930189,"screenshotPreviewUrl":"https://cdn2.hubspot.net/hubshot/22/07/21/73348b86-5ded-40ae-9162-01b6bb70130c.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/photography-insurance-claims-examples","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[3282917913],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1439930219332,"deletedAt":0,"description":"","id":3282917913,"label":"Photography insurance","language":"en","name":"Photography insurance","portalId":61352,"slug":"photography-insurance","translatedFromId":null,"translations":{},"updated":1649857249229}],"tagNames":["Photography insurance"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","themePath":null,"themeSettingsValues":null,"title":"Photography Insurance Claims: Examples of Worst-Case Scenarios","tmsId":null,"topicIds":[3282917913],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1439930219332,"deletedAt":0,"description":"","id":3282917913,"label":"Photography insurance","language":"en","name":"Photography insurance","portalId":61352,"slug":"photography-insurance","translatedFromId":null,"translations":{},"updated":1649857249229}],"topicNames":["Photography insurance"],"topics":[3282917913],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1658409925313,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/photography-insurance-claims-examples","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/video-how-do-i-add-an-additional-insured-to-my-policy","afterPostBody":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"19823457691","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - VP, Marketing","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1557244191140,"userId":null,"username":null,"website":""},"blogAuthorId":9474946913,"blogPostAuthor":{"avatar":"","bio":"Grant Patten - VP, Marketing","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1557244191140,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1572547958178,"createdById":7915797,"createdTime":1572547958178,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/SOCIAL-How-do-I-add-an-additional-insured-to-my-policy-.jpg","featuredImageAltText":"Video: How do I add an additional insured to my policy?","featuredImageHeight":0,"featuredImageLength":0,"featuredImageWidth":0,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1658236832000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Tue, 20 Oct 2020 14:38:32 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"http://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"How do I add an additional insured to my policy?\",\n\t\"description\": \"If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a certificate of insurance that adds ...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/-2Qt7SGPxcw/mqdefault.jpg\",\n\t\"duration\": \"PT2M48S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=-2Qt7SGPxcw\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/-2Qt7SGPxcw\",\n\t\"uploadDate\": \"2019-10-31\"\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","header":null,"htmlTitle":"Video: How do I add an additional insured to my policy?","id":19823457691,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Video: How do I add an additional insured to my policy?","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Video: How do I add an additional insured to my policy?","use_featured_image":true,"post_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><br>\n<p class=\"p2\"><span class=\"s3\"><em><span style=\"font-weight: bold;\">Jan. 2022 update</span>: please send issued certificates to <a href=\"mailto:frcerts@frontrowinsurance.com\" rel=\"noopener nofollow\">frcerts@frontrowinsurance.com</a></em><br></span></p>\n<p class=\"p2\"><span class=\"s3\">If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a> that adds an “<strong>additional insured</strong>” to your policy.</span></p>\n<p class=\"p2\"><span class=\"s3\">Adding additional insureds to your policy is actually really easy, especially with the tools that Front Row provides you.</span></p>\n<p class=\"p2\"><span class=\"s3\">First: I’m going to explain <i>how</i> to add an additional insured to your policy using Front Row’s blank certificate. If you just want to fill out the paperwork and get that permit, this is as far as you’ll need to watch. Second: I’ll explain <a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\">what it <i>means</i> to add an additional insured to your policy</a>.</span></p>\n<h2>How do you add an additional insured?</h2>\n<p class=\"p2\"><span class=\"s3\">Most of the policies that you can buy through Front Row’s website come with something called a <strong>blank <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a></strong>. This is included along with the documents you receive by email when you purchase a policy with us. It’s sent to you as an attached PDF.</span></p>\n<p class=\"p2\"><span class=\"s3\">You will also receive a PDF with instructions on how to issue blank certificates. The blank certificate is a fillable form that you can use to issue your own certificates. If you open the blank certificate, </span><span class=\"s3\">you’ll see a fillable field at the top where you can add the Name and Address of the person or entity who you’re issuing the certificate to.</span></p>\n<p class=\"p2\"><span class=\"s3\">To add a person, company, city, or government agency as an additional insured to your policy, copy & paste their name and address into the fillable “<em>issued to</em>” field.</span></p>\n<p class=\"p2\"><span class=\"s3\">Then print a copy of the PDF so it can no longer be altered. Give the certificate holder or permitting office their copy, and send a copy to our office so we know who you’ve issued certificates to. <em>The instructions we provide will tell you what email address to use when sending us your certificates.</em></span></p>\n<p class=\"p2\"><span class=\"s3\">That’s it! You’ve just added an additional insured to your policy. You don’t need to get our approval or wait for any confirmation on our end. Front Row’s blank certificates are quick and easy, giving you the freedom and flexibility to provide the insurance documents you need to secure location permits or rent out venues or equipment.</span></p>\n<p class=\"p2\"><span class=\"s3\">Now, I should add one caveat. The blank certificate form will work in <i>most</i> cases, but occasionally, you may have to contact our office to get a custom certificate prepared. Some organizations want to see specific wording on their certificates that doesn’t appear on the blanks. If you’re not sure if you will need custom wording, try the blank certificate form first. If they reject it, then <a href=\"/contact-us\" rel=\" noopener\">contact our office</a>.</span></p>\n<h3 class=\"p2\"><span class=\"s3\">Related Video:</span></h3>\n<p class=\"p2\"><a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\"><span class=\"s3\">What does it mean to add an additional insured to my policy?</span></a></p>\n<p class=\"p2\"> </p>\n<h3>Related Posts:</h3>\n<p><a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">CANADIAN FILMMAKERS: NAVIGATING YOUR CERTIFICATE OF INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><br>\n<p class=\"p2\"><span class=\"s3\"><em><span style=\"font-weight: bold;\">Jan. 2022 update</span>: please send issued certificates to <a href=\"mailto:frcerts@frontrowinsurance.com\" rel=\"noopener nofollow\">frcerts@frontrowinsurance.com</a></em><br></span></p>\n<p class=\"p2\"><span class=\"s3\">If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a> that adds an “<strong>additional insured</strong>” to your policy.</span></p>\n<p class=\"p2\"><span class=\"s3\">Adding additional insureds to your policy is actually really easy, especially with the tools that Front Row provides you.</span></p>\n<p class=\"p2\"><span class=\"s3\">First: I’m going to explain <i>how</i> to add an additional insured to your policy using Front Row’s blank certificate. If you just want to fill out the paperwork and get that permit, this is as far as you’ll need to watch. Second: I’ll explain <a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\">what it <i>means</i> to add an additional insured to your policy</a>.</span></p>\n<h2>How do you add an additional insured?</h2>\n<p class=\"p2\"><span class=\"s3\">Most of the policies that you can buy through Front Row’s website come with something called a <strong>blank <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a></strong>. This is included along with the documents you receive by email when you purchase a policy with us. It’s sent to you as an attached PDF.</span></p>\n<p class=\"p2\"><span class=\"s3\">You will also receive a PDF with instructions on how to issue blank certificates. The blank certificate is a fillable form that you can use to issue your own certificates. If you open the blank certificate, </span><span class=\"s3\">you’ll see a fillable field at the top where you can add the Name and Address of the person or entity who you’re issuing the certificate to.</span></p>\n<p class=\"p2\"><span class=\"s3\">To add a person, company, city, or government agency as an additional insured to your policy, copy & paste their name and address into the fillable “<em>issued to</em>” field.</span></p>\n<p class=\"p2\"><span class=\"s3\">Then print a copy of the PDF so it can no longer be altered. Give the certificate holder or permitting office their copy, and send a copy to our office so we know who you’ve issued certificates to. <em>The instructions we provide will tell you what email address to use when sending us your certificates.</em></span></p>\n<p class=\"p2\"><span class=\"s3\">That’s it! You’ve just added an additional insured to your policy. You don’t need to get our approval or wait for any confirmation on our end. Front Row’s blank certificates are quick and easy, giving you the freedom and flexibility to provide the insurance documents you need to secure location permits or rent out venues or equipment.</span></p>\n<p class=\"p2\"><span class=\"s3\">Now, I should add one caveat. The blank certificate form will work in <i>most</i> cases, but occasionally, you may have to contact our office to get a custom certificate prepared. Some organizations want to see specific wording on their certificates that doesn’t appear on the blanks. If you’re not sure if you will need custom wording, try the blank certificate form first. If they reject it, then <a href=\"/contact-us\" rel=\" noopener\">contact our office</a>.</span></p>\n<h3 class=\"p2\"><span class=\"s3\">Related Video:</span></h3>\n<p class=\"p2\"><a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\"><span class=\"s3\">What does it mean to add an additional insured to my policy?</span></a></p>\n<p class=\"p2\"> </p>\n<h3>Related Posts:</h3>\n<p><a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">CANADIAN FILMMAKERS: NAVIGATING YOUR CERTIFICATE OF INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","rss_summary":"<div 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><br>\n<p class=\"p2\"><span class=\"s3\"><em><span style=\"font-weight: bold;\">Jan. 2022 update</span>: please send issued certificates to <a href=\"mailto:frcerts@frontrowinsurance.com\" rel=\"noopener nofollow\">frcerts@frontrowinsurance.com</a></em><br></span></p>\n<p class=\"p2\"><span class=\"s3\">If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a> that adds an “<strong>additional insured</strong>” to your policy.</span></p>\n<p class=\"p2\"><span class=\"s3\">Adding additional insureds to your policy is actually really easy, especially with the tools that Front Row provides you.</span></p>\n<p class=\"p2\"><span class=\"s3\">First: I’m going to explain <i>how</i> to add an additional insured to your policy using Front Row’s blank certificate. If you just want to fill out the paperwork and get that permit, this is as far as you’ll need to watch. Second: I’ll explain <a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\">what it <i>means</i> to add an additional insured to your policy</a>.</span></p>\n<h2>How do you add an additional insured?</h2>\n<p class=\"p2\"><span class=\"s3\">Most of the policies that you can buy through Front Row’s website come with something called a <strong>blank <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a></strong>. This is included along with the documents you receive by email when you purchase a policy with us. It’s sent to you as an attached PDF.</span></p>\n<p class=\"p2\"><span class=\"s3\">You will also receive a PDF with instructions on how to issue blank certificates. The blank certificate is a fillable form that you can use to issue your own certificates. If you open the blank certificate, </span><span class=\"s3\">you’ll see a fillable field at the top where you can add the Name and Address of the person or entity who you’re issuing the certificate to.</span></p>\n<p class=\"p2\"><span class=\"s3\">To add a person, company, city, or government agency as an additional insured to your policy, copy & paste their name and address into the fillable “<em>issued to</em>” field.</span></p>\n<p class=\"p2\"><span class=\"s3\">Then print a copy of the PDF so it can no longer be altered. Give the certificate holder or permitting office their copy, and send a copy to our office so we know who you’ve issued certificates to. <em>The instructions we provide will tell you what email address to use when sending us your certificates.</em></span></p>\n<p class=\"p2\"><span class=\"s3\">That’s it! You’ve just added an additional insured to your policy. You don’t need to get our approval or wait for any confirmation on our end. Front Row’s blank certificates are quick and easy, giving you the freedom and flexibility to provide the insurance documents you need to secure location permits or rent out venues or equipment.</span></p>\n<p class=\"p2\"><span class=\"s3\">Now, I should add one caveat. The blank certificate form will work in <i>most</i> cases, but occasionally, you may have to contact our office to get a custom certificate prepared. Some organizations want to see specific wording on their certificates that doesn’t appear on the blanks. If you’re not sure if you will need custom wording, try the blank certificate form first. If they reject it, then <a href=\"/contact-us\" rel=\" noopener\">contact our office</a>.</span></p>\n<h3 class=\"p2\"><span class=\"s3\">Related Video:</span></h3>\n<p class=\"p2\"><a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\"><span class=\"s3\">What does it mean to add an additional insured to my policy?</span></a></p>\n<p class=\"p2\"> </p>\n<h3>Related Posts:</h3>\n<p><a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">CANADIAN FILMMAKERS: NAVIGATING YOUR CERTIFICATE OF INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><br>\n<p class=\"p2\"><span class=\"s3\"><em><span style=\"font-weight: bold;\">Jan. 2022 update</span>: please send issued certificates to <a href=\"mailto:frcerts@frontrowinsurance.com\" rel=\"noopener nofollow\">frcerts@frontrowinsurance.com</a></em><br></span></p>\n<p class=\"p2\"><span class=\"s3\">If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a> that adds an “<strong>additional insured</strong>” to your policy.</span></p>\n<p class=\"p2\"><span class=\"s3\">Adding additional insureds to your policy is actually really easy, especially with the tools that Front Row provides you.</span></p>\n<p class=\"p2\"><span class=\"s3\">First: I’m going to explain <i>how</i> to add an additional insured to your policy using Front Row’s blank certificate. If you just want to fill out the paperwork and get that permit, this is as far as you’ll need to watch. Second: I’ll explain <a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\">what it <i>means</i> to add an additional insured to your policy</a>.</span></p>\n<h2>How do you add an additional insured?</h2>\n<p class=\"p2\"><span class=\"s3\">Most of the policies that you can buy through Front Row’s website come with something called a <strong>blank <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a></strong>. This is included along with the documents you receive by email when you purchase a policy with us. It’s sent to you as an attached PDF.</span></p>\n<p class=\"p2\"><span class=\"s3\">You will also receive a PDF with instructions on how to issue blank certificates. The blank certificate is a fillable form that you can use to issue your own certificates. If you open the blank certificate, </span><span class=\"s3\">you’ll see a fillable field at the top where you can add the Name and Address of the person or entity who you’re issuing the certificate to.</span></p>\n<p class=\"p2\"><span class=\"s3\">To add a person, company, city, or government agency as an additional insured to your policy, copy & paste their name and address into the fillable “<em>issued to</em>” field.</span></p>\n<p class=\"p2\"><span class=\"s3\">Then print a copy of the PDF so it can no longer be altered. Give the certificate holder or permitting office their copy, and send a copy to our office so we know who you’ve issued certificates to. <em>The instructions we provide will tell you what email address to use when sending us your certificates.</em></span></p>\n<p class=\"p2\"><span class=\"s3\">That’s it! You’ve just added an additional insured to your policy. You don’t need to get our approval or wait for any confirmation on our end. Front Row’s blank certificates are quick and easy, giving you the freedom and flexibility to provide the insurance documents you need to secure location permits or rent out venues or equipment.</span></p>\n<p class=\"p2\"><span class=\"s3\">Now, I should add one caveat. The blank certificate form will work in <i>most</i> cases, but occasionally, you may have to contact our office to get a custom certificate prepared. Some organizations want to see specific wording on their certificates that doesn’t appear on the blanks. If you’re not sure if you will need custom wording, try the blank certificate form first. If they reject it, then <a href=\"/contact-us\" rel=\" noopener\">contact our office</a>.</span></p>\n<h3 class=\"p2\"><span class=\"s3\">Related Video:</span></h3>\n<p class=\"p2\"><a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\"><span class=\"s3\">What does it mean to add an additional insured to my policy?</span></a></p>\n<p class=\"p2\"> </p>\n<h3>Related Posts:</h3>\n<p><a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">CANADIAN FILMMAKERS: NAVIGATING YOUR CERTIFICATE OF INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/SOCIAL-How-do-I-add-an-additional-insured-to-my-policy-.jpg","postListContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><br>\n<p class=\"p2\"><span class=\"s3\"><em><span style=\"font-weight: bold;\">Jan. 2022 update</span>: please send issued certificates to <a href=\"mailto:frcerts@frontrowinsurance.com\" rel=\"noopener nofollow\">frcerts@frontrowinsurance.com</a></em><br></span></p>\n<p class=\"p2\"><span class=\"s3\">If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a> that adds an “<strong>additional insured</strong>” to your policy.</span></p>\n<p class=\"p2\"><span class=\"s3\">Adding additional insureds to your policy is actually really easy, especially with the tools that Front Row provides you.</span></p>\n<p class=\"p2\"><span class=\"s3\">First: I’m going to explain <i>how</i> to add an additional insured to your policy using Front Row’s blank certificate. If you just want to fill out the paperwork and get that permit, this is as far as you’ll need to watch. Second: I’ll explain <a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\">what it <i>means</i> to add an additional insured to your policy</a>.</span></p>\n<h2>How do you add an additional insured?</h2>\n<p class=\"p2\"><span class=\"s3\">Most of the policies that you can buy through Front Row’s website come with something called a <strong>blank <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a></strong>. This is included along with the documents you receive by email when you purchase a policy with us. It’s sent to you as an attached PDF.</span></p>\n<p class=\"p2\"><span class=\"s3\">You will also receive a PDF with instructions on how to issue blank certificates. The blank certificate is a fillable form that you can use to issue your own certificates. If you open the blank certificate, </span><span class=\"s3\">you’ll see a fillable field at the top where you can add the Name and Address of the person or entity who you’re issuing the certificate to.</span></p>\n<p class=\"p2\"><span class=\"s3\">To add a person, company, city, or government agency as an additional insured to your policy, copy & paste their name and address into the fillable “<em>issued to</em>” field.</span></p>\n<p class=\"p2\"><span class=\"s3\">Then print a copy of the PDF so it can no longer be altered. Give the certificate holder or permitting office their copy, and send a copy to our office so we know who you’ve issued certificates to. <em>The instructions we provide will tell you what email address to use when sending us your certificates.</em></span></p>\n<p class=\"p2\"><span class=\"s3\">That’s it! You’ve just added an additional insured to your policy. You don’t need to get our approval or wait for any confirmation on our end. Front Row’s blank certificates are quick and easy, giving you the freedom and flexibility to provide the insurance documents you need to secure location permits or rent out venues or equipment.</span></p>\n<p class=\"p2\"><span class=\"s3\">Now, I should add one caveat. The blank certificate form will work in <i>most</i> cases, but occasionally, you may have to contact our office to get a custom certificate prepared. Some organizations want to see specific wording on their certificates that doesn’t appear on the blanks. If you’re not sure if you will need custom wording, try the blank certificate form first. If they reject it, then <a href=\"/contact-us\" rel=\" noopener\">contact our office</a>.</span></p>\n<h3 class=\"p2\"><span class=\"s3\">Related Video:</span></h3>\n<p class=\"p2\"><a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\"><span class=\"s3\">What does it mean to add an additional insured to my policy?</span></a></p>\n<p class=\"p2\"> </p>\n<h3>Related Posts:</h3>\n<p><a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">CANADIAN FILMMAKERS: NAVIGATING YOUR CERTIFICATE OF INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/SOCIAL-How-do-I-add-an-additional-insured-to-my-policy-.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; 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max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"EsZRLVjP","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/protect%20camera%20lens/photo-insurance-lens-broken-forweb600.jpg","previousPostFeaturedImageAltText":"Photography Insurance Claims: Examples of Worst-Case Scenarios","previousPostName":"Photography Insurance Claims: Examples of Worst-Case Scenarios","previousPostSlug":"articles/photography-insurance-claims-examples","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1658236832000,"publishDateLocalTime":1658236832000,"publishDateLocalized":{"date":1658236832000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1658236947716,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/video-how-do-i-add-an-additional-insured-to-my-policy","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more--><br>\n<p class=\"p2\"><span class=\"s3\"><em><span style=\"font-weight: bold;\">Jan. 2022 update</span>: please send issued certificates to <a href=\"mailto:frcerts@frontrowinsurance.com\" rel=\"noopener nofollow\">frcerts@frontrowinsurance.com</a></em><br></span></p>\n<p class=\"p2\"><span class=\"s3\">If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a> that adds an “<strong>additional insured</strong>” to your policy.</span></p>\n<p class=\"p2\"><span class=\"s3\">Adding additional insureds to your policy is actually really easy, especially with the tools that Front Row provides you.</span></p>\n<p class=\"p2\"><span class=\"s3\">First: I’m going to explain <i>how</i> to add an additional insured to your policy using Front Row’s blank certificate. If you just want to fill out the paperwork and get that permit, this is as far as you’ll need to watch. Second: I’ll explain <a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\">what it <i>means</i> to add an additional insured to your policy</a>.</span></p>\n<h2>How do you add an additional insured?</h2>\n<p class=\"p2\"><span class=\"s3\">Most of the policies that you can buy through Front Row’s website come with something called a <strong>blank <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a></strong>. This is included along with the documents you receive by email when you purchase a policy with us. It’s sent to you as an attached PDF.</span></p>\n<p class=\"p2\"><span class=\"s3\">You will also receive a PDF with instructions on how to issue blank certificates. The blank certificate is a fillable form that you can use to issue your own certificates. If you open the blank certificate, </span><span class=\"s3\">you’ll see a fillable field at the top where you can add the Name and Address of the person or entity who you’re issuing the certificate to.</span></p>\n<p class=\"p2\"><span class=\"s3\">To add a person, company, city, or government agency as an additional insured to your policy, copy & paste their name and address into the fillable “<em>issued to</em>” field.</span></p>\n<p class=\"p2\"><span class=\"s3\">Then print a copy of the PDF so it can no longer be altered. Give the certificate holder or permitting office their copy, and send a copy to our office so we know who you’ve issued certificates to. <em>The instructions we provide will tell you what email address to use when sending us your certificates.</em></span></p>\n<p class=\"p2\"><span class=\"s3\">That’s it! You’ve just added an additional insured to your policy. You don’t need to get our approval or wait for any confirmation on our end. Front Row’s blank certificates are quick and easy, giving you the freedom and flexibility to provide the insurance documents you need to secure location permits or rent out venues or equipment.</span></p>\n<p class=\"p2\"><span class=\"s3\">Now, I should add one caveat. The blank certificate form will work in <i>most</i> cases, but occasionally, you may have to contact our office to get a custom certificate prepared. Some organizations want to see specific wording on their certificates that doesn’t appear on the blanks. If you’re not sure if you will need custom wording, try the blank certificate form first. If they reject it, then <a href=\"/contact-us\" rel=\" noopener\">contact our office</a>.</span></p>\n<h3 class=\"p2\"><span class=\"s3\">Related Video:</span></h3>\n<p class=\"p2\"><a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\"><span class=\"s3\">What does it mean to add an additional insured to my policy?</span></a></p>\n<p class=\"p2\"> </p>\n<h3>Related Posts:</h3>\n<p><a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\"noopener\">CANADIAN FILMMAKERS: NAVIGATING YOUR CERTIFICATE OF INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","rssSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen 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overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/-2Qt7SGPxcw?start=1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<br>\n<p class=\"p2\"><span class=\"s3\">If you’re applying for a permit to film or photograph on location, or host an event, you may have been asked to provide a <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a> that adds an “<strong>additional insured</strong>” to your policy.</span></p>\n<p class=\"p2\"><span class=\"s3\">Adding additional insureds to your policy is actually really easy, especially with the tools that Front Row provides you.</span></p>\n<p class=\"p2\"><span class=\"s3\">First: I’m going to explain <i>how</i> to add an additional insured to your policy using Front Row’s blank certificate. If you just want to fill out the paperwork and get that permit, this is as far as you’ll need to watch. Second: I’ll explain <a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\">what it <i>means</i> to add an additional insured to your policy</a>.</span></p>\n<h2>How do you add an additional insured?</h2>\n<p class=\"p2\"><span class=\"s3\">Most of the policies that you can buy through Front Row’s website come with something called a <strong>blank <a href=\"/articles/topic/certificates\" rel=\" noopener\">certificate of insurance</a></strong>. This is included along with the documents you receive by email when you purchase a policy with us. It’s sent to you as an attached PDF.</span></p>\n<p class=\"p2\"><span class=\"s3\">You will also receive a PDF with instructions on how to issue blank certificates. The blank certificate is a fillable form that you can use to issue your own certificates. If you open the blank certificate, </span><span class=\"s3\">you’ll see a fillable field at the top where you can add the Name and Address of the person or entity who you’re issuing the certificate to.</span></p>\n<p class=\"p2\"><span class=\"s3\">To add a person, company, city, or government agency as an additional insured to your policy, copy & paste their name and address into the fillable “<em>issued to</em>” field.</span></p>\n<p class=\"p2\"><span class=\"s3\">Then print a copy of the PDF so it can no longer be altered. Give the certificate holder or permitting office their copy, and send a copy to our office so we know who you’ve issued certificates to. <em>The instructions we provide will tell you what email address to use when sending us your certificates.</em></span></p>\n<p class=\"p2\"><span class=\"s3\">That’s it! You’ve just added an additional insured to your policy. You don’t need to get our approval or wait for any confirmation on our end. Front Row’s blank certificates are quick and easy, giving you the freedom and flexibility to provide the insurance documents you need to secure location permits or rent out venues or equipment.</span></p>\n<p class=\"p2\"><span class=\"s3\">Now, I should add one caveat. The blank certificate form will work in <i>most</i> cases, but occasionally, you may have to contact our office to get a custom certificate prepared. Some organizations want to see specific wording on their certificates that doesn’t appear on the blanks. If you’re not sure if you will need custom wording, try the blank certificate form first. If they reject it, then <a href=\"/contact-us\" rel=\" noopener\">contact our office</a>.</span></p>\n<h3 class=\"p2\"><span class=\"s3\">Related Video:</span></h3>\n<p class=\"p2\"><a href=\"https://youtu.be/CwpS_rsyyd0\" rel=\" noopener\"><span class=\"s3\">What does it mean to add an additional insured to my policy?</span></a></p>\n<p class=\"p2\"> </p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>"},"deleted_at":1609868178842,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/animal-show-insurance-dog-show-event-insurance","afterPostBody":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"79499213899","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - 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Not available in Canada.</em></span></p>\n<p style=\"border: none;\">Ideally, animal shows should be fun for humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur at such shows and having <span><a href=\"https://events.frontrowinsurance.com/us\">animal show event insurance</a></span> in place can mean the difference between paying a little or a lot.</p>\n<p style=\"border: none;\">Front Row Insurance provides a quick, efficient, and easy to use domestic animal show insurance program available for purchase online, 24/7. The animal show event venue can be added as an additional insured to the policy.</p>\n<p style=\"border: none;\">Protect the animal show events that you’re hosting with short-term event insurance: </p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider animal show liability insurance? If someone is injured through an accident at an animal show that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at animal shows. These events may or may not have had insurance.</p>\n<h2>Dog bite injury in Florida | Dog show event insurance</h2>\n<p style=\"border: none;\">At a dog show in Florida in 2009, an attendee was bitten by a dog and sued the kennel club to seek compensation for her injury.</p>\n<p style=\"border: none;\">If the kennel club had been an additional insured on a <span><a href=\"https://events.frontrowinsurance.com/us\">dog show event insurance policy</a></span>, the policy would pay for the cost of a lawyer to defend the venue. Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury</strong> to third parties arising out of the operations of the insured event.</p>\n<h2>Animal show property damage | Animal show insurance</h2>\n<p>Even domestic animals that are normally well behaved can occasionally lash out and cause damage to property. At a dog show in New York in 2015, one dog ran into the crowd and bit an onlooker’s expensive coat, badly tearing it. The attendee sued the dog show for damages.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>property damage</strong> to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other US animal show insurance providers?</h3>\n<p>Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\">US animal show insurance policy</a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p>Venues and professionals involved in putting on animal show events can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.<em><br></em></p>\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<h3>Animal event insurance exclusions</h3>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Front Row's animal event insurance policy</a> has some exclusions, notably:</p>\n<ul>\n<li>Excluded event type: Saddle Animal Rides</li>\n<li>Excluded event type: Petting Zoo</li>\n<li>Excluded event type: Exotic Animal Show or Event</li>\n<li>Exclusion for ‘Non-Performing Animals’ </li>\n</ul>\n<p> </p>\n<p><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/insurance-for-filming-animals\">Insurance for filming animals</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-usa\">Special event insurance USA</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-florida?hsLang=en\">Special event insurance Florida</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","post_summary":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n<!--more-->\n<p style=\"border: none;\"><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<p style=\"border: none;\">Ideally, animal shows should be fun for humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur at such shows and having <span><a href=\"https://events.frontrowinsurance.com/us\">animal show event insurance</a></span> in place can mean the difference between paying a little or a lot.</p>\n<p style=\"border: none;\">Front Row Insurance provides a quick, efficient, and easy to use domestic animal show insurance program available for purchase online, 24/7. The animal show event venue can be added as an additional insured to the policy.</p>\n<p style=\"border: none;\">Protect the animal show events that you’re hosting with short-term event insurance: </p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider animal show liability insurance? If someone is injured through an accident at an animal show that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at animal shows. These events may or may not have had insurance.</p>\n<h2>Dog bite injury in Florida | Dog show event insurance</h2>\n<p style=\"border: none;\">At a dog show in Florida in 2009, an attendee was bitten by a dog and sued the kennel club to seek compensation for her injury.</p>\n<p style=\"border: none;\">If the kennel club had been an additional insured on a <span><a href=\"https://events.frontrowinsurance.com/us\">dog show event insurance policy</a></span>, the policy would pay for the cost of a lawyer to defend the venue. Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury</strong> to third parties arising out of the operations of the insured event.</p>\n<h2>Animal show property damage | Animal show insurance</h2>\n<p>Even domestic animals that are normally well behaved can occasionally lash out and cause damage to property. At a dog show in New York in 2015, one dog ran into the crowd and bit an onlooker’s expensive coat, badly tearing it. The attendee sued the dog show for damages.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>property damage</strong> to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other US animal show insurance providers?</h3>\n<p>Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\">US animal show insurance policy</a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p>Venues and professionals involved in putting on animal show events can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.<em><br></em></p>\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<h3>Animal event insurance exclusions</h3>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Front Row's animal event insurance policy</a> has some exclusions, notably:</p>\n<ul>\n<li>Excluded event type: Saddle Animal Rides</li>\n<li>Excluded event type: Petting Zoo</li>\n<li>Excluded event type: Exotic Animal Show or Event</li>\n<li>Exclusion for ‘Non-Performing Animals’ </li>\n</ul>\n<p> </p>\n<p><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/insurance-for-filming-animals\">Insurance for filming animals</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-usa\">Special event insurance USA</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-florida?hsLang=en\">Special event insurance Florida</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n","keywords":[],"tag_ids":[61505392395,949709949],"topic_ids":[61505392395,949709949],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"composition_id":0,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"meta_description":"Ideally, animal shows should be fun for both humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur...","meta_keywords":null,"layout_sections":{},"past_mab_experiment_ids":[],"featured_image_alt_text":"Animal Show Insurance | Dog Show Event Insurance: Buy Online.","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":7915797,"allowed_slug_conflict":false,"link_rel_canonical_url":null,"page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/animals/sebastian-coman-travel-M4_XyyKTjZM-unsplash-forweb600.jpg","featured_image_width":600,"featured_image_height":400,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1658183728266,"password":null,"header":null,"last_edit_session_id":null,"last_edit_update_id":null},"metaDescription":"Ideally, animal shows should be fun for both humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur...","metaKeywords":null,"name":"Animal Show Insurance | Dog Show Insurance: Buy Online (USA)","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/events/lecture-event-unsplash-forweb600.jpg","nextPostFeaturedImageAltText":"Lecture Insurance | Seminar Insurance | Speaking Engagement Insurance","nextPostName":"Lecture Insurance | Seminar Insurance | Speaking Engagement Insurance (US & Canada)","nextPostSlug":"articles/lecture-insurance-seminar-insurance","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Animal Show Insurance | Dog Show Insurance: Buy Online (USA)","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Not available in Canada.</em></span></p>\n<p style=\"border: none;\">Ideally, animal shows should be fun for humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur at such shows and having <span><a href=\"https://events.frontrowinsurance.com/us\">animal show event insurance</a></span> in place can mean the difference between paying a little or a lot.</p>\n<p style=\"border: none;\">Front Row Insurance provides a quick, efficient, and easy to use domestic animal show insurance program available for purchase online, 24/7. The animal show event venue can be added as an additional insured to the policy.</p>\n<p style=\"border: none;\">Protect the animal show events that you’re hosting with short-term event insurance: </p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider animal show liability insurance? If someone is injured through an accident at an animal show that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at animal shows. These events may or may not have had insurance.</p>\n<h2>Dog bite injury in Florida | Dog show event insurance</h2>\n<p style=\"border: none;\">At a dog show in Florida in 2009, an attendee was bitten by a dog and sued the kennel club to seek compensation for her injury.</p>\n<p style=\"border: none;\">If the kennel club had been an additional insured on a <span><a href=\"https://events.frontrowinsurance.com/us\">dog show event insurance policy</a></span>, the policy would pay for the cost of a lawyer to defend the venue. Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury</strong> to third parties arising out of the operations of the insured event.</p>\n<h2>Animal show property damage | Animal show insurance</h2>\n<p>Even domestic animals that are normally well behaved can occasionally lash out and cause damage to property. At a dog show in New York in 2015, one dog ran into the crowd and bit an onlooker’s expensive coat, badly tearing it. The attendee sued the dog show for damages.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>property damage</strong> to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other US animal show insurance providers?</h3>\n<p>Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\">US animal show insurance policy</a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p>Venues and professionals involved in putting on animal show events can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.<em><br></em></p>\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<h3>Animal event insurance exclusions</h3>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Front Row's animal event insurance policy</a> has some exclusions, notably:</p>\n<ul>\n<li>Excluded event type: Saddle Animal Rides</li>\n<li>Excluded event type: Petting Zoo</li>\n<li>Excluded event type: Exotic Animal Show or Event</li>\n<li>Exclusion for ‘Non-Performing Animals’ </li>\n</ul>\n<p> </p>\n<p><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/insurance-for-filming-animals\">Insurance for filming animals</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-usa\">Special event insurance USA</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-florida?hsLang=en\">Special event insurance Florida</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n<!--more-->\n<p style=\"border: none;\"><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<p style=\"border: none;\">Ideally, animal shows should be fun for humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur at such shows and having <span><a href=\"https://events.frontrowinsurance.com/us\">animal show event insurance</a></span> in place can mean the difference between paying a little or a lot.</p>\n<p style=\"border: none;\">Front Row Insurance provides a quick, efficient, and easy to use domestic animal show insurance program available for purchase online, 24/7. The animal show event venue can be added as an additional insured to the policy.</p>\n<p style=\"border: none;\">Protect the animal show events that you’re hosting with short-term event insurance: </p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider animal show liability insurance? If someone is injured through an accident at an animal show that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at animal shows. These events may or may not have had insurance.</p>\n<h2>Dog bite injury in Florida | Dog show event insurance</h2>\n<p style=\"border: none;\">At a dog show in Florida in 2009, an attendee was bitten by a dog and sued the kennel club to seek compensation for her injury.</p>\n<p style=\"border: none;\">If the kennel club had been an additional insured on a <span><a href=\"https://events.frontrowinsurance.com/us\">dog show event insurance policy</a></span>, the policy would pay for the cost of a lawyer to defend the venue. Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury</strong> to third parties arising out of the operations of the insured event.</p>\n<h2>Animal show property damage | Animal show insurance</h2>\n<p>Even domestic animals that are normally well behaved can occasionally lash out and cause damage to property. At a dog show in New York in 2015, one dog ran into the crowd and bit an onlooker’s expensive coat, badly tearing it. The attendee sued the dog show for damages.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>property damage</strong> to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other US animal show insurance providers?</h3>\n<p>Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\">US animal show insurance policy</a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p>Venues and professionals involved in putting on animal show events can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.<em><br></em></p>\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<h3>Animal event insurance exclusions</h3>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Front Row's animal event insurance policy</a> has some exclusions, notably:</p>\n<ul>\n<li>Excluded event type: Saddle Animal Rides</li>\n<li>Excluded event type: Petting Zoo</li>\n<li>Excluded event type: Exotic Animal Show or Event</li>\n<li>Exclusion for ‘Non-Performing Animals’ </li>\n</ul>\n<p> </p>\n<p><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/insurance-for-filming-animals\">Insurance for filming animals</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-usa\">Special event insurance USA</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-florida?hsLang=en\">Special event insurance Florida</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/animals/sebastian-coman-travel-M4_XyyKTjZM-unsplash-forweb600.jpg","postListContent":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n<!--more-->\n<p style=\"border: none;\"><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<p style=\"border: none;\">Ideally, animal shows should be fun for humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur at such shows and having <span><a href=\"https://events.frontrowinsurance.com/us\">animal show event insurance</a></span> in place can mean the difference between paying a little or a lot.</p>\n<p style=\"border: none;\">Front Row Insurance provides a quick, efficient, and easy to use domestic animal show insurance program available for purchase online, 24/7. The animal show event venue can be added as an additional insured to the policy.</p>\n<p style=\"border: none;\">Protect the animal show events that you’re hosting with short-term event insurance: </p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider animal show liability insurance? If someone is injured through an accident at an animal show that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at animal shows. These events may or may not have had insurance.</p>\n<h2>Dog bite injury in Florida | Dog show event insurance</h2>\n<p style=\"border: none;\">At a dog show in Florida in 2009, an attendee was bitten by a dog and sued the kennel club to seek compensation for her injury.</p>\n<p style=\"border: none;\">If the kennel club had been an additional insured on a <span><a href=\"https://events.frontrowinsurance.com/us\">dog show event insurance policy</a></span>, the policy would pay for the cost of a lawyer to defend the venue. Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury</strong> to third parties arising out of the operations of the insured event.</p>\n<h2>Animal show property damage | Animal show insurance</h2>\n<p>Even domestic animals that are normally well behaved can occasionally lash out and cause damage to property. At a dog show in New York in 2015, one dog ran into the crowd and bit an onlooker’s expensive coat, badly tearing it. The attendee sued the dog show for damages.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>property damage</strong> to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other US animal show insurance providers?</h3>\n<p>Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\">US animal show insurance policy</a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p>Venues and professionals involved in putting on animal show events can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.<em><br></em></p>\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<h3>Animal event insurance exclusions</h3>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Front Row's animal event insurance policy</a> has some exclusions, notably:</p>\n<ul>\n<li>Excluded event type: Saddle Animal Rides</li>\n<li>Excluded event type: Petting Zoo</li>\n<li>Excluded event type: Exotic Animal Show or Event</li>\n<li>Exclusion for ‘Non-Performing Animals’ </li>\n</ul>\n<p> </p>\n<p><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/insurance-for-filming-animals\">Insurance for filming animals</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-usa\">Special event insurance USA</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-florida?hsLang=en\">Special event insurance Florida</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/animals/sebastian-coman-travel-M4_XyyKTjZM-unsplash-forweb600.jpg","postSummary":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n","postSummaryRss":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"zbkVOsYs","previousPostFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/SOCIAL-How-do-I-add-an-additional-insured-to-my-policy-.jpg","previousPostFeaturedImageAltText":"Video: How do I add an additional insured to my policy?","previousPostName":"Video: How do I add an additional insured to my policy?","previousPostSlug":"articles/video-how-do-i-add-an-additional-insured-to-my-policy","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1658160031000,"publishDateLocalTime":1658160031000,"publishDateLocalized":{"date":1658160031000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1658183728266,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/animal-show-insurance-dog-show-event-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n<!--more-->\n<p style=\"border: none;\"><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<p style=\"border: none;\">Ideally, animal shows should be fun for humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur at such shows and having <span><a href=\"https://events.frontrowinsurance.com/us\">animal show event insurance</a></span> in place can mean the difference between paying a little or a lot.</p>\n<p style=\"border: none;\">Front Row Insurance provides a quick, efficient, and easy to use domestic animal show insurance program available for purchase online, 24/7. The animal show event venue can be added as an additional insured to the policy.</p>\n<p style=\"border: none;\">Protect the animal show events that you’re hosting with short-term event insurance: </p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider animal show liability insurance? If someone is injured through an accident at an animal show that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at animal shows. These events may or may not have had insurance.</p>\n<h2>Dog bite injury in Florida | Dog show event insurance</h2>\n<p style=\"border: none;\">At a dog show in Florida in 2009, an attendee was bitten by a dog and sued the kennel club to seek compensation for her injury.</p>\n<p style=\"border: none;\">If the kennel club had been an additional insured on a <span><a href=\"https://events.frontrowinsurance.com/us\">dog show event insurance policy</a></span>, the policy would pay for the cost of a lawyer to defend the venue. Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury</strong> to third parties arising out of the operations of the insured event.</p>\n<h2>Animal show property damage | Animal show insurance</h2>\n<p>Even domestic animals that are normally well behaved can occasionally lash out and cause damage to property. At a dog show in New York in 2015, one dog ran into the crowd and bit an onlooker’s expensive coat, badly tearing it. The attendee sued the dog show for damages.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>property damage</strong> to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other US animal show insurance providers?</h3>\n<p>Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\">US animal show insurance policy</a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p>Venues and professionals involved in putting on animal show events can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.<em><br></em></p>\n<p><span style=\"background-color: #ffff04;\"><em><span style=\"font-weight: bold;\">Note</span>: This insurance is available for purchase in the USA only. Not available in Canada.</em></span></p>\n<h3>Animal event insurance exclusions</h3>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Front Row's animal event insurance policy</a> has some exclusions, notably:</p>\n<ul>\n<li>Excluded event type: Saddle Animal Rides</li>\n<li>Excluded event type: Petting Zoo</li>\n<li>Excluded event type: Exotic Animal Show or Event</li>\n<li>Exclusion for ‘Non-Performing Animals’ </li>\n</ul>\n<p> </p>\n<p><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. </em></p>\n<h4>Related posts:</h4>\n<ul>\n<li><a href=\"https://www.frontrowinsurance.com/articles/insurance-for-filming-animals\">Insurance for filming animals</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-usa\">Special event insurance USA</a></li>\n<li><a href=\"https://www.frontrowinsurance.com/en-us/event-insurance-florida?hsLang=en\">Special event insurance Florida</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<p style=\"text-align: right; border: none; font-size: 14px;\"><em>Photo by </em><span style=\"font-size: 14px;\"><em>Sebastian Coman Travel</em></span><em> on </em><span><em>Unsplash</em></span></p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/animals/sebastian-coman-travel-M4_XyyKTjZM-unsplash-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1658183728471,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/98faba15-50b6-43ff-9c68-137bbb5cf234.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/animal-show-insurance-dog-show-event-insurance","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[61505392395,949709949],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901821000,"deletedAt":0,"description":"","id":949709949,"label":"Animal insurance","language":null,"name":"Animal insurance","portalId":61352,"slug":"animal-insurance","translatedFromId":null,"translations":{},"updated":1632923712253},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1638995218137,"deletedAt":0,"description":"","id":61505392395,"label":"Event insurance US","language":null,"name":"Event insurance US","portalId":61352,"slug":"event-insurance-us","translatedFromId":null,"translations":{},"updated":1638995218137}],"tagNames":["Animal insurance","Event insurance US"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","themePath":null,"themeSettingsValues":null,"title":"Animal Show Insurance | Dog Show Insurance: Buy Online (USA)","tmsId":null,"topicIds":[61505392395,949709949],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901821000,"deletedAt":0,"description":"","id":949709949,"label":"Animal insurance","language":null,"name":"Animal insurance","portalId":61352,"slug":"animal-insurance","translatedFromId":null,"translations":{},"updated":1632923712253},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1638995218137,"deletedAt":0,"description":"","id":61505392395,"label":"Event insurance US","language":null,"name":"Event insurance US","portalId":61352,"slug":"event-insurance-us","translatedFromId":null,"translations":{},"updated":1638995218137}],"topicNames":["Animal insurance","Event insurance US"],"topics":[61505392395,949709949],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1658183728270,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/animal-show-insurance-dog-show-event-insurance","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/lecture-insurance-seminar-insurance","afterPostBody":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"77245750017","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - 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If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at seminars and lectures. These events may or may not have had insurance.</p>\n<h2>Law Professor’s Podium Tumble (2013) | Lecture Insurance</h2>\n<p style=\"border: none;\">A law professor delivered her lecture -<em>“Lawyers, Judges and the Law of Nations: International Law in U.S. Courts”</em> - at a Denver-based university in 2013. While attempting to step down from the podium after her lecture, she fell off and broke her foot. She then sued the university and its law school.</p>\n<p style=\"border: none;\">If this university venue had been an additional insured on an event insurance policy, the policy could potentially respond in this situation and pay for the cost of a lawyer to defend the university. In <span><a href=\"https://events.frontrowinsurance.com/us\"><span style=\"color: #1155cc;\">Front Row’s event insurance policy</span></a></span>, additional insured certificates for the venue can be added at no additional cost.</p>\n<h2>Audience Member Participation is Always a Risk</h2>\n<p>Fairly often at lectures and seminars, audience members are randomly selected to get involved in some activity. This can be risky; a risk for which you’ll want to be insured. In 2013, a certain famous Las Vegas-based magician learned this the hard way when one of his randomly selected audience members sustained an injury during the act. The audience member sued for damages.</p>\n<h2>Lecture/Seminar/Speaking Engagement Lighting Collapse</h2>\n<p>It’s entirely possible that installed, temporary lighting could fall on the audience at a lecture, seminar or speaking engagement. If injured, they may decide to sue.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury </strong>to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other seminar insurance providers?</h3>\n<p style=\"border: none;\">Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>US lecture/seminar insurance policy</span></a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p style=\"border: none;\">Seminar/lecture/speaking engagement venues and event professionals can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.</p>\n<p style=\"border: none;\"><strong><em>Are you in Canada? </em></strong><span style=\"font-weight: normal;\"><em>If so, buy </em></span><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\"><em><span style=\"color: #1155cc;\">lecture/seminar</span></em><em><span style=\"color: #1155cc;\"> insurance in Canada here</span></em></a><span style=\"font-weight: normal;\"><em><span style=\"color: black;\">.</span></em></span><strong><em><span style=\"color: black;\"><br><br></span></em></strong></p>\n<p style=\"border: none; font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li style=\"border: none;\"><a href=\"/seminar-event-insurance-canada\" rel=\"noopener\">Seminar insurance landing page</a></li>\n<li style=\"border: none;\"><a href=\"/en-us/event-insurance-usa\" rel=\"noopener\">Special event insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/conference-event-insurance-what-you-need-to-know\" rel=\"noopener\">Conference and event insurance</a></li>\n</ul>\n<h3>Citations:</h3>\n<ul style=\"font-size: 14px;\">\n<li style=\"border: none;\"><a href=\"https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/\" rel=\"nofollow noopener\">https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/</a></li>\n<li style=\"border: none;\"><span style=\"font-size: 14px;\"><a href=\"https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/\" rel=\"nofollow noopener\">https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/</a></span></li>\n</ul>\n<p style=\"border: none; font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","post_summary":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE_NOT_SENT","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n<!--more-->\n<p style=\"border: none;\"></p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance? If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at seminars and lectures. These events may or may not have had insurance.</p>\n<h2>Law Professor’s Podium Tumble (2013) | Lecture Insurance</h2>\n<p style=\"border: none;\">A law professor delivered her lecture -<em>“Lawyers, Judges and the Law of Nations: International Law in U.S. Courts”</em> - at a Denver-based university in 2013. While attempting to step down from the podium after her lecture, she fell off and broke her foot. She then sued the university and its law school.</p>\n<p style=\"border: none;\">If this university venue had been an additional insured on an event insurance policy, the policy could potentially respond in this situation and pay for the cost of a lawyer to defend the university. In <span><a href=\"https://events.frontrowinsurance.com/us\"><span style=\"color: #1155cc;\">Front Row’s event insurance policy</span></a></span>, additional insured certificates for the venue can be added at no additional cost.</p>\n<h2>Audience Member Participation is Always a Risk</h2>\n<p>Fairly often at lectures and seminars, audience members are randomly selected to get involved in some activity. This can be risky; a risk for which you’ll want to be insured. In 2013, a certain famous Las Vegas-based magician learned this the hard way when one of his randomly selected audience members sustained an injury during the act. The audience member sued for damages.</p>\n<h2>Lecture/Seminar/Speaking Engagement Lighting Collapse</h2>\n<p>It’s entirely possible that installed, temporary lighting could fall on the audience at a lecture, seminar or speaking engagement. If injured, they may decide to sue.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury </strong>to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other seminar insurance providers?</h3>\n<p style=\"border: none;\">Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>US lecture/seminar insurance policy</span></a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p style=\"border: none;\">Seminar/lecture/speaking engagement venues and event professionals can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.</p>\n<p style=\"border: none;\"><strong><em>Are you in Canada? </em></strong><span style=\"font-weight: normal;\"><em>If so, buy </em></span><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\"><em><span style=\"color: #1155cc;\">lecture/seminar</span></em><em><span style=\"color: #1155cc;\"> insurance in Canada here</span></em></a><span style=\"font-weight: normal;\"><em><span style=\"color: black;\">.</span></em></span><strong><em><span style=\"color: black;\"><br><br></span></em></strong></p>\n<p style=\"border: none; font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li style=\"border: none;\"><a href=\"/seminar-event-insurance-canada\" rel=\"noopener\">Seminar insurance landing page</a></li>\n<li style=\"border: none;\"><a href=\"/en-us/event-insurance-usa\" rel=\"noopener\">Special event insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/conference-event-insurance-what-you-need-to-know\" rel=\"noopener\">Conference and event insurance</a></li>\n</ul>\n<h3>Citations:</h3>\n<ul style=\"font-size: 14px;\">\n<li style=\"border: none;\"><a href=\"https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/\" rel=\"nofollow noopener\">https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/</a></li>\n<li style=\"border: none;\"><span style=\"font-size: 14px;\"><a href=\"https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/\" rel=\"nofollow noopener\">https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/</a></span></li>\n</ul>\n<p style=\"border: none; font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rss_summary":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n","keywords":[],"tag_ids":[3238974970,61505392395],"topic_ids":[3238974970,61505392395],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"composition_id":0,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"meta_description":"Aside from the requirements of the venue, why should you consider lecture/seminar/speaking engagement liability insurance? If someone is injured...","meta_keywords":null,"layout_sections":{},"past_mab_experiment_ids":[],"featured_image_alt_text":"Lecture Insurance | Seminar Insurance | Speaking Engagement Insurance","enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":0,"published_by_id":7915797,"allowed_slug_conflict":false,"link_rel_canonical_url":null,"page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/events/lecture-event-unsplash-forweb600.jpg","featured_image_width":600,"featured_image_height":400,"publish_timezone_offset":null,"theme_settings_values":null,"published_at":1656339580657,"password":null,"header":null,"last_edit_session_id":null,"last_edit_update_id":null},"metaDescription":"Aside from the requirements of the venue, why should you consider lecture/seminar/speaking engagement liability insurance? 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n<!--more-->\n<p style=\"border: none;\"></p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance? If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at seminars and lectures. These events may or may not have had insurance.</p>\n<h2>Law Professor’s Podium Tumble (2013) | Lecture Insurance</h2>\n<p style=\"border: none;\">A law professor delivered her lecture -<em>“Lawyers, Judges and the Law of Nations: International Law in U.S. Courts”</em> - at a Denver-based university in 2013. While attempting to step down from the podium after her lecture, she fell off and broke her foot. She then sued the university and its law school.</p>\n<p style=\"border: none;\">If this university venue had been an additional insured on an event insurance policy, the policy could potentially respond in this situation and pay for the cost of a lawyer to defend the university. In <span><a href=\"https://events.frontrowinsurance.com/us\"><span style=\"color: #1155cc;\">Front Row’s event insurance policy</span></a></span>, additional insured certificates for the venue can be added at no additional cost.</p>\n<h2>Audience Member Participation is Always a Risk</h2>\n<p>Fairly often at lectures and seminars, audience members are randomly selected to get involved in some activity. This can be risky; a risk for which you’ll want to be insured. In 2013, a certain famous Las Vegas-based magician learned this the hard way when one of his randomly selected audience members sustained an injury during the act. The audience member sued for damages.</p>\n<h2>Lecture/Seminar/Speaking Engagement Lighting Collapse</h2>\n<p>It’s entirely possible that installed, temporary lighting could fall on the audience at a lecture, seminar or speaking engagement. If injured, they may decide to sue.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury </strong>to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other seminar insurance providers?</h3>\n<p style=\"border: none;\">Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>US lecture/seminar insurance policy</span></a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p style=\"border: none;\">Seminar/lecture/speaking engagement venues and event professionals can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.</p>\n<p style=\"border: none;\"><strong><em>Are you in Canada? </em></strong><span style=\"font-weight: normal;\"><em>If so, buy </em></span><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\"><em><span style=\"color: #1155cc;\">lecture/seminar</span></em><em><span style=\"color: #1155cc;\"> insurance in Canada here</span></em></a><span style=\"font-weight: normal;\"><em><span style=\"color: black;\">.</span></em></span><strong><em><span style=\"color: black;\"><br><br></span></em></strong></p>\n<p style=\"border: none; font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li style=\"border: none;\"><a href=\"/seminar-event-insurance-canada\" rel=\"noopener\">Seminar insurance landing page</a></li>\n<li style=\"border: none;\"><a href=\"/en-us/event-insurance-usa\" rel=\"noopener\">Special event insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/conference-event-insurance-what-you-need-to-know\" rel=\"noopener\">Conference and event insurance</a></li>\n</ul>\n<h3>Citations:</h3>\n<ul style=\"font-size: 14px;\">\n<li style=\"border: none;\"><a href=\"https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/\" rel=\"nofollow noopener\">https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/</a></li>\n<li style=\"border: none;\"><span style=\"font-size: 14px;\"><a href=\"https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/\" rel=\"nofollow noopener\">https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/</a></span></li>\n</ul>\n<p style=\"border: none; font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postBodyRss":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n<!--more-->\n<p style=\"border: none;\"></p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance? If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at seminars and lectures. These events may or may not have had insurance.</p>\n<h2>Law Professor’s Podium Tumble (2013) | Lecture Insurance</h2>\n<p style=\"border: none;\">A law professor delivered her lecture -<em>“Lawyers, Judges and the Law of Nations: International Law in U.S. Courts”</em> - at a Denver-based university in 2013. While attempting to step down from the podium after her lecture, she fell off and broke her foot. She then sued the university and its law school.</p>\n<p style=\"border: none;\">If this university venue had been an additional insured on an event insurance policy, the policy could potentially respond in this situation and pay for the cost of a lawyer to defend the university. In <span><a href=\"https://events.frontrowinsurance.com/us\"><span style=\"color: #1155cc;\">Front Row’s event insurance policy</span></a></span>, additional insured certificates for the venue can be added at no additional cost.</p>\n<h2>Audience Member Participation is Always a Risk</h2>\n<p>Fairly often at lectures and seminars, audience members are randomly selected to get involved in some activity. This can be risky; a risk for which you’ll want to be insured. In 2013, a certain famous Las Vegas-based magician learned this the hard way when one of his randomly selected audience members sustained an injury during the act. The audience member sued for damages.</p>\n<h2>Lecture/Seminar/Speaking Engagement Lighting Collapse</h2>\n<p>It’s entirely possible that installed, temporary lighting could fall on the audience at a lecture, seminar or speaking engagement. If injured, they may decide to sue.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury </strong>to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other seminar insurance providers?</h3>\n<p style=\"border: none;\">Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>US lecture/seminar insurance policy</span></a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p style=\"border: none;\">Seminar/lecture/speaking engagement venues and event professionals can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.</p>\n<p style=\"border: none;\"><strong><em>Are you in Canada? </em></strong><span style=\"font-weight: normal;\"><em>If so, buy </em></span><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\"><em><span style=\"color: #1155cc;\">lecture/seminar</span></em><em><span style=\"color: #1155cc;\"> insurance in Canada here</span></em></a><span style=\"font-weight: normal;\"><em><span style=\"color: black;\">.</span></em></span><strong><em><span style=\"color: black;\"><br><br></span></em></strong></p>\n<p style=\"border: none; font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li style=\"border: none;\"><a href=\"/seminar-event-insurance-canada\" rel=\"noopener\">Seminar insurance landing page</a></li>\n<li style=\"border: none;\"><a href=\"/en-us/event-insurance-usa\" rel=\"noopener\">Special event insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/conference-event-insurance-what-you-need-to-know\" rel=\"noopener\">Conference and event insurance</a></li>\n</ul>\n<h3>Citations:</h3>\n<ul style=\"font-size: 14px;\">\n<li style=\"border: none;\"><a href=\"https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/\" rel=\"nofollow noopener\">https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/</a></li>\n<li style=\"border: none;\"><span style=\"font-size: 14px;\"><a href=\"https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/\" rel=\"nofollow noopener\">https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/</a></span></li>\n</ul>\n<p style=\"border: none; font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postEmailContent":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/events/lecture-event-unsplash-forweb600.jpg","postListContent":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n<!--more-->\n<p style=\"border: none;\"></p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance? If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at seminars and lectures. These events may or may not have had insurance.</p>\n<h2>Law Professor’s Podium Tumble (2013) | Lecture Insurance</h2>\n<p style=\"border: none;\">A law professor delivered her lecture -<em>“Lawyers, Judges and the Law of Nations: International Law in U.S. Courts”</em> - at a Denver-based university in 2013. While attempting to step down from the podium after her lecture, she fell off and broke her foot. She then sued the university and its law school.</p>\n<p style=\"border: none;\">If this university venue had been an additional insured on an event insurance policy, the policy could potentially respond in this situation and pay for the cost of a lawyer to defend the university. In <span><a href=\"https://events.frontrowinsurance.com/us\"><span style=\"color: #1155cc;\">Front Row’s event insurance policy</span></a></span>, additional insured certificates for the venue can be added at no additional cost.</p>\n<h2>Audience Member Participation is Always a Risk</h2>\n<p>Fairly often at lectures and seminars, audience members are randomly selected to get involved in some activity. This can be risky; a risk for which you’ll want to be insured. In 2013, a certain famous Las Vegas-based magician learned this the hard way when one of his randomly selected audience members sustained an injury during the act. The audience member sued for damages.</p>\n<h2>Lecture/Seminar/Speaking Engagement Lighting Collapse</h2>\n<p>It’s entirely possible that installed, temporary lighting could fall on the audience at a lecture, seminar or speaking engagement. If injured, they may decide to sue.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury </strong>to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other seminar insurance providers?</h3>\n<p style=\"border: none;\">Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>US lecture/seminar insurance policy</span></a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p style=\"border: none;\">Seminar/lecture/speaking engagement venues and event professionals can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.</p>\n<p style=\"border: none;\"><strong><em>Are you in Canada? </em></strong><span style=\"font-weight: normal;\"><em>If so, buy </em></span><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\"><em><span style=\"color: #1155cc;\">lecture/seminar</span></em><em><span style=\"color: #1155cc;\"> insurance in Canada here</span></em></a><span style=\"font-weight: normal;\"><em><span style=\"color: black;\">.</span></em></span><strong><em><span style=\"color: black;\"><br><br></span></em></strong></p>\n<p style=\"border: none; font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li style=\"border: none;\"><a href=\"/seminar-event-insurance-canada\" rel=\"noopener\">Seminar insurance landing page</a></li>\n<li style=\"border: none;\"><a href=\"/en-us/event-insurance-usa\" rel=\"noopener\">Special event insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/conference-event-insurance-what-you-need-to-know\" rel=\"noopener\">Conference and event insurance</a></li>\n</ul>\n<h3>Citations:</h3>\n<ul style=\"font-size: 14px;\">\n<li style=\"border: none;\"><a href=\"https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/\" rel=\"nofollow noopener\">https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/</a></li>\n<li style=\"border: none;\"><span style=\"font-size: 14px;\"><a href=\"https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/\" rel=\"nofollow noopener\">https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/</a></span></li>\n</ul>\n<p style=\"border: none; font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","postListSummaryFeaturedImage":"","postRssContent":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/events/lecture-event-unsplash-forweb600.jpg","postSummary":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n","postSummaryRss":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"qKVBpzzS","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/animals/sebastian-coman-travel-M4_XyyKTjZM-unsplash-forweb600.jpg","previousPostFeaturedImageAltText":"Animal Show Insurance | Dog Show Event Insurance: Buy Online.","previousPostName":"Animal Show Insurance | Dog Show Insurance: Buy Online (USA)","previousPostSlug":"articles/animal-show-insurance-dog-show-event-insurance","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1655991979000,"publishDateLocalTime":1655991979000,"publishDateLocalized":{"date":1655991979000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1656339580657,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/lecture-insurance-seminar-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n<!--more-->\n<p style=\"border: none;\"></p>\n<p style=\"border: none;\">Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance? If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you.</p>\n<p style=\"border: none;\">Below are some unfortunate real-life incidents that have occurred at seminars and lectures. These events may or may not have had insurance.</p>\n<h2>Law Professor’s Podium Tumble (2013) | Lecture Insurance</h2>\n<p style=\"border: none;\">A law professor delivered her lecture -<em>“Lawyers, Judges and the Law of Nations: International Law in U.S. Courts”</em> - at a Denver-based university in 2013. While attempting to step down from the podium after her lecture, she fell off and broke her foot. She then sued the university and its law school.</p>\n<p style=\"border: none;\">If this university venue had been an additional insured on an event insurance policy, the policy could potentially respond in this situation and pay for the cost of a lawyer to defend the university. In <span><a href=\"https://events.frontrowinsurance.com/us\"><span style=\"color: #1155cc;\">Front Row’s event insurance policy</span></a></span>, additional insured certificates for the venue can be added at no additional cost.</p>\n<h2>Audience Member Participation is Always a Risk</h2>\n<p>Fairly often at lectures and seminars, audience members are randomly selected to get involved in some activity. This can be risky; a risk for which you’ll want to be insured. In 2013, a certain famous Las Vegas-based magician learned this the hard way when one of his randomly selected audience members sustained an injury during the act. The audience member sued for damages.</p>\n<h2>Lecture/Seminar/Speaking Engagement Lighting Collapse</h2>\n<p>It’s entirely possible that installed, temporary lighting could fall on the audience at a lecture, seminar or speaking engagement. If injured, they may decide to sue.</p>\n<p>Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for <strong>bodily injury </strong>to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.</p>\n<h3>What differentiates Front Row from other seminar insurance providers?</h3>\n<p style=\"border: none;\">Our policy is available for purchase online, 24/7. This is, of course, <strong>easier</strong> and <strong>more convenient</strong> than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your <a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\"><span>US lecture/seminar insurance policy</span></a> <strong>faster</strong> and with less hassle if you purchase it online from Front Row. Quotes are free.</p>\n<p style=\"border: none;\">Seminar/lecture/speaking engagement venues and event professionals can be added as <strong>additional insureds</strong> to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.</p>\n<p style=\"border: none;\"><strong><em>Are you in Canada? </em></strong><span style=\"font-weight: normal;\"><em>If so, buy </em></span><a href=\"https://events.frontrowinsurance.com/\" rel=\"noopener\"><em><span style=\"color: #1155cc;\">lecture/seminar</span></em><em><span style=\"color: #1155cc;\"> insurance in Canada here</span></em></a><span style=\"font-weight: normal;\"><em><span style=\"color: black;\">.</span></em></span><strong><em><span style=\"color: black;\"><br><br></span></em></strong></p>\n<p style=\"border: none; font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<h3>Related posts:</h3>\n<ul>\n<li style=\"border: none;\"><a href=\"/seminar-event-insurance-canada\" rel=\"noopener\">Seminar insurance landing page</a></li>\n<li style=\"border: none;\"><a href=\"/en-us/event-insurance-usa\" rel=\"noopener\">Special event insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/wedding-insurance-usa-wedding-liability-insurance-united-states\" rel=\"noopener\">Wedding insurance USA</a></li>\n<li style=\"border: none;\"><a href=\"/articles/conference-event-insurance-what-you-need-to-know\" rel=\"noopener\">Conference and event insurance</a></li>\n</ul>\n<h3>Citations:</h3>\n<ul style=\"font-size: 14px;\">\n<li style=\"border: none;\"><a href=\"https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/\" rel=\"nofollow noopener\">https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/</a></li>\n<li style=\"border: none;\"><span style=\"font-size: 14px;\"><a href=\"https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/\" rel=\"nofollow noopener\">https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/</a></span></li>\n</ul>\n<p style=\"border: none; font-size: 13px;\"><strong><em>DISCLAIMER</em></strong><em>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></p>","rssSummary":"<p style=\"border: none;\">Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:</p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/events/lecture-event-unsplash-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1663510780517,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/7f60ed46-b677-4bfb-88c9-270e63ef347f.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/lecture-insurance-seminar-insurance","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[3238974970,61505392395],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1438987505673,"deletedAt":0,"description":"","id":3238974970,"label":"Event insurance Canada","language":"en","name":"Event insurance Canada","portalId":61352,"slug":"event-insurance-canada","translatedFromId":null,"translations":{},"updated":1649863292856},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1638995218137,"deletedAt":0,"description":"","id":61505392395,"label":"Event insurance US","language":null,"name":"Event insurance US","portalId":61352,"slug":"event-insurance-us","translatedFromId":null,"translations":{},"updated":1638995218137}],"tagNames":["Event insurance Canada","Event insurance US"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","themePath":null,"themeSettingsValues":null,"title":"Lecture Insurance | Seminar Insurance | Speaking Engagement Insurance (US & Canada)","tmsId":null,"topicIds":[3238974970,61505392395],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1438987505673,"deletedAt":0,"description":"","id":3238974970,"label":"Event insurance Canada","language":"en","name":"Event insurance Canada","portalId":61352,"slug":"event-insurance-canada","translatedFromId":null,"translations":{},"updated":1649863292856},{"categoryId":3,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1638995218137,"deletedAt":0,"description":"","id":61505392395,"label":"Event insurance US","language":null,"name":"Event insurance US","portalId":61352,"slug":"event-insurance-us","translatedFromId":null,"translations":{},"updated":1638995218137}],"topicNames":["Event insurance Canada","Event insurance US"],"topics":[3238974970,61505392395],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1656339580854,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/lecture-insurance-seminar-insurance","useFeaturedImage":true,"userPerms":[],"views":null,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{}},{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/best-wedding-venues-in-new-york","afterPostBody":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"77127152749","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"Grant Patten - VP, Marketing","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1557244191140,"userId":null,"username":null,"website":""},"blogAuthorId":9474946913,"blogPostAuthor":{"avatar":"","bio":"Grant Patten - VP, Marketing","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1557244191140,"deletedAt":0,"displayName":"Grant Patten","email":"grant@frontrowinsurance.com","facebook":"","fullName":"Grant Patten","gravatarUrl":"https://app.hubspot.com/settings/avatar/9751f803d54c2340cccdf5025adc9aa4","hasSocialProfiles":false,"id":9474946913,"label":"Grant Patten","language":null,"linkedin":"","name":"Grant Patten","portalId":61352,"slug":"grant-patten","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1557244191140,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":"DONE_NOT_SENT","blogPublishToSocialMediaTask":"DONE","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1655906345358,"createdById":7915797,"createdTime":1655906345358,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/skylines/shutterstock_1011270001-forweb600.jpg","featuredImageAltText":"Best Wedding Venues in New York | Best Places to Get Married in NYC","featuredImageHeight":338,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1655907905000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"htmlTitle":"Best Wedding Venues in New York | Best Places to Get Married in NYC","id":77127152749,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"Best Wedding Venues in New York | Best Places to Get Married in NYC","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"public_access_rules_enabled":false,"public_access_rules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"html_title":"Best Wedding Venues in New York | Best Places to Get Married in NYC","use_featured_image":true,"post_body":"<p>NY, NY has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. <strong>Note</strong>: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to <a href=\"mailto:grant@frontrowinsurance.com\" rel=\"nofollow noopener\"><span style=\"color: #0563c1;\">contact us</span></a> with the suggestion.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Church\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best church/synagogue/mosque wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Outdoor\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best outdoor wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Resto\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best restaurant wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Other\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best other wedding venues</span></a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<h2> </h2>\n<a id=\"Church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in NYC</h2>\n<h3>Brick Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Brick_Presbyterian_Church_(New_York_City)\" rel=\"nofollow noopener\"><span>https://en.wikipedia.org/wiki/Brick_Presbyterian_Church_(New_York_City)</span></a></p>\n<p>The Brick Church, located at 62 E. 92nd St in NYC, was founded as an offshoot of First Presbyterian Church. This church opened in 1940 and it is available to be booked for weddings.</p>\n<p>A minister of The Brick Presbyterian Church normally presides at all weddings held at The Brick Church. In consultation with the senior minister, non-Brick Church ministers from the Presbyterian or other Christian traditions may be invited to preside.</p>\n<h3>The Church of the Ascension</h3>\n<p><strong>URL</strong>: <a href=\"https://ascensionnyc.org/weddings/\"><span>https://ascensionnyc.org/weddings/</span></a></p>\n<p>Located at 12 W. 11th St in NYC, Church of the Ascension was founded in 1827. <strong>Note</strong>: under most circumstances, The Church of the Ascension is able to offer the sacrament of Christian marriage only to members of the Episcopal Church.</p>\n<p>Members of Ascension are encouraged to give a donation of $1,000 for the use of the church for their wedding.</p>\n<h3>Church of Our Saviour</h3>\n<p><strong>URL</strong>: <a href=\"https://oursaviournyc.org/weddings-and-baptism\"><span>https://oursaviournyc.org/weddings-and-baptism</span></a></p>\n<p>Church of Our Saviour is located at 59 Park Ave. at 38th St. and is available to be booked for weddings. The best way to determine if Our Saviour might be an appropriate Church for your wedding is to speak with one of the priests at the parish.</p>\n<p>Those wishing to <a href=\"https://www.frontrowinsurance.com/baptism-event-insurance\"><span>have their child baptized</span></a> should read, complete, and return the baptismal registration form to the parish office.</p>\n<h3>Mosque Masjid Manhattan</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masjidmanhattan.com/\"><span>https://www.masjidmanhattan.com/</span></a></p>\n<p>Masjid Manhattan is located at 30 Cliff Street in Manhattan. This mosque is available to be booked for nikah services/Muslim weddings.</p>\n<p>You must bring a New York state marriage license or the nikah will not be conducted. There should be at least two witnesses to the nikah ceremony.</p>\n<h3>Central Synagogue</h3>\n<p><strong>URL</strong>: <a href=\"https://www.centralsynagogue.org/life-cycles/weddings\"><span>https://www.centralsynagogue.org/life-cycles/weddings</span></a></p>\n<p>Central Synagogue is located at 123 E 55th Street in NY, NY. This synagogue is available to be booked for Jewish weddings.</p>\n<p>Whether it is a dinner for 12 or a wedding for 1,200, this synagogue is available to make your event a spectacular one.</p>\n<p> </p>\n<a id=\"Outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in NYC</h2>\n<h3>The Aqua Azul</h3>\n<p><strong>URL</strong>: <a href=\"https://aquaazulyacht.com/events/weddings/\"><span>https://aquaazulyacht.com/events/weddings/</span></a></p>\n<p>The Aqua Azul, an NYC based luxury yacht, offers private, corporate, and wedding cruises with top-notch sophistication.</p>\n<p>The Manhattan Steamboat Company offers a private evening or day wedding cruise through romantic NY Harbor.</p>\n<h3>Wave Hill Public Garden & Cultural Center</h3>\n<p><strong>URL</strong>: <span><a href=\"https://en.wikipedia.org/wiki/Wave_Hill\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Wave_Hill</a><a href=\"https://en.wikipedia.org/wiki/Wave_Hill\" rel=\"nofollow noopener\"></a></span><span></span></p>\n<p>Wave Hill is a 28-acre (11 ha) estate in the Hudson Hill section of Riverdale in the Bronx, New York City. This public garden is available to be booked for weddings.</p>\n<p>Wave Hill is listed on the National Register of Historic Places and is a New York City designated landmark.</p>\n<h3>Brooklyn Botanic Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Brooklyn_Botanic_Garden\" rel=\"nofollow noopener\"><span>https://en.wikipedia.org/wiki/Brooklyn_Botanic_Garden</span></a></p>\n<p>Brooklyn Botanic Garden is in Brooklyn, New York City. It was founded in 1910 using land from Mount Prospect Park in central Brooklyn, adjacent to Prospect Park.</p>\n<p>This 52-acre garden holds over 14,000 plants and has nearly a million visitors each year.</p>\n<h3>Central Park</h3>\n<p><strong>URL</strong>: <span><a href=\"https://www.centralpark.com/weddings\">https://www.centralpark.com/weddings</a><a href=\"https://www.centralpark.com/weddings\"></a></span><span></span></p>\n<p>Why not have your wedding in perhaps the most famous park in the world? There are various wedding packages available to have your wedding in Central Park, starting at $3,950.</p>\n<p>Its influence earned Central Park the designations of National Historic Landmark in 1963 and of New York City scenic landmark in 1974.</p>\n<h3>New York Marble Cemetery</h3>\n<p><strong>URL</strong>: <a href=\"https://marblecemetery.org/\"><span>https://marblecemetery.org/</span></a></p>\n<p>Hosting a wedding in a cemetery might seem counterintuitive but New York Marble Cemetery is a nice venue available for rent. The grounds entrance is at 41 1/2 Second Avenue in NYC.</p>\n<p>The guest limit is 150 people, including staff. Additional “side days” cost $1,000 each; e.g., for wedding rehearsals or to set up tents.</p>\n<p> </p>\n<a id=\"Resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in NYC</h2>\n<h3>Tavern on the Green</h3>\n<p><strong>URL</strong>: <span><a href=\"https://en.wikipedia.org/wiki/Tavern_on_the_Green\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Tavern_on_the_Green</a><a href=\"https://en.wikipedia.org/wiki/Tavern_on_the_Green\" rel=\"nofollow noopener\"></a></span><span></span></p>\n<p>Tavern on the Green is an American cuisine restaurant in Central Park, near the intersection of Central Park West and West 66th Street. This restaurant is available to be booked for weddings.</p>\n<p>Established in 1934, John Lennon and his son Sean celebrated numerous birthdays at Tavern on the Green during the late 1970s.</p>\n<h3>MyMoon</h3>\n<p><strong>URL</strong>: <a href=\"https://www.mymoonnyc.com/privateevents\"><span>https://www.mymoonnyc.com/privateevents</span></a></p>\n<p>MyMoon is located at 184 N 10th St in Brooklyn. This restaurant is located in a 19th Century building and serves primarily Spanish fare. The restaurant can be booked for weddings.</p>\n<p>The whole of the venue is available as the dramatic setting for your next event, and can accommodate dinners for up to 166 guests or cocktails for 200.</p>\n<h3>The Water Club</h3>\n<p><strong>URL</strong>: <a href=\"https://thewaterclub.com/new-york-wedding-venues/\"><span>https://thewaterclub.com/new-york-wedding-venues/</span></a></p>\n<p>The Water Club is located at 500 East 30th Street in NYC. Wedding guests will be treated to classic American cuisine, complete with impeccable service and extraordinary wine selections.</p>\n<p>The Water Club’s banquet staff are pros at assisting each and every detail to create your dream wedding before and after you tie the knot.</p>\n<h3>Jing Fong - UWS</h3>\n<p><strong>URL</strong>: <a href=\"http://jingfongny.com/\"><span>http://jingfongny.com/</span></a></p>\n<p>Jing Fong is located at 380 Amsterdam Avenue in NYC and is available to be booked for weddings.</p>\n<p>This Chinese restaurant has an 800 seat grand ballroom, an elegant bar, and dedicated staff providing gracious, hospitable service. Established in 1978.</p>\n<h3>Freemans</h3>\n<p><strong>URL</strong>: <a href=\"https://www.freemansrestaurant.com/private-dining\"><span>https://www.freemansrestaurant.com/private-dining</span></a></p>\n<p>Freemans, located in Freeman Alley, New York, has three private rooms available for seated dinner parties or wedding receptions.</p>\n<p>From 30 to 200 guests, the full second floor including the drawing room or the entire restaurant is available for rental.</p>\n<p> </p>\n<a id=\"Other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NYC</h2>\n<h3>Pier Sixty</h3>\n<p><strong>URL</strong>: <a href=\"https://piersixty.com/venues/pier-sixty/\"><span>https://piersixty.com/venues/pier-sixty/</span></a></p>\n<p>Located on Pier 60, Chelsea Piers, New York, this venue is available to be booked for weddings.</p>\n<p>Pier 60 is New York City’s largest waterfront venue, situated on the Hudson River.</p>\n<h3>The Foundry</h3>\n<p><strong>URL</strong>: <a href=\"http://www.thefoundry.info/aboutus\"><span>http://www.thefoundry.info/aboutus</span></a></p>\n<p>Located at 42-38 9th St, Queens, NY, The Foundry is available to be booked for weddings.</p>\n<p>This venue is located in a 19th Century building that has been meticulously renovated. The venue has 3,000+ square feet of space.</p>\n<h3>Housing Works</h3>\n<p><strong>URL</strong>: <a href=\"https://www.housingworks.org/weddings-private-events\"><span>https://www.housingworks.org/weddings-private-events</span></a></p>\n<p>Located at 126 Crosby St in NYC, Housing Works bookstore is available to be booked for weddings.</p>\n<p>With its mahogany-paneled bookcases, high ceilings, expansive second floor balcony, festoon lighting, and convenient Soho location, this 3,000 square foot library setting has hosted many wedding couples.</p>\n<h3>William Vale</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thewilliamvale.com/weddings/\"><span>https://www.thewilliamvale.com/weddings/</span></a></p>\n<p>The William Vale hotel is available to be booked for weddings. From intimate dinner parties with a handful of friends and family, to a stunning ceremony on its 23rd floor rooftop, to the late night dance party of your dreams, each event at this hotel is treated with care.</p>\n<p>Located at 111 North 12th Street in Brooklyn, NY.</p>\n<h3>The Williamsburg Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thewilliamsburghotel.com/meetings-events\"><span>https://www.thewilliamsburghotel.com/meetings-events</span></a></p>\n<p>The Williamsburg Hotel is located at 96 Wythe Ave, Brooklyn and is available to be booked for weddings. This hotel features dynamic and versatile event spaces that cater to every occasion.</p>\n<p>Spaces available for rent include a ballroom, a water tower, a lobby bar, a library room, a restaurant, a patio and a skyline suite.</p>\n<p> </p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New York, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row and buy online:</p>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding Insurance</a> (USA): if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.</p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-new-york?hsLang=en\">WEDDING INSURANCE IN NEW YORK</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-york/\" rel=\"noopener\">Google Web Story: The best wedding venues in New York</a></li>\n</ul>","post_summary":"<p>NY, NY has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. <strong>Note</strong>: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to <a href=\"mailto:grant@frontrowinsurance.com\" rel=\"nofollow noopener\"><span style=\"color: #0563c1;\">contact us</span></a> with the suggestion.</p>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE_NOT_SENT","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<p>NY, NY has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. <strong>Note</strong>: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to <a href=\"mailto:grant@frontrowinsurance.com\" rel=\"nofollow noopener\"><span style=\"color: #0563c1;\">contact us</span></a> with the suggestion.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Church\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best church/synagogue/mosque wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Outdoor\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best outdoor wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Resto\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best restaurant wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Other\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best other wedding venues</span></a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<h2> </h2>\n<a id=\"Church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in NYC</h2>\n<h3>Brick Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Brick_Presbyterian_Church_(New_York_City)\" rel=\"nofollow noopener\"><span>https://en.wikipedia.org/wiki/Brick_Presbyterian_Church_(New_York_City)</span></a></p>\n<p>The Brick Church, located at 62 E. 92nd St in NYC, was founded as an offshoot of First Presbyterian Church. This church opened in 1940 and it is available to be booked for weddings.</p>\n<p>A minister of The Brick Presbyterian Church normally presides at all weddings held at The Brick Church. In consultation with the senior minister, non-Brick Church ministers from the Presbyterian or other Christian traditions may be invited to preside.</p>\n<h3>The Church of the Ascension</h3>\n<p><strong>URL</strong>: <a href=\"https://ascensionnyc.org/weddings/\"><span>https://ascensionnyc.org/weddings/</span></a></p>\n<p>Located at 12 W. 11th St in NYC, Church of the Ascension was founded in 1827. <strong>Note</strong>: under most circumstances, The Church of the Ascension is able to offer the sacrament of Christian marriage only to members of the Episcopal Church.</p>\n<p>Members of Ascension are encouraged to give a donation of $1,000 for the use of the church for their wedding.</p>\n<h3>Church of Our Saviour</h3>\n<p><strong>URL</strong>: <a href=\"https://oursaviournyc.org/weddings-and-baptism\"><span>https://oursaviournyc.org/weddings-and-baptism</span></a></p>\n<p>Church of Our Saviour is located at 59 Park Ave. at 38th St. and is available to be booked for weddings. The best way to determine if Our Saviour might be an appropriate Church for your wedding is to speak with one of the priests at the parish.</p>\n<p>Those wishing to <a href=\"https://www.frontrowinsurance.com/baptism-event-insurance\"><span>have their child baptized</span></a> should read, complete, and return the baptismal registration form to the parish office.</p>\n<h3>Mosque Masjid Manhattan</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masjidmanhattan.com/\"><span>https://www.masjidmanhattan.com/</span></a></p>\n<p>Masjid Manhattan is located at 30 Cliff Street in Manhattan. This mosque is available to be booked for nikah services/Muslim weddings.</p>\n<p>You must bring a New York state marriage license or the nikah will not be conducted. There should be at least two witnesses to the nikah ceremony.</p>\n<h3>Central Synagogue</h3>\n<p><strong>URL</strong>: <a href=\"https://www.centralsynagogue.org/life-cycles/weddings\"><span>https://www.centralsynagogue.org/life-cycles/weddings</span></a></p>\n<p>Central Synagogue is located at 123 E 55th Street in NY, NY. This synagogue is available to be booked for Jewish weddings.</p>\n<p>Whether it is a dinner for 12 or a wedding for 1,200, this synagogue is available to make your event a spectacular one.</p>\n<p> </p>\n<a id=\"Outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in NYC</h2>\n<h3>The Aqua Azul</h3>\n<p><strong>URL</strong>: <a href=\"https://aquaazulyacht.com/events/weddings/\"><span>https://aquaazulyacht.com/events/weddings/</span></a></p>\n<p>The Aqua Azul, an NYC based luxury yacht, offers private, corporate, and wedding cruises with top-notch sophistication.</p>\n<p>The Manhattan Steamboat Company offers a private evening or day wedding cruise through romantic NY Harbor.</p>\n<h3>Wave Hill Public Garden & Cultural Center</h3>\n<p><strong>URL</strong>: <span><a href=\"https://en.wikipedia.org/wiki/Wave_Hill\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Wave_Hill</a><a href=\"https://en.wikipedia.org/wiki/Wave_Hill\" rel=\"nofollow noopener\"></a></span><span></span></p>\n<p>Wave Hill is a 28-acre (11 ha) estate in the Hudson Hill section of Riverdale in the Bronx, New York City. This public garden is available to be booked for weddings.</p>\n<p>Wave Hill is listed on the National Register of Historic Places and is a New York City designated landmark.</p>\n<h3>Brooklyn Botanic Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Brooklyn_Botanic_Garden\" rel=\"nofollow noopener\"><span>https://en.wikipedia.org/wiki/Brooklyn_Botanic_Garden</span></a></p>\n<p>Brooklyn Botanic Garden is in Brooklyn, New York City. It was founded in 1910 using land from Mount Prospect Park in central Brooklyn, adjacent to Prospect Park.</p>\n<p>This 52-acre garden holds over 14,000 plants and has nearly a million visitors each year.</p>\n<h3>Central Park</h3>\n<p><strong>URL</strong>: <span><a href=\"https://www.centralpark.com/weddings\">https://www.centralpark.com/weddings</a><a href=\"https://www.centralpark.com/weddings\"></a></span><span></span></p>\n<p>Why not have your wedding in perhaps the most famous park in the world? There are various wedding packages available to have your wedding in Central Park, starting at $3,950.</p>\n<p>Its influence earned Central Park the designations of National Historic Landmark in 1963 and of New York City scenic landmark in 1974.</p>\n<h3>New York Marble Cemetery</h3>\n<p><strong>URL</strong>: <a href=\"https://marblecemetery.org/\"><span>https://marblecemetery.org/</span></a></p>\n<p>Hosting a wedding in a cemetery might seem counterintuitive but New York Marble Cemetery is a nice venue available for rent. The grounds entrance is at 41 1/2 Second Avenue in NYC.</p>\n<p>The guest limit is 150 people, including staff. Additional “side days” cost $1,000 each; e.g., for wedding rehearsals or to set up tents.</p>\n<p> </p>\n<a id=\"Resto\" data-hs-anchor=\"true\"></a>\n<h2>Restaurant wedding venues in NYC</h2>\n<h3>Tavern on the Green</h3>\n<p><strong>URL</strong>: <span><a href=\"https://en.wikipedia.org/wiki/Tavern_on_the_Green\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Tavern_on_the_Green</a><a href=\"https://en.wikipedia.org/wiki/Tavern_on_the_Green\" rel=\"nofollow noopener\"></a></span><span></span></p>\n<p>Tavern on the Green is an American cuisine restaurant in Central Park, near the intersection of Central Park West and West 66th Street. This restaurant is available to be booked for weddings.</p>\n<p>Established in 1934, John Lennon and his son Sean celebrated numerous birthdays at Tavern on the Green during the late 1970s.</p>\n<h3>MyMoon</h3>\n<p><strong>URL</strong>: <a href=\"https://www.mymoonnyc.com/privateevents\"><span>https://www.mymoonnyc.com/privateevents</span></a></p>\n<p>MyMoon is located at 184 N 10th St in Brooklyn. This restaurant is located in a 19th Century building and serves primarily Spanish fare. The restaurant can be booked for weddings.</p>\n<p>The whole of the venue is available as the dramatic setting for your next event, and can accommodate dinners for up to 166 guests or cocktails for 200.</p>\n<h3>The Water Club</h3>\n<p><strong>URL</strong>: <a href=\"https://thewaterclub.com/new-york-wedding-venues/\"><span>https://thewaterclub.com/new-york-wedding-venues/</span></a></p>\n<p>The Water Club is located at 500 East 30th Street in NYC. Wedding guests will be treated to classic American cuisine, complete with impeccable service and extraordinary wine selections.</p>\n<p>The Water Club’s banquet staff are pros at assisting each and every detail to create your dream wedding before and after you tie the knot.</p>\n<h3>Jing Fong - UWS</h3>\n<p><strong>URL</strong>: <a href=\"http://jingfongny.com/\"><span>http://jingfongny.com/</span></a></p>\n<p>Jing Fong is located at 380 Amsterdam Avenue in NYC and is available to be booked for weddings.</p>\n<p>This Chinese restaurant has an 800 seat grand ballroom, an elegant bar, and dedicated staff providing gracious, hospitable service. Established in 1978.</p>\n<h3>Freemans</h3>\n<p><strong>URL</strong>: <a href=\"https://www.freemansrestaurant.com/private-dining\"><span>https://www.freemansrestaurant.com/private-dining</span></a></p>\n<p>Freemans, located in Freeman Alley, New York, has three private rooms available for seated dinner parties or wedding receptions.</p>\n<p>From 30 to 200 guests, the full second floor including the drawing room or the entire restaurant is available for rental.</p>\n<p> </p>\n<a id=\"Other\" data-hs-anchor=\"true\"></a>\n<h2>Best other wedding venues in NYC</h2>\n<h3>Pier Sixty</h3>\n<p><strong>URL</strong>: <a href=\"https://piersixty.com/venues/pier-sixty/\"><span>https://piersixty.com/venues/pier-sixty/</span></a></p>\n<p>Located on Pier 60, Chelsea Piers, New York, this venue is available to be booked for weddings.</p>\n<p>Pier 60 is New York City’s largest waterfront venue, situated on the Hudson River.</p>\n<h3>The Foundry</h3>\n<p><strong>URL</strong>: <a href=\"http://www.thefoundry.info/aboutus\"><span>http://www.thefoundry.info/aboutus</span></a></p>\n<p>Located at 42-38 9th St, Queens, NY, The Foundry is available to be booked for weddings.</p>\n<p>This venue is located in a 19th Century building that has been meticulously renovated. The venue has 3,000+ square feet of space.</p>\n<h3>Housing Works</h3>\n<p><strong>URL</strong>: <a href=\"https://www.housingworks.org/weddings-private-events\"><span>https://www.housingworks.org/weddings-private-events</span></a></p>\n<p>Located at 126 Crosby St in NYC, Housing Works bookstore is available to be booked for weddings.</p>\n<p>With its mahogany-paneled bookcases, high ceilings, expansive second floor balcony, festoon lighting, and convenient Soho location, this 3,000 square foot library setting has hosted many wedding couples.</p>\n<h3>William Vale</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thewilliamvale.com/weddings/\"><span>https://www.thewilliamvale.com/weddings/</span></a></p>\n<p>The William Vale hotel is available to be booked for weddings. From intimate dinner parties with a handful of friends and family, to a stunning ceremony on its 23rd floor rooftop, to the late night dance party of your dreams, each event at this hotel is treated with care.</p>\n<p>Located at 111 North 12th Street in Brooklyn, NY.</p>\n<h3>The Williamsburg Hotel</h3>\n<p><strong>URL</strong>: <a href=\"https://www.thewilliamsburghotel.com/meetings-events\"><span>https://www.thewilliamsburghotel.com/meetings-events</span></a></p>\n<p>The Williamsburg Hotel is located at 96 Wythe Ave, Brooklyn and is available to be booked for weddings. This hotel features dynamic and versatile event spaces that cater to every occasion.</p>\n<p>Spaces available for rent include a ballroom, a water tower, a lobby bar, a library room, a restaurant, a patio and a skyline suite.</p>\n<p> </p>\n<h2>Get Wedding Event Insurance: Buy Online in the US from Front Row</h2>\n<p>If you’re researching wedding venues in New York, chances are good that you’re getting married or know somebody who is. Consider wedding insurance. Get a quote from Front Row and buy online:</p>\n<p><a href=\"https://events.frontrowinsurance.com/us\" rel=\"noopener\">Wedding Insurance</a> (USA): if you’re holding a private event at one of the above venues, you can buy insurance for the day of your event from Front Row.</p>\n<p style=\"font-size: 14px;\"><strong><em>About</em></strong><em>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</em></p>\n<p><strong>Related posts</strong>:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"https://www.frontrowinsurance.com/en-us/wedding-insurance-new-york?hsLang=en\">WEDDING INSURANCE IN NEW YORK</a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"/staff/grant-patten\" rel=\"noopener\">Author: Grant Patten</a></li>\n<li><a href=\"https://stories.frontrowinsurance.com/best-wedding-venues-in-new-york/\" rel=\"noopener\">Google Web Story: The best wedding venues in New York</a></li>\n</ul>","rss_summary":"<p>NY, NY has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. <strong>Note</strong>: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to <a href=\"mailto:grant@frontrowinsurance.com\" rel=\"nofollow noopener\"><span style=\"color: #0563c1;\">contact us</span></a> with the suggestion.</p>\n","keywords":[],"tag_ids":[30486043401,61505392395,956557515,5465221705],"topic_ids":[30486043401,61505392395,956557515,5465221705],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"composition_id":0,"head_html":null,"footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"meta_description":"NY, NY has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. 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We’ll list some of them in this article. Wedding insurance NYC.","metaKeywords":null,"name":"Best Wedding Venues in New York | Best Places to Get Married in NYC","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/skylines/toronto-shutterstock_1925755964-forweb.jpg","nextPostFeaturedImageAltText":"Best Wedding Venues in Toronto | Best Places to Get Married in TO","nextPostName":"Best Wedding Venues in Toronto | Best Places to Get Married in TO","nextPostSlug":"articles/best-wedding-venues-in-toronto","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Best Wedding Venues in New York | Best Places to Get Married in NYC","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, 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Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<p>NY, NY has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. <strong>Note</strong>: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to <a href=\"mailto:grant@frontrowinsurance.com\" rel=\"nofollow noopener\"><span style=\"color: #0563c1;\">contact us</span></a> with the suggestion.</p>\n<!--more-->\n<p>We’ll discuss, in no particular order:</p>\n<ul>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Church\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best church/synagogue/mosque wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Outdoor\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best outdoor wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Resto\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best restaurant wedding venues</span></a></li>\n<li style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0cm;\"><a href=\"#Other\" rel=\"noopener\"><span style=\"text-decoration: none;\">Best other wedding venues</span></a></li>\n<li><a href=\"https://events.frontrowinsurance.com/us\"><span>Best wedding insurance provider</span></a></li>\n</ul>\n<h2> </h2>\n<a id=\"Church\" data-hs-anchor=\"true\"></a>\n<h2>Best church/synagogue/mosque wedding venues in NYC</h2>\n<h3>Brick Presbyterian Church</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Brick_Presbyterian_Church_(New_York_City)\" rel=\"nofollow noopener\"><span>https://en.wikipedia.org/wiki/Brick_Presbyterian_Church_(New_York_City)</span></a></p>\n<p>The Brick Church, located at 62 E. 92nd St in NYC, was founded as an offshoot of First Presbyterian Church. This church opened in 1940 and it is available to be booked for weddings.</p>\n<p>A minister of The Brick Presbyterian Church normally presides at all weddings held at The Brick Church. In consultation with the senior minister, non-Brick Church ministers from the Presbyterian or other Christian traditions may be invited to preside.</p>\n<h3>The Church of the Ascension</h3>\n<p><strong>URL</strong>: <a href=\"https://ascensionnyc.org/weddings/\"><span>https://ascensionnyc.org/weddings/</span></a></p>\n<p>Located at 12 W. 11th St in NYC, Church of the Ascension was founded in 1827. <strong>Note</strong>: under most circumstances, The Church of the Ascension is able to offer the sacrament of Christian marriage only to members of the Episcopal Church.</p>\n<p>Members of Ascension are encouraged to give a donation of $1,000 for the use of the church for their wedding.</p>\n<h3>Church of Our Saviour</h3>\n<p><strong>URL</strong>: <a href=\"https://oursaviournyc.org/weddings-and-baptism\"><span>https://oursaviournyc.org/weddings-and-baptism</span></a></p>\n<p>Church of Our Saviour is located at 59 Park Ave. at 38th St. and is available to be booked for weddings. The best way to determine if Our Saviour might be an appropriate Church for your wedding is to speak with one of the priests at the parish.</p>\n<p>Those wishing to <a href=\"https://www.frontrowinsurance.com/baptism-event-insurance\"><span>have their child baptized</span></a> should read, complete, and return the baptismal registration form to the parish office.</p>\n<h3>Mosque Masjid Manhattan</h3>\n<p><strong>URL</strong>: <a href=\"https://www.masjidmanhattan.com/\"><span>https://www.masjidmanhattan.com/</span></a></p>\n<p>Masjid Manhattan is located at 30 Cliff Street in Manhattan. This mosque is available to be booked for nikah services/Muslim weddings.</p>\n<p>You must bring a New York state marriage license or the nikah will not be conducted. There should be at least two witnesses to the nikah ceremony.</p>\n<h3>Central Synagogue</h3>\n<p><strong>URL</strong>: <a href=\"https://www.centralsynagogue.org/life-cycles/weddings\"><span>https://www.centralsynagogue.org/life-cycles/weddings</span></a></p>\n<p>Central Synagogue is located at 123 E 55th Street in NY, NY. This synagogue is available to be booked for Jewish weddings.</p>\n<p>Whether it is a dinner for 12 or a wedding for 1,200, this synagogue is available to make your event a spectacular one.</p>\n<p> </p>\n<a id=\"Outdoor\" data-hs-anchor=\"true\"></a>\n<h2>Best outdoor wedding venues in NYC</h2>\n<h3>The Aqua Azul</h3>\n<p><strong>URL</strong>: <a href=\"https://aquaazulyacht.com/events/weddings/\"><span>https://aquaazulyacht.com/events/weddings/</span></a></p>\n<p>The Aqua Azul, an NYC based luxury yacht, offers private, corporate, and wedding cruises with top-notch sophistication.</p>\n<p>The Manhattan Steamboat Company offers a private evening or day wedding cruise through romantic NY Harbor.</p>\n<h3>Wave Hill Public Garden & Cultural Center</h3>\n<p><strong>URL</strong>: <span><a href=\"https://en.wikipedia.org/wiki/Wave_Hill\" rel=\"nofollow noopener\">https://en.wikipedia.org/wiki/Wave_Hill</a><a href=\"https://en.wikipedia.org/wiki/Wave_Hill\" rel=\"nofollow noopener\"></a></span><span></span></p>\n<p>Wave Hill is a 28-acre (11 ha) estate in the Hudson Hill section of Riverdale in the Bronx, New York City. This public garden is available to be booked for weddings.</p>\n<p>Wave Hill is listed on the National Register of Historic Places and is a New York City designated landmark.</p>\n<h3>Brooklyn Botanic Garden</h3>\n<p><strong>URL</strong>: <a href=\"https://en.wikipedia.org/wiki/Brooklyn_Botanic_Garden\" rel=\"nofollow noopener\"><span>https://en.wikipedia.org/wiki/Brooklyn_Botanic_Garden</span></a></p>\n<p>Brooklyn Botanic Garden is in Brooklyn, New York City. It was founded in 1910 using land from Mount Prospect Park in central Brooklyn, adjacent to Prospect Park.</p>\n<p>This 52-acre garden holds over 14,000 plants and has nearly a million visitors each year.</p>\n<h3>Central Park</h3>\n<p><strong>URL</strong>: <span><a href=\"https://www.centralpark.com/weddings\">https://www.centralpark.com/weddings</
